JP2016218886A - Money exchange device and tax return system provided with the same - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a tax refund system including a money exchange device and a tax refund system provided with the same so that a repayment procedure for a refund amount according to value-added tax paid when a foreign traveller purchases a duty free product not having a tax refund counter for paying refund money necessary and without having a staff member be resident.SOLUTION: A money exchange device includes a function of a tax refund means in addition to a normal money exchanging function and this tax refund means acquires personal information from a refund card storing personal information regarding a foreign traveller beforehand (S41), acquires registration information for accumulated tax amount, etc, for duty free object commodity purchased by the foreign traveller based on the acquired individual information regarding the foreign traveller (S44) and pays the refund amount according to the acquired accumulated duty free amount (S47).SELECTED DRAWING: Figure 7

Description

  The present invention relates to a currency exchange apparatus having a tax exemption amount refunding unit for paying a refund amount corresponding to a cumulative tax exemption amount of a tax exempt product purchased by a foreign traveler, and a tax refund system including the same.

  As is well known, when a product is purchased in the country, an amount obtained by adding a value added tax (consumption tax) to the product price is paid. However, this value-added tax is levied on domestic residents, and in principle is exempted when foreign tourists (hereinafter referred to as “foreign tourists”) purchase goods.

  When a foreign traveler purchases a tax-exempt product at a pre-registered duty-free shop, he / she pays an amount with added value-added tax, similar to a domestic resident. Then, by performing a predetermined procedure at a duty-free counter installed in a duty-free shop where the product is purchased, a hotel at a hotel, a departure lobby of an airport, etc., a refund of the refund amount corresponding to the value-added tax is received.

  Since foreign tourists have limited time to stay in the country, it is desirable that the refund procedure be performed smoothly. However, in order to receive a refund of the refund amount, it is necessary to present the purchased item, the person's passport, and the purchase receipt to the staff in charge at the duty-free counter, and obtain approval from the purchaser pledge. , It takes a long time to receive a refund of the refund amount, which is inefficient.

  As a countermeasure, for example, in Patent Document 1 below, the refund amount to be paid to a foreign traveler is paid by the agent on behalf of the duty-free store that sells the product. A technique for reducing labor is disclosed.

  In other words, when a foreign traveler purchases a tax-free product at a duty-free store and pays a value-added tax-included value, the duty-free store obtains information on the tax-exempt application related to the purchased product from the store terminal. It is transmitted to both the supplier server and the institution server of the tax exemption management institution. Then, when the foreign traveler leaves the IC tag information attached to the purchased product when passing through the tax exemption gate, the IC tag information is transmitted to the institution server and the tax exemption application information. Let them collate.

  Then, if the IC tag information matches, it moves to a refund (tax free) counter, and the staff of the refund counter reads the passport information at the refund procedure terminal and transmits a request for collation of the tax free inspection result to the trader server. The merchant server then sends the refund amount to the refund procedure terminal, and the refund counter staff pays the refund amount to the foreign traveler on behalf of the duty-free shop. On the other hand, the merchant server performs a process of claiming the refund amount and the agency fee for the duty-free shop.

Japanese Patent No. 5386654

  However, in the technique disclosed in Patent Document 1, it is necessary to separately install a duty-free counter for paying a refund at an airport (or a duty-free shop or a hotel), and it is necessary to secure an occupied space for that purpose. Therefore, the maintenance cost increases. Furthermore, there is an inconvenience that labor costs increase because the staff must be stationed at the duty-free counter.

  Therefore, the object of the present invention is that a tax exemption counter for paying a refund is unnecessary, and the refund amount corresponding to the value added tax paid by a foreign traveler when purchasing a tax exempt product without resident staff. Provide a currency exchange device that can reduce the burden on both foreign tourists and duty-free shops and reduce maintenance costs and labor costs by enabling smooth refund procedures. The purpose is to provide a tax refund system.

  In order to achieve the above-mentioned object, the currency exchange apparatus of the present invention selects an internal / external exchange means for exchanging from a local currency to a selected foreign currency among a plurality of types of foreign currencies, and selects one currency from a plurality of types of currencies to a local currency. An exchange device comprising an external / internal exchange means for exchanging money, further comprising a tax refund means, wherein the tax refund means obtains personal information from a personal information card in which personal information relating to foreign tourists is stored in advance. Based on the card information acquisition unit to be acquired and the personal information about the foreign traveler acquired by the card information acquisition unit, the accumulated tax exemption amount of the tax exempt product purchased by the foreign traveler is read from the purchase management database server. It has a tax exemption amount reading unit and a tax exemption amount refund unit for paying out a refund amount corresponding to the accumulated tax exemption amount read by the tax exemption amount reading unit.

  The exchange apparatus of the present invention has a refund currency selection means, and the tax exemption amount refund section pays out a refund amount according to the accumulated tax exemption amount by a currency selected by the foreign traveler by the refund currency selection means. Is preferred.

  The exchange device of the present invention further includes an information erasing unit that erases personal information stored in the personal information card, and a card collection unit that collects the personal information card from which the personal information has been erased by the information erasing unit. It is preferable.

  In the money exchange apparatus according to the present invention, it is preferable that the currency exchange apparatus further includes a history storage unit that shifts the accumulated tax-exempted amount of the tax-exempt product related to the personal information erased by the information erasure unit to the history storage unit by transaction processing.

  The tax refund system of the present invention is connected to a card issuing terminal that issues a personal information card by reading the personal information of a foreign traveler described in a passport, and is connected to the card issuing terminal via a communication line, A purchase management database server that creates a purchase management file of the foreign traveler based on the personal information of the foreign traveler read by a card issuing terminal, and is connected to the purchase management database server via a communication line; When the foreign traveler purchases a tax-free product, the personal information stored in the personal information card is acquired and the purchase management file of the foreign traveler created in the purchase management database server A store terminal that stores the tax-exempt amount of the tax-exempt product, and a currency exchange device connected to the purchase management database server via a communication line; The currency exchange device includes a currency exchange means for exchanging from a local currency to a selected foreign currency, and an external currency exchange means for selecting a currency from a plurality of currencies and exchanging the currency. The tax refund means is obtained by the card information acquisition unit for acquiring personal information from a personal information card in which personal information relating to foreign travelers is stored in advance, and the card information acquisition unit. Based on the personal information regarding the foreign traveler, the accumulated tax exemption amount obtained by accumulating the tax exemption amount of each tax exempt product purchased by the foreign traveler is read from the purchase management file created in the purchase management database server. It has a tax exemption amount reading unit and a tax exemption amount refund unit for paying out a refund amount corresponding to the accumulated tax exemption amount read by the tax exemption amount reading unit.

  In the tax refund system of the present invention, the exchange device has a refund currency selection unit, and the tax exemption amount refund unit responds to the accumulated tax exemption amount according to a currency selected by a foreign traveler by the refund currency selection unit. It is preferable to pay out the refund amount.

  According to the present invention, by providing a tax refund function to the currency exchange device required by foreign travelers, there is no need to install a tax-free counter that pays the refund to duty-free shops, hotels, airports, etc. It is not necessary to make the station resident, and not only can space saving be realized, but also maintenance costs and labor costs can be reduced. Furthermore, since management for exchange and management for refund payment can be unified, money management becomes easy.

  Further, since the refund amount can be paid out by the currency exchange device, the refund amount can be smoothly refunded, and the burden on both the foreign traveler and the duty-free shop can be reduced.

It is a perspective view of a money exchange device concerning the present invention. It is a functional block diagram of the control system of the currency exchange apparatus. It is a schematic block diagram of the card issuing terminal which concerns on this invention. It is a schematic block diagram of the tax refund system concerning the present invention. It is a flowchart which shows the tax refund card issue routine which concerns on this invention. It is a flowchart which shows the purchase merchandise information registration routine which concerns on this invention. It is a flowchart which shows the refund refund routine which concerns on this invention.

  Hereinafter, an embodiment of the present invention will be described with reference to the drawings. Reference numeral 1 in FIG. 1 denotes a currency exchange device, which is installed in an unmanned booth provided in a duty-free shop, a hotel, an airport, a shopping street where a duty-free shop is gathered, a distribution center, a shopping center, and the like.

  Also, as shown in FIGS. 3 and 4, the duty-free procedures are entrusted to the duty-free shops, hotels, airports and other service counters, and shopping centers, distribution centers, shopping centers, etc. where the duty-free shops are gathered. The counter is provided with a card issuing terminal 41 for issuing a refund card C as a personal information card to a foreign traveler, and the duty-free shop has a refund card possessed by a foreign traveler. A store terminal 51 is provided that reads card information registered in C and acquires information on purchased tax-exempt products.

  The exchange device 1, the card issuing terminal 41, and the store terminal 51 include communication processing units 34, 41c, and 51d, respectively, and communication lines such as the Internet connected via the communication processing units 34, 41c, and 51d. 13 through a purchase management database server (hereinafter referred to as “WEB server”) 71.

  First, the configuration of the money exchange apparatus 1 according to the present invention will be described. This currency exchange device 1 is a foreign currency exchange that exchanges currency from Japanese currency (Japanese yen) to a selected foreign currency among multiple types of foreign currency, and an external currency exchange that selects one currency from multiple types of currency and exchanges it to local currency. A normal two-way exchange function that allows foreign tourists to pay a tax-free refund that pays a refund according to the tax-exempt amount when a foreign tourist purchases a tax-exempt product at a duty-free store, including value-added tax (consumption tax) The function of the means. Further, the currency exchange apparatus 1 is provided with a cashing function using a credit card and an advanced interpretation function capable of making a call with a foreign language call center. Note that these both functions are value-added functions and will not be described in detail.

  Moreover, the exchange from the local currency to the foreign currency by the currency exchange device 1 is performed by paying out a foreign currency pack in which a predetermined amount is paid in advance. The foreign currency pack is provided for each exchangeable foreign currency, and a banknote set in which a plurality of types of banknotes are bundled in a predetermined combination is stored. A user who wishes to exchange money purchases a foreign currency pack by inserting an amount calculated in accordance with the exchange rate (local currency) plus a predetermined fee.

  The money changer 1 has an operation / banknote insertion part 1a at the upper front portion thereof, a currency payout part 1b at the lower part thereof, and an electronic settlement part 1c that protrudes in a table shape forwardly at the lower part thereof. Is provided.

  The operation / banknote insertion part 1a is provided with a camera 2 for photographing the operator's face on the upper right side, a receipt discharge port 3 below it, and a bill insertion port 4 below it. ing. A touch panel 5 that also serves as a display function is provided on the left side.

  The receipt discharge port 3 has a built-in printer for printing a calculation document. In this calculation form, transaction information such as the deposit amount, exchange rate, exchange money, change, handling date and time is printed at the time of exchange. On the other hand, when receiving a tax refund, this statement will print the transaction information such as the cumulative tax exemption amount of the purchased product, the refund amount paid accordingly, the exchange rate when receiving in foreign currency, the handling date and time, etc. .

  Moreover, the Japanese yen banknote at the time of changing a Japanese yen into a foreign currency, or the foreign currency banknote at the time of changing a foreign currency into a Japanese yen is inserted in the banknote insertion port 4.

  In addition, the touch panel 5 includes various selection screens including a screen for selecting a language to be displayed, and an exchange direction selection screen for selecting whether to exchange Japanese yen into foreign currency or to exchange foreign currency into Japanese yen. Is displayed, and various information screens including the exchange rate between the Japanese yen and the foreign currency and the necessary deposit amount are displayed in a hierarchical manner.

  In addition, the touch panel 5 has a selection screen for receiving the refund amount paid when receiving the tax refund in the local currency (Japanese yen) or the foreign currency, and when selecting the receipt in the foreign currency, A screen for specifying the foreign currency to be received is displayed hierarchically.

  Further, the currency dispensing unit 1b is provided with a bill dispensing unit 6, a coin dispensing unit 7, and a refund card reading unit 11. The two payout units 6 and 7 are portions where the change when the Japanese yen is exchanged into a foreign currency and the refund amount when receiving the tax refund, and the banknote payout unit 6 is exchanged by the operator. It is also used as a banknote refund port when canceling.

  The refund card reading unit 11 has an autoloading 11a, and further reads card information recorded on a refund card C (see FIG. 3) possessed by a foreign traveler and erases the card information. It has a card information reading / erasing unit 11b as a card reading unit (see FIG. 2).

  In addition, a foreign currency pack payout port 12 is provided at the lower front portion of the currency exchange apparatus 1. The foreign currency packs accommodated in the currency exchange device 1 are paid out from the foreign currency pack payout port 12. The exchange from the local currency to the foreign currency by the currency exchange device 1 is basically performed in a foreign currency pack.

  In addition, as shown in FIG. 2, the currency exchange apparatus 1 is provided with an arithmetic processing unit 21 that performs calculations necessary for control of the entire apparatus, currency exchange, and refund of the refund amount according to the tax exemption amount. The arithmetic processing unit 21 is mainly configured by a known microcomputer including a CPU, a ROM, a RAM, and the like, and includes an image processing unit 22, a touch panel input information processing unit 23, an IC information reading unit 24, a credit, and an input port. A card information reading unit 25, a bill information reading unit 26, and a numeric keypad touch panel input processing unit 27 are connected. In addition, a receipt issuing unit 29, a Japanese yen bill processing unit 30, a Japanese yen currency processing unit 31, a foreign currency pack processing unit 32, and a tax exemption refund processing unit 33 are connected to the output ports.

  Further, the card information reading / erasing unit 11b provided in the refund card reading unit 11 and the communication processing unit 34 described above are connected to an input / output port capable of bidirectional communication with the arithmetic processing unit 21. .

  The image processing unit 22 performs image processing on the face image of the operator photographed by the camera 2. The touch panel input information processing unit 23 converts various information input by the operator operating the touch panel 5 into input information. The IC information reading unit 24 acquires information written in the IC chip such as a debit card or electronic money read by the IC card reader 8, and the credit card information reading unit 25 reads by the magnetic card reader 9. Get the information written on the credit card.

  The banknote information reading unit 26 includes an image sensor, an infrared sensor, an ultraviolet sensor, a magnetic sensor, a banknote counter, and the like that detect the feature amount of the banknote inserted from the banknote insertion slot 4 and is detected by each sensor. The obtained feature amount is obtained. Further, the numeric keypad touch panel input processing unit 27 reads a password input by a user operating the numeric keypad touch panel 10.

  On the other hand, the refund card reading unit 11 is provided with an autoloading 11a. When the refund card C possessed by the operator (foreign tourist) is inserted into the slot, the autoloading 11a inserts the refund card C into the slot. The card information recorded on the refund card C is read by the card information reading / erasing unit 11b, and then the card information recorded on the refund card C is erased. Then, the refund card C from which the card information is erased in a predetermined manner is collected in a collection box 1e provided in the currency exchange apparatus 1 and reused.

  Information acquired by each of these processing units 22, 23, 27 and reading units 24-26, 11 b is transmitted to the arithmetic processing unit 21.

  On the other hand, the receipt issuing unit 29 outputs transaction information such as the amount of money exchanged at the time of the exchange calculated by the arithmetic processing unit 21 or the amount of refunded tax to the printer provided in the receipt discharge port 3. Or, let us issue a calculation statement with tax refund amount. Further, the Japanese yen banknote processing unit 30 and the Japanese yen money processing unit 31 obtain a change amount obtained when the Japanese yen is exchanged into a foreign currency, which is obtained by the arithmetic processing unit 21, or a refund amount corresponding to the tax exemption amount. 6 and the coin dispensing unit 7. Furthermore, when the operator cancels the exchange from the Japanese yen to the foreign currency, the arithmetic processing unit 21 causes the inserted banknote to be paid back from the banknote dispensing unit 6.

  Further, the foreign currency pack processing unit 32 selects a foreign currency pack in which the foreign currency selected by the operator is accommodated in accordance with a command from the arithmetic processing unit 21 and pays it out to the foreign currency pack payout port 12.

  On the other hand, the tax exemption refund processing unit 33 accesses the WEB server 71 connected by the arithmetic processing unit 21 via the communication processing unit 34 and reads the foreign traveler recorded in the refund card C. The refund amount determined based on the accumulated tax exemption amount of the purchased tax exempt product is paid out from the banknote payout unit 6 and the coin payout unit 7 in the currency selected by the foreign traveler.

  On the other hand, as shown in FIG. 3, a card issuing terminal 41 that issues a refund card C to a foreign traveler includes a passport reader 42 that reads information on the foreign traveler recorded in the passport P; A card reader / writer 43 is connected to the refund card C for writing information about the foreign traveler. The refund card C is preferably a non-contact IC card.

  This card issuing terminal 41 has a built-in arithmetic processing unit (not shown) mainly composed of a microcomputer. As shown in FIG. 4, the card issuing terminal 41 has a function of issuing a refund card C to this arithmetic processing unit. A passport information acquisition unit 41a and a card issuing unit 41b are provided, and a communication processing unit 41c is connected to the arithmetic processing unit.

  The passport information acquisition unit 41a acquires the passport information of the foreign traveler based on the passport information read by the passport reader 42, and then accesses the WEB server 71 via the communication line 13 from the communication processing unit 41c. The passport information of the foreign traveler is transmitted, and a product purchase file for the foreign traveler is created.

  On the other hand, the card issuing unit 41b creates information necessary for issuing the refund card C based on the registration information registered in the product purchase file of the foreign traveler created by the WEB server 71, Registration is made on the refund card C set in the card reader / writer 43. At that time, a foreign traveler is required to register a password.

  In addition, an arithmetic processing unit (not shown) built in the store terminal 51 installed in the duty-free store acquires card information as a function of registering product information purchased by a foreign traveler in the WEB server 71. A unit 51a, a purchased product acquisition unit 51b, and a tax exemption amount acquisition unit 51c. Furthermore, a communication processing unit 51d is connected to the store terminal 51.

  Although not shown, the store terminal 51 includes a card reader / writer that reads information recorded on the refund card C and a two-dimensional code reader that reads a two-dimensional code such as a barcode printed on a product tag. Is connected.

  The card information acquisition unit 51a acquires card information related to a foreign traveler recorded on the refund card C read by the card reader / writer, and the registered user ID is transmitted from the communication processing unit 51d via the communication line 13. To the WEB server 71 and read the registration information of the product purchase file of the foreign traveler.

  The purchased product acquisition unit 51b acquires the information of the purchased product read by the two-dimensional code reader. Further, the tax exemption amount acquisition unit 51c calculates a value added tax (consumption tax) from information related to the product acquired by the purchased product acquisition unit 51b, acquires the tax exemption amount corresponding to this value added tax, and transmits it to the WEB server 71. .

  Further, the calculation processing unit 21 of the money exchange apparatus 1 has a function of acquiring information of the refund card C, a card information acquisition unit 21a for acquiring card information read by the card information reading / erasing unit 11b, and a refund When the registration information of the card C is deleted, a history storage unit 21b that temporarily stores the registration data is provided.

  Further, the calculation processing unit of the WEB server 71 is provided with a card issuing terminal registration processing unit 71a, a store terminal input information processing unit 71b, and an exchange device output information processing unit 71c, and this calculation processing unit is interactive with the management database 71d. Connected freely.

  The card issuing terminal registration processing unit 71a creates a purchaser management file of the foreign traveler in the management database 71d based on the user ID of the foreign traveler transmitted from the card issuing terminal 41, and this purchaser management file The registration information regarding is transmitted to the card issuing terminal 41.

  The store terminal input information processing unit 71b reads the purchaser management file of the foreign traveler registered in the management database 71d based on the user ID transmitted from the store terminal 51, and transmits the registration information to the store terminal. To do. The product purchase information transmitted from the store terminal 51 is read, and the purchased product information (product name, price, value added tax, etc.) is exempted from the purchaser management file of the foreign traveler created in the management database 71d. Register with amount and date of purchase.

  The currency exchange device output information processing unit 71c reads the purchaser management file of the foreign traveler registered in the management database 71d based on the user ID transmitted from the currency exchange device 1, and registers the registered purchased product. Information (accumulated purchase amount, accumulated tax exemption amount, refund amount) is transmitted to the currency exchange apparatus 1. Then, transaction processing for transferring the purchaser management file of the foreign traveler created in the management database 71d to the history storage unit of the management database is executed.

  Next, a procedure for issuing the refund card C will be described with reference to the flowchart shown in FIG.

  First, after setting the refund card C in the card reader / writer 43 connected to the card issuing terminal 41, the passport reader 42 is made to read information on the passport P owned by the foreign traveler. Then, the card issuing terminal 41 acquires the passport information in step S1, proceeds to step S2, and transmits the passport information to the WEB server 71.

  The WEB server 71 creates a product purchase file of the foreign traveler in the management database 71d based on the passport information transmitted from the card issuing terminal 41 in step S11, and proceeds to step S12 to issue a user ID. In step S13, if the user ID is included, registration information is transmitted to the card issuing terminal 41, and the routine is terminated.

  In step S3, the card issuing terminal 41 issues a refund card C based on the registration information transmitted from the WEB server 71. In step S4, the card issuing terminal 41 allows a foreign traveler to input a password, which is then returned to the refund card C. To complete the routine and issue this refund card C to foreign tourists.

  The process at step S1 is executed by the passport information acquisition unit 41a of the card issuing terminal 41, and the processes at steps S3 and S4 are executed by the card issuing unit 41b. On the other hand, the processing in steps S11 and S12 is executed by the card issuing terminal registration processing unit 71a of the WEB server 71.

  This refund card C is. Each time a foreign traveler purchases a tax-free product at a duty-free shop, it is displayed on the counter. The counter that has received the refund card C reads the card information with a card reader / writer connected to the store terminal 51. Then, the shop terminal 51 starts the purchase merchandise information registration routine shown in FIG. 6. First, in step S 21, the read card information is acquired, the process proceeds to step S 22, and the registered user ID is set to the WEB server 71. Send to. Further, the two-dimensional code printed on the tag attached to the product purchased by the foreign traveler is read by the two-dimensional code reader.

  In step S31, the WEB server 71 searches the management database 71d based on the transmitted user ID, and reads the product purchase file of the foreign traveler. Then, the process proceeds to step S 32, and registration information such as a product purchase history is transmitted to the store terminal 51.

  The shop terminal 51 displays the information registered in the product purchase file transmitted from the WEB server 71 in step S23 on the monitor. Further, the product information (product name, price, value-added tax) purchased from the two-dimensional code read by the two-dimensional code reader in step S24 is acquired, and in step S25, the tax exemption amount corresponding to this product is acquired, In step S26, the purchased product information including the tax exemption amount is transmitted to the WEB server 71, and the routine is terminated.

  The WEB server 71 registers the purchased product information transmitted from the store terminal 51 in step S33 in the product purchase file of the foreign traveler, and ends the routine.

  The process at step S21 is executed by the card information acquisition unit 51a of the store terminal 51, the process at step S24 is executed by the purchased product acquisition unit 51b, and the process at step S25 is executed by the tax exemption amount acquisition unit 51c. Executed. Further, the processing in step S31 is executed by the store terminal input information processing unit 71b of the WEB server 71.

  On the other hand, when a foreign traveler ends the purchase of a product and wants to receive a refund of the duty-free amount, it can be placed in a duty-free shop, a hotel, an airport, a shopping center where the duty-free shops are gathered, a distribution center, a shopping center, etc. The refund card C is inserted into the refund card reader 11 of the money exchange apparatus 1 installed in the unmanned booth provided. Then, the built-in auto loading 11a takes in the refund card C, the card information reading / erasing unit 11b reads the card information, and the arithmetic processing unit 21 of the money changer 1 starts the refund refund routine shown in FIG. Let

  In this routine, first, in step S41, the read card information is acquired, and in step S42, a foreign traveler is requested to input a password. When the foreign traveler acquires the password entered by operating the numeric keypad touch panel 10, the process proceeds to step S 43, and the user ID registered in the refund card C is transmitted to the WEB server 71.

  The WEB server 71 searches the management database 71d based on the transmitted user ID, reads the product purchase file of the foreign traveler in step S51, and calculates the accumulated tax exemption amount of the product purchased in step S52 and correspondingly. The registration information regarding the product purchase including the refund amount is sent to the currency exchange apparatus 1. Thereafter, the process proceeds to step S53, and after the product purchase file is transferred to the history storage unit by transaction processing, the routine is terminated.

  On the other hand, the currency exchange apparatus 1 reads the registration information including the accumulated tax exemption amount and the refund amount related to the purchased product transmitted from the WEB server 71 in step S44 and displays it on the touch panel 5. Next, in step S45, a screen for selecting a refund currency desired by a foreign traveler is displayed on the touch panel 5, and the desired currency is selected. The process in step S44 corresponds to the tax exemption amount reading unit of the present invention, and the process in step S45 corresponds to the currency selection means of the present invention.

  Thereafter, a refund amount corresponding to the currency selected in step S46 is calculated and displayed on the touch panel 5, and the process proceeds to step S47, where the refund amount is paid out from the banknote payout unit 6 and the coin payout unit 7. In addition, the process in step S45-S47 mentioned above respond | corresponds to the tax exemption amount refund part of this invention.

  Next, the process proceeds to step S48, after the card information registered in the refund card C is temporarily stored in the history storage unit 21b, the registration information of the refund card C is deleted in step S49, and the process proceeds to step S50. The refund card C is collected in the collection box 1e and the routine is terminated. The process in step S49 corresponds to the information erasing unit of the present invention, and the process in step S50 corresponds to the card collecting unit of the present invention.

  Further, the processing in step S41 is executed by the card information acquisition unit 21a of the currency exchange apparatus 1. Further, the processing in step S51 is executed by the money changer output information processing unit 71c of the WEB server 71.

  As described above, according to the present embodiment, the refund procedure for the refund amount according to the value-added tax paid by the foreign traveler when purchasing the tax-exempt product is collected at the duty-free store, the hotel, the airport, and the duty-free store. The exchange device 1 installed in the unmanned booth in shopping malls, distribution centers, shopping centers, etc. does not require a conventional duty-free counter for paying refunds and makes staff members resident Since it is not necessary, not only can a space be saved, but also maintenance costs and labor costs can be greatly reduced.

  Furthermore, since a refund card C is issued to a foreign traveler in advance and the purchase history is stored in the management database 71d of the WEB server 71 every time a tax-exempt product is purchased, the refund card C is stored in the exchange device 1. Just read the card information recorded on the card, you can easily receive the refund amount, and the refund procedure can be performed smoothly. As a result, the burden on both foreign tourists and duty-free shops can be reduced.

  Furthermore, since the exchange device 1 is provided with a refund function for the tax-exempt amount, the management for exchange and the management for refund payment can be unified and money management becomes easy.

DESCRIPTION OF SYMBOLS 1 Currency exchange apparatus 1a Banknote insertion part 1b Currency payment part 1c Electronic payment part 1e Collection box 2 Camera 3 Receipt discharge port 4 Banknote insertion port 5 Touch panel 6 Banknote discharge part 7 Coin delivery part 8 IC card reader 9 Magnetic card reader 10 Numeric keypad touch panel 11 Refund card reading unit 11a Auto loading 11b Card information reading / erasing unit 12 Foreign currency pack payout port 13 Communication line 21 Arithmetic processing unit 21a Card information obtaining unit 21b History storage unit 22 Image processing unit 23 Touch panel input information processing unit 24 Information reading unit 25 credit card information reading unit 26 banknote information reading unit 27 numeric keypad touch input processing unit 29 receipt issuing unit 30 Japanese yen banknote processing unit 31 Japanese yen currency processing unit 32 foreign currency pack processing unit 33 tax exemption amount refund processing unit 34, 41c, 51d 41 processing units Issuing terminal 41a Passport information acquiring unit 41b Card issuing unit 42 Passport reader 43 Card reader / writer 51 Store terminal 51a Card information acquiring unit 51b Purchased product acquiring unit 51c Tax-free amount acquiring unit 71 Purchase management database server 71a Card issuing terminal registration processing unit 71b Store terminal input information processing unit 71c Currency exchange device output information processing unit 71d Management database C Refund card P Passport

Claims (6)

In a currency exchange apparatus comprising an internal / external currency exchange means for exchanging money from a plurality of types of foreign currency to a selected foreign currency, and an external / internal currency exchange means for selecting one currency from multiple types of currency and exchanging it to the local currency,
In addition, we have tax refund means,
The tax refund means includes a card information acquisition unit that acquires personal information from a personal information card in which personal information about foreign travelers is stored in advance;
Based on the personal information about the foreign traveler acquired by the card information acquisition unit, the tax exemption amount reading unit that reads the accumulated tax exemption amount of the tax exempt product purchased by the foreign traveler from the purchase management database server;
A currency exchange apparatus, comprising: a tax exemption amount refund unit that pays out a refund amount corresponding to the accumulated tax exemption amount read by the tax exemption amount reading unit. A refund currency selection means,
2. The currency exchange apparatus according to claim 1, wherein the tax exemption amount refund unit pays out a refund amount according to the accumulated tax exemption amount in a currency selected by a foreign traveler by the refund currency selecting means. An information erasure unit for erasing personal information stored in the personal information card;
3. The exchange apparatus according to claim 1, further comprising a card collection unit that collects the personal information card from which the personal information has been erased by the information erasure unit.   The currency exchange according to any one of claims 1 to 3, further comprising a history storage unit that shifts the accumulated tax-exempted amount of the tax exempt product related to the personal information erased by the information erasure unit to a history storage unit by transaction processing. apparatus. A card-issuing terminal that issues the personal information card by reading the personal information of foreign tourists on the passport;
A purchase management database server connected to the card issuing terminal via a communication line and creating a purchase management file of the foreign traveler based on the personal information of the foreign traveler read by the card issuing terminal;
The purchase management database is connected to the purchase management database server via a communication line, and the personal information stored in the personal information card is acquired when the foreign traveler purchases a tax exempt product. A store terminal that stores a tax exemption amount of the tax exempt product in a purchase management file of the foreign traveler created on a server;
A currency exchange device connected to the purchase management database server via a communication line;
The exchange device includes an internal / external exchange means for exchanging from a local currency to a selected foreign currency among a plurality of types of foreign currencies, an external / internal exchange means for selecting one currency from a plurality of types of currency and converting it into a local currency, and a tax With refund means,
The tax refund means includes a card information acquisition unit that acquires personal information from a personal information card in which personal information about foreign travelers is stored in advance;
Based on the personal information about the foreign traveler acquired by the card information acquisition unit, a cumulative tax exemption amount obtained by accumulating the tax exemption amount of each tax exempt product purchased by the foreign traveler is created in the purchase management database server. Duty-free amount reading part to be read from the purchase management file,
A tax refund system comprising: a tax exemption amount refund section for paying out a refund amount corresponding to the accumulated tax exemption amount read by the tax exemption amount reading section. The exchange device has a refund currency selection means,
6. The tax refund system according to claim 5, wherein the tax exemption amount refund unit pays out a refund amount according to the accumulated tax exemption amount in a currency selected by a foreign traveler by the refund currency selecting means.