JP4870282B2 - Transaction processing system, transaction processing apparatus, and transaction processing method - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a transaction processing system that identifies individual customers who are trading partners, such as transactions related to point services, transactions related to credit services, and the like, and processes them as individual transactions specified here. Moreover, this invention relates to the transaction processing apparatus applied to the said transaction processing system. Furthermore, the present invention relates to a transaction processing method for identifying an individual customer as a transaction partner, such as a transaction related to a point service or a transaction related to a credit service, and processing the transaction as an individual transaction specified here.
[0002]
[Prior art]
Conventionally, transactions related to point services (hereinafter referred to as point transactions) and transactions related to credit services (hereinafter referred to as credit transactions) have been performed at stores. As is well known, the point transaction is a transaction for giving a customer a point corresponding to the transaction amount. The customer can receive a discount on the transaction amount or give a prize in exchange for the points given for each transaction. As is well known, a credit transaction is a transaction in which a credit card company pays a transaction amount of a customer to a store, and a customer pays an amount corresponding to the transaction amount to the credit card company at a later date. In the above point transaction, credit transaction, etc., it is necessary to specify the individual customer as the transaction partner. For example, in a point transaction, points cannot be awarded unless a customer can be identified. Further, in the credit transaction, if the customer cannot be specified, the credit card company cannot charge the customer for payment of the transaction amount.
[0003]
In addition to the point transaction and the credit transaction, the transaction process for specifying the individual customer during the transaction process is performed.
[0004]
In this type of transaction processing, individual customers are specified by membership registration. Specifically, a member card (point card, credit card, etc.) in which the member number is stored in advance is issued to the customer, and the transaction partner is determined from the member number stored in the member card at the time of transaction processing at the store. An individual customer was identified. The membership card is issued to registered customers.
[0005]
The member number is sometimes called a card number or the like.
[0006]
In addition, other information related to the owner of the membership card, such as address, name, date of birth, telephone number, etc., is generally not stored in the card but managed together with the membership number at the center. This is to prevent the personal information of the owner of the card from being shared by others due to loss or theft of the card.
[0007]
[Problems to be solved by the invention]
However, the customer must register as a member for each service (point service, credit service, etc.) desired to be provided. A membership card is issued to the customer for each service for which membership registration has been performed. For example, if the user wishes to provide both the point service A provided by the store A and the point service B provided by the store B, the member must register for each of the point service A and the point service B. . In this case, the customer is issued a membership card A used when receiving the point service A and a membership card B used when receiving the point service B. Thus, since a membership card is issued for each service for which membership registration has been performed, there are many customers who own a large number of membership cards and feel annoyed in managing these membership cards. In addition, there are many customers who feel troublesome to carry a large number of membership cards.
[0008]
If the customer does not carry a membership card, the customer cannot request service provision to the store during transaction processing.
[0009]
The object of the present invention is to eliminate the membership card that has been used to identify customers during transaction processing in the past, thereby improving customer convenience and improving customer service. A transaction processing apparatus and a transaction processing method are provided.
[0010]
[Means for Solving the Problems]
The transaction processing system of the present invention has the following configuration in order to solve the above problems.
[0011]
  (1) In a transaction processing system for processing a transaction using personal identification information that can identify an individual,
  Transaction processing apparatus having transaction data input means for inputting transaction data indicating the content of the transaction, and determination data output means for outputting determination data for determining personal identification information usable for transaction processing,
  pluralAbovePersonal identification information storage means for storing personal identification information;Determination data acquisition means for acquiring the determination data output by the determination data output means; a plurality of pieces of personal identification information stored in the personal identification information storage means based on the determination data acquired by the determination data acquisition means; Display means for extracting and displaying personal identification information that can be used for transaction processing from within, and the display means displayingAmong personal identification informationsoA portable terminal device having personal identification information output means for outputting designated personal identification information;With
  Furthermore, the transaction processing device isPersonal identification information output meansButoutputSaidPersonal identification information acquisition means for acquiring personal identification information, andIn the transaction data input meansTransaction processing means is provided for processing the transaction related to the input transaction data as an individual transaction specified by the personal identification information acquired here.
[0012]
  In the above configuration, a plurality of pieces of personal identification information that can identify individuals are stored in the mobile terminal device.The transaction processing device outputs determination data for determining personal identification information that can be used for transaction processing, and the personal identification information stored in the personal identification information storage means by the portable terminal device based on the determination data Extracts and displays personally identifiable information that can be used for transaction processing.The mobile terminal devicedisplayThe specified personal identification information is output among the plurality of personal identification information.
[0013]
The transaction processing device acquires the personal identification information output from the mobile terminal device, and specifies the individual who is the trading partner using the personal identification information acquired here. Then, the transaction processing based on the input transaction data is processed as an individual transaction specified here.
[0014]
  Here, if the personal identification information stored in the mobile terminal device is the membership number stored in the membership card such as a point card or credit card, the membership card used to identify the customer in the conventional transaction processing Is no longer necessary. As a result, the customer can be freed from the management of a large number of membership cards and the trouble of carrying a large number of membership cards.Moreover, since the customer who is a user only has to specify the personal identification information used for the transaction from the displayed personal identification information, the designation can be performed easily.
[0016]
In particular, if a mobile phone generally used as the mobile terminal device is used, a customer as a user may not carry a special device (mobile terminal device). Therefore, it is possible to further improve the convenience of the customer as a user.
[0017]
  (2)The determination data output means includesIdentification that identifies the aircraftAlong with the code, output the judgment data,
  The personal identification information output means is acquired by the determination data acquisition means.Identified by identification codeAboveThe personal identification information is output to the transaction processing device.The
[0018]
  In this configuration, the transaction processing deviceAlong with judgment dataAn identification code for identifying the device is output. The mobile terminal device is output from the transaction processing device.KnowledgeAnother code is acquired, and the personal identification information is transmitted to the transaction processing apparatus identified by the acquired identification code.
[0019]
Therefore, the personal identification information output from the mobile terminal device is used by a plurality of transaction processing devices, and there is no problem that erroneous transaction processing is performed.
[0022]
The determination data may be a part of the identification code.
[0024]
  (3)AboveTransaction processing equipmentAboveBefore the transaction processing means processes the transaction, the transaction processing means has a processing sequence number issuing means for issuing a processing sequence number unique to the transaction,
  AboveTransaction processing equipmentThe judgment dataThe output means isThe judgment dataWithAboveOutput process serial numberAnd
  AboveMobile terminalAbovePersonal identification information output meansThe judgment dataMeans of acquisitionIs the judgment dataEarned withAboveProcess serial numberAboveOutput with personally identifiable informationAnd
  further,AboveTransaction processing equipmentAboveTransaction processing meansThe judgment dataOutput meansButOutputAboveProcessing sequence number,AbovePersonally identifiable information acquisition meansSaidOnly when the processing serial number acquired together with the personal identification information matches, the transaction is processed as an individual transaction specified by the personal identification information acquired here.
[0025]
  In this configuration, the transaction processing apparatus issues and outputs a processing sequence number unique to the transaction before performing the transaction processing. The mobile terminal deviceTakeOutput from the processing unitplaceObtain a serial number,PiecesThis process serial number is output together with the person identification information. Transaction processing device output by mobile terminal devicePiecesWhen the personal identification information was acquired, it was determined whether the processing serial number acquired with this personal identification information matches the processing serial number issued for the transaction to be processed. Process transactions using personally identifiable information.
[0026]
Thereby, the double transaction etc. which process again the transaction which has already completed transaction processing can be prevented.
[0027]
  (4)AboveTransaction processing equipmentAboveHaving transaction result output means for outputting the transaction result of the transaction processed by the transaction processing means;
  AboveThe mobile terminal deviceAboveTransaction result output meansButoutputdidTransaction result display means for acquiring a transaction result and displaying the transaction result is provided.
[0028]
In this configuration, since the transaction result is displayed on the mobile terminal device, the customer as a user can easily confirm the transaction result.
[0029]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, a transaction processing system according to an embodiment of the present invention will be described in detail. FIG. 1 is a diagram showing a configuration of a transaction processing system according to an embodiment of the present invention. The transaction processing system of this embodiment includes a transaction processing device 1 installed in a store and processing a transaction with a customer, and a mobile phone 2 carried by the customer. The mobile phone 2 has a function of storing a plurality of membership numbers stored in a membership card such as a point card or a credit card, and a function of outputting a membership number designated among the stored membership numbers. However, it is used as a replacement for the conventional membership card. Details of these functions will be described later.
[0030]
A store (store A, store B, store C shown in FIG. 1) in which transaction processing apparatus 1 is installed performs membership registration according to the customer's wishes, and becomes a customer (hereinafter simply referred to as a member). .) Offers point services. As is well known, the point service is a service in which a customer is given points with the number of points corresponding to the transaction amount, and the customer can receive a discount on the transaction amount or give a prize in exchange for the points given by the customer.
[0031]
In addition, a point service may be implemented jointly by a plurality of stores.
[0032]
FIG. 1 shows an example in which the store A performs the point service A independently, and the store B and the store C jointly execute the point service B. The point service A implemented by the store A and the point service B implemented jointly by the store B and the store C are different services. Each store is provided with a plurality of transaction processing apparatuses 1.
[0033]
The member of the point service A implemented by the store A has member information registered in the database 3a. The member of the point service B implemented by the store B and the store C has member information registered in the database 3b. Member information registered in the database 3 (3a, 3b) includes a member number, name, address, date of birth, telephone number, current number of points, and the like. The member number is different for each member, and by using the member information registered in the database 3, an individual can be specified from the member number. This member number corresponds to the personal identification information referred to in the present invention.
[0034]
The transaction processing apparatus 1 installed in the store A is connected to the database 3a and can obtain member information registered in the database 3a. In other words, the transaction processing apparatus 1 installed in the store A can obtain member information for all members of the point service A implemented by the store A. Moreover, the transaction processing apparatus 1 installed in the store B and the store C is connected to the database 3b, and can obtain member information registered in the database 3b. That is, the transaction processing apparatus 1 installed in the store B and the store C can obtain member information for all members of the point service B that the store B and the store C are jointly implementing.
[0035]
In addition, even if the person who is not a member of the point service A executed by the store A is a member of the point service B executed by the store B and the store C, points are given at the time of transaction processing in the store A. (Point service A is never provided.) In addition, even if a member who is not a member of the point service B performed by the store B and the store C is a member of the point service A performed by the store A, the points will be given at the time of transaction processing at the store B and the store C. (The point service B is never provided.) A customer who wants to provide point service A and point service B is registered as a member for each point service A and B. In this case, the customer has a membership number of the point service A and a membership number of the point service B. These membership numbers are stored in the mobile phone 2 as will be described later.
[0036]
FIG. 2 is a block diagram showing the configuration of the transaction processing apparatus according to the embodiment of the present invention. Transaction processing apparatus 1 includes a control unit 11 that controls the operation of the main body, an operation unit 12 that is operated when an operator inputs transaction data indicating transaction details, and a display unit that performs display based on the input transaction details. 13, a printing unit 14 that issues a receipt on which transaction details are printed, an input / output unit 15 that controls data input / output with the database 3, and a communication unit 16 that controls data communication with the mobile phone 2. I have.
[0037]
The display unit 13 includes an operator display that displays a screen for an operator who inputs transaction data indicating transaction details in the operation unit 12, and a customer display that displays a screen for a customer who is a trading partner. Have. The communication unit 16 controls near field communication with the mobile phone 2. Specifically, the communication unit 16 controls Bluetooth wireless communication. As is well known, Bluetooth is short-range wireless communication with a communication distance of about 10 m.
[0038]
FIG. 3 is a diagram showing a configuration of the mobile phone. The mobile phone 2 includes a control unit 21 that controls the operation of the main body, an operation unit 22 that performs an input operation, a display unit 23 that displays a screen according to the state of the main body, and a storage unit 24 that stores various data. A first communication unit 25 that communicates with another mobile phone via a public line network (not shown), and a second communication unit 26 that controls wireless communication with the transaction processing apparatus 1. ing.
[0039]
The storage unit 24 stores a membership number of a service registered as a member by the customer (owner of the mobile phone 2). The member number has n digits, the a digit from the top is a service number for identifying the service, and the a + 1 digit and after are a personal identification number for identifying the customer who is a member (see FIG. 4). The membership number is composed of a service number and a personal identification number. The service number is a number determined for each service, and is different for the point service A implemented at the store A and the point service B jointly implemented by the store B and the store C. For example, the service number of the point service A is “12345567890”, and the service number of the point service B is “1234567891”. The service number of the credit service is “1477853690”. On the other hand, the individual identification number is a number for identifying a member individual, and is a number different for each member.
[0040]
The first communication unit 25 controls voice communication with other telephones (cellular phones, fixed telephones), downloading of information from the Internet, and the like via the public line network. The second communication unit 26 controls near field communication (Bluetooth) with the transaction processing apparatus 1.
[0041]
In addition, the mobile phone 2 of this embodiment has an application program execution function for executing an application program downloaded to the main body from the Internet or the like on the main body. This application program execution function is a function installed in recent mobile phones.
[0042]
An application program for managing a membership number is downloaded to the mobile phone 2 in advance.
[0043]
In addition, instead of issuing a membership card to a customer who has registered as a member for point service or credit service, a membership number is transmitted to the mobile phone 2 owned by the customer by e-mail. The membership number transmitted by e-mail is stored in the storage unit 24 by the application program downloaded in advance to the mobile phone 2 body.
[0044]
Hereinafter, the operation of the transaction processing system according to the embodiment of the present invention will be described. FIG. 5 is a flowchart showing the operation of the transaction processing apparatus during transaction processing. FIG. 6 is a flowchart showing an operation during transaction processing of the mobile phone.
[0045]
Here, a case where a store provides a point service will be described as an example. Before starting the transaction process with the customer, the operator asks the customer whether he / she is a member of a point service executed at the store. If this customer is a member, the corresponding member number (the member number of the point service executed at this store) is stored in the storage unit 24 of the mobile phone 2 carried by the customer. On the other hand, if the member is not a member, the corresponding member number is not stored in the storage unit 24 of the mobile phone 2 carried by the customer.
[0046]
In addition, before the customer asks that the customer is a member, the customer may offer whether or not the customer is a member of the point service provided at the store.
[0047]
If the customer is a member of the point service performed at the store, the operator inputs to the transaction processing apparatus 1 that the transaction is a transaction providing the point service (hereinafter referred to as a member transaction), and the customer executes the transaction at the store. If the member is not a member of a certain point service, the transaction processing apparatus 1 inputs that the transaction does not provide the point service (hereinafter referred to as a general transaction). The operator performs the above input by operating a key provided in the operation unit 12 of the transaction processing apparatus 1.
[0048]
The transaction processing apparatus 1 waits for input of a member transaction or a general transaction (s1, s2). In the case of a member transaction, the transaction processing apparatus 1 issues a transaction serial number unique to the transaction for the transaction to be processed (s3). This transaction serial number is a number for identifying a transaction, and is a number different for each transaction. This transaction serial number corresponds to the processing serial number referred to in the present invention.
[0049]
  Transaction processing apparatus 1 displays its terminal identification number and the transaction serial number issued in s3 on display unit 13 (s4). The terminal identification number and transaction serial number are displayed on both the operator display and the customer display. This s4 says in the present inventionJudgment dataIt corresponds to output means.
[0050]
Here, the terminal identification number has the configuration shown in FIG. The terminal identification number is an m-digit number, the a digit from the top is a service number for specifying the service type, and the a + 1 digit and the subsequent are identification numbers for specifying the transaction processing device 1. The terminal identification number is composed of a service number and an identification number. For example, as shown in FIG. 7, in the terminal identification number, the first 10 digits are the service number, and the 5th digit after the 11th digit is an identification number for identifying the transaction processing device 1.
[0051]
The service number constituting this terminal identification number corresponds to the determination data referred to in the present invention. The service number constituting the terminal identification number is the same as the service number constituting the membership number of the member of the point service implemented at the store where the transaction processing apparatus 1 is installed. Transaction processing apparatus 1 stores the terminal identification number in a RAM (not shown) provided in control unit 11.
[0052]
The transaction processing apparatus 1 waits for a message to be wirelessly transmitted from the mobile phone 2 in a state where the terminal identification number of its own device in s4 and the transaction serial number issued in s3 are displayed on the display unit 13 (s5).
[0053]
  On the other hand, the customer operates the operation unit 22 of the mobile phone 2 carried by the customer to shift the mobile phone 2 to the member transaction mode. An application program for operating in this member transaction mode is downloaded to the mobile phone 2 in advance. The mobile phone 2 has an application program execution function for executing the downloaded application program on the main body. The mobile phone 2 has this application program illustrated in FIG.6The process shown in is executed.
[0054]
The mobile phone 2 sequentially displays the screen for requesting the input of the terminal identification number and the transaction serial number on the display unit 23 (s21), and waits for these numbers to be input (s22). These s21 and s22 correspond to the identification code acquisition means referred to in the present invention.
[0055]
Specifically, the cellular phone 2 first displays the screen shown in FIG. 8A on the display unit 23 and requests the customer to input the terminal identification number. The customer operates the dial key of the operation unit 22 to input the terminal identification number. At this time, the customer may input the terminal identification number displayed on the customer display of the transaction processing apparatus 1 while confirming the terminal identification number. When the terminal identification number is input, the cellular phone 2 displays the screen shown in FIG. 8B on the display unit 23 and requests the customer to input the transaction serial number. The customer operates the dial key of the operation unit 22 and inputs a transaction serial number. Also at this time, the customer may input while confirming the transaction serial number displayed on the customer display of the transaction processing apparatus 1.
[0056]
When the above two numbers are input to the main body, the cellular phone 2 uses the service number included in the input terminal identification number as a key, and from the member numbers stored in the storage unit 24 this time The membership number that can be used for the transaction (the membership number of the point service implemented by this store) is extracted (s23). s23 is a process of extracting a member number in which the service number constituting the member number is the same as the service number set as the key from the plurality of member numbers stored in the storage unit 24.
[0057]
When the mobile phone 2 has the member number extracted in s23 (member number that can be used for the current transaction), a confirmation screen for confirming whether or not the member number is used for the transaction on the display unit 23 (see FIG. 9A). Is displayed (s24, s25).
[0058]
On the other hand, if there is no member number extracted in s23, that is, if the customer has not registered as a member, that effect is displayed on the display unit 23 (see FIG. 9B) (s26), and this process is terminated. . In this case, the customer informs the operator that he was not registered as a member. The operator resets the transaction processing apparatus 1 and processes the transaction processing with the customer as a general transaction (redos the transaction processing).
[0059]
Note that the membership number extracted in s23 is not necessarily one. For example, when a customer who has registered a membership with a plurality of credit card companies receives provision of a credit service at a store, the membership number of each credit card company with which membership registration is performed is extracted in s23. The mobile phone 2 displays a plurality of member numbers extracted in s23 on the display unit, and displays a screen prompting the user to specify a member number used in the current transaction process (see FIG. 9C).
[0060]
After the confirmation screen is displayed, the customer designates the membership number used for the current transaction process. At this time, the customer can also specify that the membership number be suspended. When the membership number to be used for the current transaction process is designated (s27), the cellular phone 2 determines the membership number designated in s27 for the transaction processing apparatus 1 identified by the terminal identification number input in s21. , And a message including the transaction serial number input in s21 is wirelessly transmitted from the second communication unit 26 (s28). The destination of this message is the terminal identification number input in s21. The above s28 corresponds to the personal identification information output means referred to in the present invention.
[0061]
When the mobile phone 2 completes the process of s28, the mobile phone 2 waits for the transaction result to be transmitted wirelessly from the transaction processing apparatus 1 (s29).
[0062]
Thus, after extracting the member number which can be used for transaction processing from the member number memorize | stored in the memory | storage part 24, and displaying on the display part 23, it is made to make a customer specify the member number used for transaction processing. As a result, the customer can easily specify this membership number.
[0063]
Note that the mobile phone 2 ends this process when the customer designates the use of the membership number after the confirmation screen is displayed. In this case, the customer cancels the point transaction and informs the operator that the point transaction is to be performed. The operator resets the transaction processing apparatus 1 and processes the transaction process with the customer by a general transaction (redo the transaction process).
[0064]
Wireless communication between transaction processing apparatus 1 and mobile phone 2 is performed by Bluetooth. Bluetooth is short-range wireless communication with a communication distance of about 10 m. On the other hand, a store has a plurality of transaction processing apparatuses 1 installed at a cash register. For this reason, the wireless signal output from the second communication unit 26 of the mobile phone 2 may be received not only by the transaction processing device 1 that processes transactions with the customer, but also by other transaction processing devices 1. There is.
[0065]
For example, the transaction processing device 1 that processes a transaction with the customer A may receive a membership number transmitted from the mobile phone 2 carried by the customer B. At this time, it is necessary to prevent an erroneous transaction process in which a transaction is processed using the membership number received by the transaction processing apparatus 1.
[0066]
Therefore, when receiving a message from the mobile phone 2 (s5), the transaction processing apparatus 1 of this embodiment determines whether or not the message is a message addressed to itself (s6). Here, if the transaction processing apparatus 1 determines that the message is not addressed to itself, it returns to s5 and waits to receive a message from the mobile phone 2.
[0067]
As described above, when the transaction processing apparatus 1 of this embodiment receives a message that is not addressed to itself, the transaction processing device 1 ignores the message, so that the wrong transaction processing is not performed.
[0068]
Further, when the transaction processing apparatus 1 of this embodiment determines that the message is addressed to itself in s6, it is determined whether or not the transaction sequence number transmitted in this message matches the transaction sequence number issued in s3. Determine (s7). If the transaction serial numbers do not match, the process returns to s5 and waits to receive a message from the mobile phone 2.
[0069]
Here, as a situation where the transaction serial numbers do not match, a case where a customer who has completed the transaction process mistakenly operates the mobile phone 2 and retransmits a message to the transaction processing apparatus 1 can be considered. Thereby, it can prevent that the wrong transaction processing which transaction processing device 1 processes transaction twice is performed.
[0070]
If the transaction processing apparatus 1 determines that the transaction serial numbers match in s7, the member information of the corresponding member (customer) registered in the database 3 is obtained using the member number transmitted together with the transaction serial number. Read out and specify the customer (s8).
[0071]
Moreover, the transaction processing apparatus 1 receives input of transaction data indicating the contents of the transaction (s9).
[0072]
Note that the transaction data input to the transaction processing device 1 may be performed while waiting for a message from the mobile phone 2 (between s5 and s7).
[0073]
When the transaction data is input, the transaction processing device 1 processes the transaction based on the input transaction data (s10). Transaction processing apparatus 1 has already specified the customer in s8. In s10, as necessary, a process of giving points according to the transaction amount to the customer specified in s8 (including updating of the database 3), a process of issuing a receipt on which transaction details are printed by the printing unit 14 Do.
[0074]
When the transaction processing device 1 completes the transaction processing for s10, the transaction processing device 1 wirelessly transmits the transaction result to the mobile phone 2 (s11), and ends this processing. The destination of the transaction result is the member number used for transaction processing.
[0075]
When the transaction with the customer is a general transaction, the transaction processing device 1 accepts input of transaction data (s12), performs transaction processing based on the transaction data received in s12, and ends this processing (s13). ).
[0076]
When receiving the transaction result transmitted wirelessly from the transaction processing apparatus 1, the mobile phone 2 determines whether or not the transaction result is transmitted to the own device (s30). If the destination of the received transaction result is the member number transmitted in s28, the mobile phone 2 determines that the transaction result is addressed to itself. If the mobile phone 2 determines in s30 that the transaction result is not addressed to itself, it returns to s29. Conversely, if it is determined in s30 that the transaction result is addressed to itself, the received transaction result is displayed on the display unit 23 (s31) (see FIG. 10).
[0077]
Thus, when the mobile phone 2 receives the transaction result addressed to itself, the mobile phone 2 displays the transaction result on the display unit 23, so that the customer who has made the transaction can easily confirm the transaction result. In addition, when the mobile phone 2 receives a transaction result that is not addressed to itself, the mobile phone 2 does not display the transaction result on the display unit 23, so that the problem that the transaction result is known to others does not occur.
[0078]
In the above embodiment, the present invention has been described by taking a transaction processing system that performs point service as an example. However, the present invention is a transaction processing system that processes a transaction that needs to specify a customer during transaction processing (for example, credit transaction). It can be applied to a transaction processing system for managing book lending and return in a library.
[0079]
As described above, in the transaction processing system of this embodiment, since the membership number stored in the conventional membership card is stored in the mobile phone 2, the membership card required in the conventional system becomes unnecessary. As a result, the customer can be released from the management of a large number of membership cards and the troublesomeness of carrying a large number of membership cards, and the convenience of the customers can be improved.
[0080]
Moreover, in the said embodiment, although a part of terminal identification number which identifies the transaction processing apparatus 1 was mentioned as a service number, a terminal identification number and a service number may each be a separate number.
[0081]
Further, in place of the mobile phone 2, PDA (Personal Digital Assistants) may be used.
[0082]
Furthermore, although the transaction processing apparatus 1 and the mobile phone 2 communicate with each other wirelessly using Bluetooth, a configuration may be adopted in which both are connected by wire to communicate with each other.
[0083]
【The invention's effect】
As described above, according to the present invention, personal identification information for identifying a customer is stored in the mobile terminal device, and the personal identification information is transmitted from the mobile terminal device to the transaction processing device during transaction processing. Conventionally used cards are unnecessary. Therefore, the customer can be released from the management of a large number of membership cards and the troublesomeness of carrying a large number of membership cards, and the convenience of the customers can be improved.
[Brief description of the drawings]
FIG. 1 is a diagram showing a configuration of a transaction processing system according to an embodiment of the present invention.
FIG. 2 is a block diagram showing a configuration of a transaction processing apparatus according to an embodiment of the present invention.
FIG. 3 is a block diagram showing a configuration of a mobile phone according to an embodiment of the present invention.
FIG. 4 is a diagram showing the structure of a membership number.
FIG. 5 is a flowchart showing the operation of the transaction processing apparatus according to the embodiment of the present invention.
FIG. 6 is a flowchart showing the operation of the mobile phone according to the embodiment of the present invention.
[Fig. 7]It is a figure which shows the structure of a terminal identification number.
[Fig. 8]It is a figure which shows the example of a display screen of the display part of the mobile telephone which is embodiment of this invention.
FIG. 9 is a diagram showing an example of a display screen on the display unit of the mobile phone according to the embodiment of the present invention.
FIG. 10 is a diagram showing an example of a display screen on the display unit of the mobile phone according to the embodiment of the present invention.
[Explanation of symbols]
  1-Transaction processing device
  2-cell phone
  3 (3a, 3b)-Database
  11-Control part
  12-Operation part
  13-Display part
  14-Print section
  15-Input / output section
  16-Communication Department
  21-Control unit
  22-Operation part
  23-Display section
  24-Storage unit
  25-first communication unit
  26-second communication unit

Claims (8)

In a transaction processing system that processes transactions using personally identifiable information that can identify individuals,
Transaction processing apparatus having transaction data input means for inputting transaction data indicating the content of the transaction, and determination data output means for outputting determination data for determining personal identification information usable for transaction processing,
Personal identification information storage unit, the determination data acquisition unit for determining data output means for acquiring the decision data output by the said decision data acquisition unit based on the determination data acquired personal storing a plurality of said personal identification information Display means for extracting and displaying personal identification information usable for transaction processing from a plurality of personal identification information stored in the identification information storage means, and among the personal identification information displayed by the display means in and a portable terminal apparatus having a personal identification information output means for outputting the specified personal identification information,
Furthermore, the transaction processing unit, personal identification information acquiring means for acquiring the personal identification information the personal identification information output means has outputted, and, a transaction according to the transaction data entered in the transaction data input means, wherein having a transaction processing means for processing the transactions person specified by the in acquired personal identification information, transaction processing system. The determination data output means outputs the determination data together with an identification code for identifying the own device ,
Said personal identification information output means, the determination data acquisition unit you output the personal identification information to the transaction processing system is identified by the identification code acquired, the transaction processing system according to claim 1. The decision data, transaction processing system according to claim 2 which is a part of the identification code. The transaction processing unit, before the transaction processing means for processing a transaction, has a processing sequence number issuing means for issuing a unique process sequence number to the transaction,
Wherein said judgment data output means of the transaction processing device outputs the processed serial number with the determination data,
Wherein said personal identification information output means of the portable terminal device, the processing sequence number, wherein the determination data acquisition unit has acquired together with the decision data output together with the personal identification information,
Furthermore, the transaction processing unit of the transaction processing device, the determination and data output means wherein is output process serial number, if said personal identification information acquisition means and processing serial number acquired together with the personal identification information, match Only the transaction processing system according to any one of claims 1 to 3 , wherein the transaction is processed as an individual transaction specified by the individual identification information acquired here. The transaction processor includes a transaction result output means for outputting the transaction result of transactions the transaction processing means has processed,
The mobile terminal device acquires the transaction result output unit transaction result is output, transaction processing system according to any one of claims 1 to 4 having a transaction result display means for displaying the transaction result. The mobile terminal device, transaction processing system according to any one of claims 1 to 5, which is a mobile phone which can communicate by voice with another mobile terminal device via a public network. The transaction processing apparatus used for the transaction processing system in any one of Claims 1-6 . In a transaction processing method for processing a transaction using personal identification information that can identify an individual,
In transaction processing equipment,
A transaction data input step for entering transaction data indicating the content of the transaction;
A determination data output step for outputting determination data for determining personal identification information that can be used for transaction processing; and
In a mobile terminal device,
A determination data acquisition step for acquiring the determination data output by the determination data output step;
A display step of extracting personal identification information usable for transaction processing from a plurality of personal identification information stored in a storage unit based on the determination data acquired by the determination data acquisition step and displaying the extracted information on the display unit; ,
A personal identification information designating step for designating arbitrary personal identification information from the personal identification information displayed on the display unit by the display step;
Running, and personal identification information output step of outputting the specified personal identification information in the personal identification information designation step,
Furthermore, in the transaction processing apparatus,
And personal identification information acquisition step of acquiring personal identification information the personal identification information output step outputs,
A transaction processing step for executing a transaction relating to the transaction data input in the transaction data input step as a transaction of an individual specified by the personal identification information acquired in the personal identification information acquisition step. Method.

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