CN103530764A - Electronic trading method, electronic trading system and client-side - Google Patents
Electronic trading method, electronic trading system and client-side Download PDFInfo
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- CN103530764A CN103530764A CN201310464840.9A CN201310464840A CN103530764A CN 103530764 A CN103530764 A CN 103530764A CN 201310464840 A CN201310464840 A CN 201310464840A CN 103530764 A CN103530764 A CN 103530764A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention provides an electronic trading method, an electronic trading system and a client-side. The electronic trading system comprises the client-side used by a merchant or a customer, a banking system and a payment platform server, wherein a payment plug-in is arranged in the client-side, and the payment platform server is communicated with the banking system and the payment plug-in in the client-side. The method comprises the following steps: receiving a payment request and sending the payment request to the payment platform server by the payment plug-in; receiving a payment page which is fed back by the payment platform server through the payment plug-in; and generating a payment confirmation message according to the operation of a user on the payment page and sending the payment confirmation message to the payment platform server by the payment plug-in. The method of the embodiment is convenient, safe and efficient as the user can realize payment by the payment plug-in in the client-side without skipping to a payment platform system.
Description
Technical field
The present invention relates to Internet technical field, particularly a kind of electronic trade method, system and client.
Background technology
Growing along with Internet technology, network has become the pith of people's life, makes shopping at network become more and more general.Shopping online refers to by internet retrieves merchandise news, and sends shopping request by electronic purchase order, and pays Hou， trade company on the net and deliver by the mode of mail-order, or deliver goods to the customers by express company etc.In order to guarantee transaction security, when paying, conventionally use guarantee transaction platform, for example, Taobao's Alipay, the wealth Fu Tong of Bai Fubao, Tengxun of Baidu etc.
Wherein, guarantee transaction platform is third party's payment platform, when user selects commodity and pays on the website of trade company, must jump to third party's payment platform, on third party's payment platform, select the modes of payments, for example, on-line payment, Credit Card Payments, bank account payment etc., and select the means of payment according to the modes of payments, for example, the account of certain bank etc., then complete payment according to actual flow process.But, when using guarantee transaction platform, there is following problem: in payment process, page jump number of times is too many, if run into network timeout, user need return to shopping cart and the payment that again places an order, poor user experience.
Summary of the invention
Object of the present invention is intended to solve at least to a certain extent above-mentioned technical matters.
For this reason, first object of the present invention is to propose a kind of electronic trade method.The method jumps to payment platform system without user, by the payment plug-in unit in client, can realize payment, convenient, safe, efficient.
Second object of the present invention is to propose a kind of electronic trading system.
The 3rd object of the present invention is to propose a kind of client.
For achieving the above object, the embodiment of first aspect present invention proposes a kind of electronic trade method, and described method is used: the client that trade company or client use, wherein, has payment plug-in unit in described client; Banking system; Payment platform server, described payment plug-in unit in described payment platform server and described banking system and described client communicates, wherein, said method comprising the steps of: described payment plug-in unit receives the request of payment and described payment request is sent to described payment platform server; Described payment plug-in unit receives the payment page of described payment platform server feedback; And described payment plug-in unit generates payment affirmation information according to user for the operation of the described payment page, and described payment affirmation information is sent to described payment platform server.
The electronic trade method of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
For achieving the above object, the embodiment of second aspect present invention proposes a kind of electronic trading system, comprising: client, banking system and payment platform server that trade company or client use, wherein, have payment plug-in unit in described client; Described payment platform server, the described payment plug-in unit in described payment platform server and described banking system and described client communicates; Described payment plug-in unit, be used for receiving the request of payment and described payment request is sent to described payment platform server, and receive the payment page of described payment platform server feedback, and for the operation of the described payment page, generate payment affirmation information according to user, and described payment affirmation information is sent to described payment platform server.
The electronic trading system of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
For achieving the above object, the embodiment of third aspect present invention proposes a kind of client, in client, have payment plug-in unit, described payment plug-in unit comprises: pay request receiving and forwarding module, for receiving the request of payment and described payment request being sent to payment platform server; Pay page receiver module, for receiving the payment page of described payment platform server feedback; And payment affirmation Information generation and forwarding module, for the operation generation payment affirmation information for the described payment page according to user, and described payment affirmation information is sent to described payment platform server.
The client of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
The aspect that the present invention is additional and advantage in the following description part provide, and part will become obviously from the following description, or recognize by practice of the present invention.
Accompanying drawing explanation
Above-mentioned and/or the additional aspect of the present invention and advantage will become from the following description of the accompanying drawings of embodiments and obviously and easily understand, wherein:
Fig. 1 is the process flow diagram of electronic trade method according to an embodiment of the invention;
Fig. 2 is the process flow diagram of electronic trade method in accordance with another embodiment of the present invention;
Fig. 3 is the process flow diagram of the electronic trade method of another embodiment according to the present invention;
Fig. 4 is the payment flow figure according to the embodiment of the present invention;
Fig. 5 is the structural representation of electronic trading system according to an embodiment of the invention;
Fig. 6 is the structural representation of client according to an embodiment of the invention;
Fig. 7 is the structural representation of client in accordance with another embodiment of the present invention.
Embodiment
Describe embodiments of the invention below in detail, the example of described embodiment is shown in the drawings, and wherein same or similar label represents same or similar element or has the element of identical or similar functions from start to finish.Below by the embodiment being described with reference to the drawings, be exemplary, only for explaining the present invention, and can not be interpreted as limitation of the present invention.On the contrary, embodiments of the invention comprise spirit and all changes within the scope of intension, modification and the equivalent that falls into additional claims.
In description of the invention, it will be appreciated that, term " first ", " second " etc. are only for describing object, and can not be interpreted as indication or hint relative importance.In description of the invention, it should be noted that, unless otherwise clearly defined and limited, term " is connected ", " connection " should be interpreted broadly, and for example, can be to be fixedly connected with, and can be also to removably connect, or connects integratedly; Can be mechanical connection, can be to be also electrically connected to; Can be to be directly connected, also can indirectly be connected by intermediary.For the ordinary skill in the art, can concrete condition understand above-mentioned term concrete meaning in the present invention.In addition,, in description of the invention, except as otherwise noted, the implication of " a plurality of " is two or more.
In process flow diagram or any process of otherwise describing at this or method describe and can be understood to, represent to comprise that one or more is for realizing module, fragment or the part of code of executable instruction of the step of specific logical function or process, and the scope of the preferred embodiment of the present invention comprises other realization, wherein can be not according to order shown or that discuss, comprise according to related function by the mode of basic while or by contrary order, carry out function, this should be understood by embodiments of the invention person of ordinary skill in the field.
The too many problem of page jump number of times when solving current use third party payment platform, the present invention proposes a kind of electronic trade method, system and client, below with reference to accompanying drawing, describes.
, method is used: the client that trade company or client use, wherein, has payment plug-in unit in client; Banking system; Payment platform server, the payment plug-in unit in payment platform server and banking system and client communicates, and wherein, method comprises the following steps: pay plug-in unit and receive the request of payment and payment request is sent to payment platform server; Pay the payment page that plug-in unit receives payment platform server feedback; And pay plug-in unit and for the operation that pays the page, generate payment affirmation information according to user, and payment affirmation information is sent to payment platform server.
Fig. 1 is the process flow diagram of electronic trade method according to an embodiment of the invention.
Particularly, the electronic trade method of embodiment of the present invention institute use system comprises: the client that trade company or client use, wherein, has payment plug-in unit in client; Banking system; Payment platform server, the payment plug-in unit in payment platform server and banking system and client communicates.As shown in Figure 1, electronic trade method comprises the steps:
S101, pays plug-in unit and receives the request of payment and payment request is sent to payment platform server.
In addition, pay plug-in unit and also can check paying the legitimacy of request, such as paying order in request, whether exceed the quata etc., after the request that pays is legal, payments asked to be sent to payment platform server.
Particularly, pay plug-in unit and be arranged in client, client can be the client that trade company or client use, and trade company or client send to paying plug-in unit the request of payment by client, pay plug-in unit and again payments are asked to be sent to payment platform server.
In one embodiment of the invention, client is browser, the plug-in unit that payment plug-in unit is browser.
S102, pays the payment page that plug-in unit receives payment platform server feedback.
In one embodiment of the invention, the request of payment comprises sequence information, and payment platform server generates and pays the page according to sequence information.Afterwards, payment platform server feeds back to by the payment page plug-in unit request that pays.
S103, pays plug-in unit and for the operation that pays the page, generates payment affirmation information according to user, and payment affirmation information is sent to payment platform server.
Wherein, payment affirmation information is that user confirms this payment transaction, and payment affirmation information is sent to payment platform server, and payment platform server completes payment flow according to payment affirmation information.
The electronic trade method of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
Fig. 2 is the process flow diagram of electronic trade method in accordance with another embodiment of the present invention.In order to guarantee the safety of transaction, payment platform server also needs to carry out wind control authentication according to payment affirmation information, and particularly, as shown in Figure 2, electronic trade method comprises the following steps:
S201, pays plug-in unit and receives the request of payment and payment request is sent to payment platform server.
S202, pays the payment page that plug-in unit receives payment platform server feedback.
S203, pays plug-in unit and for the operation that pays the page, generates payment affirmation information according to user, and payment affirmation information is sent to payment platform server.
S204, payment platform server carries out wind control authentication according to payment affirmation information.
S205, if by wind control authentication, payment platform server pays by banking system, and payment result is provided to client by paying plug-in unit.
The electronic trade method of the embodiment of the present invention, payment platform server carries out wind control authentication according to payment affirmation information, payment platform server pays by banking system after by wind control authentication, for example, can judge that whether this trade company or user have the ability to pay, and further guarantee security, in addition thus by wind control authentication, by all right raising efficiency of wind control authentication judgement, undesirable payment transaction is rejected.
Fig. 3 is the process flow diagram of the electronic trade method of another embodiment according to the present invention.In this embodiment, client provides transaction interface and carries out initialization to paying plug-in unit, and particularly, as shown in Figure 3, electronic trade method comprises the following steps:
S301, client provides transaction page.
Particularly, trade company or user are when using client to do shopping or carrying out other transaction, and client provides transaction interface to trade company or user, and this transaction interface comprises the merchandise news of transaction etc.
S302, when user triggers transaction, client initialization pays plug-in unit, and sequence information is sent to payment plug-in unit.
For example, sequence information comprises the sign, order number, Order Date, trade name of trade company etc., and generates according to sequence information the request of payment, and client asks to be sent to payment plug-in unit by payments.
S303, pays plug-in unit and receives the request of payment and payment request is sent to payment platform server.
S304, pays the payment page that plug-in unit receives payment platform server feedback.
S305, pays plug-in unit and for the operation that pays the page, generates payment affirmation information according to user, and payment affirmation information is sent to payment platform server.
S306, payment platform server carries out wind control authentication according to payment affirmation information.
S307, if by wind control authentication, payment platform server pays by banking system, and payment result is provided to client by paying plug-in unit.
The electronic trade method of the embodiment of the present invention, when user triggers transaction, client initialization pays plug-in unit, and sequence information is sent to payment plug-in unit, further raising efficiency.
In one embodiment of the invention, pay plug-in unit and in transaction page, provide the payment page by IFRAME framework.Particularly, adopt IFRAME framework technology (be the document in document, or unsteady framework) to realize the payment page is provided in transaction page.Although directly embed IFRAME frame page, can guarantee to pay page independence separately under different domain names, also block and paid the mutual operation between the page.The IFRAME framework that embodiments of the invention adopt embeds different from conventional I FRAME framework, provide compatible good event to intercept interface, trade company or user can pay on the page by the case sensitive client script language of a JavaScript(OO regime type) whether initialization is failed to recognize payment plug-in unit, when pay successfully, the also container of convergent-divergent IFRAME framework automatically when paying plug-in unit internal user interface and change, makes the IFRAME framework embedding can easily adapt to the design of various interaction flows.
In one embodiment of the invention, further comprising the steps of: client is monitored paying initialization result and the payment result of plug-in unit, and snoop results is represented in transaction page.Thus, can further guarantee the security of transaction.
In order to make the advantage of the embodiment of the present invention more obvious, illustrate below.
Fig. 4 is the payment flow figure according to the embodiment of the present invention.As shown in Figure 4, trade company or user ask by the client payment that for example browser sends order, pay plug-in unit and obtain thus order relevant information, whether legally pay plug-in unit check order data, if legal, carry out initialization process.Whether payment platform server lookup user ID binds bank card, and carries out initialization process (referring to the process flow diagram of Fig. 4) according to the bank card of user's binding and the bank card above sending.After initialization, pay the payment page that plug-in unit receives payment platform server feedback, trade company or user confirm in paying the page by client to pay, and send payment affirmation information, and payment platform server is processed this payment affirmation information.
In order to realize above-described embodiment, the present invention also proposes a kind of electronic trading system.
, comprising: client, banking system and payment platform server that trade company or client use, wherein, have payment plug-in unit in client; Payment platform server, the payment plug-in unit in payment platform server and banking system and client communicates; Pay plug-in unit, be used for receiving the request of payment and payment request is sent to payment platform server, and receive the payment page of payment platform server feedback, and for the operation that pays the page, generate payment affirmation information according to user, and payment affirmation information is sent to payment platform server.
Fig. 5 is the structural representation of electronic trading system according to an embodiment of the invention.As shown in Figure 5, electronic trading system comprises client 100, banking system 200 and the payment platform server 300 that trade company or client use, wherein, in client 100, have the plug-in unit 110 of payment, payment platform server 300 communicates with the payment plug-in unit 110 in banking system 200 and client 100.
Particularly, pay plug-in unit 110 for receiving the request of payment and payment request being sent to payment platform server 300, in addition, paying plug-in unit 110 also can check paying the legitimacy of request, such as paying order in request, whether exceed the quata etc., after the request that pays is legal, payments asked to be sent to payment platform server 300.Afterwards, pay the payment page that plug-in unit 110 receives payment platform server 300 feedbacks.Again, pay plug-in unit 110 and for the operation that pays the page, generate payment affirmation information according to user, and payment affirmation information is sent to payment platform server 300.
More specifically, paying plug-in unit 110 is arranged in client 100, client 100 can be client 110， trade company or the client that trade company or client use and to paying plug-in unit 110, sends the request of payment by client 100, pays plug-in unit 110 and again payments is asked to be sent to payment platform server 300.
In one embodiment of the invention, client 100 is browser, the plug-in unit that payment plug-in unit 110 is browser.
In one embodiment of the invention, the request of payment comprises sequence information, and payment platform server 300 generates and pays the page according to sequence information.Afterwards, payment platform server 300 feeds back to by the payment page plug-in unit request that pays.
Wherein, payment affirmation information is that user confirms this payment transaction, and payment affirmation information is sent to payment platform server 300, and payment platform server 300 completes payment flow according to payment affirmation information.
The electronic trading system of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
In order to guarantee the safety of transaction, payment platform server also needs to carry out wind control authentication according to payment affirmation information.In one embodiment of the invention, payment platform server 300 is for after receiving payment affirmation information, according to payment affirmation information, carry out wind control authentication, and by wind control authentication, by banking system 200, pay, and payment result is provided to client 100 by paying plug-in unit 110.Thus, payment platform server 300 carries out wind control authentication according to payment affirmation information, payment platform server 300 pays by banking system 200 after by wind control authentication, for example, can judge that whether this trade company or user have the ability to pay, and further guarantee security, in addition thus by wind control authentication, by all right raising efficiency of wind control authentication judgement, undesirable payment transaction is rejected.
In one embodiment of the invention, client 100 is also for transaction page is provided, and when user triggers transaction, client 100 initialization pay plug-in unit 110, and sequence information is sent to and pays plug-in unit 110.For example, sequence information comprises the sign, order number, Order Date, trade name of trade company etc., and generates according to sequence information the request of payment, and client asks to be sent to payment plug-in unit by payments.Thus, further raising efficiency
In one embodiment of the invention, pay plug-in unit 110 and in transaction page, provide the payment page by IFRAME framework.Particularly, adopt IFRAME framework technology to realize the payment page is provided in transaction page.Although directly embed IFRAME frame page, can guarantee to pay page independence separately under different domain names, also block and paid the mutual operation between the page.The IFRAME framework that embodiments of the invention adopt embeds different from conventional I FRAME framework, provide compatible good event to intercept interface, trade company or user can recognize payment plug-in unit 110 by JavaScript on the payment page, and whether initialization is failed, when pay successfully, the also container of convergent-divergent IFRAME framework automatically when paying plug-in unit 110 internal user interfaces and change, makes the IFRAME framework embedding can easily adapt to the design of various interaction flows.
In one embodiment of the invention, client 100 is also for monitoring paying initialization result and the payment result of plug-in unit 110, and snoop results is represented in transaction page.
In order to realize above-described embodiment, the present invention also proposes a kind of client.
, in client, there is payment plug-in unit, pay plug-in unit and comprise: pay request receiving and forwarding module, for receiving the request of payment and payment request being sent to payment platform server; Pay page receiver module, for receiving the payment page of payment platform server feedback; And payment affirmation Information generation and forwarding module, for generating payment affirmation information according to user for the operation that pays the page, and payment affirmation information is sent to payment platform server.
Fig. 6 is the structural representation of client according to an embodiment of the invention.As shown in Figure 6, in client, there is the plug-in unit 110 of payment, pay plug-in unit 110 and comprise: pay request receiving and forwarding module 111, pay page receiver module 112 and payment affirmation Information generation and forwarding module 113.
Particularly, pay request receiving and forwarding module 111 for receiving the request of payment and payment request being sent to payment platform server.In addition, pay request receiving and forwarding module 111 and also can check paying the legitimacy of request, such as paying order in request, whether exceed the quata etc., after the request that pays is legal, payments asked to be sent to payment platform server.
In one embodiment of the invention, client is browser, the plug-in unit that payment plug-in unit is browser.
Pay page receiver module 112 for receiving the payment page of payment platform server feedback.
In one embodiment of the invention, the request of payment comprises sequence information, and payment platform server generates and pays the page according to sequence information.Afterwards, payment platform server feeds back to by the payment page plug-in unit request that pays.
Payment affirmation Information generation and forwarding module 113 be for generating payment affirmation information according to user for the operation that pays the page, and payment affirmation information is sent to payment platform server.
Wherein, payment affirmation information is that user confirms this payment transaction, and payment affirmation information is sent to payment platform server, and payment platform server completes payment flow according to payment affirmation information.
The client of the embodiment of the present invention, completes payment by paying plug-in unit, without user, jumps to payment platform system, by the payment plug-in unit in client, can realize payment flow, saves flow process, convenient, safe, efficient.In addition, if network timeout returns to shopping cart and the payment that again places an order without user, only need resend the agreement request of withholing, promote user and experience, and promote successful payment rate.
Fig. 7 is the structural representation of client in accordance with another embodiment of the present invention.As shown in Figure 7, on the basis shown in Fig. 6, pay plug-in unit 110 and also comprise: module 114 and initialization module 115 are provided.
Particularly, provide module 114 for transaction page is provided.More specifically, trade company or user, when using client to do shopping or carrying out other transaction, provide module 114Xiang trade company or user that transaction interface is provided, and this transaction interface comprises the merchandise news of transaction etc.
Initialization module 115 is for trigger when transaction as user, pays plug-in unit described in initialization, and described sequence information is sent to described payment plug-in unit.For example, sequence information comprises the sign, order number, Order Date, trade name of trade company etc., and generates according to sequence information the request of payment, and client asks to be sent to payment plug-in unit by payments.
In one embodiment of the invention, pay plug-in unit and in transaction page, provide the payment page by IFRAME framework.Particularly, adopt IFRAME framework technology to realize the payment page is provided in transaction page.Although directly embed IFRAME frame page, can guarantee to pay page independence separately under different domain names, also block and paid the mutual operation between the page.The IFRAME framework that embodiments of the invention adopt embeds different from conventional I FRAME framework, provide compatible good event to intercept interface, trade company or user can recognize payment plug-in unit by JavaScript on the payment page, and whether initialization is failed, when pay successfully, the also container of convergent-divergent IFRAME framework automatically when paying plug-in unit internal user interface and change, makes the IFRAME framework embedding can easily adapt to the design of various interaction flows.
In one embodiment of the invention, pay plug-in unit 110 and also comprise: monitor module (not shown), monitor module for monitoring paying initialization result and the payment result of plug-in unit, and snoop results is represented in transaction page.
In process flow diagram or any process of otherwise describing at this or method describe and can be understood to, represent to comprise that one or more is for realizing module, fragment or the part of code of executable instruction of the step of specific logical function or process, and the scope of the preferred embodiment of the present invention comprises other realization, wherein can be not according to order shown or that discuss, comprise according to related function by the mode of basic while or by contrary order, carry out function, this should be understood by embodiments of the invention person of ordinary skill in the field.The logic and/or the step that in process flow diagram, represent or otherwise describe at this, for example, can be considered to for realizing the sequencing list of the executable instruction of logic function, may be embodied in any computer-readable medium, for instruction execution system, device or equipment (as computer based system, comprise that the system of processor or other can and carry out the system of instruction from instruction execution system, device or equipment instruction fetch), use, or use in conjunction with these instruction execution systems, device or equipment.With regard to this instructions, " computer-readable medium " can be anyly can comprise, storage, communication, propagation or transmission procedure be for instruction execution system, device or equipment or the device that uses in conjunction with these instruction execution systems, device or equipment.The example more specifically of computer-readable medium (non-exhaustive list) comprises following: the electrical connection section (electronic installation) with one or more wirings, portable computer diskette box (magnetic device), random-access memory (ram), ROM (read-only memory) (ROM), the erasable ROM (read-only memory) (EPROM or flash memory) of editing, fiber device, and portable optic disk ROM (read-only memory) (CDROM).In addition, computer-readable medium can be even paper or other the suitable medium that can print described program thereon, because can be for example by paper or other media be carried out to optical scanning, then edit, decipher or process in electronics mode and obtain described program with other suitable methods if desired, be then stored in computer memory.
Should be appreciated that each several part of the present invention can realize with hardware, software, firmware or their combination.In the above-described embodiment, a plurality of steps or method can realize with being stored in storer and by software or the firmware of suitable instruction execution system execution.For example, if realized with hardware, the same in another embodiment, can realize by any one in following technology well known in the art or their combination: have for data-signal being realized to the discrete logic of the logic gates of logic function, the special IC with suitable combinational logic gate circuit, programmable gate array (PGA), field programmable gate array (FPGA) etc.
Those skilled in the art are appreciated that realizing all or part of step that above-described embodiment method carries is to come the hardware that instruction is relevant to complete by program, described program can be stored in a kind of computer-readable recording medium, this program, when carrying out, comprises step of embodiment of the method one or a combination set of.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing module, can be also that the independent physics of unit exists, and also can be integrated in a module two or more unit.Above-mentioned integrated module both can adopt the form of hardware to realize, and also can adopt the form of software function module to realize.If described integrated module usings that the form of software function module realizes and during as production marketing independently or use, also can be stored in a computer read/write memory medium.
The above-mentioned storage medium of mentioning can be ROM (read-only memory), disk or CD etc.
In the description of this instructions, the description of reference term " embodiment ", " some embodiment ", " example ", " concrete example " or " some examples " etc. means to be contained at least one embodiment of the present invention or example in conjunction with specific features, structure, material or the feature of this embodiment or example description.In this manual, the schematic statement of above-mentioned term is not necessarily referred to identical embodiment or example.And the specific features of description, structure, material or feature can be with suitable mode combinations in any one or more embodiment or example.
Although illustrated and described embodiments of the invention above, be understandable that, above-described embodiment is exemplary, can not be interpreted as limitation of the present invention, those of ordinary skill in the art can change above-described embodiment within the scope of the invention in the situation that not departing from principle of the present invention and aim, modification, replacement and modification.Scope of the present invention is extremely equal to and limits by claims.
Claims (20)
1. an electronic trade method, is characterized in that, described method is used:
The client that trade company or client use, wherein, has payment plug-in unit in described client;
Banking system;
Payment platform server, the described payment plug-in unit in described payment platform server and described banking system and described client communicates,
Wherein, said method comprising the steps of:
Described payment plug-in unit receives the request of payment and described payment request is sent to described payment platform server;
Described payment plug-in unit receives the payment page of described payment platform server feedback; And
Described payment plug-in unit is the operation generation payment affirmation information for the described payment page according to user, and described payment affirmation information is sent to described payment platform server.
2. electronic trade method as claimed in claim 1, is characterized in that, described payment affirmation information is sent to described payment platform server after, also comprise:
Described payment platform server carries out wind control authentication according to described payment affirmation information; And
If by described wind control authentication, described payment platform server pays by described banking system, and payment result is provided to described client by described payment plug-in unit.
3. electronic trade method as claimed in claim 1, is characterized in that, described payment request comprises sequence information, and described payment platform server generates the described payment page according to described sequence information.
4. the electronic trade method as described in claim 1-3 any one, is characterized in that, described client is browser, the plug-in unit that described payment plug-in unit is described browser.
5. electronic trade method as claimed in claim 4, is characterized in that, also comprises:
Described client provides transaction page; And
When user triggers when transaction, pay plug-in unit described in described client initialization, and described sequence information is sent to described payment plug-in unit.
6. electronic trade method as claimed in claim 5, is characterized in that, described payment plug-in unit provides the described payment page in described transaction page by IFRAME framework.
7. electronic trade method as claimed in claim 6, is characterized in that, also comprises:
Described client is monitored the initialization result of described payment plug-in unit and payment result, and snoop results is represented in described transaction page.
8. an electronic trading system, is characterized in that, comprising: client, banking system and payment platform server that trade company or client use, wherein,
In described client, there is payment plug-in unit;
Described payment platform server, the described payment plug-in unit in described payment platform server and described banking system and described client communicates;
Described payment plug-in unit, be used for receiving the request of payment and described payment request is sent to described payment platform server, and receive the payment page of described payment platform server feedback, and for the operation of the described payment page, generate payment affirmation information according to user, and described payment affirmation information is sent to described payment platform server.
9. electronic trading system as claimed in claim 8, it is characterized in that, described payment platform server for receive described by payment affirmation information after, according to described payment affirmation information, carry out wind control authentication, and by described wind control authentication, by described banking system, pay, and payment result is provided to described client by described payment plug-in unit.
10. electronic trading system as claimed in claim 8, is characterized in that, described payment request comprises sequence information, and described payment platform server generates the described payment page according to described sequence information.
11. electronic trading systems as described in claim 8-10 any one, is characterized in that, described client is browser, the plug-in unit that described payment plug-in unit is described browser.
12. electronic trading systems as claimed in claim 11, is characterized in that, described client is also for transaction page is provided, and when user triggers transaction, pay plug-in unit described in described client initialization, and described sequence information is sent to described payment plug-in unit.
13. electronic trading systems as claimed in claim 12, is characterized in that, described payment plug-in unit provides the described payment page in described transaction page by IFRAME framework.
14. electronic trading systems as claimed in claim 13, is characterized in that, described client is also for the initialization result of described payment plug-in unit and payment result are monitored, and snoop results is represented in described transaction page.
15. 1 kinds of clients, is characterized in that, have payment plug-in unit in client, and described payment plug-in unit comprises:
Pay request receiving and forwarding module, for receiving the request of payment and described payment request being sent to payment platform server;
Pay page receiver module, for receiving the payment page of described payment platform server feedback; And
Payment affirmation Information generation and forwarding module, for the operation generation payment affirmation information for the described payment page according to user, and be sent to described payment platform server by described payment affirmation information.
16. clients as claimed in claim 15, is characterized in that, described payment request comprises sequence information, and described payment platform server generates the described payment page according to described sequence information.
17. clients as described in claim 15 or 16, is characterized in that, described client is browser, the plug-in unit that described payment plug-in unit is described browser.
18. clients as claimed in claim 17, is characterized in that, also comprise:
Provide module, for transaction page is provided; And
Initialization module, for trigger when transaction as user, pays plug-in unit described in initialization, and described sequence information is sent to described payment plug-in unit.
19. clients as claimed in claim 18, is characterized in that, described payment plug-in unit provides the described payment page in described transaction page by IFRAME framework.
20. clients as claimed in claim 19, is characterized in that, also comprise:
Monitor module, for the initialization result of described payment plug-in unit and payment result are monitored, and snoop results is represented in described transaction page.
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| CN201310464840.9A CN103530764A (en) | 2013-10-08 | 2013-10-08 | Electronic trading method, electronic trading system and client-side |
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| CN201310464840.9A CN103530764A (en) | 2013-10-08 | 2013-10-08 | Electronic trading method, electronic trading system and client-side |
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