JP5849752B2 - IC card issuing system - Google Patents

Description

  The present invention relates to a technology for issuing a prepaid IC card, and more particularly to a technology for reissuing a prepaid IC card.

  Non-contact IC cards capable of non-contact communication have become widespread. What used to be a paper medium such as train commuter passes have been changed to non-contact IC cards. Prepaid cards, which are card-type cash vouchers, are simply plastic cards. To non-contact IC cards.

  Since non-contact IC cards are more secure and difficult to counterfeit than mere plastic cards, prepaid non-contact IC cards can be used for prepaid non-contact IC cards, which are not allowed for mere plastic cards. The card can be charged, but if the prepaid contactless IC card is charged with a large amount of money, if the prepaid contactless IC card is lost or damaged, the amount of damage to the user increases. Therefore, when a prepaid card is used as a non-contact IC card, a mechanism that can reissue a lost or damaged non-contact IC card is required.

  In addition to the non-contact type of prepaid IC card, there is a contact type, but in any case, when using an IC card as a prepaid card, the IC card after reissuing the card balance of the original IC card (original card) In order to reissue a prepaid IC card, a server that stores a card balance in association with information specifying the IC card is provided, and a prepaid IC card is provided. When the card is reissued, processing for acquiring information specifying the original card from the user, specifying the card balance of the original card, and writing the card balance on the reissue card is performed.

  Thus, when reissuing a prepaid IC card, information for specifying the original card is required. For example, in Patent Document 1, an identification name that differs for each IC card is used as information for specifying the original card. In addition, Patent Document 2 describes that personal information such as a card number or a name / birth date is used as information for identifying the original card.

JP 2004-185328 A JP 2005-165797 A

  Thus, when reissuing a prepaid IC card, it is necessary to specify the original card using the card number, personal information, etc., and write the card balance of the original card into the reissued card. When a card number is used as information for specifying a card, the card number is often printed on an IC card. Therefore, if the IC card is lost, there is a problem that the card number is not known when the card is reissued. The personal information of the user is information that the user always stores, but there are cases where the personal information is not required when issuing a prepaid IC card.

  Considering such things, it is desirable to identify the original card using what the user has on a regular basis, and write the card balance of the original card on the reissued card. It is considered desirable to use portable terminals (cell phones and smartphones) that have been widely used as items that are regularly owned.

  Accordingly, the present invention provides a system for identifying a source card to be reissued using a portable terminal possessed by a user of a prepaid IC card and writing the card balance of the source card to the reissued card. With the goal.

  A first invention that solves the above-described problems includes a portable terminal that stores user information of a user, an issue terminal that issues a prepaid IC card, an issue management device that manages the issue of an IC card, and an IC An IC card issuing system comprising at least a card management device that stores card balance information in association with a card unique number.

  In the IC card issuing system according to the first aspect, when issuing the IC card, the issuing terminal reads from the portable terminal so that the IC card can be issued in a state linked to the portable terminal possessed by the user. An issuance request including the user information is transmitted to the issuance management apparatus. When the issuance request is transmitted from the issuance terminal, the issuance management apparatus generates and issues a unique number of an IC card to be issued. After the card unique number is stored in association with the user information included in the issue request, an issuance notification including the unique number of the IC card to be issued is transmitted to the card management device, and the issued IC card A unique number is transmitted to the issuing terminal, and the issuing terminal issues an IC card.

  In the IC card issuing system of the first invention, when reissuing the IC card, the original IC card to be reissued is identified, and the card balance of the original card can be written on the reissued card. The issuance terminal transmits a reissue request including the user information read from the mobile terminal to the issuance management device, and the issuance management device retransmits the reissue request when the reissue request is transmitted from the issuance terminal. After identifying the unique number associated with the user information included in the issue request as the unique number of the original card and generating the unique number of the reissued IC card (reissue card), the original card And a reissuance notification including the unique number of the reissued card, and the card managing device transmits the card balance information linked to the unique number of the original card. After linking to the unique number of the reissue card, the card balance information linked to the unique number of the original card is transmitted to the issuance management device. The issuance terminal issues the reissue card by transmitting the unique number and the card balance information of the original card received from the card management device to the issuing terminal.

  Furthermore, in the IC card issuing system according to the first invention, when the IC card is issued in the IC card issuing system according to the first invention, the issuance management apparatus is configured to issue an IC card so that the validity of the user can be verified. After generating authentication information used for authentication of the mobile terminal, storing the authentication information in association with user information included in the issue request, the authentication terminal transmits the authentication information to the issue terminal, When the authentication information is stored in the portable terminal and the IC card is reissued, the issuing terminal sends the reissue request including the user information and the authentication information read from the portable terminal to the issuance management apparatus. When the reissue request is transmitted from the issuance terminal, the issue management device includes the authentication information associated with the user information included in the reissue request and the reissue request. The authentication information matches, the issuing terminal only when a successful verification of the authentication information and issues a reissued card.

  Furthermore, in the IC card issuance system of the second invention, the third invention is such that when the IC card is reissued so that the authentication information can be changed when the IC card is reissued, the issue management device is newly The authentication information is generated, the authentication information is newly transmitted to the issuing terminal, and the issuing terminal stores the authentication information in the portable terminal.

  As described above, according to the present invention, the portable terminal possessed by the user of the prepaid IC card is used to identify the original card to be reissued and write the card balance of the original card to the reissued card. Can provide a system.

The figure explaining the structure of the IC card issue system concerning this embodiment. The figure explaining the portable terminal which a user possesses. The figure explaining an issuing terminal. The figure explaining an issue management apparatus. The figure explaining a card management apparatus. The figure explaining the operation | movement at the time of issuing an IC card. The figure explaining the operation | movement at the time of reissuing an IC card.

  Now, preferred embodiments of the present invention will be described in detail with reference to the drawings. The embodiment described below is only one embodiment of the present invention, and the present invention is not limited to the embodiment described below, and various modifications and changes are possible.

  FIG. 1 is a diagram illustrating the configuration of an IC card issuing system 1 according to the present embodiment. As shown in FIG. 1, the IC card issuing system 1 according to the present embodiment issues a mobile terminal 2 possessed by a user, an issuing terminal 3 that issues a prepaid IC card 6, and an IC card 6 issuance. It is composed at least of an issue management device 4 for managing and a card management device 5 for managing card usage information of an IC card 6 including a card balance. The issue terminal 3, the issue management device 4 and the card management device 5 are connected to the Internet 7. Has been.

  When reissuing a prepaid IC card 6, it is necessary to identify the IC card 6 to be reissued. For example, in order to identify a lost or damaged IC card 6, the card number or the user However, in the IC card issuing system 1 according to the present embodiment, when the IC card 6 is issued, the personal information is associated with the user information obtained from the portable terminal 2. The unique number of the IC card 6 is stored on the issuance management device 4 side, and when the IC card 6 is reissued, the user information obtained from the mobile terminal 2 possessed by the user is used for reissuance. By specifying the target IC card 6, the mobile terminal 2 possessed by the user is used to specify the IC card 6 to be reissued, and the IC card 6 reissued the IC card balance Write on card 6 It mukoto have to be able to.

  From here, each apparatus which comprises the IC card issuing system 1 concerning this embodiment is demonstrated.

  First, the portable terminal 2 possessed by the user will be described. FIG. 2 is a diagram for explaining the portable terminal 2 possessed by the user. The mobile terminal 2 possessed by the user is a device realized by a mobile phone or a smartphone, and is a mobile non-contact IC to which an antenna coil is connected, such as FeliCa (registered trademark), in order to communicate with the issuing terminal 3. Chip 20 is mounted. Note that the mobile terminal 2 may be configured to access the issuing terminal 3 via the Internet 7 using a two-dimensional barcode printed on the issuing terminal 3.

  Next, the issuing terminal 3 will be described. FIG. 3 is a diagram illustrating the issuing terminal 3. The issuing terminal 3 is a device such as a commercially available card issuing machine, and the issuing terminal 3 functions as a function of communicating with the mobile terminal 2, as a function of communicating with the mobile non-contact IC chip 20 of the mobile terminal 2 possessed by the user. A reader / writer 31 that performs contact communication is provided, and a network I / F (InterFace) 35 is provided as a function of communicating with the card management device 5.

  In addition, the issuing terminal 3 includes a display unit 32 for displaying information and an operation unit 33 for the user to operate the issuing terminal 3 so that the user can use the issuing terminal 3. The unit 33 is generally realized by a touch panel.

  The issuing terminal 3 includes a stacker that stocks unissued IC cards 6 and a reader / writer that communicates with the IC cards 6 so that the prepaid IC cards 6 can be issued. A card issuing unit 34 for issuing the IC card 6 by writing the issued card issuance information into the unissued IC card 6 and discharging the issued IC card 6 from the issuing terminal 3; Is provided with an issue control unit 30 that controls the operation of the issuing terminal 3.

  Next, the issue management device 4 will be described. FIG. 4 is a diagram for explaining the issue management device 4. The issue management device 4 is a device realized by using a general-purpose network server. The issue management device 4 includes a network I / F 42 as a function of communicating with the issue terminal 3 and the card management device 5, and is issued as a DB (DataBase). Issuance management DB 41 provided with a record that stores the unique number of the IC card 6 in association with the user information obtained from the user ID, and further manages the issuance of the IC card 6 as a function realized by a computer program. An issue management unit 40 is provided.

  Next, the card management device 5 will be described. FIG. 5 is a diagram for explaining the card management device 5. The card management device 5 is a device realized by using a general-purpose network server. The card management device 5 includes a network I / F 52 as a function of communicating with the issue management device 4 and is assigned to a unique number of the IC card 6 as a DB (DataBase). A card management DB 51 provided with a record for storing card balance information is provided, and a card management unit 50 for managing the use of the IC card 6 is provided as a function realized by a computer program. The card balance information may include the usage history of the IC card 6 in addition to the information indicating the card balance. As for the card balance information, every time the IC card 6 is used at a store POS register or the like, the purchase amount information is transmitted from the POS register or the like to the card management device 5, and the card balance information in the card management DB 51 is updated.

  First, the operation when issuing the prepaid IC card 6 will be described. FIG. 6 is a diagram for explaining the operation when the IC card 6 is issued.

  The issuance control unit 30 of the issuing terminal 3 displays a menu for issuing the IC card 6 on the display unit 32 while the user is not operating, and the user operates the operation unit 33 of the issuing terminal 3. When the new issue is selected, the issue control unit 30 of the issue terminal 3 first displays a message for bringing the mobile terminal 2 close to the reader / writer 31 on the display unit 32, and the user brings the mobile terminal 2 close to the reader / writer 31. When the reader / writer 31 recognizes the mobile terminal 2, the mobile terminal 2 transmits a command for reading user information stored in the mobile terminal 2 to the mobile terminal 2 (S1). The user information stored in the terminal 2 is transmitted to the issuing terminal 3 (S2), and the issuing control unit 30 of the issuing terminal 3 acquires the user information from the portable terminal 2 (S3).

  In the present embodiment, the user information acquired from the mobile terminal 2 by the issuing terminal 3 includes a unique UID for the user who owns the mobile terminal 2, and the user is notified when immediate reissue is not possible. So that the user's email address can be included in the user information.

  When the issuance control unit 30 of the issuance terminal 3 acquires the user information from the portable terminal 2, the issuance request including the user information acquired from the portable terminal 2 is transmitted to the issuance management apparatus 4 (S4). When the issuance management unit 40 receives an issuance request from the issuance terminal 3, it first generates a unique number of the IC card 6 to be issued (S5).

  When the unique number of the IC card 6 to be issued is generated, the issue management unit 40 of the issue management device 4 generates authentication information for authenticating the mobile terminal 2 (S6). The authentication information can be generated by any method. For example, the authentication information can be generated by the MAC (Message Authentication Code) algorithm using the date and time when the IC card 6 is issued and the user information.

  The issuance management unit 40 of the issuance management apparatus 4 adds a record corresponding to the user information included in the issuance request received from the issuance terminal 3 to the issuance management DB 41, and adds the unique number and authentication information of the IC card 6 to be issued. By storing in the record, the unique number and authentication information of the IC card 6 to be issued are stored in association with the user information included in the issue request received from the issue terminal 3 (S7).

  Next, the issuance management device 4 transmits an issuance notification including the unique number of the IC card 6 to be issued to the card management device 5 (S8).

  Upon receiving the issuance notification from the issuance management device 4, the card management unit 50 of the card management device 5 adds a record corresponding to the unique number of the IC card 6 included in the issuance notification to the card management DB 51 (S9), and then the IC. An issuance permission notice including at least the unique number of the card 6 is transmitted to the issuance management apparatus 4 (S10).

  When the issue management device 4 is notified of the issue permission notification, it first transmits the authentication information generated in S6 of FIG. 6 to the issue terminal 3 (S11), and the issue control unit 30 of the issue terminal 3 sends the authentication information. When receiving from the issuance management apparatus 4, the reader / writer 31 is used to transmit a command for storing the authentication information in the portable terminal 2 (S12), and the portable terminal 2 stores the authentication information received from the issuance management apparatus 4 ( S13).

  When the issuance control unit 30 of the issuance terminal 3 stores the authentication information received from the issuance management apparatus 4 in the portable terminal 2, the issuance management apparatus 4 notifies the issuance management apparatus 4 that the portable terminal 2 is to store the authentication information. 4, when notified that the portable terminal 2 stores the authentication information, the card issuing information including at least the unique number of the IC card 6 to be issued is transmitted to the issuing terminal 3 (S 14).

  When the issuance control unit 30 of the issuance terminal 3 receives the card issuance information from the issuance management device 4, the card issuance unit 34 is used to write the card issuance information into a single unissued IC card 6. Is issued (S15), and this procedure ends.

  As described above, in the IC card issuing system 1 of the present embodiment, the unique number of the IC card 6 to be issued is associated with the user information included in the issue request received from the issue terminal 3 on the issue management device 4 side. By saving, the IC card 6 to be issued is issued in a state associated with the mobile terminal 2 possessed by the user.

  Next, an operation when the prepaid IC card 6 is reissued will be described. FIG. 7 is a diagram for explaining the operation when the IC card 6 is reissued.

  When the user operates the operation unit 33 and selects reissue, the issue control unit 30 of the issue terminal 3 displays a message for bringing the mobile terminal 2 close to the reader / writer 31 on the display unit 32, and the user receives the mobile terminal. When the reader / writer 31 recognizes the portable terminal 2, the reader / writer 31 uses the reader / writer 31 to transmit a command for reading user information and authentication information stored in the portable terminal 2 to the portable terminal 2. When the mobile terminal 2 receives the command, the mobile terminal 2 transmits the user information and authentication information stored in the mobile terminal 2 to the issuing terminal 3 (S21), and the issuing control unit 30 of the issuing terminal 3 User information and authentication information are acquired from the portable terminal 2 (S22).

  When the issuance control unit 30 of the issuing terminal 3 acquires the user information and the authentication information from the portable terminal 2, the issuance control unit 30 transmits a reissue request including these pieces of information acquired from the portable terminal 2 to the issuing management device 4 (S23). When the issuance management unit 40 of the issuance management apparatus 4 receives a reissue request from the issuance terminal 3, first, the issuance management DB 41 is referred to and a record corresponding to the user information included in the reissue request is retrieved and retrieved. The unique number of the original IC card 6 (hereinafter referred to as “original card”) to be reissued and the authentication information generated when the original card is issued are acquired from the record (S24).

  When the original card unique number and the authentication information corresponding to the original card are acquired, the issue control unit 30 of the issuing terminal 3 first collates the authentication information generated when the original card is issued with the authentication information included in the reissue request. (S25).

  If verification of the authentication information fails (S25: NO), the issue control unit 30 of the issuing terminal 3 ends the procedure for reissuing the IC card 6 and succeeds in verification of the authentication information (S25: YES). The issuance control unit 30 of the issuing terminal 3 generates a unique number to be written on the reissued IC card 6 (hereinafter referred to as “reissue card”) (S26).

  When the unique number of the reissue card is generated, the issue management unit 40 of the issue management device 4 generates new authentication information (S27) and stores it in association with the user information included in the reissue request. The unique number is updated to the unique number of the reissue card, and the authentication information stored in the record is updated to the newly generated authentication information (S28).

  Next, the issuance management unit 40 of the issuance management apparatus 4 transmits a reissue notice including the original card unique number and the reissued card unique number to the card management apparatus 5 (S29).

  Upon receiving the reissue notification from the issue management device 4, the card management unit 50 of the card management device 5 adds a record corresponding to the unique number of the reissue card included in the reissue notification to the card management DB 51 (S30). The record corresponding to the unique number of the original card included in the reissue notice is retrieved from the card management DB 51 (S31), and the card usage information associated with the unique number of the original card included in the reissue notice is After copying to the record corresponding to the unique number of the issued card, the record corresponding to the unique number of the original card is invalidated (S32).

  The card management unit 50 of the card management device 5 then issues a reissue permission notification including at least the card usage information stored in the record corresponding to the unique number of the reissued card and the unique number of the original card included in the reissued notification. Is transmitted to the issue management apparatus 4 (S33). The issuance control unit 30 of the issuance management apparatus 4 transmits the newly generated authentication information to the issuance terminal 3 when the reissuance permission notification is notified (S34).

  When the issuance control unit 30 of the issuance terminal 3 receives the authentication information from the issuance management apparatus 4, the reader / writer 31 uses the reader / writer 31 to transmit a command for storing the authentication information received from the issuance management apparatus 4 in the portable terminal 2 (S35). ), The portable terminal 2 updates the authentication information stored in the portable terminal 2 (S36).

  Then, the issue control unit 30 of the issue terminal 3 notifies the issue management device 4 that the mobile terminal 2 stores the authentication information, and the issue management unit 40 of the issue management device 4 stores the authentication information in the mobile terminal 2. If it is notified, the card issuing information including at least the unique number of the reissued card and the card usage information received from the card management device 5 is transmitted to the issuing terminal 3 (S37).

  When the issuance control unit 30 of the issuance terminal 3 receives the card issuance information from the issuance management device 4, it uses the card issuance unit 34 to write the card issuance information into a single unissued IC card 6 to reissue the card. Is issued (S38).

  As described above, in the IC card issuance system 1 according to the present embodiment, the original number to be reissued from the unique number stored in association with the user information included in the reissue request received from the issuing terminal 3. In order to identify the card, the original card to be reissued can be identified using the mobile terminal 2 possessed by the user of the prepaid IC card 6.

  When the IC card 6 is reissued, the IC card 6 is reissued by collating the authentication information stored in association with the user information included in the reissue request received from the issuing terminal 3 The legitimacy of the requesting user can be verified.

DESCRIPTION OF SYMBOLS 1 IC card issue system 2 Mobile terminal 3 Issue terminal 4 Issue management apparatus 5 Card management apparatus 6 IC card

Claims (3)

A mobile terminal that stores user information of a user, an issuing terminal that issues a prepaid IC card, an issuance management device that manages the issuance of an IC card, and card balance information that is associated with a unique number of the IC card An IC card issuing system comprising at least a card management device for storing
When issuing an IC card,
The issuance terminal transmits an issuance request including the user information read from the mobile terminal to the issuance management device,
When the issuance request is transmitted from the issuance terminal, the issuance management device generates a unique number of the IC card to be issued, and associates the unique number of the issued IC card with the user information included in the issuance request. And sending the issuance notification including the unique number of the IC card to be issued to the card management device, and sending the unique number of the IC card to be issued to the issuing terminal. Issue,
When reissuing an IC card,
The issuing terminal transmits a reissue request including the user information read from the portable terminal to the issue management device,
When the reissue request is transmitted from the issuance terminal, the issuance management device assigns a unique number associated with the user information included in the reissue request to an IC card (to be reissued) The card management device identifies a reissue notification including the original card and the unique number of the reissued card, after generating the unique number of the reissued IC card (reissued card). To
The card management device associates the card balance information associated with the unique number of the original card with the unique number of the reissue card, and then associates with the unique number of the original card. Send card balance information to the issuance management device,
The issuance management apparatus transmits the unique number of the reissue card and the card balance information of the original card received from the card management apparatus to the issuance terminal, and the issuance terminal issues the reissue card;
IC card issuance system characterized by the above. When issuing an IC card,
The issuance management device generates authentication information used for authentication of the mobile terminal, stores the authentication information in association with user information included in the issuance request, and then transmits the authentication information to the issuance terminal. The issuing terminal stores the authentication information in the mobile terminal,
When reissuing an IC card,
The issuance terminal transmits the reissue request including the user information and the authentication information read from the mobile terminal to the issuance management device,
When the reissue request is transmitted from the issuance terminal, the issue management device includes the authentication information associated with the user information included in the reissue request and the authentication information included in the reissue request. And the issuing terminal issues the reissue card only when the authentication information is successfully verified.
The IC card issuing system according to claim 1, wherein: When reissuing an IC card,
The issuance management device newly generates the authentication information, transmits the newly generated authentication information to the issuance terminal, and the issuance terminal stores the authentication information in the mobile terminal.
The IC card issuing system according to claim 2, wherein:

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