JP6793092B2 - Damaged vehicle assessment system - Google Patents

Description

The present invention relates to a damaged vehicle assessment system, and more particularly to a damaged vehicle assessment system that assesses the purchase price of a damaged vehicle damaged by an accident or storm and flood damage.

The purchase and sale of used cars has traditionally been widely carried out by each used car purchaser, but in recent years, the spread of the Internet has made it easier to purchase used cars. The size of the market is steadily expanding.
Many used car purchasers are able to assess used cars and apply for purchases on their websites, and users purchase used cars before bringing them to their stores. The situation is getting ready to be easily assessed.

As one of the prior arts relating to the valuation of used cars using the Internet as described above, a used car valuation price information providing system disclosed by Patent Document 1 has been proposed.
In the used car appraisal price information providing system of Patent Document 1, when the user provides information such as the model year, model, grade, body color, mileage, and optional equipment of the used car to the server side by using the user terminal device, The server displays the assessed price of the user's used car on the user terminal device, and also displays the information of the registered car dealer who sets the purchase / trade-in price if the user so desires.
In this way, in the used car appraisal price information providing system disclosed in Cited Document 1, the user can easily obtain the used car appraisal price information and the car dealer information for purchasing or trading in the used car at home or office. be able to.

JP 2001-357256

By the way, among the used cars purchased by the used car purchase business, there are used cars damaged by accidents and wind and flood damage, so-called damaged cars.
Many damaged vehicles can be used without problems if they are repaired, and even if they are severely damaged, they can be reused as parts and metal resources, and their demand is high.
However, the damaged car has a disadvantageous condition compared to other used cars that it is actually damaged, and there is also a bad impression that an accident has occurred, so the demand is high as mentioned above. Nevertheless, when assessing the purchase price, there is a problem that the used car purchaser often buys more than necessary and cannot receive an appropriate price assessment.
As a result, the user side loses the motivation to apply for the purchase of the damaged car to the used car purchaser, and the used car purchaser also loses the opportunity to purchase the damaged car and secures the number of used cars sold. However, there is a problem that the operation of the business is hindered.
Although the used car appraisal price information providing system disclosed in Patent Document 1 can make an appraisal for a normal used car, it does not correspond to the appraisal of the damaged car, so that it is appropriate for the damaged car. The valuation amount cannot be presented and the above problem cannot be solved.

The present invention has been made in view of the above problems, and provides a damaged vehicle assessment system that appropriately assesses not only general used vehicles but also damaged vehicles and provides information on the assessment results to users. The purpose is to provide.

In order to achieve such an object, the damaged vehicle assessment system in the present invention is based on a user terminal operated by a user who desires a purchase assessment of a damaged vehicle damaged by an accident or storm and flood damage, and information received from the user terminal. It has a damaged vehicle assessment server that calculates the purchase assessment amount of the damaged vehicle, and the damaged vehicle assessment server receives vehicle information including information on the type of the damaged vehicle from the user terminal and is based on the received vehicle information. It is characterized by calculating the purchase valuation amount.

Further, according to the damaged vehicle assessment system of the present invention, the damaged vehicle assessment server receives damage information including information on the degree of damage of the damaged vehicle from the user terminal, and calculates the purchase assessment amount based on the received damage information. It is characterized by doing.

Further, the damaged vehicle assessment system in the present invention is based on a user terminal operated by a user who desires a purchase assessment of a damaged vehicle damaged by an accident or wind and flood damage, and information received from the user terminal, and a purchase assessment of the damaged vehicle. It has a damaged vehicle assessment server that calculates the amount, and the damaged vehicle assessment server receives damage information including information on the degree of damage to the damaged vehicle from the user terminal, and calculates the purchase assessment amount based on the received damage information. It is characterized by doing.

Further, according to the damaged vehicle assessment system of the present invention, the damaged vehicle assessment server transmits an image of the damaged vehicle or screen information showing the estimated repair amount for each degree of damage in a plurality of stages to the user terminal. However, the user terminal selects the degree of damage of the damaged vehicle from the degree of damage shown on the screen information, and transmits the damage information including the information on the selected degree of damage to the damaged vehicle assessment server. And.

Further, according to the damaged vehicle assessment system of the present invention, when the damaged vehicle assessment server receives information from the user terminal indicating that the damaged vehicle is desired to be scrapped, the damage vehicle assessment server uses the size information or timing information regarding the damaged vehicle included in the received information. Based on this, it is characterized by calculating the refund amount related to tax or insurance.
The size information includes, for example, displacement or vehicle weight.
The above-mentioned timing information refers to, for example, the scrapped (planned) timing of the damaged vehicle or the expiration date of the vehicle inspection.

It should be noted that any combination of the above components, and those in which the components and expressions of the present invention are mutually replaced between methods, devices, systems, computer programs, recording media storing computer programs, and the like are also present inventions. It is effective as an aspect of.

The damaged vehicle assessment system in the present invention calculates the purchase assessment amount of the damaged vehicle based on the user terminal operated by the user who desires the purchase assessment of the damaged vehicle damaged by the accident or storm and flood damage and the information received from the user terminal. It has a damaged vehicle assessment server, and the damaged vehicle assessment server receives vehicle information including information on the vehicle type of the damaged vehicle from the user terminal, and calculates the purchase assessment amount based on the received vehicle information. Therefore, it is possible to appropriately assess not only general used vehicles but also damaged vehicles and provide the user with information on the assessment results.

It is a figure which shows the structure of the damage vehicle assessment system in embodiment of this invention. It is a figure which shows the structure of the user terminal in 1st Embodiment of this invention. It is a figure which shows the structure of the damage vehicle assessment server in 1st Embodiment of this invention. It is a figure which shows each information which the information storage part of the damage vehicle assessment server in 1st Embodiment of this invention stores. It is a figure which shows an example of the data structure of the used car DB in the 1st Embodiment of this invention. It is a figure which shows an example of the data structure of the accident history coefficient TB in the 1st Embodiment of this invention. It is a figure which shows an example of the data structure of the damage coefficient TB in 1st Embodiment of this invention. It is a figure which shows an example of the data structure of the repair coefficient TB in the 1st Embodiment of this invention. In the first embodiment of the present invention, it is a sequence chart which shows the flow of operation by the damaged vehicle assessment system when a user receives an assessment of a damaged vehicle. It is a figure which shows an example of the screen display of the homepage for the damage car purchase assessment application in the 1st Embodiment of this invention. It is a figure which shows an example of the screen display of the homepage for the damage car purchase assessment application in the 1st Embodiment of this invention. It is a figure which shows an example of the screen display of the assessment result information in 1st Embodiment of this invention. It is a figure which shows an example of the screen display of the assessment result information in 1st Embodiment of this invention. It is a figure which shows an example of the screen display of the assessment result information in 1st Embodiment of this invention. It is a figure which shows an example of the screen display of the refund information in the 1st Embodiment of this invention. It is a figure which shows the flowchart which shows the flow of the calculation process of the purchase valuation amount by the control part of the damage vehicle valuation server in the 1st Embodiment of this invention.

<First Embodiment>
(Outline of the first embodiment)
In the first embodiment of the present invention, the user purchases a damaged vehicle damaged by an accident or storm and flood damage owned by the user to a used car purchaser using a user terminal such as a smartphone or a PC. Apply for an assessment.
As for the application method, for example, when the user accesses the homepage of the used car purchase business operator using the user terminal 10 and inputs various information such as the state of the damaged vehicle, the damaged vehicle assessment server 20 is input. The purchase price of the damaged vehicle is assessed based on the various information, and the information on the assessment result is transmitted to the user terminal 10.
Here, the above-mentioned various information that serves as the criteria for assessment is the vehicle type, model year, damage level, etc. of the damaged vehicle, and the damaged vehicle assessment server 20 accurately determines the purchase price of the damaged vehicle based on this information. Make an assessment.

(Structure of the first embodiment)
(1) Overall Configuration of Damaged Vehicle Assessment System FIG. 1 is a diagram showing a configuration of a damaged vehicle assessment system according to an embodiment of the present invention. Hereinafter, the configuration of the damaged vehicle assessment system will be described with reference to the figures.
The damaged vehicle assessment system includes a user terminal 10 which is an information processing device operated by a user who requests a used car purchase business operator to purchase a damaged vehicle, and a damaged vehicle assessment server 20 which assesses the purchase of the damaged vehicle by the user. Consists of having.

As shown in the figure, the damaged vehicle assessment server 20 is communicably connected to the user terminal 10 via a network 100 such as the Internet or a LAN.

(2) Configuration of User Terminal 10 The user terminal 10 is an information processing device operated by a user who wishes to purchase a damaged vehicle and assess the purchase amount thereof, and is, for example, a smartphone, a tablet terminal, a mobile phone, a PDA, or an information processing device. It is a PC or the like.
The user receives various message information from the damaged vehicle assessment server 20 using the user terminal 10 and displays or outputs it by voice.

FIG. 2 is a diagram showing a configuration of a user terminal 10 according to the first embodiment of the present invention.
As shown in the figure, the user terminal 10 includes a control unit 11 composed of a CPU and the like and controlling the entire user terminal 10, an information storage unit 12 for storing various information, and a damaged vehicle assessment server 20 via a network 100. It includes a communication unit 13 for communicating, a display unit 14 for displaying various information, and an operation unit 15 having various keys and the like and used for inputting information.
Each unit 11 to 15 is connected to an internal bus, various information and the like are input and output via this bus, and various processes are executed under the control of the control unit 11.

The control unit 11 is a processing unit that controls the entire user terminal 10, and is composed of, for example, an electronic circuit such as a CPU (Central Processing Unit) or an integrated circuit such as an FPGA (Field-Programmable Gate Array).
The control unit 11 reads information from the information storage unit 12 and writes information to the information storage unit 12.

The information storage unit 12 is a device that stores information such as a hard disk, a memory, or a semiconductor element.
The information storage unit 12 has an area for storing a program executed by the control unit 11, a work area (RAM or the like) temporarily used by the control unit 11 when executing a process, and the like.
The control unit 11 reads the program stored in the information storage unit 12, expands it in the work area, and executes various processes.

The communication unit 13 is an interface that controls communication with the damaged vehicle assessment server 20 performed via the network 100, and has a LAN adapter and the like.
The communication unit 13 is provided with a wireless transmitter / receiver, and may be connected to a LAN, the Internet, or the like via wireless communication, or may be connected via a wire such as a cable.

The display unit 14 is a display device such as a display or a lamp.
The control unit 11 reads an image from the information storage unit 12 and executes an image output process to generate screen information. Further, the control unit 11 executes image output processing on the image information received from the damaged vehicle assessment server 20 by the communication unit 13 to generate screen information.
The control unit 11 outputs the generated image information to the display unit 14.
The display unit 14 displays the input image information on a screen or the like.
Further, the control unit 11 can output a control signal to the display unit 14 and turn on the lamp included in the display unit 14.

The operation unit 15 includes, for example, an information input device composed of various keys and the like, and the information input device provides a pointing device in cooperation with the display unit 14. The operation unit 15 receives various operations by the user or the like, and outputs a signal indicating the operation content to the control unit 11 or the like.
When the control unit 11 inputs a signal indicating the operation content, the control unit 11 outputs a control signal to the display unit 14 to display the screen according to the operation content according to the content of the signal.
When the display unit 14 inputs the control signal, the display unit 14 displays the screen according to the control signal.
The display unit 14 and the operation unit 15 may be integrally configured to form a touch panel.

The user terminal 10 can receive and display screen information, for example, a Web page from the damaged vehicle assessment server 20 that functions as a Web server.
The user terminal 10 has a function of the control unit 11 generating and transmitting an HTTP (Hypertext Transfer Protocol) request in response to a user's request, and a function of interpreting an HTTP response (an example of the response) and presenting it to the user. Have.
For example, the information storage unit 12 stores a Web browser as an example.
The control unit 11 interprets the HTTP response, generates image data and audio data, displays the image data on the display unit 14, and outputs the audio from the speaker of the user terminal 10 to present the HTTP response to the user. To do.

(3) Configuration of Damaged Vehicle Assessment Server 20 The damaged vehicle assessment server 20 is a server device managed by a used car purchaser, and is a user's damaged vehicle based on vehicle information and damage information provided by the user. The purchase amount is assessed and the assessment result information is transmitted to the user terminal 30.

FIG. 3 is a diagram showing a configuration of a damaged vehicle assessment server 20 according to the first embodiment of the present invention.
As shown in the figure, the damaged vehicle assessment server 20 includes a control unit 21 composed of a CPU and the like and controlling the entire damaged vehicle assessment server 20, an information storage unit 22 for storing various information, and a user terminal via a network 100. It is configured to include a communication unit 23 that communicates with 10.
Each unit 21 to 23 is connected to an internal bus, various information and the like are input and output via this bus, and various processes are executed under the control of the control unit 21.

The control unit 21 is a processing unit that controls the entire user terminal 10, and is composed of, for example, an electronic circuit such as a CPU (Central Processing Unit) or an integrated circuit such as an FPGA (Field-Programmable Gate Array).
The control unit 21 reads information from the information storage unit 22 and writes information to the information storage unit 22.

The information storage unit 22 is a device that stores information such as a hard disk, a memory, or a semiconductor element.
The information storage unit 22 has an area for storing a program executed by the control unit 21, a work area (RAM or the like) temporarily used when the control unit 21 executes processing, and a database or table described later. Store.
The control unit 21 reads the program stored in the information storage unit 22 and expands it in the work area to execute various processes.

The communication unit 23 is an interface that controls communication with the user terminal 10 performed via the network 100, and has a LAN adapter and the like.
The communication unit 23 includes a wireless transmitter / receiver and may be connected to a LAN, the Internet, or the like via wireless communication, or may be connected via a wire such as a cable.

FIG. 4 is a diagram showing each information stored in the information storage unit 22 of the damaged vehicle assessment server 20 according to the first embodiment of the present invention.
As shown in the figure, the information storage unit 22 includes a used car DB (Data Base) 221 which is a database for managing used car information showing a market price (used market price) in the used car market, and a used car with a history of accidents. In the case of a car (damaged car), the damaged car bears the accident history coefficient TB (Table) 222, which manages the accident history coefficient that indicates how much the used market price will be compared to a used car without a normal accident history. How much difference is there between the damage coefficient TB (Table) 223, which manages the damage coefficient that indicates the repair cost according to the degree of lightness of damage (damage level), and the repair cost of the damaged car between each vehicle type? The repair coefficient TB (Table) 224 that manages the repair coefficient indicating the above is stored.

FIG. 5 is a diagram showing an example of a data structure of the used car DB221 according to the first embodiment of the present invention.
In the example shown in the figure, the used car DB221 identifies each used car by ID (used) that identifies the used car manufacturer, model, year, model, grade, mileage at the time of purchase assessment, used market price, and vehicle type. It is managed in association with the car ID).
In the present embodiment, as an example, the vehicle type is classified into five types, "normal", "SUV", "sports", "imported vehicle", and "light", but this is just an example. Not limited.

When the damaged vehicle assessment server 20 receives vehicle information including the manufacturer, vehicle type, year, model, grade, and mileage at the time of purchase assessment from the user terminal 10 when assessing the damaged vehicle, the damaged vehicle assessment server 20 assesses the damaged vehicle. The control unit 21 of the server 20 refers to the used car DB221 and extracts the corresponding used market price based on the received vehicle information.
Further, the control unit 21 refers to the used car DB221, extracts the vehicle type of the damaged vehicle based on the vehicle type of the damaged vehicle, and based on the extracted vehicle type, the accident history coefficient and repair described later. Determine the coefficient.

Further, in the present embodiment, the used car DB 221 is stored in the information storage unit 22 of the damaged car assessment server 20 managed by the used car purchase business operator, but is external to other than the damaged car assessment server 20. It may be configured so that the damaged vehicle assessment server 20 is stored in the device and acquires information on the used car from the external device.

FIG. 6 is a diagram showing an example of a data structure of the accident history coefficient TB222 according to the first embodiment of the present invention.
In the example shown in the figure, the accident history coefficient TB222 manages the accident history coefficient for each vehicle type and each vehicle age.
As described above, the accident history coefficient is a numerical value indicating how much the used market price of a vehicle with an accident history (damaged vehicle) is compared with that of a used car without a normal accident history.
In the example of the figure, if the vehicle type of the damaged vehicle is a normal vehicle and the vehicle age is 10 years or more (10 years or more), the accident history coefficient is 70%, and the purchase assessment amount of the damaged vehicle is It is shown that it is 70% of ordinary used cars of the same vehicle type with no accident history.
Further, the control unit 21 calculates the vehicle age based on, for example, the model year of the damaged vehicle. For example, if the current year is 2017 and the model year is 2015, the control unit 21 calculates 2017-2015 = 2 years old.

FIG. 7 is a diagram showing an example of a data structure of the damage coefficient TB223 according to the first embodiment of the present invention.
In the example shown in the figure, the damage coefficient TB223 manages the damage coefficient for each damage level.
As described above, the damage coefficient is a numerical value indicating the repair cost (basic repair price) according to the damage level.
The user determines the damage level by looking at an example of an image of a damaged vehicle of each damage level or from an estimated repair cost by a repair company.
In the example of the figure, the damage coefficient at the damage level 1 is 100,000 yen, and the value of the damage coefficient increases as the damage level increases to 2, 3, 4, and 5.
That is, in the present embodiment, the higher the damage level, the greater the degree of damage, and the higher the cost for repair.

FIG. 8 is a diagram showing an example of a data structure of the repair coefficient TB224 according to the first embodiment of the present invention.
In the example shown in the figure, the repair coefficient TB224 manages the repair coefficient for each vehicle type and each vehicle age.
As described above, the repair coefficient is a numerical value indicating how much the repair cost of a damaged vehicle differs between each vehicle type.
In the example of the figure, the repair coefficient of a normal car (0 to 2 years old) is 100%, and the repair coefficient of an imported car (0 to 2 years old) is 200%. In this example, even if the damaged car is the same 0 to 2 years old, the imported car has a higher repair coefficient and the repair cost is higher than the ordinary car due to the difficulty of replacement parts for repair. It's getting higher.

Further, although not shown, the information storage unit 22 also stores screen information and the like to be transmitted to the user terminal 10.
When the communication unit 23 receives a screen information acquisition request (for example, a homepage for applying for a damaged vehicle purchase assessment) from the user terminal 10, the control unit 21 corresponds to the information storage unit 22 in response to the screen information acquisition request. Extract screen information to be used, or generate new screen information. The communication unit 23 transmits the extracted or generated screen information to the user terminal 10.
When the communication unit 13 of the user terminal 10 receives the screen information from the damaged vehicle assessment server 20, the display unit 14 displays the received screen information.

In the present embodiment, as an example, the screen information is a Web page, and the damaged vehicle assessment server 20 can function as a Web server for transmitting the Web page as the screen information.
When the communication unit 23 of the damaged vehicle assessment server 20 receives the HTTP request transmitted from the user terminal 10, the control unit 21 interprets the received HTTP request and identifies the Web page for which the HTTP request requests acquisition. It is read from or generated from the information storage unit 22, and the specified Web page is returned to the user terminal 10 as an HTTP response.

(Operation of the first embodiment)
(1) Damaged Vehicle Purchase Assessment Operation FIG. 9 is a sequence chart showing a flow of operations by the damaged vehicle assessment system when a user receives an assessment of a damaged vehicle in the first embodiment of the present invention.
Hereinafter, this operation will be described with reference to this figure.

First, in order to apply for a damaged car purchase assessment to a used car purchase business operator, the user connects to the network 100 using the user terminal 10 and is used for a damaged car purchase assessment application operated by the used car purchase business operator. The access request to the homepage is transmitted to the damaged vehicle assessment server 20 (step S101).

Upon receiving the access request to the homepage for the damaged vehicle purchase assessment application, the damaged vehicle assessment server 20 transmits the page to the user terminal 10 (step S102).

When the user terminal 10 receives the screen information of the homepage for the purchase damage vehicle assessment application from the damage vehicle assessment server 20, the user terminal 10 displays it on the display unit 14 (step S103).
10 and 11 are diagrams showing an example of a screen display of a homepage for applying for a damaged vehicle purchase assessment according to the first embodiment of the present invention.
Of these, FIG. 10 shows an input field for vehicle information.
The vehicle information is, for example, the manufacturer, model, year, model, grade, mileage at the time of the purchase assessment, etc. of the damaged vehicle for which the purchase assessment is to be applied.

Further, FIG. 11 shows screen information for inputting damage information.
In the screen information, the approximate repair cost and the degree of damage for each of the damage levels 1 to 5 are expressed in characters, and the degree of damage is displayed as an image.
The user determines which damage level the damaged vehicle corresponds to by comparing the actual degree of damage of the damaged vehicle with the degree of damage in the image on the screen information.
In addition, if the user has previously obtained an estimate of the repair cost of the damaged vehicle from an automobile repair company, the estimated amount is collated with the repair cost displayed on the screen information, and the damaged vehicle is found. You can also determine which damage level it corresponds to.

On the purchase assessment application homepage displayed on the display unit 14, the user uses the operation unit 15 to input the vehicle information corresponding to the vehicle information input field, and sets each damage level 1 to 5. The damage information is input by selecting the corresponding damage level with reference to the characters and images represented (step S104).
The vehicle information input here is, for example, the manufacturer, model, year, model, grade, mileage, etc. of the damaged vehicle. Further, the damage information input here is, for example, a damage level or the like.
These vehicle information and damage information are not limited to the above examples, and some of them may be selectively used.
The communication unit 13 of the user terminal 10 transmits the input vehicle information and damage information to the damaged vehicle assessment server 20 (step S105).

When the damaged vehicle assessment server 20 communication unit 23 receives the vehicle information and damage information from the user terminal 10, the control unit 21 of the damaged vehicle assessment server 20 receives each database or damage information based on the received vehicle information and damage information. With reference to Tables 221 to 224, the valuation process of the purchase amount of the damaged vehicle is executed, and the valuation result is output (step S106).
The details of the method of assessing the purchase of the damaged vehicle in step S106 will be described later.

Next, the communication unit 23 of the damaged vehicle assessment server 20 transmits the assessment result information, which is the screen information showing the assessment result, to the user terminal 10 (step S107).
When the communication unit 13 of the user terminal 10 receives the assessment result information, the control unit 11 displays the received assessment result information on the display unit 14 (step S108).
12 to 14 are views showing an example of screen display of assessment result information according to the first embodiment of the present invention.
In the present embodiment, the assessment result has the following three patterns.
1. 1. When the assessed amount of purchase is decided 2. When it is assessed as scrapped without normal purchase 3. When the valuation amount of the purchase is not decided FIG. 12 shows the valuation result information of "1. When the valuation amount of the purchase is decided", and FIG. 13 shows "2. The vehicle is scrapped without normal purchase". The assessment result information of "when the assessment is made" is shown, and FIG. 14 shows the assessment result information of "3. When the assessment amount of the purchase is not determined".
Hereinafter, the description will be advanced using these figures.

As described above, FIG. 12 shows the valuation result information of “1. When the valuation amount of purchase is determined”.
In the example of the figure, the specific valuation amount is shown.

As described above, FIG. 13 shows the assessment result information of "2. When the vehicle is assessed as scrapped without being purchased normally".
In the example of the figure, it is shown that the used car purchaser cannot purchase the damaged car because the assessed amount is low, so that the used car will be taken at a low price.
Further, in the example of this figure, input fields for various information for acquiring refund information, which is a simulation result of the total amount remaining in the user's hand when the user selects a scrapped vehicle, are shown.
In the example of this figure, as an example of the input fields of the above-mentioned various information, the input fields of the scrapped (planned) time of the damaged vehicle, the vehicle inspection expiration date, the displacement and the vehicle weight are shown.

As described above, FIG. 14 shows the valuation result information of “3. When the valuation amount of purchase is not determined”.
In the example of the figure, it is shown that the assessed amount was not determined because the number of damaged vehicles to be assessed is small.
That is, when the used market price is not generally determined due to the small number of units in circulation and the used market price is not registered in the used car DB221 and the purchase valuation amount cannot be calculated, the control unit 21 described above. Generate assessment result information such as.

Here, the description returns to the description of the sequence chart of FIG.
After the display unit 14 displays the assessment result information on the user terminal 10 (step S108), the control unit 11 determines whether or not the acquisition of the refund information is requested (step S109).
Here, among the above assessment result information, "1. When the purchase assessment amount is determined" or "3. When the purchase assessment amount is not determined" is not an assessment on the premise of scrapping, so the user. Does not require the acquisition of refund information.
From this, in the control unit 11, the valuation result information displayed on the display unit 14 is "1. When the valuation amount of purchase is determined" or "3. When the valuation amount of purchase is not determined". When it is determined that the refund information acquisition request has not been made (step S109 / No), the operation is terminated as it is.

In addition, when the assessment result information is "2. When the vehicle is assessed as scrapped without being purchased normally", the control unit 11 may input the corresponding information in the input fields of various information for acquiring the refund information. Even if it is determined that the acquisition of the refund information is not requested (step S109 / No), the operation is similarly terminated as it is.

On the other hand, in the control unit 11, when the assessment result information is "2. When the vehicle is assessed as scrapped without being purchased normally", the operation unit 15 inputs the information corresponding to the input fields of various information for acquiring the refund information. When it is determined that the acquisition of the refund information is requested (step S109 / Yes), the communication unit 13 transmits the acquisition request of the refund information to the damaged vehicle assessment server 20 (step S110).
The request for acquisition of the refund information includes input information for acquiring the refund information.

When the communication unit 23 of the damaged vehicle assessment server 20 receives the request for acquisition of the refund information from the user terminal 10, the control unit 21 receives the input information for acquiring the refund information (discarded (planned) timing of the damaged vehicle, vehicle inspection). Based on the expiration date, displacement, and vehicle weight), the amount of automobile tax, weight tax, and automobile liability insurance to be refunded is calculated, and refund information, which is screen information showing these calculation results, is generated (step S111). ..
Various data such as tax and insurance calculation programs and refund sources subject to various refunds are stored in the information storage unit 22, and the control unit 21 reads these programs and data to generate refund information.
For example, the weight tax refund amount can be calculated by the following formula.
Weight tax refund amount = (vehicle weight ÷ 0.5 tons) x 6,300 yen ÷ 12 x number of months remaining for vehicle inspection ... Formula (1)
The formula for calculating the refund amount of weight tax is just an example, and the specific calculation method of the amount of various refunds including automobile tax, weight tax and automobile liability insurance is the various taxes and insurance at the time of general scrapping. It shall be based on the laws and regulations of, and the details are omitted.
In addition, the content of the input information of the refund information is also the information necessary for calculating various taxes and insurance, and is not limited to the above example.

Next, the communication unit 23 of the damaged vehicle assessment server 20 transmits the generated refund information to the user terminal 10 (step S112).
When the communication unit 23 of the user terminal 10 receives the refund information from the damaged vehicle assessment server 20, the control unit 11 displays the received refund information on the display unit 14 (step S113).

FIG. 15 is a diagram showing an example of screen display of refund information according to the first embodiment of the present invention.
In the example shown in the figure, the refunded automobile tax and weight tax are calculated based on the input information for acquiring the refund information (the scrapped (planned) time of the damaged vehicle, the vehicle inspection expiration date, the displacement, the vehicle weight). And the amount of liability insurance is shown. In addition, the purchase price paid to the user by the used car purchase business operator when the scrapped car is picked up and the total amount thereof are shown.
In addition, the payer of each amount is also shown.
The user confirms the amount shown in the refund information and considers whether or not to have the used car purchaser take over the damaged car as a scrapped car.
This is the end of the operation.

(2) Details of Purchase Assessment Method for Damaged Vehicle Next, the calculation process of the purchase assessment amount in step S106 described above will be described in detail below.
In the present embodiment, as an example, the control unit 21 calculates the purchase assessment amount of the damaged vehicle as follows.
(Used market price x Accident history coefficient)-(Damage coefficient x Repair coefficient) -Profit of used car purchaser = Purchase assessment amount ... Formula (2)

FIG. 16 is a diagram showing a flowchart showing a flow of calculation processing of the purchase valuation amount by the control unit 21 of the damaged vehicle valuation server 20 in step S106 in the first embodiment of the present invention.
Hereinafter, the calculation process of the purchase valuation amount of the damaged vehicle in step S106 will be described with reference to this figure.

First, the control unit 21 refers to the used car DB221 and matches the vehicle information (manufacturer, model, year, model, grade, mileage at the time of purchase assessment, etc. of the damaged vehicle) received from the user terminal 10. Is specified, and information on the used market price of the vehicle is extracted from the used vehicle DB221 (step S201).
For example, the control unit 21 is a vehicle that matches vehicle information such as manufacturer "T company", vehicle type "○○○○", model year "2017", and so on (here, used car ID "00001" as an example). Is identified, and the used car market price "760,000 yen" is extracted.

Next, the control unit 21 extracts information on the corresponding vehicle type from the used vehicle DB221 for the vehicle specified by using the used vehicle DB221 (step S202).
For example, when the used car ID of the vehicle specified in step S201 is "00001", the control unit 21 extracts the vehicle type "normal".

Next, the control unit 21 refers to the accident history coefficient TB222, and extracts the corresponding accident history coefficient based on the vehicle type extracted in step S202 and the vehicle age calculated from the year of the vehicle information ( Step S203).
For example, the control unit 21 extracts an accident history coefficient "65%" when the vehicle type is "normal" and the vehicle age is "5 years old".

Next, the control unit 21 refers to the damage coefficient TB223 and extracts the corresponding damage coefficient based on the damage information (damage level) received from the user terminal 10 (step S204).
For example, if the damage level is "1", the control unit 21 extracts the damage coefficient "100,000 yen".

Next, the control unit 21 refers to the repair coefficient TB224, and extracts the corresponding repair coefficient based on the vehicle type extracted in step S202 and the vehicle age calculated from the model year of the vehicle information (step S205). ).
For example, the control unit 21 extracts a repair coefficient "100%" when the vehicle type is "normal" and the vehicle age is "5 years old".

Next, the control unit 21 inputs the predetermined profit of the used car purchaser into the above formula (2) together with the extracted used market price, accident history coefficient, damage coefficient and repair coefficient. , Calculate the value of the purchase valuation amount (step S206).
This completes the assessment process in step S106.
For example, if the used market price, accident history coefficient, damage coefficient, repair coefficient, and profit of the used car purchaser are 760,000 yen, 65%, 100,000 yen, 100%, and 200,000 yen in that order, the control unit. 21 calculates the purchase valuation amount as follows.
(760,000 yen x 0.65)-(100,000 yen x 1.0) -200,000 yen = 194,000 yen

As described above, the control unit 21 calculates the purchase valuation amount, and the purchase valuation amount may have a predetermined numerical range.
In this case, the information storage unit 22 stores information of a few percent of the purchase valuation amount or a predetermined amount as the numerical range of the purchase valuation amount.
For example, the information storage unit 22 stores information of plus or minus 50,000 yen as the numerical range, and when the purchase valuation amount calculated by the control unit 21 is 194,000 yen, the control unit 21: The purchase valuation amount is finally determined to be "144,000 yen to 244,000 yen".

Further, when the purchase valuation amount calculated above is a negative value, or when the lower limit of the numerical range is a negative value, the control unit 21 determines that the vehicle is scrapped, and the damaged vehicle valuation server 20 determines that the vehicle is scrapped. The assessment result information of "2. When the vehicle is assessed as scrapped without being purchased normally" is transmitted to the user terminal 10.

However, even if the purchase valuation amount is a negative value or the lower limit of the numerical range is a negative value, the control unit 21 does not exceptionally purchase the used car by the used car purchaser. , It is determined that the purchase will be performed, and the damaged vehicle assessment server 20 may transmit the assessment result information of "3. When the assessment amount of the purchase is not determined" to the user terminal 10 on that premise.
For example, if the vehicle type is popular (sports, SUV, etc.), the used market price is more than the specified price (for example, 300,000 yen), or the vehicle age is within the specified number of years (for example, within 5 years). Even if the purchase assessment amount is a negative value, or the lower limit of the numerical range is a negative value, the control unit 21 does not exceptionally determine that the vehicle is a scrapped vehicle purchase.

In this way, the control unit 21 in the present embodiment calculates the purchase valuation amount of the damaged vehicle by multiplying the used market price of the damaged vehicle by the accident history coefficient, and therefore, based on the general used market price. , The accident history of the damaged vehicle can be accurately evaluated and the purchase price can be assessed, and the user's willingness to apply for the purchase of the damaged vehicle can be effectively promoted.

In addition, the user determines the damage level from an image close to the degree of damage to the damaged vehicle or the estimated repair amount, and the control unit 21 calculates the purchase assessment amount according to the damage level. Therefore, the damaged vehicle assessment server 20 Can provide the user with highly accurate information on the purchase valuation amount.

Further, since the control unit 21 calculates the purchase valuation amount based on the repair coefficient that increases or decreases the repair cost according to the vehicle type and the vehicle age, an accurate valuation is performed according to the cost of ordering the repair parts. It becomes possible to do.

<Summary of embodiments>
As described above, according to the damaged vehicle assessment system according to the first embodiment of the present invention, the damaged vehicle assessment server 20 is damaged based on the vehicle information and damage information of the damaged vehicle received from the user terminal 10. Since the purchase valuation amount of the vehicle is calculated, it is possible to avoid the unreasonably low purchase valuation amount for the conventional damaged vehicle and to calculate the fair purchase valuation amount that promotes the motivation of the user to apply for purchase.

According to the damaged vehicle assessment system according to the first embodiment of the present invention, the damaged vehicle assessment server 20 uses the market price of a general used car when assessing the purchase of a damaged vehicle, and thus is general. It is possible to accurately calculate the purchase valuation amount of damaged vehicles in conjunction with fluctuations in the market price of used vehicles.

According to the damaged vehicle assessment system according to the first embodiment of the present invention, the damaged vehicle assessment server 20 provides screen information for inputting damage information to the user terminal 10, and screen information for inputting the damage information. Shows the damage level in multiple stages, and for each damage level, an image showing the state of the damage and an estimated repair amount of the damage are shown, so that the user can use the state of his / her own damaged vehicle. And the image on the above screen information are collated, and the repair estimate amount obtained from the automobile repair company in advance is collated with the repair estimate amount on the above screen information to easily and accurately determine the damage level. Then, the damage information including the damage level can be transmitted to the damage vehicle assessment server 20 using the user terminal 10.
As a result, the damage vehicle assessment server 20 calculates the purchase assessment amount based on the damage level determined by the user himself / herself, so that it is possible to perform an appropriate assessment that the user is satisfied with.

According to the damaged vehicle assessment system according to the first embodiment of the present invention, the control unit 21 estimates the repair cost according to the vehicle type, the vehicle age, and the like, and the purchase assessment amount is based on the estimated repair cost. Therefore, it is possible to calculate an appropriate purchase valuation amount that matches the current situation of the damaged vehicle.

The user terminal 10 and the damaged vehicle assessment server 20 are realized mainly by a program loaded in a CPU and a memory. However, it is also possible to configure this device or server by any other combination of hardware and software, and the high degree of freedom in design is easily understood by those skilled in the art.
When the user terminal 10 or the damaged vehicle assessment server 20 is configured as a software module group, this program is recorded on a recording medium such as an optical recording medium, a magnetic recording medium, an optical magnetic recording medium, or a semiconductor, and is described above. It may be loaded from the recording medium of the above, or may be loaded from an external device connected via a predetermined network.

It should be noted that the above-described embodiment is an example of a preferred embodiment of the present invention, and the embodiment of the present invention is not limited to this, and is variously modified and implemented without departing from the gist of the present invention. It becomes possible to do.

10 User terminal 11,21 Control unit 12,22 Information storage unit 13,23 Communication unit 14 Display unit 15 Operation unit 20 Damaged vehicle assessment server 221 Used car DB
222 Accident history coefficient TB
223 Damage factor TB
224 Repair coefficient TB

Claims (2)

A user terminal operated by a user who wishes to assess the purchase of a damaged vehicle damaged by an accident or wind and flood damage, and a damaged vehicle assessment server that calculates the purchase assessment amount of the damaged vehicle based on the information received from the user terminal. a damage car assessment system to have a,
The user terminal is
The vehicle information including the vehicle type information of the damaged vehicle and the damage information indicating the degree of the damage of the damaged vehicle identified by the operation of the user are transmitted to the damaged vehicle assessment server.
The damaged vehicle assessment server
Used car information including at least the market price of the used car, an accident history coefficient showing the influence of the presence or absence of the damage on the market price, a damage coefficient showing the repair cost according to the degree of the damage, and the damaged car Manage the repair cost and the repair coefficient indicating each type of vehicle,
Based on the vehicle information received from the user terminal, the vehicle type of the damaged vehicle and the market price of the vehicle type are extracted from the used vehicle information.
From each of the managed accident history coefficient and the repair coefficient, each of the accident history coefficient and the repair coefficient corresponding to the type of the vehicle is extracted.
From the managed damage coefficient, the damage coefficient corresponding to the damage information received from the user terminal is extracted.
The purchase assessment amount is calculated based on the market price, the accident history coefficient, the repair coefficient, and the damage coefficient extracted respectively, and the profit amount that can be obtained by the person who purchases the damaged vehicle. ,
Damaged vehicle assessment system . When the damaged vehicle assessment server receives information from the user terminal indicating that the damaged vehicle is desired to be scrapped, the tax or insurance refund is based on the size information or timing information regarding the damaged vehicle included in the received information. The damaged vehicle assessment system according to claim 1, wherein the amount is calculated.

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