JP4598478B2 - Game media rental system - Google Patents

Description

  The present invention relates to a game medium lending system, and more particularly to a game medium lending system that lends a game medium using debit payment and can reduce a fee borne by a player or a game hall at the time of payment processing. is there.

  Conventionally, in a game medium lending system that provides a game such as a slot game or a pachinko game, a player rents a medal called a sand provided for each gaming machine such as a slot machine or a pachinko machine. Game media such as medals and pachinko balls are borrowed from game media lending machines such as machines and ball lending machines using prepaid cards in which cash (banknotes) and valuable values are recorded.

  Here, conventionally, when a player's money is insufficient or the money is lost, it is necessary for the player to withdraw cash at an ATM such as a bank or a convenience store. Unfortunately, the game hall has a problem that it is not preferable because it reduces the operating rate of the gaming machine and causes a decrease in sales. For this reason, in recent years, a game medium lending system using debit settlement (debit processing) using a bank cash card (debit card) is known.

  As a prior art of a game medium lending system using this type of debit payment, for example, Patent Document 1 discloses a bank account owned by a player by inserting a debit card owned by the player into a debit terminal. A gaming medium lending system is described in which a prepaid card issued from a card issuing machine can be charged (valued) with a value within the balance range. In this case, the balance generated after the game can be settled by the card settlement machine.

  In addition, for example, Patent Document 2 describes a game medium lending system that settles the remaining amount of a prepaid card without paying out cash by paying out the remaining amount due to the amount used during debit processing. Has been.

JP 2002-922 A JP 2003-132402 A

  However, the conventional game medium lending system described above has the following problems. In other words, according to the above-described conventional technology, a debit payment is made every time a game medium (medal / pachinko ball) is lent, which causes a waiting time due to communication, which is troublesome for the player. Therefore, there is a problem that the operating rate is lowered because the gaming machine occupied by the player waiting for communication is not in operation. Furthermore, as the number of debit processings due to debit payment requests increases, there is a major problem that the fees borne by users (players) and game halls increase.

  More specifically, for example, when using debit payment using a debit terminal, if the debit payment fee is 3000 yen, 80 yen, 10,000 yen, 200 yen, debit payment processing of 10,000 yen (The fee is 200 yen), and when you use 3000 yen by game, if you win a big hit, you will be refunded 7000 yen (10000 yen-3000 yen = 7000 yen) at the time of debit settlement by card settlement machine etc. (Settlement) can be made, but the ¥ 200 fee of ¥ 10,000 is the burden on the player. For this reason, the player pays an extra fee (200 yen-80 yen = 120 yen) for the amount not being used.

  In other words, the actual usage amount actually used by debit payment is 3000 yen, and the fee is 80 yen, but you have to pay a fee of 10,000 yen (200 yen). Will occur (loss of 120 yen). In addition, the fee is usually borne by the player, but there are cases where the fee is borne by the game hall side, and in this case, there is a problem that the profit rate on the game hall side is greatly reduced.

  In addition, conventionally, after debit processing for a large amount is performed, it is necessary to perform a settlement process using a settlement card when the balance is generated. In this case, there is a problem that the checkout act is troublesome for the player and the checkout card may be lost. Furthermore, in the game hall immediately before the closing of the store, the checkout process by the card settlement machine is congested, and the closing time of the gaming hall is delayed, which causes an increase in equipment costs and personnel costs.

  In addition, since the balance at the time of debit processing and the balance of cash exist in the game hall, the operation at the time of settlement becomes complicated, and the charge amount at the time of debit processing and the charge amount of cash are managed separately. However, since it is necessary to secure the capacity of the terminal controller (T / C) of the game hall, there is a problem in terms of equipment costs. Furthermore, there is also a problem that when depositing the cash settled by the player into a bank or the like again at a convenience store or the like, a fee is charged at the time of deposit.

  The present invention has been made to solve the above-described problems in the prior art, and provides a game medium lending system capable of reducing fees associated with debit payments borne by a player or a game hall. With the goal.

  In order to solve the above-described problems and achieve the object, the invention described in claim 1 is a gaming medium lending system that is connected to an information processing center that performs debit card settlement processing and performs gaming medium lending processing. A debit payment requesting means for requesting the information processing center to perform debit payment processing of the desired payment amount when the player inserts a desired payment amount by inserting a debit card into a predetermined card insertion slot, When the information processing center performs debit payment processing in response to a request from the payment requesting means, the desired amount of payment for which the debit payment processing has been performed is temporarily stored as a balance, and the game medium is lent to the player Balance management means for subtracting the balance temporarily stored each time, a settlement request operation by the player is performed, and the previous When the balance managed by the balance management means is not zero, the information processing center requests the information processing center to cancel the debit payment for the payment desired amount by the information processing center. And debit settlement processing means for re-requesting the information processing center for debit payment of the actual usage amount excluding the balance managed by the balance management means.

  The invention according to claim 2 is the invention according to claim 1, wherein the debit settlement requesting means calculates the input desired settlement amount and a fee required for debit settlement of the desired settlement amount. The debit settlement processing unit requests the information processing center to perform a debit settlement process for the included amount, and the debit settlement processing unit performs debit settlement for the amount including the desired settlement amount and a fee required for debit settlement of the desired settlement amount. Requests the information processing center to cancel the processing, and performs debit settlement to the information processing center with the amount including the actual usage amount and a fee required for debit settlement of the actual usage amount as the desired settlement amount. It is characterized by re-requesting.

According to a third aspect of the present invention, there is provided a gaming media lending system connected to an information processing center for performing settlement processing using a debit card and performing gaming media lending processing, wherein a player debits into a predetermined card insertion slot. A debit settlement request means for requesting the information processing center to perform a debit settlement process for the desired settlement amount when a card is inserted and a desired settlement amount is input, and the information processing in response to a request by the debit settlement request means Balance management means for temporarily storing the desired amount of payment for which debit payment processing has been performed as a balance when the center performs debit payment processing, and subtracting the balance stored temporarily each time the game medium is lent to the player And the player performs a settlement request operation, and the balance managed by the balance management means is zero. If not, characterized in that the debit balance cancellation request balances managed by the balance managing unit and a debit balance cancellation request processing means for performing to the information processing center.

According to a fourth aspect of the present invention, in the third aspect of the invention, the debit settlement requesting unit is configured to calculate the input desired settlement amount and a fee required for debit settlement of the desired settlement amount. The information processing center is requested to process the debit settlement of the included amount, and the debit balance cancellation request processing means targets the actual usage amount excluding the balance managed by the balance management means from the desired settlement amount. The fee required for debit payment of the actual usage amount is excluded from the fee required for debit payment of the desired payment amount, and the debit balance cancellation request including the excluded amount and the balance is sent to the information processing center. It is characterized by being performed on

  The invention according to claim 5 is a gaming medium lending system connected to an information processing center for performing a settlement process using a debit card and performing a gaming medium lending process, wherein a player debits into a predetermined card insertion slot. Debit payment inquiry means for inquiring of the information processing center whether or not debit payment processing of the desired payment amount is possible when the card is inserted and the desired payment amount is input, and the debit payment inquiry inquired by the debit payment inquiry means When a response to the effect that it is possible is received from the information processing center, the desired payment amount is temporarily stored as an available amount, and the temporarily stored available amount is subtracted every time a game medium is lent to the player. An available amount management means for performing a settlement request operation by the player, and the available amount pipe If the available amount managed by the means is not zero, the information processing center is requested to debit the actual usage amount by subtracting the available amount managed by the available amount management unit from the desired amount of payment. And debit settlement processing means.

  The invention described in claim 6 is the invention according to claim 5, wherein the debit payment inquiry means includes an amount including the desired payment amount and a fee required for debit payment of the desired payment amount. To the information processing center, and the debit settlement processing means makes the debit payment to the information processing center as a payment amount including the actual usage amount and a fee required for debit payment of the actual usage amount. It is characterized by requesting.

  Further, the invention according to claim 7 is the invention according to claim 5 or 6, wherein the debit settlement processing means, when the available amount managed by the available amount management means reaches zero, The information processing center is requested to make a debit payment of an amount including the desired payment amount or a fee required for debit payment of the desired payment amount and the desired payment amount.

  According to the first aspect of the present invention, there is provided a gaming medium lending system that is connected to an information processing center that performs a settlement process using a debit card and performs a gaming medium lending process, wherein a player debits into a predetermined card insertion slot. A debit settlement request means for requesting the information processing center to perform a debit settlement process for the desired settlement amount when a card is inserted and a desired settlement amount is input, and the information processing in response to a request by the debit settlement request means Balance management means for temporarily storing the desired amount of payment for which debit payment processing has been performed as a balance when the center performs debit payment processing, and subtracting the balance stored temporarily each time the game medium is lent to the player And the player performs a settlement request operation, and the balance managed by the balance management means is zero. If not, the information processing center requests the information processing center to cancel the debit payment for the desired settlement amount by the information processing center, and the balance managed by the balance management unit is excluded from the desired settlement amount. The debit settlement processing means for re-requesting the information processing center to debit payment of the actual usage amount is provided, so that even if the player runs out of money, the player can borrow the game medium by debit settlement. In addition to improving the convenience and the operating rate of the gaming table, it is possible to reduce the fees associated with debit payments borne by the player or the gaming hall.

  In addition, there is no need to separately install a card settlement machine that performs the settlement process of the balance in the game hall, and it is possible to reduce the congestion during the settlement process as in the prior art.

  According to the invention of claim 2, the debit payment requesting means is a debit payment processing of an amount including the input desired payment amount and a fee required for debit payment of the desired payment amount. To the information processing center, and the debit settlement processing means performs a cancellation process for canceling the debit payment for the amount including the desired payment amount and a fee required for debit payment of the desired payment amount. Requesting the center and re-requesting the information processing center for debit payment as the desired amount of payment including the actual usage amount and a fee required for debit payment of the actual usage amount. In addition to the effects described in 1, the fee for debit payment processing can be easily calculated. An effect that convenience can be improved at the time of use.

According to the third aspect of the present invention, there is provided a gaming medium lending system that is connected to an information processing center that performs settlement processing using a debit card, and that performs gaming medium lending processing, in which a player has a predetermined card insertion slot. When the debit card is inserted and the desired payment amount is input, the debit payment requesting means for requesting the information processing center to perform the debit payment processing of the desired payment amount, and in response to the request by the debit payment requesting means, When the information processing center performs debit payment processing, the balance for temporarily storing the desired payment amount for which the debit payment processing has been performed as a balance and subtracting the balance temporarily stored each time the game medium is lent to the player A balance request operation is performed by the management means and the player, and the balance managed by the balance management means If but not zero, since the debit balance cancellation request balances managed by the balance managing unit and a debit balance cancellation request processing means for performing relative to the information processing center, it can be easily calculated debit fees In addition, there is an effect that it is possible to reduce the fees associated with debit payments borne by the player or the game hall.

According to a fourth aspect of the present invention, the debit payment requesting means includes a debit payment processing of an amount including the input desired payment amount and a fee required for debit payment of the desired payment amount. And the debit balance cancellation request processing means performs debit settlement of the actual usage amount for the actual usage amount excluding the balance managed by the balance management means from the desired settlement amount. Since the fee required for making the debit payment is excluded from the fee required for making the debit payment of the desired payment amount, the debit balance cancellation request including the excluded amount and the balance is sent to the information processing center. It is possible to easily calculate the fee and to reduce the fee associated with debit payments borne by the player or the game hall An effect that can be.

  According to the invention described in claim 5, the game medium lending system is a game medium lending system connected to an information processing center for performing settlement processing using a debit card and performing game medium lending processing. Debit payment inquiry means for inquiring of the information processing center whether or not debit payment processing of the desired payment amount is possible when a debit card is inserted into a predetermined card insertion slot and a desired payment amount is input. When receiving from the information processing center a response that the debit payment inquired by the payment inquiry means is accepted, the desired payment amount is temporarily stored as an available amount, and each time the game medium is lent to the player An available amount management means for subtracting the stored available amount, and a settlement request operation by the player. And if the available amount managed by the available amount management means is not zero, the debit of the actual usage amount excluding the available amount managed by the available amount management means from the desired amount of payment Since the debit settlement processing means for requesting settlement to the information processing center is provided, the debit fee can be easily calculated, and the fee associated with the debit settlement borne by the player or the game hall can be reduced. There is an effect.

  According to a sixth aspect of the present invention, the debit payment inquiry means inquires of the information processing center about an amount including the desired payment amount and a fee required for debit payment of the desired payment amount. The debit settlement processing means requests the information processing center to perform debit settlement using the actual usage amount and a fee including a fee required for debit settlement of the actual usage amount as a desired settlement amount. Since the processing fee can be easily calculated, it is possible to improve the convenience when the debit is used by the player.

  In addition, according to the seventh aspect of the present invention, the debit settlement processing means, when the available amount managed by the available amount management means reaches zero, the desired payment amount or the desired payment Since the information processing center is requested to debit payment of the amount including the amount and the fee required for debit payment of the desired settlement amount, the settlement processing by debit settlement can be performed even if there is no settlement processing operation by the player Therefore, there is an effect that convenience when using debit can be improved.

  Exemplary embodiments of a game medium rental system according to the present invention will be described below in detail with reference to the accompanying drawings. In Example 1 described below, after describing the outline and features of the game medium lending system, the overall configuration of the game medium lending system will be described, and then the game by the medal lending processor 200 (game medium lending machine). The settlement process procedure related to the medium (medal) lending process will be described, and finally, another embodiment will be described.

  Here, in each embodiment shown below, the case where the game medium lending system of the present invention is applied to a pachislot machine using medals (game media) is shown, but the present invention is not limited to this, and The present invention can also be applied to a game media lending system for machines. Further, as a prepaid card applied in this game medium lending system, a cash card (debit card) such as a bank or a post office is applied.

(Outline and features of game media lending system)
First, with reference to FIG. 1, the outline and features of the game medium lending system according to the first embodiment will be described. FIG. 1 is a system configuration diagram showing a configuration of a game medium lending system including a medal lending processing machine 200 (game medium lending machine), which is a feature of the first embodiment. FIG. 2 is a functional block diagram showing the configuration of the terminal controller (T / C).

  The overall configuration of the game medium lending system according to the present invention will be schematically described below. That is, as shown in the figure, this game medium lending system is installed adjacent to the pachislot machine 100 centering on the island controller 300 under the control of the terminal controller 400 (T / C), and this pachislot machine 100. A medal lending system comprising a medal lending processor 200, an information processing center 600 (debit settlement center for performing debit settlement processing) and a CAFIS network 700 (clearing center 710), and banks 800, It is comprised by the debit card system which consists of 900,950.

  Here, in the gaming medium lending system configured as described above, the medal lending processor 200 has a gaming medium (medal) lending processing function using debit payment by a debit card (cash card) owned by the player, and Similar to the card settlement machine, it is characterized by having a settlement processing function for settlement of the balance when the balance is generated after the game (or during the game).

  In other words, in the gaming medium lending system according to the first embodiment, the information processing center 600 (FIG. 1) is targeted for the desired payment amount once input (set) by the player (user) who uses the debit card. The debit settlement request is made and the medal lending process is performed within the range of the desired settlement amount. Next, at the settlement process by the player (when the settlement button 227 is turned on), the desired settlement amount initially set by the player Next, out of the desired payment amount, the actual usage amount that the player actually used for the game is calculated, and the debit settlement amount (actual usage amount + fee) for the actual usage amount is calculated. It is characterized by performing debit settlement processing based on it.

  The main features according to the first embodiment will be described in detail. A debit card is inserted into the card insertion / discharge slot 215 (FIG. 3) of the medal lending processor 200, and a desired payment amount is input (set) by the player. At this time, the card information (identification information) associated with the debit card is acquired by the card information reading processing unit 250 (FIG. 4), and then the debit processing request unit 271 of the debit payment control unit 270 (FIG. 5) The information processing center 600 is requested to perform a payment process for withdrawing the desired payment amount from the bank account corresponding to the card information.

  When the information processing center 600 performs a debit payment process in response to a request from the debit payment request unit 271, the desired payment amount for which the debit payment process has been performed by the balance management unit 272 is temporarily stored as a balance. At the same time, every time a medal (game medium) is lent to a player, the rented amount is subtracted from the desired payment amount, and the balance after the subtraction is managed. As will be described later, an amount obtained by subtracting the balance from the initially set desired settlement amount is an actual usage amount actually borrowed (consumed) by the player.

  Then, at the time of the game or after the game is over, when the settlement button 227 (FIG. 3) is pressed by the player (when the settlement process is requested) and the balance managed by the balance management unit 272 is not zero, The settlement amount canceling unit 274 requests the information processing center 600 to cancel the debit settlement for the initially set desired settlement amount.

  At this time, the debit settlement processing unit 276 re-requests the information processing center 600 for debit payment for the actual usage amount obtained by removing the balance managed by the balance management unit 272 from the initially set desired payment amount. I am doing so.

  Furthermore, regarding the fee for this debit payment, the debit payment control unit 270 includes the desired payment amount input (set) by the player and the fee required for debit payment of this desired payment amount (200 yen). A function of requesting the information processing center 600 to perform debit settlement processing for the amount of money (10200 yen) is provided.

  In addition, the debit settlement processing unit 276 cancels the debit payment for the amount (10200 yen) including the desired amount of payment (10,000 yen) and a fee (200 yen) required for debit payment of the desired amount of payment. A request is made to the information processing center 600 for processing, and an amount (3080 yen) including the actual usage amount (3,000 yen) and a fee (80 yen) required for debit payment of the actual usage amount is set as the settlement amount. The information processing center 600 is provided with a function for requesting again.

  In other words, this does not always pay the fee for the total amount of payment initially set by the player, as in the past, but the game amount actually used by the game (the amount actually used) is targeted. Since the fee is calculated as the fee at the time of debit settlement, the fee associated with the debit settlement borne by the player or the game hall can be reduced.

(Configuration of game media lending system)
Hereinafter, a preferred embodiment 1 of a game medium rental system according to the present invention will be described in detail with reference to the accompanying drawings. As shown in FIG. 1, the game medium lending system includes a plurality of pachislot machines 100 and medal lending processors 200 arranged for each group called “Island”.

  The pachislot machine 100 is a gaming machine that plays a game by an operation of aligning rotating patterns using medals. The medal lending processor 200 is prepared so as to be paired with each of the plurality of pachislot machines 100 installed in the game hall, and is installed so as to be sandwiched between the pachislot machines 100. The medal lending processor 200 is a device that performs a game medal lending process and a settlement process using a cash card (debit card) inserted by a player. Since the medal lending processor 200 is a characteristic part of the present invention, the details will be described later.

  The island controller 300 has a control function and a management function for the pachislot machine 100, the medal lending processing machine 200, the card issuing machine 310, and the card settlement machine 320 in each “island”. It is possible to communicate with each other by a network built in the network.

  Further, the pachislot machine 100 and the medal lending processor 200 are under the control of the terminal controller 400 (T / C) through the island controller 300 provided on each island. At least one terminal controller 400 is installed in the amusement store, and is a part that stores and manages information for performing overall management of the installed amusement store, for example, card management, member management, sales management, and the like.

  The terminal controller 400 is connected to a central management computer of the card company center 500 outside the pachinko store by a public line network 450, and data in the terminal controller 400 can be managed using the central management computer. ing.

  The terminal controller 400 is connected to the information processing center 600 through the public network 450 through the router 410 outside the amusement store. Further, the information processing center 600 is connected to each computer of the debit card issuing bank 800, the member store bank 900, and the bank 950 having the account of the amusement store via the CAFIS network 700 including the clearing center 710. Yes. The system portion that is centered on the CAFIS network 700 and is connected to the medal lending processor 200 installed in the game shop of the information processing center 600 is called a debit card system.

  When the information processing center 600 receives a debit payment processing request from the medal lending processor 200, the information processing center 600 instructs the clearing center 710 of the CAFIS (Credit and Finance Information System) network 700 to perform the payment processing based on the received various data. It has a function to do.

  Next, details of the configuration and functions of the terminal controller 400 shown in FIG. 1 will be described. FIG. 2 is a block diagram showing an internal configuration of the terminal controller 400. As illustrated in FIG. 2, the terminal controller 400 includes a RAM 411, communication I / F units 420 and 420 a, a CPU 430, a ROM 440, a display unit 451, and an input / output unit 460. The RAM 411 of the terminal controller 400 is a part that stores various management information such as the frequency management table 480.

  The CPU 430 is a part for realizing various processes based on a program stored in the ROM 440. The input / output unit 460 is configured by a device that is operated when an operator makes settings.

  The frequency management table 480 stores card identification information and frequency information in association with each type of prepaid card. The communication I / F unit 420 is connected to the information processing center 600 through the router 410 and the public line network 450 so as to be communicable. The communication I / F unit 420a is connected to the medal lending processor 200 through the island controller 300 so as to be freely communicable. Each frequency information stored in the frequency management table 480 is read from the RAM 411 by the CPU 430 whenever there is a read request through the communication I / F unit 420a, while there is a subtraction update request or an addition update request. In such a case, the CPU 430 will update as appropriate.

(Configuration and function of medal lending processor 200)
Next, the medal lending processor 200 applied to the game medium lending system according to the first embodiment will be described in detail with reference to FIGS. 3 is a front view showing the appearance of the medal lending processor 200, FIG. 4 is a functional block diagram showing the internal configuration of the medal lending processor 200, and FIG. 5 is a main part of the medal lending processor 200. 4 is a functional block diagram showing an internal configuration of a debit settlement control unit 270. FIG.

  Here, as shown in the figure, the medal lending processor 200 includes a bill insertion slot 210 for inserting cash (banknotes) and a card insertion / discharge slot 215 for using cards, The medal lending processor 200 has a function of lending a game medium (medal) to a player by using cash (banknotes), a debit card (cash card), and a prepaid card.

  More specifically, it has a function of lending out game media (medals) for the entered valuable value by inserting cash (banknotes). In addition, when a debit card (cash card) owned by a player is inserted, a gaming medium (medal) lending function using debit payment by the debit card and a settlement processing function are provided.

  Hereinafter, the details of the medal lending processor 200 will be described with reference to FIGS. As shown in FIG. 4, the medal lending processor 200 is configured as a vertically long rectangular parallelepiped housing, and the front panel unit 205 includes a bill insertion slot 210, a card insertion / discharge slot 215, and the like. A card presence lamp 216, a display unit 220, an input operation unit 225, a medal lending button 226, and a settlement button 227 are provided.

  Further, a peep prevention plate 230 is attached to the side surface side (right side in FIG. 3) of the front panel unit 205 of the medal lending processor 200. The peep prevention plate 230 has a function of preventing a player (user) from peeping at a personal identification number input by operating the input operation unit 225 from the outside. A medal dispensing nozzle 240 for throwing out medals in a medal hopper (not shown) when the medal lending button 226 is pressed (ON) is provided below the medal lending processor 200.

  The bill insertion slot 210 is an opening for accepting cash (banknote) and taking it into a BV (Bill Bali) unit 290 (FIG. 4). In addition to the 1000-yen bill, high-value bills such as 5000-yen bills and 10000-yen bills can be inserted into the bill-insertion slot 210. Can be used to borrow a medal (50) according to the amount of 1000 yen and play a game. In addition, defective banknotes etc. are returned through this banknote slot 210.

  The card insertion / ejection slot 215 receives a cash card (debit card), takes the debit card into the card information reading processor 250 (FIG. 4), and performs a desired process in the card information reading processor 250. It is an opening for returning this debit card later. Moreover, it is an opening part which receives a prepaid card.

  The card presence lamp 216 has a function of notifying that a debit card (cash card) is present in the medal lending processor 200 by turning on the LED lamp.

  The display unit 220 has a function of displaying various types of information such as a password entered (set) by the player and a desired payment amount, and is configured by a liquid crystal display (LCD display screen), for example. Here, for the setting of the desired payment amount by the player, a method of directly inputting the desired payment amount by the numeric keypad input operation of the input operation unit 225 can be adopted. Further, the display unit 220 is a touch panel type LCD display screen, and one desired amount of payment is selected from a plurality of desired payment amounts (1000 yen, 3000 yen,...) Displayed on the display unit 220. Can be used.

  The input operation unit 225 includes various function switches such as a confirmation switch and a cancel switch, and further includes a numeric keypad switch for inputting a password of a cash card (debit card). It has a function to input a PIN code of a card (debit card), a transaction amount, and the like. In the first embodiment, when a player inserts a cash card (debit card) into the card insertion / return slot 215, it is used when a password is entered or a desired settlement amount is entered (set).

  The medal lending button 226 is a button for borrowing medals when playing a game with the pachislot machine 100. When the medal lending button 226 is pressed (ON), 50 medals are usually paid for 1000 yen at the medal dispensing nozzle 240. Can be thrown from.

  The settlement button 227 is a button to be pressed (ON) when the player temporarily ends the game with the pachislot machine 100 or completes the game and settles the balance. In particular, in the first embodiment, at the time of the settlement process by pressing the settlement button 227 (ON), the settlement process based on the debit settlement for the actual actual usage amount is performed by performing the cancellation process on the desired debit amount. be able to. Details of the settlement process by pressing (ON) the settlement button 227 will be described later.

  Next, details of the internal configuration of the medal lending processor 200 will be described with reference to FIG. That is, as shown in FIG. 4, the medal lending processor 200 includes a card information reading processor 250, a lending controller 260, a debit settlement controller 270, a memory 280, a BV unit 290, and a communication I. / F section 295.

  The card information reading processing unit 250 has a function of reading card information recorded on the debit card. Specifically, the card information reading processing unit 250 reads the card information recorded on the debit card by the magnetic head of the card information reading processing unit 250. Can be done.

  The lending control unit 260 has an overall control function for collectively controlling each processing unit of the medal lending processor 200.

  The BV unit 290 identifies (stores) the denomination of the banknote taken in from the banknote slot 210, notifies the lending control unit 260 of the identification result, and bills so that the banknotes are carried out to the island edge collection box. It has a function of leading to the transport unit 291. Here, although the banknote conveyance part 291 for banknote collection | recovery is provided in this example, it is good also as a structure which collects banknotes directly by a store clerk.

  The memory 280 has a function of temporarily storing a set amount (desired payment amount) related to debit payment, an actual usage amount actually used by the game, and a balance. A desired payment amount storage unit 281 and a balance storage unit 282 and an actual usage amount storage unit 283. Of these, the desired settlement amount storage unit 281 has a function of storing the desired settlement amount input (set) by the user (player) using the input operation unit 225 (FIG. 4). Further, the balance storage unit 282 has a function of storing the balance remaining due to the actual game in the desired payment amount. The balance stored in the balance storage unit 282 is managed by the balance management unit 272 of the debit settlement control unit 270 (FIG. 5). In addition, the actual usage amount storage unit 283 has a function of storing the actual usage amount actually used by the game out of the desired payment amount. This actual usage amount is calculated by the actual usage amount calculation unit 273 (FIG. 5).

  The communication I / F unit 295 has a function of controlling communication when exchanging various types of information regarding payment processing via the information processing center 600 (FIG. 1) of the debit card system and the public line network 450.

  The debit settlement control unit 270 has a function of controlling the entire settlement process for debiting the desired settlement amount (specified amount) from the bank account corresponding to the card information of the cash card (debit card) and the settlement process relating to the fee.

  Next, the details of the debit settlement control unit 270 will be described with reference to FIG. That is, as shown in FIG. 5, the debit settlement control unit 270 includes a debit processing request unit 271, a balance management unit 272, an actual usage amount calculation unit 273, a settlement amount cancellation unit 274, and a debit settlement request determination unit 275. A debit settlement processing unit 276, a first fee determination unit 277, a second fee determination unit 278, and a debit settlement amount management table 279.

  The debit processing request unit 271 performs a payment process to the information processing center 600 for withdrawing a desired payment amount (specified amount) from a bank account corresponding to card information (card ID) of a cash card (debit card) used by the player. It has a function to request. Specifically, when a player inserts a cash card (debit card) into a predetermined card insertion / discharge slot 215 (FIG. 3) and sets (inputs) a desired payment amount (for example, And a function of performing a process of requesting the information processing center 600 to perform a debit settlement process targeting ¥ 10,000). Here, the desired payment amount set by the player is stored in the desired payment amount storage unit 281 in the memory 280 (FIG. 4).

  When the information processing center 600 performs debit payment processing in response to a request from the debit processing request unit 271, the balance management unit 272 balances the desired payment amount (for example, 10000 yen) for which the debit payment processing has been performed. As a temporary storage and management function, and whenever a game medium (medal) is lent to a player, the temporarily stored balance value is subtracted and the balance management function is provided. Here, the balance managed by the balance management unit 272 is stored in the balance storage unit 282 in the memory 280 (FIG. 4).

  The actual usage amount calculation unit 273 has a function of calculating the actual usage amount actually used in the game out of the settlement desired amount associated with the debit usage by the player. The actual usage amount calculated by the actual usage amount calculation unit 273 is stored in the actual usage amount storage unit 283 in the memory 280 (FIG. 4).

  The settlement amount cancellation unit 274 performs a debit processing request when a settlement request operation (pressing the settlement button 227) is performed by the player and the balance managed by the balance management unit 272 is not zero (there is a balance). A function of canceling debit payment for the desired payment amount requested by the unit 271 is provided.

  The debit settlement request determination unit 275 has a function of determining a settlement request by a player. Actually, whether or not there is a settlement request by the debit settlement request determination unit 275 is determined by whether or not the settlement button 227 (FIG. 3) is pressed by the player (ON / OFF). .

  The debit settlement processing unit 276 has a function of performing settlement processing by debit settlement when the debit settlement request determination unit 275 determines that there is a settlement request from the player (when the settlement button 227 is pressed). In the settlement process by the debit settlement processing unit 276, the debit for the actual usage amount (3,000 yen) obtained by subtracting the balance (for example, 7,000 yen) managed by the balance management unit 272 from the settlement amount (for example, 10,000 yen). The settlement is performed by re-requesting the information processing center 600, and specifically, debit settlement for the actual usage amount is executed.

  The first fee determination unit 277 has a function of calculating a debit payment fee for the desired payment amount stored in the desired payment amount storage unit 281. In this example, in the following description, it is assumed that 120 yen is calculated when the desired payment amount input (set) by the player is 10,000 yen.

  The second fee determination unit 278 has a function of calculating a debit payment fee for the actual usage amount stored in the actual usage amount storage unit 283 that stores the actual usage amount actually used among the desired payment amounts. ing. In this example, in the following description, it is assumed that 80 yen is calculated when the amount of money actually used by the player (actual use amount) is 3000 yen.

  The debit payment amount management table 279 includes, in the card ID of the debit card owned by the player, a payment amount that the player wants to pay, a fee (fee) by debit payment for the payment amount, It is a management table having a function of storing / storing a usage amount and a total fee settlement amount (desired settlement amount + fee) for the actual usage amount in association with each other. The actual usage amount is calculated as an amount obtained by subtracting the balance amount managed by the balance management unit 272 (FIG. 5) from the desired settlement amount.

  Hereinafter, an example of the debit settlement amount management table 279 will be described with reference to FIG. This debit settlement amount management table 279 is associated with the terminal number (unit number) of the medal lending processor 200, the desired settlement amount, the fee for the desired settlement amount, the total settlement amount (the desired settlement amount + the fee), This table stores / stores the balance (desired payment amount−actual use amount), actual use amount, fee for the actual use amount, and total settlement amount (actual use amount + fee). More specifically, in the debit settlement amount management table 279 shown in FIG. 6, the desired settlement amount of the player who is playing the game with the terminal number (unit number) “000111” is 10,000 yen. The settlement amount management table 279 indicates that a fee of 200 yen for debit settlement targeting 10000 yen and a settlement total amount of 10200 yen (10000 yen + 200 yen = 10200 yen) are calculated. Further, in this example, among the desired settlement amount (10,000 yen), the actual usage amount actually used by the player through the game is 3000 yen. Therefore, the fee for the actual usage amount of 3000 yen is 80 yen. , The settlement total amount of 3080 yen (3,000 yen + 80 yen = 3080 yen) is stored / stored in the debit settlement amount management table 279 as a calculated value.

  In addition, since the desired payment amount of the player who is playing the game with the terminal number (unit number) “000122” is 10000 yen, the debit payment amount management table 279 targets 10000 yen. In addition to indicating that the fee of 200 yen for debit payment and the total payment amount of 10200 yen (10000 yen + 200 yen = 10200 yen) have been calculated, in this example, of the desired payment amount (10000 yen), Since the actual usage amount used by the customer for the game is 7000 yen, a fee of 120 yen for the actual usage amount of 7000 yen and a settlement total amount of 7120 yen (7000 yen + 120 yen = 7120 yen) are calculated. It shows that the value is stored / stored in the debit settlement amount management table 279 as a value.

(Game media lending / checkout procedure)
Next, the overall control processing procedure of the game medium lending system according to the first embodiment will be described with reference to the flowchart of FIG. The flowchart shown in FIG. 7 shows a medal (game medium) lending using a cash card (debit card) by the medal lending processor 200 between the medal lending processor 200 and the information processing center 600 (debit settlement center). / Shows the settlement procedure.

  That is, first, when the medal lending processor 200 is on standby, a debit card is inserted into the card insertion / eject port 215 (FIG. 3) of the medal lending processor 200 by the player (customer of the debit card) (step 3). S110), the card information reading processor 250 (FIG. 4) of the medal lending processor 200 reads the card information (card identification ID) from the inserted debit card (step S120), and the game in which the debit card is inserted. The customer is requested to input the desired settlement amount (step S130).

  This desired settlement amount is the desired withdrawal amount from the account deposit (account balance) owned by the player. Thereafter, when the player inputs (sets) the desired payment amount (Yes in step S140), the player is requested to input a password (step S150), and the password is input from the player. Waiting (step S160).

  The process from step S110 to step S160 will be described in detail. When a cash card is inserted into the medal lending processor 200, is the cash card inserted by the card information reading processor 250 a normal card? In step S130, for example, "Please enter the desired payment amount" on the display unit 220 (FIG. 3). In step S150, the display unit 220 (FIG. In 3), for example, a guidance such as “Please enter the PIN” is displayed, and the player is requested to enter the desired payment amount and PIN.

  Here, the desired payment amount indicates the desired withdrawal amount from the bank account owned by the player, as described above. In this example, as an example, the following processing procedure will be described assuming that the desired settlement amount input (set) by the player is 10,000 yen. Further, the input of the desired settlement amount and the personal identification number is performed by a numeric keypad operation by the input operation unit 225 (FIG. 3). The desired payment amount set by the player is stored in the desired payment amount storage unit 281 (FIG. 4) of the memory 280.

  Hereinafter, the medal lending processor 200 holds (stores) the input desired settlement amount and the password, and obtains the information processing center 600 from the medal lending processor 200 in steps S140 and S160. The payment processing including the various information (cash card identification ID / desired amount (desired amount of payment) / password) is requested (step S170). Specifically, the information processing center 600 is transmitted together with the “debit payment processing request notification”, including the card ID of the cash card, the desired payment amount, and the personal identification number (step S180).

  On the other hand, when the information processing center 600 receives the “debit payment processing request notification” from the medal lending processor 200 (step S200), it starts debit processing for the desired settlement amount transmitted from the medal lending processor 200. If the debit processing is completed (Yes at Step S220), the debit processing result is transmitted to the medal lending processor 200 (Step S230).

  Thereafter, when the medal lending processor 200 receives the debit payment result transmitted from the information processing center 600 (step S240), it determines whether the payment processing result is OK (step S250). If the settlement process is OK (Yes at step S250), the medal lending processor 200 stores the desired settlement amount in the desired settlement amount storage unit 281 (FIG. 4) and also as the desired settlement amount (10000 yen in this example). The amount input (set) by the player is displayed on the display unit 220 (FIG. 3) (step S260).

  Here, in the case of this example, since 10000 yen is inputted (set) as the desired settlement amount, guidance such as “the rentable amount is 10,000 yen” is displayed on the display unit 220, for example. I am doing so. Hereinafter, when the settlement processing result is OK in this way, the player can play the game within the desired settlement amount (10,000 yen). In step S260, as will be described later, when there is a balance (desired payment amount−actual usage amount) in addition to the desired payment amount, this balance can be displayed as a balance. In this case, the balance is displayed on the display unit 220 as guidance.

  On the other hand, if it is determined in step S250 that the payment process is NG (No in step S250), an error is displayed on the display unit 220, and the cash card is returned from the card insertion / discharge port 215 (FIG. 4). (Step S440), and the process ends (END).

  Here, in the following processing procedure, the process proceeds to a determination process for determining whether or not to shift to the “debit settlement desired amount cancellation mode” at the time of debit settlement in the first embodiment. That is, in the next step S270, it is determined whether the player has pressed (ON) the checkout button 227 (FIG. 3) (step S270), and if it is determined that the checkout button 227 has been pressed (ON). (Yes at step S270), the process proceeds to the “debit settlement desired amount cancellation mode” in which the information processing center 600 in step S320 executes a debit settlement amount cancellation processing request. Details of the “debit settlement desired amount cancellation mode” from step S320 will be described later.

  On the other hand, if it is determined in step S270 that the settlement button 227 has not been pressed (ON) (No in step S270), the process shifts to the normal “medal lending processing mode”. That is, if it is determined in step S270 that the settlement button 227 is not pressed (ON) (No in step S270), then the medal lending button 226 (FIG. 3) is pressed (ON) by the player. Or not (step S280).

  If it is determined in step S280 that the medal lending button 226 is pressed (ON) (Yes in step S280), a predetermined amount of medals are thrown out through the medal dispensing nozzle 240 (FIG. 3) (step S280). S290). Normally, when the medal lending button 226 is pressed once (ON), 50 medals (thousand yen units) are thrown out. If the medal lending button 226 is not pressed (ON) (No at Step S280), the process returns to Step S260, and the processes from Steps S260 to 280 are repeated again.

  Thereafter, the actual usage amount actually used when the medal lending button 226 is pressed (ON) in step S280 is stored (step S300), and the process proceeds to the next determination of whether or not there is a balance (step S310). . In other words, the amount entered (set) as the desired payment amount (10000 yen in this example) is pressed once (ON) when the medal lending button 226 is pressed (ON). ) Is subtracted, so whether or not there is a balance is determined in step S310. As described above, the amount (remaining amount) input (set) as the desired settlement amount (10,000 yen) is managed by the balance management unit 272 of the debit settlement control unit 270.

  If it is determined in step S310 that there is a balance (Yes in step S310), the process returns to step S260, and the process proceeds to a process of displaying the balance on the display unit 220. Hereinafter, steps S260 to S310 are performed. Repeat the process.

  On the other hand, if it is determined in step S310 that there is no balance (No in step S310), the cash card is returned from the card insertion / ejection slot 215 (FIG. 3) (step S440), and the process ends ( End). In this example, the cash card is returned on condition that the player depresses the settlement button 227 (ON) and the balance is “0”, but the settlement button 227 is depressed (ON). Even if it is not, it is possible to immediately return the cash card from the card insertion / discharge port 215 (FIG. 3) when the balance of the cash card becomes “0”.

  Hereinafter, the “debit settlement amount cancellation mode” in step S320 described above will be described. That is, after the desired settlement amount is displayed on the display unit 220 in step S270 (step S260), when the settlement button 227 (FIG. 3) is pressed (ON) (step S270 affirmative), the information processing by step S320 is performed. The process proceeds to the “debit settlement amount cancellation mode” in which the center 600 is requested to cancel the desired settlement amount (step S320). Here, the following description will be made on the assumption that the settlement button 227 is pressed (ON) after the game has used the desired amount of payment from 10,000 yen to 3000 yen (actual usage amount is 3000 yen).

  That is, as described above, the “debit settlement amount cancellation mode” is a method for canceling the debit settlement desired amount (10,000 yen) initially input (set) by the player and the actual usage amount actually used by the game. This is a processing mode in which debit payment is performed for the actual usage amount (3,000 yen). Here, the processing for canceling the desired settlement amount is performed by the settlement amount cancellation unit 274 of the debit settlement control unit 270 (FIG. 5).

  More specifically, as shown in the flowchart of FIG. 7, when the settlement button 227 is pressed (ON) during the game (when there is a balance) (Yes in step S270), the medal lending processor 200 “Debit settlement amount cancellation request notification” is transmitted to the information processing center 600 (step S320). In this case, the “debit settlement amount cancellation request notification” transmitted to the information processing center 600 includes the card ID of the cash card, the password, and the desired settlement amount (10,000 yen).

  On the other hand, when the information processing center 600 receives the debit settlement amount cancellation request notification transmitted from the medal lending processor 200, the information processing center 600 performs a cancellation processing of the desired settlement amount (step S330). In this example, the cancellation process of 10,000 yen is performed by the cancellation process of the desired settlement amount in step S330. If the debit payment cancellation processing is completed (Yes at step S340), a notification that the debit payment cancellation processing (cancellation of desired payment amount) has been completed (debit payment amount cancellation processing completion notification) is sent to the medal lending processor. 200 (step S350).

  On the other hand, the medal lending processor 200 that has received the processing result from the information processing center 600 transmits a debit processing request notification for the actual usage amount to the information processing center 600 if the debit processing result is OK (Yes in step S360). (Step S370). When the information processing center 600 receives a debit settlement processing request for the actual usage amount from the medal lending processor 200 (step S380), the debit processing is performed for the actual usage amount (step S390). When completed (Yes at step S400), the debit settlement processing result is transmitted to the medal lending processor 200 (step S410).

  Here, in this example, as described above, after the game of 3000 yen, since the settlement process is performed by pressing the settlement button 227 (ON), the actual usage amount in this case is 3000 yen, which is actually a bank account. The amount debited (debit settlement amount) is the sum of the actual usage amount of 3000 yen and a fee (80 yen) for 3000 yen (3000 yen + 80 yen = 3080 yen).

  On the other hand, when the medal lending processor 200 receives the settlement processing result from the information processing center 600, the medal lending processor 200 returns the debit card from the card insertion / discharge port 215 (FIG. 3) (step S440), and ends the processing (END). ). If the result of the debit processing in steps S360 and S420 is NG (No in steps S360 and 420), the medal lending processor 200 goes down in error (step S430). In this example, since there are two communication processes between the medal lending processor 200 and the information processing center 600, the debit payment process is also executed twice, but in the “debit payment amount cancellation mode” in step S320. The fee for debit settlement may not be charged.

  As described above, in the gaming medium lending system according to the first embodiment, debit processing is once performed on the desired settlement amount set by the player (user) using the debit card, and subtraction is accompanied by the game. The balance to be stored is stored in the balance storage unit 282, and the actual usage amount actually used for the game is calculated from the desired settlement amount. When the settlement button 227 is pressed (ON) (during debit settlement processing), the game The debit settlement desired amount set by the customer is canceled and the debit settlement processing is performed to calculate the debit settlement amount for this actual usage amount. Can be reduced.

  Next, with reference to FIG. 8 and FIG. 9, the details of the game medium rental system according to the second embodiment of the present invention will be described. FIG. 8 is a functional block diagram showing a configuration of the debit settlement control unit 270a in the second embodiment, and FIG. 9 is a flowchart of a medal (game medium) lending / settlement processing procedure.

  The difference between the first embodiment and the second embodiment is that the debit payment control unit 270a includes a refund processing unit 274a that refunds the balance (payment desired amount−actual usage amount = balance). In the following description, descriptions of the same configurations and functions as those in the first embodiment are omitted.

  That is, in the gaming medium lending system according to the second embodiment, when a payment process operation (when the payment button 227 is pressed) by the player is performed, and the balance managed by the balance management unit 272 is not zero (0). (For example, there is a balance of 7000 yen out of 10000 yen of the input desired payment amount) 7000 yen of the balance managed by the balance management unit 272 by the refund processing unit 274a (desired payment amount−actual usage amount = (Balance) is characterized by refund processing.

  Therefore, as shown in FIG. 8, the debit settlement control unit 270a includes a debit processing request unit 271, a balance management unit 272, an actual usage amount calculation unit 273, a refund processing unit 274a, and a debit settlement request determination unit 275. A debit settlement processing unit 276, a first fee determination unit 277, a second fee determination unit 278, and a debit settlement amount management table 279.

  The main features according to the second embodiment will be described in detail. The debit payment requesting unit 271 is required for making a desired payment amount input (set) by the player and debit payment for the desired payment amount. A request is made to the information processing center 600 for debit settlement processing of an amount including a fee, and then, an amount obtained by subtracting the balance managed by the balance management unit 272 from the desired settlement amount by the refund processing unit 274a, that is, an actual usage amount Subtract the fee required for debit payment of the actual usage amount for the amount from the fee required for debit payment of the desired amount of payment, and use this subtracted amount as the refund fee. Refund processing is made to the player along with the balance.

  That is, in this second embodiment, as in the first embodiment described above, as in the past, the player does not always bear the fee for the total amount of payment initially set by the player, but during the checkout process, Debit that the player or the game hall bears because only the amount of game money actually used by the game (the amount of actual usage) is calculated as a fee and the refund fee is refunded based on the refund amount to be refunded It is possible to reduce the fees associated with settlement.

(Game media lending / checkout procedure)
The overall control processing procedure of the game medium lending system according to the second embodiment will be described below with reference to the flowchart of FIG. The flowchart shown in FIG. 9 is similar to the first embodiment, and the medal (game medium) lending / settlement using the debit card by the medal lending processor 200 between the medal lending processor 200 and the information processing center 600. The processing procedure is shown. Note that the flowchart of FIG. 7 according to the first embodiment and the flowchart of FIG. 9 have the same medal (game medium) lending procedure during the game, and the difference between them is “ Since it is from the “debit payment return mode”, detailed description of the processing procedure similar to that in FIG. 7 will be omitted below, centering on the description from step S325.

  That is, as shown in the flowchart of FIG. 9, after the payment desired amount (or balance) is displayed on the display unit in step S270 (step S260), when the settlement button 227 is pressed (ON) ( In step S270, the debit balance in step S325 is transferred to a return processing request (“debit payment return mode”) (step S325). Here, in this example, it will be described below that, among the desired settlement amount of 10,000 yen input by the player, 3000 yen is used by the game and there is a balance of 7000 yen.

  That is, the “debit payment return mode” is a refund process when a payment operation is performed by a player (depression of the payment button 227) and the balance managed by the balance management unit 272 is not zero (0). This is a processing mode in which the balance (7000 yen) managed by the balance management unit 272 is returned by the unit 274a.

  That is, as shown in the flowchart of FIG. 9, when the settlement button 227 is pressed (ON) in a state where there is a balance (7000 yen) (Yes in step S270), the medal lending processor 200 to the information processing center 600 In response to this, a “debit balance return processing request” is transmitted (step S325). In this case, the “debit balance return processing request” transmitted to the information processing center 600 includes the identification ID of the cash card, the desired withdrawal amount (return processing amount), and the personal identification number.

  On the other hand, when the “debit payment return processing request” transmitted from the medal lending processor 200 is received, the information processing center 600 performs debit balance cancellation processing (step S330). This debit balance cancellation process is a process for canceling / returning the balance (7000 yen) managed by the balance management unit 272. Actually, in this debit balance cancellation process, a fee cancellation / return process for the balance is also performed. In the case of this example, a fee (80 yen) for the actual usage amount (3,000 yen) obtained by subtracting the balance (7000 yen) from the desired settlement amount (10000 yen) is changed to a commission (200 yen) for the desired settlement amount (10000 yen). Yen), and this excluded amount is used as a refund fee (120 yen), and this refund fee is the amount to be refunded.

  If the debit balance cancellation process is completed (Yes at step S340), a notification of the processing result is transmitted to the medal lending processor 200 (step S350).

  On the other hand, the medal lending processor 200 that has received the processing result from the information processing center 600 returns the cash card from the card insertion / discharge port 215 (FIG. 3) if the processing result is OK (Yes at step S360) ( Step S440) and all the processes are terminated (end). In this example, since the refund fee is 120 yen (200 yen-80 yen = 120 yen), the refund fee (120 yen) and the return amount (7000 yen) are the actual total return amount (10200 yen- 3080 yen = 7120 yen).

  As described above, in the game medium lending system according to the second embodiment, a settlement operation is performed by the player (when the settlement button 227 is pressed), and the balance managed by the balance management unit 272 is zero ( 0 (for example, if there is a balance of 7000 yen out of 10,000 yen), the balance (7000 yen) managed by the balance management unit 272 is refunded by the refund processing unit 274a. The fee for debit settlement that the hall bears can be reduced.

  Next, with reference to FIG. 10, FIG. 11, the detail of the game media rental system based on Example 3 of this invention is demonstrated. FIG. 10 is a functional block diagram illustrating the configuration of the debit settlement control unit 270b according to the third embodiment, and FIG. 11 illustrates a flowchart of a medal (game medium) lending / settlement processing procedure.

  Here, the differences between the first and second embodiments described above and the third embodiment are as follows. First, with respect to the desired settlement amount input (set) by the player, It is in the point of performing prior credit confirmation whether debit settlement processing is possible. For this reason, in the following description, the description about the structure and function similar to Example 1, 2 is abbreviate | omitted.

  That is, in the game medium lending system according to the third embodiment, the player inserts a cash card (debit card) into the card insertion / discharge slot 215 (FIG. 3) inside the debit payment control unit 270b and the desired payment amount. Is input (set), and a debit payment inquiry unit 271b for inquiring the information processing center 600 whether or not the debit payment processing of the set desired payment amount is possible, and can be used to manage the available amount by debit payment It is characterized by having a money amount management unit 272b.

  Therefore, as shown in FIG. 10, the debit settlement control unit 270b includes a debit settlement inquiry unit 271b, an available amount management unit 272b, an actual usage amount calculation unit 273, a desired settlement amount determination unit 274b, and a debit settlement. A request determination unit 275, a debit settlement processing unit 276, a first fee determination unit 277, a second fee determination unit 278, and a debit settlement amount management table 279 are provided.

  The debit payment inquiry unit 271b debits the set payment desired amount in advance when the player inserts the cash card (debit card) into the card insertion / discharge port 215 (FIG. 3) and inputs the payment desired amount. A function is provided for inquiring of the information processing center 600 whether or not settlement processing is possible. Specifically, information on whether or not the desired settlement amount entered by the player is available, for example, whether or not there is an account balance for the desired settlement amount (for example, 10,000 yen) in the bank account of the player. Has the ability to get.

  When the available amount management unit 272b receives a response from the information processing center 600 that the debit payment inquired by the debit payment inquiry unit 271b is possible, the desired amount of payment (for example, 10,000 yen) is used as the available amount. A function for temporarily storing and managing and a function for subtracting the temporarily stored available value and managing this available amount each time a game medium (medal) is lent to a player ing.

  The desired settlement amount determination unit 274b has a function of comparing the balance information of the account of the player inquired to the information processing center 600 and the desired settlement amount by the debit settlement inquiry unit 271b.

  The main features according to the third embodiment will be specifically described. When the debit payment control unit 270b receives from the information processing center 600 a response indicating that the debit payment inquired by the debit payment inquiry unit 271b is possible, The desired amount (for example, 10,000 yen) is temporarily stored in the available amount management unit 272b as an available amount that allows actual gaming, and this memorized use is available each time a medal is lent to a player. The available amount management unit 272b manages the subtracted amount, and the debit settlement processing unit 276 performs a settlement request operation by the player and is managed by the available amount management unit 272b. If the available usage amount is not zero (for example, 7000 yen), the desired settlement amount (10000) ) So that re-requests the information processing center 600 to debit the actual spending excluding the controlled amount available (7000 yen) by the use of amounts manager 272b (3000 yen) from.

  In addition, regarding the fee for debit payment, the debit payment inquiry unit 271b includes an amount including the desired payment amount (10,000 yen) and the fee required for debit payment of the desired payment amount (200 yen) and the actual usage amount. A function of inquiring the information processing center 600 as to whether or not debit settlement processing of (3000 yen) and a fee (10200 yen) including the fee (80 yen) required for the actual usage amount is possible is provided.

  Further, the debit settlement processing unit 276 debits the information processing center 600 using the actual usage amount (3,000 yen) and the amount (3080 yen) including the fee required for debiting the actual usage amount as a settlement amount. The function to request is provided.

  Here, when it is determined that there is a settlement request from the player (when the settlement button 227 is pressed), the debit settlement processing unit 276 sets the desired settlement amount (10,000 yen) or the desired settlement amount and the desired settlement amount. The information processing center is requested to make a debit payment including the fee required for debit payment (10200 yen), but the available amount managed by the available amount management unit 272b is zero (0). At the same time as reaching (Yen), a function may be provided which automatically requests the information processing center 600 to make a debit payment of the desired amount of payment and the amount (10200 yen) including the fee in the amount of payment desired.

  Further, in the medal lending processor 200 of the third embodiment, the card insertion / removal is performed after the debit settlement process is performed at the time when the lending process for the desired settlement amount input (set) by the player is completed. The cash card (debit card) is discharged from the exit 215, and control is performed to stop the lending of game media (medals).

(Game media lending / checkout procedure)
Hereinafter, the overall control processing procedure of the game medium lending system according to the third embodiment will be described with reference to the flowchart of FIG. In the flowchart shown in FIG. 11, similarly to the first and second embodiments, a medal (game medium) using a debit card by the medal lending processor 200 between the medal lending processor 200 and the information processing center 600. The lending process procedure and the settlement process procedure at the time of settlement by the player are shown. In the flowchart shown in FIG. 11, detailed description of the same processing procedure as that of the first and second embodiments (FIGS. 7 and 9) is omitted.

  That is, as shown in the flowchart of FIG. 11, when the player inputs the desired payment amount (Yes at Step S140) and the password (Yes at Step S160), then at Step S165, the medal lending processor 200 The information processing center 600 transmits an inquiry request for “usable amount” (bank balance inquiry) as a credit confirmation in advance (step S165).

  In the “request for available amount inquiry” in step S165, the payment desired amount input (set) by the player to the information processing center 600 that performs debit payment by the debit payment inquiry unit 271b (FIG. 10) is the game. This is a process of inquiring by inquiry whether or not the bank account owned by the customer has an available amount (balance) (prior credit check). Here, in this step S165, in addition to the inquiry of the available amount, if there is a “restricted use amount” setting in which a usage limit amount that can be used by the individual player by debit payment is set, Make inquiries at the same time.

  On the other hand, in the information processing center 600, when the “usable amount inquiry request” transmitted from the medal lending processor 200 is received, based on the card ID and the personal identification number transmitted simultaneously with the “usable amount inquiry request”, Account balance comparison processing in the bank account owned by the player is performed (step S166). This account balance comparison process is a process of comparing the desired settlement amount entered by the player with the balance of the bank account owned by the player in response to the “Available amount inquiry request”. This is a process for determining whether or not the balance of the bank account is greater than the desired settlement amount that the customer wishes to settle (desired settlement amount <balance). And the comparison process of this payment desired amount and the balance of the bank account which a player owns is performed by the payment desired amount determination part 274b.

  Next, the information processing center 600 transmits the comparison result between the desired payment amount confirmed in step S166 and the bank balance to the medal lending processor 200 in step S167 (step S167).

  On the other hand, when the medal lending processor 200 receives the comparison result between the desired settlement amount and the bank balance transmitted from the information processing center 600 (step S168), next, in step S250, whether or not the comparison result is OK. Is determined (step S250). If the comparison result is OK (“Payment desired amount <Balance”) as a result of the determination in Step S250 (Yes in Step S250), this desired payment amount (available amount) is displayed on the display unit 220 (FIG. 3). (Step S260). Specifically, for example, guidance such as “10000 yen (desired payment amount available) is available” is displayed on the display unit 220. In step S260, as described above, the balance can be displayed as the balance other than the desired payment amount.

  On the other hand, if the comparison result is NG (“Payment desired amount> Balance”) as determined in Step S250 (No in Step S250), guidance indicating that the debit transaction for the desired payment amount desired by the player is not possible ( For example, “You cannot make a transaction because the current balance is less than the desired payment amount you want” is displayed on the display unit 451 (step S251), and the cash card (from the card insertion / discharge port 215 (FIG. 3)) (Debit card) is returned (step S440), and all processing is terminated (END).

  Thereafter, the processing procedure from step S260 to step S310 described above is performed, and after the desired settlement amount (balance) is displayed on the display unit 220 in step S270 (step S260), the settlement button 227 (FIG. 3) is pressed (ON). If it is determined (Yes at step S270), the process proceeds to the “debit settlement processing mode for actual usage amount” at step S271 (step S271). The “debit payment processing mode for actual usage amount” is a mode in which the information processing center 600 is requested to perform debit payment processing for the actual usage amount actually used by the player.

  More specifically, in step S271, the medal lending processor 200 transmits a debit settlement processing request notification of the actual usage amount to the information processing center 600 (step S271). On the other hand, when the “information request debit payment processing request” transmitted from the medal lending processor 200 is received, the information processing center 600 performs debit payment processing for the actual use amount actually used by the game (step S272).

  If this debit payment processing is completed (Yes at step S273), a notification that the debit payment processing is completed (debit payment processing completion notification) is transmitted to the medal lending processor 200 (step S274). Thereafter, when the medal lending processor 200 receives the completion result of the debit payment process from the information processing center 600 (step S275), the medal lending processor 200 returns the cash card (debit card) from the card insertion / discharge port 215 (FIG. 3) (step S275). In step S440, the process ends (end).

  As described above, in the game medium lending system according to the third embodiment, when the player inputs the desired payment amount by the debit payment inquiry unit 271b, the debit payment of the desired payment amount (10,000 yen) is performed in advance. A credit check is made to inquire the information processing center 600 whether or not processing is possible, and the desired payment amount that the player wishes to pay is compared with the balance (available amount) of the bank, and within the available amount range. In the case of renting medals and debit processing is performed for the desired amount of payment when all available amounts have been exhausted, the fees for debit payments borne by players and game halls can be reduced. The player can improve convenience when using the debit.

(Other examples)
Although the embodiments of the present invention have been described so far, the present invention is implemented in various different embodiments within the scope of the technical idea described in the claims other than the embodiments described above. You can also. That is, in the above-described first to third embodiments, the game medium lending device is a medal lending processing machine, but this game medium lending machine is, for example, a pedestal ball lending machine or a CR gaming machine that lends pachinko balls. Even in this case, it is possible to apply game media lending control using debit settlement and settlement processing control using a settlement button.

  As described above, the game medium lending system according to the present invention is suitable for a game medium lending system that lends and pays out game media by using a card medium that can use debit payment such as a cash card (debit card). ing.

1 is a system configuration diagram illustrating an overall configuration of a game medium lending system including a medal lending processing machine according to the first embodiment. It is a functional block diagram which shows the internal structure of the terminal controller shown in FIG. It is a front view which shows the external appearance of a medal lending machine. It is a whole functional block diagram which shows the internal structure of a medal lending machine. It is a functional block diagram which shows the internal structure of a debit payment control part. It is explanatory drawing which shows the internal structure of a debit payment amount management table. 6 is a flowchart illustrating a flow of a medal lending / settlement processing procedure by the game medium lending system according to the first embodiment. It is a functional block diagram which shows the internal structure of the debit payment control part which concerns on Example 2. FIG. 12 is a flowchart illustrating a flow of a medal lending / settlement processing procedure by the game medium lending system according to the second embodiment. It is a functional block diagram which shows the internal structure of the debit payment control part of the medal lending machine which concerns on Example 3. FIG. 12 is a flowchart illustrating a flow of a medal lending / settlement processing procedure by the game medium lending system according to the third embodiment.

Explanation of symbols

DESCRIPTION OF SYMBOLS 100 Pachislot machine 200 Medal rental processing machine 210 Bill insertion slot 215 Card insertion / discharge slot 216 Card presence lamps 220 and 451 Display unit 226 Medal rental button 227 Checkout button 230 Peep prevention plate 240 Medal ejection nozzle 250 Card information reading processing unit 260 Lending control unit 270, 270a, 270b Debit settlement control unit 271 Debit processing request unit 271b Debit settlement inquiry unit 272 Balance management unit 272b Available amount management unit 273 Actual usage amount calculation unit 274 Settlement amount cancellation unit 274a Return processing unit 274b Settlement Desired amount determination unit 275 Debit settlement request determination unit 276 Debit settlement processing unit 277 First fee determination unit 278 Second fee determination unit 279 Debit settlement amount management table 280 Memory 281 Settlement amount storage unit 282 Remaining amount storage unit 83 Real Cost storage unit 290 BV unit 291 banknote transport unit 300 Island controller 400 terminal controller (T / C)
410 router 411 RAM
420, 420a Communication I / F unit 430 CPU
440 ROM
460 Input / output unit 480 Frequency management table 500 Card company center 600 Information processing center 700 CAFIS network 710 Clearing center 800 Debit card issuing bank 900 Merchant bank 950

Claims (7)

A gaming media lending system connected to an information processing center for performing settlement processing using a debit card and performing gaming media lending processing,
Debit payment request means for requesting the information processing center to perform debit payment processing of the desired payment amount when a player inserts a desired payment amount by inserting a debit card into a predetermined card insertion slot;
When the information processing center performs a debit payment process in response to a request from the debit payment request means, the desired payment amount for which the debit payment process has been performed is temporarily stored as a balance, and a game medium is provided to the player. Balance management means for subtracting the balance temporarily stored each time when lending
When a settlement request operation is performed by the player and the balance managed by the balance management means is not zero, a cancellation process for canceling the debit payment for the desired payment amount by the information processing center is performed. Debit settlement processing means for making a request to the information processing center and re-requesting the information processing center for debit settlement of the actual usage amount excluding the balance managed by the balance management means from the desired settlement amount. A featured game media lending system.   The debit settlement request means requests the information processing center to perform a debit settlement process for the amount including the input desired settlement amount and a fee required for debit settlement of the desired settlement amount. The means requests the information processing center to cancel the debit payment for the amount including the desired amount of payment and a fee required for debit payment of the desired amount of payment, and the actual usage amount, 2. The game medium lending system according to claim 1, wherein the information processing center is re-requested for debit payment with an amount including a fee required for debit payment of an actual usage amount as the desired payment amount. A gaming media lending system connected to an information processing center for performing settlement processing using a debit card and performing gaming media lending processing,
Debit payment request means for requesting the information processing center to perform debit payment processing of the desired payment amount when a player inserts a desired payment amount by inserting a debit card into a predetermined card insertion slot;
When the information processing center performs a debit payment process in response to a request from the debit payment request means, the desired payment amount for which the debit payment process has been performed is temporarily stored as a balance, and a game medium is provided to the player. Balance management means for subtracting the balance temporarily stored each time when lending
When a settlement request operation is performed by the player and the balance managed by the balance management means is not zero, a request to cancel the balance debit balance managed by the balance management means is sent to the information processing center. And a debit balance cancellation request processing means for performing the game media lending system. The debit payment requesting means requests the information processing center to perform a debit payment process of an amount including the input desired payment amount and a fee required for debit payment of the desired payment amount, and cancels the debit balance cancellation The request processing unit is configured to calculate a fee required for debiting the actual usage amount for the actual usage amount obtained by removing the balance managed by the balance management unit from the desired settlement amount, 4. The game medium lending system according to claim 3, wherein the game medium lending system is excluded from a fee required for making a settlement, and a request to cancel the debit balance including the excluded amount and the balance is made to the information processing center . A gaming media lending system connected to an information processing center for performing settlement processing using a debit card and performing gaming media lending processing,
Debit payment inquiry means for inquiring the information processing center whether or not debit payment processing of the desired payment amount is possible when a player inserts a desired payment amount by inserting a debit card into a predetermined card insertion slot;
When receiving from the information processing center a response that the debit payment inquiry means inquired by the debit payment inquiry means is received, the desired payment amount is temporarily stored as an available amount, and the game medium is lent to the player Available amount management means for subtracting the available amount temporarily stored each time;
When the payment request operation is performed by the player and the available amount managed by the available amount management unit is not zero, the available amount managed by the available amount management unit from the desired payment amount And a debit settlement processing means for requesting the information processing center to debit the actual usage amount excluding the amount.   The debit payment inquiry means inquires of the information processing center about an amount including the desired payment amount and a fee required for debit payment of the desired payment amount, and the debit settlement processing means 6. The game medium lending system according to claim 5, wherein a debit settlement is requested to the information processing center using an amount including a fee required for debit settlement of the actual usage amount as a settlement amount.   The debit settlement processing means, when the available amount managed by the available amount management means reaches zero, and at the same time when performing the debit payment of the desired payment amount or the desired payment amount and the desired payment amount 7. The game medium lending system according to claim 5 or 6, wherein the information processing center is requested to make a debit settlement of an amount including a required fee.

Images