JP2006119739A - Apparatus and method for processing amount of money - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To allow a charging terminal to easily set an amount of money to be added to a coin terminal (e.g. an electronic money card). <P>SOLUTION: The charging terminal is provided with a paper money charging port and a reader/writer part for a non-contact type IC card and allowed to access an electronic money card constituted of the non-contact type IC card through the reader/writer part. The charging terminal has not only a function for charging a value corresponding to the amount of charged paper money in the electronic money card but also functions capable of storing an amount table in which the ID information (hereafter referred to as campaign card ID) of a campaign IC card (hereafter referred to as a campaign card) corresponds to the charged amount of money and capable of charging the amount of money corresponding to the campaign card ID of the campaign card read out by the reader/writer part in the IC card. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention relates to a monetary amount processing apparatus and a monetary amount processing method, and relates to, for example, a method for writing a monetary value amount on an electronic money card incorporating an IC chip.

In recent years, settlement systems using electronic money have been introduced and widely used in retail stores and department stores.
Electronic money is stored in an electronic money card composed of an IC card or an IC chip built in a mobile phone that supports electronic money, and the IC chip is used as an electronic wallet. To do.

  The process of writing a value into an IC chip or the like is called charging, and is performed by communicating the IC chip with a dedicated terminal device (hereinafter referred to as an electronic money terminal) installed at a retail store or the like, or through the Internet. This can be done by communicating with the server.

Payment by value is performed by reducing the amount of value stored in the IC chip by the price, and can be performed by an electronic money terminal or an electronic money server in the same manner as charging.
As an invention using electronic money in this way, there is the following document by the present applicant.

JP 2003-141428 A

This technology provides a basic mechanism for distributing money value by electronic money using a network or the like.
Electronic money users can use this mechanism to purchase goods and services without using cash, and enjoy the convenience of electronic money.

  Businesses that conduct an electronic money business carry out various campaigns in order to have more general consumers use electronic money, and one of them is a campaign charge. This is because, for example, when a user newly purchases an electronic money card, a store opening celebration, or a campaign period, a certain amount of value is charged to the user's electronic money card free of charge. Service.

In this case, the person in charge waits with the charge cash at the charge terminal for charging the electronic money.
When the campaign target person brings an electronic money card or the like, the person in charge puts cash into the charge terminal and charges the user's IC chip.

Conventionally, the charging terminal used has no coin slot, and charging is performed in units of face value (such as 1,000 yen) of banknotes.
For this reason, the campaign charge amount cannot be set to an odd value such as 500 yen or 300 yen, for example, and the convenience of the campaigner has not been achieved.
In addition, the person in charge brought the banknotes into the charge terminal each time, and the inserted banknotes had to be collected and reused, which was a burdensome work for the person in charge.

  SUMMARY OF THE INVENTION Accordingly, an object of the present invention is to make it possible to easily set the amount of money to be added in a money amount processing apparatus that writes a monetary value constituting electronic money to a storage medium.

In order to achieve the above object, according to the present invention, in the invention described in claim 1, added amount storage means for setting and storing the correspondence between the identification information and the added amount, and the identification information input for receiving the input of the identification information Means for acquiring an additional amount corresponding to the received identification information using the stored association, and a monetary information storage for storing monetary information representing the monetary value as electronic data Means, money terminal communication means for communicating with a money terminal provided with money amount updating means for updating the money amount represented by the stored money information using money amount update information, and money stored in the communicating money terminal Amount updating information output means for outputting to the money terminal the amount update information for updating the amount of information to the amount obtained by adding the amount of the acquired additional amount. To provide an amount of money processing apparatus for.
According to a second aspect of the present invention, there is provided a storage medium access means for accessing a storage medium storing identification information, and the identification information input means acquires the identification information from the accessed storage medium and accepts input. The amount processing device according to claim 1 is provided.
In a third aspect of the present invention, a password receiving unit that receives an input of a password, an initial value acquiring unit that acquires an initial value, a calculation result obtained by calculating the acquired initial value with a predetermined logic, and the received The password comparison means for comparing the password and the added amount storage means, when the comparison result shows that the password received the input and the calculated calculation result satisfy a predetermined relationship, the identification information and the added amount The money amount processing apparatus according to claim 1, wherein the association is set.
The invention according to claim 4 further comprises initial value updating means for automatically updating the initial value acquired by the initial value acquiring means in accordance with a predetermined rule. A processing device is provided.
According to the fifth aspect of the present invention, in the computer comprising the added amount storage means, the identification information input means, the added amount acquisition means, the money terminal communication means, and the amount update information output means, the added amount storage An addition amount storage step for setting and storing a correspondence between the identification information and the addition amount by means, an identification information input step for accepting input of identification information by the identification information input unit, and the addition amount acquisition unit, An addition amount acquisition step of acquiring an addition amount corresponding to the identification information that has received the input using the stored association, and monetary information representing the amount of money value as electronic data is stored by the money terminal communication means. Money amount storage means, and amount update means for updating the amount represented by the stored money information using amount update information A money terminal communication step for communicating with a money terminal, and an amount to be updated to an amount obtained by adding the amount of money information stored in the communicating money terminal by the acquired additional amount by the money amount update information output means There is provided a money amount processing method characterized by comprising a money amount update information output step of outputting update information to the money terminal.

  According to the present invention, the amount to be added can be easily set in the amount processing apparatus that writes the monetary value constituting the electronic money to the storage medium.

(1) Outline of Embodiment The charging terminal includes a bill insertion slot and a reader / writer unit of a non-contact type IC card, and an electronic money card configured with a non-contact type IC card via the reader / writer unit. It can be accessed.

  The charging terminal has a normal function of charging the electronic money card with a value corresponding to the face value of the inserted bill, and further, ID information (hereinafter referred to as the campaign card ID) of the IC card for the campaign (hereinafter referred to as the campaign card). ) And the charge amount table are stored, and the IC card has a function of charging the amount corresponding to the campaign card ID read by the reader / writer unit to the IC card.

With the charge terminal configured as described above, the campaign charge is performed in the following manner.
When the campaign target person brings an electronic money card, the person in charge switches the charge terminal from the normal mode to the campaign mode with the campaign card corresponding to the campaign amount. This is performed by setting a campaign card in the reader / writer unit.

  The charging terminal automatically switches from the normal mode to the campaign mode when the campaign is set, and automatically returns to the normal mode when the campaign target person's electronic money card is charged. In this embodiment, in this way, the mode is switched to the campaign mode each time.

When the campaign card is set, the charge terminal reads the campaign card ID from this campaign card and acquires the corresponding charge amount from the amount table.
Next, the person in charge removes the campaign card from the reader / writer unit, and instructs the user to set the electronic money card in the reader / writer unit.

When the user sets the electronic money card in the reader / writer unit in accordance with the instruction, the charge terminal charges the electronic money card with the value for the previously acquired amount.
In this way, the user can charge the value of the campaign to the electronic money card.

As the amount of money in the money amount table, for example, an odd amount that cannot be configured on the face value of a bill, such as 500 yen, can be set.
Therefore, the campaign practitioner can set the campaign amount without being limited to the amount of banknotes.
In addition, since the person in charge can prepare for charging only by setting the campaign card in the reader / writer unit, it is not necessary to perform troublesome processing such as preparing a plurality of bills for campaign, inserting them, and further collecting them. .

Further, the charge terminal is configured such that the charge terminal requests the input of a password when setting the amount table in order to increase security.
This password is calculated by a predetermined logic and is dynamically generated.
On the other hand, a program for calculating a password with the same logic from an electronic money business operator is given to the campaign executor, and the campaign executor can obtain the password of the day by this program.

(2) Details of Embodiment First, the functions of the campaign card and the electronic money card will be described with reference to FIG.
FIG. 1A is a block diagram conceptually showing the function of the campaign card.
The campaign card 3 is composed of a non-contact type IC card as will be described later, and can perform short-distance wireless communication via the reader / writer unit of the charge terminal 2.

The campaign card 3 includes a communication unit 5, an information processing unit 7, a storage unit 9, and the like.
The communication unit 5 is a functional unit that performs wireless communication with the charge terminal 2 and includes an antenna, a high-frequency circuit, and the like.
The campaign card 3 can receive commands and data from the charge terminal 2 via the communication unit 5, and can transmit data and the like to the charge terminal 2. In other words, the campaign card 3 can perform two-way wireless communication with the charge terminal 2 using the communication unit 5.
The power for driving the campaign card 3 is supplied from the charge terminal 2 wirelessly.

The information processing unit 7 executes various kinds of information processing by executing commands input from the charge terminal 2.
For example, when receiving a campaign card ID transmission request from the charge terminal 2, the information processing unit 7 reads the campaign card ID from the storage unit 9 and transmits it to the charge terminal 2.

The storage unit 9 stores a program describing data processing performed by the information processing unit 7, data, and the like.
The storage unit 9 stores a charge card ID and is used to provide the charge card 2 to the charge terminal 2.

FIG. 1B is a block diagram conceptually showing functions of the electronic money card.
The electronic money card 10 is also composed of a non-contact IC card as will be described later, and can perform short-distance wireless communication via the reader / writer unit of the charge terminal 2.

The electronic money card 10 includes a communication unit 12, a value processing unit 14, a storage unit 16, and the like.
Similar to the communication unit 5, the communication unit 12 is a functional unit that controls wireless communication with the charge terminal 2.

The value processing unit 14 outputs ID information (hereinafter referred to as an electronic money card ID) and a value balance of the electronic money card or updates the amount from an external communication destination according to an instruction from the charge terminal 2 or another communication destination. The information balance is received and the value balance stored in the storage unit 16 is updated.
Examples of communication destinations other than the charge terminal 2 include an electronic money terminal installed in an electronic money server or a store, which will be described later.

  The storage unit 16 stores various data such as a value balance and transaction log data, a program for causing the value processing unit 14 to perform a value processing function, and the like.

There are two ways to update the value balance: when the balance is calculated with the electronic money card 10 and when the balance is calculated with the charge terminal 2 or other communication destination.
In the former case, a command is input to the electronic money card 10 to perform arithmetic processing in the electronic money card 10, and this command constitutes the amount update information.
In the latter case, the value balance is input to the electronic money card 10 to rewrite the balance, and the input value balance constitutes the amount update information.
Further, these can be combined for each addition and subtraction, and which method is adopted depends on the design of the system.

As described above, the electronic money card 10 can increase or decrease the value of the value stored therein, and can circulate it as exchange value similar to money by associating it with money.
Further, in this way, the electronic money card 10 stores the money information storage means (storage unit 16) for storing the value, which is money information representing the money amount as electronic data, and the money stored using the money amount update information. The money terminal is provided with a money amount updating means (value processing unit 14) for updating the money amount represented by the information.

FIG. 2 is a block diagram showing an example of a hardware configuration of a non-contact type IC card constituting the campaign card 3 and the electronic money card 10.
Thus, the campaign card 3 and the electronic money card 10 basically have the same hardware configuration. Here, the electronic money card 10 will be described as an example.

  As shown in the figure, an electronic money card 10 used in the present embodiment includes a CPU (Central Processing Unit) 21, a high-frequency circuit 22, an antenna 26, a ROM (Read Only Memory) 23, and a RAM (Random Access Memory) 24. And an EEPROM (Electrically Erasable and Programmable ROM) 25 and the like.

  These elements are formed on an IC chip embedded in the electronic money card 10. However, the antenna 26 is configured by an aerial wire stretched around the outer edge portion inside the electronic money card 10, and an end portion is connected to the IC chip.

The CPU 21 is a central processing unit that performs information processing according to programs stored in the ROM 23 and the EEPROM 25.
In this embodiment, communication processing with the charge terminal 2 and the electronic money terminal is performed via the reader / writer unit, or the amount of value currently stored is stored using the amount update information input from these terminal devices. Update or output the current value balance. When the CPU 21 executes a program for value processing, the value processing unit 14 (FIG. 1B) is configured.

The antenna 26 is an antenna for performing short-distance wireless communication with an antenna built in the reader / writer unit.
The electronic money card 10 obtains driving power wirelessly from the reader / writer unit via the antenna 26 and performs wireless communication.

  The high frequency circuit 22 converts the high frequency transmitted from the reader / writer unit to the antenna 26 into a digital signal and outputs it to the CPU 21, or conversely converts the digital signal output from the CPU 21 into a high frequency and outputs it to the antenna 26. Send to reader / writer.

The RAM 24 is an occasional write / read memory that provides a working memory when the CPU 21 performs information processing.
The RAM 24 can hold the stored content while power is being supplied to the electronic money card 10, but the stored content is lost when the supply of power is stopped.

The ROM 23 is a read-only memory that stores basic programs, parameters, data, and the like for causing the electronic money card 10 to function.
These pieces of information are fixed in advance in the ROM 23, and it is not normally performed to rewrite information or erase information.

The EEPROM 25 is a ROM capable of writing and erasing information. Information stored in the EEPROM 25 is maintained even when power is not supplied to the electronic money card 10.
Thus, the ROM 23 and the EEPROM 25 constitute a program / data storage area of the electronic money card 10.

  In the EEPROM 25, for example, an OS (Operating System) that is a basic program for causing the electronic money card 10 to function, an amount of value is updated based on amount update information, and a current balance of value is provided. A value processing program that performs processing related to value, a current value balance, log data, and the like are stored. An electronic money card ID, which is ID information unique to the electronic money card 10, is also stored in the EEPROM 25. The electronic money card ID is used to manage the electronic money card 10. The EEPROM 25 constitutes the storage unit 16 (FIG. 1B).

The hardware configuration of the contactless IC card using the electronic money card 10 has been described above, but the campaign card 3 is also configured with similar hardware.
In the case of the campaign card 3, the campaign card ID is stored in the EEPROM 25 and is used to provide the campaign card ID to the charge terminal 2.

In addition, the campaign card 3 and the electronic money card 10 can be configured by a contact type IC card.
In this case, the charge terminal 2 includes a contact terminal for accessing the contact IC card without using the reader / writer unit.

The contact type IC card is also provided with a contact terminal, and communication is performed via these contact terminals.
The hardware configuration of the contact IC card is obtained by replacing the antenna 26 and the high-frequency circuit 22 with an interface using contact terminals in FIG.

Next, the charge terminal 2 will be described. The charge terminal 2 constitutes an amount processing device.
FIG. 3A is a schematic diagram showing the appearance of the charge terminal 2.
The charging terminal 2 has a rectangular parallelepiped shape, and a display operation unit 31, a bill insertion slot 36, a deposit button 32, a cancel button 33, a receipt button 34, and a reader / writer unit 38 are formed on the front panel.

The display operation unit 31 includes a display device such as a liquid crystal display, for example, and displays characters and symbols.
The display operation unit 31 can instruct the user, such as “Please set an electronic money card” or “Please insert banknotes”.

  The charge terminal 2 has a campaign mode in addition to the normal mode as a normal charge-only terminal, and the campaign operator can make various settings such as operation in the campaign mode while viewing the display on the display unit. it can.

The bill insertion slot 36 is a slot for inserting bills. The bill insertion slot 36 is provided with a slit-shaped opening, and when one end of the bill is inserted into the opening, the bill is automatically taken into the charge terminal 2 by a mechanism such as a roller.
In addition, when there is an abnormality in the banknote or when it is necessary to return the charge, for example, the banknote once taken in is discharged from the banknote insertion slot 36.

The deposit button 32 is a button for causing the electronic money card 10 set in the reader / writer unit 38 to charge.
The amount to be charged is the amount of bills inserted in the normal mode, and the amount set in the campaign card 3 in the campaign mode.

  The cancel button 33 is a button for ending the process halfway. When the cancel button 33 is pressed, the processing performed by the charge terminal 2 is canceled at that time, and the charge terminal 2 returns to the initial state.

  The receipt button 34 is a button for issuing a receipt. When the user depresses the receipt button 34 after charging, the receipt is output from a receipt output port (not shown) provided in the upper part of the reader / writer unit 38.

In the case of a campaign charge, two receipts are output. One of these is for document sticking, and the other is for personal preservation. The receipt clearly states that the charge is due to a campaign charge.
In some cases, the user may be asked to enter personal information such as name and address on a designated form during the campaign, and the user may be required to attach a receipt for the campaign charge. Can do.

In the lower half of the front panel of the charge terminal 2, there is a recess recessed toward the inside of the charge terminal 2, and a reader / writer unit 38 is provided on the flat part at the lower end of the recess.
The reader / writer unit 38 has a built-in reader / writer, and the campaign card 3 and the electronic money card 10 are placed in the recess, and wireless communication is performed between the charge terminal 2 and these cards.

  In addition, there is an IC chip embedded in a mobile phone so that the value can be handled. In this case, if the mobile phone is set in the recess, it can be charged in the same manner as the electronic money card 10.

FIG. 3B shows a state where the front panel of the charge terminal 2 is opened and the internal panel is exposed. The front panel is connected to the main body with a hinge at the left end so that it can be opened and closed.
The front panel is provided with a key portion (not shown), and can be locked using this key so that the front panel is not opened.

The internal panel is formed with a display / operating unit 31 and a bill insertion slot 36 and a safe door 39. When the safe door 39 is opened, banknotes inserted by the user can be collected.
The internal panel also includes a main power switch (not shown), a printer for printing receipts, and the like.

  FIG. 4 shows the display operation unit 31 exposed when the front panel is opened. The display operation unit 31 includes a display 41, an input button 42, a function button 44, a function button (not shown), and the like.

When the front panel is closed, only the display 41 can be seen from the outside, and the input button 42 and the function button 44 cannot be touched from the outside.
The campaign operator operates various keys of the display operation unit 31 to set the money amount table.

  The display 41 displays various menu screens and input screens. In the example of FIG. 4, “1. Campaign setting 2....” Is selected, and when a number is selected according to this menu screen, the selected function is executed.

  The input button 42 is composed of a group of buttons assigned numbers from 1 to 0, and various settings can be performed by pressing these buttons according to the display on the display 41.

The function button 44 includes an arrow button, a determination button, a cancel button, and the like. The arrow button is used to move a cursor displayed on the display 41, for example.
The decision button is pressed to confirm the input information, and the cancel button is pressed to cancel the input information.

Note that when setting the operation in the campaign mode, it is necessary to input a password. (As described above, the charge terminal 2 includes password accepting means.)
In this embodiment, in order to increase security, a password is not fixed but is dynamically generated as follows.

  The charge terminal 2 acquires an initial value according to a predetermined logic (initial value acquisition means). As described above, the charge terminal 2 includes an initial value updating unit that automatically updates the initial value according to a predetermined rule.

Next, the charge terminal 2 calculates these initial values using previously stored logic and generates a password.
This logic is kept secret by a third party and the third party cannot generate a password.
The charge terminal 2 includes password comparison means for comparing whether the input accepted password and the generated password satisfy a predetermined relationship (for example, whether they match), and when the password satisfies the predetermined relationship, the amount table Accept the settings.

On the other hand, the campaign organizer obtains a password to be input to the campaign card 3 as follows.
The campaign organizer has a password generation program issued in advance by the electronic money business operator, and this is executed by a personal computer or the like.

When the password generation program is executed, an initial value and a password are generated by the same logic as the charge terminal 2, and the password is output.
In this way, the campaign organizer can know the password calculated by the charge terminal 2.

  In addition, when installing this password generation program, it is necessary to obtain permission from the electronic money business operator in advance and issue the password required for installation, and the campaign organizer cannot copy it to other computers without permission. It is like that.

FIG. 5 is a diagram showing an example of a logical configuration of the money amount table stored in the charge terminal 2.
The money amount table 50 is stored in a storage device provided in the charge terminal 2.
The money amount table 50 includes a type area 51, a money amount area 52, and a campaign card ID area 53.

The type area 51 is an area for setting the type of campaign. In the example of FIG. 5, three types “type 1”, “type 2”, and “type 3” can be set.
In FIG. 5, only one amount table 50 is shown, but it is also possible to configure the charge terminal 2 so that a plurality of amount tables 50 can be set.

  The amount area 52 is an area for setting an amount for campaign charge in each type. In the example of FIG. 5, “Type 1” is set to 500 yen, “Type 2” is set to 1,000 yen, and “Type 3” is set to 1,500 yen.

The campaign card ID area 53 is an area for registering campaign card IDs corresponding to various types, and up to five campaign cards can be registered for one type.
In the example of FIG. 5, campaign card IDs “9900-0001” to “9900-0005” are registered for “type 1”, and “9900-0011” to “9900” for “type 2”. Campaign card IDs up to -0015 "are registered.

Using the amount table 50 configured as described above, the charge terminal 2 can associate the campaign card ID of the campaign card set in the reader / writer unit 38 with the amount for performing the campaign charge.
The amount table 50 constitutes an added amount storage means for setting and storing each amount as an added amount using the campaign card ID as identification information.

  The contents recorded in the money amount table 50 can be newly created and edited from the display operation unit 31, and the campaign organizer can set a value suitable for the campaign contents.

FIG. 6 is a diagram illustrating an example of a hardware configuration of the charge terminal 2.
As shown in FIG. 6, in the charge terminal 2, the CPU 61, the ROM 63, the RAM 64, the communication control unit 65, the storage unit 66, the input unit 67, the output unit 68, the reader / writer unit 38, the deposit unit 69, etc. are connected by the bus line 46. Has been configured.

The CPU 61 performs information processing according to a predetermined program, and controls the entire charging terminal 2.
In the present embodiment, in addition to a normal charge process by cash input, a campaign charge process using the campaign card 3 and an amount table setting acceptance process are also performed.

The ROM 63 is a read-only memory that stores basic programs and parameters for operating the charge terminal 2.
The RAM 64 is an occasional write / read memory that provides a working memory for the CPU 61 and loads and stores programs and data stored in the storage unit 66.

The communication control unit 65 is a connection device that connects the charge terminal 2 to a network, and the charge terminal 2 transmits log data to an electronic money server operated by an electronic money operator via the communication control unit 65.
It is also possible to use the charge terminal 2 in an environment that does not use a network by using a method of storing logs in a removable storage medium and collecting the logs.

  The storage unit 66 includes, for example, a storage medium composed of a semiconductor storage device, a hard disk, a magnetic storage medium, and the like, and a drive device that drives these, a program storage unit 72 that stores various programs, and stores data. The data storage unit 74 is used.

The program storage unit 72 stores an OS that is a basic program for causing the charge terminal 2 to function, a program for operating the CPU 61 in the normal mode and the campaign mode, a program for generating a password, and the like. .
The data storage unit 74 stores data such as a monetary amount table 50 and log data when the campaign card 3 and the electronic money card 10 are processed.

  The input unit 67 includes input devices such as a display operation unit 31 (buttons thereof), a deposit button 32, a cancel button 33, and a receipt button 34, and accepts input of information from the outside.

The output unit 68 includes an output device such as a printer for printing a receipt and a display operation unit 31 (display 41).
The printer issues a receipt of the campaign charge for the user described above. In addition, the printer also issues a receipt for the day of the campaign (a closing receipt) to the campaign organizer.
On the closing receipt, the number and amount of money will be printed for each cash charge and campaign charge.

The depositing unit 69 includes a bill insertion slot 36 and accepts input of bills from the outside. The depositing unit 69 determines the authenticity of the banknote and further reads the face amount with an optical device or the like.
The reader / writer unit 38 is as described above.

FIG. 7 is a flowchart for explaining a procedure in which the charge terminal 2 performs a campaign charge.
First, the charge terminal 2 detects a non-contact IC card set in the reader / writer unit 38 (step 5).
Next, the charging terminal 2 determines whether the set contactless IC card is the campaign card 3 or the electronic money card 10 (step 10).

There are various determination methods. For example, it is determined whether or not the ID information read from the non-contact IC card matches the campaign card ID registered in the amount table. Judge.
Alternatively, information indicating that the card is a campaign card 3 can be stored in a non-contact IC card, and this can be detected to determine the type of the card.

  When the non-contact IC card set in the reader / writer unit 38 is not the campaign card 3 (step 10; N), the charging terminal 2 operates in the normal mode, accepts the insertion of banknotes from the banknote insertion slot 36, and charges the charge amount. Is acquired (step 25).

When the non-contact IC card set in the reader / writer unit 38 is the campaign card 3 (step 10; Y), the charge terminal 2 operates in the campaign mode, and the campaign card ID acquired from the campaign card 3 is displayed in the amount table. The corresponding charge amount is acquired by collation (step 20).
As described above, the charge terminal 2 includes the identification information input unit that receives the input of the identification information (campaign card ID) by the reader / writer unit 38 and the additional amount acquisition unit that acquires the additional amount using the amount table 50. .

  As described above, the charging terminal 2 waits for the deposit button 32 to be pressed after acquiring the amount to be charged. During this time, the campaign card 3 set in the reader / writer unit 38 is taken out by a person in charge or the like, and the electronic money card 10 is set instead.

When the charging terminal 2 detects pressing of the deposit button 32, the charging terminal 2 accesses the electronic money card 10 (step 35) and performs a charging process (step 40).
In this charging process, the charge terminal 2 communicates with the electronic money card 10 (money terminal communication means), outputs the amount update information to the electronic money card 10 (amount update information output means), and the electronic money card 10 This is done by updating the balance of the value based on this amount update information. Also, sound effects are generated when charging.

When the charging process is completed, the charging terminal 2 monitors the pressing of the receipt button 34 for a certain time.
If there is a receipt issuance request (step 45; Y), that is, if the receipt button 34 is pressed within a certain period of time, the charging terminal 2 issues two receipts (step 50) and ends the process.

When there is no receipt issue request (step 45; N), that is, when the receipt button 34 is not pressed within a predetermined time, the charge terminal 2 ends the process.
Note that a receipt may be issued regardless of whether or not the receipt button 34 is pressed.

Further, when charging is performed in the campaign mode, the electronic money card 10 is charged and then the normal mode is restored.
Furthermore, the charge terminal 2 collects information such as an electronic money card ID, a campaign card ID, a charge amount, and time when charging, and stores it as log data.

As described above, the charge terminal 2 can perform a campaign charge on the electronic money card 10 using the campaign card 3.
It is also possible to set a mobile phone that supports electronic money in the reader / writer unit 38 and perform a campaign charge.

Next, a mobile phone that supports electronic money will be described.
FIG. 8 is a block diagram showing an example of a functional configuration of the mobile phone.
As shown in FIG. 8, the mobile phone 70 includes a telephone function unit 71 that functions as a mobile phone that can be connected to the Internet, and a non-contact IC chip similar to that built in the electronic money card 10. , An electronic money function unit 77 that exhibits a value processing function, and an interface unit 75 that connects the two.
The mobile phone 70 can exhibit the same electronic money processing function as the electronic money card 10 by the electronic money function unit 77.

The telephone function unit 71 can perform wireless communication with the base station of the mobile phone 70, and is connected to a telephone network (when making a call) via the base station, or the electronic money server 81 via the Internet. Can be connected to other server devices.
An application 72 is installed in the telephone function unit 71. The application 72 is an application that provides various services related to electronic money, and includes a relay unit 73 that accesses the electronic money function unit 77 via the interface unit 75.

  The application 72 has a function of presenting information stored in the electronic money function unit 77 to the user, such as accessing the electronic money function unit 77 and displaying an electronic money card ID, a value balance, log data, and the like on a display. Have.

Furthermore, the application 72 also communicates with the electronic money server 81 via the Internet.
As a result, the electronic money card ID and the balance of value stored in the electronic money function unit 77 are transmitted to the electronic money server 81, or the amount update information transmitted from the electronic money server 81 is transmitted to the electronic money function unit 77. Can be entered.

  Although not shown, the electronic money function unit 77 is formed using a non-contact type IC chip and an antenna on which elements such as a CPU, ROM, RAM, EEPROM, and a high frequency circuit are formed in the same manner as the electronic money card 10. When the CPU executes a predetermined program, a communication unit 76, a value processing unit 78, and a storage unit 79 are formed.

The storage unit 79 stores an electronic money card ID, a value balance, log data, and the like.
The value processing unit 78 outputs an electronic money card ID and a value balance according to an instruction from an external communication destination, or receives money amount update information from an external communication destination and updates the value balance.
The communication unit 76 performs short-distance wireless communication with the communication destination via the reader / writer unit of the communication destination (such as the charge terminal 2 or the electronic money terminal 80).

FIG. 9 is a diagram for explaining a usage pattern of the electronic money card 10 and the mobile phone 70 in the electronic money system.
The electronic money card 10 and the cellular phone 70 are used in the electronic money system 1 shown in FIG. 9 after being charged.
The electronic money system 1 includes an electronic money server 81, the Internet 92, a base station 94, a telephone line network 96, electronic money terminals 80, 80, 80,.

  The electronic money terminal 80 is a terminal device for accessing a contactless IC card installed in a store or the like, and is a dedicated machine configured for electronic money business. Usually, the electronic money terminal 80 also serves as a cash register, and can handle both cash and value.

  The electronic money terminal 80 includes a reader / writer unit with a built-in antenna. By transmitting and receiving radio waves using the antenna, a non-contact IC chip embedded in a money terminal such as the electronic money card 10 or the mobile phone 70 and the like Wireless communication between short distances can be performed.

  The electronic money terminal 80 wirelessly communicates with the electronic money card 10 and the mobile phone 70 to read the ID information and the balance of the value, or input and update the amount update information to increase or decrease the amount of the stored value. Can do.

  Although the charge terminal 2 increases the value and does not decrease the value, the electronic money terminal 80 can decrease the value stored in the electronic money card 10 or the mobile phone 70. This makes it possible to settle by value.

  In the present embodiment, the case where the campaign charge is performed using the charge terminal 2 has been described. However, the campaign charge may be performed using the electronic money terminal 80.

  When the electronic money terminal 80 performs the campaign charge, an amount table in which the campaign card ID of the campaign card 3 and the charge amount are associated with each other is stored in the electronic money terminal 80 in the same manner as the charge terminal 2. The campaign is charged to the electronic money card 10.

The user terminal 90 is a terminal device composed of, for example, a personal computer and can be connected to the electronic money server 81 via the Internet 92.
The user terminal 90 includes a reader / writer unit 90a as a peripheral device, and can perform short-range wireless communication with the electronic money card 10 and the mobile phone 70 using the reader / writer unit 90a.

Then, the user connects the electronic money card 10 and the mobile phone 70 to the user terminal 90 via the reader / writer unit 90a, and further connects the user terminal 90 to the electronic money server 81, whereby the electronic money card 10 and the mobile phone 70 are connected. Can be connected to the electronic money server 81. Thereby, the electronic money server 81 can increase or decrease the value with respect to the electronic money card 10 or the mobile phone 70.
In the case of the mobile phone 70, it is also possible to connect to the electronic money server 81 via the base station 94.
The telephone line network 96 is a line network used by the mobile phone 70 for a call.

  As described above, the electronic money system 1 is a distribution mechanism that distributes value in the same manner as money, and the user allocates the value charged to the electronic money card 10 or the mobile phone 70 by a campaign to purchase goods or services. be able to.

(Modification)
In the embodiment described above, the charge terminal 2 is a stand-alone type device, but in this modification, the charge terminal 2 and the electronic money server 81 are connected via a network to perform campaign charging.
FIG. 10 is a block diagram for explaining a modification.
In this modification, the charge terminal 2 and the electronic money server 81 are network-connected by the Internet or the like.

  The procedure for the user to charge the campaign at the charge terminal 2 is the same as in the embodiment. That is, first, the person in charge sets the campaign card 3 in the charge terminal 2, and then the user sets the electronic money card 10 in the charge terminal 2 and charges.

On the other hand, the charge terminal 2 and the electronic money server 81 perform information processing as follows.
When the campaign card 3 is set, the charge terminal 2 reads the campaign card ID and transmits it to the electronic money server 81.
The electronic money server 81 stores an amount table, and uses this to acquire a charge amount.

Next, when the electronic money card 10 is set, the charging terminal 2 reads the electronic money card ID and transmits it to the electronic money server 81. If necessary to generate the amount update information, the charge terminal 2 further acquires the value balance of the electronic money card 10 and transmits it to the electronic money server 81.
The electronic money server 81 can receive the electronic money card ID from the charge terminal 2 and specify the electronic money card 10 to be charged.

When the electronic money server 81 specifies the electronic money card 10 to be charged, the electronic money server 81 generates money amount update information for charging the previously acquired charge money amount and transmits it to the charge terminal 2.
The charging terminal 2 charges the electronic money card 10 using this amount update information.

As described above, it is also possible to connect the charge terminal 2 and the electronic money server 81 via a network and perform a campaign charge in cooperation.
The identification information corresponding to the campaign card ID may be printed on the campaign form with a barcode, which may be read by the barcode reader of the charge terminal 2 and transmitted to the electronic money server 81.

While the present embodiment and modifications have been described above, various modifications can be made.
For example, instead of the campaign card 3, a storage medium storing identification information that can be associated with the amount table 50, such as a card having a magnetic stripe that stores identification information or a barcode including the identification information, may be used. it can.

The following effects can be obtained by the embodiment and the modification described above.
(1) The charge process can be prepared simply by accessing the campaign card 3 and the charge terminal 2.
(2) By using the amount table 50, it is possible to set an odd amount other than the amount of banknotes.
(3) The money amount table 50 can be set so as to suit each campaign content.
(4) Since a password permitting access to the money amount table 50 is dynamically generated, a high security level can be maintained.

It is a block diagram for demonstrating the function of a campaign card and an electronic money card. It is the block diagram which showed an example of the hardware constitutions of a non-contact-type IC card. It is a schematic diagram for demonstrating the external appearance of a charge terminal. It is a figure for demonstrating the structure of a display operation part. It is the figure which showed an example of the logical structure of the money amount table. It is the figure which showed an example of the hardware constitutions of a charge terminal. It is a flowchart for demonstrating the procedure in which a charge terminal performs a campaign charge. It is the block diagram which showed an example of the functional structure of a mobile telephone. It is a figure for demonstrating usage patterns, such as an electronic money card. It is a block diagram for demonstrating a modification.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Electronic money system 2 Charge terminal 3 Campaign card 5 Communication part 7 Information processing part 9 Storage part 10 Electronic money card 12 Communication part 14 Value processing part 16 Storage part 21 CPU
22 High-frequency circuit 23 ROM
24 RAM
25 EEPROM
26 Antenna 31 Display Operation Unit 41 Display 42 Input Button 44 Function Button 50 Amount Table 61 CPU
63 ROM
64 RAM
65 Communication control unit 66 Storage unit 67 Input unit 68 Output unit 69 Deposit unit 72 Program storage unit 74 Data storage unit

Claims (5)

An addition amount storage means for setting and storing the correspondence between the identification information and the addition amount;
Identification information input means for receiving input of identification information;
An addition amount acquisition means for acquiring an addition amount corresponding to the identification information received from the input using the stored association;
Money communicated with a money terminal provided with money information storage means for storing money information representing the amount of money value as electronic data, and money amount update means for updating the money amount represented by the stored money information using money amount update information Terminal communication means;
Amount update information output means for outputting, to the money terminal, amount update information for updating the amount of money information stored in the communicating money terminal to an amount obtained by adding the amount of the acquired addition amount,
A monetary amount processing apparatus comprising: A storage medium access means for accessing the storage medium storing the identification information;
The money processing apparatus according to claim 1, wherein the identification information input unit receives the input by acquiring the identification information from the accessed storage medium. Password accepting means for accepting password input;
An initial value acquisition means for acquiring an initial value;
A password comparison means for comparing the calculation result obtained by calculating the acquired initial value with a predetermined logic and the received password;
The addition amount storage means sets the association between the identification information and the addition amount when the password received as a result of the comparison and the calculated calculation result satisfy a predetermined relationship. The amount processing apparatus of Claim 1 or Claim 2 to do.   4. The money amount processing apparatus according to claim 3, further comprising initial value updating means for automatically updating an initial value acquired by the initial value acquiring means in accordance with a predetermined rule. In a computer comprising an added amount storage means, an identification information input means, an added amount acquisition means, a money terminal communication means, and an amount update information output means,
An addition amount storage step of setting and storing a correspondence between the identification information and the addition amount by the addition amount storage means;
An identification information input step for receiving input of identification information by the identification information input means;
An additional amount acquisition step of acquiring, using the stored association, an additional amount corresponding to the identification information received by the additional amount acquisition means;
The money terminal communication means includes money information storage means for storing money information in which the amount of money value is represented as electronic data, and money amount update means for updating the money amount represented by the stored money information using money amount update information. A currency terminal communication step for communicating with a currency terminal;
Amount update information for updating the amount of money information stored in the communicating money terminal to the amount obtained by adding the amount of the acquired additional amount to the money terminal is output to the money terminal by the amount update information output means. Amount update information output step to perform,
A monetary amount processing method characterized by comprising:

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