JP2023171370A - Information processing device, information processing method and information processing program - Google Patents

Abstract

To increase convenience of users making cashless remittance.SOLUTION: An information processing device according to the present application includes a determination part and a provision part. When receiving code reading information including a remittance flag as a processing request from a user, the determination part determines whether or not a remittance destination identified by remittance destination identification information included in the code reading information is subject to a deduction system, based on the remittance destination identification information. When the determination part determines that the remittance destination is subject to the deduction system, the provision part provides the user with a first screen on which information representing that the remittance destination is subject to the deduction system is displayed.SELECTED DRAWING: Figure 6

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

In recent years, proposals have begun to be made for ways to move away from cash such as banknotes and coins and to send cashless remittances such as donations in the event of a disaster or offerings to temples and shrines. Furthermore, in recent years, fundraising through networks, such as crowdfunding, has become generally recognized, and cases in which individuals send money to specific organizations are becoming commonplace.

In addition, regarding remittances for the purpose of donations, for example, technology aimed at encouraging donations to schools, and technology for uniformly processing donations with the aim of reducing the burden on organizations receiving donations and donors. etc. have been proposed.

Japanese Patent Application Publication No. 2018-018115 Japanese Patent Application Publication No. 2018-014149

However, the conventional technology has room for improvement in increasing the convenience for users who perform cashless remittances. For example, donations made by individuals to designated recipients can receive tax benefits such as income deductions and tax credits. However, with conventional technology, when a user remits a donation, it is not possible to easily check whether the recipient is subject to the deduction system, and the user must investigate in advance. Furthermore, when a user applies for the deduction system, it takes considerable time and effort to prepare the documents necessary for application.

The present application has been made in view of the above, and aims to provide an information processing device, an information processing method, and an information processing program that can improve the convenience of users who make cashless remittances.

The information processing device according to the present application includes a determining section and a providing section. When the determination unit receives code reading information including a remittance flag as a processing request from a user, the determination unit determines that the remittance destination identified by the remittance identification information is eligible for the deduction system based on the remittance identification information included in the code reading information. Determine whether or not the application is applicable. If the determining unit determines that the remittance destination is subject to the deduction system, the providing unit provides the user with a first screen displaying information indicating that the remittance destination is subject to the deduction system. .

According to one aspect of the embodiment, it is possible to improve convenience for users who make cashless remittances.

FIG. 1 is a diagram showing an overview of processing that is a premise of information processing according to this embodiment. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. FIG. 3 is a diagram showing an example of a remittance destination database according to this embodiment. FIG. 4 is a diagram showing an example of the deduction certificate sending method database according to the present embodiment. FIG. 5 is a diagram showing an example of screen transitions in the terminal device according to the present embodiment. FIG. 6 is a block diagram showing a configuration example of an information processing device according to this embodiment. FIG. 7 is a diagram showing an overview of the remittance destination database according to the present embodiment. FIG. 8 is a diagram showing an overview of the deduction certificate sending method database according to the present embodiment. FIG. 9 is a diagram showing an overview of the remittance history database according to this embodiment. FIG. 10 is a flowchart illustrating an example of a processing procedure of the information processing apparatus according to the present embodiment. FIG. 11 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing apparatus according to the present embodiment or a modified example.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An information processing apparatus, an information processing method, and an embodiment of an information processing program according to the present application (hereinafter referred to as "this embodiment") will be described in detail below with reference to the drawings. Note that the information processing apparatus, information processing method, and information processing program according to the present application are not limited to this embodiment. Further, in each of the embodiments below, the same parts are given the same reference numerals, and redundant explanations will be omitted.

[1. An example of processing that is a premise of information processing according to this embodiment]
An example of processing that is a premise of information processing according to this embodiment will be described below. FIG. 1 is a diagram showing an overview of processing that is a premise of information processing according to this embodiment. Note that the prerequisite processing described below and the information processing according to this embodiment are executed in the information processing system SYS having the same configuration.

As shown in FIG. 1, the information processing system SYS according to this embodiment includes a terminal device 10 and an information processing device 100. Note that FIG. 1 shows an example of the information processing system SYS according to the present embodiment, and other terminal devices not shown in FIG. 1 may be included.

The terminal device 10 and the information processing device 100 are connected to a network N (see FIG. 6, for example) by wire or wirelessly. The terminal device 10 and the information processing device 100 can communicate with each other through the network N.

The terminal device 10 shown in FIG. 1 is an information processing terminal used by a user U who is a user of an electronic payment service provided by the information processing device 100. A typical example of the terminal device 10 is a smartphone, but it may also be realized by a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), etc. . In the example of FIG. 1, a smartphone is shown as the terminal device 10. Note that in the following description, the terminal device 10 may be referred to as user U. In other words, the user U can be read as the terminal device 10. Furthermore, in the following description, a user of the electronic payment service provided by the information processing device 100 may be simply referred to as a "user."

The terminal device 10 also supports wireless communication networks such as LTE (Long Term Evolution), 4G (4th Generation), and 5G (5th Generation), Bluetooth (registered trademark), and wireless LAN (Local Area It has a communication unit for connecting to a network N via short-range wireless communication such as a network N. Thereby, the user U can operate the terminal device 10 to access the information processing device 100 and use the electronic payment service provided by the information processing device 100.

Further, the terminal device 10 can display information for using the electronic payment service provided by the information processing device 100 using a web browser or an application. At this time, if the terminal device 10 receives control information for realizing information display processing by a web browser, application, etc. from the information processing device 100, it realizes the display processing according to the received control information.

Information processing device 100 shown in FIG. 1 provides electronic payment service to user U. The information processing device 100 is typically a server device, but may also be realized by a mainframe, a workstation, or the like. When the information processing device 100 is implemented as a server device, it may be implemented as a single server, or may be implemented as a cloud system in which multiple server devices and multiple storage devices operate cooperatively.

Note that the information processing device 100 may function as a distribution device that distributes control information to the terminal device 10 used by the user U. Here, the control information is written in, for example, a script language such as JavaScript (registered trademark) or a style sheet language such as CSS (Cascading Style Sheets). Note that the application itself distributed from the information processing device 100 may be regarded as control information.

Here, prior to information processing according to the embodiment, an example of payment (electronic payment) using the terminal device 10 will be described. In addition, in the following explanation, we will use a two-dimensional code (QR code (registered trademark)) placed at stores that are members of electronic payment services, which indicates store identification information to identify the store. An example in which the user U makes a payment using the terminal device 10 will be described below, but the embodiment is not limited to this. An example of a payment described below can be applied to a case where any user makes a payment at any store using any terminal device. Further, the store identification information may be not only a QR code (registered trademark) but also a barcode, a predetermined mark, a number, etc.

For example, when user U makes a payment for the use or purchase of payment objects (transaction objects) such as various products and services at a store, user U uses a payment application (payment application) installed on the terminal device 10. Start. Then, the user photographs the store identification information installed at the store via the payment application. In such a case, the terminal device 10 displays a screen for inputting the price to be paid, and accepts input of the payment amount from the user U or the store clerk. The terminal device 10 then receives user identification information for identifying user U, store identification information (or information indicated by the store identification information, that is, information indicating the store (for example, store ID)), and the payment amount. The payment information shown is transmitted to the information processing device 100.

In such a case, the information processing device 100 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store indicated by the store identification information. Then, the information processing device 100 transmits a notification to the terminal device 10 that the payment has been completed. In such a case, the terminal device 10 notifies that the payment has been made using electronic money by displaying a screen or outputting a predetermined sound indicating that the payment has been completed.

Note that payment using the terminal device 10 is not limited to the above-described processing. For example, the payment using the terminal device 10 may be made using a store terminal installed in a store. For example, the terminal device 10 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in the store reads the user identification information displayed on the terminal device 10 and reads the user identification information (or the information indicated by the user identification information, that is, the information indicating the user U). (for example, user ID)), the payment amount, and information for identifying the store, is transmitted to the information processing device 100. In such a case, the information processing device 100 transfers the amount of electronic money indicated by the payment amount from the user U's account indicated by the user identification information to the store's account, and transfers it to the store terminal or terminal device 10 of the store. On the other hand, the fact that the payment has been completed may be notified by outputting a screen or a predetermined sound indicating that the payment has been completed.

Furthermore, the payment using the terminal device 10 is not limited to the process of transferring electronic money from the account to which the user U has previously charged electronic money to the store's account; for example, payment using the credit card that the user U has registered in advance It may be payment. In such a case, for example, the terminal device 10 may transfer the electronic money of the payment amount to the store's account and request the payment amount from the operating company of the user U's credit card.

Note that the payment means and payment services described above are not limited to those for providing consideration for purchasing products or providing services (settlement of debts). For example, as described above, the payment means or payment service may have a function related to remittance between accounts owned by multiple users. That is, the payment means and payment service described above may be any service that controls the transmission and reception of electronic money between the accounts of any owners linked to the electronic money owner, such as the user U and the store. In other words, the payment means and payment services according to the embodiments include various controls for realizing electronic money exchange (not only various inter-account remittance controls via electronic money, but also control regarding exchanges between electronic money accounts and bank accounts). Transaction methods and transaction services that carry out various types of debt processing such as control, processing related to splits and bonus payments, and various other controls related to the exchange of assets, including electronic money, may be provided in any format. Good too. Furthermore, the various controls realized by such transaction means and transaction services may include both payment-related control and remittance-related control. That is, the term "transaction" is a concept that includes not only "settlement" related to electronic money, but also "remittance" of electronic money and various other types of processing. That is, the information processing device 100 may be an information processing device that implements a transaction means that controls the exchange of electronic money between arbitrary owners.

Further, the information processing apparatus 100 shown in FIG. 1 provides a corporate account service for corporations. The corporate account service is used when using various services related to domestic exchange transactions for corporations. In the corporate account service, the corporate account provided from the information processing device 100 to the business operator X includes, for example, a main wallet and a sub-wallet.

The main wallet is linked to a financial institution account designated in advance by business operator X. For example, business operator X can use this main wallet to deposit funds to be used for transactions of various services that business operator X has registered for use in advance. Further, for example, business operator X can also receive a payout of funds remaining unused for transactions of various services through this main wallet. Further, the sub-wallet is linked to various services that business operator X registers for use in advance. The balance transferred from the main wallet to the sub-wallet will be applied to transactions for various services.

Further, as a premise of the information processing according to the present embodiment, the information processing apparatus 100 can efficiently process services related to digital money such as electronic money by distributing processing requests from the user U to appropriate processing. Hereinafter, the processing that is the premise of the information processing according to this embodiment will be specifically explained along the flow expected when this processing is implemented. In the following explanation, business operator It is assumed that the agreement has been concluded. In other words, it can be said that business operator X is a service user who has a predetermined contractual relationship with a business operator that operates electronic payment services and corporate account services.

For example, the user U operates the terminal device 10 to read code information Q, which is a two-dimensional code linked to the business operator X, and transmits a processing request corresponding to the code information Q to the information processing device 100. Code information Q shown in FIG. 1 is associated with either payment or remittance processing. The code information Q is configured to be readable by the user U using the terminal device 10 when transmitting a processing request. If the code information Q is code information for the purpose of payment, it is assumed that the code information Q is installed in a store that is a member store of an electronic payment service. In addition, if the code information Q is code information for the purpose of remittance such as donations or offering offerings, it may be placed at fundraising venues that collect donations, temples and shrines, and designated websites for fundraising such as crowdfunding. It is assumed that there will be cases where The processing request sent from the terminal device 10 to the information processing apparatus 100 includes request identification information for specifying the processing content corresponding to the processing request. For example, the request identification information is embedded in the code in advance when writing the code information Q.

The information processing device 100 executes a distribution process of distributing the processing request received from the user U to a payment process or a remittance process (step S1). For example, based on the request identification information included in the processing request from the user U, the information processing device 100 allocates processing based on the processing request to either payment processing or remittance processing.

Further, when the information processing device 100 distributes the processing request to payment processing, the information processing device 100 executes the payment processing according to the contents of the processing request (step S2-1). When the payment process is successfully completed, the information processing device 100 sends electronic money in an amount equivalent to the payment amount through the payment service compatible wallet provided to business operator X based on the conclusion of the electronic payment service member store contract. Accept deposits. Then, the information processing device 100 pays out the balance of the wallet compatible with the payment service to the financial institution account designated in advance as the transfer destination by the business operator X at a predetermined timing according to the member store contract.

Furthermore, when the information processing device 100 distributes the processing request to remittance processing, it executes the remittance processing according to the contents of the processing request (step S2-2). When the remittance process is successfully completed, the information processing device 100 receives electronic money equivalent to the remittance amount through the sub-wallet for the remittance service linked to the corporate account of business operator X. Then, the information processing device 100 adds the balance of the sub-wallet compatible with the remittance service to the balance of the main wallet of the corporate account as the receipt of business operator X. Then, the information processing device 100 pays out the balance of the corporate wallet to a financial institution account designated in advance as a transfer destination by the business operator X at a predetermined timing according to the usage contract of the corporate account service.

In this way, the information processing apparatus 100 according to the present embodiment can allocate processing requests from the user U to appropriate processing, and can efficiently execute processing related to services related to digital money such as electronic money. Furthermore, the information processing device 100 according to the present embodiment can provide the user U with a service that processes payment processing and remittance processing on the same platform.

[2. An example of information processing according to this embodiment]
An example of information processing according to this embodiment will be described below. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. In addition, in the above-mentioned premise processing, the information processing according to the present embodiment provides information indicating that the remittance destination is subject to the deduction system when the processing request from the user U is assigned to remittance processing. Realize. Thereby, the information processing device 100 according to the present embodiment can improve convenience for the user U who performs cashless remittance.

For example, the user U can easily perform electronic payment or remittance by reading the code information Q using a payment application installed on the terminal device 10. Note that the function related to remittance may be provided in advance as a mini-app that operates in a payment application that functions as a super-app, or may be provided as an individual application program.

The information processing according to this embodiment will be specifically described below along the flow expected when the information processing is performed. Note that the following describes a case where user U uses a payment app to remit a donation in digital money such as electronic money or virtual currency to a specific remittance destination, but the information processing according to the embodiment is not particularly limited to this example, and can be applied to various cashless remittances using digital money.

For example, the user U operates the terminal device 10 to read the code information Q1 (step S11). The code information Q1 is generated in advance in the information processing device 100 in response to a request from a corporation such as a company or an organization. For example, the code information Q1 is composed of a two-dimensional code such as a QR code (registered trademark), and functions as a reception means for receiving a remittance request from the user U. Note that the code information Q1 is an example of a reception means for accepting a remittance request from the user U, and any means capable of accepting a remittance request from the user U can be adopted. Code information Q1 describes information for linking to corporate accounts provided to corporations such as companies and organizations that use corporate services, and making remittances for predetermined purposes with these corporations as remittance destinations. Ru. For example, code information Q1 describes information for accessing a remittance screen (web page) prepared in advance for each project launched by a certain corporation for fundraising activities. For example, the information described in the code information Q1 includes remittance destination identification information for identifying the remittance destination, a remittance flag indicating that the remittance is a remittance request, and the like.

The terminal device 10 transmits the code reading information read from the code information Q1 to the information processing device 100 as a processing request to the information processing device 100 (step S12). For example, the code reading information includes remittance identification information for identifying the remittance recipient, a remittance flag indicating that it is a remittance request (corresponding to the above-mentioned "request identification information"), and the remittance source (user U). Contains remittance source identification information for identification. For example, the remittance source identification information may be a user ID (for example, U#000) that is individually assigned to the user U who uses the electronic payment service.

If the code reading information received from the terminal device 10 includes a remittance flag, the information processing device 100 recognizes that it is a remittance process, and uses the remittance destination database 121 based on the remittance identification information included in the code reading information. And remittance information is acquired from the deduction certificate sending method database 122 (step S13).

FIG. 3 shows an overview of the remittance database 121 included in the information processing device 100. FIG. 3 is a diagram showing an example of the remittance destination database 121 according to the present embodiment. As shown in FIG. 3, the remittance database 121 includes items such as "remittance identification information", "remittance destination", "remittance display name", "deduction flag", and "remittance destination" items. There are items such as ``deduction details/compatible system'', ``amount that can be remitted'', ``single unit setting'', ``1 unit amount'', and ``how to send deduction certificate''. are doing.

The item "remittance destination identification information" stores unique identification information that is individually assigned to remittance destinations such as companies and organizations. The "remittance destination" item stores the name of the company, organization, etc. that is the remittance destination. The name of the remittance destination displayed on the terminal device 10 is stored in the "remittance destination display name" item. In the example shown in FIG. 3, "A Donation" is shown as the information stored in the "Remittee Display Name" item.

The "deduction flag" item stores information indicating whether the remittance destination is subject to the deduction system. In the example shown in FIG. 3, "ON" is stored in the "deduction flag" item. “ON” is an example of information indicating that the deduction system is applicable. The item "deduction details/corresponding system" stores information indicating the details of the deduction applied to the remittance destination and information indicating the corresponding tax system. In the example shown in FIG. 3, "donation deduction" is shown as information indicating the details of the deduction applied to the remittance destination, and "income deduction" is shown as the corresponding tax system. Note that the item "deduction details/corresponding system" may be an item in which information indicating general principles is stored. For example, for certain donations related to political activities, donations to certified NPOs, and donations to public interest incorporated associations, "special deduction for donations" is stored as a deduction instead of income deduction. and "tax credit" may be stored as the corresponding tax system.

The item "Amount that can be remitted" stores information indicating the amount of money that can be accepted for remittance, which is set by the company or organization that is the remittance destination. In the example shown in FIG. 3, the remittable amounts stored in the "Remittable Amount" item range from a minimum amount of 100 (yen) to a maximum amount of 1,000,000 (yen). The item "Single unit setting" stores information indicating whether or not the company or organization to which the remittance is to be made has set up accepting remittances in units of one unit. In the item "Amount per account", information indicating the amount of remittance per unit is set when remittance is set to be accepted in units of one unit. In the example shown in FIG. 3, it is shown that the one-port setting has not been made.

The "How to send deduction certificate" item stores information indicating how to send the deduction certificate (receipt or deposit slip) that is required when user U, the remittance source, applies the deduction system. ing. In the example shown in FIG. 3, "mailing" is shown as the method of sending the deduction certificate stored in the "method of sending deduction certificate" item.

Furthermore, when the user U who is the remittance source wishes to send a deduction certificate, the information processing device 100 acquires items of personal information that need to be linked to the remittance destination from the deduction certificate sending method database 122. FIG. 4 shows an overview of the deduction certificate sending method database 122 according to this embodiment. FIG. 4 is a diagram showing an example of the deduction certificate sending method database 122 according to the present embodiment.

As shown in FIG. 4, the deduction certificate sending method database 122 has an item of "deduction certificate sending method" and an item of "cooperation item when linking accounts." The item "Deduction certificate sending method" stores information indicating the method of sending the deduction certificate. In the item "Cooperation items when linking accounts", information indicating the items of personal information to be linked to the remittance destination is stored when the user agrees to share the personal information when sending the deduction certificate.

In the example shown in FIG. 4, when the method of sending the deduction certificate is "mail", "name, telephone number, and address" are shown as personal information items that need to be linked to the remittance destination.

Based on the remittance identification information included in the code reading information received from the terminal device 10, the information processing device 100 determines whether the remittance destination identified by the remittance identification information is subject to the deduction system. . When the information processing device 100 determines that the remittance destination is subject to the deduction system, the information processing device 100 displays the remittance amount input screen W1 on which information indicating that the remittance destination is subject to the deduction system to the user U. Provided to.

Specifically, based on the remittee identification information, the information processing device 100 retrieves the "remittee" item and the "remittee display name" item that are associated with the remittee identification information from the remittee database 121. It is also stored in the ``Deduction flag'' item, ``Deduction details/compatible system'' item, ``Remittable amount'' item, ``1 account setting'' item, and ``1 account amount'' item. The remittance recipient's name, remittee display name, information indicating whether the remittance recipient is subject to the deduction system, and the amount that can be remitted are obtained by referring to each piece of information in the remittance list. In addition, if the remittance destination is subject to the deduction system (if the deduction flag is "ON"), the information processing device 100 will inform the remittance recipient of the Information on items of personal information to be linked is obtained from the deduction certificate sending method database 122. Then, the information processing device 100 transmits each piece of acquired information to the terminal device 10 as remittance information (step S14).

When the terminal device 10 receives the remittance information from the information processing device 100, it displays a remittance amount input screen W1 (an example of a "first screen") (step S15). Furthermore, in response to the operation on the remittance amount input screen, the terminal device 10 makes an inquiry to the remittance recipient as to whether or not they agree to share personal information when sending the deduction certificate from the remittance recipient. A consent screen W2 (an example of a "second screen") is displayed (step S16). Further, the terminal device 10 displays a remittance acceptance screen W3 (an example of a "third screen") corresponding to the operation on the consent screen W2 (step S17). Then, the terminal device 10 transmits a remittance instruction to the information processing device 100 in response to the operation on the remittance acceptance screen W3 (step S18).

Upon receiving the remittance instruction from the terminal device 10, the information processing device 100 executes remittance processing according to the received remittance instruction (step S19). For example, a remittance request includes remittance source identification information indicating the remittance source, information indicating the remittance amount, a business ID for identifying the business operator representing the remittance destination, and a code ID for identifying the above-mentioned project. is included. For example, the remittance source identification information may be a user ID (for example, U#000) that is individually assigned to the user U who uses the electronic payment service. The remittance process will be briefly explained below.

When the information processing device 100 receives a remittance request from the user U, it adds electronic money equivalent to the remittance amount to the balance of the sub-wallet corresponding to the project of the remittance business: "A Donation". For example, the information processing device 100 adds an amount equivalent to the remittance amount to the balance of the sub-wallet linked to the business ID and code ID included in the remittance request. Subsequently, the information processing device 100 transfers the balance of the sub-wallet to the main wallet of the business operator M at a predetermined timing. Then, the information processing device 100 pays out the balance of the main wallet to the bank account of the business operator M at a predetermined timing.

Then, when the transmission process is successfully completed, the information processing device 100 transmits a remittance completion notification to the terminal device 10 (step S20).

Hereinafter, screen transitions in the terminal device 10 will be specifically explained using FIG. 5. FIG. 5 is a diagram showing an example of screen transitions in the terminal device 10 according to the present embodiment. When the remittance information is received from the information processing device 100, the remittance amount input screen W1 shown in FIG. 5 is displayed on the terminal device 10 (step S31). Information J1 indicating the remittance destination included in the remittance information received from the information processing device 100 is displayed on the remittance amount input screen W1 shown in FIG. For example, the information J1 indicating the remittance destination includes the name of the remittance company or organization (for example, "〇〇〇〇") and the remittance display name (for example, "A Donation").

Further, if the remittance destination information received from the information processing device 100 includes information indicating that the remittance destination is subject to the deduction system, the remittance amount input screen W1 shown in FIG. Label information J2 indicating this is displayed. For example, the label information J2 includes the details of the deduction (for example, "donation deduction"). Label information J2 may be provided depending on the remittance destination, or may be provided depending on the address of the user U2 who is the remittance source.

Further, on the remittance amount input screen W1 shown in FIG. 5, information J3 indicating the remittable amount included in the remittee information is displayed in association with the remittance amount input area. In the example shown in FIG. 5, "100 to 1,000,000 can be entered" is shown as information J3 indicating the remittable amount. Note that the information processing device 100 particularly provides the user U with the remittance amount input screen W-1 in which the user U can freely input the amount within the range of the minimum amount and maximum amount set by the remittance destination business operator. Not limited. For example, the information processing device 100 may provide the user U with a remittance amount input screen W-1 on which the remittance amount input screen W-1 can be entered in remittance units (per unit and per unit amount) set by the remittee business operator.

Further, the remittance amount input screen shown in FIG. 5 is provided with a button B1 for the user U to operate when proceeding to the next step in the remittance process. When button B1 provided on the remittance amount input screen shown in FIG. 5 is operated by user U, consent screen W2 is displayed on terminal device 10 (step S32). The consent screen W2 displays information J4 indicating items of personal information to be linked to the remittance destination when agreeing to share the personal information when sending the deduction certificate.

The consent screen W2 shown in FIG. 5 also includes a button B2 for user U to operate when agreeing to share personal information with the remittee, and a button B2 for user U to operate when not agreeing to share personal information with the remittee. A button B3 for operation is provided.

For example, when the button B2 provided on the consent screen W1 shown in FIG. The remittance acceptance screen W3-1 is displayed. On the other hand, for example, when the button B3 provided on the consent screen W2 shown in FIG. A reception screen W3-2 is displayed. When the remittance button provided on the remittance acceptance screen W3-1 or the remittance acceptance screen W3-2 shown in FIG. 5 is operated, the terminal device 10 instructs the information processing device 100 to remit money (see FIG. 2). is sent.

In this way, according to the information processing device 100 according to the present embodiment, it is possible to improve the convenience for the user U who performs cashless remittance. In other words, the information processing device 100 can make the user U confirm in advance whether the remittance destination is subject to a deduction system such as donation deduction before executing the remittance. Furthermore, if the remittance destination is subject to the deduction system, the information processing device 100 can cooperate with the remittance destination by simply completing a simple procedure for personal information required to create a deduction certificate, subject to user U's consent. , the burden on the user can be reduced. On the other hand, if the information processing device 100 has the consent of the user U who is the remittance source, the information processing device 100 can provide the personal information of the user U to the company or organization that is the remittance destination. Furthermore, the information processing device 100 can accept remittances according to the wishes of companies, organizations, etc. to which remittances are made.

Further, in the information processing according to the present embodiment, if the remittance destination corresponding to the remittance identification information is a remittance destination that has already obtained consent for sharing personal information from the user, the information processing apparatus 100 determines that consent has already been obtained. When making a remittance to a remittance destination, the consent screen W2 may be skipped and the remittance acceptance screen W3 may be provided.

Furthermore, in the information processing according to the present embodiment, the information processing apparatus 100 may provide, in response to a request from the user U, a remittance history regarding remittances to which the remittance destination is subject to the deduction system. For example, the information processing device 100 may filter and extract only the history of remittances to remittance destinations to which the deduction system is applied from all remittance histories of user U, and provide the extracted remittance history to user U. good. In this case, the information processing device 100 may also provide the total amount of remittances, or may provide the amount of the remittance amount that is the upper limit for deduction.

[3. Device configuration example]
The configuration of the information processing device 100 according to this embodiment will be described below. FIG. 6 is a block diagram showing a configuration example of an information processing device according to this embodiment.

As shown in FIG. 6, the information processing device 100 includes a communication section 110, a storage section 120, and a control section 130.

(About communication department 110)
The communication unit 110 is connected to the network N by wire or wirelessly. The communication unit 110 transmits and receives information to and from the terminal device 10 via the network N. The communication unit 110 is realized by, for example, a NIC (Network Interface Card). The network N is a WAN (Wide Area Network) such as the Internet. Note that the network N may include, for example, a communication network such as a LAN (Local Area Network), a telephone network (for example, a mobile phone network or a fixed telephone network), or a local IP (Internet Protocol) network. Further, the network N may include a wired network or a wireless network.

(About storage unit 120)
The storage unit 120 stores programs and data used for control and calculation by the control unit 130. The storage unit 120 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 6, the storage unit 120 includes a remittance destination database 121, a deduction certificate sending method database 122, a remittance history database 123, a usage service information database 124, a payment supported wallet information database 125, and a corporate account database. and an information database 126.

(About the remittance database 122)
The remittance destination database 122 stores information regarding the remittance destination associated with the code information Q. FIG. 7 is a diagram showing an overview of the remittance destination database according to the present embodiment. Note that FIG. 7 shows an example of the remittance destination database 121 according to the present embodiment, and may be configured in a different form from the example shown in FIG. 7.

As shown in FIG. 7, the remittance destination database 121 includes items such as "remittance identification information", "remittance destination", "remittance display name", "deduction flag", and "remittance destination" items. Multiple items such as ``deduction details/support system'', ``allowable remittance amount'', ``single unit setting'', ``1 unit amount'', and ``method for sending deduction certificate''. It has the following items. These items included in the remittance destination database 121 are associated with each other.

The item "remittance destination identification information" stores unique identification information that is individually assigned to remittance destinations such as companies and organizations. The "remittance destination" item stores the name of the company, organization, etc. that is the remittance destination. The name of the remittance destination displayed on the terminal device 10 is stored in the "remittance destination display name" item. In the example shown in FIG. 7, "Donation A", "Donation B", etc. are shown as information stored in the item "Remittee Display Name".

The "deduction flag" item stores information indicating whether the remittance destination is subject to the deduction system. For example, if "ON" is stored in the "Deduction Flag" item, it indicates that the deduction system is applicable, and if "OFF" is stored in the "Deduction Flag" item, it means that the deduction system is applicable. Indicates that it is not applicable.

The item "deduction details/corresponding system" stores information indicating the details of the deduction applied to the remittance destination and information indicating the corresponding tax system. In the example shown in FIG. 7, "donation deduction" is shown as information indicating the details of the deduction applied to the remittance destination, and "income deduction" is shown as the corresponding tax system. Note that the item "deduction details/corresponding system" may be an item in which information indicating general principles is stored. For example, for certain donations related to political activities, donations to certified NPOs, and donations to public interest incorporated associations, "special deduction for donations" is stored as a deduction instead of income deduction. and "tax credit" may be stored as the corresponding tax system.

The item "Amount that can be remitted" stores information indicating the amount of money that can be accepted for remittance, which is set by the company or organization that is the remittance destination. In the example shown in FIG. 7, the remittable amounts stored in the "Remittable Amount" item range from a minimum amount of 100 (yen) to a maximum amount of 1,000,000 (yen). The item "Single unit setting" stores information indicating whether or not the company or organization to which the remittance is to be made has set up accepting remittances in units of one unit. In the item "Amount per account", information indicating the amount of remittance per unit is set when remittance is set to be accepted in units of one unit.

The "How to send deduction certificate" item stores information indicating how to send the deduction certificate (receipt/deposit note) that is required when user U, the remittance source, applies the deduction system. ing. In the example shown in FIG. 7, "postal mail" and "e-mail" are shown as the method of sending the deduction certificate stored in the item "method of sending deduction certificate".

According to FIG. 7, the remittance destination: “〇〇〇〇” identified by the remittance identification information: “xxx.aaa” is displayed on the terminal device 10 as “A donation”. In addition, according to Figure 7, remittances to “〇〇〇〇” are eligible for donation deduction, which is an income deduction. You can freely enter the amount, and there is no limit to one unit. Furthermore, according to Figure 7, it is shown that the deduction certificate required when applying the deduction system for remittance to "〇〇〇〇" is sent by mail.

(About deduction certificate sending method database 122)
The deduction certificate sending method database 122 stores information regarding the deduction certificate sending method. FIG. 8 is a diagram showing an overview of the deduction certificate sending method database according to the present embodiment. Note that FIG. 8 shows an example of the deduction certificate sending method database 122 according to the present embodiment, and may be configured in a different form from the example shown in FIG. 8.

As shown in FIG. 8, the deduction certificate sending method database 122 has an item of "deduction certificate sending method" and an item of "cooperation item when linking accounts." The item "Deduction certificate sending method" stores information indicating the method of sending the deduction certificate. In the item "Cooperation items when linking accounts", information indicating the items of personal information to be linked to the remittance destination is stored when the user agrees to share the personal information when sending the deduction certificate.

In the example shown in Figure 8, when the method of sending the deduction certificate is "email", "name, telephone number, and e-mail address" are shown as personal information items that need to be linked to the remittance destination. . Additionally, in the example shown in Figure 8, if the method of sending the deduction certificate is "mail," "name, telephone number, and address" are shown as personal information items that need to be linked to the remittance destination. .

(About remittance history database 123)
The remittance history database 123 stores information regarding the remittance history of each user including user U. FIG. 9 is a diagram showing an overview of the remittance history database according to this embodiment. Note that FIG. 9 shows an example of the remittance history database, and the remittance history database may be configured in a different form from the example shown in FIG.

As shown in FIG. 9, the remittance history database 123 includes a "user ID" item, a "remittance date" item, a "remittance destination business operator" item, a "remittance destination display name" item, It has an item of ``remittance amount'', an item of ``deduction information'', and an item of ``deduction details/corresponding system''. These items included in the remittance history database 123 are correlated with each other.

The "user ID" item stores identification information individually assigned to the user U who made the remittance. The "remittance date" item stores information indicating the date on which the remittance was made. The item "remittance destination business operator" stores information indicating a business operator (corporation) such as a company or organization that is the remittance destination. The item “remittance destination display name” stores information about the remittance destination displayed on the terminal device 10. The item "Remittance amount" stores information indicating the remitted amount. The "deduction information" item stores information indicating whether or not the deduction system is applicable. The item "deduction details/corresponding system" stores information indicating the details of the deduction applied to the remittance destination and information indicating the corresponding tax system.

According to FIG. 9, user U identified by user ID: “#000” sent a payment of 1,000 yen to remittance recipient company: “〇〇〇〇” on April 14, 2020. It is shown that the remittance happened. Further, according to FIG. 9, it is shown that this remittance is subject to donation deduction, which is an income deduction.

(About the service information database 124)
The used service information database 124 stores information regarding services used by service users who are businesses (corporations) such as companies and organizations that use corporate accounts. For example, the services used include payment services (collection agency services) that become available by concluding a merchant contract, and services that become available after concluding a corporate account service usage contract with a business that provides corporate account services. This includes remittance services (remittance receiving services) that can be used by registering to use the remittance service.

(About payment compatible wallet information database 125)
The payment compatible wallet information database 125 stores payment compatible wallet information regarding payment compatible wallets owned by businesses that use payment services. Payment compatible wallet information includes a business ID, which is identification information for identifying a business that has concluded a merchant contract as a member store of an electronic payment service, and a member store ID, which is identification information for identifying a member store. , Store ID, which is identification information to identify the store, Wallet ID, which is identification information to identify the payment-compatible wallet, information indicating the money balance of the payment-compatible wallet, and the financial institution linked to the wallet. This includes the account number indicating the account.

(About corporate account information database 126)
The corporate account information database 126 stores information regarding corporate accounts corresponding to businesses that have entered into a contract to use the corporate account service. Information related to corporate accounts is stored, such as the business ID, which is identification information for identifying the business that uses the corporate account service, the corporate account ID, which is identification information to identify the corporate account, the main wallet, etc. It includes the money balance of the sub-wallet and the account number indicating the financial institution account linked to the main wallet.

(About the control unit 130)
The control unit 130 is a controller that controls the information processing device 100 and performs calculations. Each part of the control unit 130 is configured such that, for example, a CPU (Central Processing Unit) or an MPU (Micro Processing Unit) executes various programs stored in the internal storage device of the information processing device 100 using the RAM as a work area. This is achieved by Further, the control unit 130 is realized by, for example, an integrated circuit such as an ASIC (Application Specific Integrated Circuit), an FPGA (Field Programmable Gate Array), or an SoC (System on a Chip).

As shown in FIG. 6, the control unit 130 includes a distribution processing unit 131, a determination unit 132, a providing unit 133, a payment processing unit 134, and a remittance processing unit 135. The control unit 130 realizes or executes information processing functions and operations described below using each unit shown in FIG.

(About the distribution processing unit 131)
The distribution processing unit 131 distributes the processing based on the processing request to either payment processing or remittance processing based on the request identification information included in the code reading information accepted as the processing request from user U.

(About the determination unit 132)
When the remittance flag is included in the code reading information, the remittance receiving unit 132 determines whether the remittance identified by the remittance identification information is subject to the deduction system based on the remittance identification information included in the code reading information. Determine whether or not.

(About the provision section 133)
When the determining unit 132 determines that the remittance destination is subject to the deduction system, the providing unit 132 displays the remittance amount input screen W1 (for example, , see FIG. 5) is provided to user U. For example, the providing unit 132 provides a remittance amount input screen W1 (for example, see FIG. 5) on which information indicating the details of the deduction corresponding to the remittance is displayed as information that the remittance is subject to the deduction system.

Further, for example, the providing unit 133 provides a remittance amount input screen W1 on which the user U can input the remittance amount according to settings accepted in advance from the remittee business operator that is the remittee destination. Specifically, the providing unit 133 provides a remittance amount input screen W1 on which an amount can be input within the range of a minimum amount and a maximum amount set by the remittee business operator. Further, the providing unit 133 provides a remittance amount input screen W1 that allows the amount to be input in remittance units set by the remittee business operator.

Further, the providing unit 133 makes an inquiry to the remittance recipient as to whether or not they agree to share their personal information, in response to the user U's operation on the remittance amount input screen W1 (for example, the operation on the button B1). If the user U is provided with a consent screen W2 (for example, see Figure 5) for the purpose of sharing personal information, and the user U consents to the sharing of personal information through the consent screen W2, the personal information is automatically entered in a predetermined area. A remittance acceptance screen W3 (for example, see FIG. 5) is provided to the user U.

In addition, if the remittance destination corresponding to the remittance identification information is a remittance destination that has already obtained consent for sharing personal information from user U, the providing unit 133 provides consent when re-transferring to the remittance destination for which consent has already been obtained. The screen W2 is skipped and the remittance acceptance screen W3 is provided.

Furthermore, in response to a request from user U, the providing unit 133 provides remittance history regarding remittances to which the remittance destination is subject to the deduction system. For example, the providing unit 133 may filter and extract only the history of remittances to remittance destinations to which the deduction system is applied from all remittance histories of user U, and provide user U with the extracted remittance history. . In this case, the information processing device 100 may also provide the total amount of remittances, or may provide the amount of the remittance amount that is the upper limit for deduction.

(About payment processing unit 134)
When the processing request is allocated to payment processing by the distribution processing unit 131, the payment processing unit 134 transfers electronic money equivalent to the payment amount included in the processing request to the business operator who is the service user of the payment service. It will be added as sales proceeds to the balance of the payment service compatible wallet linked to the payment service that supports payment processing. In addition, the payment processing unit 134 pays out the balance of the payment service compatible wallet to a financial institution account that is designated in advance as the transfer destination by the business operator who is the user of the payment service at a predetermined timing according to the member store contract. .

(About remittance processing unit 135)
When the processing request is allocated to remittance processing by the distribution processing unit 131, the remittance processing unit 135 transfers electronic money equivalent to the remittance amount included in the processing request to the business operator who is the service user of the remittance service. The amount will be added to the balance of the corporate account as a receipt. In addition, when the remittance processing is successfully completed, the remittance processing unit 135 sends an amount equivalent to the remittance amount through the sub-wallet for the remittance service linked to the corporate account of the business operator who is the service user of the remittance service. accepts electronic money deposits. Further, the remittance processing unit 135 adds the balance of the sub-wallet compatible with the remittance service to the balance of the main wallet of the corporate account as a receipt from the business operator. In addition, the remittance processing unit 135 pays out the balance of the corporate wallet to a financial institution account that is designated in advance as the transfer destination by the business operator who is the user of the remittance service at a predetermined timing according to the contract for using the corporate account service. .

[4. Processing procedure]
Next, a processing procedure by the information processing apparatus 100 according to the present embodiment will be described using FIG. 10. FIG. 10 is a flowchart illustrating an example of a processing procedure of the information processing apparatus according to the present embodiment. Note that the processing procedure described below is repeatedly executed by the control unit 130 included in the information processing device 100.

As shown in FIG. 10, when the code reading information includes a remittance flag, the determination unit 132 determines that the remittance identified by the remittance identification information is under the deduction system based on the remittance identification information included in the code reading information. It is determined whether the application is applicable (step S101).

Furthermore, when the determination unit 132 determines that the remittance destination is subject to the deduction system, the remittance receiving unit 132 displays information indicating that the remittance destination is subject to the deduction system. A remittance amount input screen W1 is provided to the user U (step S102).

Further, the providing unit 132 provides the user U with a consent screen W2 for inquiring whether or not the user agrees to share personal information with the remittance recipient (step S103).

Further, the providing unit 132 determines whether consent for sharing personal information has been obtained from the user U through the consent screen W2 (step S104). If the providing unit 132 determines that consent to share personal information has been obtained from the user U through the consent screen W2 (step S104: Yes), the providing unit 132 sends a remittance receipt in which the personal information is automatically entered into the input field in a predetermined area. Screen W3-1 is provided to user U (step S105).

Further, upon receiving a remittance instruction from the user U (for example, when the remittance button is operated), the remittance processing unit 135 executes remittance processing according to the instruction from the user U (step S107), as shown in FIG. The processing procedure shown in is completed.

In step S104 described above, if the providing unit 132 determines that consent to share the personal information has not been obtained from the user U through the consent screen W2 (step S104: No), the provision unit 132 accepts remittances in which the input field for personal information is blank. The screen W3-2 is provided to the user U (step S108), and the process proceeds to step S107 described above.

[5. Modified example]
The embodiment described above shows an example of information processing according to the embodiment, and various modifications and applications are possible.

(5-1. Regarding consent to share personal information)
For example, in the example of the information processing according to the present embodiment described above, the information processing device 100 may perform remittance processing on the condition that the remittee agrees to share personal information with the remittee if the remittance is subject to the deduction system. May be executed. Thereby, the deduction certificate can be reliably provided to the user U who is the remittance source.

(5-2. Regarding regular remittances)
For example, in the example of the information processing according to the present embodiment described above, the information processing device 100 not only accepts remittances on an ad hoc basis through the code information Q, but also periodically accepts remittances in response to a bow from user U. may be accepted.

(5-3. Setting an upper limit on remittance amount)
For example, in the example of the information processing according to the present embodiment described above, the information processing device 100, in response to a request from the user U, accepts remittances from the user U up to the amount for which the user U can use the deduction system. Processing may be performed to accept the request.

[6. Hardware configuration]
Further, the information processing apparatus 100 according to the present embodiment described above is realized by, for example, a computer 1000 having a configuration as shown in FIG. 11. FIG. 11 is a hardware configuration diagram showing an example of a computer that implements the functions of the service providing device according to the present embodiment or a modified example.

The computer 1000 is connected to an output device 1010 and an input device 1020, and has an arithmetic device 1030, a primary storage device 1040, a secondary storage device 1050, an output IF (Interface) 1060, an input IF 1070, and a network IF 1080 connected by a bus 1090. has.

The arithmetic device 1030 operates based on programs stored in the primary storage device 1040 and the secondary storage device 1050, programs read from the input device 1020, and performs various processes. The primary storage device 1040 is a memory device such as a RAM that temporarily stores data used by the arithmetic device 1030 for various calculations. Further, the secondary storage device 1050 is a storage device in which data used by the arithmetic unit 1030 in various calculations and various databases are registered, and is realized by a ROM (Read Only Memory), an HDD, a flash memory, or the like.

The output IF 1060 is an interface for transmitting information to be output to the output device 1010 that outputs various information such as a monitor or a printer. This is realized using a connector compliant with standards such as HDMI (registered trademark) (High Definition Multimedia Interface). Further, the input IF 1070 is an interface for receiving information from various input devices 1020 such as a mouse, a keyboard, and a scanner, and is realized by, for example, a USB.

Note that the input device 1020 is, for example, an optical recording medium such as a CD (Compact Disc), a DVD (Digital Versatile Disc), or a PD (Phase change rewritable disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), or a tape. It may be a device that reads information from a medium, a magnetic recording medium, a semiconductor memory, or the like. Furthermore, the input device 1020 may be an external storage medium such as a USB memory.

Network IF 1080 receives data from other devices via network N and sends it to computing device 1030, and also sends data generated by computing device 1030 to other devices via network N.

Arithmetic device 1030 controls output device 1010 and input device 1020 via output IF 1060 and input IF 1070. For example, the arithmetic device 1030 loads a program from the input device 1020 or the secondary storage device 1050 onto the primary storage device 1040, and executes the loaded program.

For example, when the computer 1000 functions as the information processing device 100 according to the present embodiment, the arithmetic device 1030 of the computer 1000 executes a program (for example, an information processing program) loaded on the primary storage device 1040, thereby It realizes the same functions as the control unit 330. That is, the arithmetic device 1030 realizes processing by the information processing device 100 according to the present embodiment in cooperation with a program (for example, an information processing program) loaded onto the primary storage device 1040.

Further, when the computer 1000 functions as the information processing device 100 according to the modification, the arithmetic device 1030 of the computer 1000 performs control by executing a program (for example, an information processing program) loaded on the primary storage device 1040. The function similar to that of section 430 is realized. That is, the arithmetic device 1030 realizes processing by the information processing device 100 according to the modified example in cooperation with a program (for example, an information processing program) loaded onto the primary storage device 1040.

[7. effect〕
As described above, the information processing apparatus 100 according to the present embodiment includes the determination section 132 and the provision section 133. When the determination unit 132 receives code reading information including a remittance flag as a processing request from a user, the remittance destination identified by the remittance identification information is deducted based on the remittance identification information included in the code reading information. Determine whether or not the system is applicable. When the determining unit 132 determines that the remittance destination is subject to the deduction system, the providing unit 133 displays the remittance amount input screen W1 (for example, , see FIG. 5) is provided to user U.

Further, the providing unit 133 provides a remittance amount input screen W1 on which information indicating the details of the deduction corresponding to the remittance is displayed as information that the remittance is subject to the deduction system.

Further, the providing unit 133 provides a remittance amount input screen W1 on which the user U can input the remittance amount according to settings accepted in advance from the remittee business operator that is the remittee. Specifically, the providing unit 133 provides a remittance amount input screen W1 on which an amount can be input within the range of a minimum amount and a maximum amount set by the remittee business operator. Further, the providing unit 133 provides a remittance amount input screen W1 that allows the amount to be input in remittance units set by the remittee business operator.

Further, the providing unit 133 makes an inquiry to the remittance recipient as to whether or not they agree to share their personal information, in response to the user U's operation on the remittance amount input screen W1 (for example, the operation on the button B1). If the user U is provided with a consent screen W2 (for example, see Figure 5) for the purpose of sharing personal information, and the user U consents to the sharing of personal information through the consent screen W2, the personal information is automatically entered in a predetermined area. A remittance acceptance screen W3 (for example, see FIG. 5) is provided to the user U.

In addition, if the remittance destination corresponding to the remittance identification information is a remittance destination that has already obtained consent for sharing personal information from user U, the providing unit 133 provides consent when re-transferring to the remittance destination for which consent has already been obtained. The screen W2 is skipped and the remittance acceptance screen W3 is provided.

In this way, the information processing device 100 according to the present embodiment improves the convenience of the user U who performs cashless remittance through the processing executed by each of the above-mentioned units or a combination of the units. Can be done. In other words, the information processing device 100 can make the user U confirm in advance whether the remittance destination is subject to a deduction system such as donation deduction before executing the remittance. Furthermore, if the remittance destination is subject to the deduction system, the information processing device 100 can cooperate with the remittance destination by simply completing a simple procedure for personal information required to create a deduction certificate, subject to user U's consent. , the burden on the user can be reduced.

Furthermore, in response to a request from user U, the providing unit 133 provides remittance history regarding remittances to which the remittance destination is subject to the deduction system. Thereby, the information processing device 100 according to the present embodiment can further improve convenience for the user U who performs cashless remittance.

[8. others〕
The present embodiment and some of its modifications have been described above in detail based on the drawings, but these are merely examples, and various modifications may be made based on the knowledge of those skilled in the art, including the embodiments described in the Disclosure of the Invention column. It is possible to implement the present invention in other forms with modifications and improvements.

Furthermore, the configuration of the information processing apparatus 100 described above can be changed flexibly, such as implementing some functions by calling an external platform using an API (Application Programming Interface), network computing, or the like.

Further, the "unit" described in the claims can be read as "means", "circuit", etc. For example, the control section can be read as a control means or a control circuit.

Further, the effects described in the embodiments of the present application are merely explanatory or illustrative, and are not limiting. In other words, the embodiments of the present application may have other effects that are obvious to those skilled in the art from the description of the embodiments, in addition to or in place of the above effects.

10 Terminal device 100 Information processing device 110 Communication unit 120 Storage unit 121 Remittance destination database 122 Deduction certificate sending method database 123 Remittance history database 124 Used service information database 125 Payment compatible wallet information database 126 Corporate account information database 130 Control unit 131 Distribution Processing unit 132 Judgment unit 133 Providing unit 134 Payment processing unit 135 Remittance processing unit

Claims (10)

When code reading information including a remittance flag is received as a processing request from a user, based on the remittance identification information included in the code reading information, the deduction system is applied to the remittance identified by the remittance identification information. a determination unit that determines whether or not it is a target;
If the determination unit determines that the remittance destination is subject to the deduction system, the user is presented with a first screen displaying information indicating that the remittance destination is subject to the deduction system. An information processing device comprising: a providing unit that provides information. The provision department is
The information according to claim 1, further comprising: providing the first screen on which information indicating details of deduction applied to the remittance destination is displayed as information indicating that the remittance is subject to the deduction system. Processing equipment. The provision department is
The information processing apparatus according to claim 1, further comprising: providing the first screen on which the user can input the remittance amount according to settings accepted in advance from the remittance destination business operator. The provision department is
4. The information processing apparatus according to claim 3, further comprising: providing the first screen on which an amount can be input within a range of a minimum amount and a maximum amount set by the remittee business operator. The provision department is
4. The information processing apparatus according to claim 3, further comprising: providing the first screen on which an amount can be input in units of remittance set by the remittee business operator. The provision department is
providing the user with a second screen for inquiring whether or not to consent to sharing personal information with the remittance destination in response to an operation on the first screen;
If consent for sharing the personal information is obtained from the user through the second screen, a third screen in which the personal information is automatically input into a predetermined area is provided to the user. The information processing device according to claim 1. The provision department is
If the remittance destination corresponding to the remittance destination identification information is a remittance destination that has already obtained consent for sharing the personal information from the user, the second screen will be The information processing apparatus according to claim 6, wherein the third screen is provided while skipping the provision of the information processing apparatus. The provision department is
The information processing device according to claim 1, wherein the remittance destination provides a remittance history regarding remittances to which the deduction system is applied in response to a request from the user. An information processing method performed by a computer, the method comprising:
When code reading information including a remittance flag is received as a processing request from a user, based on the remittance identification information included in the code reading information, the deduction system is applied to the remittance identified by the remittance identification information. a determination step of determining whether or not it is a target;
If the remittance destination is determined to be eligible for the deduction system in the determination step, the user is presented with a first screen displaying information indicating that the remittance destination is eligible for the deduction system. An information processing method characterized by comprising a providing step of providing. to the computer,
When code reading information including a remittance flag is received as a processing request from a user, based on the remittance identification information included in the code reading information, the deduction system is applied to the remittance identified by the remittance identification information. a determination procedure for determining whether or not it is a target;
If the remittance destination is determined to be eligible for the deduction system according to the determination procedure, the user is presented with a first screen displaying information indicating that the remittance destination is eligible for the deduction system. An information processing program characterized by causing a provision procedure to be provided and to be executed.

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