JP5951447B2 - Auto insurance support method, auto insurance support device, auto insurance support program, and auto insurance support system - Google Patents

Auto insurance support method, auto insurance support device, auto insurance support program, and auto insurance support system Download PDF

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JP5951447B2
JP5951447B2 JP2012239962A JP2012239962A JP5951447B2 JP 5951447 B2 JP5951447 B2 JP 5951447B2 JP 2012239962 A JP2012239962 A JP 2012239962A JP 2012239962 A JP2012239962 A JP 2012239962A JP 5951447 B2 JP5951447 B2 JP 5951447B2
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JP2014089635A (en
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誠司 古田
誠司 古田
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Mitsui Sumitomo Insurance Co Ltd
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本発明は、自動車保険支援方法、自動車保険支援装置、自動車保険支援プログラムおよび自動車保険支援システムに関する。   The present invention relates to a car insurance support method, a car insurance support device, a car insurance support program, and a car insurance support system.

通信ネットワークに接続された端末、およびサーバーコンピュータを用いてユーザの要求に応じて保険の見積もりの送受信を行う保険情報処理システムが知られている(例えば、特許文献1参照)。
[特許文献1] 特開2002−73993号公報
2. Description of the Related Art An insurance information processing system that transmits and receives insurance estimates in response to a user's request using a terminal connected to a communication network and a server computer is known (see, for example, Patent Document 1).
[Patent Document 1] JP 2002-73993 A

しかしながら、通信ネットワークを介して保険を契約する場合には、端末を操作する契約者と保険会社の二者間のみで契約が行われる。   However, when insurance is contracted via a communication network, the contract is made only between the contractor operating the terminal and the insurance company.

本発明の第1の態様においては、予め定められた代理店を通じて保険会社に対して自動車保険を契約した旨の入力を、契約者の契約車両に対応付けて受け付けるステップと、前記代理店で車検を受けた旨の入力を、車検を受けた車検車両に対応付けて受け付けるステップと、前記契約車両と前記車検車両とが同一車両か判断するステップと、前記契約車両と前記車検車両とが同一車両であると判断した場合に、前記自動車保険に対して前記代理店と前記保険会社との間で付帯保険が契約された旨を出力するステップとを有する自動車保険支援方法を提供する。   In the first aspect of the present invention, a step of accepting an input to the effect that an insurance company has been contracted with an insurance company through a predetermined agent in association with the contracted vehicle of the contractor, Receiving an input indicating that the contracted vehicle and the vehicle inspection vehicle are the same vehicle, a step of determining whether the contracted vehicle and the vehicle inspection vehicle are the same vehicle, and the contracted vehicle and the vehicle inspection vehicle being the same vehicle A vehicle insurance support method including a step of outputting that the insurance is contracted between the agency and the insurance company for the vehicle insurance.

なお、上記の発明の概要は、本発明の必要な特徴の全てを列挙したものではない。また、これらの特徴群のサブコンビネーションもまた、発明となりうる。   It should be noted that the above summary of the invention does not enumerate all the necessary features of the present invention. In addition, a sub-combination of these feature groups can also be an invention.

自動車保険支援システムの全体構成図である。1 is an overall configuration diagram of an automobile insurance support system. 指定代理人端末の機能ブロック図である。It is a functional block diagram of a designated agent terminal. 保険会社端末の機能ブロック図である。It is a functional block diagram of an insurance company terminal. 保険情報を示す図である。It is a figure which shows insurance information. 車検情報を示す図である。It is a figure which shows vehicle inspection information. 表示画面に表示されたユーザ車両情報を示す図である。It is a figure which shows the user vehicle information displayed on the display screen. 表示画面に表示された保険詳細情報を示す図である。It is a figure which shows the insurance detailed information displayed on the display screen. 付帯保険が契約されたことを出力する処理のフローチャートである。It is a flowchart of the process which outputs that incidental insurance was contracted. 付帯保険で補償される旨を出力する処理のフローチャートである。It is a flowchart of the process which outputs that it is compensated with incidental insurance.

以下、発明の実施の形態を通じて本発明を説明するが、以下の実施形態は特許請求の範囲にかかる発明を限定するものではない。また、実施形態の中で説明されている特徴の組み合わせの全てが発明の解決手段に必須であるとは限らない。   Hereinafter, the present invention will be described through embodiments of the invention, but the following embodiments do not limit the invention according to the claims. In addition, not all the combinations of features described in the embodiments are essential for the solving means of the invention.

図1は、自動車保険支援システム100の全体構成図である。自動車保険支援システム100は、契約者500と保険会社400とが自動車保険を契約した場合に、車検の条件付きで、保険会社400と指定代理店200とが付帯保険を契約することを支援する。   FIG. 1 is an overall configuration diagram of an automobile insurance support system 100. The automobile insurance support system 100 supports that the insurance company 400 and the designated agency 200 make a contract for an incidental insurance under the conditions of the vehicle inspection when the contractor 500 and the insurance company 400 contract the car insurance.

自動車保険支援システム100は、指定代理店200が有する指定代理店端末204と、指定代理店202が有する指定代理店端末208と、保険会社400が有する保険会社端末402と、契約者500が有する契約者端末504とを有する。 指定代理店端末204、208と、保険会社端末402と、契約者端末504とは、ネットワーク300を介して互いに通信可能となっている。指定代理店端末204と208は、それぞれプリンタ206を有する。同様に、保険会社端末402はプリンタ404を有しており、契約者端末504はプリンタ506を有する。   The automobile insurance support system 100 includes a designated agency terminal 204 that the designated agency 200 has, a designated agency terminal 208 that the designated agency 202 has, an insurance company terminal 402 that the insurance company 400 has, and a contract that the contractor 500 has. A user terminal 504. The designated agency terminals 204 and 208, the insurance company terminal 402, and the contractor terminal 504 can communicate with each other via the network 300. The designated agency terminals 204 and 208 each have a printer 206. Similarly, the insurance company terminal 402 has a printer 404, and the contractor terminal 504 has a printer 506.

指定代理店200および指定代理店202は、保険会社400から自動車保険の代理店として指定される。指定代理店200等は、自動車保険の契約をする機能と、自動車の車検、および修理をする機能を有する。なお、指定代理店200等は、自動車保険の契約をする機能のみを有してもよく、自動車の車検および修理をする機能のみを有してもよい。   The designated agency 200 and the designated agency 202 are designated by the insurance company 400 as automobile insurance agencies. The designated agency 200 or the like has a function of contracting automobile insurance, and a function of inspecting and repairing automobiles. The designated agency 200 or the like may have only a function of making a contract for automobile insurance, or may have only a function of inspecting and repairing a car.

契約者500は、指定代理店200等を通じて保険会社400に対して自己が所有する車両502の自動車保険を契約する。契約者500は、指定代理店200等で自己が所有する車両502の車検を受けることができる。   The contractor 500 makes a contract with the insurance company 400 for car insurance of the vehicle 502 owned by the contractor 500 through the designated agency 200 or the like. The contractor 500 can receive a vehicle inspection of the vehicle 502 owned by the contractor 500 or the like at the designated agency 200 or the like.

契約者500が、指定代理店200等を通じて保険会社400と自動車保険を契約して、かつ、指定代理店200等で当該車両502の車検を受けると、当該自動車保険に対して指定代理店200と保険会社400との間で付帯保険が契約される。一方、指定外代理店280を通じて保険会社400と自動車保険を契約した場合、または指定外代理店280で車検を受けた場合は、当該付帯保険は契約されない。なお、端末282は、指定外代理店280が所有する端末である。   When the contractor 500 contracts the insurance company 400 with the insurance company 400 through the designated agency 200 or the like and receives the vehicle inspection of the vehicle 502 at the designated agency 200 or the like, the contractor 500 and the designated agency 200 Ancillary insurance is contracted with the insurance company 400. On the other hand, when the insurance company 400 is contracted with the insurance company 400 through the non-designated agent 280, or when the vehicle inspection is conducted at the non-designated agent 280, the incidental insurance is not contracted. The terminal 282 is a terminal owned by the non-designated agency 280.

指定代理店200等は、契約者500と保険会社400に、自動車保険に対して付帯保険が契約されたことを通知する。 この場合に、指定代理店200等は、当該付帯保険が指定代理店200等と保険会社400との間にも契約があって、保険料の支払いおよび保険金の受け取りがあることは契約者500には知らせない。   The designated agency 200 or the like notifies the contractor 500 and the insurance company 400 that the incidental insurance has been contracted for the car insurance. In this case, the designated agent 200 or the like indicates that the incidental insurance also has a contract between the designated agent 200 and the insurance company 400, and that the insurance agent pays and receives the insurance money. I don't let you know.

自動車保険に付帯された付帯保険は、指定代理店200等と保険会社400とで契約される。付帯保険の保険料は指定代理店200等が保険会社400に支払う。 契約者500が指定代理店200等で予め定められた修理を行った場合、保険会社400は、付帯保険による保険金を指定代理店200等に支払う。付帯保険による補償を受けた場合は、契約者500が契約した自動車保険の等級は維持される。一方、付帯保険が契約されていても、契約者500が指定外代理店280で修理を受けた場合には、付帯保険が契約されていたとしても、付帯保険による補償を受けることができない。   The incidental insurance attached to the car insurance is contracted between the designated agency 200 and the insurance company 400. The premium for incidental insurance is paid to the insurance company 400 by the designated agent 200 or the like. When the contractor 500 performs a predetermined repair at the designated agent 200 or the like, the insurance company 400 pays insurance money from the incidental insurance to the designated agent 200 or the like. In the case of receiving compensation by incidental insurance, the grade of automobile insurance contracted by the contractor 500 is maintained. On the other hand, even if the incidental insurance is contracted, if the contractor 500 receives repairs at the non-designated agent 280, even if the incidental insurance is contracted, compensation by the incidental insurance cannot be received.

図2は、指定代理店端末204の機能ブロック図を示している。指定代理店端末208は指定代理店端末204と同一の構成を有するので説明を省略する。   FIG. 2 shows a functional block diagram of the designated agency terminal 204. Since the designated agency terminal 208 has the same configuration as the designated agency terminal 204, the description thereof is omitted.

指定代理店端末204の一例はパーソナルコンピュータである。指定代理店端末204は、契約受付部210と、車検受付部212と、付帯確認部214と、出力部216と、修理希望受付部218と、代理店格納部220と、修理情報受付部222とを有する。   An example of the designated agency terminal 204 is a personal computer. The designated agency terminal 204 includes a contract acceptance unit 210, an automobile inspection acceptance unit 212, an incidental confirmation unit 214, an output unit 216, a repair request acceptance unit 218, an agent storage unit 220, and a repair information acceptance unit 222. Have

契約受付部210は、指定代理店200等を通じて契約者500の車両502が自動車保険を契約した旨の入力を車両502の車台番号に対応付けて受け付ける。また、車検受付部212は、契約者500の車両502が車検を受けた旨の入力を同じく当該車両の車台番号に対応付けて受け付ける。なお、車台番号は、契約車両IDおよび車検車両IDの一例である。   The contract receiving unit 210 receives an input indicating that the vehicle 502 of the contractor 500 has contracted automobile insurance through the designated agency 200 or the like in association with the chassis number of the vehicle 502. The vehicle inspection reception unit 212 also receives an input indicating that the vehicle 502 of the contractor 500 has undergone vehicle inspection in association with the chassis number of the vehicle. The chassis number is an example of the contract vehicle ID and the vehicle inspection vehicle ID.

付帯確認部214は、契約受付部210が受け付けた車台番号と、車検受付部212が受け付けた車台番号とが同一車両を表すかどうかを判断する。付帯確認部214は、契約受付部210が受け付けた車台番号と、車検受付部212が受け付けた車台番号とが同一車両である場合に、保険会社400と指定代理店200等との間に付帯保険が契約されたことを出力部216に受け渡し、出力部216はこれを出力する。この場合に、出力部216は、出力の一例として、端末のディスプレイに付帯契約が締結された旨を表示する。出力の他の例として、 出力部216はプリンタ206等を用いて紙等のメディアに印刷してもよい。さらに、付帯確認部214は、付帯保険が契約された旨を保険会社端末402に通知する。   The incidental confirmation unit 214 determines whether or not the chassis number received by the contract reception unit 210 and the chassis number received by the vehicle inspection reception unit 212 represent the same vehicle. When the vehicle number received by the contract receiving unit 210 and the vehicle number received by the vehicle inspection receiving unit 212 are the same vehicle, the incidental confirming unit 214 adds incidental insurance between the insurance company 400 and the designated agent 200 or the like. Is passed to the output unit 216, and the output unit 216 outputs this. In this case, the output unit 216 displays, as an example of output, that the incidental contract has been concluded on the display of the terminal. As another example of output, the output unit 216 may print on a medium such as paper using the printer 206 or the like. Further, the incidental confirmation unit 214 notifies the insurance company terminal 402 that incidental insurance has been contracted.

また、付帯確認部214は、指定代理店200等が付帯保険に対する保険料を保険会社400へ支払う旨を出力部216から出力する。指定代理店200等は、当該出力に従い、付帯保険に対する保険料を保険会社400に支払う。   Further, the incidental confirmation unit 214 outputs from the output unit 216 that the designated agency 200 or the like pays the insurance premium for the incidental insurance to the insurance company 400. The designated agency 200 or the like pays an insurance premium for the incidental insurance to the insurance company 400 according to the output.

修理希望受付部218は、契約者500の修理を希望する旨の入力を、自動車保険の証券番号に対応付けて受け付ける。 修理希望受付部218は、修理の希望の入力があった場合に、契約者500が車両修理に持ち込むべき指定代理店200等の情報を、代理店格納部220から読み出して、出力部216から出力する。 なお、自動車保険の証券番号は、保険IDの一例である。   The repair request accepting unit 218 receives an input indicating that the contractor 500 desires repair in association with the security number of the car insurance. The repair request receiving unit 218 reads out information on the designated agent 200 and the like that the contractor 500 should bring into the vehicle repair from the agent storage unit 220 and outputs it from the output unit 216 when there is an input of repair request. To do. The insurance number for automobile insurance is an example of an insurance ID.

保険会社端末402は、当該修理が、自動車保険の付帯保険で補償される可能性があるかどうかを確認する。保険会社端末402は、当該修理が、付帯保険で補償される可能性がある場合に、修理希望受付部218にその旨を送信する。   The insurance company terminal 402 confirms whether or not there is a possibility that the repair will be compensated with the incidental insurance of the car insurance. When there is a possibility that the repair is compensated with incidental insurance, the insurance company terminal 402 transmits a message to that effect to the repair request reception unit 218.

指定代理店200等は、出力部216から出力された指定代理店200等の情報に基づいて、指定代理店200等で修理を行えば付帯保険による補償が受けられる旨を契約者500に通知する。指定代理店200等は、当該契約者500への通知によって、契約者500の付帯保険の利用を促進できる。   Based on the information on the designated agency 200 and the like output from the output unit 216, the designated agency 200 and the like notify the contractor 500 that compensation by the incidental insurance can be obtained if repair is performed at the designated agency 200 and the like. . The designated agent 200 or the like can promote the use of the incidental insurance of the contractor 500 by notifying the contractor 500.

契約者500の所有する車両502の特定の修理が終わった場合において、修理情報受付部222は、指定代理店200等にて修理を受けた旨の入力を、自動車保険の証券番号に対応付けて受け付ける。修理情報受付部222は、修理を受けた旨の入力を自動車保険の証券番号とともに保険会社端末402に送信する。   When the specific repair of the vehicle 502 owned by the contractor 500 is completed, the repair information receiving unit 222 associates the input indicating that the repair is received at the designated agency 200 with the security number of the car insurance. Accept. The repair information receiving unit 222 transmits an input indicating that the repair has been received to the insurance company terminal 402 together with the car insurance policy number.

図3は、保険会社端末402の機能ブロック図を示している。保険会社端末402は、補償確認部414と、保険格納部412と、出力部410とを有する。   FIG. 3 shows a functional block diagram of the insurance company terminal 402. The insurance company terminal 402 includes a compensation confirmation unit 414, an insurance storage unit 412, and an output unit 410.

出力部410は、付帯確認部214から付帯保険が契約された旨を車台番号とともに取得した場合に、当該付帯保険が契約された旨を保険格納部412に記録する。この場合に、出力部410は、保険格納部412に格納されている保険情報に、付帯保険が契約された旨を当該車台番号に対応つけて格納する。なお、保険情報は、契約者500が指定代理店200等を通じて保険会社400に対して自動車保険を契約すると、その情報が契約受付部210から出力部410に送信され、出力部410によって、保険格納部412に格納される。   When the output unit 410 acquires from the incidental confirmation unit 214 that the incidental insurance is contracted together with the vehicle number, the output unit 410 records the fact that the incidental insurance is contracted in the insurance storage unit 412. In this case, the output unit 410 stores in the insurance information stored in the insurance storage unit 412 that the incidental insurance is contracted in association with the vehicle number. The insurance information is transmitted from the contract receiving unit 210 to the output unit 410 when the contractor 500 contracts the insurance company 400 with the insurance company 400 through the designated agency 200 or the like, and the output unit 410 stores the insurance information. Stored in the unit 412.

補償確認部414は、修理希望受付部218から修理を希望する旨を取得すると、保険格納部412から付帯保険が契約された証券番号を読み出し、その中に修理希望受付部218から取得した証券番号と一致するものがあるかを確認する。修理希望受付部218から取得した証券番号と、付帯保険が契約された証券番号とが一致した場合、補償確認部414は、当該修理が、自動車保険の付帯保険で補償される可能性があるとして、修理希望受付部218にその旨を送信する。   When the compensation confirmation unit 414 obtains a request for repair from the repair request reception unit 218, the compensation confirmation unit 414 reads the security number for which incidental insurance is contracted from the insurance storage unit 412 and the security number acquired from the repair request reception unit 218 therein. To see if there is a match. If the security number obtained from the repair request reception unit 218 matches the security number for which incidental insurance is contracted, the compensation confirmation unit 414 may report that the repair may be compensated with the incidental insurance of the car insurance. Then, a message to that effect is sent to the repair request reception unit 218.

補償確認部414は、修理情報受付部222から指定代理店200等にて修理を受けた旨を取得すると、付帯保険が契約された証券番号と、修理情報受付部222から取得した証券番号とに一致するものがあるか確認する。修理情報受付部222から取得した証券番号と、付帯保険が契約された証券番号とが一致した場合、補償確認部414は、当該修理の費用は付帯保険で補償されるべき旨を出力部410から出力する。保険会社400は、当該出力に従い指定代理店200等に付帯保険の保険金を支払う。   When the compensation confirmation unit 414 obtains from the repair information reception unit 222 that the designated agent 200 has received the repair, the compensation confirmation unit 414 converts the security number with which the incidental insurance is contracted into the security number acquired from the repair information reception unit 222. Check for a match. When the security number acquired from the repair information receiving unit 222 matches the security number for which incidental insurance is contracted, the compensation confirmation unit 414 indicates from the output unit 410 that the cost of the repair should be compensated by the incidental insurance. Output. The insurance company 400 pays insurance money for incidental insurance to the designated agency 200 or the like according to the output.

補償確認部414は、自動車保険の等級は維持されるべき旨を出力部410から出力する。保険会社400は、当該出力に従い契約者500の自動車保険の等級を維持する。   The compensation confirmation unit 414 outputs from the output unit 410 that the automobile insurance grade should be maintained. The insurance company 400 maintains the grade of the automobile insurance of the policyholder 500 according to the output.

図4は、保険情報430の一例を示す図である。保険情報430は、保険格納部412に格納されている。保険情報430は、証券番号、車台番号、契約者名、自動車保険の種類、および付帯保険の有無が記録される。なお、図4に示したのは保険情報430の一部であり、他に自動車保険の補償の詳細を記録してもよい。   FIG. 4 is a diagram illustrating an example of the insurance information 430. The insurance information 430 is stored in the insurance storage unit 412. The insurance information 430 records a security number, a chassis number, a contractor name, a type of car insurance, and presence / absence of incidental insurance. Note that FIG. 4 shows a part of the insurance information 430, and other details of the compensation of the car insurance may be recorded.

保険情報430に記録される証券番号は、自動車保険を契約することによって付与される自動車保険固有の番号である。また車台番号は、個々の自動車の車両固有の番号である。契約者名は、当該自動車保険を契約している契約者の氏名である。自動車保険の種類とは、当該自動車保険が補償する条件、または補償の対象が異なるものごとに分類したものであり、自動車保険をわかりやすく把握するために分類した便宜上の名称である。   The security number recorded in the insurance information 430 is a number unique to automobile insurance given by contracting automobile insurance. The chassis number is a number unique to each vehicle. The contractor name is the name of the contractor who has contracted the car insurance. The type of car insurance is classified according to the conditions covered by the car insurance, or those with different compensation targets, and is a convenient name classified for easy understanding of the car insurance.

付帯保険の有無は、保険会社端末402の出力部410によって、証券番号に対応付けて記録される。付帯確認部214は、付帯保険が契約された旨を車台番号とともに出力部410に送信する。出力部410は、保険会社端末402に記録された契約者500により申し込まれた保険情報を基に、証券番号に対応つけて付帯保険の有無を記録する。付帯保険の欄に「有」が表示されていれば、付帯保険が契約されたことを示しており、「無」が表示されていれば、付帯保険が契約されていないことを示している。   The presence / absence of incidental insurance is recorded in association with the security number by the output unit 410 of the insurance company terminal 402. The incidental confirmation unit 214 transmits the fact that incidental insurance has been contracted to the output unit 410 together with the chassis number. The output unit 410 records the presence / absence of incidental insurance in association with the security number based on the insurance information applied by the contractor 500 recorded in the insurance company terminal 402. If “present” is displayed in the column of the incidental insurance, it indicates that the incidental insurance is contracted, and if “none” is displayed, it indicates that the incidental insurance is not contracted.

図5は、車検情報230の一例を示す図である。車検情報230は、代理店格納部220に代理店情報とともに記録されており、車両の車検に関する情報が記録されている。   FIG. 5 is a diagram illustrating an example of the vehicle inspection information 230. The vehicle inspection information 230 is recorded in the agent storage unit 220 together with the agent information, and information relating to vehicle inspection is recorded.

車検情報230は、車台番号、車検実施日、次回車検日、車検の種類、および自動車保険の証券番号が記録されている。車台番号は、指定代理店200等で車検を受けた車両の車台番号が記録されている。車検実施日は、車台番号に対応する車両が車検を実施した日を示している。次回車検日は、車台番号に対応する車両が次回車検を行う予定日を示している。車検の種類は、車検実施日に記載された日に実施した車検の種類を示している。証券番号は、指定代理店200を通じて保険会社400の自動車保険を契約した場合に、当該自動車保険の証券番号が記録される。なお、指定外代理店280を通じて自動車保険を契約した場合は、「―」が記録される。   The vehicle inspection information 230 includes a vehicle number, a vehicle inspection execution date, a next vehicle inspection date, a vehicle inspection type, and a security number for automobile insurance. As the chassis number, the chassis number of a vehicle that has undergone a vehicle inspection at the designated agency 200 or the like is recorded. The vehicle inspection date indicates the date on which the vehicle corresponding to the chassis number performed the vehicle inspection. The next vehicle inspection date indicates the scheduled date on which the vehicle corresponding to the chassis number will perform the next vehicle inspection. The type of vehicle inspection indicates the type of vehicle inspection performed on the date indicated on the vehicle inspection date. The security number is recorded when the automobile insurance of the insurance company 400 is contracted through the designated agent 200. Note that “-” is recorded when the car insurance is contracted through the non-designated agency 280.

図6は、指定代理店200等のホームページにて表示されるユーザ車両情報250の一例を示している。指定代理店200等のホームページの入力欄が設けてあり、契約者500は、所有者名、または、車台番号等を当該入力欄に入力することでホームページの画面を切り替えて、ユーザ車両情報250を表示させることができる。なお、ユーザ車両情報250は、車検情報230、および保険情報430を参照して、指定代理店端末204等の付帯確認部214が作成する。   FIG. 6 shows an example of user vehicle information 250 displayed on the home page of the designated agency 200 or the like. A homepage input field for the designated agency 200 or the like is provided, and the contractor 500 switches the homepage screen by inputting the owner name or the chassis number in the input field, so that the user vehicle information 250 is stored. Can be displayed. The user vehicle information 250 is created by the incidental confirmation unit 214 such as the designated agency terminal 204 with reference to the vehicle inspection information 230 and the insurance information 430.

図6に示したユーザ車両情報250には、所有者名、車両の写真、車種名、初年度登録年月、車両重量、型式、燃料の種類、タイヤサイズ、保険情報、登録年月日、車両重量、車台番号、および総排気量が表示される。また、保険情報の右側には、保険詳細情報を選択する領域252が示してあり、契約者500は、当該領域をマウスでクリックすることによって、図7に示した保険詳細情報260に表示画面を切り替えることができる。   The user vehicle information 250 shown in FIG. 6 includes an owner name, a photograph of the vehicle, a vehicle type name, a first year registration date, a vehicle weight, a model, a fuel type, a tire size, insurance information, a registration date, a vehicle The weight, chassis number, and total displacement are displayed. Further, an area 252 for selecting insurance detailed information is shown on the right side of the insurance information, and the contractor 500 clicks the area with the mouse to display a display screen on the insurance detailed information 260 shown in FIG. Can be switched.

図7は、指定代理店200のホームページにて表示される保険詳細情報260の一例を示している。保険詳細情報260は、ユーザ車両情報250の右下に表示される保険詳細情報を選択する領域252の欄をクリックすることによって、ユーザ車両情報250の画面から切り替えて表示される。なお、保険詳細情報260も、車検情報230、および保険情報430を参照して指定代理店端末204等の付帯確認部214が作成する。   FIG. 7 shows an example of the detailed insurance information 260 displayed on the home page of the designated agency 200. The detailed insurance information 260 is displayed by switching from the screen of the user vehicle information 250 by clicking the field of the area 252 for selecting the detailed insurance information displayed at the lower right of the user vehicle information 250. The detailed insurance information 260 is also created by the incidental confirmation unit 214 such as the designated agency terminal 204 with reference to the vehicle inspection information 230 and the insurance information 430.

保険詳細情報260には、契約者名、電話番具、契約車両名、保険会社名、証券番号、等級、保険満了日、車両保険の有無、代理店加入の有無、車両保険の種類、車両保険の免責額、保険期間、支払方法、および付帯保険の有無262が表示されている。契約者500は、契約者端末504を用いて、保険詳細情報260を確認できるので、自己の自動車保険に付帯保険が契約されているかどうかを容易に確認できる。また、契約者500は、プリンタ506を用いて当該保険詳細情報260を紙メディア等に印刷して出力することにより、当該紙メディアで確認できる。   The detailed insurance information 260 includes a contractor name, telephone number, contracted vehicle name, insurance company name, security number, grade, insurance expiration date, presence / absence of vehicle insurance, presence / absence of agency, vehicle insurance type, vehicle insurance The amount of immunity, insurance period, payment method, and presence / absence 262 of incidental insurance are displayed. The contractor 500 can confirm the detailed insurance information 260 by using the contractor terminal 504, so that it is possible to easily confirm whether or not the incidental insurance is contracted with his / her car insurance. In addition, the contractor 500 can confirm the detailed insurance information 260 by printing it on a paper medium or the like using the printer 506 and outputting it.

次に付帯保険が契約されたことを出力する処理について図8を用いて説明する。図8は、付帯保険が契約されたことを出力する処理のフローチャートである。   Next, a process for outputting that the incidental insurance has been contracted will be described with reference to FIG. FIG. 8 is a flowchart of a process for outputting that the incidental insurance is contracted.

車検受付部212において、契約者500が所有する車両502の車検を受け付けたとき、付帯確認部214は、指定代理店200等を通じて保険会社400の自動車保険を契約した全契約車両の車台番号を、保険格納部412から読み出す(S101)。付帯確認部214は、読み出した車台番号の中に、車検を受け付けた車両の車台番号に一致するものがあるかどうかを判断する(S102)。付帯確認部214は、読み出した車台番号の中に、車検を受け付けた車両の車台番号と一致するものがあると判断したとき(S102:Yes)、契約者500に車検を受け付けた旨とともに、契約者500が契約する自動車保険に付帯保険が契約された旨を出力部216から出力して、契約者500に通知する(S103)。一方、付帯確認部214は、読み出した車台番号と、車検を受け付けた車両の車台番号に一致するものがないと判断したとき(S102:No)、車検を受け付けたことのみを契約者500に通知して、付帯保険が契約されたことを出力する処理は終了する。   When the vehicle inspection reception unit 212 receives a vehicle inspection of the vehicle 502 owned by the contractor 500, the incidental confirmation unit 214 obtains the vehicle number of all the contracted vehicles that have contracted the automobile insurance of the insurance company 400 through the designated agency 200 or the like. Read from the insurance storage unit 412 (S101). The incidental confirmation unit 214 determines whether any of the read vehicle number matches the vehicle number of the vehicle that has received the vehicle inspection (S102). When the incidental confirmation unit 214 determines that any of the read vehicle number matches the vehicle number of the vehicle that has received the vehicle inspection (S102: Yes), the contractor 500 has received the vehicle inspection and contracted. The output unit 216 outputs that the incidental insurance is contracted to the car insurance contracted by the contractor 500, and notifies the contractor 500 (S103). On the other hand, when determining that there is no coincidence between the read vehicle number and the vehicle number of the vehicle that has received the vehicle inspection (S102: No), the incidental confirmation unit 214 only notifies the contractor 500 that the vehicle inspection has been received. Then, the process of outputting that the incidental insurance is contracted ends.

ステップS103に続いて、付帯確認部214は、保険会社端末402の出力部410に契約者500が契約する自動車保険に付帯保険が契約されたことを送信する。出力部410は、保険会社端末402からその旨を出力して保険会社400に通知するとともに、保険格納部412に記録された保険情報430の付帯保険欄を「有」に変更して、付帯保険が契約されたことを出力する処理は終了する(S104)。   Subsequent to step S <b> 103, the incidental confirmation unit 214 transmits to the output unit 410 of the insurance company terminal 402 that the incidental insurance has been contracted for the car insurance contracted by the contractor 500. The output unit 410 outputs the fact from the insurance company terminal 402 to notify the insurance company 400, changes the incidental insurance column of the insurance information 430 recorded in the insurance storage unit 412 to “present”, and adds incidental insurance. The process of outputting that the contract has been made ends (S104).

図4、および図5に示した例において、指定代理店200等に車台番号がBB2―0000002の車両の車検が受け付けられた場合、付帯確認部214は、保険情報430に登録されている全ての車台番号を読み出す。車台番号がBB2−0000002と同一の車台番号で登録されている自動車保険が、保険情報430の2段目に記録されているので、付帯確認部214は、車検を受け付けた車両の車台番号と一致するものがあると判断する。付帯確認部214は、車検を受け付けた車両の車台番号と一致するものがあると判断すると、当該自動車保険に付帯保険が契約された旨を出力して、契約者□○△○に通知する。   In the example shown in FIG. 4 and FIG. 5, when the designated agency 200 or the like receives the vehicle inspection of the vehicle having the chassis number BB2-00000002, the incidental confirmation unit 214 displays all the information registered in the insurance information 430. Read the chassis number. Since the car insurance registered with the same chassis number as BB2-00000002 is recorded in the second row of the insurance information 430, the incidental confirmation unit 214 matches the chassis number of the vehicle that has accepted the vehicle inspection. Judge that there is something to do. If the incidental confirmation unit 214 determines that there is an item that matches the chassis number of the vehicle that has undergone the vehicle inspection, the incidental confirmation unit 214 outputs that the incidental insurance is contracted to the car insurance and notifies the contractor □ ○ △ ○.

また、付帯確認部214は、保険会社端末402の出力部に付帯保険が契約されたことを送信して出力部410に送信する。出力部410は、車台番号がBB2―0000002に対応する付帯保険の表示「無」を「有」に変更する。   Further, the incidental confirmation unit 214 transmits that the incidental insurance has been contracted to the output unit of the insurance company terminal 402 and transmits it to the output unit 410. The output unit 410 changes the display “No” of the incidental insurance corresponding to the chassis number BB2-0000002 to “Yes”.

図8に示した処理は、契約受付部210が自動車保険の契約を受け付けた後に、車検受付部212が車検を受け付けられた場合を前提としているが、先に車検受付部212が車検を受けつけて、その後に契約受付部210が自動車保険の契約を受け付けてもよい。その場合、付帯確認部214は、車検を受けた全車台番号を読み出して(S101)、読み出した車台番号の中に、自動車保険を契約した車両の車台番号に一致するものがあるかどうかを判断し(S102)、ステップS103以降の処理を行う。   The process shown in FIG. 8 is based on the premise that the vehicle inspection reception unit 212 receives an automobile inspection after the contract reception unit 210 has received an automobile insurance contract, but the vehicle inspection reception unit 212 receives the vehicle inspection first. Thereafter, the contract receiving unit 210 may receive a car insurance contract. In that case, the incidental confirmation unit 214 reads out all the vehicle number subjected to the vehicle inspection (S101), and determines whether any of the read vehicle number matches the vehicle number of the vehicle for which the vehicle insurance is contracted. (S102), and the processing after step S103 is performed.

次に付帯保険で補償される旨を出力する処理について図9を用いて説明する。図9は、付帯保険で補償される旨を出力する処理のフローチャートである。   Next, a process for outputting the fact that the insurance is compensated will be described with reference to FIG. FIG. 9 is a flowchart of a process for outputting the fact that the insurance is compensated.

修理情報受付部222において、契約者500が所有する車両502の修理を受けた旨を受け付けたとき、修理情報受付部222は、修理を受けた車両の証券番号を補償確認部414に送信する。補償確認部414は、保険格納部412に記録されている保険情報430から、付帯保険が契約された全証券番号を読み出す(S201)。   When the repair information accepting unit 222 accepts that the vehicle 502 owned by the contractor 500 has been repaired, the repair information accepting unit 222 transmits the securities number of the repaired vehicle to the compensation confirmation unit 414. The compensation confirmation unit 414 reads out all the securities numbers for which incidental insurance is contracted from the insurance information 430 recorded in the insurance storage unit 412 (S201).

補償確認部414は、読み出した証券番号の中に、修理を受け付けた車両の証券番号と一致するものがあるかどうかを判断する(S202)。補償確認部414は、読み出した証券番号の中に修理を受け付けた車両の証券番号と一致するものがあると判断したとき(S202:Yes)、当該修理は付帯保険で補償されるべき旨を出力部410から出力する(S203)。また、補償確認部414は、出力部410から、自動車保険の等級を維持する旨(S205)、および、当該修理に対する保険金を当該修理を行った指定代理店200等に支払う旨を出力する(S206)。保険会社400は、当該出力に従い、保険金を指定代理店200等に支払い、付帯保険で補償される旨を出力する処理は終了する。   The compensation confirmation unit 414 determines whether there is a read security number that matches the security number of the vehicle that received the repair (S202). When the compensation confirmation unit 414 determines that there is a security number that matches the security number of the vehicle that received the repair (S202: Yes), the compensation confirmation unit 414 outputs that the repair should be compensated with incidental insurance. The data is output from the unit 410 (S203). Further, the compensation confirmation unit 414 outputs from the output unit 410 that the grade of the car insurance is maintained (S205) and that the insurance money for the repair is paid to the designated agent 200 or the like that has performed the repair ( S206). The insurance company 400 pays the insurance money to the designated agency 200 or the like according to the output, and the process of outputting the fact that the insurance is compensated ends.

一方、補償確認部414は、読み出した証券番号と修理を受け付けた車両の証券番号に一致するものがないと判断したとき(S202:No)、当該修理は付帯保険で補償されない旨を出力部410から出力して(S204)、付帯保険で補償される旨を出力する処理は終了する。   On the other hand, when the compensation confirmation unit 414 determines that there is no match between the read security number and the security number of the vehicle that has received the repair (S202: No), the output unit 410 indicates that the repair is not compensated by the incidental insurance. (S204), and the process of outputting that it is compensated by incidental insurance is completed.

図4、および図5に示した例において、証券番号が0000001の自動車保険を契約している車両が修理を受けた旨を修理情報受付部222が受け付けた場合、修理情報受付部222は、当該証券番号である0000001を補償確認部414に送信する。修理情報受付部222から当該証券番号を取得すると、補償確認部414は、保険情報430の中から付帯保険の欄が「有」と表示された全ての証券番号を読み出す。   In the example shown in FIG. 4 and FIG. 5, when the repair information receiving unit 222 receives that the vehicle having the insurance number 0000001 contracted for the automobile insurance has been repaired, the repair information receiving unit 222 The security number 0000001 is transmitted to the compensation confirmation unit 414. Upon obtaining the securities number from the repair information receiving unit 222, the compensation confirmation unit 414 reads out all the securities numbers in which the column “Attached insurance” is displayed from the insurance information 430.

付帯保険の表示が「有」と表示されている証券番号が0000001の自動車保険が、保険情報430の1段目に存在するので、補償確認部414は、読み出した証券番号の中に修理を受け付けた車両の証券番号と一致するものがあると判断する。補償確認部414は、出力部410から、当該修理は付帯保険で補償されるべき旨を出力部410から出力して、保険会社400は、保険金を当該修理を行った指定代理店200等に支払う。   Since there is a car insurance with the security number “0000001” for which the attached insurance is displayed as “present”, the compensation confirmation unit 414 accepts the repair in the read security number. Judge that there is a match with the vehicle's security number. The compensation confirmation unit 414 outputs from the output unit 410 that the repair should be compensated by incidental insurance from the output unit 410, and the insurance company 400 sends the insurance money to the designated agent 200 or the like that performed the repair. pay.

本実施形態において、付帯確認部214は、指定代理店端末204等が有する例を示したが、保険会社端末402が付帯確認部214を有してもよい。また、補償確認部414は、保険会社端末402が有する例を示したが、指定代理店端末204等が補償確認部414を有してもよい。また、契約車両ID、および車検車両IDの一例として車台番号を用いた例を示したが、車台番号の代わりに車両のナンバープレート番号を用いてもよい。   In the present embodiment, the incidental confirmation unit 214 has the example included in the designated agency terminal 204, but the insurance company terminal 402 may include the incidental confirmation unit 214. Moreover, although the compensation confirmation part 414 showed the example which the insurance company terminal 402 has, the designated agency terminal 204 grade | etc., May have the compensation confirmation part 414. Moreover, although the example which used the chassis number as an example of contract vehicle ID and vehicle inspection vehicle ID was shown, you may use the number plate number of a vehicle instead of a chassis number.

以上説明したように、本実施形態の付帯保険は、指定代理店200等を通じて保険会社400と自動車保険を契約して、且つ、指定代理店200等で車検を行うことで契約されるという、契約方法を採用しており、さらに当該付帯保険の保険料を指定代理店200等が支払うので、契約者500は自己の自動車保険に付帯保険が契約された旨を知ることが困難となる可能性がある。そのため、本実施形態に示した自動車保険支援システムを用いることで、契約者500に付帯保険が契約したことが通知でき、付帯保険が契約された旨を知ることが容易となる。   As described above, the incidental insurance of the present embodiment is contracted by contracting the insurance company 400 with the insurance company 400 through the designated agency 200 and the like, and contracting by conducting a vehicle inspection at the designated agency 200 or the like. And the designated agent 200 pays the premium for the incidental insurance, which may make it difficult for the policyholder 500 to know that the incidental insurance has been contracted with his / her car insurance. is there. Therefore, by using the automobile insurance support system shown in the present embodiment, it is possible to notify the contractor 500 that the incidental insurance has been contracted, and it becomes easy to know that the incidental insurance has been contracted.

以上、本発明を実施の形態を用いて説明したが、本発明の技術的範囲は上記実施の形態に記載の範囲には限定されない。上記実施の形態に、多様な変更または改良を加えることが可能であることが当業者に明らかである。その様な変更または改良を加えた形態も本発明の技術的範囲に含まれ得ることが、特許請求の範囲の記載から明らかである。   As mentioned above, although this invention was demonstrated using embodiment, the technical scope of this invention is not limited to the range as described in the said embodiment. It will be apparent to those skilled in the art that various modifications or improvements can be added to the above-described embodiment. It is apparent from the scope of the claims that the embodiments added with such changes or improvements can be included in the technical scope of the present invention.

特許請求の範囲、明細書、および図面中において示した装置、システム、プログラム、および方法における動作、手順、ステップ、および段階等の各処理の実行順序は、特段「より前に」、「先立って」等と明示しておらず、また、前の処理の出力を後の処理で用いるのでない限り、任意の順序で実現しうることに留意すべきである。特許請求の範囲、明細書、および図面中の動作フローに関して、便宜上「まず、」、「次に、」等を用いて説明したとしても、この順で実施することが必須であることを意味するものではない。   The order of execution of each process such as operations, procedures, steps, and stages in the apparatus, system, program, and method shown in the claims, the description, and the drawings is particularly “before” or “prior to”. It should be noted that the output can be realized in any order unless the output of the previous process is used in the subsequent process. Regarding the operation flow in the claims, the description, and the drawings, even if it is described using “first”, “next”, etc. for convenience, it means that it is essential to carry out in this order. It is not a thing.

100 自動車保険支援システム、200、202 指定代理店、204、208 指定代理店端末、206、404、506 プリンタ、210 契約受付部、212 車検受付部、214 付帯確認部、216 出力部、218 修理希望受付部、220 代理店格納部、222 修理情報受付部、230 車検情報、250 ユーザ車両情報、252 保険詳細情報を選択する領域、260 保険詳細情報、262 付帯保険の有無、280 指定外代理店、282 端末、300 ネットワーク、400 保険会社、402 保険会社端末、410 出力部、412 保険格納部、414 補償確認部、430 保険情報、500 契約者、502 車両、504 契約者端末 100 Auto insurance support system, 200, 202 Designated agency, 204, 208 Designated agency terminal, 206, 404, 506 Printer, 210 Contract acceptance part, 212 Vehicle inspection acceptance part, 214 Auxiliary confirmation part, 216 Output part, 218 Repair request Reception section, 220 Agent storage section, 222 Repair information reception section, 230 Vehicle inspection information, 250 User vehicle information, 252 Area for selecting insurance detailed information, 260 Insurance detailed information, 262 Presence of incidental insurance, 280 Non-designated agency, 282 terminal, 300 network, 400 insurance company, 402 insurance company terminal, 410 output unit, 412 insurance storage unit, 414 compensation confirmation unit, 430 insurance information, 500 contractor, 502 vehicle, 504 contractor terminal

Claims (14)

予め定められた代理店を通じて保険会社に対して自動車保険を契約した旨の入力を、契約者の契約車両に対応付けて受け付けるステップと、
前記代理店で車検を受けた旨の入力を、車検を受けた車検車両に対応付けて受け付けるステップと、
前記契約車両と前記車検車両とが同一車両か判断するステップと、
前記契約車両と前記車検車両とが同一車両であると判断した場合に、前記自動車保険に対して前記代理店と前記保険会社との間で付帯保険が契約された旨を出力するステップと
を有する自動車保険支援方法。
A step of accepting an input indicating that a car insurance is contracted with an insurance company through a predetermined agent in association with a contractor's contracted vehicle;
Receiving an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle that has undergone the vehicle inspection;
Determining whether the contract vehicle and the vehicle inspection vehicle are the same vehicle;
Outputting the fact that incidental insurance is contracted between the agency and the insurance company for the car insurance when it is determined that the contracted vehicle and the vehicle inspection vehicle are the same vehicle. Auto insurance support method.
前記代理店は、前記付帯保険に対する保険料を前記保険会社へ支払うステップを更に有する請求項1に記載の自動車保険支援方法。   The automobile insurance support method according to claim 1, wherein the agent further includes a step of paying an insurance premium for the incidental insurance to the insurance company. 前記付帯保険が付帯される旨が出力された前記自動車保険に対して付帯保険が契約された旨を記録するステップと、
前記代理店で前記車両の修理を受けた旨の入力を、自動車保険に対応付けて受け付けるステップと、
前記付帯保険が契約された旨が記録された前記自動車保険と、前記代理店で前記車両の修理を受けた自動車保険とが一致するか判断するステップと、
前記付帯保険が契約された旨が記録された前記自動車保険と前記代理店で修理を受けた自動車保険とが一致すると判断した場合に、前記修理が前記付帯保険で補償される旨を出力するステップと
を更に有する請求項1または2に記載の自動車保険支援方法。
Recording the fact that incidental insurance has been contracted with respect to the car insurance that has been output that the incidental insurance is incidental; and
Receiving an input indicating that the vehicle has been repaired at the agency in association with car insurance;
Determining whether the car insurance recorded that the incidental insurance has been contracted matches the car insurance that received repair of the vehicle at the agency;
Outputting that the repair is compensated by the incidental insurance when it is determined that the automobile insurance recorded that the incidental insurance is contracted and the automobile insurance repaired by the agency match. The automobile insurance support method according to claim 1, further comprising:
修理を希望する旨の入力を、自動車保険に対応付けて受け付けるステップと、
前記付帯保険が契約された前記自動車保険と、修理を希望する旨を受け付けた自動車保険とが同一であるか判断するステップと、
前記付帯保険が付帯された前記自動車保険と、修理を希望する旨を受け付けた自動車保険とが同一であると判断した場合に、前記車両の修理に持ち込まれるべき代理店の情報を出力するステップと
を更に有する請求項3に記載の自動車保険支援方法。
Accepting an input to request repair in association with car insurance;
Determining whether the car insurance contracted with the incidental insurance is the same as the car insurance accepted to be repaired;
Outputting the information of an agent to be brought into the repair of the vehicle when it is determined that the auto insurance with the incidental insurance is the same as the auto insurance that has received a request for repair; The automobile insurance support method according to claim 3, further comprising:
前記付帯保険で補償される旨を出力するステップは、前記自動車保険の等級を維持する旨を併せて出力する請求項3または4に記載の自動車保険支援方法。   5. The automobile insurance support method according to claim 3, wherein the step of outputting the fact that the insurance is covered by the incidental insurance also outputs that the grade of the automobile insurance is maintained. 前記付帯保険で補償される旨を出力するステップは、前記付帯保険の保険金を前記代理店に支払うステップを含む請求項3から5のいずれか一項に記載の自動車保険支援方法。   The automobile insurance support method according to any one of claims 3 to 5, wherein the step of outputting the fact that the insurance is covered by the incidental insurance includes the step of paying the insurance money of the incidental insurance to the agency. 予め定められた代理店を通じて保険会社に対して自動車保険を契約した旨の入力を、契約者の契約車両IDに対応付けて受け付ける契約受付部と、
前記代理店で車検を受けた旨の入力を、車検を受けた車検車両IDに対応付けて受け付ける車検受付部と、
前記契約受付部で受け付けた前記契約車両IDと前記車検受付部で受け付けた前記車検車両IDとが同一車両を表す場合に、前記自動車保険に対して前記代理店と前記保険会社との間で付帯保険が契約された旨を前記自動車保険の保険IDに対応付けて出力する付帯確認部と
を備える自動車保険支援装置。
A contract accepting unit that accepts an input of contracting automobile insurance with an insurance company through a predetermined agent in association with the contracted vehicle ID of the contractor;
A vehicle inspection reception unit that receives an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
When the contract vehicle ID received by the contract reception unit and the vehicle inspection vehicle ID received by the vehicle inspection reception unit represent the same vehicle, the vehicle insurance is incidental between the agency and the insurance company. An automobile insurance support apparatus comprising: an incidental confirmation unit that outputs a fact that insurance has been contracted in association with an insurance ID of the automobile insurance.
前記付帯確認部は、前記自動車保険に対して前記代理店と前記保険会社との間で付帯保険が契約された旨とともに、前記代理店が前記付帯保険に対する保険料を前記保険会社へ支払う旨を出力する請求項7に記載の自動車保険支援装置。   The incidental confirmation unit indicates that incidental insurance is contracted between the agency and the insurance company for the car insurance, and that the agency pays an insurance premium for the incidental insurance to the insurance company. The automobile insurance support device according to claim 7, which outputs the vehicle insurance support device. 前記付帯確認部から出力された前記自動車保険に対して付帯保険が契約された旨を前記自動車保険の保険IDに対応付けて格納する保険格納部と、
前記代理店で前記車両の修理を受けた旨の入力を、自動車保険の保険IDに対応付けて受け付ける修理情報受付部と、
前記修理情報受付部により受け付けられた前記保険IDが、前記保険格納部に格納された保険IDに一致する場合に、前記修理が前記付帯保険で補償されるべき旨を出力する補償確認部と
をさらに備える請求項7または8に記載の自動車保険支援装置。
An insurance storage unit for storing the fact that incidental insurance is contracted with respect to the automobile insurance output from the incidental confirmation unit, in association with the insurance ID of the automobile insurance;
A repair information receiving unit that receives an input indicating that the vehicle has been repaired at the agency in association with an insurance ID of car insurance;
A compensation confirmation unit that outputs that the repair should be compensated by the incidental insurance when the insurance ID received by the repair information receiving unit matches the insurance ID stored in the insurance storage unit; The automobile insurance support device according to claim 7 or 8, further comprising:
修理を希望する旨の入力を、自動車保険の保険IDに対応付けて受け付ける修理希望受付部とをさらに備え、
前記補償確認部は、前記修理希望受付部により受け付けられた前記保険IDが、前記保険格納部に格納された保険IDに一致する場合に、前記車両の修理に持ち込まれるべき代理店の情報を出力する請求項9に記載の自動車保険支援装置。
A repair request receiving unit that receives an input indicating that repair is desired in association with the insurance ID of the car insurance;
The compensation confirmation unit outputs information on an agent to be brought into the repair of the vehicle when the insurance ID received by the repair request receiving unit matches the insurance ID stored in the insurance storage unit. The automobile insurance support device according to claim 9.
前記補償確認部は、前記修理が前記付帯保険で補償されるべき旨とともに、前記自動車保険の等級を維持すべき旨を出力する請求項9または10に記載の自動車保険支援装置。   The automobile insurance support device according to claim 9 or 10, wherein the compensation confirmation unit outputs that the repair should be compensated by the incidental insurance and that the grade of the automobile insurance should be maintained. 前記補償確認部は、前記修理が前記付帯保険で補償されるべき旨とともに、前記付帯保険の保険金が前記代理店に支払われるべき旨を出力する請求項9から11のいずれか一項に記載の自動車保険支援装置。   The compensation check unit outputs that the repair should be compensated by the incidental insurance and that the insurance money of the incidental insurance should be paid to the agency. Car insurance support equipment. コンピュータに予め定められた代理店を通じて保険会社に対して自動車保険を契約した旨の入力を、契約車両IDに対応付けて記録する手順と、
前記代理店で車検を受けた旨の入力を、車検を受けた車検車両IDに対応付けて記録する手順と、
前記契約車両IDと前記車検車両IDとを読み出して、前記契約車両IDと前記車検車両IDとが同一であるか判断する手順とを含み、
前記契約車両IDと前記車検車両IDとが同一であると判断した場合に、前記自動車保険に対して付帯保険が契約された旨を前記自動車保険の保険IDに対応付けて出力させる自動車保険支援プログラム。
A procedure for recording an input indicating that a car insurance is contracted with an insurance company through a predetermined agent on the computer in association with the contracted vehicle ID;
A procedure for recording an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
Reading the contract vehicle ID and the vehicle inspection vehicle ID, and determining whether the contract vehicle ID and the vehicle inspection vehicle ID are the same;
When it is determined that the contracted vehicle ID and the vehicle inspection vehicle ID are the same, an automobile insurance support program for outputting that the incidental insurance is contracted for the automobile insurance in association with the insurance ID of the automobile insurance .
予め定められた代理店で用いられる代理店端末と、保険会社で用いられる保険会社端末とが、ネットワークを介して通信可能な自動車保険支援システムであって、
前記代理店端末は、
前記代理店を通じて前記保険会社に対して自動車保険を契約した旨の入力を、契約者の契約車両IDに対応付けて受け付ける契約受付部と、
前記代理店で車検を受けた旨の入力を、車検を受けた車検車両IDに対応付けて受け付ける車検受付部と
を有し、
前記保険会社端末は、前記契約受付部で受け付けた前記契約車両IDと前記車検受付部で受け付けた前記車検車両IDとが同一車両を表す場合に、前記自動車保険に対して付帯保険が契約された旨を前記自動車保険の保険IDに対応付けて出力する付帯確認部を有する自動車保険支援システム。
An automobile insurance support system in which an agency terminal used in a predetermined agency and an insurance company terminal used in an insurance company can communicate via a network,
The agency terminal
A contract accepting unit that accepts input of contracting automobile insurance with the insurance company through the agency in association with the contracted vehicle ID of the contractor;
A vehicle inspection reception unit that receives an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
In the insurance company terminal, when the contract vehicle ID received by the contract reception unit and the vehicle inspection vehicle ID received by the vehicle inspection reception unit represent the same vehicle, an incidental insurance is contracted for the car insurance. The automobile insurance support system which has an incidental confirmation part which matches and outputs the effect in association with the insurance ID of the automobile insurance.
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