JP2575657B2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Technical field to which the invention pertains This invention relates to an automatic transaction apparatus including, for example, an automatic teller machine, an automatic teller machine, an automatic exchange machine, various vending machines, and the like used for banking business. More specifically, the present invention relates to an automatic transaction apparatus having a check processing function effective for unmanned operation.

(B) Conventional technology Conventionally, in a financial institution or the like, the operation of the above-mentioned automatic teller machine or the like is performed by manually setting cash (medium) and turning on a power supply before starting daily business. Due to customer needs, etc., it became necessary to enable transactions even on holidays (especially on Sundays). For this holiday operation, the above cash was set the day before, and on holidays, unattended by a timer or a remote monitoring center. The method of turning on the machine is beginning to be adopted.

However, in the above method, if the cash set or mode setting on the day before the holiday is inadequate, there is a problem that unattended operation such that the machine does not operate normally even if the power is turned on the next day is hindered.

(C) Problems to be Solved by the Invention In view of the above problems, the present invention automatically checks the operating state of the machine of an automatic transaction apparatus before unattended operation of the apparatus, and if there is a defect, deals with it. It is another object of the present invention to provide an automatic processing device capable of obtaining a smooth unmanned operation in a normal state.

(D) Means for Solving the Problems The present invention relates to an automatic transaction apparatus for automatically executing a predetermined transaction processing, and based on an input of a pre-unattended operation check for preparing for the unattended operation of the apparatus, a medium is provided. The automatic transaction device is characterized by including a check unit for checking the remaining amount and the actual operation of the medium handling unit, and a check result output unit for outputting a check result detected by the check unit.

(E) Effects of the Invention According to the present invention, the media processing unit of the automatic transaction apparatus processes the medium and checks the actual operation, so that an accurate operation check according to the transaction processing operation can be performed, and the medium remaining can be checked. In addition to checking the amount, it is possible to check whether or not it can be operated immediately.

At the same time, as described above, if there is a defect including the remaining amount of the medium and the actual operation of the medium handling unit before the unattended operation, the defect can be detected by the check of the check unit and the output of the check result output unit. Can be dealt with promptly, and when the operation of the automated teller machine is restarted in the next unattended operation, it is possible to prevent the operation from being restarted with a defect such as incompleteness or abnormality, that is, Due to the inadequate preparation, it is possible to prevent the occurrence of troubles such as holidays that would hinder unmanned operation, to allow normal operation to be performed smoothly in unmanned operation, and to obtain high reliability in unmanned operation.

(F) Embodiment One embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an example in which the present invention is applied to an unmanned system configuration of an automatic transaction apparatus of a financial institution. In branch 1, an automatic teller machine ATM, an automatic exchange machine BTR, and an automatic teller machine CD are installed.
These are connected to the branch monitoring device TCU via the remote monitor control RMC.

In addition, the automatic teller machine ATM at the branch office 2 and the automatic teller machine CD installed outside the store 3 are also connected to the above branch 1 through a modem M.

The branch 1 and the other branches 1a and 1n are further integrated into a centralized monitoring center 4 by a line 5.

In normal operation other than holidays, the branch 1 monitors ATMs, BTRs, and CDs installed in the branch with the monitoring device TCU, and supervises ATMs and CDs at the branch 2 and outside the store 3. Since the branch 1 is unmanned, the ATMs, BTRs, and CDs of the branch 1, the branch 2 and the outside of the store 3 are set to the unmanned mode, and the centralized monitoring center 4 collectively controls them via the line 5. Therefore, when turning off the power at the end of the day before the holiday operation, the ATM etc. in the branch 1 performs an internal check in preparation for unattended operation, and if everything is normal, the power is turned off as it is, and if there is an abnormality, the staff is abnormal. Notify the contents and take necessary actions.

That is, in FIG. 1, an operation flow for unattended operation will be described with reference to FIG. 2 by taking an example of an automatic teller machine ATM installed in a branch 1. FIG. Transactions with customers and their processing are performed by repeating steps 10 and 11. When the day's work is completed, the clerk performs end processing in steps 12, 13, and 14 and turns off the power.

At this time, if the operation of the next day is set to be performed in the unattended mode in step 15, the internal mode setting is checked in step 16, and if the unmanned operation is OK in step 17, the process further proceeds to steps 18 to 23. The remaining amount of the medium, the medium handling mechanism, and the remote monitoring system are checked in sequence, and if all of these are normal, the ATM power is turned off in step 24. However, if an error is detected in any of the check stages, this is displayed in step 25, and in steps 26 and 27, the reset processing is performed so that the ATM is not turned off and an appropriate error You will expect processing.

Here, the check of the internal mode setting in step 16 of FIG. 2 is specifically performed by following the steps as shown in FIG. That is, whether the monitoring mode is based on the centralized monitoring center 4 in FIG. 1 or the monitoring device (local monitoring) TCU in the branch 1 {step 161}, whether the passbook switching method is unmanned or manned. ｛Step 162｝ is discriminated, and whether the mode setting is OK or NG is
Select with 164.

Further, the check of the remaining amount of the medium in step 18 in FIG. 2 is specifically performed according to steps shown in FIG. That is, in steps 181-190, the amount in the safe is checked for each denomination. In this case, A to
C, EJ, and L represent the minimum required number of each medium, DK,
M represents the maximum allowable number of each medium, which is actually the ATM
Is compared to the amount in the safe. In addition, collected coins and journals, and further, collected journals are checked in steps 191, 192, and 193, and the remaining amount of the medium is reduced to O.
Whether it is K or NG is finally extracted in steps 194 and 195.

In addition, the operation check of the medium handling mechanism in step 20 in FIG. 2 is specifically performed according to steps shown in FIG. That is, a check of the release operation and collection operation of each denomination banknote and a test of the release operation and collection operation of each denomination coin are performed in steps 201 to 208. If this is normal, then a test is performed on the journal printing and cutting operations and the journal collection operation in steps 209 to 212, and if normal, the mechanical operation is OK in step 213, and if not, NG in step 214. Become.

Further, the line check of the remote monitoring system in step 22 of FIG. 2 is specifically performed by following the steps as shown in FIG. That is, a return test between the remote monitor control RMC and the ATM, a return test with the branch monitoring device TCU, and a return test with the centralized monitoring center 4 are sequentially performed in steps 221 to 226. The check is OK at 227, and if any one is abnormal, the check is NG at step 228.

FIG. 7 is a control block diagram of the automatic teller machine ATM that performs the operation flow of FIGS. 2 to 6, and includes a central information processing circuit CPU that executes the above operation flow, a read-on memory ROM, and a random access memory RAM. The CPU is connected to various devices 7a to 7h such as a display CRT via an interface 6.

[Brief description of the drawings]

The drawings show an embodiment of the present invention. FIG. 1 is a system configuration diagram in which the present invention is applied to an automatic transaction apparatus of a financial institution, FIG. 2 is an operation flowchart of the automatic teller machine in FIG. The figure is an operation flowchart that further embodies step 16 of FIG. 2, FIG. 4 is an operation flowchart that further embodies step 18 of FIG. 2, and FIG. 5 is an operation that further embodies step 20 of FIG. Flowchart, FIG. 6 is an operation flowchart further embodying step 22 of FIG. 2, and FIG. 7 is a control block diagram of the automatic teller machine. 1… branch 4… centralized monitoring center ATM… automated teller machine, BTR… automatic change machine CD… automated teller machine, RMC… remote monitor control TCU… branch monitoring device

Claims (1)

(57) [Claims] 1. An automatic transaction apparatus for automatically executing a predetermined transaction processing, wherein a medium remaining amount and an actual operation of a medium handling unit are based on an input of a check before unmanned operation for preparing for unattended operation of the apparatus. And a check result output means for outputting a check result detected by the check means.