JP2018005328A - Information processing device, information processing system, information processing method, and information processing program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a technique that allows a recipient to receive money at the same timing as a sent object.SOLUTION: An information processing device capable of communicating with an electronic apparatus that reads information includes: generation means for generating an information recorded medium in which remittance information is embedded in a format which the electronic apparatus can read when transmission information on a remittance procedure designated for a sent object is accepted; and remittance means for receiving, from the electronic apparatus, the remittance information which the electronic apparatus has read out from the information recorded medium sent together with the sent object at a place the sent object is received, and performing a remittance process related to the remittance procedure.SELECTED DRAWING: Figure 9

Description

  The present invention relates to an information processing technique for processing a remittance procedure.

  In remittance procedures between parents and children, or remittance with benefits from local governments and companies, it is conceivable that account transfer from the sender is made without confirming whether or not the recipient permits the transfer. For this reason, the payee may not recognize the fact of the remittance until a notice from the remittance is received. When there is an account transfer from the sender, for example, the recipient confirms the details of the transfer with ATM (Automated Teller Machine) and instructs whether or not to accept the transfer, or notifies the recipient of acceptance of the transfer request. It has been proposed that a mail to be transmitted is transmitted (for example, see Patent Documents 1 and 2).

JP 2006-235670 A JP 2003-36352 A

  When sending goods such as presents to remote locations, there are cases where you want to send money, such as a congratulatory gift, together with the goods. However, if the money is packed and sent together with the goods without using an account transfer, the enclosed money will not be compensated if the shipment is lost during transportation.

  Therefore, it is possible to send money by registered mail or bank transfer separately from the delivery of goods, but it takes time to complete the procedure and there is a possibility that the goods and money will not be received by the recipient at the same time. . Also, registered mail may not be delivered to the recipient due to the receipt of the housemate.

  This invention is made | formed in view of such a subject, and makes it a subject to provide the technique which a recipient can receive money at the same timing as a sent thing.

  In order to solve the above-described problem, in the present invention, an information recording body in which remittance information is embedded is generated, and a remittance process is executed based on remittance information read from the information recording body that is sent together with the sent matter. I was able to receive money at the same time as the shipment.

  More specifically, the present invention is an information processing apparatus that can communicate with an electronic device that reads information, and can receive the remittance information when the remittance information related to the remittance procedure specified for the delivery is received. Receiving information read from the information record sent by the electronic device together with the delivery at the place where the delivery is received, and the generating means for generating the information record embedded in the form, and receiving the remittance procedure from the electronic device Remittance means for executing such remittance processing.

According to the above information processing device, when the recipient receives the information recording body in which the remittance information is embedded together with the delivery, the remittance information read from the information recording body by the electronic device is transmitted to the information processing device, and the remittance processing Is executed, the recipient can receive money from the sender at the same time as the shipment. Even if the remittance information is illegally read by a third party, the recipient's account is designated as the remittance destination, so the sender can remit money to the recipient instead of the third party.

  The remittance information includes an identifier for identifying a delivery item such as a delivery receipt number and an identifier for identifying a remittance procedure such as a remittance receipt number. The remittance acceptance number is given from the information processing apparatus, for example, when registering information related to the remittance procedure. The remittance information may include information related to the remittance procedure such as a remittance account number and a remittance amount in addition to the delivery acceptance number and the remittance acceptance number. The information recording body may be an information recording body that records information in which remittance information is embedded and information can be read electrically, optically, magnetically, and electrostatically. For example, a code is printed. In addition to the paper medium, electronic data for displaying a code on the display unit of the terminal is also included. The code is, for example, a two-dimensional code such as a QR (Quick Response) code (registered trademark), and may be any code that can store the amount of information transmitted as remittance information. The electronic device only needs to be an electronic device that can read the information record at the place where the recipient receives the delivery, and may be a terminal of a delivery company carried by the delivery person, a mobile phone of the recipient, or the like. . When the electronic device is a delivery company terminal, the code may be a code that can be read only by the delivery company terminal. If the code can be read only by the terminal of the delivery company, the risk of unauthorized reading by a third party can be reduced.

  In addition, the electronic device notifies the recipient of the remittance of the remittance read from the information recording body, and receives an instruction from the recipient about whether or not to execute the remittance process. When the execution is instructed, the remittance process may be executed. When the execution permission / inhibition instruction instructs to cancel the remittance process, the remittance process may be canceled. In this case, since the recipient can instruct whether or not to receive the remittance, it is possible to prevent the recipient from receiving the remittance that is not intended.

  The remittance means may cancel the remittance process when the information recording body is not read for a predetermined period. In this case, the sender receives a notification that the information record has not been read for a predetermined period of time and the remittance process has been canceled, and recognizes that the recipient has not received the delivery. For this reason, for example, the sender can confirm the safety of the recipient, or can recognize that the recipient is not resident in the address of the recipient. Since it becomes easy to grasp the living situation, for example, the local government can reduce the risk of accidentally providing benefits to those who have moved out of the city and have lost their eligibility.

  In addition, the remittance means may notify the sender that the remittance has been completed if the remittance process has been executed, and that the remittance has been canceled if the remittance process has been cancelled. . In this case, the sender can confirm whether or not the recipient has received the remittance and has received the remittance.

  Further, the remittance information may include information notifying the recipient from the sender of the delivery, and the electronic device may notify the recipient of information to be notified to the recipient. The information notified to the recipient is, for example, a message using characters, images, sounds, moving images, and the like. By including the information to notify the recipient in the remittance information, the sender can send the sent item and notify the recipient of a message for expressing feelings.

  In addition, the execution permission / inhibition information includes information notified from the recipient to the sender, and notifies the sender of the information notified to the sender when the remittance process is executed or the remittance process is canceled. Also good. The information notified to the sender is, for example, a message using characters, images, sounds, moving images, and the like. When the recipient instructs the information processing device whether or not to execute the remittance process, the recipient sends the information notified to the sender along with the instruction to convey feelings along with the result of the remittance process execution or cancellation. Can be sent to the sender.

  The remittance information includes a question from the sender of the sent item to the recipient, the electronic device notifies the recipient of the question read from the information record, and the remittance means receives an answer to the question from the electronic device. In such a case, the remittance process may be executed, and if the answer to the question is not received, the remittance process may be canceled. In this case, for example, the company that is the sender can carry out a questionnaire with respect to the customer, and pay a reward when there is an answer to the questionnaire. Therefore, the company can promote the answer to the questionnaire and use the questionnaire result for marketing or the like.

  In addition, the information processing apparatus receives the remittance information input to the terminal that can communicate with the information processing apparatus by the sender and generates an information recording body. It may be generated by an electronic device. In this case, since the sender does not need to acquire the information recording body in which the remittance information is embedded from the information processing apparatus, the procedure for generating the information recording body can be simplified.

The present invention can also be understood from the aspect of the information processing system. For example, the present invention
An information processing system having an electronic device that reads information and an information processing device that can communicate with the electronic device, and when the information processing device accepts remittance information related to a remittance procedure specified for a delivery, Generating means for generating an information recording body in which the electronic device is embedded in a format that can be read by the electronic device, and remittance information read from the information recording body sent by the electronic device together with the delivery at the place where the delivery is received, The electronic device includes an information reading unit that reads the remittance information from the information recording body, and a transmission unit that transmits the read remittance information to the information processing apparatus. And may be provided.

  The present invention can also be understood from a method aspect. For example, according to the present invention, when a computer that can communicate with an electronic device that reads information receives remittance information related to a remittance procedure specified for a delivery, the information record in which the remittance information is embedded in a format that can be read by the electronic device. In the generation step for generating the body and the remittance process related to the remittance procedure, the electronic device receives the remittance information read from the information recording body sent together with the deliverable from the electronic device at the place where the deliverable is received. An information processing method for executing the remittance step may be used.

  The present invention can also be understood from the aspect of a computer program. For example, according to the present invention, when remittance information related to a remittance procedure specified for a delivery is received by a computer that can communicate with an electronic device that reads information, the information record in which the remittance information is embedded in a format that can be read by the electronic device. In the generation step for generating the body and the remittance process related to the remittance procedure, the electronic device receives the remittance information read from the information recording body sent together with the deliverable from the electronic device at the place where the deliverable is received. An information processing program for executing the remittance step may be used.

  According to the present invention, it is possible to provide a technique that enables a recipient to receive money at the same timing as a shipment.

FIG. 1 is a diagram illustrating a configuration of an information processing system including a server according to the embodiment. FIG. 2 is a diagram illustrating a hardware configuration of the server in the embodiment. FIG. 3 is a diagram illustrating a hardware configuration of the terminal in the embodiment. FIG. 4 is a diagram illustrating a functional configuration of the server according to the embodiment. FIG. 5 is a diagram illustrating a functional configuration of the terminal according to the embodiment. FIG. 6 is a diagram illustrating an example of the remittance information table. FIG. 7 is a flowchart illustrating the flow of processing relating to the remittance procedure in the server. FIG. 8 is a flowchart illustrating the flow of processing relating to the remittance procedure at the terminal. FIG. 9 is a diagram illustrating an overall operation flow of the remittance procedure by the server and the terminal of the information processing system according to the embodiment. FIG. 10 is a flowchart illustrating the flow of processing relating to the remittance procedure in the server according to the first modification. FIG. 11 is a flowchart illustrating the flow of processing relating to the remittance procedure in the terminal according to the first modification. FIG. 12 is a diagram illustrating an overall flow of operation of the remittance procedure by the server and the terminal of the information processing system according to the first modification.

  Hereinafter, embodiments of the present invention (hereinafter also referred to as “present embodiments”) will be described with reference to the drawings. The embodiment described below shows an example for carrying out the present invention, and the present invention is not limited to a specific configuration described below.

  In this embodiment, a server installed by a financial institution such as a bank (which is an example of an “information processing apparatus” in this application) triggers the recipient's approval based on the details of the remittance procedure specified by the sender. To execute the remittance process. Specifically, when the sender wants to send money together with the delivery, the sender (the “information recording medium” referred to in the present application) in which information related to the remittance procedure (hereinafter also referred to as “remittance information”) is embedded together with the delivery. Is an example) to the recipient. When the recipient receives the delivery and the medium, the recipient reads the remittance information from the medium using a predetermined terminal. The recipient confirms the remittance information and instructs the server to execute the remittance process via a predetermined terminal. In this way, the recipient can receive money at the same timing as the shipment.

<System configuration>
FIG. 1 is a diagram illustrating a configuration of an information processing system including a server according to the embodiment. FIG. 1 shows a server 1, a terminal 2 (which is an example of “electronic device” in the present application), and the Internet N. The server 1 and the terminal 2 can communicate via the Internet N.

  The server 1 is a computer installed by a financial institution such as a bank, receives a processing request for remittance or the like online, and executes processing according to an instruction from the terminal 2 via the Internet N. The processing request includes, for example, remittance information designated by the sender of the sent item. The processing request is input to a terminal (not shown) (hereinafter also referred to as “terminal for remittance”) and transmitted to the server 1 via the Internet N. The remittance terminal has an operation unit that receives input of remittance information, such as a pointing device and a keyboard. The remittance terminal may be a personal computer, a tablet terminal, a smartphone, or the like, for example.

The server 1 generates a code in which remittance information is embedded, for example, a QR code (registered trademark). The QR code is one of two-dimensional barcodes and is represented by a combination of black and white squares called cells. The specifications of each cell are standardized as ISO / IEC standards and JIS standards, which are international standards, and are composed of position detection patterns, timing patterns, format information, data, and error correction codes. The remittance information is encoded by, for example, a Reed-Solomon code and embedded in a cell that stores data. The QR code can be generated by using a program for generating a QR code conforming to the standard. The delivery company or sender may print the generated QR code on, for example, a paper medium, paste it on the delivery, and send it to the recipient. The generated code may be recorded on an electrically, optically, magnetically, and electrostatically readable medium.

  The server 1 receives remittance information from the terminal 2 that has read the code, and executes remittance processing based on the received remittance information. The server 1 may receive a remittance process execution instruction from the recipient who has confirmed the remittance information via the terminal 2 and execute the remittance process based on the remittance information. In addition, when the recipient gives an instruction not to accept the remittance, the remittance processing is canceled. The server 1 notifies the terminal 2 of the result of execution or cancellation of the remittance process. The server 1 may notify the sender of the result of executing or canceling the remittance process by e-mail or the like.

  The server 1 manages account information in a financial institution, and executes various processes such as a remittance process using an account in conjunction with an account system that is a computer system that performs account processing. The account system has a database for storing and managing account information such as deposit balances and names of holders.

  The terminal 2 can access the Internet N, reads the remittance information from the code indicated by the medium, and notifies the recipient of the read remittance information. The notification to the recipient may be displayed on the display unit of the terminal 2 or may be transmitted to the recipient's tablet terminal, a mobile terminal such as a smartphone. In addition to the remittance information received from the terminal 2, the notification to the payee may include account information such as the deposit balance acquired from the account system and the name of the holder. The payee confirms the remittance information and instructs whether or not to accept the remittance by operating the terminal 2 or the payee's mobile terminal. The instruction by the recipient is transmitted from the recipient's portable terminal to the server 1 via the Internet N.

  The terminal 2 works in conjunction with a delivery company system that stores information such as the slip number attached to the delivery, the address of the delivery destination, and the delivery status. When the terminal 2 receives the notification of the result of executing or canceling the remittance process from the server 1, the terminal 2 notifies the delivery company system of the completion of delivery. The terminal 2 is, for example, a terminal carried by a delivery person who delivers a delivery. In addition, the terminal 2 is linked with the delivery company system such as a place where the recipient can receive the shipment, for example, a terminal installed in the delivery company sales office or convenience store, and the delivery is completed in the delivery company system. It may be a terminal capable of notifying.

  The Internet N is a world-wide public packet communication network, and connects the server 1, the terminal 2, the remittance terminal, and the recipient's portable terminal to each other. Instead of the Internet N, a WAN (Wide Area Network) or other communication network may be employed.

<Hardware configuration>
FIG. 2 is a diagram illustrating a hardware configuration of the server in the embodiment. The server 1 is connected to the Internet N via a CPU (Central Processing Unit) 11, a RAM (Random Access Memory) 12, a ROM (Read Only Memory) 13, an auxiliary storage device 14 such as a HDD (Hard Disk Drive), and a gateway. The computer includes an NIC (Network Interface Controller) 15, an input device 16 for an administrator, and an output device 17.

The CPU 11 is a central processing unit, and controls the RAM 12, the auxiliary storage device 14 and the like by processing instructions and data of various programs developed in the RAM 12 and the like. The RAM 12 is a main storage device and is controlled by the CPU 11 to write and read various commands and data. The auxiliary storage device 14 is a non-volatile storage device, and information required to be persistent such as various programs loaded in the RAM 12 is written and read out. The auxiliary storage device 14 stores a code generation algorithm which is a processing procedure used for generating a code for storing remittance information.

  FIG. 3 is a diagram illustrating a hardware configuration of the terminal in the embodiment. The terminal 2 is a computer including a CPU 21, a RAM 22, a ROM 23, an auxiliary storage device 24, a NIC 25, an optical sensor 26, a display unit 27, and an input unit 28. Note that the terminal 2 may be realized by a dedicated processor, a dedicated circuit, or the like instead of a general-purpose processor such as the CPU 21.

  The auxiliary storage device 24 is a nonvolatile storage device such as an EEPROM (Electrically Erasable Programmable Read-Only Memory) or an HDD. The auxiliary storage device 24 stores a code reading algorithm for reading remittance information from a code indicated on the medium.

  The optical sensor 26 reads a code indicated on the medium. The optical sensor 26 is an image sensor such as a charge coupled device (CCD) or a complementary metal oxide semiconductor (CMOS), for example. When the terminal 2 includes a camera, an image sensor such as a CCD or a CMOS included in the camera may read the code as the optical sensor 26.

  The display unit 27 analyzes the read code and displays remittance information stored in the code. The display unit 27 is, for example, a liquid crystal display (LCD). The input unit 28 receives an instruction as to whether or not to receive the remittance from the recipient of the sent matter that has confirmed the remittance information displayed on the display unit 27. The input unit 28 is, for example, a pointing device such as a touch pad, a mouse, or a touch panel, a keyboard, an operation button, and the like, and receives an operation input.

<Functional configuration>
(Server 1 function)
FIG. 4 is a diagram illustrating a functional configuration of the server according to the embodiment. The server 1 is an information processing apparatus that includes a remittance management database D11, a code generation unit F11, and a remittance processing unit F12 by reading a program stored in the auxiliary storage device 14 into the RAM 12 and executing it by the CPU 11. Function.

  In the present embodiment, each function of the server 1 is executed by the CPU 11 that is a general-purpose processor. However, part or all of these functions are performed by one or more dedicated processors, hardware arithmetic circuits, and the like. May be executed. Here, the hardware arithmetic circuit refers to, for example, an adder circuit, a multiplier circuit, a flip-flop, etc. combined with logic gates. Some or all of these functions may be executed by a separate computer.

(Server 1 database)
The remittance management database D11 is a database that stores various types of information related to remittance procedures from the sender to the recipient. The remittance management database D11 is constructed by managing data stored in the auxiliary storage device 14 by a database management system (DBMS) program executed by the CPU 11. The remittance management database D11 is, for example, a relational database. The remittance management database D11 has a remittance information table.

  FIG. 6 is a diagram illustrating an example of the remittance information table. The remittance information table stores remittance information designated by the sender. The remittance information table of the remittance management database D11 is used for notifying the remittance information from the sender to the recipient and executing remittance processing. The remittance information table may be used to notify the sender of the result of execution or cancellation of remittance processing.

  One record stored in the remittance information table indicates information on one remittance procedure designated for a specific delivery. When a plurality of remittance procedures are specified for a specific delivery, a plurality of records corresponding to each remittance procedure may be created in the remittance information table.

  As shown in FIG. 6, the record of the remittance information table has fields of a remittance acceptance number, a sender account number, a remittance destination account number, a remittance amount, and a delivery acceptance number. The remittance acceptance number is information for identifying a remittance procedure. The sender account number is an account number of an account from which money to be transferred is drawn. The remittance destination account number is an account number of an account into which money sent from the sender is transferred. The amount of money transferred is the amount of money sent from the sender. The delivery receipt number is information for identifying delivery of a delivery from a sender to a recipient.

  The sender designates remittance information for a specific delivery. A plurality of remittance information may be designated for a specific delivery. The record of the remittance information table is added when the sender registers the information of each field in the server 1 from the remittance terminal. Further, the record of the remittance information table may be added when the sender deposits the sent item with the delivery company and registers the information of each field in the server 1 from the terminal installed by the delivery company. .

  The remittance information table is not limited to the fields shown in FIG. 6 and may include fields such as a message from the sender to the recipient, a message from the recipient to the sender, and the like.

(Functions other than server 1 database)
The code generation unit F11 is an example of “generation means” in the present application, and provides a function of generating a code in which remittance information is embedded. When the code generation unit F11 receives the remittance information specified for the delivery from the remittance terminal, the code generation unit F11 stores the received remittance information in the remittance information table. At this time, the code generation unit F11 may check with the account system whether or not the information such as the account number included in the remittance information is correct. The code generation unit F11 generates a code from the received remittance information using a code generation algorithm stored in the auxiliary storage device 14. The generated code may be a QR code, for example.

  The generated code is transmitted to the sender via e-mail or a remittance terminal, for example. The sender can send the code in which the remittance information is embedded together with the delivery to the recipient by printing the received code and attaching it to the delivery. When the recipient receives the code together with the delivery, the recipient causes the terminal 2 to read the code. The terminal 2 reads the remittance information embedded in the code, and transmits a remittance processing execution instruction to the server 1.

  It should be noted that it may be determined whether or not the remittance process is executed according to the recipient's instruction. In this case, the terminal 2 displays the read remittance information on the display unit 27. The recipient confirms the remittance information, and instructs the execution or cancellation of the remittance process from the input unit 28 of the terminal 2 depending on whether or not the remittance is received. The recipient reads the code with the terminal 2, confirms the remittance information read from the code, and instructs execution or cancellation of the remittance processing. However, these processes are not limited to the terminal 2, and the smartphone possessed by the recipient It may be performed by a portable terminal such as.

The remittance processing unit F12 is an example of “remittance means” in the present application, and provides a function of executing or canceling remittance processing. The remittance processing unit F12 receives an instruction to execute or cancel the remittance process from the terminal 2 or the portable terminal of the recipient.

  When receiving the remittance processing execution instruction, the remittance processing unit F12 executes the remittance process based on the remittance information. The remittance processing unit F12 can receive remittance information from the terminal 2. Further, the remittance processing unit F12 may acquire the remittance information specified for the remittance from the remittance information table by receiving information for identifying the remittance from the terminal 2, for example, a delivery receipt number. . On the other hand, when the remittance processing unit F12 receives a remittance cancellation instruction, the remittance processing unit F12 notifies the terminal 2 that the remittance has been canceled without executing the remittance processing.

(Function of terminal 2)
The terminal 2 reads the program stored in the ROM 23 or the auxiliary storage device 24 to the RAM 22 and executes it by the CPU 21, thereby allowing the code reading unit F 21, the remittance information transmitting unit F 22, and the remittance result receiving unit F 23. Functions as an electronic device. In the present embodiment, each function of the terminal 2 is executed by the CPU 21 that is a general-purpose processor. However, part or all of these functions are performed by one or more dedicated processors, hardware arithmetic circuits, and the like. May be executed.

  The code reading unit F21 is an example of an “information reading unit” in the present application, and reads a code indicated by a medium sent together with a delivery. The read code is analyzed by a code reading algorithm stored in the auxiliary storage device 24 and converted into remittance information. The code reading unit F21 displays the remittance information on the display unit 27 of the terminal 2.

  The remittance information transmission unit F22 is an example of the “transmission unit” in the present application, and transmits the remittance information read from the code by the code reading unit F21 to the server 1. The remittance information transmitting unit F22 may transmit a message from the recipient to the sender input by the input unit of the terminal 2 together with the remittance information.

  The remittance result receiving unit F <b> 23 receives the remittance execution or cancellation result from the server 1. Further, the remittance result receiving unit F23 may notify the sender of the result of the remittance process received from the server 1.

<Operation flow>
Details of the main operation flow of the information processing system 10 according to the present embodiment will be described. In the operation flow described here, a medium in which remittance information is embedded together with a delivery is sent to the recipient, and when the recipient receives the delivery, the remittance information read by the terminal 2 is transmitted to the server 1, The server 1 executes a remittance process. First, the flow of processing in the server 1 and the terminal 2 will be described with reference to FIGS. Next, an operation flow of the information processing system 10 will be described with reference to FIG. Note that the contents and order of the operations to be described are examples, and it is preferable that the contents and order of the operations are appropriately selected according to the embodiment.

  FIG. 7 is a flowchart illustrating the flow of processing relating to the remittance procedure in the server. This processing flow starts when the sender inputs remittance information to the remittance terminal and the server 1 receives the input remittance information. When inputting remittance information, it is specified that the remittance process is a process that is executed after the recipient receives the delivery and confirms the remittance information. Therefore, the remittance process based on the remittance information input by the sender is not executed immediately like the remittance process in Internet banking or the like, and is executed at the same timing as the recipient receives the delivery.

First, in step S101, the code generation unit F11 receives remittance information input by the sender. The received remittance information is registered in the remittance information table of the remittance management database D11. Note that the sender may input the remittance information including information for identifying the delivery such as a slip number to be pasted on the delivery.

  Next, in step S102, the code generation unit F11 generates a code in which the received remittance information is encoded and embedded. The generated code may be transmitted to the remittance terminal as electronic data. Further, the generated code may be transmitted to the sender by e-mail or the like. The sender who has received the code may print the code on a paper medium and paste it on the delivery. In this way, the sender can send a code with the delivery to the recipient.

  Next, in step S <b> 103, the remittance processing unit F <b> 12 determines whether a remittance processing execution instruction has been received from the terminal 2. The remittance execution instruction is transmitted to the server 1 together with remittance information read from the code by the terminal 2. If the remittance processing unit F12 determines that the remittance processing execution instruction has been received from the terminal 2 (S103; YES), the process proceeds to step S104. On the other hand, if the remittance processing unit F12 determines that the remittance process execution instruction has not been received from the terminal 2 (S103; NO), the process returns to step S103. Here, the server 1 may collate the remittance information received from the terminal 2 together with the remittance processing execution instruction with the remittance information stored in the remittance information table.

  In step S104, the remittance processing unit F12 executes remittance processing based on the remittance information received from the terminal 2. Specifically, the remittance processing unit F12 deducts the amount indicated in “Remittance Amount” from the account of “Sender Account Number” in the remittance information table, and “Remittance” to the account of “Remittance Account Number”. Increase the amount shown in “Amount”. Note that the remittance processing unit F12 may receive the delivery acceptance number related to the delivery received from the terminal 2, and acquire the remittance information related to the delivery acceptance number from the remittance information table.

  In step S105, the remittance processing unit F12 notifies the terminal 2 of the execution result of the remittance process. The remittance processing unit F12 may notify the sender of the execution result of the remittance process through communication means such as an e-mail. The processing in the server 1 ends with the notification of the execution result.

  FIG. 8 is a flowchart illustrating the flow of processing relating to the remittance procedure at the terminal. For example, when the recipient receives a delivery from the sender, the processing flow starts when the terminal 2 reads the code pasted on the delivery.

  First, in step S201, the code reading unit F21 captures an image of the code attached to the delivery and analyzes it using a code reading algorithm. The code reading unit F21 analyzes the code and reads the remittance information.

  Next, in step S <b> 202, the remittance information transmission unit F <b> 22 transmits a remittance processing execution instruction to the server 1. The remittance information transmission unit F22 transmits the remittance information read together with the remittance processing execution instruction to the server 1. The server 1 executes a remittance process based on the received remittance information and transmits the execution result to the terminal 2.

  In step S <b> 203, the remittance result receiving unit F <b> 23 receives the execution result of the remittance process from the server 1. The remittance result receiving unit F23 notifies the sender of the execution result of the remittance process by communication means such as an e-mail, and ends the process.

FIG. 9 is a diagram illustrating an overall operation flow of the remittance procedure by the server and the terminal of the information processing system according to the embodiment. In FIG. 9, the flow of data is indicated by solid arrows, and the processing is indicated by rounded rectangles (S1 to S9). In addition, the ellipse figure and the dotted arrow indicate work performed by the sender, the delivery company, or the recipient. The flow of this operation starts when the sender inputs the remittance information related to the delivery to the remittance terminal.

  In step S <b> 1, the sender inputs information related to the remittance procedure such as a remittance account number, a remittance destination account number, and a remittance amount from the input unit of the remittance terminal, and registers the information in the server 1. The server 1 may give a remittance acceptance number as an identifier for identifying the remittance procedure. The remittance receipt number is notified to the sender. The server 1 stores information on the remittance procedure and a remittance reception number in the remittance information table. The information related to the remittance procedure is registered by designating that the process is executed after the recipient receives the delivery and confirms the remittance information. In addition, when the sender knows the delivery receipt number in advance, the sender may register the delivery receipt number in the server 1 together with the sender account number.

  In step S2, the terminal 2 accepts delivery of the delivery from the sender. Specifically, the terminal 2 registers the delivery acceptance number for the remittance information registered in step S1 in the server 1. The terminal 2 may register the delivery reception number in association with the remittance reception number notified to the sender in step S1. Note that the terminal 2 may be a delivery company terminal carried by the delivery person during delivery, or may be a terminal installed at a sales office that accepts delivery. When the delivery acceptance number is registered in step S1, the process in step S2 may be omitted.

  In step S3, the server 1 receives remittance information. The server 1 stores the received remittance information in a remittance information table. In step S4, the server 1 generates a code from the remittance information. Note that the server 1 may embed only the information of the delivery acceptance number and the remittance acceptance number in the code among the remittance information. The generated code is transmitted to the terminal 2.

  In step T1, the delivery company prints the received code and pastes it on the delivery. In step T2, the delivery company delivers the delivery. In step T3, the recipient receives the code along with the delivery. There is no limitation on the location or form in which the recipient receives the delivery. The delivery may be received by hand delivery at the entrance of the recipient's house, or by a delivery box, convenience store, or station locker provided at the entrance.

  In step S5, the terminal 2 reads the code by being deceived by the code. The terminal 2 may be a delivery company terminal carried by the delivery person during delivery, or may be a portable terminal such as a recipient's smartphone. That is, the terminal 2 may be a terminal different from the terminal used in step S2 as long as it has a predetermined function.

  In step S <b> 6, when the terminal 2 reads the remittance information from the code, the terminal 2 transmits a remittance processing execution instruction to the server 1 together with the read remittance information. The remittance information only needs to include a delivery receipt number, and the server 1 may acquire information used for the remittance procedure such as a sender account number related to the delivery acceptance number from the remittance information table. Good.

  In step S7, the server 1 executes a remittance process based on the received remittance information or the remittance information acquired from the remittance information table. The server 1 transmits to the terminal 2 a remittance result indicating whether or not remittance processing has been executed.

  In step S8, the terminal 2 receives the remittance result from the server 1. The terminal 2 notifies the sender of the received remittance result. The terminal 2 can notify the sender of the remittance result by communication means such as e-mail.

  In step S <b> 9, the sender receives a remittance result notification from the terminal 2. The remittance result may be transmitted from the server 1. In this case, the process of step S8 may be omitted. When the sender receives the notification of the remittance result, the flow of the operation related to the remittance procedure in the information processing system 10 ends.

<Effect>
In the present embodiment described above, the sender sends a code in which the remittance information is embedded together with the delivery to the recipient. When the recipient receives the delivery, the terminal 2 reads the remittance information from the code by sending the terminal 2 to the code, and sends the remittance processing execution instruction to the server 1 together with the read remittance information. The server 1 executes a remittance process based on the received remittance information. Thereby, the recipient of the delivery can receive money from the sender at the same timing as the delivery. Even if the remittance information is illegally read by a third party, the recipient's account is designated as the remittance destination, so the sender can remit money to the recipient instead of the third party. Furthermore, since the sender is notified of the execution result of the remittance processing by the server 1, the sender can confirm whether or not the recipient has received the remittance.

<Modification 1>
In the above embodiment, when the terminal 2 reads the code in the execution of the remittance process from step S5 to step S7, an instruction to execute the remittance process is transmitted to the server 1, and the server 1 executes the remittance process. In the first modification, the recipient confirms the remittance information read by the terminal 2, and the recipient instructs whether or not to accept the remittance from the sender. The server 1 executes or cancels the remittance process according to the recipient's instruction. First, the flow of processing in the server 1 and the terminal 2 according to the first modification will be described with reference to FIGS. Next, the operation flow of the information processing system 10 will be described with reference to FIG.

  FIG. 10 is a flowchart illustrating the flow of processing relating to the remittance procedure in the server according to the first modification. The processes common to those in FIG. 7 are denoted by the same reference numerals and description thereof is omitted. The processing from the start of processing to step S102 for outputting a code is the same as that in the embodiment shown in FIG.

  In step S <b> 113, the remittance processing unit F <b> 12 determines whether or not there is an instruction to execute the remittance process from the terminal 2. Specifically, first, the recipient who has received the mailed item causes the terminal 2 to be read by reading the code. The terminal 2 displays the read remittance information on the display unit 27 of the terminal 2. The payee confirms the remittance information and inputs an instruction as to whether or not to execute the remittance process through the input unit 28 of the terminal 2. The terminal 2 transmits an instruction input by the recipient to the server 1. If the remittance processing unit F12 of the server 1 determines that the instruction received from the terminal 2 is an instruction to execute the remittance process (S113; YES), the process proceeds to step S104. On the other hand, if the remittance processing unit F12 determines that the instruction received from the terminal 2 is an instruction not to execute the remittance process (S113; NO), the process proceeds to step S106.

  In step S106, the remittance processing unit F12 does not execute the remittance process, and the process proceeds to step S105. The process of executing the remittance process (step S104) and notifying the sender of the remittance result (step S105) is the same as the embodiment shown in FIG.

  FIG. 11 is a flowchart illustrating the flow of processing relating to the remittance procedure in the terminal according to the first modification. The processes common to those in FIG. 8 are denoted by the same reference numerals and description thereof is omitted. The processing from the start of processing to step S201 for reading a code is the same as that in the embodiment shown in FIG.

  In step S210, the code reading unit F21 displays the remittance information read from the code, for example, on the display unit 27 of the terminal 2, and notifies the recipient of the sent item. The recipient confirms the displayed remittance information and inputs an instruction as to whether or not to execute the remittance to the input unit 28 of the terminal 2.

  In step S211, the remittance information transmitting unit F22 receives an instruction from the recipient regarding whether or not to execute the remittance process. In step S212, the remittance information transmission unit F22 transmits an instruction from the recipient to the server 1. At this time, the remittance information transmitting unit F22 may transmit the remittance information together with an instruction from the recipient. When the server 1 receives the instruction to execute the remittance process, the server 1 executes the remittance process based on the received remittance information and transmits the execution result to the terminal 2. When the server 1 receives an instruction to cancel the remittance process, the server 1 does not execute the remittance process but transmits to the terminal 2 that the execution has been canceled.

  In step S <b> 213, the remittance result receiving unit F <b> 23 receives a remittance execution or cancellation result from the server 1. The remittance result receiving unit F23 notifies the sender of the result of executing or canceling the remittance process through communication means such as e-mail, and ends the process.

  FIG. 12 is a diagram illustrating an overall flow of operation of the remittance procedure by the server and the terminal of the information processing system according to the first modification. The processes common to those in FIG. 9 are denoted by the same reference numerals and description thereof is omitted. The processing (from step S1 to step S5 and from step T1 to T3) until the server 1 generates a code and the terminal 2 reads the code is the same as that of the embodiment shown in FIG.

  In step S20, when the terminal 2 reads the remittance information from the code, the terminal 2 notifies the recipient of the delivery of the read remittance information. The terminal 2 can notify the recipient by displaying the read remittance information on the display unit 27. In step S21, the payee confirms the remittance information and inputs an instruction as to whether or not to execute remittance processing to the terminal 2. In step S22, the terminal 2 instructs the server 1 to execute or cancel the remittance process based on an instruction from the recipient.

  In step S23, the server 1 receives the instruction to execute the remittance process from the terminal 2, and executes the remittance process. In step S24, the server 1 receives an instruction from the terminal 2 to cancel the remittance process and proceeds to the next process without executing the remittance process.

  In step S <b> 25, the terminal 2 receives the result of executing or canceling the remittance process from the server 1. The terminal 2 notifies the sender of the result of execution or cancellation of the received remittance process. The terminal 2 can notify the sender of the result by communication means such as e-mail.

  In step S <b> 26, the sender receives a notification of the result of executing or canceling the remittance process from the terminal 2. Note that the result of the remittance process may be transmitted from the server 1. In this case, the process of step S25 may be omitted. When the sender receives the notification of the result, the flow of the operation related to the remittance procedure in the information processing system 10 ends.

  In the modified example 1 described above, the recipient can check the contents of the remittance information by reading the code received together with the delivery at the terminal 2 when receiving the delivery from the sender. The recipient can instruct the server 1 via the terminal 2 whether or not to accept the remittance from the sender, and can prevent the recipient from receiving the unintended remittance.

<Modification 2>
In the above embodiment and the first modification, the server 1 executes or cancels the remittance process according to the instruction from the terminal 2 that has read the code. If the received code cannot be read, the remittance process may be canceled. That is, if the predetermined period code is not read in step S5 to step S22 in FIG. 12 and the notification of whether or not remittance can be executed is received from the terminal 2, the server 1 cancels the remittance in steps S24 to S26, The sender may be notified that the message has not been received.

  Further, the server 1 may cancel the remittance process even if the delivery is not delivered due to the recipient's move or absence for a certain period of time, and an undelivered delivery record is recorded. That is, when undelivered delivery records are recorded in the terminal 2 in step S22 of FIG. 12, the process of step S24 is executed. In step S25 and step S26, the server 1 may notify the sender that the remittance has been canceled and the delivery has not been received.

  Upon receiving notification that the shipment has not been received, the sender recognizes that the recipient has not received the shipment. Since the delivery is not received, the sender can confirm the safety of the recipient and the living situation.

<Modification 3>
In the above-described embodiment and modification, information such as remittance information and remittance processing execution results is transmitted and received between the recipient and the sender. May be transmitted and received. Specifically, in step S20 in FIG. 12, the sender may include, for example, a message for the recipient in the remittance information in addition to the items shown in the remittance information table in FIG. Further, the recipient confirms the remittance information in step S21 of FIG. 12, and inputs a message to the sender when instructing the terminal 2 to execute the remittance process. In step S25, the recipient sends the message. A person may be notified. By sending and receiving messages, information such as messages as well as sent items and money can be sent and received between the sender and recipient.

<Modification 4>
In the first modification, the recipient confirms the remittance information read by the terminal 2, and the recipient instructs whether or not to accept the remittance from the sender. And remittance processing may be executed when an answer to the question is received. Further, when the answer to the question is not made, the remittance process may be canceled. For example, in step S20 of FIG. 12, the company that is the sender may include, for example, a question such as a questionnaire for the recipient in the remittance information in addition to the items shown in the remittance information table of FIG. Then, the recipient confirms the question together with the remittance information in step S21 of FIG. When the recipient inputs an answer to the question to the terminal 2, the process proceeds to step S23, and when no answer is input, the process proceeds to step S24. By making the remittance process executed when the recipient answers a question such as a questionnaire, the company can conduct a questionnaire for the customer and pay a reward for answering the questionnaire .

<Modification 5>
In the above-described embodiment and modification, the code is generated in the server 1, but may be generated by an electronic device such as a mobile phone that the sender has. Since the sender can register the remittance information for his / her mobile phone or the like, the procedure for generating the code can be simplified.

Further, the code may be generated by a delivery server of a delivery company that manages delivery information of a delivery. In this case, the delivery server accepts delivery information and remittance procedure information from the sender. The delivery server obtains the remittance acceptance number from the server 1 by registering information on the remittance procedure in the server 1. The delivery server associates the delivery acceptance number assigned to the accepted delivery information with the remittance acceptance number acquired from the server 1, and stores and manages it in an auxiliary storage device or the like possessed by the delivery server. The delivery server can generate a code from the associated delivery receipt number and remittance receipt number.

  Further, the code may be generated by a reception server that can communicate with the server 1 and the delivery server of the delivery company. In this case, the reception server receives delivery information and remittance procedure information from the sender. The reception server acquires the delivery reception number from the delivery server by registering the delivery information with the delivery server. The reception server acquires the remittance reception number from the server 1 by registering information on the remittance procedure in the server 1. The reception server associates the delivery reception number acquired from the delivery server with the remittance reception number acquired from the server 1, and stores and manages it in an auxiliary storage device or the like of the reception server. The reception server can generate a code from the associated delivery reception number and remittance reception number.

  Similar to the server 1, the delivery server and the reception server may generate a code by storing remittance procedure information and a message from the sender to the recipient. The code can be generated in various modes, and when the sender is unfamiliar with the code generation, the convenience is improved, for example, the delivery company substitutes for the code generation. An electronic device such as a mobile phone possessed by the sender, a delivery server, and a reception server are examples of a “terminal that receives remittance information”.

  10. Information processing system: 1. Server: 2 ... Terminal: 11, 21 ... CPU: 12, 22 ... RAM: 13, 23 ... ROM: 14, 24 ... Auxiliary storage device: 26 ...・ Optical sensor: 27 ・ ・ Display unit: 28 ・ ・ Input unit: N ・ ・ Internet

Claims (12)

An information processing apparatus capable of communicating with an electronic device that reads information,
Upon receipt of remittance information related to the remittance procedure specified for the sent item, a generating means for generating an information recording body in which the remittance information is embedded in a format readable by the electronic device;
Remittance that receives the remittance information read from the information recording body sent by the electronic device together with the deliverable from the electronic device and executes remittance processing related to the remittance procedure at the place where the sent matter is received Means,
Information processing device. The remittance information is a first identifier that identifies the delivery and a second identifier that identifies the remittance procedure.
The information processing apparatus according to claim 1. The electronic device notifies the recipient of the remittance of the remittance information read from the information recording body, and accepts an instruction from the recipient on whether or not to execute the remittance process,
The remittance unit executes the remittance process when the execution permission instruction instructs execution of the remittance process, and the remittance process performs the remittance process when the execution permission instruction instructs cancellation of the remittance process. cancel,
The information processing apparatus according to claim 1 or 2. The execution permission instruction includes information notified from the recipient to the sender. When the remittance process is executed or the remittance process is canceled, the sender is notified of information notified to the sender. To
The information processing apparatus according to claim 3. The remittance means cancels the remittance process when the information recording body is not read for a predetermined period;
The information processing apparatus according to any one of claims 1 to 4. The remittance means notifies the sender that the remittance has been completed if the remittance process has been executed, and notifies that the remittance has been canceled if the remittance process has been canceled.
The information processing apparatus according to any one of claims 1 to 5. The remittance information includes information notifying the recipient from the sender of the delivery,
The electronic device notifies the recipient of information to be notified to the recipient;
The information processing apparatus according to any one of claims 1 to 6. The remittance information includes a question from the sender of the shipment to the recipient;
The electronic device notifies the recipient of the question read from the information record body;
The remittance means executes the remittance process when an answer to the question is received from the electronic device, and cancels the remittance process when an answer to the question is not received.
The information processing apparatus according to any one of claims 1 to 7. An information processing apparatus capable of communicating with an electronic device that reads information,
A terminal that accepts remittance information related to a remittance procedure specified for a shipment generates an information recording body in which the remittance information is embedded in a format readable by the electronic device, and at the place where the shipment is received, The remittance information read from the information recording body sent together with the delivery by the electronic device is received from the electronic device, and includes remittance means for executing remittance processing related to the remittance procedure.
Information processing device. An information processing system having an electronic device for reading information and an information processing device capable of communicating with the electronic device,
The information processing apparatus includes:
When receiving remittance information related to the remittance procedure specified for the sent article, a generating means for generating an information recording body in which the remittance information is embedded in a format readable by the electronic device;
Remittance that receives the remittance information read from the information recording body sent by the electronic device together with the deliverable from the electronic device and executes remittance processing related to the remittance procedure at the place where the sent matter is received Means, and
The electronic device is
Information reading means for reading the remittance information from the information recording body;
Transmitting means for transmitting the read remittance information to the information processing apparatus,
Information processing system. A computer that can communicate with an electronic device that reads information
Upon receiving remittance information related to the remittance procedure specified for the sent item, a generation step of generating an information recording body in which the remittance information is embedded in a format readable by the electronic device;
Remittance that receives the remittance information read from the information recording body sent by the electronic device together with the deliverable from the electronic device and executes remittance processing related to the remittance procedure at the place where the sent matter is received And an information processing method. Computers that can communicate with electronic devices that read information
Upon receiving remittance information related to the remittance procedure specified for the sent item, a generation step of generating an information recording body in which the remittance information is embedded in a format readable by the electronic device;
Remittance that receives the remittance information read from the information recording body sent by the electronic device together with the deliverable from the electronic device and executes remittance processing related to the remittance procedure at the place where the sent matter is received And an information processing program for executing the step.

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