JP6513606B2 - Settlement system - Google Patents

Description

  The present invention relates to a settlement system provided with a foreign currency deposit machine for foreign tourists etc. to shop in foreign currency.

  When foreign tourists shop in Japan, it is first necessary to exchange the currency (foreign currency) of the country into Japanese yen. However, since the exchange office is not everywhere, foreign tourists have had to pre-exchange foreign currency in advance, or have to go shopping with a credit card or debit card.

  In recent years, the installation of currency exchange machines has begun at tourist spots and shopping malls where many foreign tourists visit, and it is possible to easily exchange money if the exchange machines are operating. In addition, there are settlement machines that can make direct payments in foreign currency.

  For example, in the cashier settlement system of Patent Document 1, in addition to a domestic money depositing and dispensing machine, a foreign money depositing machine is provided in the cash register. When the customer purchases the goods in a foreign currency, the cash register multiplies this money amount by the exchange rate stored in the exchange rate storage unit and converts it into local currency. Then, the amount of change is calculated based on the converted internal currency, and a dispensing instruction is issued to the bill depositing and dispensing machine and the coin depositing and dispensing machine, and the change is dispensed to the bill dispensing port and the coin dispensing port (paragraph 0051). , 0052).

Japanese Patent Application Laid-Open No. 11-306443

  However, when paying in foreign currency, it is necessary to deposit foreign currency in excess of the amount of local currency into the cash register. In the cashier settlement system of Patent Document 1, although the change amount can be dispensed in local currency, change may increase with each purchase, and there may be a problem that it is difficult to carry.

  The present invention has been made in view of such circumstances, and an object thereof is to provide a settlement system in which foreign tourists can shop with confidence in foreign currency.

  The settlement system of the present invention is a settlement system comprising a register and a foreign currency deposit machine for using foreign currency, wherein the register stores the purchase price of the item purchased by the customer in the amount of the local currency. A currency rate storage unit is provided, and the foreign currency depositing machine converts the money received by the customer into a foreign currency, and the rate conversion to convert the foreign currency deposited from the currency depositing unit into the amount of the local currency based on the current exchange rate. The purchase price input unit from the purchase price input unit into which the purchase price of the customer stored in the purchase price storage unit is input, and the money amount of the local currency converted by the rate conversion unit A settlement unit which calculates the change by subtracting the purchase amount, and a storage unit which stores the amount of change calculated by the settlement unit in a storage medium as electronic money of the local currency usable by the customer To be And butterflies.

  According to the present invention, for example, when a customer who has visited from overseas purchases in foreign currency in Japan, the purchase price of the purchased item is stored in the purchase price storage unit of the register. Thereafter, when the customer deposits the foreign currency from the deposit unit of the foreign currency depositing machine, the deposited foreign currency is converted into the amount (yen) of the local currency based on the current exchange rate in the rate conversion unit.

  The settlement unit of the foreign currency depositing machine calculates the change caused by the current shopping by subtracting the purchase amount stored in the register from the amount of the local currency. Here, since the change is often a change, the storage unit of the foreign currency depositing machine stores the amount of change in the storage medium as electronic money of the local currency so that the customer can use it later. This makes it easy for customers to shop abroad, and it is not necessary to carry the small change generated by the shopping.

  In the settlement system of the present invention, the foreign currency depositing machine calculates a total amount of money received from the money receiving portion, and calculates whether the total amount reaches the purchase amount of the customer. A determination unit includes: a determination unit; and a deposit instruction unit instructing the customer to deposit foreign currency when the determination unit determines that the total amount has not reached the purchase amount of the customer. Is preferred.

  According to this configuration, the determination unit of the foreign currency depositing machine determines whether or not the total amount of the received foreign currency (the total amount of deposit) has reached the purchase price of the item purchased by the customer. If the deposit total amount has not reached the purchase amount, the deposit instructing unit instructs the customer to deposit foreign currency in order to make payment possible. As a result, the total payment amount exceeds the purchase amount, and purchase processing of the settlement system can be performed.

  Further, in the settlement system of the present invention, the foreign currency charger receives an update information updated when the electronic money is used, and manages an amount management unit for managing the amount of change stored in the storage unit. It is preferable that the storage unit includes an amount file in which the amount of change is recorded, and the amount manager updates the amount file when the electronic money increases or decreases.

  According to this configuration, the amount management unit of the foreign currency depositing device manages the amount of change in response to the update information that is updated (including the charge) when the electronic money is used. Since the storage unit stores an amount file of change, the amount management unit updates the amount file when electronic money increases or decreases. As a result, the customer can always check the latest amount by means of the display of the foreign currency depositing machine or the like.

  Further, in the settlement system of the present invention, preferably, the storage medium is a magnetic card or a semiconductor memory portable by the customer.

  As a storage medium of the present invention, there is a magnetic card which can store the amount of change as electronic money of local currency and can be carried by a customer. For example, by storing the amount of change generated by shopping on a transportation card for using public transportation, it is possible to use public transportation without foreign currency exchange. Also, if the amount of change is stored in the semiconductor memory (USB or SD card) of the portable device, the customer can make a payment by electronic money later.

  Further, in the settlement system of the present invention, the foreign currency depositing machine includes customer identification means for identifying a fingerprint, finger or palm vein or rainbow picking of the customer, and the storage medium is identified by the customer identification means. Preferably, the storage medium stores the electronic money together with the customer identification information.

  According to this configuration, the customer identification means provided in the foreign currency deposit machine identifies the customer from the biometric information such as a fingerprint, and stores the amount of change together with the identified customer information in the storage medium. Since authentication is required to use electronic money, it is possible to prevent an accident in which electronic money is used by itself.

  Further, in the settlement system of the present invention, the foreign currency depositing machine further comprises a receipt selecting unit capable of selecting whether the change is received by cash in the register or stored in the storage medium as the electronic money. Is preferred.

  Since the settlement system includes the receiving and selecting unit, it is possible to receive change due to shopping in cash or store it as electronic money in a storage medium according to the situation at that time.

The figure explaining the outline of the settlement system of the present invention. BRIEF DESCRIPTION OF THE DRAWINGS The perspective view of the foreign currency charger which comprises the settlement system of this invention. BRIEF DESCRIPTION OF THE DRAWINGS The whole block diagram of the settlement system of 1st Embodiment. The flowchart explaining purchase processing of a settlement system. Display example of customer side display of the settlement system. The flowchart explaining charge processing of a settlement system. The whole block diagram of the settlement system of 2nd Embodiment.

First Embodiment
FIG. 1 shows an outline of a settlement system 1 according to a first embodiment of the present invention.

  Settlement system 1 is provided in large electric stores, department stores, shopping malls, etc. A system that allows foreign tourists to shop mainly without exchanging foreign currency such as dollar and renminbi into Japanese yen (internal currency). It is.

  The settlement system 1 mainly includes a POS register 10 having a duty free counter function and a foreign currency depositing machine 20 for receiving foreign currency. The foreign currency depositing machine 20 is provided with an external card reader 30.

  When the POS register 10 visits the POS register 10 with a product purchased by a foreign tourist, the bar code of the product is read by the bar code reader.

  The foreign currency depositing machine 20 needs to obtain the exchange rate of the foreign currency in order to pay for goods in the foreign currency and exchange the foreign currency into the local currency. For this reason, the foreign currency depositing machine 20 is connected to the Internet, and the current exchange rate is distributed remotely.

  The card reader 30 is a device provided with a small display, a magnetic card insertion hole, and a number key for inputting a personal identification number or the like. In this settlement system 1, any card that can store the internal currency as electronic money may be handled, and may be capable of non-contact writing and reading.

  Next, FIG. 2 shows a perspective view of the foreign currency depositing machine 20 constituting the settlement system 1.

  The foreign currency deposit machine 20 has a foreign currency insertion hole 21 for inserting foreign currency (especially, banknotes), a customer side display 22 for displaying an exchange rate, exchange amount, change amount, etc. for foreign tourists (hereinafter referred to as customers) Is provided with a store-side display 23 for inputting or confirming the purchase price of the customer, a receipt discharge hole 24 for receiving a receipt, and the like.

  The clerk encourages the customer to deposit money from the foreign currency insertion hole 21 of the foreign currency depositing machine 20 when purchasing a product in foreign currency. Further, instructions in English, Chinese, etc. are sequentially displayed on the customer side display 22. Although details will be described later, since the customer side display 22 has a function as a rate board, a plurality of foreign currency exchange rates are displayed, and the customer can pay by following the indication.

  The store side display 23 is used when a sales clerk checks the purchase price of a customer. For the purchase amount, the store clerk may input from a dedicated keyboard, or the store-side display 23 may be a touch panel liquid crystal. Then, the payment is established by the customer receiving the foreign currency exceeding the purchase price of the product, and the receipt in which the content of the transaction is displayed is issued from the receipt discharge hole 24.

  In addition to the money appraiser 25 and the foreign currency box 26, a currency counter and a receipt printer (not shown) are housed inside the foreign currency depositing machine 20. The money validator 25 can determine the authenticity of the money inserted from the foreign currency insertion hole 21 with high accuracy. When it is determined that the money is legitimate, the purchase process of the foreign currency depositing machine 20 is performed.

  Further, the foreign currency which has passed through the money validator 25 and whose total amount has been calculated by the money counter is stored in the foreign currency box 26. If the foreign currency box 26 is filled with foreign currency, the door can be exchanged with an empty spare box by opening the front door of the foreign currency depositing machine 20 with the door key.

  The foreign currency box 26 can not be opened on the shop side, and the foreign currency can be taken out by opening it with a dedicated key on the management company side. When collecting the foreign currency box 26, the management company receives a review slip in which the deposit history is recorded. The management company takes out the foreign currency from the foreign currency box 26, converts it into yen with reference to the examination slip, and transfers the amount obtained by subtracting the purchase fee for each currency to the store.

  Next, FIG. 3 shows the entire configuration of the settlement system 1, and the flow of data and money will be described.

  For example, when the customer purchases goods of 20,000 yen, the goods are brought to the POS register 10. At this time, the store clerk reads the barcode of the product with the barcode reader of the POS register 10. As a result, the “purchase price (A) = 20,000 (yen)” is stored in the purchase price storage section 10 a of the POS register 10.

  Next, the clerk explains to the customer that the foreign currency depositing machine 20 can make direct payments in foreign currency. When the customer decides to pay by the foreign currency depositing machine 20, the clerk inputs information of the purchased price (A) from the purchase price input unit 20d of the foreign currency depositing machine 20. When the POS register 10 and the foreign currency depositing machine 20 are connected online, the purchase price (A) may be input from the purchase price storage unit 10a to the purchase price input unit 20d by a predetermined operation.

  Thereafter, the customer deposits foreign currency (for example, $ 200) exceeding the purchase price (A) from the foreign currency insertion hole 21. Then, the information of “foreign currency payment amount (B) = 200 (dollar)” is transmitted to the rate conversion unit 20 b via the depositing unit 20 a of the foreign currency depositing machine 20.

  The rate conversion unit 20 b acquires information on the current exchange rate via the Internet line 40. Then, by multiplying the foreign currency payment amount (B) by the exchange rate (here, 104.0 yen / dollar), “payment conversion amount (C) = 20,800 yen” is calculated.

  Further, since the information of the purchase amount (A) and the payment conversion amount (C) is transmitted to the settlement unit 20c of the foreign currency depositing machine 20, the settlement unit 20c can purchase the purchase amount (A) from the payment conversion amount (C). Subtract and calculate the change amount (D).

  Thereafter, information on the amount of change (D) is transmitted to the storage unit 20e of the foreign currency depositing machine 20, and is stored as a "amount of change (D) = 800 (yen)" in yen. As illustrated, the storage unit 20e has an amount file F in which the change amount (D) is recorded, and the amount file F is updated when the change amount is updated.

  For example, when the customer uses or charges electronic money, the updated information is transmitted to the amount management unit 20f of the foreign currency depositing machine 20 via the network. Thereafter, the amount-of-money management unit 20 f transmits a signal for updating the amount-of-money file F to the storage unit 20 e. Thus, when electronic money is used, the amount file F of change amount (D) is updated promptly, whereby the customer can always check the latest amount on the customer side display 22 etc. .

  The change amount (D) may be left as electronic money in the storage unit 20e, but may be received by the customer in cash. The selection is made by the receipt selection unit 20g of the foreign currency depositing machine 20.

  Finally, the customer brings the receipt discharged from the receipt discharge hole 24 to the POS register 10. When the clerk checks the receipt to confirm that the payment has been successfully completed, the sales clerk hands over the purchased item. At this time, if the customer wishes, the change amount (D) can be received in local currency.

  As a result, a series of processes for purchasing a product in foreign currency is completed, but the change amount (D) can be stored as electronic money in a traffic card or the like owned by the customer. In this case, the receipt selection unit 20g transmits information on the amount of change (D) to the card reader 30.

  The foreign currency depositing machine 20 is provided with an external card reader 30 for storing a change amount (D) on a magnetic card. The data writing unit 30 a of the card reader 30 writes the change amount (D) on the magnetic card C. As a result, since 800 yen of the change amount (D) is charged to the magnetic card C as electronic money, the customer needs to carry change. Also, the customer can use this electronic money to shop at another store or use public transportation.

  The change amount (D) may be stored in the memory, USB, SD card or the like of the portable terminal carried by the customer. Moreover, although the details will be described later, it may be stored in the storage unit 20e of the foreign currency charger 20 together with the biometric information of the customer.

  Next, with reference to FIG. 4, the flow of purchase processing by the foreign currency depositing machine 20 of the settlement system 1 will be described. Further, a display example of the customer side display 22 will be described with reference to FIG.

  First, a customer who pays for a purchased product by means of the foreign currency deposit machine 20 selects "shopping" from the menu screen of the customer side display 22 (step S11). The menu screen includes “charge” and “foreign currency exchange” in addition to “shopping”, but “charge” processing will be described later. Thereafter, the process proceeds to step S12.

  At step S12, the exchange rate is displayed on the customer side display 22. As shown in FIG. 5 (a), the foreign currency depositing machine 20 is USD (USD), EUR (EUR), RMB (CNY), Won (KRW), Pound (GBP), AUD (Taiwan), and Taiwan. It functions as a rate board that displays eight kinds of exchange rates of Dollar (TWD) and Hong Kong Dollar (HKD). Thereafter, the process proceeds to step S13.

  In step S13, the customer selects a language for guiding the purchase process. As shown in FIG. 5A, the display 22 on the customer side displays bilingual (for example, Chinese and Korean) in addition to Japanese and English. There is an indication of "Please press the desired language button" in Japanese, but when the customer presses the "Start trading" button at the bottom of the screen, the following indications and sounds will be displayed in Japanese: . When selecting English, it is sufficient to press "TRANSACTION", but in the following description, it is assumed that Japanese is selected. Thereafter, the process proceeds to step S14.

  In step S14, the clerk inputs the purchase price. The clerk inputs the purchase price (yen) of the product purchased by the customer from the keyboard on the store side display 23. Thereafter, the process proceeds to step S15.

  In step S15, the purchase price is displayed on the customer side display 22 and the store side display 23. On the customer side display 22, as shown in the lower part of FIG. 5 (b), the purchase price is displayed as "¥ 20,000" in yen. In addition, the same purchase price (yen) is displayed on the store side display 23 so that the store clerk can confirm it. Thereafter, the process proceeds to step S16.

  In step S16, the customer deposits foreign currency. For example, when the customer inserts the US dollar (100 dollar bill) into the foreign currency insertion hole 21 of the foreign currency depositing machine 20, the bill is accepted one by one, and the total amount of foreign currency accepted on the customer side display 22; The rate) and the yen converted subtotal are displayed (see FIG. 5 (b)). Thereafter, the process proceeds to step S17.

  In step S17, it is determined that the total payment amount is equal to or more than the purchase amount based on the numerical value of the money counter (corresponding to the “payment total amount calculation unit”, “determination unit” and “payment instruction unit” of the present invention) It is determined whether it has become or not. If the total payment amount is less than the purchase amount (NO in step S17), payment can not be made, so that a display prompting further payment is performed on the customer side display 22 (corresponding to the “payment instruction unit” of the present invention).

  FIG. 5 (b) shows the situation when the customer deposits two 100-dollar bills, and the subtotal (¥ 20,800), which is the total amount deposited, becomes more than the purchase price (¥ 20,000). There is. At this time, the determination in step S17 is YES, and the process proceeds to step S18. Although not shown in the drawings, part of the money (bills) is rejected when payment is made which greatly exceeds the purchase price.

  In step S18, the total payment amount, the purchase amount and the change amount are displayed on the customer side display 22 and the store side display 23. As shown in FIG. 5 (c), on the customer side display 22, along with the indication "Please receive receipt. Change and goods will be handed over at the cash register.", The total payment amount by yen (¥ 20, 800), the purchase amount (¥ 20,000) and the change amount (¥ 800) are displayed. Thereafter, the process proceeds to step S19.

  Finally, in step S19, a receipt is issued from the receipt discharge hole 24. On the receipt, the transaction date and time of the current purchase process, the transaction number, the currency name, the total amount of money received, the exchange rate, the yen conversion amount, the purchase amount, the change amount, and the like are printed.

  Thereafter, the purchase process is ended, but the customer brings the receipt to the POS register 10 to receive the purchased goods and change, and the series of transactions is ended. In addition, if foreign currency is deposited once in the purchase process, the store side can not perform the refund. Therefore, the non-refundable consent screen may be displayed on the customer-side display 22 before step S16 of depositing foreign currency.

  Next, with reference to FIG. 6, the flow of charge processing by the foreign currency depositing machine 20 of the settlement system 1 will be described. Although it is a charge in a broad sense to store the amount of change in the storage unit 20e, the case where the amount of change is stored in a magnetic card owned by a customer will be described here.

  First, a customer who is charged by the foreign currency depositing machine 20 selects "charge" from the menu screen of the customer side display 22 (step S21). Thereafter, the process proceeds to step S22.

  In step S22, the customer selects a language for guiding the charge process. This is the same as step S12 of the purchase process (see FIG. 4), and the customer operates the button displayed on the customer display 22 to select one out of four languages. Thereafter, the process proceeds to step S23.

  In step S23, the customer inserts a card into the card insertion hole of the card reader 30. As shown in FIG. 1, the card reader 30 is provided with a card insertion hole on the side on the customer side. The customer inserts a self-owned magnetic card into the card insertion hole. Thereafter, the process proceeds to step S24.

  In step S24, the customer inputs an authentication password. On the upper surface side of the card reader 30, besides the number keys from 0 to 9, a delete key and an enter key are provided (see FIG. 1). For example, since an instruction to input a 4-digit number is given on the customer side display 22, the customer inputs the number of the authentication password. Thereafter, the process proceeds to step S25.

  In step S25, the customer deposits foreign currency (or designates a change amount). To deposit foreign currency, it is necessary to deposit to the foreign currency depositing machine 20 the amount that the customer wants to charge on the magnetic card. The amount of change can be specified by specifying the amount to be charged on the magnetic card, and some can be received in cash. Thereafter, the process proceeds to step S26.

  In step S26, the total amount of money received and the amount of change are displayed on the customer side display 22 and the store side display 23. Since the total amount of money received and the amount of change are both displayed in yen, the total amount of the received foreign currency and the current exchange rate are displayed together, particularly when foreign currency is received in step S25. In addition, a subtotal of the total amount of money received and the amount of change may be displayed. Thereafter, the process proceeds to step S27.

  In step S27, the customer operates the enter key. That is, after the customer confirms the amount charged on the magnetic card, the enter key is pressed to determine. Thereafter, the process proceeds to step S28.

  In step S28, a receipt is issued from the receipt discharge hole 24. On the receipt, the processing date and time of the current charge processing, the processing number, the currency name, the total amount of money received, the exchange rate, the yen conversion amount, the change amount, the charge amount and the like are printed. Thus, the customer can confirm the charge amount and the like by the receipt. Thereafter, the process proceeds to step S29.

  Finally, in step S29, the customer ejects the magnetic card from the card insertion hole of the card reader 30. Thus, the charge processing ends.

Second Embodiment
Next, FIG. 7 shows an entire configuration diagram of the settlement system 1 ′ in the second embodiment of the present invention, and flows of data and money will be described. The process is the same as in the first embodiment until the customer purchases a product and the change amount (D) is stored in the storage unit 20e, and thus the description is omitted.

  In the second embodiment, when information on the amount of change (D) is transmitted to the storage unit 20e of the foreign currency depositing machine 20 and stored as a "amount of change (D) = 800 (yen)" in yen, the living body of the customer It is stored with the information.

  The change amount (D) may be left as electronic money in the storage unit 20 e or may be received by the customer in cash, but the selection is made by the receipt selection unit 20 g of the foreign currency depositing machine 20. If the customer leaves the amount of change (D) in the storage unit 20e, the reception selection unit 20g transmits a signal to the biometric device 50 (here, a fingerprint authentication device).

  As a result, since the biometric device 50 requests a fingerprint from the customer, for example, a display such as "Please scan your finger with a fingerprint reader" is displayed on the customer side display 22. After reading the fingerprint of the customer, the fingerprint reading unit 50a of the biometric device 50 transmits customer identification information identifying the customer to the storage unit 20e of the foreign currency depositing machine 20.

  The storage unit 20e stores the change amount (D) as electronic money together with the customer identification information. When the customer uses or charges electronic money, the fingerprint reading unit 50a of the biometric device 50 reads the fingerprint of the customer, and then the fingerprint determination unit (not shown) authenticates the customer. Then, electronic money can be used only when the customer identification information is verified.

  By using the settlement system 1 'as described above, even when the customer does not possess a magnetic card or a portable terminal, the exchange amount of foreign currency and change generated by shopping are stored as electronic money. be able to. Like magnetic cards, there is no concern that electronic money will be used illegally due to loss or theft.

  However, the customer can use electronic money only at a member store where there is a network terminal in which biometric information of the customer is registered. For example, in addition to the customer's name and ID number, when the biometric information matches, the previously charged electronic money can be used.

  The above description is an embodiment of the present invention, and various other embodiments can be considered. For example, it is possible to store foreign currency converted amounts and changes as electronic money in a magnetic card or a portable memory together with biometric information of the customer. Thus, even if the customer loses the magnetic card or the like, electronic money will not be used illegally unless the biometric information can be compared.

  The magnetic card may be a traffic card for using public transportation, a commercial card usable in a convenience store or a specific commercial facility, a common point card, a mileage card, or the like. Also, as a portable memory, other than USB and SD card, memory with Osaifu-Keitai function may be used.

  The foreign currency deposit machine 20 of the present invention also functions as a normal currency exchange machine, so that, for example, the foreign currency remaining in the overseas travel of the Japanese can be exchanged into Japanese yen. The customer selects “foreign currency exchange” from the menu screen and deposits foreign currency from the foreign currency insertion hole 21, whereby the exchange rate and the converted amount are displayed on the customer side display 22. Finally, if the issued receipt is brought to the POS register 10, the Japanese yen can be received.

1, 1 'settlement system 10 POS register 10a purchase amount storage unit 20 foreign currency deposit machine 20a deposit unit 20b rate conversion unit 20c settlement unit 20d purchase amount input unit 20e storage unit 20f amount management unit 20g receipt selection unit 21 foreign currency insertion hole 22 customer Side display 23 Store side display 24 Receipt discharge hole 25 Money identification machine 26 Foreign currency box 30 Card reader 30a Data writing part 40 Internet line 50 Biometrics device 50a Fingerprint reading part C Magnetic card F Amount file

Claims (5)

A settlement system comprising a register and a foreign currency depositing machine for using foreign currency,
The register includes a purchase price storage unit that stores the purchase price of the item purchased by the customer in the amount of the local currency.
The foreign currency deposit machine is
A deposit unit to deposit foreign currency by the customer;
A rate conversion unit for converting foreign currency deposited from the depositing unit into the amount of the local currency based on a current exchange rate;
A purchase price input unit to which the purchase price of the customer stored in the purchase price storage unit is input;
A settlement unit which calculates a change by subtracting the purchase price input to the purchase price input unit from the amount of the local currency converted by the rate conversion unit;
A storage unit which memorize the amount of change calculated by the settlement section and the electronic money of the local currency the customer is available,
Customer identification means for identifying said customer's fingerprint, finger or palm vein or rainbow picking;
The storage unit stores the electronic money together with the customer identification information identified by the customer identification unit,
The settlement system characterized in that the customer can settle the purchased item by collating the customer identification information with the name or ID number of the customer . In the settlement system according to claim 1,
The foreign currency deposit machine is
A deposit total amount calculation unit for calculating a total amount of foreign currency deposited from the deposit unit;
A determination unit that determines whether the total amount has reached the purchase amount of the customer;
A settlement instruction unit for instructing the customer to deposit foreign currency when it is determined by the judgment unit that the total amount has not reached the purchase amount of the customer; system. In the settlement system according to claim 1 or 2,
The foreign currency depositing machine has an amount management unit that receives update information updated when the electronic money is used, and manages the amount of change stored in the storage unit.
The storage unit includes an amount file in which the amount of change is recorded.
The settlement system, wherein the money amount management unit updates the money amount file when the electronic money increases or decreases. In the settlement system according to any one of claims 1 to 3 ,
The currency deposit machine, or receives cash the change in the register, characterized in that it includes a receiving selector capable Kano selected to be stored in different storage media from the storage unit as the electronic money Settlement system. In the settlement system according to claim 4 ,
The settlement system, wherein the storage medium is a magnetic card or a semiconductor memory portable by the customer.

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