CN109064143A - Processing method, system, device and the storage medium of Transaction Information - Google Patents

Processing method, system, device and the storage medium of Transaction Information Download PDF

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Publication number
CN109064143A
CN109064143A CN201810635337.8A CN201810635337A CN109064143A CN 109064143 A CN109064143 A CN 109064143A CN 201810635337 A CN201810635337 A CN 201810635337A CN 109064143 A CN109064143 A CN 109064143A
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CN
China
Prior art keywords
transaction
docking
information
server
packet
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810635337.8A
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Chinese (zh)
Inventor
肖敏
邓玉
程浩
胡璇
杨妙
何睿
谢艳文
董学敏
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Construction Bank Corp
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China Construction Bank Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Construction Bank Corp filed Critical China Construction Bank Corp
Priority to CN201810635337.8A priority Critical patent/CN109064143A/en
Publication of CN109064143A publication Critical patent/CN109064143A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)

Abstract

The invention discloses a kind of processing method of Transaction Information, system, device and storage mediums, which comprises vendor end passes through the docking installed thereon and wraps to server submission transaction request;The server carries out logical transaction processing according to the transaction request, and generates feedback information to return to the docking packet;The docking packet receives the feedback information and arouses payment client terminal according to the feedback information.Method of the invention is by moving back logical transaction processing to server end, so that docking packet is only accepted message switching and is paid and arouses equal routing functions, it significantly reduces docking and wraps occupied memory size, and interaction logic is subjected to intelligent integration, make docking packet without frequently vendor end being followed to be updated.Meanwhile this method executes stringent security audit to Transaction Information, it is highly-safe.

Description

Processing method, system, device and the storage medium of Transaction Information
Technical field
The present invention relates to field of information processing, more particularly, be related to the processing method of Transaction Information a kind of, system, Device and storage medium.
Background technique
Today's society, with the transformation of life style, scientific and technological development, paying on line has become increasingly mainstream, greatly There is the rhythm that paper bank note is directly promoted to electronic money, demand of each trade company to paying on line is also very urgent.
Currently, numerous trade companies is propped up on line by integrating Third-party payment docking packet (plug-in unit) in its client to realize It pays.But existing docking packet interface is numerous, capacity accounting is big, causes the docking period at vendor end long, and original On the basis of increase many capacity.And existing docking packet is limited by vendor end update mechanism, needs synchronous vendor End updates.Meanwhile when payment, it is desirable that synchronous to install corresponding Third-party payment client, otherwise can generate can not call the branch Pay the problem of product is paid.
Summary of the invention
In order to solve the above-mentioned problems in the prior art, the present invention provides a kind of processing method of Transaction Information, System, device and storage medium can reduce docking and wrap occupied memory size, and make docking packet without frequently following trade company Client is updated.
Embodiment according to the present invention provides a kind of processing method of Transaction Information, which comprises trade company visitor Family end passes through the docking installed thereon and wraps to server submission transaction request;The server is handed over according to the transaction request Easy logical process, and feedback information is generated to return to the docking packet;The docking packet receives the feedback information and basis The feedback information arouses payment client terminal.
In certain embodiments of the present invention, the vendor end is wrapped by the docking installed thereon and is mentioned to server Handing over transaction request includes: that the docking packet calls the transaction request for receiving the vendor end and submitting by unified interface;Institute Docking packet is stated to encrypt the transaction request and the encrypted transaction request is committed to the server.
In certain embodiments of the present invention, the method also includes: docking packet arouses the vendor end In embedded Html5 (HyperText Markup Language 5, hypertext markup language 5) pay the page.
In certain embodiments of the present invention, the method also includes: the server, which detects the transaction request, is It is no to meet security audit condition;In the case where meeting the security audit condition, the logical transaction processing is executed, and generate Feedback information;If being unsatisfactory for the security audit condition, Fail Transaction information is generated, and is committed to the docking packet.
In certain embodiments of the present invention, the public information of the docking packet store transaction, the public information packet It includes: payment request address, requesting client parameter and key.
Meanwhile the present invention provides a kind of processing system of Transaction Information, the system include at least vendor end and Server;Wherein, vendor end includes docking packet, and the docking includes: information module, is mentioned for receiving vendor end The transaction request of friendship;First communication module, for submitting the transaction request to server or receiving what the server returned Feedback information;Intelligence arouses module: for arousing payment client terminal according to the feedback information.Wherein, the server includes: Logical transaction processing module for carrying out logical transaction processing according to the transaction request, and generates feedback information;Second communication Module returns to feedback information for receiving the transaction request of the docking packet submission or wrapping to the docking.
In certain embodiments of the present invention, the information module includes: interface unit, for passing through unified interface tune The transaction request submitted with the vendor end is received;Security control unit, for encrypting the transaction request.
In certain embodiments of the present invention, it includes: that Html5 arouses unit that the intelligence, which arouses module, for arousing Embedded Html5 in the vendor end pays the page.
In certain embodiments of the present invention, the server further include: security audit module, for detecting the friendship Easily whether request meets security audit condition, and in the case where meeting the security audit condition, notifies the logical transaction Processing module executes logical transaction processing, and generates feedback information;If being unsatisfactory for the security audit condition, the transaction is notified Logic processing module generates Fail Transaction information, and is committed to the docking by the second communication module and wraps.
In certain embodiments of the present invention, the docking packet further include: business logic processing module is handed over for storing Easy public information;The public information includes: payment request address, requesting client parameter and key.
In addition, the present invention provides a kind of processing unit of Transaction Information, including memory and processor, the memory For storing one or more computer instruction;The processor is for calling and executing one or more computer instruction To realize the processing method of any one of aforementioned Transaction Information.
The present invention also provides a kind of computer storage medium, it is stored with one or more computer program, described one Or a plurality of computer program realizes the processing method of any one of aforementioned Transaction Information when being executed.
Method of the invention makes docking packet only accept message switching by moving back logical transaction processing to server end And pay and arouse equal routing functions, it significantly reduces docking and wraps occupied memory size, and interaction logic progress is intelligent whole It closes, makes docking packet without frequently vendor end being followed to be updated.Meanwhile this method executes stringent safety to Transaction Information Audit, it is highly-safe.
Detailed description of the invention
To facilitate the understanding of the present invention, the present invention is carried out specifically below by way of specific embodiment and in conjunction with attached drawing It is bright.
Fig. 1 is a kind of flow diagram of the processing method of Transaction Information of embodiment according to the present invention;
Fig. 2 is to pass through the docking installed thereon according to a kind of vendor end of embodiment according to the present invention to wrap to service Device submits the flow diagram of the method for transaction request;
Fig. 3 is a kind of block diagram of the realization process of the processing method of illustrative Transaction Information of the invention;
Fig. 4 is a kind of block diagram of the processing system of Transaction Information of embodiment according to the present invention;
Fig. 5 is a kind of block diagram of the information module of the processing system of Transaction Information in Fig. 3;
Fig. 6 is that a kind of intelligence of the processing system of Transaction Information in Fig. 3 arouses the block diagram of module;
Fig. 7 is the block diagram according to a kind of server of embodiment according to the present invention;
Fig. 8 is the block diagram according to a kind of docking packet of embodiment according to the present invention.
Specific embodiment
It is described in detail to various aspects of the present invention below in conjunction with the drawings and specific embodiments.Wherein, many institute's weeks Module, unit and its mutual connection, link, communication or the operation known are not shown or do not elaborate.Also, institute Feature, framework or the function of description can combine in any way in one or more embodiments.Those skilled in the art Member is it should be appreciated that following various embodiments are served only for the protection scope for example, and is not intended to limit the present invention.May be used also To be readily appreciated that, module or unit or processing mode in each embodiment described herein and shown in the drawings can by it is various not It is combined and designs with configuration.
Fig. 1 is a kind of flow diagram of the processing method of Transaction Information of embodiment according to the present invention, referring to Fig.1, This method comprises:
100: vendor end passes through the docking installed thereon and wraps to server submission transaction request;
102: the server carries out logical transaction processing according to the transaction request, and generates feedback information to return to The docking packet;
104: the docking packet receives the feedback information and arouses payment client terminal according to the feedback information.
In the present embodiment, by that will move back logical transaction processing to server end, docking packet is made only to accept letter Breath switching and payment, which are aroused, waits routing functions, significantly reduces docking and wraps occupied memory size.
Optionally, in embodiments of the present invention, as shown in Fig. 2, processing 100 can be accomplished by the following way:
106: the docking packet calls the transaction request for receiving the vendor end and submitting by unified interface;
108: the docking packet encrypts the transaction request and the encrypted transaction request is committed to the service Device.
By processing 106, multiple interfaces many and diverse in the prior art are integrated, the method called by unified interface Incoming parameter, makes to dock simplerization, and substantially reduce the existing docking period.
Wherein, it while being encrypted to transaction request, can also sign to it, to guarantee the safety of transaction Property.
Likewise, in embodiments of the present invention, server also can carry out safety to the transaction request that docking packet is submitted Audit, to reinforce the safety of transaction.Specifically, server receive docking packet submit transaction request after, first to its into Row signature verification, to ensure the legitimacy and correctness in information source.After decryption, to information included in transaction request, connection Dynamic risk library carries out security audit.For example, whether audit trade company is legal, and whether transaction request is reasonable etc., to find and prohibit in time Only illegal trade company initiates transaction.
Optionally, in embodiments of the present invention, in order to solve do not installing corresponding Third-party payment client In the case of, the problem of payment product can not be called to be paid, this method are wrapped in docking further include: can not arouse branch in docking packet In the case where paying client, arouses the Html5 payment page embedded in vendor end, carry out webpage payment.
Optionally, in embodiments of the present invention, by the public information for the transaction for needing to update for a long time with common parameter Form be stored in docking packet, if necessary to change, it is only necessary to after changing in the server, pass through the incoming docking of request Packet.The problem of existing docking packet is limited by vendor end update mechanism is got rid of as a result, makes docking packet without synchronous quotient Family client is updated.
Wherein, public information includes: payment request address, requesting client parameter, key etc..
Hereinafter, referring to Fig. 3, illustrating that one kind of the invention is illustrative by taking China Construction Bank's dragon means of payment as an example and handing over The realization process of the processing method of easy information:
The unified interface in docking packet is called at vendor end, by transaction request and the incoming docking of some relevant parameters Packet.After docking packet receives transaction request, it is encrypted and is signed, the transaction request after encryption and signature is forwarded to service Device.
Server verifies it after receiving transaction request, to guarantee that data are not tampered with and data source is legal, And security audit is carried out to it, judge whether it is legal trade company etc..Only after through verifying and security audit, server just meeting Payment logical process is carried out for the transaction request.If unverified and security audit, server generates Fail Transaction letter Breath, and submit it to docking and wrap, to feed back to vendor end.
After logical transaction is disposed, server generates feedback information and is committed to docking packet, arouses mobile phone silver with request Row client (payment client terminal) completes delivery operation.
After docking packet receives feedback information, whether detection the machine is mounted with Mobile banking's client, calls out if being mounted with It plays Mobile banking's client and jumps to customer terminal webpage, if it is not installed, arousing the Html5 payment embedded in vendor end The page provides intelligent selection scheme for client.
After the completion of payment, payment client terminal notifies trade company's payment result by callback method, meanwhile, server also can be with point Notice trade company secondary to the mode of point payment result.
Method of the invention makes docking packet only accept message switching by moving back logical transaction processing to server end And pay and arouse equal routing functions, it significantly reduces docking and wraps occupied memory size, and interaction logic progress is intelligent whole It closes, makes docking packet without frequently vendor end being followed to be updated.Meanwhile this method executes stringent safety to Transaction Information Audit, it is highly-safe.
Fig. 4 is a kind of block diagram of the processing system of Transaction Information of embodiment according to the present invention, referring to Fig. 4, transaction letter The processing system 1 of breath includes at least vendor end 10 and server 20.
Wherein, vendor end 10 includes docking packet 110, which includes: information module 111, for receiving quotient The transaction request that family client is submitted;First communication module 112 is returned for submitting transaction request to server or receiving server The feedback information returned;Intelligence arouses module 113, for arousing payment client terminal according to feedback information.
Optionally, referring to Fig. 5, in a kind of implementation of embodiments of the present invention, information module 111 includes: to connect Mouth unit 115, for calling the transaction request for receiving vendor end and submitting by unified interface;Security control unit 116 is used In encryption transaction request.
Optionally, referring to Fig. 6, in a kind of implementation of embodiments of the present invention, intelligently arouse the packet of module 113 Include: Html5 arouses unit 117, for arousing the payment page of the embedded Html5 in vendor end.
Optionally, referring to Fig. 7, in a kind of implementation of embodiments of the present invention, server 20 can also include: Security audit module 212, for detecting whether transaction request meets security audit condition, and in the feelings for meeting security audit condition Under condition, notice logical transaction processing module executes logical transaction processing, and generates feedback information;If being unsatisfactory for security audit item Part, notice logical transaction processing module generates Fail Transaction information, and is committed to the docking by second communication module and wraps.
Optionally, referring to Fig. 8, in a kind of implementation of embodiments of the present invention, docking packet 110 can also be wrapped It includes: business logic processing module 114, the public information for store transaction;Public information includes: payment request address, request Client parameter, key etc..
Optionally, the present invention provides a kind of processing unit of Transaction Information, the processing unit of the Transaction Information includes depositing Reservoir, for storing one or more computer instruction;Processor refers to for calling and executing one or more computer Enable realizing the processing method of Transaction Information provided by aforementioned embodiments of the present invention or implementation.Optionally, at this In a kind of implementation of invention embodiment, the processing unit of the Transaction Information can also include for carrying out data communication Input/output interface.For example, the processing unit can be computer, intelligent terminal, server etc..
The present invention also provides a kind of computer storage mediums, are stored with one or more computer instruction, for holding The processing method for the Transaction Information that aforementioned embodiments of the present invention or implementation provide is realized when row.For example, the storage is situated between Matter may include hard disk, floppy disk, CD etc..
Although illustrating some embodiments herein, it, can be right under the premise of not departing from essence of the present invention These embodiments carry out various modifications, and all these deformations still fall within design of the invention, and fall into right of the present invention and want Protection scope defined by asking.
Specific embodiment disclosed herein is only used for illustrating the present invention, to those skilled in the art, Obviously can carry out various modifications according to the teaching of this article, can using it is various it is equivalent by the way of implement the present invention, therefore, this hair Bright specific embodiment disclosed above is only exemplary, and protection scope is not by construction or design disclosed herein Details is limited, unless being otherwise noted in the claims.Therefore, specific illustrative embodiment disclosed above can carry out Various replacements, combination or modification, all deformations are both fallen in range disclosed herein.It is not specifically disclosed herein lacking Any element or in the case where lacking optional component disclosed herein, the processing side of disclosed Transaction Information exemplified here Method, system, device and storage medium can be still appropriately carried out.All numerical value and range disclosed above can also centainly be become Change.Whenever disclosing the numberical range with lower and upper limit, fall into any numerical value within the scope of this and it is any by comprising model It encloses and is all specifically disclosed.Specifically, any range of numerical value disclosed herein can be regarded as listing be included in compared with Any value and range in wide numberical range.Equally, unless applicant is explicitly and clearly defined otherwise, in claim Term has their clear, common meaning.
Through the above description of the embodiments, those skilled in the art can be understood that the present invention can be by The mode of software combination hardware platform is realized.Based on this understanding, technical solution of the present invention makes tribute to background technique That offers can be embodied in the form of software products in whole or in part, which can store is situated between in storage In matter, such as ROM/RAM, magnetic disk, CD, including some instructions use is so that a computer equipment (can be individual calculus Machine, server or network equipment etc.) execute side described in certain parts of each embodiment of the present invention or embodiment Method.
In addition, the quantity of the component in claims includes one or at least one, unless otherwise indicated.If this hair Word or term in bright in other documents usage or meaning there are inconsistent, then should be to be with defined in the present invention It is quasi-.

Claims (12)

1. a kind of processing method of Transaction Information, which is characterized in that the described method includes:
Vendor end passes through the docking installed thereon and wraps to server submission transaction request;
The server carries out logical transaction processing according to the transaction request, and generates feedback information to return to the docking Packet;
The docking packet receives the feedback information and arouses payment client terminal according to the feedback information.
2. the method as described in claim 1, which is characterized in that the vendor end passes through the docking installed thereon and wraps to clothes Business device submit transaction request include:
The docking packet calls the transaction request for receiving the vendor end and submitting by unified interface;
The docking packet encrypts the transaction request and the encrypted transaction request is committed to the server.
3. the method as described in claim 1, which is characterized in that the method also includes:
The docking packet arouses the payment page of the embedded Html5 in the vendor end.
4. the method as described in claim 1, which is characterized in that the method also includes:
The server detects whether the transaction request meets security audit condition;
In the case where meeting the security audit condition, the logical transaction processing is executed, and generate feedback information;
If being unsatisfactory for the security audit condition, Fail Transaction information is generated, and is committed to the docking packet.
5. the method as described in any one of claims 1 to 5, which is characterized in that
The public information of the docking packet store transaction, the public information includes: payment request address, requesting client parameter And key.
6. a kind of processing system of Transaction Information, which is characterized in that the system includes at least vendor end and server;
Wherein, vendor end includes docking packet, and the docking includes:
Information module, for receiving the transaction request of vendor end submission;
First communication module, for submitting the transaction request to server or receiving the feedback information of the server return;
Intelligence arouses module: for arousing payment client terminal according to the feedback information.
Wherein, the server includes:
Logical transaction processing module for carrying out logical transaction processing according to the transaction request, and generates feedback information;
Second communication module returns to feedback information for receiving the transaction request of the docking packet submission or wrapping to the docking.
7. system as claimed in claim 6, which is characterized in that the information module includes:
Interface unit, for calling the transaction request for receiving the vendor end and submitting by unified interface;
Security control unit, for encrypting the transaction request.
8. system as claimed in claim 6, which is characterized in that the intelligence arouses module and includes:
Html5 arouses unit, for arousing the payment page of the embedded Html5 in the vendor end.
9. system as claimed in claim 6, which is characterized in that the server further include:
Security audit module is examined for detecting whether the transaction request meets security audit condition, and meeting the safety In the case where core condition, the logical transaction processing module is notified to execute logical transaction processing, and generate feedback information;If discontented The foot security audit condition notifies the logical transaction processing module to generate Fail Transaction information, and logical by described second Letter module is committed to the docking packet.
10. the system as described in any one of claim 6 to 9, which is characterized in that the docking packet further include:
Business logic processing module, the public information for store transaction;
The public information includes: payment request address, requesting client parameter and key.
11. a kind of processing unit of Transaction Information, including memory and processor, which is characterized in that
The memory is for storing one or more computer instruction;
The processor is realized for calling and executing one or more computer instruction as appointed in claim 1-5 Method described in one.
12. a kind of computer storage medium is stored with one or more computer program, which is characterized in that described one or more Computer program realizes method according to any one of claims 1 to 5 when being executed.
CN201810635337.8A 2018-06-20 2018-06-20 Processing method, system, device and the storage medium of Transaction Information Pending CN109064143A (en)

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CN109831432A (en) * 2019-01-30 2019-05-31 重庆农村商业银行股份有限公司 Third party's safety access method of service provider H5 application form
CN109889510A (en) * 2019-01-30 2019-06-14 重庆农村商业银行股份有限公司 Multiple encryption method for service provider transmission services message
CN114677138A (en) * 2021-05-19 2022-06-28 腾讯云计算(北京)有限责任公司 Data processing method, data processing equipment and computer readable storage medium

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Application publication date: 20181221