CN108257010A - Self-help insurance card system and the underwriting process based on self-help insurance card system - Google Patents
Self-help insurance card system and the underwriting process based on self-help insurance card system Download PDFInfo
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- CN108257010A CN108257010A CN201611233919.0A CN201611233919A CN108257010A CN 108257010 A CN108257010 A CN 108257010A CN 201611233919 A CN201611233919 A CN 201611233919A CN 108257010 A CN108257010 A CN 108257010A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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Abstract
The invention discloses a kind of underwriting process based on self-help insurance card system, this method flow includes：The self-help insurance card system determines that the purchase card asks corresponding insurance products, is obtained and the matched insurance card information of the insurance products in the insurance card information issued in advance from core system when receiving purchase card request；The card number and password of insurance card are obtained from the insurance card information, based on order of the card number generation with order number and is sent to and the purchase card corresponding client of request；After the completion of order payment, the card number and password are pushed into the client, so that the client activates the insurance card based on the card number received and password.The present invention also proposes a kind of self-help insurance card system.Present invention reduces the degrees of coupling between front end self-help insurance card system and rear end core system.
Description
Technical field
The present invention relates to electronic information technical field more particularly to a kind of self-help insurance card system and based on self-help insurance card
The underwriting process of system.
Background technology
With the development of insurance business, occur in the form of the sale of this entity products marketing insurance product of insurance card,
Insurance card is equivalent to the written document that insurance company signs a contract with insurer；Insurer can directly be carried out using the insurance card
Claim.The on-line selling of existing insurance card generally by front end self-help insurance card system and rear end core system realize,
But the degree of coupling of self-help insurance card system and core system is excessively high, i.e., degree of dependence is excessively high.
Specifically, self-help insurance card system receives the purchase card request that user sends, and purchase card request is sent to core system
System searches suitable insurance card information by core system according to the request, and generation order is sent to self-help insurance card system, then by
Self-help insurance system makees subsequent processing, can be seen that each link of the on-line selling of insurance card all relies on core from more than flow
Feel concerned about system, self-help insurance bayonet lock sale system substantially only serves the effect of information transmission, need according to the request of purchase card in real time with
Core system communicates；And for core system, the portfolio of carrying is bigger, in addition to being sold on the line of above-mentioned insurance card
Except selling, other insurance businesses are further included, this internet sales mode of on-line selling of insurance card wants real-time
It asks higher, if core system breaks down due to system is unstable etc. in some part, insurance card will influenced just
It is in constant demand to sell；If the self-help insurance card system of front end is also easy to influence rear end core system after hacked
Stability, and then influence the regular traffic processing of core system.
Invention content
The present invention provides a kind of self-help insurance card system and the underwriting process based on self-help insurance card system, main purpose
It is to reduce the degree of coupling between front end self-help insurance card system and rear end core system.
To achieve the above object, the present invention provides a kind of underwriting process based on self-help insurance card system, should be based on self-service
The underwriting process of insurance card system includes：
The self-help insurance card system determines that the purchase card asks corresponding insurance products when receiving purchase card request,
It is obtained and the matched insurance card information of the insurance products in the insurance card information issued in advance from core system；
The card number and password of insurance card are obtained from the insurance card information, order number is had based on card number generation
Order and be sent to and it is described purchase card the corresponding client of request；
After the completion of order payment, the card number and password are pushed into the client, for the client
The insurance card is activated based on the card number received and password.
Optionally, the method for insuring based on self-help insurance card system further includes：
The self-help insurance card system receives the insurance card information that core system issues, by the insurance card information received by
It is stored according to the service node of distribution, wherein, the core system is low in the quantity for the insurance card information for detecting service node
When predetermined threshold value, distribute insurance card information for the service node and be issued to the self-help insurance card system.
Optionally, it is described after the completion of order payment, the card number and password are pushed to the step of the client
After rapid, the underwriting process based on self-help insurance card system further includes：
The self-help insurance card system is sent to the core system after the card number of the insurance card is associated with the order
So that the core system obtains order number according to the order received, the order number is associated with the card number for system
Storage.
Optionally, the underwriting process based on self-help insurance card system further includes：
The quantity of the self-help insurance card system insurance card information for sale to each service node is detected；
When detect service node insurance card information for sale quantity be less than the service node corresponding to it is pre-
If during threshold value, insurance card is sent to the core system based on the service node and obtains request.
Optionally, it is described after the completion of order payment, the card number and password are pushed to the step of the client
After rapid, the underwriting process based on self-help insurance card system further includes：
In the activation request for receiving client transmission, the card number and password of insurance card are obtained from the activation request
It is verified；
If verifying successfully, sent to the client and activate successful notification information；
Number of policy is obtained from corresponding insurance card information, based on information and the number of policy generation declaration form of insuring
And be sent to the core system, for the core system according to the declaration form by the status indication of the insurance card to accept insurance
State.
In addition, to achieve the above object, the present invention also provides a kind of self-help insurance card system, self-help insurance Ka Xitongbao
It includes：
Data obtaining module, for when receiving purchase card request, determining that the purchase card asks corresponding insurance products, from
It is obtained and the matched insurance card information of the insurance products in the insurance card information that core system issues in advance；
Order generation module, for obtaining the card number and password of insurance card from the insurance card information, based on described
Order of the card number generation with order number is simultaneously sent to and the purchase card corresponding client of request；
Information sending module, for after the completion of order payment, the card number and password to be pushed to the client
End, so that the client activates the insurance card based on the card number received and password.
Optionally, the self-help insurance card system further includes：
Information storage module, for receiving the insurance card information that core system issues, by the insurance card information received by
It is stored according to the service node of distribution, wherein, the core system is low in the quantity for the insurance card information for detecting service node
When predetermined threshold value, distribute insurance card information for the service node and be issued to the self-help insurance card system.
Optionally, described information sending module is additionally operable to：It is sent after the card number of the insurance card is associated with the order
To the core system, so that the core system obtains order number according to the order received, by the order number with
The card number associated storage.
Optionally, the self-help insurance card system further includes：
Quantity detection module, the quantity for the insurance card information for sale to each service node are detected；
Described information sending module is additionally operable to：When the quantity for detecting service node insurance card information for sale is less than
During predetermined threshold value corresponding to the service node, sending that insurance card obtains to the core system based on the service node please
It asks.
Optionally, the self-help insurance card system further includes：
Information checking module, in the activation request for receiving client transmission, being obtained from the activation request
The card number and password of insurance card are verified；
Described information sending module is additionally operable to：If verifying successfully, activation successfully notice letter is sent to the client
Breath；And number of policy is obtained from corresponding insurance card information, based on information and the number of policy generation declaration form of insuring
And be sent to the core system, for the core system according to the declaration form by the status indication of the insurance card to accept insurance
State.
Self-help insurance card system proposed by the present invention and the underwriting process based on self-help insurance card system, self-help insurance card system
System determines that the purchase card asks corresponding insurance products, the insurance issued in advance from core system when receiving purchase card request
In card information obtain with the matched insurance card information of the insurance products, and from insurance card information obtain insurance card card number and
With the associated password of card number, based on order of the card number generation with order number and it is sent to and the purchase card corresponding client of request
Card number and password after the completion of order payment, are pushed to above-mentioned client by end, so that client is based on card number and password activation
Insurance card, scheme proposed by the present invention do not need to communicate with core system during the on-line selling of insurance card, can basis
The insurance card information issued in advance is autonomously generated order and is sent to client, carries out the payment of order and card number, the push of password,
The decoupling of self-help insurance system and core system is realized, avoids and influences the regular traffic of other side because system is unstable
Processing.
Description of the drawings
Fig. 1 is the flow chart of the underwriting process first embodiment the present invention is based on self-help insurance card system；
Fig. 2 is the high-level schematic functional block diagram of self-help insurance card system first embodiment of the present invention；
Fig. 3 is the high-level schematic functional block diagram of self-help insurance card system second embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present invention provides a kind of underwriting process based on self-help insurance card system.It is that the present invention is based on certainly with reference to shown in Fig. 1
Help the flow chart of the underwriting process first embodiment of insurance card system.
In the present embodiment, the underwriting process based on self-help insurance card system is somebody's turn to do to include：
Step S10, the self-help insurance card system determine that the purchase card asks corresponding guarantor when receiving purchase card request
Dangerous product is obtained and the matched insurance card information of the insurance products in the insurance card information issued in advance from core system.
In the embodiment of the present invention, insurance card information for sale is managed by the core system of insurance sales, and
According to the new insurance card of the foundation such as business demand and product renewing, each insurance card has corresponding insurance products and by core
Feel concerned about the number of policy that system is distributed according to insurance products for it；Wherein, insurance card information includes the card number and password of insurance card, above-mentioned
Insurance card information and the number of policy being associated are stored in core system, at regular time and quantity are believed insurance card by core system
Breath is issued to self-help insurance card system or is sent in right amount according to the acquisition of self-help insurance card system request by core system
Insurance card information, wherein, while insurance card information is issued to self-help insurance card system, by its associated number of policy with
And the information of corresponding service node is also sent to self-help insurance card system.
Further, since the huge number of insurance, such as property insurance just include vehicle insurance product and non-vehicle insurance product, Er Feiche
Dangerous product includes the multiple types such as casualty insurance, household property insurance again, and there are many insurance productions for setting again for different types of insurance
Product, by taking casualty insurance as an example, for different insuring, there are many insurance products for object setting.Therefore, for the ease of insurance products
Sales management, different insurance products handle by different service node, wherein, service node includes mechanism, business personnel etc..
Therefore, for core system, it is that the insurance card information established distributes suitable business to need according to corresponding insurance products
Node, in order to which after insurance card is sold, the work such as management after sale and the customer service of insurance card are handled by business personnel, this
Outside, in order to make each insurance card sold out have corresponding service node follow-up handle and in order to ensure it is each
The portfolio of service node, core system distribute the insurance card information of preset quantity for each service node in advance.The core
System is felt concerned about when the quantity for the insurance card information for detecting service node is less than predetermined threshold value, is protected for service node distribution
Dangerous card information is simultaneously issued to the self-help insurance card system；The self-help insurance card system receives the insurance card that core system issues
Information, by the insurance card information received according to the service node classification storage of distribution.Self-help insurance card system is sold in insurance card
After going out, core system can be periodically sent orders to, in order to which each service node of the real-time geo-statistic of core system remains
The quantity of remaining insurance card information is in time the service node in the lazy weight for the insurance card information for having service node
Distribution insurance card information is simultaneously issued to self-help insurance card system.
In the embodiment, the foundation of client and self-help insurance card system communicates, and self-help insurance card system will be for sale each
Kind insurance products show that user can therefrom select the insurance products needed triggering purchase card to ask by client.Self-help insurance
Card system receives the purchase card request that user is sent based on client, insurance product information is obtained from purchase card request, based on this
Insurance product information searches matched insurance card information from the insurance card information of storage, specifically, can search and the insurance
Then the corresponding service node of product information is randomly chosen insurance card letter from insurance card information corresponding with the service node
Breath obtains insurance card information successively according to the card number sequence of insurance card.
Step S20 obtains the card number and password of insurance card from the insurance card information, is generated and had based on the card number
There is the order of order number and be sent to and the purchase card corresponding client of request.
The card number and password after the completion of order payment, are pushed to the client, for institute by step S30
It states client and the insurance card is activated based on the card number received and password.
Self-help insurance card system obtains the card number and password of insurance card from the insurance card information got, is given birth to based on card number
Order number is set for the order into order, and according to certain rule, the order of generation is sent to purchase card asks corresponding visitor
Family end.It is understood that the payment amount in order is depending on the corresponding insurance products of insurance card, and showing
Client is shown in while insurance card product, for a user, when sending purchase card request, guarantor corresponding for insurance card
Dangerous product and its payment amount are known.Include insurance card card number, corresponding insurance production in the order that client receives
The information and order number of product, user can carry out the payment of order based on client.Self-help insurance card system is detecting this
After the completion of order payment, the card number of the insurance card and password are pushed to client, so that client is swashed using card number and password
Insurance card living.
Further, it after step S30, is somebody's turn to do the underwriting process based on self-help insurance card system and further includes：
The self-help insurance card system is sent to the core system after the card number of the insurance card is associated with the order
So that the core system obtains order number according to the order received, the order number is associated with the card number for system
Storage.
Since order number is autonomously generated by self-help insurance card system, order number is not stored in core system,
For the ease of core system for insurance products sales management, it can will pay successful order and be sent to core system, it can be with
A cycle is sent or set immediately after the completion of order payment, the order generated in the period is periodically sent to core
Feel concerned about system.
The underwriting process based on self-help insurance card system that the present embodiment proposes, self-help insurance card system are receiving purchase card
During request, determine that the purchase card asks corresponding insurance products, obtained in the insurance card information issued in advance from core system with
The matched insurance card information of insurance products, and obtain from insurance card information the card number of insurance card and associated close with card number
Code is had the order of order number and is sent to and block the corresponding client of request with the purchase, paid in order based on card number generation
After the completion, card number and password are pushed into above-mentioned client, so that client is based on card number and password activation insurance card, the present invention
The scheme of proposition does not need to communicate with core system during the on-line selling of insurance card, can be according to the guarantor issued in advance
Dangerous card information is autonomously generated order and is sent to client, carries out the payment of order and card number, the push of password, realizes self-service guarantor
The decoupling of dangerous system and core system is avoided and is handled because of the regular traffic that system is unstable and influences other side.
The second embodiment of the underwriting process the present invention is based on self-help insurance card system is proposed based on first embodiment.At this
In embodiment, after step S30, it is somebody's turn to do the underwriting process based on self-help insurance card system and further includes：
In the activation request for receiving client transmission, the card number and password of insurance card are obtained from the activation request
It is verified；
If verifying successfully, sent to the client and activate successful notification information；
Receive that the client sends insure information when, institute and is sent at information generation declaration form based on described insure
Core system is stated, is stored after the declaration form received is associated with corresponding number of policy for the core system.
In this embodiment, self-help insurance card system receives the activation request that client is sent based on card number and password, from
The card number of insurance card is obtained in the activation request received and password is verified, if verifying the password and card successfully, that is, inputted
Number it is matched, then it is assumed that the insurance card activates successfully, and sending insurance card to client activates successful notification information, and
Information input interface of insuring is shown in client, inputs information of insuring so that user is based on the interface, client is receiving really
When recognizing instruction, the information of insuring of input is sent to self-help insurance card system, self-help insurance card system is insured according to what is received
Information and number of policy generation declaration form, information of insuring can include by insurer's information and insurer's information, wherein, insurer
Information and insurer's information, which include information, the information input interfaces of insuring such as passport NO., phone, address, to fill out as needed
The content write flexibly is set.The declaration form of generation is sent to core system by self-help insurance card system, and core system receives declaration form
When, number of policy is obtained, and then obtain the card number with the associated insurance card of number of policy, by the state mark of the corresponding insurance card of the card number
It is denoted as the state of accepting insurance.
Further, the underwriting process based on self-help insurance card system is somebody's turn to do to further include：
The quantity of the self-help insurance card system insurance card information for sale to each service node is detected；
When detect service node insurance card information for sale quantity be less than the service node corresponding to it is pre-
If during threshold value, insurance card is sent to the core system based on the service node and obtains request.
For self-help insurance card system, periodically the insurance card sales situation of each service node can be examined
It surveys, and obtains the quantity of the remaining insurance card information for sale of each service node, treated having detected that service node is remaining
When the quantity of the insurance card information of sale is less than for the service node preset predetermined threshold value, based on the service node to core system
System sends insurance card and obtains request, a certain amount of insurance card is distributed for the service node by core system, to avoid due to self-service
The lazy weight of insurance card information in insurance card system and the normal sale for influencing insurance card.
The present invention also proposes a kind of self-help insurance card system.
It is the high-level schematic functional block diagram of self-help insurance card system first embodiment of the present invention with reference to shown in Fig. 2.
In this embodiment, which includes：
Data obtaining module 10, for when receiving purchase card request, determining that the purchase card asks corresponding insurance products,
It is obtained and the matched insurance card information of the insurance products in the insurance card information issued in advance from core system.
In the embodiment of the present invention, insurance card information for sale is managed by the core system of insurance sales, and
According to the new insurance card of the foundation such as business demand and product renewing, each insurance card has corresponding insurance products and by core
Feel concerned about the number of policy that system is distributed according to insurance products for it；Wherein, insurance card information includes the card number and password of insurance card, above-mentioned
Insurance card information and the number of policy being associated are stored in core system, at regular time and quantity are believed insurance card by core system
Breath is issued to self-help insurance card system or is sent in right amount according to the acquisition of self-help insurance card system request by core system
Insurance card information, wherein, while insurance card information is issued to self-help insurance card system, by its associated number of policy with
And the information of corresponding service node is also sent to self-help insurance card system.
Further, since the huge number of insurance, such as property insurance just include vehicle insurance product and non-vehicle insurance product, Er Feiche
Dangerous product includes the multiple types such as casualty insurance, household property insurance again, and there are many insurance productions for setting again for different types of insurance
Product, by taking casualty insurance as an example, for different insuring, there are many insurance products for object setting.Therefore, for the ease of insurance products
Sales management, different insurance products handle by different service node, wherein, service node includes mechanism, business personnel etc..
Therefore, for core system, it is that the insurance card information established distributes suitable business to need according to corresponding insurance products
Node, in order to which after insurance card is sold, the work such as management after sale and the customer service of insurance card are handled by business personnel, this
Outside, in order to make each insurance card sold out have corresponding service node follow-up handle and in order to ensure it is each
The portfolio of service node, core system distribute the insurance card of preset quantity for each service node in advance.Further, institute
Core system is stated when the quantity for the insurance card information for detecting service node is less than predetermined threshold value, for the service node point
With insurance card information and it is issued to the self-help insurance card system；The self-help insurance card system further includes：Information storage module,
For receiving the insurance card information that core system issues, the insurance card information received is stored according to the service node of distribution.
Self-help insurance card system can periodically send orders to core system, in order to core system after insurance card is sold
The quantity of the real-time remaining insurance card information of each service node of geo-statistic, the insurance card information for having service node quantity not
When sufficient, insurance card information is distributed for the service node in time and be issued to self-help insurance card system.
In the embodiment, the foundation of client and self-help insurance card system communicates, and self-help insurance card system will be for sale each
Kind insurance products show that user can therefrom select the insurance products needed triggering purchase card to ask by client.Self-help insurance
Card system receives the purchase card request that user is sent based on client, obtains insurance product information from purchase card request, information obtains
Modulus block 10 searches matched insurance card information based on the insurance product information from the insurance card information of storage, specifically, can
It is then random from insurance card information corresponding with the service node to search service node corresponding with the insurance product information
Ground selects insurance card information or obtains insurance card information successively according to the card number sequence of insurance card.
Order generation module 20, for obtaining the card number and password of insurance card from the insurance card information, based on institute
It states order of the card number generation with order number and is sent to and the purchase card corresponding client of request.
Information sending module 30, for after the completion of order payment, the card number and password to be pushed to the visitor
Family end, so that the client activates the insurance card based on the card number received and password.
Order generation module 20 obtains the card number and password of insurance card from the insurance card information got, is given birth to based on card number
Order number is set for the order into order, and according to certain rule, the order of generation is sent to purchase by information sending module 30
Card asks corresponding client.It is understood that the payment amount in order is depending on the corresponding insurance products of insurance card,
And client is shown in while insurance card product is shown, for a user, when sending purchase card request, for
The corresponding insurance products of insurance card and its payment amount are known.Include insurance card card in the order that client receives
Number, the information of corresponding insurance products and order number, user can carry out the payment of order based on client.Self-help insurance card
The card number of the insurance card and password are pushed to client, so that client makes by system after the completion of order payment is detected
With card number and password activation insurance card.
Further, information sending module 30 is additionally operable to：It is sent after the card number of the insurance card is associated with the order
To the core system, so that the core system obtains order number according to the order received, by the order number with
The card number associated storage.
Since order number is autonomously generated by self-help insurance card system, order number is not stored in core system,
For the ease of core system for insurance products sales management, it can will pay successful order and be sent to core system, it can be with
A cycle is sent or set immediately after the completion of order payment, the order generated in the period is periodically sent to core
Feel concerned about system.
The self-help insurance card system that the present embodiment proposes when receiving purchase card request, determines that the purchase card request corresponds to
Insurance products, obtain in the insurance card information issued in advance from core system and believe with the matched insurance card of the insurance products
Breath, and from insurance card information obtain insurance card card number and with the associated password of card number, based on card number generation have order number
Order and be sent to it is described purchase card the corresponding client of request, order pay after the completion of, card number and password are pushed to
Above-mentioned client, so that client is based on card number and password activation insurance card, scheme proposed by the present invention is on the line of insurance card
It in sales process, does not need to communicate with core system, order transmission can be autonomously generated according to the insurance card information issued in advance
To clients, the payment of order and card number, the push of password are carried out, realizes the decoupling of self-help insurance system and core system,
It avoids and is handled because of the regular traffic that system is unstable and influences other side.
The second embodiment of self-help insurance card system of the present invention is proposed based on first embodiment.With reference to shown in Fig. 3, in this reality
It applies in example, which further includes：
Information checking module 40, in the activation request for receiving client transmission, being obtained from the activation request
The card number and password for taking insurance card are verified；
Information sending module 30 is additionally operable to：If verifying successfully, sent to the client and activate successful notification information；
And obtain number of policy from corresponding insurance card information, based on it is described insure information and the number of policy generation declaration form simultaneously
Be sent to the core system, for the core system according to the declaration form by the status indication of the insurance card to accept insurance shape
State.
In this embodiment, self-help insurance card system receives the activation request that client is sent based on card number and password, letter
Breath correction verification module 40 obtains the card number of insurance card from the activation request received and password is verified, if verifying successfully, i.e.,
The password of input is matched with card number, then it is assumed that the insurance card activates successfully, and sending insurance card to client activates successfully
Notification information, and display is insured information input interface on the client, is insured information so that user is based on interface input, visitor
The information of insuring of input is sent to self-help insurance card system, self-help insurance card system root by family end when receiving confirmation instruction
According to insure information and the number of policy generation declaration form received, information of insuring can include being believed by insurer's information and the insurer
Breath, wherein, insurer's information and insurer's information include the information such as passport NO., phone, address, information input interface of insuring
The content that can be filled in as needed is flexibly set.The declaration form of generation is sent to core system, core by information sending module 30
When system receives declaration form, number of policy is obtained, and then obtain the card number with the associated insurance card of number of policy, the card number is corresponding
The status indication of insurance card is state of accepting insurance.
Further, which further includes：
Quantity detection module, the quantity for the insurance card information for sale to each service node are detected；
Information sending module 30 is additionally operable to：When the quantity for detecting service node insurance card information for sale is less than institute
When stating the predetermined threshold value corresponding to service node, sending insurance card acquisition to the core system based on the service node please
It asks.
For self-help insurance card system, quantity detection module can be periodically to the safety detent of each service node
The situation of selling is detected, and obtains the quantity of the remaining insurance card information for sale of each service node, is detecting business
When the quantity of the remaining insurance card information for sale of node is less than predetermined threshold value preset for the service node, based on the business
Node sends insurance card to core system and obtains request, and a certain amount of insurance card is distributed for the service node by core system, with
It avoids the lazy weight due to the insurance card information in self-help insurance card system and influences the normal sale of insurance card.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be embodied in the form of software product, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions use so that a station terminal equipment (can be mobile phone, computer, cloud
Hold server or the network equipment etc.) method that performs each embodiment of the present invention.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those elements, and
And it further includes other elements that are not explicitly listed or further includes intrinsic for this process, method, article or device institute
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
Also there are other identical elements in the process of element, method, article or device.
In addition, the description in " first ", " second " etc. involved in invention only describes purpose, and it is not intended that instruction or
Imply its relative importance or the implicit quantity for indicating indicated technical characteristic." first ", " second " are defined as a result,
At least one this feature can be expressed or be implicitly included to feature.In addition, the technical solution between each embodiment can phase
It mutually combines, but must can be implemented as basis with those of ordinary skill in the art, when the combination of technical solution occurs mutually
Contradiction or when can not realize should people think that the combination of this technical solution is not present, also not the present invention claims protection domain
Within.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made directly or indirectly is used in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
- A kind of 1. underwriting process based on self-help insurance card system, which is characterized in that the holding based on self-help insurance card system Guarantor's method includes：The self-help insurance card system determines that the purchase card asks corresponding insurance products, from core when receiving purchase card request It feels concerned about in the insurance card information that system issues in advance and obtains and the matched insurance card information of the insurance products；The card number and password of insurance card are obtained from the insurance card information, based on card number generation ordering with order number List is simultaneously sent to and the purchase card corresponding client of request；After the completion of order payment, the card number and password are pushed into the client, so that the client is based on The card number and password received activates the insurance card.
- 2. the underwriting process according to claim 1 based on self-help insurance card system, which is characterized in that described based on self-service The method of insuring of insurance card system further includes：The self-help insurance card system receives the insurance card information that core system issues, by the insurance card information received according to point The service node storage matched, wherein, the core system is less than pre- in the quantity for the insurance card information for detecting service node If it during threshold value, distributes insurance card information for the service node and is issued to the self-help insurance card system.
- 3. the underwriting process according to claim 1 based on self-help insurance card system, which is characterized in that described to be ordered described It is described to be based on self-help insurance card system after the step of card number and password are pushed to the client after the completion of single payment The underwriting process of system further includes：The self-help insurance card system is sent to the core system after the card number of the insurance card is associated with the order, with Order number is obtained according to the order received for the core system, by the order number and the card number associated storage.
- 4. the underwriting process according to claim 1 based on self-help insurance card system, which is characterized in that described based on self-service The underwriting process of insurance card system further includes：The quantity of the self-help insurance card system insurance card information for sale to each service node is detected；When the quantity for detecting service node insurance card information for sale is less than the default threshold corresponding to the service node During value, insurance card is sent to the core system based on the service node and obtains request.
- 5. the underwriting process according to any one of claims 1 to 4 based on self-help insurance card system, which is characterized in that institute It is described to be based on certainly after the step of stating after the completion of order payment, the card number and password are pushed to the client The underwriting process of insurance card system is helped to further include：In the activation request for receiving client transmission, obtain the card number of insurance card from the activation request and password carries out Verification；If verifying successfully, sent to the client and activate successful notification information；Obtain number of policy from corresponding insurance card information, based on it is described insure information and the number of policy generation declaration form it is concurrent Send to the core system, for the core system according to the declaration form by the status indication of the insurance card to accept insurance shape State.
- 6. a kind of self-help insurance card system, which is characterized in that the self-help insurance card system includes：Data obtaining module, for when receiving purchase card request, determining that the purchase card asks corresponding insurance products, from core It is obtained and the matched insurance card information of the insurance products in the insurance card information that system issues in advance；Order generation module, for obtaining the card number and password of insurance card from the insurance card information, based on the card number Order of the generation with order number is simultaneously sent to and the purchase card corresponding client of request；Information sending module, for after the completion of order payment, the card number and password to be pushed to the client, with The insurance card is activated based on the card number received and password for the client.
- 7. self-help insurance card system according to claim 6, which is characterized in that the self-help insurance card system further includes：Information storage module, for receiving the insurance card information that core system issues, by the insurance card information received according to point The service node storage matched, wherein, the core system is less than pre- in the quantity for the insurance card information for detecting service node If it during threshold value, distributes insurance card information for the service node and is issued to the self-help insurance card system.
- 8. self-help insurance card system according to claim 6, which is characterized in that described information sending module is additionally operable to：It will The card number of the insurance card is sent to the core system after being associated with the order, so that the core system is according to receiving The order obtain order number, by the order number and the card number associated storage.
- 9. self-help insurance card system according to claim 6, which is characterized in that the self-help insurance card system further includes：Quantity detection module, the quantity for the insurance card information for sale to each service node are detected；Described information sending module is additionally operable to：Described in being less than when the quantity for detecting service node insurance card information for sale During predetermined threshold value corresponding to service node, insurance card is sent to the core system based on the service node and obtains request.
- 10. according to claim 6 to 9 any one of them self-help insurance card system, which is characterized in that the self-help insurance card system System further includes：Information checking module, in the activation request for receiving client transmission, insurance to be obtained from the activation request The card number and password of card are verified；Described information sending module is additionally operable to：If verifying successfully, sent to the client and activate successful notification information；With And obtain number of policy from corresponding insurance card information, based on it is described insure information and the number of policy generation declaration form it is concurrent Send to the core system, for the core system according to the declaration form by the status indication of the insurance card to accept insurance shape State.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611233919.0A CN108257010A (en) | 2016-12-28 | 2016-12-28 | Self-help insurance card system and the underwriting process based on self-help insurance card system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201611233919.0A CN108257010A (en) | 2016-12-28 | 2016-12-28 | Self-help insurance card system and the underwriting process based on self-help insurance card system |
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| CN108257010A true CN108257010A (en) | 2018-07-06 |
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| CN201611233919.0A Pending CN108257010A (en) | 2016-12-28 | 2016-12-28 | Self-help insurance card system and the underwriting process based on self-help insurance card system |
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Application publication date: 20180706 |