JP2008097519A - Cash processor - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a means preventing erroneous input of a person in charge in money reception/payment of cash by a slip using a cash processor, and improving operating efficiency of the cash processor. <P>SOLUTION: A window terminal 1 has: a money reception port 11 of a bill reception/payment part 9; a reject port 15; an identification part 13 having an identification means of denomination or the like, and a distinction means distinguishing between a bill and the slip; and a recognition part 14 having a character recognition means reading a character recorded in the slip and recognizing it as character data. The slip put in the money reception port 11 is distinguished as the slip by the distinction means of the identification part 13, the character of the distinguished slip is recognized as the character data by the character recognition means and thereafter is discharged to the reject port 15, and a transaction is performed on the basis of the recognized character data. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a cash processing apparatus such as a window terminal that is installed in a financial institution or the like and is used for cash transactions using a slip.

In the conventional window terminal, when a customer makes a deposit transaction with a voucher, if the customer adds cash to the voucher in which the amount of deposit is entered and submits it to the counter in charge of the voucher, the person in charge will fill in the items on the voucher received from the customer. While confirming, input the deposit amount etc. using the keyboard, the window terminal that accepted this sends the input deposit amount etc. to the host computer, receives the transaction permission, and displays that on the display unit, The person in charge puts the cash deposited from the customer into the slot and performs the deposit process (see, for example, Patent Document 1).
JP 2000-113073 (mainly, page 3, paragraphs 0015-0021, FIG. 1)

However, in the above-described conventional technology, the person in charge inputs the amount of money to be received using the keyboard while checking the items on the slip received from the customer. When this occurs, there is a problem that it is necessary to perform the input operation of the deposit amount again and the burden on the person in charge increases.
Further, even if the input operation is normally performed, the processing operation by the window terminal cannot be started until the input operation is completed, and the operation efficiency of the window terminal is lowered.

  The present invention has been made to solve the above-described problems, and prevents an erroneous input of a person in charge in cash deposit / withdrawal using a cash processing apparatus and improves the operating efficiency of the cash processing apparatus. It aims to provide a means.

  In order to solve the above-mentioned problem, the present invention provides a cash processing device for determining a character, a determination unit for determining a cash inlet, a cash outlet, a banknote and a slip, and reading characters written on the slip. Character recognition means for recognizing as data, the slip inserted into the insertion slot is determined as a slip by the determination means, and after the character of the determined slip is recognized as character data by the character recognition means, In addition to discharging to the discharge port, a transaction is performed based on the recognized character data.

  As described above, the present invention eliminates the need for the person in charge of the cash processing apparatus to read the slip and perform input operations such as the amount of money to be withdrawn and the amount of money to be withdrawn. The processing operation by the cash processing apparatus can be started without waiting for an input operation such as the amount of money or the withdrawal amount, and the operation efficiency of the cash processing apparatus can be improved.

  Hereinafter, embodiments of a cash processing apparatus according to the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram illustrating a window terminal according to the first embodiment, and FIG. 2 is a block diagram illustrating a banknote deposit / withdrawal unit according to the first embodiment.
In FIG. 1, 1 is a window terminal as a cash processing device, which is installed at a reception window of a financial institution such as a bank or a post office such as a postal public corporation (referred to as a financial institution) or a post office. The person in charge is used to perform transactions of cash (referred to as banknotes and coins) by slips.

Reference numeral 2 denotes a host computer as a host device installed in a center of a financial institution, etc., which is connected to a window terminal 1 installed in a store via a communication line 3 such as a dedicated line or a telephone line. Manage customer accounts by holding customer information such as account information such as store number and account number of accounts, account balance, imprint of registered seal.
Reference numeral 4 denotes a main control unit of the window terminal 1, which is connected to the host computer 2 via the communication line 3, and controls each unit in the window terminal 1 to execute transaction processing and the like, and also controls data communication and the like. .

Reference numeral 5 denotes a storage unit that stores a program executed by the main control unit 4, various data used for the program, a processing result by the main control unit 4, and the like.
Reference numeral 6 denotes a display unit, which has a display screen such as a CRT or LCD, and has a function of displaying a business selection screen for various business transactions performed by the person in charge.
Reference numeral 7 denotes an input unit, which includes a keyboard, a mouse, and the like, and is used by a person in charge to select and input a transaction service or input various instructions.

A passbook / slip printer 8 has a function of printing transaction contents and the like on the inserted customer's passbook, and also has a function of performing authentication printing of transaction results on the slip.
Reference numeral 9 denotes a banknote deposit / withdrawal unit, which accepts a banknote inserted by a customer through a deposit port 11 as an input port, which will be described later, identifies and counts the banknote, and counts the bills to be paid to the customer from It has a function of discharging and delivering it to the person in charge.

Reference numeral 10 denotes a coin deposit / withdrawal unit which has a function of receiving coins inserted by a customer, identifying and counting the coins, storing them, counting coins to be paid to the customer, and delivering them to a person in charge.
As shown in FIG. 2, the banknote deposit / withdrawal unit 9 according to the present embodiment provides a deposit port 11 having a separation mechanism (not shown) that separates and feeds inserted bills and a medium that is a slip one by one. A withdrawal opening 12 for collecting the withdrawal banknotes to be delivered, an identification means for performing various identifications on the banknotes, an identification section 13 having a discrimination means for discriminating between banknotes and slips, an image reader such as an image scanner, Character recognition means for recognizing character data of characters described on a slip, recognition section 14 having a seal impression recognition means for recognizing a seal image imprinted on a slip, a counterfeit note, foreign banknote, etc. Rejected as a discharge port for collecting rejected banknotes that have been identified as unrecognizable by the banknotes and slips that have been read by the recognition unit 14, and identified as conveyance errors such as double feeding by the identification unit 13 during withdrawal processing Withdrawn The bill storage unit 16 for storing the reject bills, the bills inserted into the deposit port 11 in the deposit process, and the bills identified as genuine bills by the identification unit 13 and identified as recyclable are accumulated in denominations. A denomination storage unit 17 having a holding unit 17a for temporarily holding, separating and feeding out banknotes one by one and collecting the conveyed banknotes, is inserted into the deposit port 11 in the depositing process. A banknote that is recognized by the identification unit 13 as a genuine banknote and is identified as unrecyclable, and is provided with a holding unit 18a that temporarily accumulates and holds regardless of the denomination, and a separation and accumulation mechanism (not shown). The cassette 18 is detachably attached to the cassette 18, and the conveyance path 19 for conveying the bills by connecting the above-described units.

The conveyance path 19 of the present embodiment is a conveyance path that conveys the paper by sandwiching both front and back sides of the bill with a belt pair, a roller pair, or a combination of a belt and a roller, and a plurality of (in this embodiment, conveyance) Roads 19a to 19g) are provided.
Each branch portion of the transport path 19 is provided with a switching mechanism for switching the bill transport direction by a switching blade (not shown) or the like.

The conveyance path 19 a is provided so as to connect the deposit port 11 and the identification unit 13.
The conveyance path 19 b is provided so as to pass through the identification unit 13 and connect the identification unit 13 to each denomination storage unit 17 and the cassette 18.
The conveyance path 19 c is provided so as to branch from one branch part provided between the identification unit 13 and the denomination storage unit 17 of the conveyance path 19 b and connect to the withdrawal port 12.

The conveyance path 19d branches from another branch part provided between the identification part 13 and the denomination storage part 17 of the conveyance path 19b, passes through the recognition part 14, and is provided in the middle of the conveyance path 19c. It is provided so that it may connect to the branch part.
The transport path 19e is provided so as to branch from another branch section provided between one branch section of the transport path 19c and the withdrawal port 12 and to be connected to the reject storage section 16.

The conveyance path 19f is provided so as to connect one branch portion provided between the denomination storage unit 17 of the conveyance path 19b and the cassette 18 and a branch portion provided in the middle of the conveyance path 19a. Yes.
The conveyance path 19g branches from one branch part between the denomination storing part 17 and the cassette 18 of the conveyance path 19b and the other branch part provided between the cassettes 18 so as to be connected to the reject port 15. Is provided.

Although the illustration of the coin deposit / withdrawal unit 10 of the present embodiment is omitted, parts other than the recognition unit 14 of the banknote deposit / withdrawal unit 9 are similarly provided, and a coin deposit / withdrawal port, an identification unit, and a reject unit are provided. A denomination storage unit and a cassette including a mouth, a reject storage unit, and a holding unit are connected by a transfer path for transferring coins, and the configuration is the same as in a normal case.
In the storage unit 5 of the window terminal 1 described above, an ordinary transaction processing program for executing various transaction processes such as a deposit process and a withdrawal process with a person in charge is performed. At this time, the discrimination means discriminates the slip, the character recognition means recognizes the characters written on the slip as character data, and executes deposit processing and withdrawal processing based on the deposit amount and withdrawal amount of the recognized character data. Business process with additional application program that has the function to acquire the imprint image of the slip by the imprint recognition means at the time of withdrawal transaction, and the function to obtain the withdrawal transaction permission based on this An execution program is stored in advance, and each function function as hardware of the window terminal 1 of the present embodiment is determined according to the steps of the business process execution program executed by the main control unit 4. There is formed.

Further, in the storage unit 5, the coordinate position and print color of the slip code of the slip, and the coordinate position of the item column for entering the necessary description items, that is, the slip code and amount entry column recognized by the discrimination means and the character recognition means, A slip-specific item table in which the coordinate position of each item such as the account information entry column and the coordinate position of the stamp column in the withdrawal slip acquired by the stamp recognition means is stored.
In the deposit transaction and withdrawal transaction of the present embodiment, a slip having the same shape as a banknote, that is, a banknote whose width and thickness in the short direction are the same as that of a banknote, and whose length in the longitudinal direction is a specific banknote, for example, a thousand yen banknote A slip such as a deposit slip or a withdrawal slip in which a slip code, an entry field for a description item necessary for a transaction, a seal column for a notification seal, etc. are printed in the respective print colors is used.

The identification means of the present embodiment obtains an image of a medium that is a conveyed banknote or slip and determines the authenticity, correctness, denomination, etc. of the banknote based on the size, pattern and magnetic information printed on a specific part. In addition to identifying, it has a function of identifying a transport state such as double feeding or skew feeding by transmitted light and sending the identification result to the main control unit 4.
The discriminating unit obtains a medium image of a medium that is a conveyed bill or a slip, and refers to the slip-specific item table in the storage unit 5 based on the print color of the medium image or a slip code printed on a specific part. It has a function of discriminating bills and slips and sending out the discrimination result to the main control unit 4.

Further, the character recognition means acquires a slip image of the conveyed slip, reads the slip-by-item character image described in the slip by referring to the slip-specific item table in the storage unit 5, and reads the read character image. Is recognized as character data by OCR (Optical Character Recognition) processing or the like, and the recognition result is sent to the main control unit 4.
Further, the seal imprint recognition means acquires the slip image of the conveyed slip, refers to the slip-specific item table in the storage unit 5, recognizes the seal stamp image stamped in the stamp column of the slip image, and controls the stamp image. It has a function of sending to the unit 4.

In the following, the deposit transaction processing of this embodiment will be described according to the steps indicated by S.
When a staff member of a store such as a financial institution turns on the power to the window terminal 1 at the start of work or the like, the business process execution program stored in the storage unit 5 of the window terminal 1 is automatically started.
When the business process execution program is started in step S1, the main control unit 4 of the window terminal 1 displays on the screen of the display unit 6 the business types of various transaction business such as deposit transactions and withdrawal transactions performed by the person in charge. Display the job selection screen and wait.

On the other hand, the customer submits a deposit slip that describes account information such as the store number and account number of the customer's account, the deposit amount, etc., cash to be deposited, and a passbook to the person in charge at the reception counter in order to conduct a deposit transaction.
In the following description, a case where the person in charge deposits only banknotes as cash will be described as an example.
In addition, the operation | movement in the coin depositing / withdrawing part 10 at the time of depositing the cash containing a coin is the same as that of a normal case.

Step S2, the deposit slip, the banknote to be deposited, and the person in charge of depositing the bankbook insert the deposited bankbook into the passbook / slip printer 8 and deposit the deposit slip on the deposited banknote to deposit the banknote deposit and withdrawal unit 9 It is inserted into the mouth 11 and the input unit 7 performs a “payment transaction” selection operation from the business type on the business selection screen.
In this case, the deposit slip may be stacked on the top of the deposited banknotes, or may be stacked on the bottom or on an intermediate part thereof.

In step S3, the main control unit 4 that has recognized the transaction type selected by the person in charge as a deposit transaction feeds the slip and bill medium inserted into the deposit slot 11 one by one, and then passes the sheet 19 to the identification unit 13 through the transport path 19a. Transport.
In step S4, the main control unit 4 that has transported the medium to the identification unit 13 identifies the medium by the identification unit of the identification unit 13 and determines the type of the medium by the determination unit. In this case, it is conveyed and accumulated in the holding path 17a of the denomination storage unit 17 corresponding to the denomination identified by the transfer path indicated by the one-dotted line in FIG. 3, that is, the transfer path 19b.

When the identified and discriminated medium is a genuine bill or a non-performing bill, it is transported and accumulated in the holding portion 18a of the cassette 18 regardless of the denomination identified by the transport path 19b.
A medium that is identified as unidentifiable by the identifying means and determined as a medium other than a slip by the identifying means, that is, a reject banknote at the time of normal depositing, is conveyed to the reject port 15 by the conveying path 19b and the conveying path 19g branched therefrom. And accumulate.

The medium identified as indistinguishable by the discriminating means and discriminated as a slip by the discriminating means, that is, the slip, is transported to the recognition unit 14 by the transport path 19b and the transport path 19d branched therefrom, and character data is recognized by the character recognition means. After that, it is transported to the reject port 15 and collected by the transport paths 19d, 19c, 19b, 19g, that is, the transport path indicated by the broken line in FIG.
At this time, the identification unit, the discrimination unit, and the character recognition unit of the recognition unit 14 send the identification result, the discrimination result, and the recognition result to the main control unit 4, and the main control unit 4 Based on the results, the transport route and collection location are determined.

  In step S5, the main control unit 4 that has finished collecting all banknotes and slips inserted into the deposit slot 11 into the holding unit 17a of the denomination storage unit 17 or the like recognizes the recognition result received from the character recognition unit of the recognition unit 14. The account information read from the slip included in the storage is stored in the storage unit 5 and, based on the identification result received from the identification unit, the number and total amount of banknotes accumulated in the holding units 17a and 18a are calculated. The number and total amount of each denomination and the amount of money read from the slip included in the recognition result are displayed on the screen of the display unit 6.

In step S6, the person in charge confirms the content displayed on the screen of the display unit 6, and when the calculated total amount and the deposit amount read from the slip match, the input unit 7 determines the deposit amount. I do.
Recognizing this, the main control unit 4 stores the banknotes temporarily held in the holding units 17a and 18a in the respective denomination storage units 17 and cassettes 18, and reads account information stored in the storage unit 5, A transaction message for the deposit transaction with the confirmed deposit amount is created and transmitted to the host computer 2 via the communication line 3.

The host computer 2 that has received the transaction message searches the customer information based on the account information included in the transaction message, identifies the corresponding customer information, and adds the confirmed deposit amount to the account balance of the identified customer information. Along with updating the account balance, a transaction end message is created using a message indicating that the account update is completed, and this is transmitted to the window terminal 1 of the transmission source via the communication line 3.
Upon receiving the transaction end message, the main control unit 4 of the window terminal 1 generates print data based on the transaction contents, etc., sends it to the passbook / slip printer 8, writes it in the passbook, and discharges it. After confirming that the deposit transaction processing has been received, the process returns to step S1 to display a job selection screen and wait.

In addition, the person in charge hands over the booked bankbook to the customer and ends the deposit transaction at the reception desk.
Step S7 On the other hand, if the calculated total amount and the deposit amount read from the slip do not match, the person in charge inquires of the customer and if the customer approves the calculated total amount, 7, the deposit amount is confirmed, and the main control unit 4 performs the same operation as in step S6. In this case, if there is a reject banknote at the time of deposit, the person in charge returns the reject banknote at the time of deposit to the customer.

Further, when the customer does not approve the calculated total amount, the person in charge performs a return operation of the bills inserted by the input unit 7.
Recognizing this, the main control unit 4 feeds the banknotes temporarily held in the holding units 17a and 18a from the holding units 17a and 18a to the conveyance path 19b, and conveys them to the withdrawal port 12 through the conveyance paths 19b and 19c. And collect the passbook from the passbook / slip printer 8, confirm that the person in charge has received the passbook, returned banknotes, and rejected banknotes when depositing, and terminate the deposit transaction process, and return to step S1. Display the job selection screen and wait.

In addition, the person in charge hands over the bankbook, returned banknotes, etc. to the customer, and ends the deposit transaction at the reception counter.
In this way, the deposit transaction processing of this embodiment is performed.
In the above-described step S4, the slip is described as being conveyed to the reject port 15 via the identification unit 13 through the conveyance path indicated by the broken line in FIG. 3, but after the character data is recognized by the identification unit 13, the conveyance path 19d and 19c may be transported to the dispensing port 12 as a discharge port for accumulation.

In this way, only the slips can be accumulated at the withdrawal port 12, and the burden on the person in charge can be reduced by avoiding mixing with reject banknotes at the time of deposit, and the transport path 19c and the transport path The slip can be smoothly transported without adjusting the transport timing of the slip that joins the transport path 19b from the branching portion with 19b and the bills transported by the transport path 19b.
In the following, the withdrawal transaction process of this embodiment will be described according to the steps indicated by SA.

When the business process execution program is activated in step SA1, the main control unit 4 of the window terminal 1 displays a business selection screen on the screen of the display unit 6 and stands by in the same manner as in step S1.
On the other hand, in order to conduct a withdrawal transaction, the customer describes the customer's account information, the withdrawal amount, etc., and submits the withdrawal slip and the passbook stamped in the seal column of the notification seal to the person in charge at the reception desk.
In the following description, a case where only banknotes are withdrawn as cash will be described as an example.

In addition, the operation | movement in the coin depositing / withdrawing part 10 in the case of withdrawing the cash containing a coin is the same as that of a normal case.
In step SA2, the person in charge of the withdrawal slip and passbook inserts the deposited passbook into the passbook / slip printer 8 and inputs the deposited withdrawal slip into the deposit port 11 of the banknote deposit / withdrawal unit 9 for input. The part 7 performs a selection operation of “withdrawal transaction” from the business type on the business selection screen.

In step SA3, the main control unit 4 recognizing the transaction type selected by the person in charge as a withdrawal transaction pays out the slip inserted into the deposit port 11 and transports it to the identification unit 13 through the transport path 19a.
In step SA4, the main control unit 4 that has conveyed the slip to the identifying unit 13 identifies the slip as unidentifiable by the identifying unit of the identifying unit 13 and determines that the slip is a slip by the determining unit. Then, the paper is conveyed to the recognition unit 14 by a conveyance path 19d branched therefrom, character data is recognized by the character recognition means from the slip, and after the seal image is recognized by the seal recognition means, the conveyance paths 19d and 19c are recognized. , 19b, 19g, that is, transported to the reject port 15 by the transport path indicated by a broken line in FIG.

At this time, the recognition result of the character data of the recognition unit 13 is sent to the main control unit 4 as the recognition result of the character data, and the imprint image recognized from the imprint recognition unit, and the main control unit 4 includes the slip included in the recognition result. The account information and the withdrawal amount read from the information and the received stamp image are stored in the storage unit 5 and the recognized withdrawal amount is displayed on the screen of the display unit 6.
In step SA5, the person in charge confirms the withdrawal amount displayed on the screen of the display unit 6 based on the withdrawal amount described in the withdrawal slip, and if they match, the input unit 7 determines the withdrawal amount. Perform the confirmation operation.

When the displayed withdrawal amount does not match the withdrawal amount described in the withdrawal slip, the withdrawal amount entered in the withdrawal slip is input by the input unit 7 and the withdrawal amount is confirmed. .
The main control unit 4 that has recognized that the withdrawal amount read from the slip does not match due to the input of the withdrawal amount, the withdrawal amount stored in the storage unit 5 is changed to the input withdrawal amount. Rewrite and move to step SA6.

Step SA6, the main control unit 4 recognizing that the withdrawal amount has been confirmed reads out the account information and the seal image stored in the storage unit 5, and the transaction of the withdrawal transaction with the confirmed withdrawal amount attached thereto A telegram is created and transmitted to the host computer 2 via the communication line 3.
The host computer 2 that has received the transaction message searches the customer information based on the account information included in the transaction message, identifies the corresponding customer information, the imprint of the notification stamp of the identified customer information, the imprint image of the transaction message, Confirm the match to authenticate the customer, update the account balance by subtracting the confirmed withdrawal amount from the account balance of the specified account information, and create a transaction permission message with the message of withdrawal transaction permission Then, it is transmitted to the window terminal 1 of the transmission source via the communication line 3.

  In step SA7, the main control unit 4 that has received the transaction permission message recognizes that the withdrawal is permitted, and feeds the banknote corresponding to the determined withdrawal amount from each denomination storage unit 17 to the transport path 19b. The denomination and the conveyance state are identified by conveying to the identification unit 13 by the conveyance paths 19b and 19f, and the rejected banknotes at the time of withdrawal identified as abnormal conveyance are transferred to the reject storage unit 16 by the conveyance paths 19b, 19c and 19e. Transport and accumulate.

The banknotes identified as normal transport are transported to the dispensing port 12 through the transport paths 19b and 19c, that is, the transport path indicated by a one-dotted line in FIG.
In this case, when the banknotes to be dispensed are insufficient due to the presence of rejected banknotes, the insufficient banknotes are fed out from the corresponding denomination storage unit 17 and conveyed to the withdrawal port 12 in the same manner as described above to be collected. .

  Step SA8, the main control unit 4 that has accumulated banknotes corresponding to the determined withdrawal amount at the withdrawal port 12 has accumulated at the withdrawal port 12 based on the identification result of the denomination and the like sent from the identification means. The number and total amount of banknotes for each denomination are calculated, and the number and total amount for each denomination are displayed on the screen of the display unit 6 and the print data based on the transaction details. Is generated, sent to the passbook / slip printer 8, entered in the passbook and discharged, the person in charge confirms that the withdrawal banknote and passbook have been received, terminates the withdrawal transaction process, and returns to step SA1. To display the job selection screen and wait.

Further, the person in charge hands over the booked bankbook and withdrawal banknotes to the customer and ends the withdrawal transaction at the reception desk.
In this way, the withdrawal transaction process of this embodiment is performed.
As described above, in this embodiment, the slip inserted into the deposit slot of the banknote deposit / withdrawal unit is identified as a slip by the discriminating means, and the characters of the discriminated slip are read by the character recognizing means to the reject mouth. The person in charge at the counter terminal can read the deposit and the amount of money to be withdrawn or withdrawn by performing the deposit transaction or withdrawal transaction by slip based on the deposit amount and withdrawal amount of the recognized character data. It is no longer necessary to perform input operations such as, and it is possible to prevent erroneous input by the person in charge, reducing the burden on the person in charge, and without having to wait for input operations such as the amount of money to be paid or withdrawn. It is possible to start the processing operation according to the above, and to improve the operating efficiency of the window terminal.

In addition, in the case of deposit transactions, the slips that recognize character data, etc. are discharged to the banknote outlet, so that only the slips can be collected at the outlet, and the banknotes rejected at the time of deposit Can be avoided and the burden on the person in charge can be reduced.
Furthermore, in the case of deposit transactions, bills and slips are simultaneously inserted into bill deposit ports, so that processing operations by the counter terminal in deposit transactions can be started immediately, and the operating efficiency of the counter terminal Can be further improved.

FIG. 5 is an explanatory view showing a banknote deposit / withdrawal unit according to the second embodiment.
In addition, the same part as the said Example 1 attaches | subjects the same code | symbol, and abbreviate | omits the description.
The identification unit 23 of the present embodiment includes the identification means similar to that of the first embodiment.
In addition to the character recognition means and the seal imprint recognition means similar to those in the first embodiment, the recognition section 24 includes a determination means similar to that included in the identification section 13 in the first embodiment, and the transport path 19b. It is provided in the middle of the conveyance path 19g which connects the other branch part between the denomination storing part 17 and the cassette 18 and the rejection port 15.

The storage unit 5 of the window terminal 1 of this embodiment stores in advance a business process execution program similar to that of the above-described first embodiment. The business process execution program executed by the main control unit 4 performs steps of the present embodiment. Each functional means as hardware of the window terminal 1 is formed.
The storage unit 5 stores a slip-specific item table similar to that in the first embodiment.
Hereinafter, the deposit transaction processing of this embodiment will be described according to the steps indicated by SC.

Since the operations of steps SC1 to SC3 in the deposit transaction process of the present embodiment are the same as the operations of steps S1 to S3 of the first embodiment, the description thereof is omitted.
Step SC4, the main control unit 4 that has conveyed the medium to the identification unit 23 identifies the medium by the identification unit of the identification unit 23, and the medium is a genuine bill and a genuine bill or a genuine bill and a damaged bill. In the same manner as in step S4 of the first embodiment, the sheet is conveyed and accumulated in the holding unit 17a of the denomination storing unit 17 or the holding unit 18a of the cassette 18.

The medium identified as indistinguishable by the identifying means, that is, the reject banknote and the slip at the time of normal deposit, is conveyed to the recognition unit 24 through the conveyance path 19b and the conveyance path 19g branched therefrom.
At this time, the identification result of the identification unit 23 is sent to the main control unit 4, and the main control unit 4 determines the conveyance path and the collection location based on these results.
In step SC5, the main control unit 4 that has conveyed the medium to the recognition unit 24 determines the type of the medium by the determination unit of the recognition unit 24, and the medium determined as a medium other than the slip, that is, the reject banknote at the time of normal deposit, Then, it is conveyed to the reject port 15 by the conveying path 19g and accumulated.

The medium determined to be a slip by the discriminating unit, that is, the slip, is recognized by the character recognizing unit and then conveyed to the reject port 15 through the transport path 19g and accumulated.
At this time, the determination unit and the character recognition unit of the recognition unit 24 send the determination result and the recognition result to the main control unit 4, respectively, and the main control unit 4 determines the conveyance path and the collection location based on these results. To do.

  In step SC6, the main control unit 4 that has finished collecting all banknotes and slips inserted into the deposit slot 11 into the holding unit 17a of the money type storage unit 17 is the same as step S5 in the first embodiment. The account information of the slip received from the character recognition unit of the recognition unit 24 is stored in the storage unit 5, and the number and total amount of banknotes accumulated for each denomination based on the identification result received from the identification unit of the identification unit 23, The deposit amount read from the slip is displayed on the screen of the display unit 6.

Subsequent operations of Steps SC7 and SC8 are the same as the operations of Steps S6 and S7 of the first embodiment, and a description thereof will be omitted.
In this way, the deposit transaction processing of this embodiment is performed.
In the following, the withdrawal transaction process of this embodiment will be described according to the steps indicated by SD.
Since the operations of steps SD1 to SD3 in the withdrawal transaction process of this embodiment are the same as the operations of steps SA1 to SA3 of the first embodiment, the description thereof is omitted.

  In step SD4, the main control unit 4 that has transported the slip to the identification unit 23 identifies the slip as unidentifiable by the identification means of the identification unit 23, and recognizes the slip by the transport path 19b and the transport path 19d branched therefrom. And the discriminating means discriminates the slip, the character recognition means recognizes the character data, and the imprint recognition means recognizes the imprint image in the seal column of the notification seal, and then the transport path 19g. It is conveyed to the reject port 15 and accumulated.

At this time, the recognition result of the character data of the recognition unit 24 is sent to the main control unit 4 as the recognition result of the character data, and the imprint image recognized from the imprint recognition unit is included in the slip included in the recognition result. The account information and the withdrawal amount read from the information and the received stamp image are stored in the storage unit 5 and the recognized withdrawal amount is displayed on the screen of the display unit 6.
Subsequent operations of steps SD5 to SD8 are the same as the operations of steps SA5 to SA8 of the first embodiment, and thus description thereof is omitted.

In this way, the withdrawal transaction process of this embodiment is performed.
As described above, in this embodiment, by providing the recognition means in the recognition section, in addition to the same effects as in the first embodiment, the identification section can be used as the identification section of a normal banknote deposit and withdrawal section. The transition to the banknote deposit / withdrawal unit for carrying out the present embodiment can be realized at an early stage.

FIG. 6 is an explanatory view showing a banknote deposit / withdrawal unit according to the third embodiment.
In addition, the same part as the said Example 1 attaches | subjects the same code | symbol, and abbreviate | omits the description.
In addition to the identification means and discrimination means similar to those of the first embodiment, the identification section 33 of the present embodiment includes the character recognition means and the seal recognition means included in the recognition section 14 in the first embodiment. 1 is provided at the end of the transport path 19b on the transport path 19a side.

The storage unit 5 of the window terminal 1 of this embodiment stores in advance a business process execution program similar to that of the above-described first embodiment. The business process execution program executed by the main control unit 4 performs steps of the present embodiment. Each functional means as hardware of the window terminal 1 is formed.
The storage unit 5 stores a slip-specific item table similar to that in the first embodiment.
Hereinafter, the deposit transaction processing of the present embodiment will be described according to the steps indicated by SE.

Since the operations of steps SE1 to SE3 in the deposit transaction process of the present embodiment are the same as the operations of steps S1 to S3 of the first embodiment, description thereof is omitted.
In step SE4, the main control unit 4 that has transported the medium to the identification unit 33 identifies the medium by the identification unit of the identification unit 33 and determines the type of the medium by the determination unit. In the case of or a genuine note and a non-paid note, they are conveyed and accumulated in the holding unit 17a of the denomination storing unit 17 or the holding unit 18a of the cassette 18 in the same manner as in step S4 of the first embodiment.

The medium that is identified as unidentifiable by the identifying means and determined as a medium other than the slip by the identifying means, that is, the reject banknote at the time of normal deposit, is conveyed to the reject port 15 in the same manner as in step S4 of the first embodiment. And accumulate.
A medium that is identified as unidentifiable by the identifying means and identified as a slip by the distinguishing means, that is, a slip, is recognized by the character recognition means of the identifying unit 33, and then is conveyed by the transport path 19b and the transport path 19g branched therefrom. It is conveyed to the reject port 15 and accumulated.

At this time, the identification unit, the discrimination unit, and the character recognition unit of the identification unit 33 send the identification result, the discrimination result, and the recognition result to the main control unit 4, respectively, and the main control unit 4 carries based on these results. Determine route and collection location.
In step SE5, the main control unit 4 that has finished collecting all banknotes and slips inserted into the deposit slot 11 into the holding unit 17a of the denomination storing unit 17 is the same as step S5 in the first embodiment. The account information of the slip received from the character recognition unit of the identification unit 33 is stored in the storage unit 5 and read from the slip and the number and total amount of banknotes accumulated based on the identification result received from the identification unit. The deposit amount is displayed on the screen of the display unit 6.

Subsequent operations of Steps SE6 and SE7 are the same as the operations of Steps S6 and S7 of the first embodiment, and the description thereof is omitted.
In this way, the deposit transaction processing of this embodiment is performed.
In step SE4, the slip is described as being conveyed from the identification unit 33 to the rejection port 15. However, after the character data is recognized by the identification unit 33, the slip is transferred to the dispensing port 12 as a discharge port by the conveyance paths 19d and 19c. You may make it convey and accumulate | store. In this way, it is possible to accumulate only the slips at the withdrawal port 12, avoiding mixing with reject banknotes at the time of depositing, and reducing the burden on the person in charge.

In the following, the withdrawal transaction process of the present embodiment will be described according to the steps indicated by SF.
Since the operations of steps SF1 to SF3 in the withdrawal transaction process of this embodiment are the same as the operations of steps SA1 to SA3 of the first embodiment, description thereof is omitted.
In step SA4, the main control unit 4 that has conveyed the slip to the identifying unit 33 identifies the slip as unidentifiable by the identifying unit of the identifying unit 33, determines that the slip is a slip by the determining unit, and uses the character recognizing unit to identify the slip. After recognizing the character data and recognizing the seal imprint image in the seal column of the notification seal by the seal recognizing means, it is transported to the reject port 15 and accumulated by the transport path 19b and the transport path 19g branched therefrom.

At this time, the recognition result of the character data of the identification unit 33 is sent to the main control unit 4 as the recognition result of the character data, and the imprint image recognized from the imprint recognition unit, and the main control unit 4 detects the slip included in the recognition result. The account information and the withdrawal amount read from the information and the received stamp image are stored in the storage unit 5 and the recognized withdrawal amount is displayed on the screen of the display unit 6.
Subsequent operations of steps SF5 to SF8 are the same as the operations of steps SA5 to SA8 of the first embodiment, and thus description thereof is omitted.

In this way, the withdrawal transaction process of this embodiment is performed.
As described above, in this embodiment, the character recognition means and the image recognition means are provided in the identification portion, so that it is not necessary to provide a recognition portion separately in addition to the same effects as in the first embodiment. The processing apparatus can be reduced in size.
In each of the above-described embodiments, the slip has been described as having a shape equivalent to that of a banknote, but may have a different shape as long as the banknote can be transported along the transport path.

In each of the above-described embodiments, the slip input port is described as the deposit port of the banknote deposit / withdrawal unit. However, the coin deposit port of the coin deposit / withdrawal unit may be used as the input port. In this case, a slip feeding mechanism may be provided at the coin slot, and a slip conveyance path connected to the identification portion of the bill depositing / dispensing portion may be provided.
Furthermore, in each of the above embodiments, the cash processing apparatus is described as a window terminal. However, the cash processing apparatus is not limited to the above, and the cash in the store where the cash processing apparatus is provided in a store such as a financial institution is collected. If the present invention is applied with a character recognition means provided there, the same effects as described above can be obtained.

The block diagram which shows the window terminal of Example 1 Explanatory drawing which shows the banknote depositing / withdrawing part of Example 1. Explanatory drawing which shows operation | movement of the deposit transaction processing of the banknote depositing / withdrawing part of Example 1. FIG. Explanatory drawing which shows operation | movement of the payment transaction processing of the banknote depositing / withdrawing part of Example 1. FIG. Explanatory drawing which shows the banknote depositing / withdrawing part of Example 2. Explanatory drawing which shows the banknote depositing / withdrawing part of Example 3.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Window terminal 2 Host computer 4 Main control part 5 Memory | storage part 6 Display part 7 Input part 8 Passbook and slip printer 9 Banknote depositing / withdrawing part 10 Coin depositing / withdrawing part 11 Deposit port 12 Withdrawal port 13, 23, 33 Identification part 14, 24 Recognizing unit 15 Rejecting port 16 Reject storing unit 17 Money type storing unit 17a, 18a Reserving unit 18 Cassette 19, 19a-19g Conveying path

Claims (10)

A cash slot,
A cash outlet,
Discriminating means for discriminating bills and slips;
Character recognition means that reads the characters described on the slip and recognizes them as character data,
The slip inserted into the slot is determined to be a slip by the determining unit, and after the characters of the determined slip are recognized as character data by the character recognition unit, the slip is discharged to the discharge port and is recognized. A cash processing apparatus for performing a transaction based on character data. In claim 1,
An identification unit for performing various identifications on banknotes and an identification unit having the identification unit;
A cash processing apparatus comprising a recognition unit having the character recognition means. In claim 1,
An identification unit having identification means for performing various identifications on banknotes;
A recognition unit having the determination unit and the character recognition unit;
The cash processing apparatus characterized in that a slip identified as unidentifiable by the identifying means of the identifying unit is identified as a slip by the determining means of the recognizing unit. In claim 1,
A cash processing apparatus comprising: an identification unit that performs various types of identification on a bill; and an identification unit that includes the determination unit and the character recognition unit. In any one of Claims 1 thru | or 4,
The cash processing apparatus, wherein the slot is a banknote deposit slot. In any one of Claims 1 thru | or 5,
The cash processing apparatus, wherein the discharge port is a cash rejection port. In any one of Claims 1 thru | or 6,
A cash processing apparatus characterized in that, when the transaction is a deposit transaction, the outlet is a cash outlet. In any one of Claims 1 thru | or 7,
When the transaction is a deposit transaction, the cash processing apparatus is configured to simultaneously insert cash and a slip into the insertion slot. In any one of Claims 1 thru | or 8,
An imprint recognition means is provided to recognize the imprint image of the notification seal,
When the transaction is a withdrawal transaction, an imprint image of a slip is acquired by the imprint recognition means. In any one of Claims 1 thru | or 9,
The cash processing apparatus, wherein the slip has a shape equivalent to a banknote.