JP2014215729A - Automatic transaction device operation supporting system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device operation supporting system that makes input operation for inquiry using characters easier as much as possible, and simplifies character input operation for response by an operator to smooth interchange.SOLUTION: A chat start button 50 is provided on a transaction operation screen 42 of an automatic transaction device 14. When the chat start button 50 is operated, screen control means 36 displays a chat operation screen 44 on a display device 24. On the chat operation screen 44, a candidate group 54 of characters and words to compose a message 56 for asking support is displayed. Response control means 38 receives and analyses the message 56, selects a response message 62 corresponding to the message 56 from a response database 60, and displays the response message on the chat operation screen 44. If the response message 62 corresponding to the message 56 could not be selected, the response control means transmits history data 64 to a supporting terminal device 18, ends an automatic response mode, and starts an operator response mode.

Description

  The present invention relates to an automatic transaction apparatus operation support system for realizing operation support of an automatic transaction apparatus by exchanging character information.

  A technology for assisting the operation of an automatic transaction apparatus by allowing a user of an automatic transaction apparatus to input an inquiry with characters and assisting an operator by replying with characters is known for a hearing impaired person (Patent Document). 1).

JP 2000-172945 A

The known prior art has the following problems to be solved.
A keyboard is used to input an inquiry using characters. However, it is not easy for a user who is unfamiliar with the keyboard operation. The operator must respond quickly and accurately with letters. Furthermore, it is preferable that the operator's response sentence is always easy to understand and simple, and it is desirable to eliminate the difference due to experience.
In order to solve the above problems, an object of the present invention is to provide the following automatic transaction apparatus operation support system.
(1) To make an inquiry input operation using characters as easy as possible.
(2) The character input response operation for the operator's response is made easier and the exchange is made smooth. At the same time, it is possible to return an accurate response sentence.

  The following configurations are means for solving the above-described problems.

<Configuration 1>
An automatic transaction apparatus operation support system that displays a transaction operation screen 42 on the display device 24 and executes automatic processing of financial transactions, and has the following configuration.
(A) A chat start button 50 is provided in the transaction operation screen 42.
(B) When the chat start button 50 is operated, the screen control means 36 provided in the chat control device 22 displays the chat operation screen 44 on the display device 24 of the automatic transaction device 14.
(C) On the chat operation screen 44, a candidate group 54 of characters or one or a plurality of words for assembling a communication sentence 56 for requesting assistance is displayed.
(D) The response control means 38 of the chat control device 22 receives the communication sentence 56 generated by operating the chat operation screen 44.
(E) The response control means 38 receives and analyzes the communication text 56, automatically selects the response text 62 corresponding to the communication text 56 from the response database 60, and displays it on the chat operation screen 44.
(F) The storage device 34 of the chat control device 22 stores a response database 60, and history data 64 including a communication sentence 56 and a response sentence 62.
(G) In the automatic response mode, the response control means 38 displays the history data 64 on the chat operation screen 44 and waits for the next communication sentence 56 received.
(H) When the response control means 38 cannot select the response sentence 62 corresponding to the communication sentence 56 from the response database 60, the response control means 38 sends the history data 64 to the support terminal device 18, and The automatic response mode is terminated and the operator response mode is activated.
(I) In the operator response mode, the support terminal device 18 receives the history data 64 and displays it on the support operation screen 46.
(J) The response control means 38 displays the response sentence 62 created by the support terminal device 18 on the chat operation screen 44.

<Configuration 2>
When the user determination unit 40 acquires an identification signal indicating that the user is permitted to use chat, the screen control unit 36 displays the chat start button 50 on the transaction operation screen 42, and in other cases. The automatic transaction apparatus operation support system according to Configuration 1, characterized in that is hidden.

<Configuration 3>
When the chat operation screen 44 is displayed and no operation is performed for a certain period of time after the start of the automatic response mode, the response control means 38 ends the automatic response mode and activates the operator response mode. The automatic transaction apparatus operation support system according to 2.

<Configuration 4>
When a button for calling an operator included in the chat operation screen 44 is operated, the response control means 38 ends the automatic response mode and activates the operator response mode. The automatic transaction apparatus operation support system described.

<Configuration 5>
In the operator response mode, the response control means 38 of the chat control device 22
When the response text 62 is created by operating the support operation screen 46 on the support terminal device 18, the chat operation screen 44 for creating the next communication text 56 is automatically selected, and the response text 62 is included. 5. The automatic transaction apparatus operation support system according to any one of configurations 1 to 4, wherein a chat operation screen 44 is displayed on the display device 24 of the automatic transaction apparatus 14.

<Configuration 6>
The screen control means 36 displays the response sentence 62 or the history data 64 on a part of the transaction operation screen 42 displayed on the display device 24 of the automatic transaction apparatus 14, or displays the response sentence 62 or the history data 64 on the receipt printer. The automatic transaction apparatus operation support system according to any one of the structures 1 to 5, wherein the automatic transaction apparatus operation support system is configured to print and output the data.

<Configuration 7>
The automatic transaction apparatus 14 is provided with a communication device 66 that communicates with the mobile terminal device 68, and the screen control means 36 of the chat control device 22 displays the chat operation screen 44 on the mobile terminal device 68. The automatic transaction apparatus operation support system in any one of the structure 1 thru | or 4 to do.

<Configuration 8>
The log analysis recording means 70 acquires and analyzes log data 72 in which the operation of each part of the automatic transaction apparatus 14 is continuously recorded, generates operation history data 74 for user support, and stores the storage device 34. The response control means 38 includes, in the history data 64, the operation history data 74 obtained from the log data 72 acquired at a predetermined time immediately before the operation of the chat operation screen 44 is started. The automatic transaction apparatus operation support system according to any one of 1 to 7.

<Configuration 9>
9. The automatic transaction apparatus operation support system according to any one of configurations 1 to 8, wherein the entire chat control apparatus 22 is incorporated in the automatic transaction apparatus 14.

<Configuration 10>
The arithmetic processing device 32 portion of the chat control device 22 is incorporated in the automatic transaction device 14, and at least a storage device 34 for storing the response database 60 is provided on the computer side that manages a plurality of automatic transaction devices collectively. 9. An automatic transaction apparatus operation support system according to any one of configurations 1 to 8, wherein

<Configuration 11>
9. The automatic transaction apparatus operation support system according to any one of configurations 1 to 8, wherein the chat control device 22 is incorporated in a computer that manages a plurality of automatic transaction apparatuses 14 connected by a local area network.

<Configuration 12>
A computer program that causes a computer of the chat control device 22 to function as the means according to any one of configurations 1 to 6.

<Configuration 13>
A computer-readable recording medium on which the computer program according to Configuration 8 is recorded.

<Effect of Configuration 1>
The user 16 can easily create a communication sentence 56 using the chat operation screen 44. If the response sentence 62 corresponding to the combination of words included in the communication sentence 56 is recorded in the response database 60, a response can be made automatically and the burden on the operator 20 is reduced. When the automatic response is not possible, the history data 64 is automatically displayed on the support terminal device 18 and the mode is shifted to the operator response mode. Therefore, the user 16 can receive a service that is the same as when the operator 20 directly requests assistance. It is an effective system for the hearing impaired. It is also an effective system for inquiries about content that you do not want to be asked by a third party.
<Effect of Configuration 2>
Response by chat is a heavy burden on the operator 20. Accordingly, the transaction operation screen 42 provided with the chat start button 50 is displayed only for a specific person such as a hearing impaired person. The identification signal can be automatically acquired from the automatic transaction apparatus 14.
<Effect of Configuration 3>
When the user 16 becomes stuck in the automatic response mode, this state is automatically detected, and the operator 20 can directly start support.
<Effect of Configuration 4>
The user 16 can voluntarily activate the operator response mode at any time. Therefore, unlike a known help system in which only an automatic response by a computer is used, a chat operation can be performed with confidence.
<Effect of Configuration 5>
The response control means 38 predicts in advance the communication statement 56 of the user 16 with respect to the response statement 62 of the operator 20. Since the chat operation screen 44 suitable for creating the communication sentence 56 is automatically selected, the load for the user to create the communication sentence 56 is reduced.
<Effect of Configuration 6>
When the user 16 ends the chat operation and restarts the financial transaction, the user 16 can operate the transaction operation screen 42 while referring to the response sentence 62 and the history data 64.
<Effect of Configuration 7>
The portable terminal device 68 can be used when the portable terminal device 68 possessed by the user 16 is easier to input the communication sentence 56 than the chat operation screen 44 displayed on the automatic transaction apparatus 14. .
<Effect of Configuration 8>
By looking at the operation history of the automatic transaction apparatus included in the log data, the operator can accurately advise about a problem caused by a user's operation mistake or the like.
<Effect of Configuration 9>
If the chat control device 22 is modularized and incorporated in an automatic transaction apparatus, this system can be freely applied to any automatic transaction apparatus.
<Effect of Configuration 10>
If data unique to each automatic transaction apparatus is stored in a storage device inside the automatic transaction apparatus, the response processing speed is increased and the communication load of the network is reduced. Since the storage device 34 that stores at least the response database 60 is common to a plurality of automatic transaction apparatuses, the response database 60 can be easily managed by providing the storage device 34 on the computer side that collectively manages these devices.
<Effect of Configuration 11>
When a computer connected via an internal LAN (local area network) automatically controls chatting, the communication load is reduced and the response speed can be increased as compared with the case of using an external network.

It is a block diagram which shows the automatic transaction apparatus operation assistance system 12 of Example 1. FIG. It is the figure of the screen which displayed the keyboard for free text input. It is the figure of the screen which displayed the candidate group 54 of the word for making a communication sentence. It is a figure which shows the example of a screen of the assistance operation screen 46 displayed on the assistance terminal device 18. FIG. 10 is a list of sentence examples to be selected when an operator creates a response sentence 62. It is a sequence chart (1) which shows the specific operation example of a system. It is a sequence chart (2) which shows the specific operation example of a system. It is a sequence chart (3) which shows the specific operation example of a system.

  Hereinafter, embodiments of the present invention will be described in detail for each example.

FIG. 1 is a block diagram illustrating an automatic transaction apparatus operation support system 12 according to the first embodiment.
This system is intended to support the user 16 who uses the automatic transaction apparatus 14. The automatic transaction apparatus 14 is connected to the network 23. An arbitrary number of automatic transaction apparatuses 14 are similarly connected to the network 23. Here, only one apparatus will be described in an enlarged manner.

  As is well known, the automatic transaction apparatus 14 displays a transaction operation screen 42 on the display device 24 and executes automatic processing of financial transactions. In order to support the user 16, the system connects the chat control device 22 and the support operation screen 46 to the network 23.

  In this embodiment, the automatic transaction apparatus 14 controls the transaction screen by the browser 26. Various transaction screens are stored in the screen data library 28, and corresponding screens are taken out and displayed on the display device 24 as the transaction progresses. The automatic transaction apparatus 14 is provided with an identification signal sensor 30 and a communication device 66 in order to operate this system. Further, log data 72 is recorded for maintenance management of the automatic transaction apparatus 14. These functions will be described later.

  The chat control device 22 is provided with an arithmetic processing device 32 and a storage device 34. The arithmetic processing unit 32 is provided with screen control means 36, response control means 38, user determination means 40, and log analysis recording means 70. In the storage device 34, a chat operation screen 44, a support operation screen 46, a response database 60, history data 64, a communication sentence 56, and a response sentence 62 are stored.

  The screen control unit 36 has a function of requesting the browser 26 of the automatic transaction apparatus 14 to display the chat operation screen 44. The response control means 38 has a function of acquiring a response sentence 62 for the communication sentence 56 inputted by operating the chat operation screen 44 with reference to the response database 60 and displaying the response sentence 62 on the chat operation screen 44. As will be described later, the user determination unit 40 determines that the user 16 is a deaf person based on information automatically acquired by the identification signal sensor 30 of the automatic transaction apparatus 14, and the chat operation screen 44. It has a function that enables the use of.

  The log analysis recording means 70 has a function of converting the log data 72 into a format that can be used by the operator 20 and storing the log analysis data 74 in the storage device 34. In this embodiment, the support terminal device 18 is a tablet terminal operated by the operator 20. A support operation screen 46 is displayed on the support terminal device 18 to support the operation of the user 16. About these means, the function and operation | movement are demonstrated more concretely later.

  A chat start button 50 is provided in the transaction operation screen 42 displayed by the automatic transaction apparatus 14 shown in FIG. When the chat start button 50 is operated by the user 16, the screen control means 36 provided in the chat control device 22 displays the chat operation screen 44 on the display device 24 of the automatic transaction device 14.

FIG. 2 is an example of a chat operation screen 44 operated by the user 16 and is a screen showing a free text input keyboard. FIG. 3 is a diagram showing a screen displaying a word candidate group 54 for creating a communication sentence.
In the chat operation screen 44 shown in FIG. 2, a communication sentence 56 transmitted from the automatic transaction apparatus 14 by a chat operation and a response sentence 62 returned to the automatic transaction apparatus 14 are displayed. This is the displayed part of the conversation history. A collection of communication sentences 56 and response sentences 62 will be referred to as history data 64. The history data 64 is stored in the storage device 34 of the chat control device 22.

  On the chat operation screen 44, a candidate group 54 of characters or one or a plurality of words for assembling a communication sentence 56 for requesting assistance is displayed. When the communication text 56 is freely input, a known keyboard is displayed on the chat operation screen 44 as shown in FIG. On the other hand, in order to create a communication sentence easily, as shown in FIG. 3, a candidate group 54 of characters or one or a plurality of words for assembling a communication sentence 56 for which assistance is requested is displayed.

  The screen shown in FIG. 2 is provided with a key for inputting frequently used words such as “ATM” or “card” with one touch in addition to the keyboard of the Japanese syllabary. When the “simple creation” key is clicked, a chat operation screen 44 as shown in FIG. 3 is displayed. You may make it display what was shown in FIG. 2 and what was shown in FIG. 3 according to the display apparatus 24 of the automatic transaction apparatus 14. FIG.

  In the example of FIG. 3, the words “with another bank card”, “with bank A”, “to savings account”, and “less than 30,000 yen” can be selected in order. Thereby, the communication sentence 56 can be created easily. When the “determine” button is clicked, the communication sentence 56 is transmitted to the chat control device 22. When the button “call operator” is clicked, this is displayed on the support operation screen 46 of the support terminal device 18 operated by the operator 20.

  The response control means 38 of the chat control device 22 receives the communication sentence 56 generated by operating the chat operation screen 44. The response control means 38 of the chat control device 22 receives and analyzes the communication text 56, automatically selects the response text 62 corresponding to the communication text 56 from the response database 60, and displays it on the chat operation screen 44.

  In this embodiment, the chat control device 22 operates in two modes, an automatic response mode and an operator response mode. A response database 60 and history data 64 are stored in the storage device 34 of the chat control device 22. The history data 64 includes the communication sentence 56 and the response sentence 62 as already described. In the automatic response mode, the response control means 38 displays the history data 64 including the response sentence 62 on the chat operation screen 44 and waits for a communication sentence 56 to be received next.

  When the response control means 38 cannot select the response sentence 62 corresponding to the communication sentence 56 from the response database 60, the response control means 38 transmits the history data 64 to the support terminal device 18, and the automatic response mode. To start the operator response mode. In the operator response mode, the response control means 38 reads the history data 64 from the storage device 34 and displays it on the support operation screen 46.

4 and 5 are diagrams showing examples of the support operation screen 46 displayed on the support terminal device 18. FIG. 5 is a list of sentence examples to be selected when the operator creates the response sentence 62.
The operator 20 creates the response sentence 62 using a keyboard provided in the computer or a keyboard on the screen as illustrated in FIG. When using a tablet computer, you should use the familiar on-screen keyboard. Moreover, the response control means 38 reads the sentence example which can be utilized for a response from the response database 60, and displays it as a list as shown in FIG. The response control means 38 displays the response sentence 62 created by the support terminal device 18 on the chat operation screen 44.

  As described above, the user 16 can easily create the communication sentence 56 using the chat operation screen 44. If a large number of response sentences 62 corresponding to combinations of words included in the communication sentence 56 are recorded in the response database 60, an automatic response can be made in the automatic response mode. This reduces the burden on the operator 20. When the automatic response is not possible, the history data 64 is automatically displayed on the support terminal device 18, and the mode is shifted to the operator response mode. Therefore, the user 16 can receive a service that is the same as when the operator 20 directly requests assistance.

  Note that all or part of the chat control device 22 may be provided inside the automatic transaction device 14 or inside the support terminal device 18. If the chat control device 22 is provided independently as in this embodiment, neither the automatic transaction device 14 nor the support terminal device 18 need to have a special function, and the chat control device 22 can control all chat operations. It becomes possible.

  The communication sentence 56 may be a sentence freely created by the user 16 or may be a combination of words selected from a word candidate group 54 designated in advance. In the case of a freely prepared communication sentence 56, the response control means 38 extracts words included in the communication sentence 56 and selects a response sentence 62 corresponding to the word or combination of words.

  When there are a plurality of candidate response sentences 62 for the response database 60 support request, a question necessary to select any one of the response sentences 62 is displayed on the chat operation screen 44. A chat operation screen 44 corresponding to a combination of words included in a plurality of response sentences may be stored in the storage device 34. When the user 16 answers the question displayed on the chat operation screen 44 and the corresponding response sentence 62 is narrowed down to one, the response sentence 62 is displayed on the chat operation screen 44.

  The response database 60 can be realized by, for example, table data in which words or combinations of words used for requesting support and the response sentences 62 are associated with each other. When the corresponding response sentence 62 is not found, the control is automatically performed so as to shift to the operator response mode. Therefore, it is not necessary to obtain a highly sophisticated response sentence selection function in the response control means 38 or the response database 60.

The response by chat as described above is more burdensome on the operator 20 than by telephone. Therefore, there is a method of making the service limited to the user who needs this, such as a hearing impaired person. For this purpose, the identification signal sensor 30 and the user determination means 40 operate. The identification signal sensor 30 of the automatic transaction apparatus 14 acquires, for example, an identification signal recorded in an RFID (identification signal transmitter using radio waves) possessed by the user 16 or a cash card.

  The user determination means 40 of the chat control device 22 is configured so that the screen control means 36 only displays the transaction operation screen 42 when the user determination means 40 acquires an identification signal indicating that the use of chat is permitted. The chat start button 50 is displayed. In other cases, the chat start button 50 is hidden. Therefore, other users cannot receive a response service by chat.

  When a chat operation is started, it must be controlled so that the operation proceeds smoothly. When the response expected by the user 16 cannot be obtained, the user 16 may get stuck and think. If this state is left unattended, it gives an impression that the operator has not been properly supported. Therefore, when the chat operation screen 44 is displayed and no operation is performed for a certain period of time after the start of the automatic response mode, the response control means 38 ends the automatic response mode and activates the operator response mode. When the user 16 is lost in the next operation in the automatic response mode, this state is automatically detected, and the operator 20 can directly start support.

  For example, when the operation is not performed for 3 minutes or more after the start of the automatic response mode, the operator response mode is activated and the support operation screen 46 is displayed on the support terminal device 18. The operator 20 may be doing another job until then. The support operation screen 46 always includes history data 64. Therefore, the operator 20 can know the progress so far. The operator 20 transmits an appropriate response sentence 62 from the history data 64 to the automatic transaction apparatus 14 and displays it in the chat operation screen 44.

  As described above, whenever the button for calling the operator included in the chat operation screen 44 shown in FIG. 3 is operated, the response control means 38 ends the automatic response mode and the operator Activate response mode. The user 16 can voluntarily activate the operator response mode at any time. The operator side can be forcibly switched to the operator response mode. Therefore, unlike a known help system in which only automatic response by a computer is used, chat can be used with confidence.

  In the operator response mode, the user 16 creates a new communication sentence 56 for the response sentence 62 transmitted by the operator 20. The response control means 38 of this embodiment automatically displays the chat operation screen 44 for creating the next communication sentence 56 when the response sentence 62 is created by operating the support operation screen 46 on the support terminal device 18. select. That is, the response control means 38 predicts in advance the communication sentence 56 of the user 16 with respect to the response sentence 62 of the operator 20. A chat operation screen 44 suitable for creating the communication sentence 56 is automatically selected.

  Since the chat operation screen 44 including the response sentence 62 is displayed on the display device 24 of the automatic transaction apparatus 14, the load for the user to create the communication sentence 56 is reduced. In the operator response mode, the support terminal device 18 allows the operator 20 to freely input the response sentence 62. However, for example, when the standard response sentences 62 as shown in FIG. 5 are listed on the support terminal device 18, the burden of the operator 20 on inputting characters can be reduced. Also, individual differences in response by the operator can be prevented.

  Furthermore, the communication text 56 returned from the user 16 is limited to the standard response text. Two or more kinds of chat operation screens 44 as shown in FIG. 3 corresponding to typical response sentences or response sentences including certain words are prepared in advance, and the response control means 38 automatically prepares them. If selected, it will help both the operator 20 and the user 16 to proceed smoothly with the chat.

  Even when an appropriate response sentence 62 is obtained by the chat operation, if the chat operation screen 44 disappears, the user 16 may get lost again when operating the chat operation screen 44. In some cases, the response sentence 62 cannot be written down. Therefore, in this embodiment, a response sentence 62 and history data 64 displayed on a part of the transaction operation screen 42 or a printed one is provided.

  That is, the screen control means 36 displays the response sentence 62 or the history data 64 on a part of the transaction operation screen 42 displayed on the display device 24 of the automatic transaction apparatus 14, or displays the response sentence 62 or the history data 64. Print and output with a receipt printer. When the user 16 ends the chat operation and restarts the financial transaction, the user 16 can operate the transaction operation screen 42 while referring to the response sentence 62 and the history data 64.

  As described above, for example, the support terminal device 18 can be a tablet terminal familiar to the operator 20. Similarly, a smart phone or a tablet terminal familiar to the user 16 can be used to input the communication sentence 56 of the user 16. In this embodiment, the automatic transaction apparatus 14 is provided with a communication device 66 that communicates with the mobile terminal device 68. The screen control means 36 of the chat control device 22 displays the chat operation screen 44 on the mobile terminal device 68. The automatic transaction apparatus 14 and the mobile terminal device 68 are connected to each other via a peer-to-peer network for near field communication such as Bluetooth.

  The portable terminal device 68 can be used when the portable terminal device 68 possessed by the user 16 is easier to input the communication sentence 56 than the chat operation screen 44 displayed on the automatic transaction apparatus 14. . In addition, the size of the display device 24 of the automatic transaction apparatus 14 is limited, and it is difficult to display the chat operation screen 44 on a part of the display when the transaction operation screen 42 is displayed. There is a possibility that characters in the chat operation screen 44 become too small. If the portable terminal device 68 can be used, this problem is solved.

  In a known financial system, when a specific failure occurs in the automatic transaction apparatus 14, data indicating specific failure information and transaction history is automatically transmitted from the automatic transaction apparatus 14 to the operator. However, a function that allows an operator to acquire such data from an automatic transaction apparatus in which no failure has occurred is generally not provided. Since the transaction history includes important personal information, information that can be freely acquired by the operator is limited.

  On the other hand, the automatic transaction apparatus stores log data in which operations of each part of the apparatus are continuously recorded for hardware maintenance management. This log data does not include the contents of the transaction, but the user's operation history can be read. By looking at the operation history, the operator can advise on problems caused by user's operation mistakes.

Log data for maintenance management can be acquired on the operator side. However, a large amount of data such as on / off of switches and sensors is mixed in the log data, and it is not easy for the operator to read the operation content. Therefore, for example, the chat control device 22 is provided with a program that extracts and records only data indicating the user's operation history from the log data 72.
That is, the log analysis recording means 70 acquires and analyzes the log data 72 from the automatic transaction apparatus 14, generates log analysis data 74 for supporting the user 16, and stores it in the storage device 34. As a result, the operator 20 can provide more appropriate operation support.

  That is, the log analysis recording means 70 acquires and analyzes the log data 72 in which the operation of each part of the automatic transaction apparatus 14 is continuously recorded. Then, log analysis data 74 for user support is generated and stored in the storage device 34. The response control means 38 may include the log analysis data 74 acquired in a certain time immediately before starting the operation of the chat operation screen 44 in the history data 64 and transmit it to the support terminal device 18.

6 to 8 are sequence charts showing specific operation examples of the system.
First, the identification signal sensor 30 of the automatic transaction apparatus 14 recognizes the user 16. Thereby, the transaction operation screen 42 including the chat start button 50 is displayed on the automatic transaction apparatus 14. When the user 16 operates the chat start button 50 in this state, a chat start request signal is transmitted from the automatic transaction apparatus 14 to the chat control apparatus 22 (step S1). That is, according to the request transmitted from the browser 26 of the automatic transaction apparatus 14, the chat control device 22 returns a chat operation screen 44 as a response, and the browser 26 displays the screen on the display device 24 (step S2).

  At the start of the chat, a chat operation screen 44 including a keyboard as shown in FIG. 2 is displayed on the display device 24 (step S3). The user 16 creates a communication sentence 56 using the keyboard and transmits it to the chat control device 22 (step S4). In this example, a message such as “I want to follow up with you” is transmitted. The response control means 38 of the chat control device 22 analyzes the communication sentence 56.

  In this example, the word “pretending” is extracted from the communication sentence 56, and the chat operation screen 44 suitable for the user 16 to operate is selected. Various types of chat operation screens 44 are stored in the storage device 34 of the chat control device 22, and the response control means 38 selects the chat operation screen 44 corresponding to the word extracted from the communication sentence 56 and performs automatic transaction. It operates to display on the device 14 (step S6, step S7).

  Next, the processing proceeds to FIG. In step S7 of FIG. 7, for example, a chat operation screen 44 as shown in FIG. 3 is displayed. Here, the user 16 selects the listed words in order, and creates a communication sentence 56 “Transfer 30,000 yen or more to another bank's savings account with another bank's card”. When the determination button on the chat operation screen 44 is clicked, the communication sentence 56 is transmitted to the chat control device 22 (step S8).

  The response control means 38 selects a response sentence 62 corresponding to the combination of words of the communication sentence from the response database 60 (step S9). In the next step S10, it is determined whether one response sentence 62 has been automatically selected. If the result of the decision is Y (yes), the selected response “Transfer fee will be 420 yen. If you have any other questions, please enter a message. Send it to the automatic transaction apparatus 14. The automatic transaction apparatus 14 displays the response history included in the conversation history column of the chat operation screen 44 shown in FIG. 2 (step S12). When the user 16 understands this, the chat is ended and the transaction operation screen 42 is displayed again. Further, a message to that effect is transmitted to the chat control device 22, and the chat process is terminated (step S13).

  On the other hand, when the response sentence cannot be selected in step S10, the mode shifts to the operator response mode (step S14). In FIG. 8, the chat control device 22 transmits a message such as “Calling the center operator. Please wait for a while” to the automatic transaction device 14. At this time, a chat operation screen 44 including the keyboard shown in FIG. During this time, the chat control device 22 sends a message to the support terminal device 18 to call the operator 20 (step S17) and receives a response from the operator 20 (step S18).

  Further, the chat control device 22 selects a response sentence candidate from the contents of the communication sentence 56 included in the history data 64 (step S19). Then, the support operation screen 46 shown in FIGS. 4 and 5 is transmitted to the support terminal device 18 and displayed (step S21). The screen shown in FIG. 4 includes history data 64, and the operator 20 grasps the request of the user 16 by this. Further, since the support operation screen 46 shown in FIG. 5 includes a response sentence candidate, it is selected and a response sentence is created.

In the example of FIG. 8, a message such as “I'm sorry to be waiting for you. I will reply.” Is sent from the support terminal device 18 to the automatic transaction device 14 (step S22). ). Thereafter, the user's 16 request is met using the free communication sentence 56 and the response sentence 62. At this time, in this embodiment, the response control means 38 of the chat control device 22 extracts the words included in the response sentence 62 created by the operator 20 and selects the chat operation screen 44 in which appropriate words are listed. . Then, the chat operation screen 44 is displayed on the automatic transaction apparatus 14. By repeating this operation, the chat control device 22 can reduce the operation burden on the user 16 and the operator 20, and can realize the support of the user who uses only characters smoothly.

  In Example 2, the users of this system are mainly targeted for the hearing impaired. However, if an inquiry is made about the operation of the automatic transaction apparatus using a built-in telephone, the voice may be heard in the surrounding area and personal information may be heard by a third party. Even in such a case, if the above system can be used, the convenience of the user can be further increased.

  Further, the entire chat control device 22 can be modularized and incorporated into each automatic transaction device 14. This simplifies the system. In addition, one or several automatic transaction devices for the hearing impaired can be installed in each store, and the number of devices with corresponding functions can be freely increased or decreased.

  The arithmetic processing device 32 portion of the chat control device 22 shown in FIG. 1 is incorporated in the automatic transaction device 14, and at least the storage device 34 for storing the response database 60 collects a plurality of automatic transaction devices. It may be provided on the computer side to be managed.

  The response database 60 is common to a plurality of automatic transaction apparatuses using this system. In addition, the response database 60 is preferably maintained and updated at a high frequency by learning. Therefore, the response database 60 may be provided on the computer side that collectively manages a plurality of automatic transaction apparatuses. Since the screen control unit 36, the user determination unit 40, and the log analysis / recording unit 70 are processes performed individually for each automatic transaction apparatus, it is preferable to provide them inside each automatic transaction apparatus. The internal data of the storage device 34 that is read and written by these means is also preferably provided in each automatic transaction apparatus except for the response database 60.

  If data unique to each automatic transaction apparatus is stored in a storage device inside the automatic transaction apparatus, the response processing speed is increased and the communication load of the network is reduced. Since the storage device 34 that stores at least the response database 60 is common to a plurality of automatic transaction apparatuses, the response database 60 can be easily managed by providing the storage device 34 on the computer side that collectively manages these devices. The computer that collectively manages a plurality of automatic transaction apparatuses may be a computer connected to the automatic transaction apparatus via an internal LAN (local area network), or may be a computer connected via a wide area network.

  The entire chat control device 22 may be incorporated in a computer that manages a plurality of automatic transaction devices 14 connected by a local area network. When a computer connected via an internal LAN (local area network) automatically controls chatting, the communication load is reduced and the response speed can be increased as compared with the case of using an external network.

  When a plurality of automatic transaction apparatuses are installed in a store of a financial institution, a computer that monitors and manages these operations may be provided. This computer constantly monitors the operation of a managed automatic transaction apparatus. Therefore, it is convenient for collecting log analysis data. If the function of the chat control device 22 is added to this computer, the system can be easily constructed. The computer and the managed automatic transaction apparatus are connected via a local area network that can transfer data at high speed. When a computer connected via a local area network automatically controls chat, the communication load is lighter than when an external network is used, and the response can be speeded up.

  The computer program executed by the arithmetic processing unit of the chat control device 22 may be modularized in units illustrated by functional blocks, or may be integrated by combining a plurality of functional blocks. Further, the above computer program may be used by being incorporated into an existing application program. The computer program for realizing the present invention can be recorded on a computer-readable recording medium such as a CD-ROM and installed in any information processing apparatus for use.

12 automatic transaction apparatus operation support system 14 automatic transaction apparatus 16 user 18 support terminal apparatus 20 operator 22 chat control apparatus 23 network 24 display apparatus 26 browser 28 screen data library 30 identification signal sensor 32 arithmetic processing apparatus 34 storage apparatus 36 screen control means 38 Response Control Unit 40 User Determination Unit 42 Transaction Operation Screen 44 Chat Operation Screen 46 Support Operation Screen 50 Chat Start Button 54 Word Candidate Group 56 Message Sentence 60 Response Database 62 Response Sentence 64 History Data 66 Communication Device 68 Mobile Terminal Device 70 Log analysis recording means 72 Log data 74 Log analysis data

Claims (13)

An automatic transaction apparatus operation support system which displays a transaction operation screen (42) on a display device (24) and executes automatic processing of financial transactions, and has the following configuration.
(A) A chat start button (50) is provided in the transaction operation screen (42).
(B) When the chat start button (50) is operated, the screen control means (36) provided in the chat control device (22) displays the chat operation screen (24) on the display device (24) of the automatic transaction device (14). 44) is displayed.
(C) On the chat operation screen (44), characters for assembling a communication sentence (56) for assistance, or a candidate group (54) of one or more words are displayed.
(D) The response control means (38) of the chat control device (22) receives the communication text (56) generated by operating the chat operation screen (44).
(E) The response control means (38) receives and analyzes the communication text (56), automatically selects the response text (62) corresponding to the communication text (56) from the response database (60), It is displayed on the chat operation screen (44).
(F) The storage device (34) of the chat control device (22) stores a response database (60), history data (64) including a communication sentence (56) and a response sentence (62).
(G) In the automatic response mode, the response control means (38) displays the history data (64) on the chat operation screen (44) and waits for the next received communication message (56).
(H) If the response control means (38) cannot select the response text (62) corresponding to the communication text (56) from the response database (60), the response control means (38) The history data (64) is transmitted to (18), the automatic response mode is terminated, and the operator response mode is activated.
(I) In the operator response mode, the support terminal device (18) receives the history data (64) and displays it on the support operation screen (46).
(J) The response control means (38) displays the response text (62) created by the support terminal device (18) on the chat operation screen (44).   When the user determination means (40) acquires an identification signal indicating that the user is permitted to use chat, the screen control means (36) displays a chat start button (50) on the transaction operation screen (42). The automatic transaction apparatus operation support system according to claim 1, wherein: is displayed and is not displayed in other cases.   When the chat operation screen (44) is displayed and no operation is performed for a certain period of time after the start of the automatic response mode, the response control means (38) ends the automatic response mode and activates the operator response mode. The automatic transaction apparatus operation support system according to claim 1 or 2.   When a button for calling an operator included in the chat operation screen (44) is operated, the response control means (38) ends the automatic response mode and starts the operator response mode. Item 3. The automatic transaction apparatus operation support system according to Item 1 or 2. In the operator response mode, the response control means (38) of the chat control device (22)
When the response text (62) is created by operating the support operation screen (46) with the support terminal device (18), the chat operation screen (44) for creating the next communication text (56) is automatically created. The chat operation screen (44) including the response sentence (62) is selected and displayed on the display device (24) of the automatic transaction device (14). Automatic transaction equipment operation support system.   Whether the screen control means (36) displays the response text (62) or the history data (64) on a part of the transaction operation screen (42) displayed on the display device (24) of the automatic transaction device (14). 6. The automatic transaction apparatus operation support system according to claim 1, wherein the response sentence (62) or the history data (64) is printed by a receipt printer and output.   The automatic transaction apparatus (14) is provided with a communication device (66) that communicates with the mobile terminal device (68), and the screen control means (36) of the chat control device (22) is the mobile terminal device (68). A chat operation screen (44) is displayed on the automatic transaction apparatus operation support system according to any one of claims 1 to 4.   The log analysis recording means (70) acquires and analyzes log data (72) in which the operation of each part of the automatic transaction apparatus (14) is continuously recorded, and generates operation history data 74 for user support. Then, the response control means (38) stores the operation history data obtained from the log data (72) acquired at a predetermined time immediately before starting the operation of the chat operation screen (44). 74. The automatic transaction apparatus operation support system according to claim 1, wherein 74 is included in the history data (64).   9. The automatic transaction apparatus operation support system according to claim 1, wherein the entire chat control apparatus (22) is incorporated in the automatic transaction apparatus (14).   The processor (32) portion of the chat control device (22) is incorporated in the automatic transaction device (14), and at least the storage device (34) for storing the response database (60) includes a plurality of automatic transaction devices. 9. The automatic transaction apparatus operation support system according to claim 1, wherein the automatic transaction apparatus operation support system is provided on a computer side that collectively manages.   9. The automatic transaction according to claim 1, wherein the chat control device (22) is incorporated in a computer that manages a plurality of automatic transaction devices (14) connected by a local area network. Device operation support system.   A computer program for causing a computer of the chat control device (22) to function as the means according to any one of claims 1 to 6.   A computer-readable recording medium on which the computer program according to claim 8 is recorded.

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