JP2016062556A - Three-dimensional authentication system and three-dimensional authentication device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a 3D authentication system and a 3D authentication device that are capable of authenticating a remittee on the basis of the shape of a 3D figure.SOLUTION: In a 3D authentication system, a service provider creates a 3D figure including, e.g., an additive figure having a unique shape as authentication information for authenticating a remittee, on the basis of a figure creation request including remittance information regarding a remitter. Then, the remittance information created by the remitter and the authentication information are associated with each other and delivered to the remittee. The remittee brings the delivered 3D figure to a banking institution and has the shape of the brought figure scanned by a 3D scanner installed in the banking institution. The banking institution authenticates the remittee by extracting the authentication information from shape data regarding the figure scanned by the 3D scanner and, if the authentication is successful, causes an automatic transaction device to output the amount of remittance and a message to the remittee.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a 3D authentication system and a 3D authentication apparatus.

  Traditionally, congratulatory and telegraphers apply to telegram service companies by telephone, fax, etc., select a message with contents according to their purpose from various design papers prepared by the service company, print the contents, and send it to the recipient. It is common to deliver.

  Nowadays, in addition to the above message, there is a known device that can send voice data to a service company via the Internet or the like so that the voice data can be incorporated into the selected design paper or stuffed toy and the message content can be voice output. .

  For example, when an order for a gift with a recording / playback function is received from the computer terminal of the gift giver in Patent Document 1, a voice message of the gift giver to the gift recipient is received from the gift giver's phone via the telephone line network, A technique is disclosed in which a voice message of a gift giver is recorded on a gift with a recording / playback function and is delivered to a gift recipient as a gift with a voice message.

  By the way, 3D printers that create 3D objects (three-dimensional objects) using powdered gypsum and foaming agents are known. According to this 3D printer, it is possible to easily create a 3D image with a high 3D expression effect with a height difference from a 2D image such as a photograph, and it is possible to express various shadows and realistic textures. It is possible to create a 3D object with If we can provide a service that uses this 3D object as a gift, it should be appreciated by the person who received it. In addition, you may want to send not only gifts but also congratulations, etc., but you can not send cash by courier etc., so you can purchase gift certificates etc. separately, cash registered mail or transfer It is necessary and troublesome. Therefore, instead of sending cash, it is convenient if the recipient can send a 3D object containing the recipient's authentication information as a gift and the recipient can withdraw cash directly from the ATM or the like using the authentication information of the 3D object. It is. However, in order to realize this, a new authentication system or authentication device that allows a 3D model of a gift to function as a means for authenticating a recipient is necessary.

Tomi No.3127929

  The present invention has been made in view of such a situation, and an object thereof is to provide a 3D authentication system and a 3D authentication apparatus capable of authenticating a recipient based on authentication information included in a 3D structure. .

  In order to solve the above problems, the authentication system of the present invention provides the following solution.

  By collating the authentication information of the person to be authenticated from the shape of the 3D object associated with the person to be authenticated, the extracted authentication information, and the authentication registration information received from the certifier in advance. And means for authenticating the person to be authenticated who brought the 3D object.

  Further, in the authentication system, the means for extracting the authentication information extracts the authentication information from the shape of the additional figure synthesized with the 3D data of the 3D model and the synthesized position.

  In the authentication system, when the authentication is completed, an authentication server that obtains remittance information from the remittator who is the authenticator and instructs the automatic transaction apparatus to output the remittance amount included in the remittance information. And further comprising.

  In the authentication system, the remittance information includes message information from the sender, and the authentication server sends the message information to the automatic transaction apparatus when authenticating the recipient who is the person to be authenticated. The output is instructed.

  In the authentication system, the remittance information includes designation of a date, a period, and a place where the recipient can receive the remittance amount.

  ADVANTAGE OF THE INVENTION According to this invention, the 3D authentication system and 3D authentication apparatus which can authenticate a recipient based on the authentication information contained in 3D modeling thing can be provided.

It is an image figure of the 3D authentication system which concerns on embodiment of this invention. It is a functional block diagram which shows the structure of the 3D authentication system which concerns on embodiment of this invention. It is an image figure of the 3D figure and 3D scanner which concern on embodiment of this invention. It is a figure which shows an example of the data memorize | stored in remittance information DB of the 3D authentication system which concerns on embodiment of this invention. It is a flowchart which shows the processing operation of the sender terminal of a 3D authentication system. It is a flowchart which shows the processing operation of the molded article production apparatus of 3D authentication system. It is an example of the method of adding the authentication information of the 3D modeling thing which concerns on embodiment of this invention. It is a flowchart which shows the processing operation of the system of the financial institution which concerns on embodiment of this invention. It is a figure which shows an example of the screen of the automatic transaction apparatus which concerns on embodiment of this invention.

  DESCRIPTION OF EMBODIMENTS Hereinafter, a mode for carrying out the present invention (hereinafter referred to as this embodiment) will be described in detail with reference to the accompanying drawings. Note that the same numbers or symbols are assigned to the same elements throughout the description of the embodiment.

  FIG. 1 is an image diagram of a “3D authentication system” (or “3D remittance telegram system”) according to the present embodiment. Hereinafter, the above system will be referred to as “the present system”. Here, “3D remittance telegram” means message transmission (telegram) having an authentication function and a remittance function based on a 3D figure.

  This system is a so-called “telegram service” for congratulatory and non-paid telegrams, which has an authentication function and a remittance function for recipients. Although the recipient needs to be authenticated for remittance, in this system, this authentication is performed using a 3D model (three-dimensional model) of a gift to be sent to the recipient. Hereinafter, this 3D model is referred to as a “3D figure” or simply a “figure” as a typical example. The remittance accesses the web page of the service provider who creates the figure from a terminal such as a PC or smartphone that he owns, selects the figure, and further sends the remittance amount, message to the recipient, receipt Enter personal information (name, address, telephone number, etc.) and sender information (name, financial institution's own account number, etc.).

  The gift gift figure selected here may be a ready-made figure prepared in advance by a service provider, or may be an original figure uniquely created by a remittance person. As ready-made figures, for example, animals of various genres such as animals, plants, vehicles, buildings, sculptures, robots, dinosaurs and monsters, sweets, anime and idol characters are prepared. An original figure can be created in several ways. For example, image data such as a photograph of an object is sent to a service provider, and the service provider converts the image data into 3D data for figure creation and creates it with a 3D printer. Alternatively, the remittance brings the actual figure into the store of the service provider and creates it with the service provider. Alternatively, the user may scan the actual object with a 3D scanner and send the data to a service provider for creation. Alternatively, a figure may be created by scanning a person. The finished figure can be processed if required for both ready-made and original figures. Figures made by processing ready-made products are treated as original figures.

  The service provider creates 3D data of the figure created above and “prints” it with a 3D printer. At this time, "additional figure" is synthesized as the recipient's authentication information to the original figure shape, and the figure's outline to be sent to the recipient is remittance by changing the shape and position of the addition figure each time. Each person and each recipient (that is, every 3D remittance telegram) are processed into unique shapes different from each other. Then, the authentication information is associated with the remittance information created by the sender (remittance amount, recipient information, message, etc.). Details of the authentication information and the additional figure will be described later.

  After creating the figure, the service provider sends the remittance information obtained from the sender and the authentication information embedded in the figure to the financial institution as authentication registration information from the certifier, and delivers the created figure to the recipient To do. If the recipient has a 3D printer, the completed 3D data may be sent to the recipient and the recipient may “print” with his 3D printer.

  The recipient brings the delivered figure or a figure created by himself / herself to a financial institution and reads the shape of the brought-in figure into a 3D scanner installed in the financial institution. The financial institution extracts (identifies) authentication information from the figure shape data read by the 3D scanner, authenticates the recipient, and if the authentication is OK, obtains remittance information for the recipient. Then, based on the remittance information, the payee is caused to output a remittance amount and a message to the payee from an automatic transaction apparatus (automatic teller machine or ATM: Automated Teller Machine). Because this withdrawal is withdrawn from the sender's account, the recipient need not have an account with the financial institution.

  With this mechanism, a gift is created as a 3D figure, and the recipient is authenticated based on the authentication information (hidden) added to the 3D figure. You can receive it on the spot in cash. In other words, it is possible to provide a “3D remittance telegram service” in which a 3D figure can be sent as a gift, and remittance can be made at the same time, and a message can be sent like a telegram.

  FIG. 2 is a functional block diagram showing the configuration of the 3D authentication system or 3D remittance telegram system (this system) according to the embodiment of the present invention. As shown in FIG. 2, this system is connected to the sender terminal 10 operated by the sender and the sender terminal 10 via the network, and authentication for authenticating the recipient based on the request from the sender terminal 10. It is comprised from the 3D modeling object preparation apparatus 20 which produces the 3D figure containing information, and the system 30 of a financial institution.

  The financial institution system 30 extracts (identifies) authentication information from the shape of the figure brought in by the recipient, authenticates the recipient using the extracted authentication information, and when the authentication is completed. The authentication server 32 is configured to acquire the remittance information received from the remittance terminal 10 of the remittance person and instruct the automatic transaction apparatus (hereinafter referred to as ATM 38) to output the remittance amount included in the remittance information. In the case of this remittance service, the recipient is the person to be authenticated in the authentication system, and the remittance is the authenticator. Hereinafter, in the remittance service, the financial institution system 30 that performs 3D authentication may be simply referred to as an authentication system, but the authentication system itself can also be applied to other services.

  The 3D modeling object creation device 20 receives the order contents for 3D remittance telegram creation from the remittance terminal 10 and generates 3D figure authentication information, and creates (prints) the 3D figure from the 3D data. And 3D printer 26.

  The 3D authentication generation device 21 includes a communication unit 22, an operation reception unit 23, a storage unit 24, and a control unit 25. The 3D authentication generation device 21 adds authentication information associated with the person to be authenticated (recipient) to the 3D data of the figure, and as authentication registration information generation means for generating authentication registration information for transmission to the authentication system for verification. Function. Details of adding authentication information will be described later. However, if the figure itself is unique, authentication information for identifying the person to be authenticated is obtained only by 3D data of the shape.

  The communication means 22 is a communication interface when communicating with the sender terminal 10 and the system 30 of the financial institution.

  The operation accepting unit 23 accepts an operation input accompanying the creation of the 3D figure from the sender. For example, a web page for creating a 3D figure is provided and displayed on the display of the sender terminal 10, and the content input by the sender is transferred to the control means 25. Here, the remittance chooses a figure to send as a gift or requests the creation of an original figure. The figure selected or created here may be something associated with the recipient. For example, if the recipient likes a cat, a cat figure is selected. Or, when you send money to your grandparents, you will be pleased if you send your grandson as a figure.

  In the storage unit 24, the remittance information database 100 (hereinafter referred to as remittance information DB 100), the authentication information database 200 (hereinafter referred to as authentication information DB 200), and the user information database 300 (hereinafter referred to as remittance information DB 100). User information DB 300), and is stored in a semiconductor memory, magnetic field, or optical disk mounted on the 3D authentication generation device 21.

  As shown in FIG. 4, an example of the data structure of the remittance information DB 100 includes, for example, the identification ID of “3D remittance telegram”, the sender information, the sender name, and the account number as the recipient information. The name of the recipient, the address and telephone number of the recipient, and the ID of the figure, the amount of money to be sent to the recipient, the message to the recipient, etc. are registered as the contents of the remittance. In addition, although not shown, the remittance information may include a date and time or a period (place where the ATM is installed) where the recipient can receive the remittance amount. If these are specified, safety will increase even if the figure is stolen. This is because the date and place where the criminal withdraws cash can be limited. Further, the message to the recipient may include voice, still images, and moving images in addition to text (character information). Note that the date and time or period during which the recipient can receive the remittance amount, the location designation, and the message to the recipient are not essential items.

  In the authentication information DB 200, 3D figure creation data to be created, figure ID, a plurality (at least several tens of types) of additional figure (described later) IDs for each figure ID, additional figure shape data, and the like are registered. ing.

  The user information DB 300 is information that is registered when the user uses the service provider's service. For example, the login ID and password of the user (sender) are registered. If the recipient who received the remittance is also a user of this service, it is possible to return a congratulatory money using the same service.

  Based on the request from the sender terminal 10, the control means 25 reads out necessary data from the storage means in order to create a 3D figure including authentication information for authenticating the recipient. Control the means.

  In addition, the control means 25 generates shape data for creating a 3D figure from a plurality of photographs input from the sender terminal 10 for generating an original figure, and transmits the shape data to the 3D printer 26 to transmit the 3D figure. Let it be created.

  Further, the control means 25 instructs the 3D printer 26 to change the size of the 3D figure according to the receivable amount when the remittance designates the remittance amount that can be received by the recipient at one time. You may send it. For example, as shown in FIGS. 3A and 3B, the size of the figure 50 is changed. In this way, for example, if the remittance amount is 100,000 yen, the recipient can withdraw the entire amount of 100,000 yen at a time if the normal size shown in FIG. In the case of a small size figure (for example, 20% of the standard size) shown in FIG. 3B, only 20,000 yen can be received at a time. Therefore, to receive a remittance of 100,000 yen, a small-sized figure must be received in five steps. That is, the remittance can be designated so that the payee cannot withdraw all of the remittance amount at once. Therefore, for example, when remittance is performed by sending from the parent to the child or the like, if the monthly withdrawal amount is designated, the child can be prevented from withdrawing all at once and wasting money. The remittance information may include designation of a date, a period, and a place where the recipient can receive the remittance amount. By doing in this way, since it becomes possible to withdraw only at the designated date and time, period and place (ATM installed at the place), the safety is further enhanced. Also, if a figure containing authentication information is stolen, a criminal investigation becomes easier.

  Further, the control means 25 may create a plurality of figures, create one as a regular product, and send an output instruction to the 3D printer 26 to create all others as dummy products (dummy). In this case, the recipient is delivered with one regular product and one or more dummy figures. However, although the authentication information is added to the regular product, the authentication information is not added to the dummy, so that the withdrawal cannot be made. The regular product and the dummy figure created here are created by changing the color or size, for example. The recipient is informed of which of the plurality of figures is genuine by another means. Recipients can store genuine and dummy figures in separate locations, and when taking them out, put them in separate bags or purses (in the case of small figures), even if the dummy is stolen. Even if it is lost, it will not be damaged and safety can be improved.

  The 3D printer 26 receives 3D data of the modeled object and creates (prints) a 3D figure to be sent to the recipient. The 3D printer 26 is a device that forms a three-dimensional object using a resin (for example, ABS resin) based on 3D CAD (Computer Aided Design) data, for example. As a modeling method, for example, the 3D data is cross-sectioned using a layered modeling method, and the cross-sectioned layers are overlapped with a resin to form a target shape and output.

(System configuration of financial institutions)
In the above description, the 3D authentication generation apparatus 21 that generates 3D authentication information has been described. Hereinafter, a financial institution system that is an authentication system that authenticates 3D authentication information will be described. A system 30 of a financial institution registers a WEB server 31 that receives a request from a customer via the Internet, a 3D authentication identification device 35 that identifies authentication information from a figure brought in by a recipient, and the identified authentication information. Authentication server 32 that determines whether the authentication registration information matches, and ATM 38 that outputs a remittance included in the remittance information associated with the figure and a message to the recipient.

  The authentication server 32 includes a storage unit 33 and a determination unit 34. The storage means 33 includes a remittance information DB 100, an authentication registration information database 400 (hereinafter referred to as authentication registration information DB 400), and a customer information database 500 (hereinafter referred to as customer information DB 500) in a partial storage area. Assigned and stored in a mounted semiconductor memory, magnetic or optical disk. In the remittance information DB 100, remittance information input by the remittance person is registered.

  In the authentication registration information DB 400, the shape data of the 3D figure sent from the 3D authentication generation device 21 and the information of the additional figure for each 3D figure are registered.

  The customer information DB 500 stores the name, account number, and account balance associated with the account number of the sender (financial institution customer).

  The determination unit 34 determines whether the authentication information of the 3D figure identified by the authentication information identification unit 37 is stored in the authentication registration information DB 400 of the storage unit 33. If the authentication information matches the authentication registration information, the determination unit 34 determines whether the authentication information matches the ATM 38. Instructs remittance and outputs a message to the recipient.

  The 3D authentication identification device 35 includes a 3D scanner 36 and an authentication information identification unit 37. The 3D scanner 36 is a device that reads figure shape data from the figure 50 (3D data acquisition means). There are several types of 3D scanners such as a floor-standing type, a desktop type, and a handy type. Here, a desktop type 3D scanner is illustrated. As shown in FIG. 3A, the 3D scanner 36 has, for example, an L-shaped pedestal, and a rotating body 63 that rotates 360 ° with an object placed at the center of the upper surface of the pedestal. ing. An imaging device 61 (camera) is provided on the side surface of the pedestal, and the imaging device 61 slides by a slide bar 62 that can slide up and down. It is possible to read 360 ° data of the object by the above two mechanisms. Note that the imaging device of the 3D scanner may be of a type that scans an object with laser light and acquires three-dimensional point cloud data, instead of the type that captures an image with the camera as described above.

  The authentication information identification unit 37 identifies authentication information from the shape data read by the 3D scanner 36. Specifically, based on the additional figure stored in the authentication registration information received from the 3D structure creation device 20 in advance, it is determined whether or not the additional figure is present at a regular position in the read figure. .

  When the determination unit 34 determines the output instruction, the ATM 38 outputs cash corresponding to the designated remittance amount and outputs a message to the recipient on a screen such as a touch panel. In the case of the 3D authentication / identification device 35 having a small 3D scanner, the 3D authentication / identification device 35 may be built in the ATM 38.

  The functions and configuration of the system described above are merely examples, and one functional block (database and function processing unit) may be divided or a plurality of functional blocks may be configured as one functional block. Good. Each function processing unit reads a computer program stored in a storage device such as a ROM (Read Only Memory), flash memory, SSD (Solid State Drive), or hard disk by a CPU (Central Processing Unit) built in the device This is realized by a computer program executed by the CPU. That is, each function processing unit reads and writes necessary data such as a table from a database (DB; Data Base) stored in a storage device or a storage area on a memory, and may be related in some cases. This is realized by controlling hardware (for example, an input / output device, a display device, and a communication interface device). In addition, the database in the embodiment of the present invention may be a commercial database, but it simply means a collection of tables and files, and the internal structure of the database itself does not matter.

  FIG. 5 is a flowchart showing the processing operation of the sender terminal 10 of this system. Note that the processing described below does not necessarily have to be performed in the order shown in this flowchart, and the processing order may be changed as long as the relationship between input data and output data of each processing block is not impaired.

  As shown in FIG. 5, when requesting the creation of a 3D remittance telegram of this system, the remittance person logs in to access the web page of the 3D authentication generation device 21 of the service provider from the remittance terminal 10 (step S11). Here, the remittance moves to the login ID and password input screen and inputs his login ID and password.

  The control unit 25 of the 3D authentication generation device 21 collates the login ID of the sender and the password from the user information DB 300, and if they match, permits browsing of the Web page.

  Next, the remittance selects from the 3D remittance telegram creation screen whether the 3D figure is an original figure or a ready-made 3D figure (step S12). When an off-the-shelf 3D figure is selected (step S12 “NO”), the target figure is further selected from the 3D remittance telegram creation screen (step S13).

  When the original figure is selected (step S12 “YES”), data for creating the original figure is transmitted (step S14). Specifically, for example, when a person, an animal, or the like is desired to be an original figure, a plurality of photographs (front, back, left, right, up, down, etc.) taken of the object are transmitted to the service provider as attached files. In addition to sending a photo, for example, go to the service provider's store, bring in the original figure object (doll, plastic model, pet, yourself, etc.), and store the object in the store's dedicated device (3D 3D figure creation data may be generated by reading with a scanner or the like.

  Next, the sender sends the amount to be sent to the recipient and a message to the recipient (step S15), and inputs recipient information (recipient name, address, telephone number, etc.) (step S16). ).

  Then, the sender sends the sender information (sender's name, account number, etc.) (step S17), and presses the execution button (step S18), thereby completing the request for creating the 3D remittance telegram.

  FIG. 6 is a flowchart showing the processing operation of the 3D structure creation device of the present system.

  As shown in FIG. 6, when the operation accepting unit 23 of the 3D authentication generating apparatus 21 receives an order for creating a 3D remittance telegram from the remittance terminal 10 (step S21), the control unit 25 sends the order information (remittance information, figure Send information (screen sorting, photo images, etc.). In response to this, in the case of an original figure creation request (“YES” in step S2), the control means 25 acquires the original data of the original figure from the photographic image attached and transmitted from the sender terminal 10 (step S24). ). The control means 25 converts the data into 3D figure creation data using a dedicated device (3D scanner or the like) (step S25).

  In the case of a request for creating a ready-made 3D figure (step S22 “NO”), the control means 25 stores the figure creation data selected from a database (not shown) stored in the storage means 24. Data for creation is acquired (step S23).

  Next, the control means 25 produces | generates the data which synthesize | combined the additional figure as authentication information with the data for figure creation.

Then, the control means 25 sends the figure creation data obtained by synthesizing the additional figure to the 3D printer 26 to the 3D printer 26 and creates the target figure (step S26).
FIG. 7 is an example of a method for adding authentication information to a 3D object. Here, in order to simplify the description, a case will be described in which the figure has a simple shape such as a plastic bottle, and the additional figure serving as authentication information added to the figure is also a simple geometric figure. When a ready-made figure is used, a position to “synthesize” the additional figure on the figure is determined based on the registered 3D figure creation data. Here, “compositing” means pasting the shape of the additional graphic onto the original graphic or cutting out the original graphic with the shape of the additional graphic.

  Here, as a simple example, the additional figure has a rectangular parallelepiped shape on the front as shown in FIG. 7A, and a plurality of oblique lines on the front as shown in FIG. 7B. The thing which has a part shape and has the shape of a some circular convex part or recessed part on the front as shown in FIG.7 (c) is mention | raise | lifted. In particular, the additional figure indicated by reference numeral 70a in FIG. 7C shows an example of the case where the original figure is “cut out” (concave part) in the shape of the additional figure. In the example of FIG. 7C, only the additional figure 70a is a concave part and the other is a convex part, but the concave part and the convex part may be randomly combined with a plurality of additional figures. However, the actual size of the additional figure is not so conspicuous as described above, and is a minute size that can be read by the 3D scanner. In the case of a ready-made figure, it may be registered in advance with an ID for each figure in a state where an additional figure is synthesized with the ready-made figure. In this way, it is not necessary to synthesize the additional figure every time. Here, it may be determined at random which figure to which the additional figure is synthesized is actually used.

  For example, when the additional figure 70 shown in FIGS. 7A, 7B, and 7C is employed, a section where the additional figure 70 is synthesized is sectioned based on the registered 3D figure creation data. Then, the additional figure 70 is synthesized for each cross-sectioned layer (sections A to C), and 3D data of a figure obtained by synthesizing the final additional figure (that is, including authentication information) is created. Then, by using the layered modeling method, the figure having a unique shape is completed one by one by overlapping the cross-sectional layers with a resin or the like by the 3D printer 26. In the case of an original figure, 3D figure creation data created from an image or the like that is the basis of the 3D figure is used as the original data. The subsequent procedure is the same as described above. Note that combining an additional figure with a figure is an image of attaching a “mole” to identify the figure. In the case of human beings, the twins and triplets can be identified by the shape and position of the mole. Of course, if you have the only original figure in the world, the figure itself will be the authentication information, even if you don't synthesize additional figures.

  As described above, the figure authentication information is usually determined by the combination of the shape of the additional figure and its combined position, but the entire figure size (height, width) itself may be used as the authentication information. If a “standard size” is defined for each figure, for example, if the height of the standard size figure is 100.0 mm, the authentication figure has a predetermined range (for example, 99.99 mm) from the height of the standard size every time. 0 mm to 101.0 mm etc.) Information that is slightly changed from the standard size within a predetermined range is used as authentication information. By doing this, each figure with a slightly different size becomes a `` unique shape '', so even if you bring a figure imitating only the design to a financial institution, the size of the figure you brought Unless it completely matches the size of the figure for authentication, an authentication error occurs and no withdrawal process is performed. Of course, the standard size of a figure and the size of the figure for authentication shall change at random. It should be noted that such an authentication method by detecting the size of the figure may be used in combination with the above-described method of synthesizing the additional figure, or may be replaced.

  In addition, when the additional figure of authentication information is a convex part shape, the 3D authentication generation device 21 transmits the additional figure corresponding to the authentication registration information to the authentication server 32, and the concave and convex parts of both are data. It may be assumed that the authentication has been established when the above matches completely.

  Returning to FIG. 6, the control unit 25 associates the created figure with the recipient information (step S <b> 27), and sends the recipient information and the authentication information to the authentication server 32 of the financial institution system 30 via the communication unit 22. It transmits as authentication registration information (step S28).

  FIG. 8 is a flowchart showing the processing operation of the financial institution system according to the embodiment of the present invention.

  As shown in FIG. 8, the 3D scanner 36 of the 3D authentication and identification device 35 scans the 3D figure brought in by the recipient (step S31) and converts it into figure creation data.

  In addition, you may add how to put the 3D figure at the time of scanning with a 3D scanner as authentication information. For example, the remittance asked the service provider to create a 3D figure with the 3D figure lying on its side or, if possible, upside down, and received the 3D figure also received by the recipient. Tell them to get authenticated when they are lying down or upside down. Alternatively, the remittance person determines a personal identification number associated with the 3D figure and requests the service provider to separately provide the personal identification number and the like when creating the 3D figure. And tell the recipient the PIN number. By doing so, even if a person other than the regular recipient reads the 3D figure with the 3D scanner, an authentication error occurs unless the correct placement method or PIN number at the time of the figure authentication is known. Therefore, it is possible to prepare for the case where the figure is lost or stolen.

  Next, the authentication information identifying means 37 receives the figure creation data and determines the matching figure creation data from the previously registered authentication registration information DB 400 (step S32).

  If the authentication is successful (step S33 “YES”), the determination unit 34 reads the remittance amount and the recipient information from the remittance information separately transmitted from the remittance information DB 100 (step S34). Next, the determination means 34 determines the account balance of the sender from the customer information DB 500 linked by the remittance information DB 100, and determines whether or not the account balance is greater than the amount of remittance (step S35). When the account balance is larger than the remittance amount (step S35 “YES”), when the message information is input to the remittance amount and remittance information, the determination unit 34 displays the message information on the display screen of the ATM 38, A bill corresponding to the remittance amount is output from the cash outlet (step S36).

  In addition, since the 3D scanner 36 generally requires time for scanning and takes an installation location, it is considered that the 3D authentication identification device 35 and the ATM 38 are often installed in different locations. In such a case, when the authentication of the figure is established by the 3D authentication and identification device 35, the “authenticated card” is once issued from the 3D authentication and identification device 35. Then, it is desirable that the recipient who has received the authenticated card moves to the place where the ATM 38 is installed and receives the withdrawal by inserting the authenticated card into the ATM 38.

  For example, as shown in FIG. 9, a “3D authentication button” is assigned on the display screen of the ATM 38, and when the button is pressed, an authenticated card insertion instruction screen is displayed. Then, by inserting the authenticated card into the card insertion slot of the ATM 38, the remittance amount included in the remittance information and the message to the recipient are displayed, and the remittance amount is withdrawn from the cash withdrawal opening. Further, the authenticated card has the same shape as the cash card, and can be used only once, so that it is not discharged from the ATM once used. Even after the authenticated card is inserted, a cash card owned by the recipient or fingerprint authentication may be used. In this way, authenticating the recipient himself / herself by another means leads to further security enhancement.

  Returning to FIG. 8, if the authentication result is not established (step S33 “NO”), an authentication error display is output on the display screen of the ATM 38 (step S37). If the account balance is less than the amount to be transferred (step S35 “NO”), a message indicating insufficient balance is displayed on the display of the ATM 38 (step S38). In this case as well, since the authenticated card inserted into the ATM is not discharged, the recipient needs to request the sender to deposit, and after the deposit, it is necessary to start again from the process of step S31.

(Modification)
In addition, according to the description of the embodiment so far, it was decided to withdraw directly from the account of the sender, but the sender can send money in advance to the dedicated account and let the recipient withdraw from the dedicated account. Good. Alternatively, the remittance amount may be paid in advance to the service provider or financial institution, and the recipient may receive the remittance amount from the account of the business operator or financial institution.

  Further, voice data or moving image data may be included as a message to the recipient. In that case, in order to avoid leakage to the surroundings, if authentication by the judging means 34 is established, voice or video is used between the ATM 38 and the portable terminal etc. owned by the recipient using short-range wireless communication. Data may be downloaded to the mobile terminal.

(Effect of embodiment)
According to this system, the financial institution system authenticates the recipient based on the authentication information included in the 3D figure, and when the authentication is successful, instructs the automatic transaction apparatus to withdraw money from the sender terminal. Services can be provided. Here, a service provider is responsible for creating a figure with authentication information added, and a financial institution such as a bank is responsible for figure authentication, withdrawal and message output processing. By doing in this way, the service provider can provide a service that creates an attractive figure and can send gifts and remittance at the same time. In addition, the financial institution can be differentiated from other institutions by the new service, and can provide convenience to the remittance customer.

  Further, the 3D structure creation device creates a figure obtained by synthesizing the additional figure as the authentication figure. Alternatively, a figure whose size is changed from a standard size to a minute range is created as an authentication figure. Therefore, the created figure has a unique shape for each sender and each recipient (for each remittance telegram), so even if you bring a mimic figure to a financial institution, it will not be authenticated and will not be withdrawn . In addition, if the placement of the figure itself and the PIN code are determined between the sender and the recipient, security can be further enhanced.

  In addition, the 3D modeling object creation device is specified by changing the figure size according to the receivable amount when the remittance specifies the receivable amount at a time from the remittance amount. Since it becomes possible to withdraw money only at the date, period, place (ATM installed at the place), the safety is further increased. Also, if a figure containing authentication information is stolen, a criminal investigation becomes easier.

  The 3D model creation device creates a plurality of figures, creates one as a regular product, and creates the other as a pseudo product. By doing in this way, for example, it leads to crime prevention measures when an unauthorized user brings a figure to a financial institution.

  This system is applied to a service that sends a 3D object as a gift and a message ("telegram") with remittance to a financial institution. It can also be applied to systems that send messages that require authentication. For example, if a will is regarded as a telegram of this system, it can be applied to a system in which only a person who has been sent and authenticated after the death of the person can listen to the will for a specified date and time. be able to.

  As mentioned above, although this invention was demonstrated using embodiment, it cannot be overemphasized that the technical scope of this invention is not limited to the range as described in the said embodiment. It will be apparent to those skilled in the art that various modifications or improvements can be added to the above-described embodiments. Further, it is apparent from the scope of the claims that the embodiments added with such changes or improvements can be included in the technical scope of the present invention.

1 3D authentication system (3D remittance telegram system)
DESCRIPTION OF SYMBOLS 10 Remittance terminal 20 3D modeling object creation apparatus 21 3D authentication production | generation apparatus 22 Communication means 23 Operation reception means 24 Storage means 25 Control means 26 3D printer 30 Financial institution system (authentication system)
31 WEB server 32 authentication server 33 storage means 34 determination means 35 3D authentication identification device 36 3D scanner 37 authentication information identification means 38 automatic transaction device (ATM)
50 3D Figure (Figure)
61 Imaging device 62 Slide bar 63 Rotating body 70 Additional figure 100 Remittance information DB (Remittance information database)
200 Authentication Information DB (Authentication Information Database)
300 User information DB (User information database)
400 Authentication Registration Information DB (Authentication Registration Information Database)
500 Customer information DB (customer information database)

Claims (5)

Means for extracting the authentication information of the person to be authenticated from the shape of the 3D object associated with the person to be authenticated;
Means for authenticating the person to be authenticated who has brought the 3D object by comparing the extracted authentication information with the authentication registration information received in advance from the authenticator side;
An authentication system comprising:   The authentication system according to claim 1, wherein the means for extracting the authentication information extracts the authentication information from the shape of the additional figure combined with the 3D data of the 3D model and the combined position. .   When the authentication is completed, the authentication server further includes an authentication server that acquires remittance information from a remittator who is the certifier and instructs the automatic transaction apparatus to output the remittance amount included in the remittance information. The authentication system according to claim 1 or 2.   The remittance information includes message information from the sender, and the authentication server instructs the automatic transaction apparatus to output the message information when authenticating a recipient who is the person to be authenticated. The authentication system according to claim 3.   5. The authentication system according to claim 4, wherein the remittance information includes designation of a date, a period, and a place where the recipient can receive the remittance amount.

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