JP2014089635A - Car insurance support method, car insurance support device, car insurance support program, and car insurance supporting system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To conclude an insurance contract over a communication network only between a contractor who operates a terminal and an insurance company.SOLUTION: A car insurance support method includes the steps of: receiving an input indicating that a car insurance contract has been concluded with respect to an insurance company via a predetermined agent, in association with an insured vehicle of a contractor; receiving an input indicating that the agent has been accepted car inspection in association with the vehicle inspected; determining whether the insured vehicle coincides with the vehicle inspected; and outputting information showing that an ancillary insurance contract has been concluded between the agent and the insurance company for the car insurance upon determination that the insured vehicle coincides with the vehicle inspected.

Description

  The present invention relates to a car insurance support method, a car insurance support device, a car insurance support program, and a car insurance support system.

2. Description of the Related Art An insurance information processing system that transmits and receives insurance estimates in response to a user's request using a terminal connected to a communication network and a server computer is known (see, for example, Patent Document 1).
[Patent Document 1] JP 2002-73993 A

  However, when insurance is contracted via a communication network, the contract is made only between the contractor operating the terminal and the insurance company.

  In the first aspect of the present invention, a step of accepting an input to the effect that an insurance company has been contracted with an insurance company through a predetermined agent in association with the contracted vehicle of the contractor, Receiving an input indicating that the contracted vehicle and the vehicle inspection vehicle are the same vehicle, a step of determining whether the contracted vehicle and the vehicle inspection vehicle are the same vehicle, and the contracted vehicle and the vehicle inspection vehicle being the same vehicle A vehicle insurance support method including a step of outputting that the insurance is contracted between the agency and the insurance company for the vehicle insurance.

  It should be noted that the above summary of the invention does not enumerate all the necessary features of the present invention. In addition, a sub-combination of these feature groups can also be an invention.

1 is an overall configuration diagram of an automobile insurance support system. It is a functional block diagram of a designated agent terminal. It is a functional block diagram of an insurance company terminal. It is a figure which shows insurance information. It is a figure which shows vehicle inspection information. It is a figure which shows the user vehicle information displayed on the display screen. It is a figure which shows the insurance detailed information displayed on the display screen. It is a flowchart of the process which outputs that incidental insurance was contracted. It is a flowchart of the process which outputs that it is compensated with incidental insurance.

  Hereinafter, the present invention will be described through embodiments of the invention, but the following embodiments do not limit the invention according to the claims. In addition, not all the combinations of features described in the embodiments are essential for the solving means of the invention.

  FIG. 1 is an overall configuration diagram of an automobile insurance support system 100. The automobile insurance support system 100 supports that the insurance company 400 and the designated agency 200 make a contract for an incidental insurance under the conditions of the vehicle inspection when the contractor 500 and the insurance company 400 contract the car insurance.

  The automobile insurance support system 100 includes a designated agency terminal 204 that the designated agency 200 has, a designated agency terminal 208 that the designated agency 202 has, an insurance company terminal 402 that the insurance company 400 has, and a contract that the contractor 500 has. A user terminal 504. The designated agency terminals 204 and 208, the insurance company terminal 402, and the contractor terminal 504 can communicate with each other via the network 300. The designated agency terminals 204 and 208 each have a printer 206. Similarly, the insurance company terminal 402 has a printer 404, and the contractor terminal 504 has a printer 506.

  The designated agency 200 and the designated agency 202 are designated by the insurance company 400 as automobile insurance agencies. The designated agency 200 or the like has a function of contracting automobile insurance, and a function of inspecting and repairing automobiles. The designated agency 200 or the like may have only a function of making a contract for automobile insurance, or may have only a function of inspecting and repairing a car.

  The contractor 500 makes a contract with the insurance company 400 for the automobile insurance of the vehicle 502 owned by the contractor 500 through the designated agency 200 or the like. The contractor 500 can receive a vehicle inspection of the vehicle 502 owned by the contractor 500 or the like at the designated agency 200 or the like.

  When the contractor 500 contracts the insurance company 400 with the insurance company 400 through the designated agency 200 or the like and receives the vehicle inspection of the vehicle 502 at the designated agency 200 or the like, the contractor 500 and the designated agency 200 Ancillary insurance is contracted with the insurance company 400. On the other hand, when the insurance company 400 is contracted with the insurance company 400 through the non-designated agent 280, or when the vehicle inspection is conducted at the non-designated agent 280, the incidental insurance is not contracted. The terminal 282 is a terminal owned by the non-designated agency 280.

  The designated agency 200 or the like notifies the contractor 500 and the insurance company 400 that the incidental insurance has been contracted for the car insurance. In this case, the designated agent 200 or the like indicates that the incidental insurance also has a contract between the designated agent 200 and the insurance company 400, and that the insurance agent pays and receives the insurance money. I don't let you know.

  The incidental insurance attached to the car insurance is contracted between the designated agency 200 and the insurance company 400. The premium for incidental insurance is paid to the insurance company 400 by the designated agent 200 or the like. When the contractor 500 performs a predetermined repair at the designated agent 200 or the like, the insurance company 400 pays insurance money from the incidental insurance to the designated agent 200 or the like. In the case of receiving compensation by incidental insurance, the grade of automobile insurance contracted by the contractor 500 is maintained. On the other hand, even if the incidental insurance is contracted, if the contractor 500 receives repairs at the non-designated agent 280, even if the incidental insurance is contracted, compensation by the incidental insurance cannot be received.

  FIG. 2 shows a functional block diagram of the designated agency terminal 204. Since the designated agency terminal 208 has the same configuration as the designated agency terminal 204, the description thereof is omitted.

  An example of the designated agency terminal 204 is a personal computer. The designated agency terminal 204 includes a contract acceptance unit 210, an automobile inspection acceptance unit 212, an incidental confirmation unit 214, an output unit 216, a repair request acceptance unit 218, an agent storage unit 220, and a repair information acceptance unit 222. Have

  The contract receiving unit 210 receives an input indicating that the vehicle 502 of the contractor 500 has contracted automobile insurance through the designated agency 200 or the like in association with the chassis number of the vehicle 502. The vehicle inspection reception unit 212 also receives an input indicating that the vehicle 502 of the contractor 500 has undergone vehicle inspection in association with the chassis number of the vehicle. The chassis number is an example of the contract vehicle ID and the vehicle inspection vehicle ID.

  The incidental confirmation unit 214 determines whether or not the chassis number received by the contract reception unit 210 and the chassis number received by the vehicle inspection reception unit 212 represent the same vehicle. When the vehicle number received by the contract receiving unit 210 and the vehicle number received by the vehicle inspection receiving unit 212 are the same vehicle, the incidental confirming unit 214 adds incidental insurance between the insurance company 400 and the designated agent 200 or the like. Is passed to the output unit 216, and the output unit 216 outputs this. In this case, the output unit 216 displays, as an example of output, that the incidental contract has been concluded on the display of the terminal. As another example of output, the output unit 216 may print on a medium such as paper using the printer 206 or the like. Further, the incidental confirmation unit 214 notifies the insurance company terminal 402 that incidental insurance has been contracted.

  Further, the incidental confirmation unit 214 outputs from the output unit 216 that the designated agency 200 or the like pays the insurance premium for the incidental insurance to the insurance company 400. The designated agency 200 or the like pays an insurance premium for the incidental insurance to the insurance company 400 according to the output.

  The repair request accepting unit 218 receives an input indicating that the contractor 500 desires repair in association with the security number of the car insurance. The repair request receiving unit 218 reads out information on the designated agent 200 and the like that the contractor 500 should bring into the vehicle repair from the agent storage unit 220 and outputs it from the output unit 216 when there is an input of repair request. To do. The insurance number for automobile insurance is an example of an insurance ID.

  The insurance company terminal 402 confirms whether or not there is a possibility that the repair will be compensated with the incidental insurance of the car insurance. When there is a possibility that the repair is compensated with incidental insurance, the insurance company terminal 402 transmits a message to that effect to the repair request reception unit 218.

  Based on the information on the designated agency 200 and the like output from the output unit 216, the designated agency 200 and the like notify the contractor 500 that compensation by the incidental insurance can be obtained if repair is performed at the designated agency 200 and the like. . The designated agent 200 or the like can promote the use of the incidental insurance of the contractor 500 by notifying the contractor 500.

  When the specific repair of the vehicle 502 owned by the contractor 500 is completed, the repair information receiving unit 222 associates the input indicating that the repair is received at the designated agency 200 with the security number of the car insurance. Accept. The repair information receiving unit 222 transmits an input indicating that the repair has been received to the insurance company terminal 402 together with the car insurance policy number.

  FIG. 3 shows a functional block diagram of the insurance company terminal 402. The insurance company terminal 402 includes a compensation confirmation unit 414, an insurance storage unit 412, and an output unit 410.

  When the output unit 410 acquires from the incidental confirmation unit 214 that the incidental insurance is contracted together with the vehicle number, the output unit 410 records the fact that the incidental insurance is contracted in the insurance storage unit 412. In this case, the output unit 410 stores in the insurance information stored in the insurance storage unit 412 that the incidental insurance is contracted in association with the vehicle number. The insurance information is transmitted from the contract receiving unit 210 to the output unit 410 when the contractor 500 contracts the insurance company 400 with the insurance company 400 through the designated agency 200 or the like, and the output unit 410 stores the insurance information. Stored in the unit 412.

  When the compensation confirmation unit 414 obtains a request for repair from the repair request reception unit 218, the compensation confirmation unit 414 reads the security number for which incidental insurance is contracted from the insurance storage unit 412 and the security number acquired from the repair request reception unit 218 therein. To see if there is a match. If the security number obtained from the repair request reception unit 218 matches the security number for which incidental insurance is contracted, the compensation confirmation unit 414 may report that the repair may be compensated with the incidental insurance of the car insurance. Then, a message to that effect is sent to the repair request reception unit 218.

  When the compensation confirmation unit 414 obtains from the repair information reception unit 222 that the designated agent 200 has received the repair, the compensation confirmation unit 414 converts the security number with which the incidental insurance is contracted into the security number acquired from the repair information reception unit 222. Check for a match. When the security number acquired from the repair information receiving unit 222 matches the security number for which incidental insurance is contracted, the compensation confirmation unit 414 indicates from the output unit 410 that the cost of the repair should be compensated by the incidental insurance. Output. The insurance company 400 pays insurance money for incidental insurance to the designated agency 200 or the like according to the output.

  The compensation confirmation unit 414 outputs from the output unit 410 that the automobile insurance grade should be maintained. The insurance company 400 maintains the grade of the automobile insurance of the policyholder 500 according to the output.

  FIG. 4 is a diagram illustrating an example of the insurance information 430. The insurance information 430 is stored in the insurance storage unit 412. The insurance information 430 records a security number, a chassis number, a contractor name, a type of car insurance, and presence / absence of incidental insurance. Note that FIG. 4 shows a part of the insurance information 430, and other details of the compensation of the car insurance may be recorded.

  The security number recorded in the insurance information 430 is a number unique to automobile insurance given by contracting automobile insurance. The chassis number is a number unique to each vehicle. The contractor name is the name of the contractor who has contracted the car insurance. The type of car insurance is classified according to the conditions covered by the car insurance, or those with different compensation targets, and is a convenient name classified for easy understanding of the car insurance.

  The presence / absence of incidental insurance is recorded in association with the security number by the output unit 410 of the insurance company terminal 402. The incidental confirmation unit 214 transmits the fact that incidental insurance has been contracted to the output unit 410 together with the chassis number. The output unit 410 records the presence / absence of incidental insurance in association with the security number based on the insurance information applied by the contractor 500 recorded in the insurance company terminal 402. If “present” is displayed in the column of the incidental insurance, it indicates that the incidental insurance is contracted, and if “none” is displayed, it indicates that the incidental insurance is not contracted.

  FIG. 5 is a diagram illustrating an example of the vehicle inspection information 230. The vehicle inspection information 230 is recorded in the agent storage unit 220 together with the agent information, and information relating to vehicle inspection is recorded.

  The vehicle inspection information 230 includes a vehicle number, a vehicle inspection execution date, a next vehicle inspection date, a vehicle inspection type, and a security number for automobile insurance. As the chassis number, the chassis number of a vehicle that has undergone a vehicle inspection at the designated agency 200 or the like is recorded. The vehicle inspection date indicates the date on which the vehicle corresponding to the chassis number performed the vehicle inspection. The next vehicle inspection date indicates the scheduled date on which the vehicle corresponding to the chassis number will perform the next vehicle inspection. The type of vehicle inspection indicates the type of vehicle inspection performed on the date indicated on the vehicle inspection date. The security number is recorded when the automobile insurance of the insurance company 400 is contracted through the designated agent 200. Note that “-” is recorded when the car insurance is contracted through the non-designated agency 280.

  FIG. 6 shows an example of user vehicle information 250 displayed on the home page of the designated agency 200 or the like. A homepage input field for the designated agency 200 or the like is provided, and the contractor 500 switches the homepage screen by inputting the owner name or the chassis number in the input field, so that the user vehicle information 250 is stored. Can be displayed. The user vehicle information 250 is created by the incidental confirmation unit 214 such as the designated agency terminal 204 with reference to the vehicle inspection information 230 and the insurance information 430.

  The user vehicle information 250 shown in FIG. 6 includes an owner name, a photograph of the vehicle, a vehicle type name, a first year registration date, a vehicle weight, a model, a fuel type, a tire size, insurance information, a registration date, a vehicle The weight, chassis number, and total displacement are displayed. Further, an area 252 for selecting insurance detailed information is shown on the right side of the insurance information, and the contractor 500 clicks the area with the mouse to display a display screen on the insurance detailed information 260 shown in FIG. Can be switched.

  FIG. 7 shows an example of the detailed insurance information 260 displayed on the home page of the designated agency 200. The detailed insurance information 260 is displayed by switching from the screen of the user vehicle information 250 by clicking the field of the area 252 for selecting the detailed insurance information displayed at the lower right of the user vehicle information 250. The detailed insurance information 260 is also created by the incidental confirmation unit 214 such as the designated agency terminal 204 with reference to the vehicle inspection information 230 and the insurance information 430.

  The detailed insurance information 260 includes a contractor name, telephone number, contracted vehicle name, insurance company name, security number, grade, insurance expiration date, presence / absence of vehicle insurance, presence / absence of agency, vehicle insurance type, vehicle insurance The amount of immunity, insurance period, payment method, and presence / absence 262 of incidental insurance are displayed. The contractor 500 can confirm the detailed insurance information 260 by using the contractor terminal 504, so that it is possible to easily confirm whether or not the incidental insurance is contracted with his / her car insurance. In addition, the contractor 500 can confirm the detailed insurance information 260 by printing it on a paper medium or the like using the printer 506 and outputting it.

  Next, a process for outputting that the incidental insurance has been contracted will be described with reference to FIG. FIG. 8 is a flowchart of a process for outputting that the incidental insurance is contracted.

  When the vehicle inspection reception unit 212 receives a vehicle inspection of the vehicle 502 owned by the contractor 500, the incidental confirmation unit 214 obtains the vehicle number of all the contracted vehicles that have contracted the automobile insurance of the insurance company 400 through the designated agency 200 or the like. Read from the insurance storage unit 412 (S101). The incidental confirmation unit 214 determines whether any of the read vehicle number matches the vehicle number of the vehicle that has received the vehicle inspection (S102). When the incidental confirmation unit 214 determines that any of the read vehicle number matches the vehicle number of the vehicle that has received the vehicle inspection (S102: Yes), the contractor 500 has received the vehicle inspection and contracted. The output unit 216 outputs that the incidental insurance is contracted to the car insurance contracted by the contractor 500, and notifies the contractor 500 (S103). On the other hand, when determining that there is no coincidence between the read vehicle number and the vehicle number of the vehicle that has received the vehicle inspection (S102: No), the incidental confirmation unit 214 only notifies the contractor 500 that the vehicle inspection has been received. Then, the process of outputting that the incidental insurance is contracted ends.

  Subsequent to step S <b> 103, the incidental confirmation unit 214 transmits to the output unit 410 of the insurance company terminal 402 that the incidental insurance has been contracted for the car insurance contracted by the contractor 500. The output unit 410 outputs the fact from the insurance company terminal 402 to notify the insurance company 400, changes the incidental insurance column of the insurance information 430 recorded in the insurance storage unit 412 to “present”, and adds incidental insurance. The process of outputting that the contract has been made ends (S104).

  In the example shown in FIG. 4 and FIG. 5, when the designated agency 200 or the like receives the vehicle inspection of the vehicle having the chassis number BB2-00000002, the incidental confirmation unit 214 displays all the information registered in the insurance information 430. Read the chassis number. Since the car insurance registered with the same chassis number as BB2-00000002 is recorded in the second row of the insurance information 430, the incidental confirmation unit 214 matches the chassis number of the vehicle that has accepted the vehicle inspection. Judge that there is something to do. If the incidental confirmation unit 214 determines that there is an item that matches the chassis number of the vehicle that has undergone the vehicle inspection, the incidental confirmation unit 214 outputs that the incidental insurance is contracted to the car insurance and notifies the contractor □ ○ △ ○.

  Further, the incidental confirmation unit 214 transmits that the incidental insurance has been contracted to the output unit of the insurance company terminal 402 and transmits it to the output unit 410. The output unit 410 changes the display “No” of the incidental insurance corresponding to the chassis number BB2-0000002 to “Yes”.

  The process shown in FIG. 8 is based on the premise that the vehicle inspection reception unit 212 receives an automobile inspection after the contract reception unit 210 has received an automobile insurance contract, but the vehicle inspection reception unit 212 receives the vehicle inspection first. Thereafter, the contract receiving unit 210 may receive a car insurance contract. In that case, the incidental confirmation unit 214 reads out all the vehicle number subjected to the vehicle inspection (S101), and determines whether any of the read vehicle number matches the vehicle number of the vehicle for which the vehicle insurance is contracted. (S102), and the processing after step S103 is performed.

  Next, a process for outputting the fact that the insurance is compensated will be described with reference to FIG. FIG. 9 is a flowchart of a process for outputting the fact that the insurance is compensated.

  When the repair information accepting unit 222 accepts that the vehicle 502 owned by the contractor 500 has been repaired, the repair information accepting unit 222 transmits the securities number of the repaired vehicle to the compensation confirmation unit 414. The compensation confirmation unit 414 reads out all the securities numbers for which incidental insurance is contracted from the insurance information 430 recorded in the insurance storage unit 412 (S201).

  The compensation confirmation unit 414 determines whether there is a read security number that matches the security number of the vehicle that received the repair (S202). When the compensation confirmation unit 414 determines that there is a security number that matches the security number of the vehicle that received the repair (S202: Yes), the compensation confirmation unit 414 outputs that the repair should be compensated with incidental insurance. The data is output from the unit 410 (S203). Further, the compensation confirmation unit 414 outputs from the output unit 410 that the grade of the car insurance is maintained (S205) and that the insurance money for the repair is paid to the designated agent 200 or the like that has performed the repair ( S206). The insurance company 400 pays the insurance money to the designated agency 200 or the like according to the output, and the process of outputting the fact that the insurance is compensated ends.

  On the other hand, when the compensation confirmation unit 414 determines that there is no match between the read security number and the security number of the vehicle that has received the repair (S202: No), the output unit 410 indicates that the repair is not compensated by the incidental insurance. (S204), and the process of outputting that it is compensated by incidental insurance is completed.

  In the example shown in FIG. 4 and FIG. 5, when the repair information receiving unit 222 receives that the vehicle having the insurance number 0000001 contracted for the automobile insurance has been repaired, the repair information receiving unit 222 The security number 0000001 is transmitted to the compensation confirmation unit 414. Upon obtaining the securities number from the repair information receiving unit 222, the compensation confirmation unit 414 reads out all the securities numbers in which the column “Attached insurance” is displayed from the insurance information 430.

  Since there is a car insurance with the security number “0000001” for which the attached insurance is displayed as “present”, the compensation confirmation unit 414 accepts the repair in the read security number. Judge that there is a match with the vehicle's security number. The compensation confirmation unit 414 outputs from the output unit 410 that the repair should be compensated by incidental insurance from the output unit 410, and the insurance company 400 sends the insurance money to the designated agent 200 or the like that performed the repair. pay.

  In the present embodiment, the incident confirmation unit 214 has the example of the designated agency terminal 204 or the like, but the insurance company terminal 402 may have the incident confirmation unit 214. Moreover, although the compensation confirmation part 414 showed the example which the insurance company terminal 402 has, the designated agency terminal 204 grade | etc., May have the compensation confirmation part 414. Moreover, although the example which used the chassis number as an example of contract vehicle ID and vehicle inspection vehicle ID was shown, you may use the number plate number of a vehicle instead of a chassis number.

  As described above, the incidental insurance of the present embodiment is contracted by contracting the insurance company 400 with the insurance company 400 through the designated agency 200 and the like, and contracting by conducting a vehicle inspection at the designated agency 200 or the like. And the designated agent 200 pays the premium for the incidental insurance, which may make it difficult for the policyholder 500 to know that the incidental insurance has been contracted with his / her car insurance. is there. Therefore, by using the automobile insurance support system shown in the present embodiment, it is possible to notify the contractor 500 that the incidental insurance has been contracted, and it becomes easy to know that the incidental insurance has been contracted.

  As mentioned above, although this invention was demonstrated using embodiment, the technical scope of this invention is not limited to the range as described in the said embodiment. It will be apparent to those skilled in the art that various modifications or improvements can be added to the above-described embodiment. It is apparent from the scope of the claims that the embodiments added with such changes or improvements can be included in the technical scope of the present invention.

  The order of execution of each process such as operations, procedures, steps, and stages in the apparatus, system, program, and method shown in the claims, the description, and the drawings is particularly “before” or “prior to”. It should be noted that the output can be realized in any order unless the output of the previous process is used in the subsequent process. Regarding the operation flow in the claims, the description, and the drawings, even if it is described using “first”, “next”, etc. for convenience, it means that it is essential to carry out in this order. It is not a thing.

100 Auto insurance support system, 200, 202 Designated agency, 204, 208 Designated agency terminal, 206, 404, 506 Printer, 210 Contract acceptance part, 212 Vehicle inspection acceptance part, 214 Auxiliary confirmation part, 216 Output part, 218 Repair request Reception section, 220 Agent storage section, 222 Repair information reception section, 230 Vehicle inspection information, 250 User vehicle information, 252 Area for selecting insurance detailed information, 260 Insurance detailed information, 262 Presence of incidental insurance, 280 Non-designated agency, 282 terminal, 300 network, 400 insurance company, 402 insurance company terminal, 410 output unit, 412 insurance storage unit, 414 compensation confirmation unit, 430 insurance information, 500 contractor, 502 vehicle, 504 contractor terminal

Claims (14)

A step of accepting an input indicating that a car insurance is contracted with an insurance company through a predetermined agent in association with a contractor's contracted vehicle;
Receiving an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle that has undergone the vehicle inspection;
Determining whether the contract vehicle and the vehicle inspection vehicle are the same vehicle;
Outputting the fact that incidental insurance is contracted between the agency and the insurance company for the car insurance when it is determined that the contracted vehicle and the vehicle inspection vehicle are the same vehicle. Auto insurance support method.   The automobile insurance support method according to claim 1, wherein the agent further includes a step of paying an insurance premium for the incidental insurance to the insurance company. Recording the fact that incidental insurance has been contracted with respect to the car insurance that has been output that the incidental insurance is incidental; and
Receiving an input indicating that the vehicle has been repaired at the agency in association with car insurance;
Determining whether the car insurance recorded that the incidental insurance has been contracted matches the car insurance that received repair of the vehicle at the agency;
Outputting that the repair is compensated by the incidental insurance when it is determined that the automobile insurance recorded that the incidental insurance is contracted and the automobile insurance repaired by the agency match. The automobile insurance support method according to claim 1, further comprising: Accepting an input to request repair in association with car insurance;
Determining whether the car insurance contracted with the incidental insurance is the same as the car insurance accepted to be repaired;
Outputting the information of an agent to be brought into the repair of the vehicle when it is determined that the auto insurance with the incidental insurance is the same as the auto insurance that has received a request for repair; The automobile insurance support method according to claim 3, further comprising:   5. The automobile insurance support method according to claim 3, wherein the step of outputting the fact that the insurance is covered by the incidental insurance also outputs that the grade of the automobile insurance is maintained.   The automobile insurance support method according to any one of claims 3 to 5, wherein the step of outputting the fact that the insurance is covered by the incidental insurance includes the step of paying the insurance money of the incidental insurance to the agency. A contract accepting unit that accepts an input of contracting automobile insurance with an insurance company through a predetermined agent in association with the contracted vehicle ID of the contractor;
A vehicle inspection reception unit that receives an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
When the contract vehicle ID received by the contract reception unit and the vehicle inspection vehicle ID received by the vehicle inspection reception unit represent the same vehicle, the vehicle insurance is incidental between the agency and the insurance company. An automobile insurance support apparatus comprising: an incidental confirmation unit that outputs a fact that insurance has been contracted in association with an insurance ID of the automobile insurance.   The incidental confirmation unit indicates that incidental insurance is contracted between the agency and the insurance company for the car insurance, and that the agency pays an insurance premium for the incidental insurance to the insurance company. The automobile insurance support device according to claim 7, which outputs the vehicle insurance support device. An insurance storage unit for storing the fact that incidental insurance is contracted with respect to the automobile insurance output from the incidental confirmation unit, in association with the insurance ID of the automobile insurance;
A repair information receiving unit that receives an input indicating that the vehicle has been repaired at the agency in association with an insurance ID of car insurance;
A compensation confirmation unit that outputs that the repair should be compensated by the incidental insurance when the insurance ID received by the repair information receiving unit matches the insurance ID stored in the insurance storage unit; The automobile insurance support device according to claim 7 or 8, further comprising: A repair request receiving unit that receives an input indicating that repair is desired in association with the insurance ID of the car insurance;
The compensation confirmation unit outputs information on an agent to be brought into the repair of the vehicle when the insurance ID received by the repair request receiving unit matches the insurance ID stored in the insurance storage unit. The automobile insurance support device according to claim 9.   The automobile insurance support device according to claim 9 or 10, wherein the compensation confirmation unit outputs that the repair should be compensated by the incidental insurance and that the grade of the automobile insurance should be maintained.   The compensation check unit outputs that the repair should be compensated by the incidental insurance and that the insurance money of the incidental insurance should be paid to the agency. Car insurance support equipment. A procedure for recording an input indicating that a car insurance is contracted with an insurance company through a predetermined agent on the computer in association with the contracted vehicle ID;
A procedure for recording an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
Reading the contract vehicle ID and the vehicle inspection vehicle ID, and determining whether the contract vehicle ID and the vehicle inspection vehicle ID are the same;
When it is determined that the contracted vehicle ID and the vehicle inspection vehicle ID are the same, an automobile insurance support program for outputting that the incidental insurance is contracted for the automobile insurance in association with the insurance ID of the automobile insurance . An automobile insurance support system in which an agency terminal used in a predetermined agency and an insurance company terminal used in an insurance company can communicate via a network,
The agency terminal
A contract accepting unit that accepts input of contracting automobile insurance with the insurance company through the agency in association with the contracted vehicle ID of the contractor;
A vehicle inspection reception unit that receives an input indicating that the vehicle inspection has been performed at the agency in association with the vehicle inspection vehicle ID that has undergone the vehicle inspection;
In the insurance company terminal, when the contract vehicle ID received by the contract reception unit and the vehicle inspection vehicle ID received by the vehicle inspection reception unit represent the same vehicle, an incidental insurance is contracted for the car insurance. The automobile insurance support system which has an incidental confirmation part which matches and outputs the effect in association with the insurance ID of the automobile insurance.

Images