JP2021125085A - Output control program, output control device, and output control method - Google Patents

Abstract

To provide an added value when settlement is performed.SOLUTION: An output control program according to the present application causes a computer to perform: an acquisition procedure of acquiring settlement-related information (for example, settlement information such as a settlement amount, a settlement number, a coupon, various user information) related to settlement according to an operation related to the settlement using a terminal device used by a user; and an output control procedure of transmitting the settlement-related information acquired by the acquisition procedure to a predetermined output device (for example, a printer and a digital signage) and having the settlement-related information output.SELECTED DRAWING: Figure 1

Description

The present invention relates to an output control program, an output control device, and an output control method.

Conventionally, a technique for providing a service that supports a user's payment has been known. As an example of such technology, when an optical symbol attached to a product is read by a portable terminal and a purchase instruction is given, the two-dimensional code is displayed on the portable terminal and the two-dimensional code is received. There is known a technique for issuing a receipt on which product information is printed by having the issuing machine read it.

Japanese Unexamined Patent Publication No. 2014-010521

However, the above-mentioned technology cannot always provide added value when making a payment.

For example, the above-mentioned technology merely issues a receipt on which the product information recorded in the two-dimensional code and the appearance image of the product are printed, and can provide added value when making a payment. Is not always.

The present application has been made in view of the above, and an object of the present application is to provide added value when making a settlement.

The output control program according to the present application obtains an acquisition procedure for acquiring payment-related information related to the payment and payment-related information acquired by the acquisition procedure in response to an operation related to payment using a terminal device used by the user. It is characterized in that a computer executes an output control procedure of transmitting to a predetermined output device and outputting the payment-related information.

According to one aspect of the embodiment, it is possible to provide added value when making a payment.

FIG. 1 is a diagram showing an example of output control processing according to the embodiment. FIG. 2 is a diagram showing a configuration example of a payment server according to the embodiment. FIG. 3 is a diagram showing an example of an account database according to the embodiment. FIG. 4 is a diagram showing an example of a payment information database according to the embodiment. FIG. 5 is a diagram showing an example of a user information database according to the embodiment. FIG. 6 is a diagram showing a configuration example of the provider terminal according to the embodiment. FIG. 7 is a diagram showing an example of the provider information database according to the embodiment. FIG. 8 is a diagram showing an example of a payment information database according to the embodiment. FIG. 9 is a diagram showing a configuration example of the second application according to the embodiment. FIG. 10 is a flowchart showing an example of the procedure of the output control process according to the embodiment. FIG. 11 is a hardware configuration diagram showing an example of a computer that realizes the function of the provider terminal.

Hereinafter, a mode for implementing the output control program, the output control device, and the output control method according to the present application (hereinafter, referred to as “the embodiment”) will be described in detail with reference to the drawings. Note that this embodiment does not limit the output control program, output control device, and output control method according to the present application. Further, in each of the following embodiments, the same parts are designated by the same reference numerals, and duplicate description is omitted.

[1. Embodiment]
The output control process realized by the output control program or the like of the present embodiment will be described with reference to FIG. FIG. 1 is a diagram showing an example of output control processing according to the embodiment. In FIG. 1, the output control process by the output control program according to the embodiment is performed by the provider terminal 100. That is, the provider terminal 100 executes the output control process according to the embodiment according to the control by the output control program according to the embodiment.

As shown in FIG. 1, the output control system 1 according to the embodiment includes a payment server 10, a provider terminal 100, a user terminal 200, and an output device 300. The payment server 10, the provider terminal 100, the user terminal 200, and the output device 300 are connected to each other via a network N (see, for example, FIGS. 2 and 6) so as to be able to communicate with each other by wire or wirelessly. The network N is, for example, a WAN (Wide Area Network) such as the Internet. The output control system 1 shown in FIG. 1 may include a plurality of payment servers 10, a plurality of provider terminals 100, a plurality of user terminals 200, and a plurality of output devices 300. ..

The payment server 10 shown in FIG. 1 is an information processing device that provides an electronic payment service related to electronic payment using a user terminal 200 and performs various payments, and is realized by, for example, a server device or a cloud system. For example, the payment server 10 manages the account of the provider of the transaction target (for example, goods and services) and the user to whom the transaction target is provided, and in accordance with the payment request from the user, the electronic money between the accounts is transferred. Various payments are realized by sending money. The electronic money may be, for example, points or currencies independently used by various companies, or may be money provided by the state such as Japanese yen or dollars that can be electronically traded. good.

The provider terminal 100 shown in FIG. 1 is an information processing device used by a provider who provides a transaction target to a user. The provider terminal 100 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. In addition, the provider terminal 100 displays the information distributed by the provider terminal 100 by a web browser or an application. In the example shown in FIG. 1, the case where the provider terminal 100 is a notebook PC is shown.

The user terminal 200 shown in FIG. 1 is an information processing device used by the user. The user terminal 200 is realized by, for example, a smartphone, a tablet terminal, a notebook PC, a desktop PC, a mobile phone, a PDA, or the like. In addition, the user terminal 200 displays the information distributed by the payment server 10 by a web browser or an application. In the example shown in FIG. 1, a case where the user terminal 200 is a smartphone is shown.

The output device 300 shown in FIG. 1 is an information processing device that outputs information received from the provider terminal 100. The output device 300 is realized by, for example, a digital signage, a printer, or the like. In the example shown in FIG. 1, the case where the provider terminal 100 is a printer is shown.

The IoT (Internet of Things) device 400 shown in FIG. 1 is an information processing device used by a provider. The IoT device 400 may be any device as long as it can send and receive information to and from the provider terminal 100, the user terminal 200, and the output device 300. For example, in a store managed by the provider. A vending machine (ticket vending machine) to be installed, a POS (Point of Sales system) terminal, a two-dimensional code reader, and a transmitter that transmits a signal (for example, a beacon) indicating identification information for identifying a store managed by the provider. It is realized by such as. Further, the IoT device 400 uses software (for example, embedded software) mounted on its own device to realize transmission / reception of information.

Here, an example of payment (electronic payment) using the user terminal 200 will be described prior to the output control process executed by the provider terminal 100. In the following description, the user U uses a two-dimensional code (QR code (registered trademark)) arranged in the store A and indicates the store identification information C1 that identifies the store A. An example of performing payment using the user terminal 200 will be described, but the embodiment is not limited to this. An example of payment described below can be applied even when an arbitrary user U makes a payment at an arbitrary store using an arbitrary user terminal 200. Further, the store identification information C1 may be not only a QR code (registered trademark) but also a barcode, a predetermined mark, a number, or the like.

For example, when the user U uses or purchases a payment target (transaction target) such as various products or services at the store A, the user U is used for payment pre-installed on the user terminal 200. Launch the application. Then, the user U photographs the store identification information C1 installed in the store A via the application. In such a case, the user terminal 200 displays a screen for inputting the price to be settled, and accepts the input of the settlement amount from the clerk of the user U or the store A. Then, the user terminal 200 setstles the user information that identifies the user U, the store identification information C1 (or the information indicated by the store identification information C1, that is, the information indicating the store A), and the payment amount. The information is transmitted to the payment server 10.

In such a case, the payment server 10 transfers the electronic money of the amount indicated by the payment amount from the account of the user U indicated by the user information to the account of the store A indicated by the store identification information C1. Then, the payment server 10 transmits a notification to the user terminal 200 that the payment has been completed. In such a case, the user terminal 200 notifies that the payment has been made by electronic money by outputting a screen indicating that the payment has been completed or a predetermined voice.

The payment using the user terminal 200 is not limited to the above-mentioned processing. For example, the payment using the user terminal 200 may be made using the store terminal installed in the store A. For example, the user terminal 200 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in the store A reads the user identification information displayed on the user terminal 200, and makes a payment indicating the user identification information, the payment amount, and the information for identifying the store A. The information is transmitted to the payment server 10. In such a case, the payment server 10 transfers the electronic money of the amount indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store A, and the store terminal or the user of the store A. The terminal 200 may be notified that the payment has been made by outputting a screen indicating that the payment has been completed or a predetermined voice.

Further, the payment using the user terminal 200 is not only a process of transferring the electronic money from the account charged with the electronic money in advance by the user U to the account of the store A, but also, for example, the credit registered in advance by the user U. Payment may be made using a card. In such a case, for example, the user terminal 200 may remit the electronic money of the settlement amount to the account of the store A and charge the settlement amount to the credit card management company of the user U. ..

Here, conventionally, as a technology for providing a service that supports a user's payment, when an optical symbol attached to a product is read by a portable terminal and a purchase instruction is given, the two-dimensional code is transmitted to the portable type. A technique is known in which a receipt is issued by displaying the two-dimensional code on a terminal and having the receipt issuing machine read the product information. However, the receipt issued using such a technology merely prints the product information recorded in the two-dimensional code, the appearance image of the product, etc., and adds value when making a payment. It is not always possible to provide it to users.

Therefore, the provider terminal 100 executes the output control process according to the embodiment. Hereinafter, the output control process executed by the provider terminal 100 will be described with reference to FIG. In the following description, an example will be shown in which the provider terminal 100 is used by the provider M1 and the user terminal 200 is used by the user U. Further, in the following description, the provider terminal 100 may be equated with the provider M1 and the store A, and the user terminal 200 may be equated with the user U. That is, in the following, the provider M1 and the store A can be read as the provider terminal 100, and the user U can be read as the user terminal 200.

Further, in the following description, it is assumed that the medium on which the store identification information C1 that identifies the store A is printed and the output device 300 are installed in the store A managed by the provider M1.

First, the user U reads the store identification information C1 installed in the store A using the user terminal 200 (step S1). For example, the user U reads the store identification information C1 using the user terminal 200 for the purpose of making a payment by the payment method using the above-mentioned two-dimensional code or the like, and uses the payment target provided by the store A. And the amount of money (settlement amount) generated by the purchase is input to the user terminal 200.

Subsequently, the user terminal 200 and the payment server 10 execute a process related to the electronic payment of the user U (step S2). For example, the user terminal 200 transmits the payment information including the read store identification information C1 and the payment amount input from the user U to the payment server 10. Then, the payment server 10 executes a process related to payment from the user U to the store A by the payment method using the QR code or the like described above based on the payment information received from the user terminal 200.

When the IoT device 400 is a transmission device that transmits a beacon indicating identification information for identifying a store, the user terminal 200 uses the beacon information indicated by the beacon received from the IoT device 400 (for example, a store identifier). ) May be transmitted to the payment server 10. Then, when the store indicated by the beacon information received from the user terminal 200 and the store indicated by the store identification information read by the user terminal 200 match, the payment server 10 is the store indicated by the store identification information from the user U. Performs payment-related processing for. On the other hand, if the store indicated by the beacon information and the store indicated by the store identification information do not match, the payment server 10 transmits a notification to the user terminal 200 that the payment cannot be authenticated.

Subsequently, the provider terminal 100 acquires payment-related information related to payment from the user from the payment server 10 (step S3). For example, the provider terminal 100 acquires payment information indicating a new payment made from the user to the provider M1 as payment-related information. To give a specific example, the provider terminal 100 acquires payment information (settlement amount, identifier (payment number), information indicating store A) related to payment to store A from user U.

Subsequently, the provider terminal 100 transmits the payment-related information to the output device 300 (step S4). For example, the provider terminal 100 transmits the control information for outputting the payment-related information acquired in step S3 to the output device 300.

The processing in steps S3 and S4 may be performed by the user terminal 200 or the IoT device 400. For example, the user terminal 200 uses a payment application to acquire payment-related information related to payment from the user U from the payment server 10, and outputs control information to output the payment-related information in the output device 300. Send to. Further, the IoT device 400 uses the function of the embedded software to acquire the payment-related information related to the payment from the user U from the payment server 10, and outputs the control information to the output device 300 to output the payment-related information. Send.

Subsequently, the output device 300 prints a receipt showing payment-related information (step S5). Subsequently, the provider M1 provides the user U with the receipt printed by the output device 300 (step S6).

For example, the provider M1 installs the output device 300 in the vicinity of the store identification information C1 so that the user U who has made the payment can obtain the receipt printed from the output device 300. Then, the provider M1 provides a payment target corresponding to the receipt presented by the user U (for example, a payment target corresponding to the payment amount printed on the receipt).

Further, the provider M1 installs the output device 300 at a position where the provider M1 can obtain the printed receipt. Then, the provider M1 provides the user U with the receipt printed from the output device 300 and the payment target corresponding to the receipt.

The provider terminal 100 may control the output device 300 so as to print a printed matter including an area on which the receipt received by the user is printed and an area on which the slip received by the provider is printed. In this case, the receipt and the slip are cut by cutting the boundary portion between the area where the receipt is printed and the area where the slip is printed by using a tool such as a cutter or scissors mounted on the output device 300. It becomes possible to receive users and providers for each of the above. The provider terminal 100 can manually separate the boundary portion between the area where the receipt is printed and the area where the slip is printed by controlling the auto-cutter function of the output device 300. The printed matter may be output (for example, in a partially cut state).

Further, the information output by the provider terminal 100 to the output device 300 is not limited to receipts and slips. For example, the provider terminal 100 can receive a meal ticket, an admission ticket, a ticket corresponding to various public transportations, and the like. A plurality of coupon tickets that are spelled together and corresponding to the electronic payment of the user may be output to the output device 300.

As described above, the provider terminal 100 according to the embodiment outputs real-time payment information from the user (consumer) from the output device 300 that can be retrofitted to the electronic payment system. As a result, the provider terminal 100 according to the embodiment outputs payment information from an output device 300 installed at a position according to the business form in, for example, a small store that does not have a cash register or a ticket vending machine. , Make it possible to expand the operation method of electronic payment from customers in stores. That is, the provider terminal 100 according to the embodiment can provide added value when making a payment.

[2. Payment server configuration]
Next, the configuration of the payment server 10 will be described with reference to FIG. FIG. 2 is a diagram showing a configuration example of a payment server according to the embodiment. As shown in FIG. 2, the payment server 10 includes a communication unit 20, a storage unit 30, and a control unit 40.

(About communication unit 20)
The communication unit 20 is realized by, for example, a NIC (Network Interface Card) or the like. Then, the communication unit 20 is connected to the network N by wire or wirelessly, and transmits / receives information to / from the provider terminal 100, the user terminal 200, and the like.

(About storage unit 30)
The storage unit 30 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory (Flash Memory), or a storage device such as a hard disk or an optical disk. As shown in FIG. 2, the storage unit 30 has an account database 31, a payment information database 32, and a user information database 33.

(About account database 31)
The account database 31 stores various information regarding the accounts of users and providers. Here, an example of the information stored in the account database 31 will be described with reference to FIG. FIG. 3 is a diagram showing an example of an account database according to the embodiment. In the example of FIG. 3, the account database 31 has items such as "account ID", "owner information", and "account balance".

The "account ID" indicates identification information for identifying an account. The "owner information" indicates information about the owner (user or provider) who owns the account, and for example, identification information (identifier) for identifying the owner is stored. "Account balance" indicates the balance of the account owned by the user or the provider.

That is, FIG. 3 shows an example in which the information of the owner of the account identified by the account ID “AID # 1” is “UID # 1” and the account balance is “7800”.

(About payment information database 32)
The payment information database 32 stores payment information transmitted from the user terminal 200. Here, an example of the information stored in the payment information database 32 will be described with reference to FIG. FIG. 4 is a diagram showing an example of a payment information database according to the embodiment. In the example of FIG. 4, the payment information database 32 has items such as "payment ID", "provider", "user", and "payment amount".

The "payment ID" indicates identification information for identifying payment information. The "provider" indicates identification information for identifying the provider who is the payment destination. “User” indicates identification information for identifying the user who is the payment source. "Settlement amount" indicates the settlement amount for the settlement destination.

That is, in FIG. 4, an example in which the payment information identified by the payment ID “PID # 1” includes information such as the provider “MID # 1”, the user “PID # 1”, and the payment amount “1500”. show.

(About user information database 33)
The user information database 33 stores various information about users of the electronic payment service provided by the payment server 10 (hereinafter, may be simply referred to as "electronic payment service"). Here, an example of the information stored in the user information database 33 will be described with reference to FIG. FIG. 5 is a diagram showing an example of a user information database according to the embodiment. In the example of FIG. 5, the user information database 33 has items such as "user ID", "name information", and "image information".

The "user ID" indicates identification information for identifying a user. The "name information" indicates a user's own name (for example, a nickname) set by the user in the electronic payment service and various other services. The "image information" indicates an image of itself (for example, an icon image) set by the user in the electronic payment service and various other services.

That is, FIG. 5 shows an example in which the name information of the user identified by the user ID “PID # 1” is “name information # 1” and the image information is “image information # 1”.

(About control unit 40)
The control unit 40 is a controller, and for example, various programs stored in a storage device inside the payment server 10 by a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like use the RAM as a work area. It is realized by being executed. Further, the control unit 40 is a controller, and is realized by, for example, an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array). As shown in FIG. 2, the control unit 40 according to the embodiment has a reception unit 41, a payment processing unit 42, and a providing unit 43, and realizes or executes an information processing function or operation described below. ..

(About reception desk 41)
The reception unit 41 receives payment information. For example, in the example of FIG. 1, the reception unit 41 receives the payment information including the store identification information C1 and the payment amount input by the user U from the user terminal 200 and stores it in the payment information database 32.

(About payment processing unit 42)
The payment processing unit 42 executes the payment processing according to the payment information received by the reception unit 41. For example, in the example of FIG. 1, the payment processing unit 42 remits electronic money for the payment amount from the account of the user U to the account of the provider M1 corresponding to the store identification information C1 indicated by the payment information. ..

(About the provider 43)
The providing unit 43 provides payment-related information related to payment. For example, in the example of FIG. 1, the providing unit 43 refers to the payment information database 32 and provides the provider terminal 100 with payment information indicating the payment made by the user to the provider M1 as payment-related information. ..

The providing unit 43 may provide the information collected from the user terminal 200, an external server that provides various services to the user, or the like to the provider terminal 100 as payment-related information.

[3. Provider terminal configuration]
Next, the provider terminal 100 for realizing the above-mentioned output control process will be described with reference to FIG. FIG. 6 is a diagram showing a configuration example of the provider terminal according to the embodiment. As shown in FIG. 6, the provider terminal 100 has a communication unit 110, a storage unit 120, and a control unit 130.

(About communication unit 110)
The communication unit 110 is realized by, for example, a NIC or the like. Then, the communication unit 110 is connected to the network N by wire or wirelessly, and transmits / receives information to / from the payment server 10, the user terminal 200, the output device 300, the IoT device 400, and the like.

(About storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory element such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 6, the storage unit 120 has a provider information database 121 and a payment information database 122.

(About provider information database 121)
The provider information database 121 stores various information about the provider. Here, an example of the information stored in the provider information database 121 will be described with reference to FIG. 7. FIG. 7 is a diagram showing an example of the provider information database according to the embodiment. In the example of FIG. 7, the provider information database 121 has items such as “transaction target information” and “coupon information”.

"Transaction target information" indicates information regarding the transaction target provided by the provider. "Coupon information" is a coupon provided by the provider to the user, and indicates information on a transaction target provided by the provider or a coupon that can be used at a store managed by the user.

That is, FIG. 7 shows an example in which the transaction target provided by the provider using the provider terminal 100 is “transaction target information # 1” and the coupon provided by the provider is “coupon information # 1”. ..

(About payment information database 122)
The payment information database 122 stores payment information provided by the payment server 10. Here, an example of the information stored in the payment information database 122 will be described with reference to FIG. FIG. 8 is a diagram showing an example of a payment information database according to the embodiment. In the example of FIG. 8, the payment information database 122 has items such as "payment ID", "user", and "payment amount".

The "payment ID" indicates identification information for identifying payment information. “User” indicates identification information for identifying the user who is the payment source. "Payment amount" indicates the payment amount from the user.

That is, FIG. 8 shows an example in which the payment information identified by the payment ID “PID # 1” includes information such as the user “PID # 1” and the payment amount “1500”.

(About control unit 130)
The control unit 130 is a controller, and is realized by, for example, a CPU, an MPU, or the like executing various programs stored in a storage device inside the provider terminal 100 using the RAM as a work area. Further, the control unit 130 is a controller, and is realized by, for example, an integrated circuit such as an ASIC or FPGA.

Here, the control unit 130 realizes various functions related to the provider terminal 100 by executing a plurality of applications. For example, in the example shown in FIG. 6, the control unit 130 is executing the first application 131 and the second application 132. In addition to the applications shown in FIG. 6, the control unit 130 may execute an arbitrary number of applications for exerting an arbitrary function.

The first application 131 is an application that serves as an OS (Operating System) of the provider terminal 100. The second application 132 causes the provider terminal 100 to execute the output control process described above. Hereinafter, an example of the functional configuration of the second application 132 will be described with reference to FIG. FIG. 9 is a diagram showing a configuration example of the second application according to the embodiment. As shown in FIG. 9, the second application 132 according to the embodiment has a reception unit 1321, an acquisition unit 1322, and an output control unit 1323, and realizes or executes an information processing function or operation described below. do.

(About reception desk 1321)
The reception unit 1321 receives information indicating that an operation related to payment has been performed from the terminal device used by the user. For example, the reception unit 1321 sends information transmitted from the user terminal 200 when the user terminal 200 reads the information associated with the payee (store identification information C1 in the example of FIG. 1) to make a payment. Accept.

Further, the reception unit 1321 may receive information indicating that the operation related to the payment has been performed from the terminal device used by the payee in the payment. For example, the reception unit 1321 reads the information displayed on the user terminal 200 and associated with the user by the IoT device 400 (for example, the POS terminal) used by the payee (provider). When the payment is made, the information transmitted from the IoT device 400 is accepted.

Further, the reception unit 1321 may receive information indicating that the operation related to the payment has been performed from at least one of the terminal device used by the user and the terminal device used by the payee in the payment.

Here, in addition to the payment made by the user terminal 200 reading the information associated with the payee and the payment made by the terminal device used by the payee reading the information associated with the user. For example, it is assumed that payment is made using wireless communication between an IoT device (for example, a ticket vending machine) installed in a store and a user terminal 200. Therefore, the reception unit 1321 may receive information indicating that an operation related to payment has been performed on the predetermined IoT device from the IoT device or the terminal device used by the user. For example, in the reception unit 1321, the IoT device 400 installed in the store managed by the provider and the user terminal 200 are connected by wireless communication, and the electronic money remittance operation to the provider is performed on the user terminal 200. At that time, the information transmitted from the IoT device 400 or the user terminal 200 is accepted.

(About acquisition unit 1322)
The acquisition unit 1322 acquires payment-related information related to the payment in response to an operation related to payment using the terminal device used by the user. For example, the acquisition unit 1322 acquires payment-related information from at least one of a terminal device used by a user, a terminal device used by a payee in payment, and a server device that provides a service related to payment. To give a specific example, the acquisition unit 1322 provides payment-related information related to the payment to the payment server 10 or the user terminal 200 in response to an operation related to payment using various payment methods using the user terminal 200. , Obtained from the IoT device 400 and stored in the payment information database 122.

Further, the acquisition unit 1322 is the information displayed on the terminal device used by the user and the payment is made by the terminal device used by the user reading the information associated with the payee. Payment-related information may be acquired according to an operation related to payment performed by reading the information associated with the person by the terminal device used by the payee. For example, the acquisition unit 1322 acquires payment-related information in response to an operation related to payment by a payment method using the above-mentioned two-dimensional code or the like.

In addition, the acquisition unit 1322 may acquire payment-related information including information corresponding to the content of the operation related to payment. For example, in the example of FIG. 1, the acquisition unit 1322 acquires the payment information indicating the payment newly made from the user to the provider M1 as the payment-related information.

In addition, the acquisition unit 1322 may acquire payment-related information including at least one of the payment amount by payment and the payment destination in payment. For example, in the example of FIG. 1, the acquisition unit 1322 acquires the payment amount from the user U to the store A, the identifier (payment number), and the information indicating the store A.

In addition, the acquisition unit 1322 may acquire payment-related information including information on the transaction target provided by the payee and the payment target. For example, the acquisition unit 1322 refers to the provider information database 121 and acquires information on the transaction target (for example, the content of the product or service) corresponding to the content of the operation related to the settlement. To give a specific example, the acquisition unit 1322 acquires information on the transaction target corresponding to the payment amount from the user to the provider.

Further, the acquisition unit 1322 may acquire the payment-related information when the reception unit 1321 receives the information indicating that the operation related to the payment has been performed. For example, the acquisition unit 1322 acquires payment-related information when the reception unit 1321 receives information transmitted from the user terminal 200, the IoT device 400, or the like when payment is made by various payment methods.

Here, the payment-related information output to the output device 300 wants to include profits (for example, coupons and points) that can be provided to the user by the provider, the electronic payment service provided by the payment server 10, and the like. Such a request can be considered. Therefore, the acquisition unit 1322 may acquire payment-related information including a predetermined profit given to the user who performs the payment according to the content of the operation related to the payment. For example, the acquisition unit 1322 acquires profits that can be provided to the user from the provider information database 121, the payment server 10, and the like according to the content of the operation related to payment.

In addition, the acquisition unit 1322 uses the payment amount according to the payment amount, the payment destination in the payment, the information on the transaction target provided by the payment destination and the transaction target to be settled, and the content of the operation related to the payment. Payment-related information including at least one of predetermined profits given to a person may be acquired.

Further, when the provider provides the payment target to the user, the payment-related information to be output to the output device 300 (for example, the information to be printed on the receipt) includes the information that can identify the user, so that the user can be identified. It is conceivable that there is a request to call the user or to authenticate the user's identity. Therefore, the acquisition unit 1322 may acquire payment-related information including information about the user who makes the payment. For example, the acquisition unit 1322 acquires various types of information associated with the settlement made by the user. To give a specific example, the acquisition unit 1322 acquires a payment ID (payment number, reference number) that identifies the payment made by the user.

In addition, the acquisition unit 1322 may acquire payment-related information including at least one of the name of the user who makes the payment and the icon image indicating the user. For example, the acquisition unit 1322 acquires the name information and image information of the user who made the payment from the payment server 10 (for example, the information stored in the user information database 33) or the user terminal 200.

Further, it is conceivable that the user of the secretary may make a batch of payments to the provider and then another user may remit the money to the user of the secretary. Therefore, the acquisition unit 1322 may acquire remittance-related information including information on remittance of an amount corresponding to a part of the remittance amount due to the remittance, which is the remittance to the user who made the settlement. For example, the acquisition unit 1322 is information for identifying a user who has made a payment, and is information for sending money to the user by a payment method using the above-mentioned two-dimensional code or the like. Information (for example, a two-dimensional code) is acquired from the payment server 10.

The acquisition unit 1322 may acquire payment-related information by combining a plurality of the above processes. For example, the acquisition unit 1322 stores information including the payment amount by payment, the payee, the payment target, the profit given to the user, the payment ID, and the information about the user as the payment-related information in the storage unit 120 and the payment server. 10. It may be acquired from each of the user terminal 200 and the IoT device 400.

(About output control unit 1323)
The output control unit 1323 transmits the payment-related information acquired by the acquisition unit 1322 to a predetermined output device, and outputs the payment-related information. For example, the output control unit 1323 transmits and outputs payment-related information to the output device 300.

Here, when outputting coupons, user identification information used for remittance to the user who made the payment, etc. as payment-related information, it is convenient to output as information that can be read by various terminal devices. There may be a desire to improve it. Therefore, the output control unit 1323 may output payment-related information that can be read by at least one of the terminal device used by the user and the terminal device used by the payee in payment. For example, the output control unit 1323 outputs payment-related information indicated by a two-dimensional code that can be read by the user terminal 200, the IoT device 400, or the like.

Further, depending on the business form of the provider, the output device 300 may be a printer or a digital signage. Therefore, the output control unit 1323 may output the payment-related information to the printer corresponding to the payment destination in the payment or the output device which is the digital signage corresponding to the payment destination. For example, when the provider provides the service according to the course selected by the user and settled, the output control unit 1323 displays the course selected by the user on the output device 300 which is a digital signage. As a result, the output control unit 1323 can support the smooth operation of the provider's business because the provider who sees the output device 300 can provide services according to the course selected by the user. Can be done.

The output control unit 1323 may transmit image information indicating payment-related information to the output device 300. As a result, the output control unit 1323 can prevent a situation in which Japanese cannot be output when the output device 300 is an overseas product, so that device-independent output control can be performed.

[4. Output control processing flow]
The procedure of the output control process of the provider terminal 100 according to the embodiment will be described with reference to FIG. FIG. 10 is a flowchart showing an example of the procedure of the output control process according to the embodiment.

As shown in FIG. 10, the provider terminal 100 determines whether or not a new payment has been accepted (step S101). For example, the provider terminal 100 determines whether or not the payment information indicating the payment newly made to the provider has been acquired from the user. When the new payment is not accepted (step S101; No), the provider terminal 100 waits until the new payment is accepted.

On the other hand, when a new payment is accepted (step S101; Yes), the provider terminal 100 acquires the payment-related information related to the payment (step S102). Subsequently, the provider terminal 100 causes the output device 300 to output payment-related information (step S103), and ends the process.

When the user terminal 200 or the IoT device 400 acquires the payment-related information and outputs the payment-related information to the output device 300, the procedure of the output control process is not limited to the above-mentioned example. For example, when the user terminal 200 transmits the read payment information including the store identification information and the payment amount input from the user to the payment server 10, the user terminal 200 transmits the payment-related information related to the payment indicated by the payment information. It is acquired and the payment-related information is output to the output device 300. Further, when the IoT device 400 receives a new payment, the IoT device 400 acquires the payment-related information related to the payment and causes the output device 300 to output the payment-related information.

[5. Modification example]
The above-described embodiment shows an example, and various modifications and applications are possible.

[5-1. About the provider terminal]
In the above-described embodiment, the case where the provider terminal 100 is a notebook PC is shown, but the provider terminal 100 is not limited to such a device, and any IoT device capable of transmitting and receiving information can be used. It may be anything.

[5-2. About remittance to the user who made the payment]
In the above-described embodiment, for the acquisition unit 1322 to remit money to a user who has acted for the payment of another user (for example, a user who acts as a secretary; hereinafter, may be referred to as a "substitute"). An example of acquiring user identification information has been shown, but the function of the acquisition unit 1322 is not limited to such an example. For example, the acquisition unit 1322 may acquire payment-related information indicating the amount to be borne by another user (hereinafter, may be referred to as “substitute”) for whom the proxy user has acted for the settlement. To give a specific example, the acquisition unit 1322 has user identification information for sending money to the agent and the number of reservations when the agent makes a facility reservation for the payee (provider) in the facility reservation service. In addition, payment-related information including the amount of payment of the agent evenly distributed according to the number of users located within a predetermined range from the position when the agent made the payment is acquired. Then, the agent uses the payment-related information output by the output device 300 to remit money to the agent.

In addition, the acquisition unit 1322 may acquire information for the settlement server 10 to identify the surrogate person. For example, the acquisition unit 1322 acquires payment-related information including a two-dimensional code that is a predetermined two-dimensional code and is associated with the payment performed by the agent. Then, the surrogate person transmits information indicating that the two-dimensional code has been read from the terminal device used by the agent to the payment server 10. After that, when an authentication operation is performed by the agent, or when a predetermined period has passed from the payment performed by the agent, the payment server 10 is used by the agent and the agent who has transmitted information to the payment server 10. The amount of electronic money for which the settlement amount of the agent is evenly distributed is transferred from the account of the agent to the account of the agent.

[5-3. About the transaction target of the provider]
In the above-described embodiment, the example in which the provider provides the product or service is shown, but the present invention is not limited to the one provided by the provider. For example, the provider may provide various events such as concerts, sports competitions, festivals, and the like. In this case, the acquisition unit 1322 acquires the payment-related information according to the operation related to the payment using the user terminal 200, which is the payment of the participation fee for the event. To give a specific example, the acquisition unit 1322 acquires payment-related information including event identification information, lanes in which users are lined up, seats, and the like. Then, the output control unit 1323 causes the output device 300 to output the acquired payment-related information. By having the user retain such payment-related information (printed matter), the provider can manage the admission and alignment of the user. Therefore, the provider terminal 100 uses the payment-related information as an admission ticket or a numbered ticket. It can be operated like.

Note that the output control unit 1323 may output payment-related information that can be used in the content in the event provided by the provider. For example, when the number of times a user can order food and drink is set in an event, the output control unit 1323 outputs payment-related information (printed matter) to be read by the IoT device 400 when the user orders food and drink. Output. Then, the provider terminal 100 manages the payment-related information in association with the number of times the payment-related information is read by the IoT device 400. As a result, the provider can grasp the number of orders made by the user, so that the provider terminal 100 can support the operation of the content in the event.

[5-4. About processing mode]
Of the processes described in the above embodiments, all or part of the processes described as being automatically performed can be performed manually, and conversely, all the processes described as being performed manually. Alternatively, a part thereof can be automatically performed by a known method. In addition, the processing procedure, specific name, and information including various data and parameters shown in the above document and drawings can be arbitrarily changed unless otherwise specified. For example, the various information shown in each figure is not limited to the illustrated information.

Further, each component of each of the illustrated devices is a functional concept, and does not necessarily have to be physically configured as shown in the figure. That is, the specific form of distribution / integration of each device is not limited to the one shown in the figure, and all or part of the device is functionally or physically dispersed / physically distributed in any unit according to various loads and usage conditions. Can be integrated and configured.

In addition, the above-described embodiments can be appropriately combined as long as the processing contents do not contradict each other.

[6. effect〕
As described above, the provider terminal 100 according to the embodiment has a reception unit 1321, an acquisition unit 1322, and an output control unit 1323. The reception unit 1321 receives information indicating that an operation related to payment has been performed from at least one of a terminal device used by the user and a terminal device used by the payee in payment. In addition, the reception unit 1321 receives information indicating that an operation related to payment has been performed on the predetermined IoT device from the IoT device or the terminal device used by the user. The acquisition unit 1322 acquires payment-related information related to the payment in response to an operation related to payment using the terminal device used by the user. Further, the acquisition unit 1322 acquires the payment-related information when the reception unit 1321 receives the information indicating that the operation related to the payment has been performed. The output control unit 1323 transmits the payment-related information acquired by the acquisition unit 1322 to a predetermined output device, and outputs the payment-related information.

As a result, the provider terminal 100 according to the embodiment outputs real-time payment information from the user from the output device 300 that can be retrofitted to the electronic payment system, thereby operating the electronic payment from the customer of the store. Can be expanded to provide added value when making payments.

Further, in the provider terminal 100 according to the embodiment, for example, the acquisition unit 1322 makes a payment performed by the terminal device used by the user reading the information associated with the payee, or is used by the user. Payment-related information is acquired according to an operation related to payment performed by reading the information displayed on the terminal device and associated with the user by the terminal device used by the payee. In addition, the acquisition unit 1322 acquires payment-related information including information corresponding to the content of the operation related to payment. In addition, the acquisition unit 1322 uses the payment amount according to the payment amount, the payment destination in the payment, the information on the transaction target provided by the payment destination and the transaction target to be settled, and the content of the operation related to the payment. Acquire payment-related information including at least one of predetermined profits given to a person. In addition, the acquisition unit 1322 acquires payment-related information including information about the user who makes the payment. In addition, the acquisition unit 1322 acquires payment-related information including at least one of the name of the user who makes the payment and the icon image indicating the user. In addition, the acquisition unit 1322 acquires remittance-related information including information on remittance of an amount corresponding to a part of the remittance amount due to the remittance, which is a remittance to the user who made the settlement. In addition, the acquisition unit 1322 acquires payment-related information from at least one of a terminal device used by the user, a terminal device used by the payee in payment, and a server device that provides services related to payment.

As a result, the provider terminal 100 according to the embodiment can output information including various information according to the user and the provider, so that it is possible to provide added value when making a payment.

Further, in the provider terminal 100 according to the embodiment, for example, the output control unit 1323 can read payment-related information by at least one of a terminal device used by the user and a terminal device used by the payee in payment. Is output. Further, the output control unit 1323 causes the printer corresponding to the payee in the payment or the output device which is the digital signage corresponding to the payee to output the payment-related information.

As a result, the provider terminal 100 according to the embodiment can improve convenience by outputting payment-related information as information that can be read by various terminal devices.

[7. Hardware configuration]
Further, the provider terminal 100 according to each of the above-described embodiments is realized by, for example, a computer 1000 having a configuration as shown in FIG. Hereinafter, the provider terminal 100 will be described as an example. FIG. 11 is a hardware configuration diagram showing an example of a computer that realizes the function of the provider terminal. The computer 1000 has a CPU 1100, a ROM 1200, a RAM 1300, an HDD 1400, a communication interface (I / F) 1500, an input / output interface (I / F) 1600, and a media interface (I / F) 1700.

The CPU 1100 operates based on a program stored in the ROM 1200 or the HDD 1400, and controls each part. The ROM 1200 stores a boot program executed by the CPU 1100 when the computer 1000 is started, a program depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores a program executed by the CPU 1100, data used by such a program, and the like. The communication interface 1500 receives data from another device via the communication network 500 (corresponding to the network N of the embodiment) and sends the data to the CPU 1100, and the data generated by the CPU 1100 via the communication network 500 is transmitted to another device. Send to the device.

The CPU 1100 controls an output device such as a display or a printer, and an input device such as a keyboard or a mouse via the input / output interface 1600. The CPU 1100 acquires data from the input device via the input / output interface 1600. Further, the CPU 1100 outputs the data generated via the input / output interface 1600 to the output device.

The media interface 1700 reads a program or data stored in the recording medium 1800 and provides the program or data to the CPU 1100 via the RAM 1300. The CPU 1100 loads the program from the recording medium 1800 onto the RAM 1300 via the media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or PD (Phase change rewritable Disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. And so on.

For example, when the computer 1000 functions as the provider terminal 100, the CPU 1100 of the computer 1000 realizes the function of the control unit 130 by executing the program loaded on the RAM 1300. Further, each data in the storage device of the provider terminal 100 is stored in the HDD 1400. The CPU 1100 of the computer 1000 reads these programs from the recording medium 1800 and executes them, but as another example, these programs may be acquired from another device via a predetermined communication network.

[8. others〕
Although some of the embodiments of the present application have been described in detail with reference to the drawings, these are examples, and various modifications are made based on the knowledge of those skilled in the art, including the embodiments described in the disclosure column of the invention. It is possible to practice the present invention in other improved forms.

Further, the configuration of the above-mentioned provider terminal 100 can be flexibly changed, such as by calling an external platform or the like by API (Application Programming Interface), network computing, or the like depending on the function.

Further, the "part" described in the claims can be read as "means" or "circuit". For example, the reception unit can be read as a reception means or a reception circuit.

10 Payment server 20 Communication unit 30 Storage unit 31 Account database 32 Payment information database 33 User information database 40 Control unit 41 Reception unit 42 Payment processing unit 43 Provider unit 100 Provider terminal 110 Communication unit 120 Storage unit 121 Provider information database 122 Payment information database 130 Control unit 131 First application 132 Second application 1321 Reception unit 1322 Acquisition unit 1323 Output control unit 200 User terminal 300 Output device 400 IoT device

Claims (14)

The acquisition procedure for acquiring payment-related information related to the payment according to the operation related to the payment using the terminal device used by the user, and the acquisition procedure.
An output control program for transmitting the payment-related information acquired by the acquisition procedure to a predetermined output device and causing a computer to execute an output control procedure for outputting the payment-related information. The acquisition procedure is
The payment performed by the terminal device used by the user by reading the information associated with the payee, or the information displayed on the terminal device used by the user and associated with the user. The output control program according to claim 1, wherein the payment-related information is acquired in response to an operation related to the payment performed by reading the terminal device used by the payee. The acquisition procedure is
The output control program according to claim 1 or 2, wherein the payment-related information including the information corresponding to the content of the operation related to the payment is acquired. The acquisition procedure is
To the user who makes the payment according to the payment amount by the payment, the payment destination in the payment, the information on the transaction target provided by the payment destination and the target of the payment, and the content of the operation related to the payment. The output control program according to claim 3, wherein the payment-related information including at least one of the predetermined profits to be granted is acquired. The acquisition procedure is
The output control program according to any one of claims 1 to 4, wherein the payment-related information including information about the user who makes the payment is acquired. The acquisition procedure is
The output control program according to claim 5, wherein the payment-related information including at least one of the name of the user who performs the payment and the icon image indicating the user is acquired. The acquisition procedure is
The payment-related information according to claims 1 to 6, which is a remittance to the user who made the payment and includes information on the remittance of an amount corresponding to a part of the payment amount due to the payment. The output control program described in any one of them. The acquisition procedure is
Claim 1 is characterized in that the payment-related information is acquired from at least one of a terminal device used by a user, a terminal device used by a payee in the payment, and a server device that provides a service related to the payment. The output control program according to any one of 1 to 7. The output control procedure is
Any one of claims 1 to 8, wherein the payment-related information that can be read by at least one of the terminal device used by the user and the terminal device used by the payee in the payment is output. The output control program described in 1. The output control procedure is
One of claims 1 to 9, wherein the printer corresponding to the payee in the payment or the output device which is a digital signage corresponding to the payee outputs the payment-related information. Described output control program. Further, the computer is made to execute a reception procedure for receiving information indicating that the operation related to the payment has been performed from at least one of the terminal device used by the user and the terminal device used by the payee in the payment.
The acquisition procedure is
The output control according to any one of claims 1 to 10, wherein when the reception procedure receives information indicating that an operation related to the payment has been performed, the payment-related information is acquired. program. The computer is further made to execute a reception procedure for receiving information indicating that the operation related to the payment has been performed on the predetermined IoT (Internet of Things) device from the IoT device or the terminal device used by the user.
The acquisition procedure is
The output control according to any one of claims 1 to 10, wherein when the reception procedure receives information indicating that an operation related to the payment has been performed, the payment-related information is acquired. program. In response to operations related to payment using the terminal device used by the user, an acquisition unit that acquires payment-related information related to the payment, and an acquisition unit.
An output control device including an output control unit that transmits payment-related information acquired by the acquisition unit to a predetermined output device and outputs the payment-related information. It is an output control method executed by a computer.
An acquisition process for acquiring payment-related information related to the payment according to an operation related to the payment using the terminal device used by the user, and
An output control method including an output control step of transmitting payment-related information acquired by the acquisition process to a predetermined output device and outputting the payment-related information.

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