JP2008210122A - Automatic transaction device - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a means allowing rapid coping with a request to setting of intake speed of a bankbook in an automated teller machine to reduce a sense of incongruity in time of bankbook intake. <P>SOLUTION: This automated teller machine 1 automatically taking-in the inserted bankbook to perform an automatic transaction with a customer has: a bankbook conveyance path 24 conveying the bankbook according to set conveyance speed; a means receiving selection input of the setting of the intake speed in time of the insertion of the bankbook; a means receiving a decision instruction of the setting of the selected intake speed; a storage means storing the setting of the decided intake speed; a means reading the setting of the intake speed from the storage means; and a means setting the setting of the read intake speed as the conveyance speed of the bankbook conveyance path 24 in time of the insertion of the bankbook. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to an automatic transaction apparatus such as an automatic teller machine that automatically performs a transaction with a customer using a medium such as a bankbook.

In the conventional automatic teller machine, when the passbook inserted by the equipped passbook handling device is inhaled, the passbook detection unit detects the tip of the passbook, and the passbook detection unit monitors the insertion and removal of the passbook. The passbook is transported in the suction direction by a passbook transport path including a roller, a lower transport roller, and a driving motor thereof (see, for example, Patent Document 1).
In this case, a preset conveyance speed is normally used as the suction speed of the bankbook.
JP 2000-43357 A (mainly page 3, paragraphs 0014-0016, FIGS. 3 and 4)

However, in the above-described conventional technology, when the inserted bankbook is inhaled, it is inhaled at a preset inhalation speed. There is a problem that a sense of incongruity may occur due to unfamiliarity and too fast or too late.
Further, when the medium is a bankbook, there is a problem that the bankbook is wrinkled or inhaled while being folded, causing jamming.

  On the other hand, in recent years, there has been a tendency to increase the inhalation speed in order to increase the transaction speed, but there is a case where it does not have to be so fast in non-busy stores such as rural areas. The demand for setting the medium suction speed at the time of introduction and relocation of an automated teller machine has been diversified due to the difference between emphasizing and the emphasis on gentleness. The demand for is increasing.

  The present invention has been made to solve the above-described problems, and an object of the present invention is to provide a means that can quickly respond to a request for setting a suction speed of a medium and reduce a sense of incongruity when the medium is sucked.

  In order to solve the above problems, the present invention provides a medium for conveying the medium according to a set conveyance speed in an automatic transaction apparatus that automatically inhales an inserted medium and automatically performs a transaction with a customer. Conveying means; means for receiving selection input for setting the suction speed when the medium is inserted; means for receiving a setting instruction for setting the selected suction speed; and a memory for storing the setting of the determined suction speed Means for reading the setting of the suction speed from the storage means, and means for setting the read setting of the suction speed as a transport speed of the medium transport means when the medium is inserted. And

  As a result, the present invention makes it possible to set the suction speed of the medium for each automatic transaction apparatus, and can respond immediately to the request for the setting of the suction speed of the diversified medium. It becomes possible to change the setting of the suction speed of the apparatus, and it is possible to reduce the uncomfortable feeling during inhalation of the medium by setting the suction speed according to the customer's skill level.

  Embodiments of an automatic transaction apparatus according to the present invention will be described below with reference to the drawings.

1 is a block diagram showing an automatic teller machine according to the first embodiment, FIG. 2 is a perspective view showing an automatic teller machine according to the first embodiment, FIG. 3 is a block diagram showing a bankbook handling unit according to the first embodiment, and FIG. It is explanatory drawing which shows schematic structure of the bankbook handling part of Example 1. FIG.
1 and 2, reference numeral 1 denotes an automatic teller machine as an automatic transaction apparatus, which is installed in a branch of a financial institution such as a bank or a postal public corporation, a post office, a convenience store, etc. Transaction processing using a passbook or transaction card as a medium is automatically performed.

  2 is a host computer as a host device installed in the center of a financial institution and is connected to an automatic teller machine 1 installed in a store via a communication line 3 such as a dedicated line or a telephone line. Account information such as the financial institution name, store number, and account number of the customer's account, and the customer information such as the personal identification number and the account balance, corresponding to the customer ID that is the customer identifier for individually identifying the customer who is the client Hold and manage customer accounts.

Reference numeral 5 denotes a main control unit of the automatic teller machine 1, which is connected to the host computer 2 through the communication line 3, and controls each part in the automatic teller machine 1 to execute transaction processing and data communication. And so on.
A main storage unit 6 stores a program executed by the main control unit 5, various data used for the program, processing results by the main control unit 5, and the like.

7 is an operation display unit, which is provided on the front face of the automatic teller machine 1 and is composed of a combination of a display screen such as a CRT or LCD and an input means such as a touch panel. In addition to displaying an input screen, a screen for prompting the customer's treatment, etc., the input from the customer is accepted by the input means.
A card handling unit 8 reads and writes card information such as a customer ID and customer account information recorded on a magnetic stripe or IC chip of a transaction card such as a customer's cash card inserted from the card insertion slot 8a. It has a function, a function to print transaction details, etc. on a statement slip.

Reference numeral 9 denotes a bankbook handling unit as a medium handling device, which has a function of reading and writing bankbook information recorded on a magnetic stripe of a bankbook or an IC chip as a medium inserted from a bankbook insertion slot 9a, and for transaction contents and the like. It has a function to record in the customer's passbook.
Reference numeral 10 denotes a banknote deposit / withdrawal unit, which accepts a banknote inserted by a customer through the banknote deposit / withdrawal port 10a at the time of a deposit transaction, etc., discriminates and counts it and stores it in the storage, It has a function of paying out bills to be paid to the customer, counting them, discharging them from the bill deposit / withdrawal port 10a, and delivering them to the customer.

Reference numeral 11 denotes a coin deposit / withdrawal unit, which accepts coins inserted by a customer through a coin deposit / withdrawal port 11a at the time of a deposit transaction, etc., discriminates and counts them and stores them in the storage, and from the storage at the time of a withdrawal transaction, etc. It has a function of paying out coins to be paid to the customer, counting the coins, discharging them from the coin deposit / withdrawal port 11a, and delivering them to the customer.
Reference numeral 12 denotes an attendant operation unit, which is provided on the back side of the automatic teller machine 1 and is composed of a combination of a display screen such as an LCD and an input means such as a touch panel. The job selection screen for setting the mode and the like is displayed, and the input from the staff is accepted by the input means.

3 and 4, reference numeral 21 denotes a control unit of the passbook handling unit 9, which controls each part of the passbook handling unit 9 according to a command from the main control unit 5, and reads the passbook information recorded in the passbook. Various passbook processes such as a banking process, a bookkeeping process, and a transfer process are executed.
A storage unit 22 stores a program executed by the control unit 21, various data used for the program, a processing result by the control unit 21, and the like.

23 is a passbook detector, which is an optical sensor that detects the passage of light emitted from the light emitting part by blocking the pass through the light passing part 24 with the light passing part 24 interposed therebetween. , Provided on the downstream side in the suction direction of the passbook insertion port 9a, and has a function of detecting the front and rear ends of the passbook to be inserted or discharged.
As shown in FIG. 4, a passbook transport unit 24 as a medium transport unit includes a plurality of upper transport rollers 26a driven by a stepping motor 25 as a drive motor via a belt (not shown), and a spring or the like (not shown). The lower conveyance roller 26b and the like that are opposed to each other by being pressed by a pressing mechanism are provided, and the conveyance speed can be changed by changing the rotation speed by changing the number of pulses that drive the stepping motor 25. Has been.

  The passbook conveyance path 24 of this embodiment is controlled to start up according to the pulse table shown in FIG. 5, and when the conveyance speed is set to a constant speed V1, which is a slow speed, a pulse is supplied at the number of pulses N1, which is faster than the constant speed V1. When the constant speed V2 is set, the pulse is supplied with the pulse number N2 larger than the pulse number N1, and when the constant speed V3 is set faster than the constant speed V2, the pulse is supplied with the pulse number N3 larger than the pulse number N2. The feeding speed is changed according to the set feeding speed.

A passbook printer 27 has a print head or the like disposed opposite to the lower transfer roller 26b, which also functions as a platen, across the passbook transfer path 24, and has a function of writing transaction contents in the customer's passbook. ing.
In addition to the above, the passbook handling unit 9 includes a data reading / writing unit for reading and writing the passbook information recorded in the transported passbook, a page turning mechanism for turning the pages of the passbook one by one, a passbook by forgetting to take, etc. A passbook collection box and the like are provided for collecting the money.

  The main storage unit 6 of the automatic teller machine 1 accepts an input of a transaction selected by the customer, and communicates with the host computer 2 on the basis of this to automatically perform a transaction with the customer. A function that accepts a selection input for setting an inhalation speed at the time of inhaling the inserted bankbook in the transaction processing program, stores the determined inhalation speed setting in the storage unit 22 of the book handling unit 9, and sets the inhalation speed A business process execution program to which an inhalation speed setting process program or the like having the above is added is stored in advance, and the hardware of the automatic teller machine 1 according to the present embodiment is determined according to the steps of the business process execution program executed by the main control unit 5. Each functional means is formed.

The host computer 2 is preinstalled with a normal account management program having functions such as authentication with the cash dispenser 1 and management of user authentication and deposit / withdrawal of customer accounts, which is executed by the host computer 2. Functional units as hardware of the host computer 2 of this embodiment are formed by the steps of the bill management program.
In the storage unit 22 of the bankbook handling unit 9, when the bankbook detection unit 23 detects the tip of the bankbook inserted by the customer, the bankbook is inhaled by driving the bankbook transport path 24 at the set suction speed. A passbook processing program having a function of conveying a passbook at the fastest transfer speed, reading the passbook information of the passbook, and writing and discharging transaction contents by the passbook printer 27 is stored in advance. Each function means as hardware of the bankbook handling unit 9 of this embodiment is formed by the steps of the bankbook processing program executed by 21.

In addition, the storage unit 22 has a suction speed setting storage area for storing the speed level of the confirmed passbook suction speed attached to the speed setting storage command received from the main control unit 5, and the speed level is also set. A suction speed setting table in which the number of pulses at a constant speed supplied to the stepping motor 25 in correspondence is stored.
In the following, the inhalation speed setting process of the present embodiment will be described according to the step indicated by S using the flowchart shown in FIG.

S1, a staff member who sets or changes the bank book suction speed of the bankbook handling unit 9 at the time of shipment or relocation of the automatic teller machine 1 equipped with the bankbook handling unit 9 Press the operation button to set the inhalation speed from the selection screen.
The main controller 5 of the automatic teller machine 1 that has detected this displays the passbook suction speed setting screen shown in FIG. 7 on the display screen of the operation display section 7 by the suction speed setting processing program.

  On the passbook inhalation speed setting screen, the speed setting button 31 displaying the inhalation speed setting (in this embodiment, the speed level is set) stepwise (in this embodiment, 5 levels), the selected speed level A test button 32 for instructing insertion of a test for confirming the inhalation state at the time, a confirmation button 33 for instructing confirmation of the setting of the inhalation speed, and a cancel button 34 for instructing cancellation of the setting of the inhalation speed. The speed level display field 35 and the like are displayed.

  When setting or changing the inhalation speed of the bankbook, the attendant selects a speed level as the inhalation speed and displays the speed setting button 31 displaying the speed level (in this embodiment, “3”), The test button 32 is used to insert a test for confirming the inhalation state at the selected speed level, the confirmation button 33 is used to confirm the setting of the selected inhalation speed, and the cancel button 34 is used to cancel the inhalation speed setting. Press.

S2, the main control unit 5 waits for the pressing of the speed setting button 31, and when the selection input of the setting of the inhalation speed by the speed setting button 31 is received by the input means of the operation display unit 7, the process proceeds to step S3. Transition. If the speed setting button 31 is not pressed, the process proceeds to step S4.
S3. The main control unit 5 that has received the selection input by the speed setting button 31 recognizes the speed level based on the position of the speed setting button 31 on the screen, displays the recognized speed level in the display field 35, and also displays the speed. The level is stored in the main storage unit 6.

S4, the main control unit 5 waits for the test button 32 to be pressed, and proceeds to step S5 when a test insertion instruction input by the test button 32 is received by the input means of the operation display unit 7. If the test button 32 is not pressed, the process proceeds to step S6.
S 5, the main control unit 5 that has received the test insertion instruction input by the test button 32 reads the speed level stored in the main storage unit 6, and transmits a test command attached thereto to the control unit 21.

  Receiving this, the control unit 21 searches the suction speed setting table stored in the storage unit 22 based on the speed level attached to the test command by the passbook processing program, and determines when the passbook transport path 24 is inhaled. The number of pulses supplied to the stepping motor 25 for setting the conveyance speed to the conveyance speed at the speed level is extracted, waits for the passbook detection unit 23 to detect the leading edge of the passbook, and the passbook detection unit 23 waits for the passbook insertion port. When the leading end of the bankbook inserted from 9a is detected, the stepping motor 25 is driven with the number of extracted pulses, the test inserted bankbook is inhaled at the conveyance speed set as the suction speed, and the bankbook detector 23 After detecting the rear end of the passbook, the passbook is stopped for a predetermined time, and then the passbook is discharged from the passbook insertion port 9a.

In this way, a passbook test is inserted at the selected inhalation speed.
S6, the main control unit 5 waits for the depression of the cancel button 34, and when the setting cancellation instruction input by the cancel button 34 is received by the input means of the operation display unit 7, the inhalation speed setting process is ended. Let If the cancel button 34 is not pressed, the process proceeds to step S7.
S7. The main control unit 5 waits for the confirmation button 33 to be pressed. When the setting confirmation instruction input by the confirmation button 33 is received by the input means of the operation display unit 7, the process proceeds to step S8. If the confirmation button 33 is not pressed, the process returns to step S2, and the standby in steps S2, S4, S6, and S7 is continued.

S 8, the main control unit 5 that has received the setting confirmation instruction input by the confirmation button 33 reads the speed level stored in the main storage unit 6, and transmits a speed setting storage command attached thereto to the control unit 21.
Receiving this, the control unit 21 writes the speed level attached to the speed setting storage command in the suction speed setting storage area of the storage unit 22 (if already written, rewrites it). The determined setting is stored, and a storage end notification is transmitted to the main control unit 5.

Receiving this, the main control unit 5 ends the suction speed setting process of the present embodiment.
In the automatic teller machine 1 in which the suction speed is set as described above, when a passbook is inserted at the time of a transaction with a customer, the main control unit 5 transmits a passbook reading command to the control unit 21. Is read out, the speed level stored in the suction speed setting storage area of the storage section 22 is read, and in the same way as the above step S5, based on the read speed level, when the passbook transport path 24 is inhaled The number of pulses for setting the transport speed of the paper to that speed level is extracted, and when the leading end of the bankbook inserted from the bankbook insertion port 9a is detected by the bankbook detector 23, the stepping motor 25 is driven with the extracted number of pulses. The passbook inserted is sucked, and the passbook data is read and transmitted to the main control unit 5.

Since other operations in the transaction process are the same as in the normal case, the description thereof is omitted.
If the inhalation speed is not appropriate at the time of the test insertion in step S5, the attendant presses the speed setting button 31 again to change the inhalation speed setting, and the main controller 5 that has received this selection input In step S3, the speed level already stored in the main storage unit 6 is rewritten to the speed level that has been changed, and when the setting is confirmed in the same manner as described above, the storage unit 22 of the passbook handling unit 9 is rewritten. The setting of the changed suction speed is stored in the suction speed setting storage area.

  Thus, in the suction speed setting process of the present embodiment, the passbook suction speed setting screen can be displayed for each automatic teller machine 1 so that the suction speed can be set. In addition to being able to easily ship the automatic teller machine 1 with the inhalation speed along, the setting of the inhalation speed can be easily changed at the delivery destination, for example, the automatic teller machine 1 installed in the store, for example Multiple inhalation speeds at the time of transaction, and guide customers who are accustomed to the operation and prefer the faster one to customers who prefer the slower one who is unfamiliar with the operation to the cash dispenser 1 The customer can perform transactions with the automatic teller machine 1 with the inhalation speed set according to the skill level, and can operate the automatic teller machine 1 comfortably without giving the customer a sense of incongruity at the time of inhaling the passbook. To do Can.

In addition, in the inhalation speed setting process of the present embodiment, since the test insertion can be performed by setting the selected inhalation speed, the clerk can easily confirm the inhalation state of the inhalation speed selected by the test insertion, and the clerk is satisfied. The inhalation speed of the bankbook can be set in the inhaled state.
In the present embodiment, it has been described that the passbook inhalation speed setting screen is displayed on the display screen of the operation display unit 7 in step S1, but may be displayed on the screen of the clerk operation unit 12.

  As described above, in this embodiment, a passbook transport path for transporting the passbook is provided according to the transport speed set in the passbook handling unit of the automatic teller machine, and inhalation when inserting a passbook from the passbook suction speed setting screen Accepts the speed setting selection input, stores the determined inhalation speed setting in the inhalation speed setting storage area of the storage unit, and when the passbook is inserted, sets the inhalation speed from the inhalation speed setting storage area Is read and set as the transfer speed of the passbook transport path when inserting the passbook, making it possible to set the passbook suction speed for each automatic teller machine, and diversifying passbooks This makes it possible to immediately manufacture an automated teller machine with an inhalation rate that meets the requirements for setting the inhalation rate, and to change the inhalation rate setting of the automated teller machine at the time of transactions. , It is possible to reduce the uncomfortable feeling during passbook inhalation by the setting of the suction speed depending on the kneading degree of the customer.

  Also, passbook test insertion is accepted when setting the inhalation speed, and when the passbook for test insertion is inserted, the selected inhalation speed setting is set as the conveyance speed of the passbook transport path when inserting the passbook for test insertion By doing so, the clerk can easily confirm the inhalation state of the inhalation speed selected at the time of setting the inhalation speed.

FIG. 8 is a flowchart showing a withdrawal transaction process according to the second embodiment.
In addition, the same part as the said Example 1 attaches | subjects the same code | symbol, and abbreviate | omits the description.
In the transaction processing by the automatic teller machine 1 of the present embodiment, the setting of the suction speed when inserting the passbook in the passbook handling unit 9 set in the same manner as in the first embodiment can be changed by the selection by the customer. It has become.

In the transaction processing in the automatic teller machine 1 according to the present embodiment, two processing modes of “time reduction mode” for a customer who is accustomed to the operation of the automatic teller machine 1 and “kind mode” for a customer unfamiliar with the operation. Is set, and these processing modes can be selected.
When the time reduction mode is selected, the passbook inhalation speed is set to a high speed level in order to prioritize the operation, and the display of a confirmation screen or the like for reconfirming the contents already input is omitted.

When the friendly mode is selected, the input speed of the passbook suction speed is set to a low speed level in order to give priority to reliable operation, and the characters to be displayed are enlarged and a detailed explanation of the operation method is added. And guidance screens such as operation request screens are displayed.
When the selection of the processing mode is omitted, the setting of the bankbook suction speed set in the first embodiment is used, and the transaction processing in the normal mode using the normal screen is executed.

  In the main storage unit 6 of the automatic teller machine 1 of the present embodiment, a transaction processing program similar to that of the first embodiment, a suction speed setting processing program similar to that of the first embodiment, and transaction processing at the start of the transaction, etc. When a processing mode is selected, a business process execution program to which an application program having a function of changing the setting of the suction rate of the passbook according to the selected processing mode is stored in advance, and the main control Functional units as hardware of the automatic teller machine 1 of the present embodiment are formed by the steps of the business process execution program executed by the unit 5.

  The main storage unit 6 stores the inhalation speed setting determined in the same manner as in the first embodiment as a default level (in this embodiment, the speed level “3”), and the time reduction mode is selected as the processing mode. The setting of the inhalation speed to be used when it is performed is stored as a time reduction level (in this embodiment, the speed level “1”), and the inhalation speed setting used when the kind mode is selected as the processing mode is set to the kind level (this embodiment). In the example, it is stored as a speed level “5”).

The host computer 2 of this embodiment is preinstalled with the same account management program as that of the first embodiment, and the hardware of the host computer 2 of this embodiment is determined by the steps of the account management program executed by the host computer 2. Each functional means as wear is formed.
A passbook processing program similar to that of the first embodiment is stored in the storage unit 22 of the passbook handling unit 9 in advance, and the hardware of the passbook handling unit 9 of this embodiment is determined according to the steps of the passbook processing program executed by the control unit 21. Each functional means as wear is formed.

In addition, the storage unit 22 secures an intake speed setting storage area similar to that of the first embodiment and stores an intake speed setting table similar to that of the first embodiment.
Hereinafter, with reference to the flowchart shown in FIG. 8, the withdrawal transaction process by the automatic teller machine according to the present embodiment will be described according to the steps indicated by SA.
When a staff member of a financial institution turns on the automatic teller machine 1 at the start of business or the like, the business process execution program stored in the main storage unit 6 of the automatic teller machine 1 is automatically activated.

When the business process execution program is started in SA1, the main control unit 5 of the automatic teller machine 1 displays the transaction selection screen shown in FIG. 9 on the display screen of the operation display unit 7 and stands by.
On the transaction selection screen, a message prompting the user to press the transaction selection button 36, a “draw” button for a withdrawal transaction, a “deposit” button for a deposit transaction, and a “transfer” for a transfer transaction ”Button,“ Balance inquiry ”button for balance inquiry transaction for inquiring account balance,“ Passbook entry ”button for passbook entry transaction for posting unfilled transaction data in the passbook, etc. A selection button 36 and a mode selection button 37 for selecting a processing mode including a “time reduction mode” button and a “kind mode” button are displayed.

In the present embodiment, the customer selects a withdrawal transaction, and presses the “withdrawal” button and any mode selection button 37 from the display screen of the operation display unit 7 by the input means.
SA2, the main control unit 5 waits for the press of the transaction selection button 36 and the mode selection button 37, and when the selection input of the transaction by the transaction selection button 36 is received by the input means of the operation display unit 7, The elapsed time is started to be measured by the clock function, and when the processing mode selection input by the mode selection button 37 is received within a predetermined time (including the case where the mode selection button 37 is pressed first), step SA3. Migrate to If the mode selection button 37 is not pressed even after a predetermined time has elapsed, the process proceeds to step SA6.

  SA3, the main control unit 5 that has received the selection input by the transaction selection button 36 and the selection input by the mode selection button 37, the content of the transaction selected by the position on the screen of the transaction selection button 36 and the mode selection button 37, The selected processing mode is recognized. If the recognized processing mode is the time reduction mode, the process proceeds to Step SA4. If the recognized processing mode is the kind mode, the process proceeds to Step SA5.

SA 4, the main control unit 5 that recognizes the processing mode as the time reduction mode reads the time reduction level stored in the main storage unit 6, and sends the speed setting storage command attached with the speed level to the control unit 21 of the passbook handling unit 9. Send.
Receiving this, the control unit 21 writes the speed level attached to the speed setting storage command in the suction speed setting storage area of the storage unit 22 (if already written, rewrites it). The setting is stored, and a storage end notification is transmitted to the main control unit 5. Receiving this, the main controller 5 proceeds to Step SA7.

SA 5, the main control unit 5 that has recognized the processing mode as the kind mode reads the kind level stored in the main storage unit 6, and sends the speed setting storage command attached with the speed level to the control unit 21 of the passbook handling unit 9. Send.
Receiving this, the control unit 21 stores the setting of the suction speed in the suction speed setting storage area in the same manner as in step SA4, and transmits a storage end notification to the main control unit 5. Receiving this, the main controller 5 proceeds to Step SA7.

SA6, because the processing mode is not selected, the main control unit 5 that has recognized the processing mode as the normal mode reads the default level stored in the main storage unit 6 and attaches the speed level to the speed setting storage command. It transmits to the control unit 21 of the passbook handling unit 9.
Receiving this, the control unit 21 stores the setting of the suction speed in the suction speed setting storage area in the same manner as in step SA4, and transmits a storage end notification to the main control unit 5. Receiving this, the main controller 5 proceeds to Step SA7.

SA7, the main control unit 5 having finished setting the suction speed of the bankbook handling unit 9, the display screen of the operation display unit 7 in order to start executing the recognized transaction process (withdrawal transaction process in this embodiment) A transaction card insertion request screen displaying a message for prompting the insertion of the transaction card is displayed on the screen, and the customer inserts the transaction card into the card insertion slot 8a of the card handling unit 8 according to the message.
At this time, the main control unit 5 reads the card information such as the customer ID recorded on the transaction card by the card handling unit 8 and temporarily stores the read card information in the main storage unit 6.

In this case, when the friendly mode is selected, the transaction card insertion request screen displays, in addition to the above, an illustration showing the position of the card insertion slot 8a, an operation method such as the insertion direction of the transaction card, and the like. The
In step SA8, the main control unit 5 that has read the card information displays a passbook insertion request screen displaying a message to prompt insertion of a passbook on the display screen of the operation display unit 7 and a control unit 21 of the passbook handling unit 9. The control unit 21 that has transmitted and received the passbook read command to the memory reads the speed level stored in the suction speed setting storage area of the storage unit 22 and reads it in the same manner as in step S5 of the first embodiment. Based on the speed level, the number of pulses for setting the transport speed at the time of inhalation of the passbook transport path 24 to that speed level is extracted, and the system waits for detection of insertion of the passbook by the passbook detection unit 23.

When the customer inserts the bankbook into the bankbook insertion slot 9a of the bankbook handling unit 9, the control unit 21 sets the stepping motor 25 with the number of extracted pulses when detecting the tip of the bankbook inserted from the bankbook insertion slot 9a. The passbook inserted by driving is sucked, and the passbook data is read and transmitted to the main controller 5. Receiving this, the main controller 5 proceeds to Step SA9.
In this case, if the passbook is not inserted even after a certain period of time has elapsed, the control unit 21 determines that the passbook entry is not necessary, notifies the main control unit 5 to that effect, and notifies the main control unit 5. Shifts to step SA9.

When the time reduction mode is selected, an operation request screen that prompts the user to insert a transaction card and insert a passbook at the same time is displayed in step SA7, thereby shortening the transaction time.
Further, when the friendly mode is selected, an illustration showing the position of the passbook insertion port 9a, an operation method such as a passbook insertion method, and the like are displayed on the passbook insertion request screen in addition to the above.

After reading SA9, the card information and the passbook information, the main control unit 5 executes a subsequent withdrawal transaction process.
The operation of the withdrawal transaction process in this case is the same as the normal procedure except that the displayed screen differs depending on the selected processing mode, and therefore the description thereof is omitted.
Then, the main control unit 5 that has completed the execution of the selected withdrawal transaction process ends the withdrawal transaction process, returns to step SA1, displays the transaction selection screen on the display screen of the operation display unit 7, and waits. .

  Thus, in the withdrawal transaction processing of the present embodiment, the customer can set the suction speed from the transaction selection screen for each transaction using the automatic teller machine 1, so that the customer's automatic teller machine 1 According to the unfamiliarity with the operation, the inhalation speed of the passbook can be set, and the operation in the cash dispenser 1 can be made comfortable without giving the customer a sense of incongruity at the time of inhaling the passbook.

In the present embodiment, in step SA1, the mode selection button 37 is displayed on the transaction selection screen and the customer selects it. However, the normal transaction selection screen is displayed and the next screen after the transaction is selected. As an alternative, a processing mode selection screen displaying the mode selection button 37 may be displayed.
As described above, in the present embodiment, in addition to the same effects as in the first embodiment, the selection input of the setting of the suction speed when inserting the passbook is accepted at the time of transaction with the customer, and the selected suction speed Is stored in the inhalation speed setting storage area of the storage unit, and when the passbook is inserted, the inhalation speed setting is read from the inhalation speed setting storage area, and when the passbook is inserted, By setting it as the transport speed, it is possible to set the suction speed of the passbook according to the level of operation of the customer's automatic teller machine, and to further reduce the sense of incongruity at the time of the customer's passbook suction. it can.

  In addition, in the said Example 1 and a present Example, although the case where the bankbook as a medium was inserted in the bankbook handling part as a medium handling apparatus was demonstrated to the example, transaction as a medium in the card handling part as a medium handling apparatus The same effect can be obtained even if it is applied when a card is inserted.

FIG. 10 is a flowchart showing the withdrawal transaction process of the third embodiment.
In addition, the same part as the said Example 1 attaches | subjects the same code | symbol, and abbreviate | omits the description.
In the transaction processing by the automatic teller machine 1 of the present embodiment, the setting of the suction speed when inserting the passbook in the passbook handling unit 9 set in the same manner as in the first embodiment can be set for each customer. It has become.

For this reason, in the host computer 2 as the host device of this embodiment, the speed level of the passbook suction speed set by the customer is registered in the customer information stored in correspondence with the customer ID.
In this embodiment, the account number of the customer's account is used as the customer ID.
In the main storage unit 6 of the automatic teller machine 1 of the present embodiment, the same transaction processing program as that of the first embodiment, the same suction speed setting processing program as that of the first embodiment, and the transaction set by the customer at the time of the transaction. Application program having the function of registering the passbook inhalation speed setting in the processing to the host computer 2, acquiring the passbook inhalation speed setting registered at the time of the transaction with the customer, and setting the passbook inhalation speed accordingly Is added in advance, and each functional unit as hardware of the automatic teller machine 1 of the present embodiment is formed by the steps of the business process execution program executed by the main control unit 5. .

The main storage unit 6 stores the inhalation speed setting determined in the same manner as in the first embodiment as a default level (in this embodiment, the speed level “3”), and the speed level used for the transaction. A speed level storage area is reserved for temporarily storing
The host computer 2 of this embodiment has received an inhalation speed setting registration request in which the customer ID and the inhalation speed setting from the automatic teller machine 1 are attached to the same account management program as in the first embodiment. When the received suction speed setting is stored and registered in the customer information corresponding to the customer ID, and when the suction speed setting transmission request attached with the customer ID from the automatic teller machine 1 is received, A host business execution program to which an application program having a function of reading out and returning the setting of the suction speed from the customer information corresponding to the customer ID is added in advance, and the host business execution program executed by the host computer 2 performs the steps. Each function means as hardware of the host computer 2 of the present embodiment is formed.

A passbook processing program similar to that of the first embodiment is stored in the storage unit 22 of the passbook handling unit 9 in advance, and the hardware of the passbook handling unit 9 of this embodiment is determined according to the steps of the passbook processing program executed by the control unit 21. Each functional means as wear is formed.
In addition, the storage unit 22 secures an intake speed setting storage area similar to that of the first embodiment and stores an intake speed setting table similar to that of the first embodiment.

In the following, with reference to the flowchart shown in FIG. 10, the withdrawal transaction process by the automatic teller machine according to the present embodiment will be described according to the steps indicated by SB.
When a staff member of a financial institution turns on the automatic teller machine 1 at the start of business or the like, the business process execution program stored in the main storage unit 6 of the automatic teller machine 1 is automatically activated.
When the business process execution program is started, the main control unit 5 of the automatic teller machine 1 does not display the normal transaction selection screen (the mode selection button 37 shown in FIG. 9) on the display screen of the operation display unit 7. Screen) and wait.

In this embodiment, the customer selects a withdrawal transaction, and presses a “draw” button from the display screen of the operation display unit 7 by the input means.
SB2, the main control unit 5 that has received the transaction selection input by the transaction selection button 36 by the input means of the operation display unit 7 recognizes and recognizes the content of the transaction selected by the position on the screen of the transaction selection button 36. In order to start execution of the withdrawal transaction processing, a transaction card insertion request screen displaying a message prompting the insertion of the transaction card is displayed on the display screen of the operation display unit 7, and the customer inserts the transaction card according to this The card is inserted into the card insertion slot 8a of the card handling unit 8.

At this time, the main control unit 5 reads the card information such as the customer ID recorded on the transaction card by the card handling unit 8 and temporarily stores the read card information in the main storage unit 6.
The main control unit 5 that has read the SB 3 and the card information performs a communication process with the host computer 2 in order to obtain the setting of the suction speed of the bankbook set by the customer.
That is, the main control unit 5 reads the customer ID from the card information, recognizes the customer ID of the customer who is doing the transaction, and sends a suction speed setting transmission request attached with the recognized customer ID via the communication line 3 to the host computer. Send to.

Receiving this, the host computer 2 searches the customer information based on the customer ID attached to the suction speed setting transmission request, identifies the corresponding customer information, and reads the speed level of the suction speed registered there. The speed level is transmitted to the automatic teller machine 1 as a transmission source via the communication line 3.
If the customer is not registered for inhalation speed due to reasons such as a new customer, a non-registration notice attached to that effect is sent to the cash dispenser 1 SB4, speed from the host computer 2 The main control unit 5 that has received the level stores the received speed level in the speed level storage area of the main storage unit 6.

When receiving the non-registration notification, the main control unit 5 reads the default level stored in the main storage unit 6 and stores the speed level in the speed level storage area of the main storage unit 6.
The main control unit 5 that has saved the speed level displays an inhalation speed setting change necessity confirmation screen shown in FIG. 11 on the display screen of the operation display unit 7.

The inhalation speed setting change necessity confirmation screen is for inquiring whether or not the inhalation speed setting needs to be changed, the speed setting change button 38 for instructing to change the inhalation speed setting, and not to change. The cancel button 39 etc. are displayed.
The customer presses the speed setting change button 38 when changing the setting of the inhalation speed, and the cancel button 39 when not changing the setting.

SB5, the main control unit 5 displaying the confirmation screen for whether or not to change the suction speed setting, when receiving an instruction to change the suction speed setting by the speed setting change button 38 by the input means of the operation display unit 7, proceeds to step SB6. When the instruction input not to change the setting by the cancel button 39 is accepted, the process proceeds to step SB11.
In this case, if the speed setting change button 38 or the cancel button 39 is not pressed even after a predetermined time has elapsed after the inhalation speed setting change necessity confirmation screen is displayed, it is determined that the instruction input for not changing the setting has been accepted. Then, the process proceeds to step SB11.

The main control unit 5 that has received an instruction input from the SB 6 and the speed setting change button 38 displays the passbook suction speed setting screen shown in FIG. 12 on the display screen of the operation display unit 7 by the suction speed setting processing program.
The passbook inhalation speed setting screen includes a plurality of speed setting buttons 31, a confirmation button 33, a cancel button 34, a currently set speed level display field 40, and the like, similar to the passbook inhalation speed setting screen shown in FIG. 7. Is displayed.

When the customer refers to the current speed level displayed in the display field 40 and changes the setting of the inhalation speed in the bankbook, the customer sets the speed setting button 31 displaying the inhalation speed speed level to the selected inhalation speed. A confirmation button 33 is pressed to confirm the setting, and a cancel button 34 is pressed to cancel the setting change of the suction speed.
SB7, the main control unit 5 waits for the pressing of the speed setting button 31, and when the selection input of the inhalation speed setting by the speed setting button 31 is received by the input means of the operation display unit 7, the process proceeds to step SB8. Transition. If the speed setting button 31 is not pressed, the process proceeds to step SB9.

SB8. The main control unit 5 that has received the selection input by the speed setting button 31 recognizes the speed level from the position of the speed setting button 31 on the screen, displays the recognized speed level in the display column 40, and also stores the main memory. The speed level already written in the speed level storage area of the unit 6 is rewritten to the selected speed level and stored.
SB 9, the main control unit 5 waits for the cancel button 34 to be pressed, and when the setting change cancel instruction input by the cancel button 34 is received by the input means of the operation display unit 7, the inhalation speed setting process is performed. The process is terminated and the process proceeds to step SB11. If the cancel button 34 is not pressed, the process proceeds to step SB10.

  The SB 10 and the main control unit 5 wait for the confirmation button 33 to be pressed, and when the setting confirmation instruction input by the confirmation button 33 is received by the input means of the operation display unit 7, the selected speed level is Recognizing that it has been confirmed, the process proceeds to step SB11. If the confirmation button 33 is not pressed, the process returns to step SB7, and the standby by steps SB7, SB9, and SB10 is continued.

In this case, when the speed setting button 31 is pressed again, the above step SB8 is executed again.
SB11, an instruction input not to change the setting with the cancel button 39, an instruction input to cancel the setting change with the cancel button 34, or the main control unit 5 recognizing that the selected speed level has been confirmed, The speed level stored in the speed level storage area 6 is read out, and a speed setting storage command attached thereto is transmitted to the control unit 21.

Receiving this, the control unit 21 stores the setting of the suction speed in the suction speed setting storage area and transmits a storage end notification to the main control unit 5 in the same manner as in step SA4 of the second embodiment. Receiving this, the main controller 5 proceeds to Step SB12.
After completing the setting of the suction speed of the SB 12 and the passbook handling unit 9, the main control unit 5 displays the passbook insertion request screen on the display screen of the operation display unit 7 in the same manner as in step SA8 of the second embodiment, and the control unit The passbook data from 21 is received and the process proceeds to step SB13.

The main control unit 5 that has read the SB 13, the card information, and the passbook information executes a subsequent withdrawal transaction process.
Since the operation of the withdrawal transaction process in this case is the same as in the normal case, the description thereof is omitted.
SB14, the main control unit 5 having finished executing the selected withdrawal transaction process, registers the setting of the inhalation speed when the speed setting change button 38 is pressed in step SB4 or when a non-registration notification is received. Therefore, the process proceeds to step SB15.

In cases other than the above, the withdrawal transaction process is terminated, the process returns to step SB1, and the transaction selection screen is displayed on the display screen of the operation display unit 7 to stand by.
SB 15, the main control unit 5 that determines that the setting of the inhalation speed setting is necessary reads the customer ID from the card information temporarily stored in the main storage unit 6 and is stored in the speed level storage area of the main storage unit 6. A suction speed setting registration request attached with the customer ID and the speed level of the suction speed is transmitted to the host computer via the communication line 3, the withdrawal transaction process is terminated, and the process returns to step SB1. A transaction selection screen is displayed on the display screen of the operation display unit 7 and waits.

On the other hand, the host computer 2 that has received the inhalation speed setting registration request searches the customer information based on the customer ID attached to the inhalation speed setting registration request, identifies the corresponding customer information, and receives the inhalation speed setting received there. Write the speed level (or rewrite it if it is already registered) and register the inhalation speed setting set by the customer.
Thus, in the withdrawal transaction process of the present embodiment, the setting of the suction speed set by the customer is registered in the host computer 2 for each customer using the automatic teller machine 1, and the transaction is performed using this. The customer can set the passbook inhalation speed that he / she has set according to his / her skill level in the automatic teller machine 1, and the customer can operate the automatic teller machine 1 without feeling uncomfortable when inhaling the passbook. Can be done comfortably.

  As described above, in this embodiment, in addition to the same effects as in the first embodiment, the setting of the suction speed at the time of inserting the passbook set by the customer corresponding to the customer ID is registered in the host computer. By acquiring the setting of the suction speed registered from the host computer based on the recognized customer ID at the time of transaction with the customer, and setting it as the transport speed of the passbook transport path when inserting the passbook The customer can operate the automatic teller machine according to his / her own invoice rate according to his / her skill in the automatic teller machine, and conduct transactions without feeling uncomfortable when inhaling the passbook. Can do.

  In this embodiment, the case where a passbook as a medium is inserted into a passbook handling section as a medium handling apparatus has been described as an example, but a transaction card as a medium is inserted into a card handling section as a medium handling apparatus. The same effect can be obtained even if applied to the above. In this case, when recognizing the customer ID, it is preferable that the customer ID be recognized by the customer before the transaction card insertion request screen is displayed.

Further, in the present embodiment, it has been described that the setting of the inhalation speed at the time of insertion of the passbook set by the customer corresponding to the customer ID is registered in the host computer, but the magnetic stripe of the transaction card is used instead of the host computer. Or may be recorded on an IC chip or the like.
Furthermore, in the said Example 2 and a present Example, although the case where an automatic teller machine performs withdrawal transaction processing was demonstrated to the example, it is the same also in the case of other transaction processing.

Further, in each of the embodiments described above, the setting of the suction speed has been described as being stored in the storage unit of the medium handling device, but is stored in the main storage unit, and the main control unit transmits a command to read the medium information. Sometimes, it may be read from the main storage unit and attached.
Further, in each of the above embodiments, the customer ID is described as an account number. However, the customer ID is not limited to the above, and an identification symbol (including numbers) for individually identifying the customer is set on the transaction card. It may be recorded.

The block diagram which shows the automatic teller machine of Example 1 The perspective view which shows the automatic teller machine of Example 1 The block diagram which shows the bankbook handling part of Example 1 Explanatory drawing which shows schematic structure of the bankbook handling part of Example 1. Explanatory drawing which shows the pulse table of the stepping motor of Example 1. Flowchart showing the inhalation speed setting process of the first embodiment. Explanatory drawing which shows the example of a display of the bankbook inhalation speed setting screen of Example 1. The flowchart which shows the payment transaction processing of Example 2. Explanatory drawing which shows the example of a display of the transaction selection screen of Example 2. The flowchart which shows the payment transaction processing of Example 3. Explanatory drawing which shows the example of a display of the suction speed setting change necessity confirmation screen of Example 2. FIG. Explanatory drawing which shows the example of a display of the bankbook inhalation speed setting screen of Example 1.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Cash dispenser 2 Host computer 3 Communication line 5 Main control part 6 Main memory part 7 Operation display part 8 Card handling part 8a Card insertion slot 9 Passbook handling part 9a Passbook insertion slot 10 Banknote depositing / withdrawing slot 10a Banknote depositing / dispensing slot 11 Coin deposit / withdrawal unit 11a Coin deposit / withdrawal port 12 Personnel operation unit 21 Control unit 22 Storage unit 23 Passbook detection unit 24 Passbook transport path 25 Stepping motor 26a Upper transport roller 26b Lower transport roller 31 Speed setting button 32 Test button 33 Confirm button 34, 39 Cancel button 35, 40 Display field 36 Transaction selection button 37 Mode selection button 38 Speed setting change button

Claims (8)

In an automatic transaction device that automatically inhales inserted media and automatically conducts transactions with customers,
Medium conveying means for conveying the medium according to a set conveying speed;
Means for accepting a selection input for setting the suction speed when inserting the medium;
Means for accepting an instruction to confirm the setting of the selected inhalation speed;
Storage means for storing the determined inhalation speed setting;
Means for reading the setting of the inhalation speed from the storage means;
Means for setting the read suction speed setting as a transport speed of the medium transport means when the medium is inserted. In claim 1,
Means for accepting a test insertion of the medium after accepting a selection input for setting the suction speed;
Means for setting the selected suction speed as the transport speed of the medium transport means when the test insertion medium is inserted when the test insertion medium is inserted. Automatic transaction device. In claim 2,
Means for rewriting the setting of the suction speed of the storage means to the setting of the suction speed changed to the setting when the selection input of the setting change of the suction speed at the time of insertion of the medium is accepted after the test insertion; An automatic transaction apparatus comprising: In an automatic transaction device that automatically inhales inserted media and automatically conducts transactions with customers,
Medium conveying means for conveying the medium according to a set conveying speed;
Means for accepting a selection input for setting an inhalation speed at the time of insertion of the medium during a transaction with a customer;
Storage means for storing the setting of the selected inhalation speed;
Means for reading the setting of the inhalation speed from the storage means;
Means for setting the read suction speed setting as a transport speed of the medium transport means when the medium is inserted. Connect to a higher-level device that has registered the suction speed setting when inserting the medium set by the customer in correspondence with the customer identifier for individually identifying the customer. An automatic transaction device that automatically performs the transaction of
Medium conveying means for conveying the medium according to a set conveying speed;
Means for recognizing the customer identifier during a transaction with a customer;
Means for acquiring a setting of the registered inhalation speed from the host device based on the recognized customer identifier;
Means for setting the acquired setting of the suction speed as a transport speed of the medium transport means when the medium is inserted. In claim 5,
Means for accepting a selection input for changing the setting of the inhalation speed when the medium is inserted during a transaction with a customer;
An automatic transaction apparatus, comprising: means for registering the setting of the inhalation speed whose setting has been changed in the host apparatus when the selection input for the setting change has been received. An automatic transaction apparatus that automatically inhales a medium in which a setting of an inhalation speed at the time of insertion of a medium set by a customer corresponding to a customer identifier for individually identifying the customer is registered and automatically conducts a transaction with the customer Because
Medium conveying means for conveying the medium according to a set conveying speed;
Means for recognizing the customer identifier during a transaction with a customer;
Means for obtaining a setting of the suction speed registered in the medium based on the recognized customer identifier;
Means for setting the acquired setting of the suction speed as a transport speed of the medium transport means when the medium is inserted. In claim 7,
Means for accepting a selection input for changing the setting of the inhalation speed when the medium is inserted during a transaction with a customer;
An automatic transaction apparatus comprising: means for registering the setting of the inhalation speed whose setting has been changed in the medium when the selection input for the setting change has been received.