JP2007102820A - Advertisement information distribution system and advertisement information distribution server - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide technology capable of distributing advertisement with high effect in a scene assumed that an advertisement effect is high. <P>SOLUTION: In the advertisement information distribution system 1 having a terminal 2 and an advertisement information distribution server 6, it has a voting management part 43c which accepts voting of a race, a voting information storage part 46d which stores voting information, a race information processing part 43d which receives race information, a balance of payments information processing part 43e which calculates balance of payments, a balance of payments history storage part 43a which stores balance of payments history, a transmitting means for transmitting the balance and the balance of payments history to the advertisement information distribution server 6, an article advertisement information storage part 16c which stores the advertisement, a balance of payments information receiving part 13a, a degression ratio storage part 16e which stores degression ratio about the balance of payments in the past, a reference amount creation part 13b which creates a reference amount of the balance of payments history and the degression ratio, an advertisement information extraction part 13c and a distribution part 13d which distributes the advertisement and the advertisement information extraction part 13c extracts the advertisement associated with the amount indicated by the balance of payments using the reference amount as a starting point by predetermined relation. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention relates to an advertisement information distribution system and an advertisement information distribution server that distribute advertisement information to a user terminal.

2. Description of the Related Art Conventionally, an advertisement information distribution system that distributes advertisement information to a user's terminal through an e-mail or a web page is known. In such an advertisement information distribution system, an invention of a system capable of browsing certain advertisement information on a web page together with news related to the advertisement information is disclosed (for example, see Patent Document 1). ).
According to this system, it can be said that a user who is interested in the news is likely to browse the news, and advertisement information related to the news is likely to be browsed at the same time. However, there is a case in which an advertisement that does not match the user's request is distributed instead of the advertisement distribution in consideration of the economic situation of the user.

  On the other hand, the invention of the system which can distribute the merchandise information according to a user's economic condition to a user's terminal is disclosed (for example, refer to patent documents 2).

JP 2002-132814 A JP 2001-350913 A

In the field of advertisement distribution, there is a demand for a technique that can distribute a highly effective advertisement to a user in a more preferable scene where an advertisement effect can be obtained.
However, the invention described in Patent Document 2 described above merely distributes merchandise information according to the current economic situation of the user, such as horse racing, bicycle racing, boat racing, etc. whose balance of payment is likely to change in a short period of time. When performing public gambling, securities trading, currency exchange, etc., it is impossible to accurately grasp the balance of payments and deliver highly effective advertisements to scenes with high advertising effects caused by changes in the balance of payments.

  The present invention has been made in view of the above problems, and an object of the present invention is to provide a technique capable of delivering a more effective advertisement in a scene that is assumed to have a higher advertisement effect.

  In order to achieve the above object, an advertisement information distribution system according to the present invention is an advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal. Includes: an input device that accepts an operation by a user; an instruction accepting unit that accepts a purchase instruction for a predetermined object by a user operation on the input device; a purchase information storage unit that stores the received purchase information; Profit and loss information communication means for receiving profits and losses resulting from the purchase of the target, balance information deriving means for calculating the user balance information based on the profit and loss information, and the user balance history relating to the predetermined target The balance history storage means for storing, and the balance information and balance history of the user related to the predetermined target are transmitted to the advertisement information distribution server The advertisement information distribution server, the advertisement storage means for storing the advertisement information, the balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal, Decreasing / increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to a predetermined target; and receiving the balance history of the user related to the predetermined target, and past balance information in the balance history A reference value creating means for creating a reference value using the decreasing rate or increasing rate, an advertisement information extracting means for extracting the advertisement information from the advertisement storage means, and delivering the extracted advertisement information to the terminal Distribution means, and the advertisement information extraction means extracts advertisement information associated with a predetermined amount of money indicated by the balance information starting from the reference value. To.

  Here, “predetermined purchase” means purchase of betting tickets, boat tickets, etc. in gambling such as horse races, bicycle races, and boat races (voting in races), stocks in online securities transactions, foreign exchange transactions, commodity futures transactions, It is intended to include not only the purchase of currency, merchandise, lotteries, sports promotion lotteries, number-selection lotteries, but also voting at online casinos.

  According to this configuration, it is possible to provide an advertisement reflecting the utility of the user before the purchase on the day related to the predetermined object by digitizing the utility with respect to the user's past profit or loss. As a result, it is possible to provide an advertisement at a timing when the user is likely to feel a sense of gain or loss, for example, even if the user feels a sense of gain that deviates from the balance of the day. A highly effective advertisement can be provided.

  In order to achieve the above object, an advertisement information distribution system of the present invention is an advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal, The terminal includes an input device that receives an operation by a user, an instruction reception unit that receives a purchase instruction for a predetermined target by a user operation on the input device, and an amount indicated by the balance information related to the predetermined target is set to a predetermined amount A purchase end condition receiving means for receiving a purchase end condition for ending the purchase when it reaches, a purchase information storage means for storing the received purchase information, and a profit / loss for receiving a profit and a loss due to the purchase of the predetermined target Information communication means; balance information deriving means for calculating balance information of a user related to the predetermined object based on the profit / loss information; A balance history storage means for storing a balance history of a user related to the target, and a transmission means for transmitting the balance information, the balance history, and the purchase end condition of the user related to the predetermined target to the advertisement information distribution server. The advertisement information distribution server includes an advertisement storage means for storing the advertisement information, a balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal, and a related to the predetermined target. Decreasing and increasing rate storage means for storing the decreasing rate and increasing rate for the past balance information, and receiving the balance history of the user related to the predetermined object, and the decreasing rate or the past rate information in the balance history A reference value creating means for creating a reference value using a rate of increase, an advertisement information extracting means for extracting advertisement information from the advertisement storage means, and the extracted advertisement information Distribution means for delivering to the terminal, wherein the advertisement information extraction means is configured to execute the advertisement depending on whether the amount indicated by the balance information starting from the reference value satisfies the purchase termination condition or not. The conditions for extracting advertisement information from the storage means are different conditions.

  According to such a configuration, it is possible to provide different advertisements when it is determined that the purchase balance with the reference value as a starting point satisfies a predetermined amount that is a purchase end condition, and when it is determined that it does not meet the predetermined amount. it can. Therefore, at the timing when the user is likely to feel a sense of gain or loss, it is possible to provide advertisements for products etc. according to the sense of gain or loss, and the user feels gain or loss Since the advertisement can be provided according to other conditions at a timing with low possibility, it is possible to provide an advertisement with effective contents in an effective scene.

  In the advertisement information distribution system, the advertisement storage unit stores a first advertisement storage unit that stores advertisement information including product price information, and a second advertisement that stores advertisement information that does not include product price information. A storage means, wherein the purchase end condition is a profit stop that terminates the purchase when the amount indicated by the balance information related to the predetermined target reaches a predetermined profit amount input by a user operation on the input device; A loss stop condition that terminates the purchase when the amount of money indicated by the condition and the balance information related to the predetermined target reaches a predetermined loss amount input by a user operation on the input device, the reference value When the amount indicated by the balance information satisfying the profit suspension condition is determined from the first advertisement storage means for storing advertisement information including the amount information of the product. The first advertisement extraction condition for extracting the advertisement information of the product including the amount information associated with the amount indicated by the balance information as a point, and the amount indicated by the balance information starting from the reference value The second advertisement extraction condition for extracting the advertisement information of the product including the negative amount information from the first advertisement storage means for storing the advertisement information including the amount information of the product when the loss stop condition is satisfied, The advertisement information is extracted based on.

  According to this configuration, when it is determined that the purchase balance with the reference value as the starting point satisfies the profit suspension condition input by the user himself, the advertisement according to the case where it is determined that the loss suspension condition is satisfied. Can be provided. Therefore, at the timing when the user feels a predetermined sense of gain, it is possible to provide advertisements for products etc. according to the sense of gain, and to provide advertisements in effective scenes that are likely to lead to purchase of products etc. be able to. Moreover, the advertisement according to a loss feeling can be provided at the timing when the user feels a predetermined loss feeling.

  Further, in the advertisement information distribution system, when the amount indicated by the balance information starting from the reference value is a profit amount and does not satisfy the profit suspension condition, the advertisement information including the amount information of the product is stored. From the first advertisement storage means, the advertisement information of the product having a smaller proportion of the amount information of the product than the first advertisement extraction condition with respect to the amount indicated by the balance information starting from the reference value. If the amount indicated by the third advertisement extraction condition to be extracted and the balance information starting from the reference value is a loss amount and does not satisfy the loss stop condition, the advertisement information not including the amount information of the product is stored. The second advertisement storage means extracts advertisement information based on a fourth advertisement extraction condition for extracting advertisement information.

  According to such a configuration, even if it is determined that the profit and loss due to purchase starting from the reference value does not satisfy the profit suspension condition input by the user itself, even if it is determined that the loss suspension condition is not satisfied It is possible to provide advertisements according to profits or losses.

Further, in the advertisement information distribution system, the reference value creating means receives the balance history of the user related to the predetermined target, and uses a decreasing rate or increasing rate for past balance information in the balance history. A main reference value is generated, and a second reference value is generated using a decreasing rate or increasing rate obtained by changing at least the one decreasing rate or increasing rate by a predetermined ratio, and the advertisement information extracting means includes the main reference value The advertisement information associated with the amount indicated by the balance information starting from the value with a predetermined relationship is extracted, and the amount indicated by the balance information with the second reference value as the starting point is associated with the predetermined relationship. According to such a configuration, the attached advertisement information is extracted, and the advertisement information associated with the amount indicated by the balance information starting from the main reference value with a predetermined relationship; The advertisement information associated with the amount indicated by the balance information starting from the second reference value in a predetermined relationship can be provided, and a wide range of advertisements can be provided to the user. Further, since advertisements are extracted based on the reference value of 2, it is possible to guess which advertisement reflects the utility of the current user.

  In the advertisement information distribution system, the advertisement information extracted based on the amount indicated by the balance information starting from the main reference value and the amount indicated by the balance information starting from the second reference value. An advertisement having the highest ratio of the detailed display request by the determining means for determining the ratio of the detailed display request for the detailed display of the advertisement information within the predetermined period for the advertisement information extracted based on the predetermined period. The advertisement information is extracted using the reference value used for information extraction as the main reference value thereafter.

  In order to achieve the above object, an advertisement information distribution system of the present invention is an advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal, The terminal includes: an input device that accepts an operation by a user; an instruction accepting unit that accepts a purchase instruction for a predetermined target by a user operation on the input device; a purchase information storage unit that stores the accepted purchase information; Profit and loss information communication means for receiving profits and losses due to purchase of a predetermined target, income and expenditure information deriving means for calculating user balance information based on the profit and loss information, and the predetermined information based on the profit and loss information Virtual balance generating means for generating virtual balance information of a user before the profit and loss amount related to the target are determined, and a user related to the predetermined target A balance history storage means for storing the balance history, and a transmission means for transmitting the balance information of the user related to the predetermined target and the balance history to the advertisement information distribution server, wherein the advertisement information distribution server is , An advertisement storage means for storing the advertisement information, a balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal, a decreasing rate for past balance information related to the predetermined target, and Decreasing and increasing rate storing means for storing increasing rate and the balance history of the user related to the predetermined target are received, and a reference value is created using the decreasing rate or increasing rate for past balance information in the balance history Reference value creating means, advertisement information extracting means for extracting the advertisement information from the advertisement storage means, and delivery means for delivering the extracted advertisement information to the terminal. And, wherein the advertisement information extraction unit, and extracting the amount and advertisement information associated with a predetermined relationship with said virtual balance information starting from the said reference value indicates.

  According to such a configuration, an advertisement based on virtual balance information can be provided after purchase of a predetermined target and before the profit and loss related to the predetermined target are determined. Thereby, an advertisement with a high effect can be provided at a timing when the user has a sense of expectation or the like regarding the result of purchase of a predetermined target.

Here, the “detail display request for detailed display of advertisement information” is intended to widely include a click for advertisement information, a purchase request for direct purchase of products etc. included in the advertisement information, and the like.
According to this configuration, the advertisement information associated with the amount indicated by the balance information starting from the main reference value in a predetermined relationship, the amount indicated by the balance information starting from the second reference value, and the predetermined amount Therefore, it is possible to estimate which advertisement is an advertisement reflecting the utility of the current user. Thereby, a change in the utility of the user can be captured, and an effective advertisement such as a product can be provided at an effective timing when the user feels a sense of gain or loss.

  ADVANTAGE OF THE INVENTION According to this invention, a highly effective advertisement can be delivered to the scene with a high advertising effect which arises with the change of a balance status.

  Embodiments of the present invention will be described with reference to the drawings. The embodiments described below do not limit the invention according to the scope of claims, and all combinations of features described in the embodiments are not necessarily essential to the establishment of the present invention. Absent.

  FIG. 1 is a configuration diagram of an advertisement information distribution system according to an embodiment of the present invention. In this embodiment, the advertisement information distribution system of the present invention will be described by taking as an example the case of purchasing a boat ticket in a boat race (voting for a boat ticket in a boat race) as “purchase of a predetermined target”.

  In the advertisement information distribution system 1, a terminal 2 that can be used by a user, a mobile terminal 9 that can be used by a user, withdrawal of funds from a deposit account, deposit of funds to a deposit account, transfer from a deposit account to another account Net bank server 3 that provides banking services such as funds transfer, voting server 4 that accepts voting (purchase) transactions of boat tickets in boat racing, race information providing server 5 that provides race information on boat racing, and advertising information An advertisement information distribution server 6 to be distributed and an advertiser server 7 that provides an advertiser's web page are connected via a network 8 including the Internet, for example. In this embodiment, the terminal 2 is, for example, a computer such as a personal computer, a mobile phone terminal, a PDA (Personal Digital Assistant) terminal, and the like. A user of the terminal 2 uses the mobile terminal 9 to operate the terminal 2 via the network 8. And it is comprised like the terminal 2 so that race information and advertisement delivery can be received.

FIG. 2 is a configuration diagram of the advertisement information distribution server according to the embodiment of the present invention. The advertisement information distribution server 6 includes a server main body 10, a display device 11, and an input device 12.
The display device 11 is a device that displays an image, such as a liquid crystal display or a CRT display. The input device 12 is a device for receiving input from an administrator of the advertisement information distribution server 7 such as a mouse and a keyboard.
In the server body 10, a CPU 13, a ROM 14, a RAM 15, a hard disk drive 16, a display processing unit 17, an input interface 18, a combo drive 19, and a communication interface 20 are connected via a bus 21.

The ROM 14 stores a basic program such as a boot program.
The RAM 15 is used as an area for storing programs and data, or as a work area for storing data used for processing by the CPU 13.
The display processing unit 17 generates display data for displaying an image on the display device 11 under the control of the CPU 13 and outputs the display data to the display device 11.
The combo drive 19 reads data from a plurality of types of recording media 22, reads programs, and writes data to the recording media 22. Examples of the recording medium 22 include a CD-ROM, a DVD-ROM, and a DVD-RAM.

  The hard disk drive 16 stores an OS (operating system), various programs, and various databases in a readable manner. In the present embodiment, the hard disk drive 16 stores a program for executing advertisement information distribution processing. In the present embodiment, the hard disk drive 16 includes a user information storage unit 16a, a user information statistics storage unit 16b, a product advertisement information storage unit 16c, an advertisement information storage unit 16d, a decreasing rate storage unit 16e, and an advertisement extraction. It functions as a condition storage unit 16f and a request history storage unit 16g.

  The user information storage unit 16a stores a user ID and user information in association with each other. As user information, for example, basic personal information of users such as age, gender, job type, personal income, household income, household total assets, genre of interest, etc. A diminishing rate for past profit or loss set for each user used for creation (hereinafter simply referred to as profit diminishing rate or loss diminishing rate) is stored. Here, the reference amount in the present embodiment is an amount indicating the utility of the user before voting on the race day.

  In addition, although the present embodiment below shows a case where the user's utility gradually decreases with respect to past profit or loss, the change in the user's utility with respect to past profit or loss depends on factors such as the user's personality and economic situation. For example, there may be a case where the utility of the past profit is gradually increased until the day of the race in a certain user. In this way, when considering the increasing utility, the decreasing rate storage unit 16e, which will be described later in the present embodiment, stores values as the profit decreasing rate / profit increasing rate and the loss decreasing rate / loss increasing rate. do it.

  The user information statistics storage unit 16b stores user information statistics for all users. For example, in this embodiment, users are classified by age, gender, etc., and the median of normal distribution is calculated and stored from the variance value of the user's profit diminishing rate or loss diminishing rate in each category.

  The product advertisement information storage unit 16 c is an example of a first advertisement information storage unit, and stores product advertisement information to be transmitted to the terminal 2 or the mobile terminal 9. In the present embodiment, the product advertisement information stored in the product advertisement information storage unit 16c is, for example, a product and a product price, and is a sales promotion advertisement for the purpose of prompting the user to purchase the product.

FIG. 3 is a diagram showing an example of the advertisement according to the embodiment of the present invention.
The product advertisement information storage unit 16c includes an advertisement ID field 161c that stores an advertisement ID, an image field 162c that stores an image, a caption field 163c that stores a headline (caption) of the advertisement, and a detailed URL (Uniform Resource) of the advertisement. Locator), a genre field 165c for storing the genre of the advertisement, a product name field 166c for storing the advertised product or service name, and the price of the product or service as a condition for extracting the advertisement. (For example, in this embodiment, for a product or service for the purpose of lending money or the like, a negative price is stored as the price of the product or service.) Product price field 167c , Advertising posting to store the advertising period A period field 168c, an output count field 169c for storing the number of times the advertisement is output to the user terminal 2 or the mobile terminal 9, a click count field 170c for storing the number of times the advertisement has been clicked, and The purpose is a click rate field 171c for storing a rate at which an advertisement is clicked, a purchase rate field 172c for storing a rate at which an advertisement product or service is purchased with respect to the number of times an advertisement is output, and lending of money, etc. A plurality of records having a borrowing amount field 173c for storing the amount borrowed by the user when the product or service is displayed as an advertisement are stored.

  For example, in the product advertisement information shown in FIG. 3, the advertisement ID is “0235”, the image is “Ox software image”, the caption is “This software is standard graphic software”, and the destination Is "http: // abc-software / soft / graphic /", the genre is "Computer", the product name is "Graphic software", the product price is "10,000 yen", and the advertising period Is “2006.10.01-2006.10.30”, the output number of advertisements is “1792 times”, the click count is “320” times, and the click rate is “5.6%”. Yes, the purchase rate is “1.6%”, and there is no information about the borrowing amount.

  The product advertisement information storage unit 16c is composed of a plurality of tables, and stores records that differ only in the caption stored in the caption field for the same product advertisement information for each table. In the present embodiment, the plurality of tables in the product advertisement information storage unit 16c are tables corresponding to the user's age group (10 and 20s, 30s, 40s, 50s and later) and gender, respectively. The extraction unit 13c refers to the age and sex of the user stored in the user information storage unit 16a, and extracts the product advertisement information from the corresponding table in the product advertisement information storage unit 16c.

  For example, if the advertising product is “graphic software” as in the example shown in FIG. 3 and the user is a man in his 40s, the caption is “This software is standard graphic software.” If the user is a male in his twenties, the caption display according to the user's age and gender is made possible, such as “Must be a graphic!

  Moreover, in this embodiment, as another example of the display method, it is possible to perform a display that can give the user a sense of cheapness for the advertisement product. For example, as in the example shown in FIG. 3, when the advertising product is “graphic software” and the advertisement is rotated at a predetermined timing, the price of the graphic software is displayed when the advertisement is first displayed on the terminal 2. Regarding the display, “latest graphic software 50,000 yen” is displayed. At the next display timing, “latest graphic software is now 30,000 yen”. At the next timing, “previous model graphic software 10,000 yen” is displayed. Display in order. When the price display matches the utility amount of the user by such an advertisement display method, there is a possibility that the product will be purchased at the same timing, and the user can only change the display method of the advertisement. Matching with utility can be achieved.

  Further, in the present embodiment, the URL for executing the product purchase in the detailed page of the advertiser server 7 or the lending of money or the like is stored in the jump destination field 163c for storing the detailed URL of the advertisement, and the image field. When a purchase button, a borrow button, or the like is displayed, the user can directly purchase a product or borrow money.

  Returning to FIG. 2, the advertisement information storage unit 16 d is an example of a second advertisement information storage unit, and stores advertisement information to be transmitted to the terminal 2. In the present embodiment, the advertisement information stored in the advertisement information storage unit 16d is a brand advertisement for the purpose of disseminating, for example, a company name.

  The advertisement information storage unit 16d includes an advertisement ID field, an image field, a caption field, a jump field, a genre field, an advertisement insertion period field, an output count field, and a click count similar to those of the product advertisement information storage unit. A plurality of records having a field and a click rate field are stored.

The decreasing rate storage unit 16e stores the profit decreasing rate and the loss decreasing rate values in increments of 5% from 0 to 100%, respectively.
The advertisement extraction condition storage unit 16f stores a plurality of reference amounts created by the reference amount creation unit 13b. Further, the advertisement extraction condition storage unit 16f receives and stores the profit suspension condition amount and the loss suspension condition amount input as the voting end condition by the user operation in the terminal 2 from the voting management unit 43b (see FIG. 6).

  The request history storage unit 16g stores a history of detailed advertisement requests by the user. For example, the request history storage unit 16g stores a user ID, an advertisement ID to be requested, and a request date and time in association with each other.

The input interface 18 is connected to the input device 12 and passes a signal from the input device 12 to the CPU 13 as data.
The communication interface 20 mediates data exchange with an external device. In the present embodiment, the communication interface 20 is connected to the network 8, and is connected to the terminal 2, the net bank server 3, the voting server 4, the race information providing server 5, the advertiser server 7, and the like via the network 8. Exchange data.

The CPU 13 executes various processes by reading the basic program in the ROM 14 and the OS and programs stored in the hard disk drive 16 into the RAM 15 and executing them. Moreover, CPU13 controls operation | movement of each part 14-20.
In the present embodiment, the CPU 13 executes a program stored in the hard disk drive 16, thereby causing a balance information receiving unit 13a, a reference value creating unit 13b, an advertisement information extracting unit 13c, a distributing unit 13d, and a display request. It functions as a receiving unit 13e and a detailed request handling unit 13f.

  The balance information receiving unit 13 a receives user balance information transmitted from the terminal 2. In the present embodiment, the user ID indicating the user, the balance of the previous race of the user, and the balance of the day are received.

  The reference amount creation unit 13b receives the user balance history stored in the balance history storage unit 46a (see FIG. 6) of the terminal 2, and is stored in the decreasing rate storage unit 16e with respect to the profit or loss in the balance history. The base amount is calculated using the profit reduction rate or loss reduction rate.

  In the present embodiment, the main amount is a standard amount created based on one profit diminishing rate and one loss diminishing rate, and one loss diminishing rate and one profit diminishing rate used to create the main standard amount. A second reference amount is created based on a profit declining rate that is lower by a predetermined rate (for example, 5%). Further, the third reference amount is created based on the loss decreasing rate used for the creation of the main reference amount and the profit decreasing rate that is higher by a predetermined rate (for example, 5%) than the one profit decreasing rate. In addition, the fourth reference amount is prepared based on the profit reduction rate used to create the main reference amount and the loss reduction rate that is a predetermined rate (for example, 5%) lower than the one loss reduction rate. The fifth reference amount is created based on the profit diminishing rate used for the creation and the loss diminishing rate that is higher by a predetermined rate (for example, 5%) than the one loss diminishing rate.

Here, with reference to FIGS. 4A to 4C, an example of creating a reference amount in this embodiment will be described. FIG. 4A is a bar graph showing a balance history for one week.
First, as shown in FIG. 4 (a), the number of days in which profits were made in the weekly balance history was two days, and the total amount of profits was 60,000 yen. Therefore, the average profit per day (indicated by a broken line in the figure) on the day when the profit is generated is 60,000 yen divided by 30,000 yen for two days. On the other hand, the number of lost days is 5 days, and the total amount of losses is 100,000 yen. Therefore, the average daily loss amount (indicated by a broken line in the figure) on the day of the loss is 100,000 yen divided by 20,000 yen for 5 days.

In the present embodiment, the average profit amount or loss per day on the day when the profit is made is generally determined based on the fact that the user is likely to affect the reference amount when the profit or loss in the user's own balance history is large. For profits and losses that do not exceed the average daily loss on the day they were issued (in this example, +30,000 yen or less profit, -20,000 yen or less loss) The impact on the environment is not considered as being small. Accordingly, in this example, only a decrease of +50,000 yen and -40,000 yen is considered.
In addition, when there are two or more profits (losses) that exceed the average daily profit (average loss) on the day of the profit (loss), reduce each profit (each loss) gradually. Shall be considered. In addition, when there is no profit (loss) exceeding the average daily profit (average loss) per day on which the profit (loss) is made, the diminishing is not considered. In addition, if there is only one day in which profit (loss) is made during the income / loss history period referred to, the profit (loss) will be reduced.
Note that unlike this example, it may be configured to take into account the gradual reduction of all profits or losses in the balance history.

FIG. 4 (b-1) is a table showing the decrease in profit and loss when the profit reduction rate is 80% and the loss reduction rate is 50% in the example of FIG. 4 (a). FIG. 4B-2 is a table showing the gradual decrease in the profit amount when the gradual decrease rate is 75%.
As shown in Fig. 4 (b-1), the value obtained by repeating profit amount x profit diminishing rate from the date of profit to the current day (in this example, 14,000,000 yen), and loss x diminishing loss By adding the numerical value (in this example, -0.12 million yen) obtained by repeating the rate from the day of the loss to the current day, the base amount of the day (in this example, 0.92 million yen) can get. If the reference amount obtained in the example of FIG. 4 (b-1) is the main reference amount, the second reference amount can be obtained by using the 75% profit reduction rate and 50% loss reduction rate shown in FIG. 4 (b-2). (0.44 million yen) is obtained.

  FIG. 4C is a diagram showing the difference in the effect on the reference amount created by the change in the profit declining rate and the loss declining rate. As shown in the upper part of FIG. 4C, it can be said that as the profit declining rate is lowered, the influence of past profits on the reference amount of the day increases as shown in the graph on the right side of the figure. On the other hand, if the profit diminishing rate is increased, the graph transitions to the left in the figure, and it can be said that the influence of past profits on the reference amount of the day becomes smaller. Further, as shown in the lower part of FIG. 4C, the loss reduction rate is the same as that in the case of the profit reduction rate.

  In the present embodiment, the reference amount calculated in the reference amount creation process can be changed by an operation of the administrator of the advertisement information distribution server 6 on the input device 12. For example, on the day when it is estimated that the utility of the user will increase due to news of the day, the calculated main reference amount is shifted by a predetermined amount (for example, +10,000 yen). When the main reference amount is shifted in the plus direction and the minus direction, the second, third, fourth and fifth reference amounts are also shifted in accordance with the main reference amount.

  Returning to FIG. 2, the advertisement information extraction unit 13c extracts the advertisement information from the advertisement information storage unit 16d based on the user information. For example, the advertisement information extraction unit 13c extracts advertisement information of an interesting genre stored in the user information storage unit 16a. In addition, you may make it extract advertisement information based on the other information of user information.

  Further, the advertisement information extraction unit 13c receives the balance amount received by the balance information reception unit 13a, each reference amount stored in the advertisement extraction condition storage unit 16f, and the profit suspension condition amount or loss suspension condition amount of the day. Based on the above, the product advertisement information is extracted from the product advertisement information storage unit 16c. Note that the profit suspension condition amount or loss suspension condition amount on the day in the present embodiment is an amount that is input by a user operation at the terminal 2 and indicates how much the profit or loss on the day reaches the end of the vote. . That is, it can be said that the profit stop condition amount is a profit target amount of the user on the race day, and the loss stop condition amount is an amount indicating the loss limit amount on the race day.

  Here, when it shows concretely about extraction of merchandise advertisement information, when it exceeds the profit stop condition amount of the day as a result of adding the amount of money of the day and the main reference amount, the advertisement information extraction part 13c will display user information The product price field 167c in the record is referred to from the table of the product advertisement information storage unit 16c corresponding to the user's age and sex stored in the storage unit 16a, and the added amount of the balance amount and the main reference amount on that day Product advertisement information in which the product price is in a predetermined relationship (for example, the product price is within the sum of the balance of the day and the main reference amount) is extracted. Similarly to the main reference amount, the second, third, fourth, and fifth reference amounts are added to the balance of the current day, and the product advertisement information whose product price is within the added amount is extracted.

  On the other hand, as a result of adding the balance amount of the day and the main reference amount, when the profit suspension condition amount of the day is not exceeded, the advertisement information extracting unit 13c stores the age and sex of the user stored in the user information storage unit 16a. The product price field 167c in the record is referred to from the table of the product advertisement information storage unit 16c corresponding to the product price, and the product price has a predetermined relationship with the sum of the balance of payment on the day and the main reference amount (for example, the product price is Product advertisement information is extracted within 1/2 of the sum of the balance of payment on the day and the main reference amount.

In this embodiment, two pieces of product advertisement information are extracted based on the main reference amount, and one piece of product advertisement information is extracted based on the second, third, fourth, and fifth reference amounts, for a total of six product advertisements. Information is extracted and displayed in the advertisement information display areas 65 to 70 (see FIG. 7).
Moreover, as a result of adding the balance amount of the day and the main reference amount, when the loss stop condition amount of the day is exceeded, the advertisement information extraction unit 13c determines the age and sex of the user stored in the user information storage unit 16a. From the table of the corresponding product advertisement information storage unit 16c, the product price field 167c in the record is referred to, and product advertisement information including a negative price in the product price field 167c is extracted.

On the other hand, as a result of adding the balance amount of the day and the main reference amount, if the loss stop condition amount of the day is not exceeded, the advertisement information extraction unit 13c extracts the advertisement information from the advertisement information storage unit 16d based on the user information. To do.
In this way, by extracting the product advertisement information starting from the reference amount indicating the utility for the user's past profit or loss, it is possible to provide an advertisement reflecting the utility of the user before the race vote of the day it can.

FIG. 5 is a diagram illustrating an example of advertisement extraction according to the embodiment of the present invention.
The curve function shown in FIG. 5 is based on prospect theory which is one of behavioral finance theory. As shown in this graph, in general, after the profit or loss exceeds a predetermined amount as a result of the purchase of a predetermined target such as stocks, the sensitivity to profit or loss decreases until it reaches the predetermined amount. It has been proven to be less than the utility felt for profits or losses.
In this embodiment, the profit suspension condition amount or the loss suspension condition amount is set as a starting point at which the utility for profit or loss starts to decrease, and the advertisement extraction condition is switched depending on whether or not this starting point is exceeded.

  For example, as shown in the example of FIG. 5, when the profit stop condition amount on the day is +100,000 yen, if the base amount that is the starting point is +50,000 yen, the balance amount on the day is +50,000 yen or more. In this case, the added amount of the user's balance of payment and the main reference amount reaches the profit stop condition amount of the day, and an advertisement can be made effective by providing the advertisement at this timing.

  In addition, in the example shown in FIG. 5, after the sum of the balance of the day and the main base amount exceeds +100,000 yen, which is the profit suspension condition amount of the day, the utility for the user's profit declines, especially realized profit As for the difference between X and the profit suspension condition amount, the utility of the profit given to the user is small, and product advertisements such as products that are more expensive than the sum of the balance of the day and the main reference amount does not meet the profit target amount of the day Even when information is provided, it is possible to provide an effective advertisement that is likely to lead to the purchase of a product or the like.

  In addition, after the sum of the balance of payment on the day and the main base amount exceeds -50,000 yen, which is the loss suspension condition on the day, the utility for the user's loss declines. For the difference from the stop condition amount, the impact of the loss on the user is small. For example, by providing a credit card advertisement etc. for the purpose of lending money etc., the user may be interested in the advertisement. Effective advertisement can be provided at a high timing.

  The distribution unit 13d transmits the advertisement information and product advertisement information extracted by the advertisement information extraction unit 13c to the terminal 2. In addition, the distribution unit 13d transmits to the mobile terminal 9 the balance of the previous race of the user, the balance of the day, and the advertisement information and product advertisement information extracted by the advertisement information extraction unit 13c.

  The display request receiving unit 13e receives a detailed request for requesting detailed display of an advertisement from the terminal 2 or the mobile terminal 9. In the present embodiment, the display request receiving unit 13e receives the user ID and advertisement ID of the user who made the detailed request.

  The detail request handling unit 13f stores the user ID received by the display request receiving unit 13e, the advertisement ID, and the date and time when the detail request is made in association with each other in the request history storage unit 16g, and also records corresponding to the advertisement ID 1 is added to the number of clicks in the click count field, and the page information of the advertiser is acquired from the record. As an example of the present embodiment, as the page information, the URL of the detailed page disclosed on the advertiser server 7 is used, and the detailed request handling unit 13f uses the URL 2 as the detailed request source terminal 2 or the portable terminal 9 as the URL. Send to. Further, as another example of the present embodiment, a URL for executing product purchase such as a product on the detailed page of the advertiser server 7 or lending of money or the like is used as page information, and the product storing the URL is used as the page information. As for the advertisement information, the purchase of goods, the borrowing of money, etc. are executed directly by the user operation of the terminal 2.

  In addition, the detailed request handling unit 13f determines, for each predetermined period (for example, one week), how much the detailed display request for the product advertisement information extracted based on each reference amount within the predetermined period is in the entire detailed display request. Is calculated. As a result of the calculation, the detailed request handling unit 13f stores the decreasing rate of profit and the decreasing rate of loss in the user information storage unit 16a when calculating the reference amount used for extracting the product advertisement information having the highest ratio of the detailed display request. Execute rate change processing.

  For example, the detailed display request for the product advertisement information extracted based on the main reference amount is 60% of the entire detailed display request in the previous predetermined period, and is extracted based on the second, third, fourth and fifth reference amounts. As an example, the product advertisement information that is displayed is 10% of all the detailed display requests.

  In this case, in this predetermined period, the detailed display request for the product advertisement information extracted based on the main reference amount is 30% of the entire detailed display request, and the product advertisement information extracted based on the second reference amount When the detailed display request for the item is 40% of the entire detailed display request and the product advertisement information extracted based on the third, fourth, and fifth reference amounts is 10% of the entire detailed display request, the second reference amount is calculated. The user information storage unit 16a stores the decreasing rate of the profit or loss at the time. In addition, when the ratio of the detail display request to the product advertisement information extracted based on the plurality of reference amounts is the same, the ratio of the detail display request is higher in the order of the main reference amount, the second, third, fourth and fifth reference amounts. Process as a thing.

  According to this example, it can be seen from the product advertisement information extracted based on the main reference amount that the user's interest has shifted with respect to the product advertisement information extracted based on the second reference amount, and the profit declining rate for the user Can be determined to be lower than the currently set profit reduction rate when calculating the main reference amount. As a result, it is possible to optimize the diminishing rate of utility for each user's past profit or loss, and to provide product advertisement information reflecting the current utility of the user. There is a high possibility of connection.

FIG. 6 is a block diagram of a terminal according to the embodiment of the present invention.
The hardware configuration of the terminal 2 is substantially the same as the hardware configuration of the advertisement information distribution server 6 shown in FIG. 2, and the terminal main body 40, the display device 41 that displays an image, and the input from the user of the terminal 2 And an input device 42 for receiving.

  In the terminal body 40, a central processing unit (CPU) 43, a read only memory (ROM) 44, a random access memory (RAM) 45, a hard disk drive 46, a display processing unit 47, an input interface 48, and a combo drive. 49 and the communication interface 50 are connected via a bus 51.

The basic functions of the CPU 43, ROM 44, RAM 45, hard disk drive 46, display processing unit 47, input interface 48, and combo drive 49 function in the same manner as each hardware in the advertisement information distribution server 6.
The communication interface 50 mediates exchange of data with external devices. In the present embodiment, the communication interface 50 is connected to the network 8, and via the network 8, the net bank server 3, the voting server 4, the race information providing server 5, the advertisement information distribution server 6, the advertiser server 7, the mobile phone Data is exchanged with the terminal 9 or the like.

In the present embodiment, the hard disk drive 46 stores a program for executing processing required for the terminal 2 in the advertisement information distribution processing.
In the present embodiment, the hard disk drive 46 functions as a balance history storage unit 46a, a voting information storage unit 46b, a race information storage unit 46c, and an advertisement history storage unit 46d.

  The balance history storage unit 46a stores the user ID and the balance history for each day in the past race of the user in association with the date.

  The voting information storage unit 46b stores information (voting information) related to voting for boat tickets. As voting information, for example, information that can specify a boat ticket purchased by the user, such as date, racetrack, race number, winning ceremony, buying eyes, purchase price, etc., conditions for ending automatic voting (voting end conditions) ) Etc. are included.

  The race information storage unit 46c stores race information such as a racetrack where the race is held, the content of the race, the start time of the race, the deadline for voting for the race, the race result of each race, and the payout amount of the boat ticket. .

  The advertisement history storage unit 46d stores product advertisement information registered and designated by a user operation of the input device 42 among the product advertisement information displayed on the terminal 2. The product advertisement information stored in the advertisement history storage unit 46d can be freely displayed on the terminal 2 by the user.

  In the present embodiment, the CPU 43 controls the operation of each unit 44 to 50 by executing a program stored in the hard disk drive 46, and the balance history communication unit 43a, the voting management unit 43b, and the deposit processing unit 43c. And the race information processing unit 43d, the balance information processing unit 43e, the advertisement information processing unit 43f, the detailed request receiving unit 43g, and the detailed communication unit 43h.

  The balance history communication unit 43 a transmits the user ID and the user balance history to the reference amount creation unit 13 b of the advertisement information distribution server 6. When there is no user balance history, only the user ID is transmitted.

  The voting management unit 43 b accepts voting information about boatboat boat tickets via the input interface 48 by a user operation of the input device 42. Specifically, the date, race place, race number, winning ceremony, purchase eyes, amount of money, and desired purchase time are accepted by the boat ticket purchase window 60 (see FIG. 7). Further, the voting end condition setting window 80 (see FIG. 8) accepts the voting end condition for ending the automatic voting and ending the system program execution in the terminal. Here, as the voting end condition in the present embodiment, for example, the profit or loss on the day may have reached the profit suspension condition amount or the loss suspension condition amount set by the user. In addition, there are a case where the designated voting is completed, a voting cancellation operation by the user, and the like.

  In addition, the voting management unit 43b stores the received voting information of the boat ticket in the voting information storage unit 46b. Further, the profit stop condition amount and the loss stop condition amount, which are voting end conditions, of the received voting ticket voting information are transmitted to the advertisement extraction condition storage unit 16 f of the advertisement information distribution server 6 via the network 8. In addition, the voting management unit 43 b also transmits the received voting ticket voting information to the voting server 4 via the network 8. Thereby, in the voting server 4, a process is performed on the assumption that the user has voted (purchased) according to the voting information.

  In addition, the voting management unit 43b determines whether or not the balance of the day has reached the profit suspension condition amount or the loss suspension condition amount, and the balance of the day reaches the profit suspension condition amount or the loss suspension condition amount, and the voting ends. If the condition is satisfied, the fact is transmitted to the voting server 4 via the network 8.

FIG. 7 is a view showing a boat ticket purchase window according to the embodiment of the present invention.
The boat ticket purchase window 60 is an addition for accepting an instruction to add the voting information input area 61 for inputting the voting information of the ticket to be purchased and the voting information set in the voting information input area 61 to the purchase schedule list 62. It has a button 63, a confirmation button 64 for receiving an instruction to confirm purchase with voting information included in the purchase schedule list 62, and advertisement information display areas 65 to 70 for displaying advertisement information. In the voting information input area 61, settings such as a voting date, a racetrack, a race number, a winning ceremony, a purchase item, an amount of money, a purchase desired time, and the like are accepted.

  FIG. 8 is a view showing a voting end condition setting window according to the embodiment of the present invention. The voting end condition setting window 80 is a window that is developed separately from the fare ticket purchase window 60 when the selection button 71 in the voting end condition column in the voting information input area 61 of the fare ticket purchase window 60 is operated by the user. .

  The voting end condition setting window 80 is a profit stop condition input area 81 for setting the voting end when the total profit for the day exceeds, and a loss for setting the voting end when the loss for the day exceeds. And a stop condition input area 82. In addition, it has a check column 83 for determining whether or not the amount of money input in the profit stop condition input area 81 and the loss stop condition input area 82 is valid, and only when the check field 83 is checked. The profit suspension condition amount and the loss suspension condition amount are effective.

  The voting termination conditions are not limited to the case where the balance of payment on the day reaches the profit suspension condition amount or the loss suspension condition amount. A configuration that can be set as a voting end condition, for example, when it has been achieved, or when it has continued for a predetermined number of times in the race of the day, may be used. Also, even if the balance of payment on the day does not reach the profit suspension condition amount and loss suspension condition amount, it is possible to set the profit suspension condition amount and loss suspension condition amount in each race, and vote if the conditions are satisfied You may make it be an end.

  Returning to FIG. 6, the deposit processing unit 43 c requests the net bank server 3 to transfer money from the user's deposit account to the user's voting account in the voting server 4. The user can purchase a boat ticket within the range of the amount sent to the voting account. Note that the amount to be transferred can be set in advance by the user. In the remittance request, authentication information for authenticating the user in the net bank server 3, for example, a user ID and a password is also included and transmitted.

  The race information processing unit 43d acquires race information from the race information providing server 5 via the network 8, and stores the race information in the race information storage unit 46c. In the present embodiment, the race information processing unit 43d acquires the race information after the execution of the program for voting (voting software) in the terminal 2 and at the time when the race result of each race is determined. ing.

The balance information processing unit 43e calculates the amount of profit for the day based on the voting information stored in the voting information storage unit 46b, the race result, and the dividend amount. In the present embodiment, the balance information processing unit 43e calculates the balance amount for each race purchased by the user, and calculates the balance amount for the day by summing the balance amounts of the races performed on that day. As a method of deriving the balance amount for each race, among the tickets purchased by the user, the ticket for the race in which the race result is given is specified, and the ticket is the correct one based on the race result. If it is correct, read the dividend amount, calculate the user's total dividend amount based on the purchase amount, and subtract the purchase amount from the total dividend amount to calculate the balance amount On the other hand, if the ticket is not correct, the purchase amount is calculated as a loss amount. Then, the balance of the current day is calculated by adding up all the balances and losses of the race held on that day.
In addition, the balance information processing unit 43 e transmits the calculated balance information to the advertisement information distribution server 6 via the network 8. In the present embodiment, the balance information processing unit 43e transmits the user ID and the balance amount on that day.

  The advertisement information processing unit 43 f receives advertisement information and product advertisement information from the advertisement information distribution server 6. Further, the advertisement information processing unit 43f determines whether or not the product advertisement information displayed on the terminal 2 is registered and designated by a user operation of the input device 42, and the registered and designated product advertisement information is stored in an advertisement history storage unit. 46d is stored.

  The detail request accepting unit 43g accepts an instruction for requesting detailed information for the product advertisement information displayed by the display device 41 based on a user operation of the input device.

  The detailed communication unit 43 h transmits the detailed information request instruction received by the detailed request receiving unit 43 g to the advertisement information distribution server 6 via the network 8. In the present embodiment, the detailed communication unit 43h transmits to the advertisement information distribution server 6 as a request including the advertisement ID associated with the product advertisement information instructed by the user and the user ID of the user. Further, the detailed communication unit 43h receives the URL of the page including the detailed information from the advertisement information distribution server 6, and based on the URL, the detailed communication unit 43h receives the page from the advertiser server 7 storing the page of the URL. The page is received and displayed on the display device 41 by the display processing unit 47.

  Next, advertisement information distribution processing in the advertisement information distribution system 1 will be described with reference to FIGS. FIG. 9 is a first sequence diagram of the advertisement information distribution process according to the embodiment of the present invention, and FIG. 10 is a second sequence diagram of the advertisement information distribution process according to the embodiment of the present invention. These are the 3rd sequence diagrams of the advertisement information delivery processing according to the embodiment of the present invention.

In the terminal 2, it is determined whether or not to start the voting software (step S1), and when the voting software is started, the race information processing unit 43d of the terminal 2 sends the race information providing server 5 with the race information. A request is transmitted (step S2). The race information providing server 5 transmits the race information, and the race information processing unit 43d of the terminal 2 acquires the race information (step S3). The race information processing unit 43d stores the acquired race information in the race information storage unit 46c.

  Next, the voting management unit 43b determines whether or not the profit stop condition amount or the loss stop condition amount is set as a voting end condition in the voting information storage unit 46b (step S4). When it is determined that the profit suspension condition amount or the loss suspension condition amount is set (YES in step S4), the information about the profit suspension condition amount or the loss suspension condition amount is transmitted to the advertisement information distribution server 6 via the network 8. And stored in the advertisement extraction condition storage unit 16f of the advertisement information distribution server 6 (step S5). On the other hand, if there is no profit stop condition amount or loss stop condition amount set, nothing is done and the process proceeds to the next step S6.

Subsequently, the balance history communication unit 43a transmits the user ID and balance history of the user to the advertisement information distribution server 6 (step S6).
In the advertisement information distribution server 6, based on the user ID and balance history received by the reference amount creation unit 13 b, a reference amount creation process described later is executed, and a reference amount indicating the utility at the start of the race for the user is obtained. Created and stored in the advertisement extraction condition storage unit 16f (step S7).

  Next, the advertisement information processing unit 43f transmits a request for advertisement information to be displayed by default to the advertisement information distribution server 6 (step S8). The display request reception unit 13e of the advertisement information distribution server 6 receives a request for default advertisement information and notifies the advertisement information extraction unit 13c. Based on the user information of the user stored in the user information storage unit 16a, the advertisement information extraction unit 13c extracts default advertisement information from the advertisement information storage unit 16d and passes it to the distribution unit 43d. The distribution unit 43d transmits default advertisement information to the requesting terminal 2 via the network 8 (step S9).

  In the terminal 2, the advertisement information processing unit 43f receives default advertisement information and notifies the display processing unit 47 of the advertisement information. The display processing unit 47 displays a screen including default advertisement information on the display device 41 (step S10). In the present embodiment, default advertisement information is displayed in each of the advertisement information display areas 65 to 70 in the boat ticket purchase window 60 shown in FIG.

  Next, in the terminal 2, the deposit processing unit 43c requests the net bank server 3 to transfer money from the user's deposit account to the user's voting account in the voting server 4 via the network 8 (step S11). The net bank server 3 determines whether or not authentication can be performed based on the user ID and password included in the remittance request (step S12). The voting server 4 is notified of the remittance of the user ID and the requested amount (step S13). The voting server 4 deposits the requested amount into the voting account of the user corresponding to the user ID (step S14). As a result, the user can vote for the boat ticket with respect to the voting server 3 within the range of the amount deposited by the terminal 2.

  In the terminal 2, the voting management unit 43b determines whether or not voting is designated by a user operation of the input device 42 (step S15), and when voting is designated, the designated voting information is stored as voting information. It memorize | stores in the part 46b (step S16). On the other hand, if there is no voting designation, nothing is done and the process proceeds to the next step S17.

  Next, the voting management unit 43b determines whether or not voting is confirmed by a user operation of the input device 42 (step S17), and when voting is confirmed, the voting information stored in the voting information storage unit 46b is obtained. While setting as confirmed, voting information is transmitted to the voting server 4 as a voting request (step S18). The voting server 4 that has received the voting request executes voting processing that the user has voted for the boat ticket based on the voting information that is the voting request (step S19). If there is no voting confirmation instruction (NO in step S17), the process in step S18 is not performed.

  Moving to FIG. 10, the race information processing unit 43d determines whether or not it is a race confirmation time (step S20), and if it is determined that it is a race confirmation time, information such as a race result and a payout amount is provided as race information. A request is made to the server 5 (step S21). The race information providing server 5 transmits information such as a race result and a payout amount (step S22). The race information processing unit 43d of the terminal 2 stores information such as the received race result and the payout amount in the race information storage unit 46c.

Next, the voting management unit 43b determines whether or not the race voted by the user is confirmed (step S23). When it is determined that the voting race is confirmed, the balance information processing unit 43e executes balance calculation (step S24), and transmits the balance of the day in the balance information to the advertisement information distribution server 6 via the network 8 ( Step S25).
On the other hand, when it is determined that the race determination time is not reached (NO in step S20), when it is determined that the voting race is not fixed (NO in step S23), the processing from step S15 is further executed.

  In the advertisement information distribution server 6, when the balance information receiving unit 13a receives the balance amount of the day, the advertisement information extraction unit 13c executes an advertisement information extraction process (step S26) described later, and the distribution unit 13d extracts the advertisement information. The advertisement information or product advertisement information extracted in the process is transmitted to the terminal 2 (step S27). Further, the distribution unit 13d transmits to the mobile terminal 9 the balance amount of the previous race of the user, the balance amount of the day, and the advertisement information or product advertisement information extracted in the advertisement information extraction process (step S28). In the present embodiment, the processing for the subsequent steps will be described as processing in the terminal 2. However, the portable terminal 9 can be executed in the portable terminal 9 by giving the portable terminal 9 the same function as the terminal 2.

  In the terminal 2, it is determined whether the advertisement information processing unit 43f has received the product advertisement information from the advertisement information distribution server 6 (step S29). If it is determined that the product advertisement information has been received, the display processing unit 47 is notified, and the display processing unit 47 causes the display device 41 to display a screen including the product advertisement information. In the present embodiment, product advertisement information is displayed in each of the advertisement information display areas 65 to 70 in the boat ticket purchase window 60 shown in FIG. 7 (step S30).

On the other hand, when the advertisement information is received without receiving the merchandise advertisement information, the display processing unit 47 displays a screen including the advertisement information on the display device 41 (step S300), and proceeds to step S42.
When the product advertisement information is displayed on the terminal 2, the advertisement information processing unit 43f determines whether or not to register and specify the product advertisement information displayed by the user operation of the input device 42 (step S31). Stored product advertisement information is stored in the advertisement history storage unit 46d (step S32). On the other hand, if there is no registration designation for product advertisement information (NO in step S31), the process in step S32 is not performed.

  Next, an instruction for requesting detailed information for the product advertisement information displayed by the display device 42 by the user operation of the input device 42 by the detail request receiving unit 43g, for example, for the advertisement information display areas 65 to 70 It is determined whether or not there has been a click operation (step S33). If there is a click on the product advertisement information, the detailed communication unit 43h transmits a request for detailed information about the clicked advertisement information to the advertisement information distribution server 6 (step S34). If there is no click on the product advertisement information (NO in step S33), the process proceeds to step S42.

  In the advertisement information distribution server 6, when the display request receiving unit 13 e receives a request for detailed display including the advertisement ID and the user ID from the terminal 2, the detailed request handling unit 13 f performs a predetermined rate for performing the decreasing rate execution process ( In this embodiment, it is determined whether or not one week has elapsed (step S35), and when it is determined that the predetermined period has elapsed, a decreasing rate change process is executed (step S36). On the other hand, if it is determined that the predetermined period has not elapsed, the process proceeds to step S37. Next, the detailed request handling unit 13f stores the received user ID, the advertisement ID, and the request date and time in the request history storage unit 16g, and stores the URL of the advertiser page of the product advertisement corresponding to the advertisement ID. It is acquired from the product advertisement information storage unit 16c (step S37) and transmitted to the terminal 2 (step S38).

  In the terminal 2, the detailed communication unit 43h receives the URL of the page from the advertisement information distribution server 6, and based on the URL, transmits a request for the advertisement page to the advertiser server 7 that stores the page of the URL. (Step S39). Receiving this request, the advertiser server 7 transmits the corresponding page to the requesting terminal 2 (step S40). The terminal 2 receives the advertisement page from the advertiser server 7, and causes the display processing unit 47 to display the advertisement page on the display device 41 (step S41). In addition, in the case of using another URL of the above-described embodiment, which is a URL for executing the purchase of a product such as a product on the detailed page of the advertiser server 7 or the lending of money or the like as the page information, the terminal The purchase of goods, the borrowing of money, etc. are performed by the user operation in 2.

Next, in the terminal 2, the voting management unit 43b determines whether or not the balance of the day satisfies the profit stop condition or the loss stop condition (step S42), and determines that the profit stop condition or the loss stop condition is satisfied. In step S43, the process ends, and the end of voting is notified to the voting server 4 (step S43). The voting server 4 that has received the notice of the end of the voting performs a payout process for paying out the payout for the user's vote (step S44). If there is a payout, the net bank server 3 is paid back to the user's account. A notification to be performed is transmitted (step S45). As a result, the net bank server 3 pays out dividends to the user's account.
On the other hand, if none of the stop conditions is satisfied in step S42, the processing from step S15 is further executed.

Next, the reference amount creation process in step S7 in the advertisement information distribution server 6 will be described. FIG. 12 is a flowchart of a reference amount creation process according to an embodiment of the present invention.
First, the reference amount creating unit 13b determines whether there is a user balance history (step S71). When there is a user balance history, the balance history is referred to and a period setting for creating the reference amount is executed (step S72).

  In the present embodiment, the period of the balance history referred to create the reference amount is one of 3 years, 1 year, 6 months, 3 months, 1 month, 1 week, 1 day, 1 hour. It can be selected and set. For example, in the case of a user who purchases a boat ticket or a betting ticket twice or three times a month, the period of the income and expenditure history to be referred to is set to 3 months, or the purchase of a boat ticket or a horse ticket is performed every day. In the case of a user who wants to do so, the balance history period to be referred to is set to one week, and is set for each user.

  In addition, referring to the balance history, for example, if there is a balance information on profits or losses of a predetermined number or more in the past week, the period for preparing the base amount is set to one week, and the predetermined number or more in the past week If there is no balance information on the profit or loss, it may be similarly determined whether there is balance information on a profit or loss of a predetermined number or more in the past month.

Subsequently, the user information storage unit 16a is referred to and it is determined whether or not the user's profit decreasing rate and loss decreasing rate are set (step S73). If it is determined that the user's profit reduction rate and loss reduction rate are set, a main reference amount is created based on the set profit reduction rate and loss reduction rate, and the second, third, fourth, and fifth A reference amount is also created (step S75). On the other hand, if it is determined that the decreasing rate is not set (NO in step S73), the user information statistics storage unit 16b is referred to, and the profit decreasing rate of other users whose age and gender match, A reference amount is created based on the median value of the loss declining rate (step S75).
When it is determined in step S71 that there is no user balance history, the reference amount is set to 0 (step S76).

Next, the advertisement information extraction process in step S26 in the advertisement information distribution server 6 will be described. FIG. 13 is a flowchart of advertisement information extraction processing according to an embodiment of the present invention.
The advertisement information extraction unit 13c adds the balance amount of the day received by the balance information reception unit 13a and the main reference amount stored in the advertisement extraction condition storage unit 16f, and the sum of the balance amount of the day and the main reference amount is It is determined whether or not either the profit suspension condition amount or the loss suspension condition amount is reached. That is, it is determined whether or not the advertisement switching condition is satisfied (step S261).

  If it is determined that the sum of the current balance amount and the main reference amount has reached the profit suspension condition amount or the loss suspension condition amount, it is determined whether or not the profit suspension condition amount has been reached (step S262). As a result, when it is determined that the sum of the balance of the day and the main reference amount has reached the profit suspension condition amount, the advertisement information extraction unit 13c stores the user's information stored in the user information storage unit 16a. By referring to the product price field 167c from the table of the product advertisement information storage unit 16c corresponding to age and gender, product advertisement information whose product price is within the sum of the balance of the day and the main reference amount is extracted (step S263). .

  In the present embodiment, it is assumed that the product price is extracted from the product advertisement that is closer to the sum of the balance amount on the day and the main reference amount, and extraction is performed until a predetermined number of product advertisements are extracted. The second, third, fourth, and fifth reference amounts are added to the balance amount on the same day as the main reference amount, and the product price is within the sum of the balance amount on the current day and the main reference amount. Extract advertising information. In the present embodiment, for example, when there is the same amount of product advertisement information, for example, the click rate field 171c is referred to, and product advertisement information with a high click rate is extracted.

  When it is determined that the sum of the balance amount on the day and the main reference amount has not reached the profit suspension condition amount, that is, it is determined that the loss suspension condition amount has been reached (NO in step S262), the advertising information The extraction unit 13c refers to the product price field 167c from the table of the product advertisement information storage unit 16c corresponding to the age and sex of the user stored in the user information storage unit 16a, and the product price includes a negative price. Advertisement information is extracted (step S264).

  On the other hand, when it is determined that the sum of the balance amount on the day and the main reference amount does not reach the profit suspension condition amount or the loss suspension condition amount (NO in step S261), the advertisement information extraction unit 13c It is determined whether or not the sum of the balance amount on the day and the main reference amount is> 0 (step S265).

  As a result, when it is determined that the sum of the balance amount and the main reference amount on the day is> 0, the advertisement information extraction unit 13c determines the age and sex of the user stored in the user information storage unit 16a. By referring to the product price field 167c from the corresponding table of the product advertisement information storage unit 16c, product advertisement information whose product price is within 1/2 of the sum of the current balance amount and the main reference amount is extracted (step S266). . When it is determined that the sum of the balance of the day and the main reference amount is not> 0, that is, it is determined that the sum of the balance of the day and the main reference amount ≦ 0, the advertisement information extraction unit 13c determines the user information Based on the above, advertisement information is extracted from the advertisement information storage unit 16d. (Step S267).

Next, a second embodiment of the present invention will be described with reference to FIGS.
Here, first, an outline of the invention according to the second embodiment will be described focusing on differences from the first embodiment.

  As described above, in the first embodiment, the profit stop condition amount or loss stop condition amount, which is a voting end condition input by an operation on the input device 42 of the user terminal 2, is used for the benefit or loss of the user. As a starting point, the advertisement extraction condition is switched depending on whether or not the sum of the balance of the day and the main reference amount exceeds this starting point.

  On the other hand, in the second embodiment, when the user purchases a product or the like in the past, the sum of the balance of the day and the main reference amount, the profit suspension condition amount at the time of product purchase, or the loss suspension Based on the relationship with the condition amount, a profit suspension condition amount or a loss suspension condition amount (hereinafter referred to as an advertisement switching profit amount and an advertisement switching loss amount, respectively) as the advertisement extraction switching condition on the race day for the user is calculated. As a starting point that the utility for the user's profit or loss starts to decrease, the advertisement extraction condition is switched depending on whether or not the sum of the balance of the day and the main reference amount exceeds this starting point. That is, in the second embodiment, when there is a history in which a user has purchased a product or the like by profit or profit / loss in a race in the past, the condition for extracting advertisement information is the advertisement switching profit amount or the advertisement switching loss amount. This is an advertisement information distribution system that reflects the difference in utility with respect to profit or loss for each user.

FIG. 14 is a diagram illustrating a configuration of the terminal 200 according to the second embodiment of the present invention, and the same components as those in the first embodiment are denoted by the same reference numerals and description thereof is omitted.
As shown in FIG. 14, the hard disk drive 46 of the terminal 200 is newly provided with a function as a product purchase history storage unit 46e.

  The merchandise purchase history storage unit 46e stores detailed information on merchandise advertisement information as merchandise purchase history information when the user makes a detailed request for the merchandise advertisement information and purchases a merchandise item on the displayed advertisement page. Specifically, the user ID that purchased the product etc., the date and time of purchase of the product etc., the sum of the balance and main amount on the day of purchase of the product etc., the profit suspension condition amount at the time of purchase of the product or loss stoppage The condition amount is stored in association with it.

  In addition, the merchandise purchase history storage unit 46e stores the merchandise etc. in association with the profit suspension condition amount when the added amount of the balance of the current day and the main reference amount at the time of merchandise purchase is a positive amount. In the case where the sum of the balance amount on the day at the time of purchase and the main reference amount is a negative amount, it is stored in association with the loss stop condition amount.

  Here, FIG. 15 is a diagram illustrating an example of product purchase history information for one user stored in the product purchase history unit. The product purchase history information in the uppermost row shown in FIG. 15 has the user ID “0521”, the date of purchase of the product etc. is “October 10, 2006”, and the balance of the day of purchase of the product etc. The amount added to the main reference amount is “+60,000 yen”, and the profit suspension condition amount at the time of purchasing the product is “100,000 yen”.

  Returning to FIG. 14, the CPU 43 in the second embodiment executes a program stored in the hard disk drive 46 to control the operation of each unit 44 to 50, and newly functions as an advertisement switching condition setting unit 43 i. Prepare.

  The advertisement switching condition setting unit 43i is based on the product purchase history information stored in the product purchase history storage unit 46e and the profit stop condition amount or loss stop condition amount of the day input by the user's input operation on the input device 42. The advertisement switching profit amount and the advertisement switching loss amount on the day of the race of the user are set.

Here, a setting example of the advertisement switching profit amount and the advertisement switching loss amount in the second embodiment will be described based on the example of the product purchase history information shown in FIG.
First, the merchandise purchase history information in the uppermost row of FIG. 15 shows that the sum of the balance of the day at the time of merchandise purchase and the main reference amount is “+60,000 yen”, and the profit suspension condition at the time of merchandise purchase, etc. It can be seen that the amount is “100,000 yen”, and the achievement ratio of the profit suspension condition amount at the time of purchasing the product is “60%”. Similarly, for the second, third, fourth, fifth, and sixth rows shown in the figure, when the achievement ratio for the profit suspension condition amount or the loss suspension condition at the time of purchasing the product is calculated, “50%”, “60%”, “ 120% "," 10% ", and" 20% "can be obtained. Subsequently, when the average achievement ratios for the profit suspension condition amount and the loss suspension condition amount at the time of purchase of the product or the like are calculated based on this, “60%” and “40%” can be obtained, respectively.

  Multiply the average achievement ratio for the profit suspension condition amount by the profit suspension condition amount entered by the user on the day, and multiply the average achievement ratio for the loss suspension condition amount by the loss suspension condition amount entered by the user on the day. By multiplying, the advertisement switching profit amount and the advertisement switching loss amount on the day of the race are set. For example, in this example, when the profit stop condition amount input by the user on the race day is 100,000 yen, the advertisement switching profit amount is +60,000 yen, and the loss stop condition amount input by the user on the race day is -5. In the case of 10,000 yen, the advertisement switching loss amount is -20,000 yen.

  According to this example, it can be seen that the user has a strong tendency to purchase goods etc. before reaching the profit stop condition amount set by himself / herself, and that the sensitivity to the profit in the race is greatly reduced. It can be seen that there is a strong tendency to purchase goods (for example, borrowing money etc.) before reaching the amount, and the sensitivity to loss in the race is also greatly reduced.

  As another example, when the average achievement ratio for the profit suspension condition amount and the loss suspension condition amount at the time of purchase of the product is calculated to be “95%” and “105%”, respectively, The reduction in sensitivity to profits and losses in races is small, and the relevant user will be able to receive a product when the sum of the main reference amount on the day of the race and the balance of payments on the day reaches the profit suspension condition amount or loss suspension condition amount. It can be inferred that purchases such as

  In addition, it is not restricted to said example and another example, In 2nd Embodiment, the ratio of the change of the utility with respect to the profit or loss in the race for every user is regarded as different for every user. Therefore, when the balance and utility changes are functionalized, they can be expressed not only by the function shown in FIG. 5 in the first embodiment but also by various functions.

  Next, the advertisement information distribution server in the second embodiment of the present invention will be described. Since the advertisement information distribution server in the second embodiment is not different from the first embodiment in configuration, only the points that function differently from the first embodiment will be described below with reference to FIG. The description will be made using the same numbers as those in the first embodiment.

  As illustrated in FIG. 2, the advertisement extraction condition storage unit 16 f receives and stores the advertisement switching profit amount and the advertisement switching loss amount set by the advertisement switching condition setting unit 43 i of the terminal 200. Further, the profit suspension condition amount and the loss suspension condition amount, which are advertisement extraction switching conditions when the advertisement switching profit amount and the advertisement switching loss amount are not set by the user, are received from the voting management unit 43b and stored.

  Further, the advertisement information extraction unit 13c includes the balance amount received on the day received by the balance information reception unit 13a, each reference amount stored in the advertisement extraction condition storage unit 16f, and the advertisement profit switching amount or the profit suspension condition amount on the day. The product advertisement information is extracted from the product advertisement information storage unit 16c based on the advertisement loss switching amount or the loss stop condition amount on that day.

  The outline of product advertisement information extraction is the same as in the first embodiment. However, in the second embodiment, when the advertising profit switching amount or the advertising loss switching amount is set, the balance of the day Judgment whether the amount added to the main reference amount exceeds the advertising profit switching amount or the advertising loss switching amount, and if the advertising profit switching amount or the advertising loss switching amount is not set, the profit is stopped on the day It is determined whether the condition amount or the loss suspension condition amount is exceeded.

  When the advertising profit switching amount or the current profit suspension condition amount is exceeded, the product price has a predetermined relationship with the sum of the current balance amount and the main base amount (for example, the product price is the current balance amount and the main base amount) Product advertisement information within the sum of the amount) is extracted. On the other hand, if the balance of the current day's balance and the main standard amount is a positive amount, but if the advertising profit switching amount or the current profit suspension condition amount is not exceeded, the sum of the current balance's amount and the main base amount Product advertisement information with a predetermined relationship between the product price (for example, the product price is within 1/2 of the sum of the balance of the day and the main reference amount) is extracted.

  In addition, if the result of adding the balance amount of the day and the main reference amount exceeds the advertisement loss switching amount or the loss stop condition amount of the day, the product advertisement including a negative price in the product price field 167c (see FIG. 3) Extract information. On the other hand, when the sum of the balance of payment on the day and the main reference amount is a minus amount, but does not exceed the amount of change in advertising loss or the amount of loss stop condition on the day, the advertisement information storage unit 16d makes an advertisement based on the user information. Extract information.

  Thus, when there is a purchase history of a product or the like in the past, the advertisement switching profit amount and the advertisement switching loss amount on the day of the race are set based on the product purchase history information, and the advertisement switching profit amount and the advertisement switching loss amount are set. By switching advertisement extraction conditions to the starting point, advertisements can be provided at effective timing for each user.

  For example, for users who have a strong tendency to purchase products before reaching the profit suspension condition amount in the past, the advertisement switching profit amount can be set reflecting this tendency, At the time of exceeding, the effect that is likely to lead to the purchase of products, etc., even when product advertisement information such as relatively expensive products is extracted, for example, than before the advertisement switching profit amount is exceeded Creative advertisements can be provided.

  Next, advertisement information distribution processing in the advertisement information distribution system of the second embodiment will be described with reference to FIGS. FIG. 16 is a first sequence diagram of advertisement information distribution processing according to the second embodiment of the present invention, and FIG. 17 is a second sequence of advertisement information distribution processing according to the second embodiment of the present invention. FIG. 18 is a third sequence diagram of the advertisement information distribution process according to the second embodiment of the present invention. FIG. 19 is a flowchart of the advertisement switching amount setting process according to the second embodiment of the present invention. A description of the case where the same processing as that of the first embodiment is performed will be omitted, and only the advertisement switching amount setting processing in step 104 will be described in detail with reference to FIG.

  First, in steps S101 to S103 in FIG. 16, processing similar to that in the first embodiment is performed. In step S104, the voting management unit 43b and the advertisement switching condition setting unit 43i perform an advertisement switching amount setting process shown in FIG.

  As shown in FIG. 19, the voting management unit 43b determines whether or not the profit stop condition amount or the loss stop condition amount is set as a voting end condition in the voting information storage unit 46b (step S1041). When it is determined that the profit suspension condition amount or the loss suspension condition amount is set (YES in step S1041), the advertisement switching condition setting unit 43i refers to the product purchase history storage unit 46e and is associated with the profit suspension condition amount. It is determined whether the product purchase history information and the product purchase history information associated with the loss stop condition amount are stored at least one by one (step S1042). As a result, when it is determined that there is product purchase history information (YES in step S1042), the advertisement switching condition setting unit 43i calculates the advertisement switching profit amount and the advertisement switching loss amount and sets them as the advertisement extraction switching condition (step S1043). ).

  On the other hand, when it is determined that there is no merchandise purchase history information (NO in step S1042), the voting management unit 43b sets the profit suspension condition amount or the loss suspension condition amount input by the user as the advertisement extraction switching condition (step S1044). In addition, when the voting management unit 43b determines that the profit stop condition amount or the loss stop condition amount is not set as the voting end condition in the voting information storage unit 46b (NO in step S1041), the advertisement extraction switching condition Proceed to the next step without setting.

  Subsequently, returning to FIG. 16, the advertisement extraction switching condition set by the advertisement switching amount setting process and the information not to set the advertisement extraction switching condition are transmitted to the advertisement information distribution server 6 (step S105). Thereafter, processing similar to that of the first embodiment is performed from step S106 to step S125 of FIG. In step S126, the advertisement information extraction unit 13c performs an advertisement information extraction process.

  Here, in the advertisement information extraction process in the second embodiment, when the advertisement information extraction unit 13c sets the advertisement switching profit amount or the advertisement switching loss amount as the advertisement extraction switching condition, The only difference from the advertisement information extraction process in the first embodiment is that it is determined whether or not the amount added to the reference amount exceeds the advertisement switching profit amount or the advertisement switching loss amount. Except for this point, the processing is performed in the same manner as in the first embodiment, and a description thereof will be omitted. Thereafter, processing similar to that in the first embodiment is performed from step S127 to step S146 in FIG.

Next, a third embodiment of the present invention will be described with reference to FIGS.
Here, first, an outline of the invention according to the third embodiment will be described focusing on features in the third embodiment.

  In the third embodiment, a user is notified of purchase prior to the purchase of a voted ticket, and virtual balance information is created based on race information (odds, etc.) at the time of purchase notification. The advertisement information is extracted based on the virtual balance information. In addition, after the race is over and the race result has not been finalized, the provisional race result is notified to the user, and virtual balance information is created based on the final confirmed race information at the start of the race. Advertisement information is extracted based on the information.

FIG. 20 is a diagram illustrating the configuration of the terminal 300 according to the third embodiment of the present invention. The same components as those in the first embodiment are denoted by the same reference numerals and description thereof is omitted.
The CPU 43 in the third embodiment executes a program stored in the hard disk drive 46 to control the operation of each unit 44 to 50 and newly has a function as a virtual balance creation unit 43j.

  The virtual balance creation unit 43j receives a purchase advance notice from the voting server 4 before voting, and creates a virtual balance amount based on the race information at the time of the purchase advance notice. The virtual balance creation unit 43j creates a virtual balance amount based on race information after the end of the race and before the race result is finalized.

Here, an example of creating a virtual balance amount according to the third embodiment will be described.
First, for the virtual balance amount at the time of the purchase notice, the amount obtained by subtracting the voting amount of the ticket from the amount that will yield the most profit among the voted tickets based on the race information at the time of the purchase notice. The virtual balance amount.

In addition, the virtual balance at the end of the race before the race result is finalized is obtained by subtracting the vote of the boat ticket from the payout amount in the middle of the ticket based on the provisional race result at the end of the race. The amount to be paid is assumed to be a virtual balance. Based on the preliminary race results at the end of the race, if there is no payout due to the hit of the boat ticket, that is, if all the voting purchases are not hit, Let the voting amount of the ticket be a negative virtual balance.
Note that the example of creating the virtual balance amount is not limited to the above example. For example, at the time of the purchase notice notice, the profit amount obtained when the highest paying boat ticket hits is used as the virtual balance amount. Also good.

  The race information processing unit 43d acquires race information from the race information providing server 5 via the network 8, and stores the race information in the race information storage unit 46c. In the third embodiment, after the execution of a program (voting software) for voting in the terminal 2 is started, when the purchase notice notice from the voting server 4 is reached, when each race is finished, Race information is acquired when the race result of the race becomes final information.

  Next, an advertisement information distribution server in the third embodiment of the present invention will be described. Since the advertisement information distribution server in the third embodiment is not different from the first embodiment in configuration, only the points that function differently from the first embodiment will be described with reference to FIG. The same number as that in the embodiment will be described.

  The balance information receiving unit 13 a receives the user balance information and virtual balance information transmitted from the terminal 2. In the present embodiment, the user ID indicating the user, the balance amount of the previous race of the user, the balance amount of the day, the virtual balance amount at the time of the purchase advance notice, and the virtual balance amount at the end of the race are received. .

  The advertisement information extraction unit 13c includes the balance amount received by the balance information reception unit 13a, each reference amount stored in the advertisement extraction condition storage unit 16f, the virtual balance amount at the time of purchase advance notice, and the end of the race. Product advertisement information is extracted from the product advertisement information storage unit 16c based on the virtual balance amount and the profit suspension condition amount or loss suspension condition amount on the day.

  The outline of the product advertisement information extraction is the same as in the first embodiment, but in the third embodiment, the advertisement information is extracted based on the virtual balance at each time point. That is, it is determined whether or not the sum of the received virtual balance amount and the main reference amount exceeds the profit suspension condition amount or loss suspension condition amount on that day.

  When the sum of the virtual balance amount and the main base amount exceeds the profit suspension condition amount on the day, the product price has a predetermined relationship with the sum of the virtual balance amount and the main base amount (for example, the product price is virtual) Product advertisement information (within the sum of the balance amount and the main reference amount) is extracted. On the other hand, if the sum of the virtual balance amount and the main base amount is a positive amount, but the amount of profit stoppage on that day is not exceeded, the product price is set to the sum of the virtual balance amount and the main base amount. (For example, the product price is within 1/2 of the sum of the balance amount and the main reference amount on the day).

  Further, as a result of adding the virtual balance amount and the main reference amount, if the loss stop condition amount on that day is exceeded, product advertisement information including a negative price in the product price field 167c (see FIG. 3) is extracted. On the other hand, if the sum of the virtual balance amount and the main reference amount is a negative amount, but does not exceed the loss stop condition amount on that day, the advertisement information is extracted from the advertisement information storage unit 16d based on the user information. In this way, advertising information corresponding to future profits or losses can be provided at the timing when the user has an expectation for the profit that will be obtained in the future, or at the timing when the loss that may occur in the future is expected. It can be provided, and it can be said that there is a high possibility that it will lead to the purchase of goods and the like. In addition, the purchase notice notification time is, for example, a timing when the user confirms the content of the vote, and the interest in the content of the vote is high, and the end of the race is, for example, a time when the interest in the race result is high. By providing product advertisement information and advertisement information, it can be said that there is a high possibility that the advertisement provided at this time will be noticed by the user.

  Next, advertisement information distribution processing in the advertisement information distribution system according to the third embodiment will be described with reference to FIGS. FIG. 21 is a first sequence diagram of advertisement information distribution processing according to the third embodiment of the present invention, and FIG. 22 is a second sequence of advertisement information distribution processing according to the third embodiment of the present invention. FIG. 23 is a third sequence diagram of the advertisement information distribution process according to the third embodiment of the present invention, and FIG. 24 is a flowchart of the advertisement information distribution process according to the third embodiment of the present invention. FIG. 25 is a fourth sequence diagram, and FIG. 25 is a fifth sequence diagram of the advertisement information distribution process according to the third embodiment of the present invention. In addition, the description about the case where the same process as 1st Embodiment is performed is abbreviate | omitted and demonstrated.

First, from step S301 to step S317 in FIG. 21, the same processing as in the first embodiment is performed.
Subsequently, moving to FIG. 22, when voting is confirmed in step S317, the voting information stored in the voting information storage unit 46b is set as once confirmed and transmitted to the voting server 4 as voting information ( Step S318). On the other hand, if voting is not confirmed (NO in step S317), the process returns to step S315.

  Next, the race information providing server 5 notifies the voting server 4 before a predetermined start of each race (for example, 10 minutes before the voting deadline). The race information providing server 5 transmits the latest race information at the current time to the terminal 2. In the voting server 4 that has received the predetermined pre-notification, the terminal 2 is notified of a purchase advance notice for voting for a boat ticket based on the received voting information (step S321). The virtual balance creation unit 43j that has received the purchase advance notice creates a virtual balance based on the latest race information received from the race information providing server 5 (step S322) and transmits it to the advertisement information distribution server 6 (step S323). .

  In the advertisement information distribution server 6, when the balance information receiving unit 13a receives the virtual balance amount, the advertisement information extraction unit 13c executes the advertisement information extraction process based on the virtual balance amount as described above (step S324). The distribution unit 13d transmits the advertisement information or product advertisement information extracted in the advertisement information extraction process to the terminal 2 (step S325).

  In the terminal 2, the advertisement information processing unit 43f notifies the display processing unit 47, and the display processing unit 47 causes the display device 41 to display the product advertisement information received from the advertisement information distribution server 6 or a screen including the advertisement information ( Step S326).

  Next, whether the detailed request receiving unit 43g has received an instruction for requesting detailed information for the product advertisement information or the advertisement information displayed by the display device 42 by the user operation of the input device 42, for example, a click operation. Determination is made (step S327). If there is a click, the detailed communication unit 43h transmits the clicked product advertisement information or a request for detailed information about the advertisement information to the advertisement information distribution server 6 (step S328). If there is no click on the product advertisement information (NO in step S327), the process proceeds to step S334.

  In the advertisement information distribution server 6 that has received the detail request, the detail request handling unit 13f stores the received user ID, the advertisement ID, and the request date and time in association with each other in the request history storage unit 16g, corresponding to the advertisement ID. The URL of the advertiser page to be acquired is acquired and transmitted to the terminal 2 (step S330).

  In the terminal 2, the detailed communication unit 43h receives the URL of the page from the advertisement information distribution server 6, and based on the URL, transmits a request for the advertisement page to the advertiser server 7 that stores the page of the URL. (Step S331). Upon receiving this request, the advertiser server 7 transmits the corresponding page to the requesting terminal 2 (step S332). The terminal 2 receives the advertisement page from the advertiser server 7, and causes the display processing unit 47 to display the advertisement page on the display device 41 (step S333).

  Subsequently, moving to FIG. 23, the voting management unit 43b determines whether or not the voting final decision has been made by the user operation of the input device 42 (step S334). The voting information stored in the storage unit 46b is set as finally confirmed, and the voting information is transmitted to the voting server 4 as a voting request (step S335). In the voting server 4 that has received the voting request, the voting process that the user has voted for the boat ticket is executed based on the voting information that is the voting request (step S336), and the voting is completed for the terminal 2 A notification to that effect has been made (step S337). If the final vote has not been confirmed (NO in step S334), it is determined that the vote has been canceled and the process returns to step S315.

  Next, the race information providing server 5 transmits to the terminal 2 a provisional race result after the race is finished but before the result is determined (step S338). When the provisional race result is received, in the terminal 2, the voting management unit 43b determines whether or not the race voted by the user has ended (step S339). If it is determined that the race voted by the user has ended, the virtual balance generation unit 43j creates a virtual balance amount based on the provisional race result received from the race information providing server 5 (step S340), and distributes advertisement information. It transmits to the server 6 (step S341).

  The subsequent processing in steps S342 to S351 is the same as the processing in steps S324 to S333, and the description thereof is omitted. Next, moving to FIG. 24, the race information providing server 5 transmits information such as the determined race result and the payout amount to the terminal 2 (step S352). Note that the processing from step S353 to step S376 in FIG. 25 is the same as that in the first embodiment, and a description thereof will be omitted.

  Although the present invention has been described based on the embodiments, the present invention is not limited to the above-described embodiments, and can be applied to various other modes.

  In the above embodiment, the balance information in boat racing is used. However, for example, balance information regarding other public gambling such as horse racing, bicycle race, auto racing, etc. may be used. You may use balance information on transactions, etc., may be balance information in online casinos, you may use balance information such as lottery, sports promotion lottery, number selection type lottery, etc. In addition, income and expenditure information such as a household account book, a pachinko gaming machine, a spinning machine, a casino (land casino) may be used. In addition, advertisement balance information when an advertisement such as an Internet advertisement is placed may be used. Further, not only one of the above-described one balance information, but also balance information obtained by integrating the balance information for at least any two of the objects may be used.

  Among these, for example, in stock trading and foreign exchange trading, unrealized gains and unrealized losses occur in stocks and currencies purchased with stock prices and exchange rates that change every day, but as income and expenditure information used in the advertising information distribution system of the present invention Therefore, it is preferable to acquire balance information on a settlement basis without considering these unrealized gains and unrealized losses. It will be easier to deliver advertisements in a timely manner according to the timing of online payments, etc., and the user's satisfaction and loss will be realized by the actual (realized) balance of payments. This is because it is easy to distribute advertisements. That is, for example, if a stock is sold, when a gain or loss between the selling price and the purchase price occurs, or if it is a foreign exchange, the position of buying or selling the currency is settled and the foreign exchange gain or loss is It is only necessary to acquire balance information based on the time of occurrence. However, on the contrary, it is also conceivable to calculate unrealized gains and unrealized losses at certain reference times and incorporate them into the balance information, and such processing is also within the scope of the present invention.

  Among these, advertising balance information such as Internet advertising refers to the advertising cost when an advertiser places an advertisement and the sales amount when Internet users purchase products or services that are subject to advertisement through advertising. It means a profit or loss. Further, the advertising cost may include a success fee paid to an advertising medium provider that provides an advertising medium for advertising.

  Further, in the advertisement information distribution system of the present invention, when the advertisement balance information is used as the balance information, the advertisement information provided to the user is not advertisement information such as products but provides information about the advertisement medium. .

  In the above embodiment, the balance information is derived on the terminal 2 side of the user and transmitted to the advertisement information distribution server 6. However, the present invention is not limited to this, for example, like the voting server 4 The balance information may be passed to the advertisement information distribution server 6 from the transaction server side that provides a transaction that actually generates a balance for the user.

  In the above embodiment, the balance information is derived on the terminal 2 side of the user and transmitted to the advertisement information distribution server 6. However, the present invention is not limited to this. By transmitting the user's balance information to a cashing server that lends money, etc., and providing the same function as the advertisement information distribution server 6 in the above embodiment in the product purchase server or cashing server, the user terminal 2 or You may comprise so that the information regarding purchase of goods etc. may be provided directly with respect to the portable terminal 9. FIG. In the above embodiment, the balance amount is used as the balance information. However, the present invention is not limited to this, and only the income amount or the expenditure amount may be used.

  Further, in the above embodiment, the actual currency amount is used as the balance information. However, the present invention is not limited to this, and the points having a monetary value, the number of balls in the pachinko, the medal in the revolving game machine It may have a monetary value such as a number.

  Also, in the above embodiment, when product advertisement information is extracted, if the sum of the balance of payment on the day and the main base amount exceeds the profit suspension condition amount, within the sum of the balance of the day and the main base amount Product advertising information for the current day, and if the sum of the balance of the day and the main base amount does not exceed the profit suspension condition amount, within 1/2 of the sum of the balance of the day and the main base amount The product advertisement information is extracted, but the present invention is not limited to this. For example, when the sum of the balance of the day and the main reference amount exceeds the profit suspension condition amount, the balance of the day and the main basis If you want to extract product advertisement information that is equal to or greater than the sum of the amount, or if the sum of the balance of the day and the main base amount does not exceed the profit suspension condition amount, the sum of the balance of the day and the main base amount It may be possible to extract product advertisement information within 1/3 or 1/4 of At the timing when the sum of the balance of the day and the main base amount exceeds the profit suspension condition amount and the utility for the user's profit is low, compared to the case where the sum of the balance of the day and the main base amount is not exceeded In the case where a high-priced product is provided, and the sum of the balance of payment on the day and the main base amount does not exceed the profit suspension condition amount, the price of the product, etc. is lower than the sum of the balance of the day and the main base amount Any product advertisement information may be extracted.

  In the above embodiment, the user issues a purchase instruction to the terminal 2 and the terminal 2 purchases the boat ticket by transmitting the vote instruction to the voting server 4. 2 may set the contents of the vote for the automatic purchase setting server, and the automatic purchase setting server may purchase a boat ticket by transmitting a vote instruction to the vote server 4.

  Further, in the above embodiment, the net bank server 3 is requested to transfer money from the user's deposit account to the user's voting account in the voting server 4. When the user has a dedicated account for voting of a predetermined bank (for example, a major city bank), the voting server 4 uses the user's dedicated account for voting to perform processing such as purchasing a ticket. Since it can be executed, it is not necessary to make a remittance request to the net bank server 3.

It is a lineblock diagram of an advertising information distribution system concerning an embodiment of the present invention. It is a lineblock diagram of an advertising information distribution server concerning an embodiment of the present invention. It is a figure which shows an example of the advertisement which concerns on embodiment of this invention. It is a figure shown about the example of preparation of the reference amount which concerns on embodiment of this invention. It is a figure which shows an example of the advertisement extraction which concerns on embodiment of this invention. It is a block diagram of the terminal which concerns on embodiment of this invention. It is a figure which shows the boat ticket purchase window which concerns on embodiment of this invention. It is a figure which shows the voting end condition setting window which concerns on embodiment of this invention. It is a 1st sequence diagram of an advertising information delivery process concerning an embodiment of the present invention. It is a 2nd sequence diagram of the advertisement information delivery process which concerns on embodiment of this invention. It is a 3rd sequence diagram of the advertisement information delivery process which concerns on embodiment of this invention. It is a flowchart of the reference amount creation processing according to the embodiment of the present invention. It is a flowchart of the advertisement information extraction process which concerns on embodiment of this invention. It is a block diagram of the terminal which concerns on the 2nd Embodiment of this invention. It is a figure which shows the example of the merchandise purchase history information about one user memorize | stored in the merchandise purchase history part which concerns on the 2nd Embodiment of this invention. It is a 1st sequence diagram of the advertisement information delivery process which concerns on the 2nd Embodiment of this invention. It is a 2nd sequence diagram of the advertisement information delivery process which concerns on the 2nd Embodiment of this invention. It is a 3rd sequence diagram of the advertisement information delivery process which concerns on the 2nd Embodiment of this invention. It is a flowchart of the advertisement switching amount setting process which concerns on the 2nd Embodiment of this invention. It is a block diagram of the terminal which concerns on the 3rd Embodiment of this invention. It is a 1st sequence diagram of an advertising information delivery process concerning a 3rd embodiment of the present invention. It is a 2nd sequence diagram of the advertisement information delivery process which concerns on the 3rd Embodiment of this invention. It is a 3rd sequence diagram of the advertisement information delivery process which concerns on the 3rd Embodiment of this invention. It is a 4th sequence diagram of the advertisement information delivery process which concerns on the 3rd Embodiment of this invention. It is a 5th sequence diagram of an advertising information delivery process concerning a 3rd embodiment of the present invention.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 1 Advertising information delivery system, 2 terminal, 3 Net bank server, 4 Voting server, 5 Race information provision server, 6 Advertising information delivery server, 7 Advertiser server, 8 Mobile terminal 9, Network, 10 Server body, 11 Display device, 12 input device, 13 CPU, 13a balance information receiving unit, 13b reference amount creating unit, 13c advertisement information extracting unit, 13d distributing unit, 13e display request receiving unit, 13f display request responding unit, 14 ROM, 15 RAM, 16 hard disk drive , 16a User information storage unit, 16b User information statistics storage unit, 16c Product advertisement information storage unit, 16d Advertisement information storage unit, 16e Decrease rate storage unit, 16f Advertisement extraction condition storage unit, 16g Request history storage unit, 17 Display processing unit , 18 input interface, 19 combo drive, 20 Section interface, 21 bus, 22 recording medium, 40 server body, 41 display device, 42 input device, 43 CPU, 43a balance history communication section, 43b vote management section, 43c deposit processing section, 43d race information processing section, 43e balance information Processing unit, 43f Advertising information processing unit, 43g Detailed request receiving unit, 43h Detailed communication unit, 43i Advertisement switching condition setting unit, 43j Virtual balance creation unit, 43h Detailed communication unit 44 ROM, 45 RAM, 46 Hard disk drive, 46a Balance history Storage unit, 46b Voting information storage unit, 46c Race information storage unit, 46d Advertisement history storage unit, 46e Product purchase history storage unit, 47 Display processing unit, 48 Input interface, 49 Combo drive, 50 External interface, 51 Bus, 52 Recording Media, 60 boats purchased Indou, 70 voting termination condition setting window.

Claims (9)

An advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal,
The terminal includes an input device that accepts an operation by a user;
Instruction accepting means for accepting a purchase instruction for a predetermined target by a user operation on the input device;
Purchase information storage means for storing the received purchase information;
Profit and loss information communication means for receiving profits and losses resulting from the purchase of the predetermined target;
Balance information deriving means for calculating the balance information of the user based on the profit / loss information,
A balance history storage means for storing a balance history of a user related to the predetermined object;
Transmitting means for transmitting the balance information and the balance history of the user related to the predetermined target to the advertisement information distribution server;
The advertisement information distribution server is
Advertisement storage means for storing the advertisement information;
Balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal;
A decreasing and increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to the predetermined object;
Reference value creating means for receiving the balance history of the user related to the predetermined target, and creating a reference value using the decreasing rate or increasing rate for past balance information in the balance history;
Advertisement information extraction means for extracting the advertisement information from the advertisement storage means;
Distribution means for distributing the extracted advertisement information to the terminal;
The advertisement information distribution system, wherein the advertisement information extraction unit extracts advertisement information associated with a predetermined amount with an amount indicated by the balance information starting from the reference value. An advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal,
The terminal includes an input device that accepts an operation by a user;
Instruction accepting means for accepting a purchase instruction for a predetermined target by a user operation on the input device;
A purchase end condition receiving means for receiving a purchase end condition for ending the purchase when the amount indicated by the balance information related to the predetermined target reaches a predetermined amount;
Purchase information storage means for storing the received purchase information;
Profit and loss information communication means for receiving profits and losses resulting from the purchase of the predetermined target;
Balance information deriving means for calculating balance information of a user related to the predetermined object based on the profit / loss information;
A balance history storage means for storing a balance history of a user related to the predetermined object;
Transmission means for transmitting the balance information, balance history, and purchase end condition of the user related to the predetermined target to the advertisement information distribution server;
The advertisement information distribution server is
Advertisement storage means for storing the advertisement information;
Balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal;
A decreasing and increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to the predetermined object;
A reference value creating means for receiving the balance history of the user related to the predetermined target, and creating a reference value using the diminishing rate or the increasing rate for the past balance information in the balance history;
Advertisement information extraction means for extracting advertisement information from the advertisement storage means;
Distribution means for distributing the extracted advertisement information to the terminal;
The advertisement information extracting means sets conditions for extracting advertisement information from the advertisement storage means when the amount indicated by the balance information starting from the reference value satisfies the purchase end condition and when it does not satisfy the purchase end condition. An advertisement information distribution system characterized by different conditions. The advertisement storage means is first advertisement storage means for storing advertisement information including product price information, and second advertisement storage means for storing advertisement information not including product price information,
The purchase termination condition includes a profit suspension condition for terminating the purchase when the amount indicated by the balance information related to the predetermined target reaches a predetermined profit amount input by a user operation on the input device, and the predetermined condition A loss stop condition that terminates the purchase when the amount indicated by the balance information related to the target reaches a predetermined loss amount input by a user operation on the input device,
When the amount indicated by the balance information starting from the reference value satisfies the profit suspension condition, the reference value is set as the starting point from the first advertisement storage means for storing advertisement information including the amount information of the product. A first advertisement extraction condition for extracting advertisement information of a product including the amount information associated with the amount indicated by the balance information in a predetermined relationship;
When the amount indicated by the balance information starting from the reference value satisfies the loss stop condition,
Extracting the advertisement information based on the second advertisement extraction condition for extracting the advertisement information of the product including the minus amount information from the first advertisement storing means for storing the advertisement information including the amount information of the product. The advertisement information distribution system according to claim 2, wherein Furthermore, when the amount indicated by the balance information starting from the reference value is a profit amount and does not satisfy the profit suspension condition, from the first advertisement storage means for storing advertisement information including the amount information of the product, A third advertisement extraction condition for extracting advertisement information of a product with a smaller proportion of the amount information of the product than the first advertisement extraction condition with respect to the amount indicated by the balance information starting from the reference value; ,
When the amount indicated by the balance information starting from the reference value is a loss amount and does not satisfy the loss stop condition, the advertisement information is stored by the second advertisement storage means for storing advertisement information not including the amount information of the product. The advertisement information distribution system according to claim 3, wherein advertisement information is extracted based on a fourth advertisement extraction condition for extracting the advertisement information. The reference value creating means receives the balance history of the user related to the predetermined target, creates a main reference value using a decreasing rate or increasing rate for past balance information in the balance history, and at least A second reference value is created using a decreasing rate or increasing rate obtained by changing the one decreasing rate or increasing rate by a predetermined ratio,
The advertisement information extracting means extracts advertisement information associated with a predetermined amount with an amount indicated by the balance information with the main reference value as a starting point, and the balance with the second reference value as a starting point. The advertisement information distribution system according to any one of claims 1 to 5, wherein advertisement information associated with an amount of money indicated by information in a predetermined relationship is extracted.   A predetermined period of time for advertisement information extracted based on the amount indicated by the balance information starting from the main reference value and advertisement information extracted based on the amount indicated by the balance information starting from the second reference value A determination means for determining a ratio of detailed display requests for requesting detailed display of advertisement information within a predetermined period every time, and a reference value used for extracting advertisement information having the highest ratio of detailed display requests by the determination means The advertisement information distribution system according to claim 5, wherein advertisement information is extracted as a main reference value. Advertisement storage means for storing advertisement information;
Balance information receiving means for receiving balance information of a user related to a predetermined target from a terminal via a network;
A decreasing and increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to the predetermined object;
Reference value creating means for receiving the balance history of a user related to the predetermined object from a terminal via a network and creating a reference value for the past balance information in the balance history using the decreasing rate or increasing rate; ,
Advertisement information extraction means for extracting the advertisement information from the advertisement storage means;
Distribution means for distributing the extracted advertisement information to the terminal;
The advertisement information distribution server, wherein the advertisement information extraction unit extracts advertisement information associated with a predetermined amount with an amount indicated by the balance information starting from the reference value. An advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal,
The terminal includes an input device that accepts an operation by a user;
Instruction accepting means for accepting a purchase instruction for a predetermined target by a user operation on the input device;
Purchase information storage means for storing the received purchase information;
Profit and loss information communication means for receiving profits and losses resulting from the purchase of the predetermined target;
Balance information deriving means for calculating the balance information of the user based on the profit / loss information,
Based on the profit / loss information, a virtual balance creating means for creating virtual balance information of the user before the profit and loss amount related to the predetermined object is determined;
A balance history storage means for storing a balance history of a user related to the predetermined object;
Transmitting means for transmitting the balance information and the balance history of the user related to the predetermined target to the advertisement information distribution server;
The advertisement information distribution server is
Advertisement storage means for storing the advertisement information;
Balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal;
A decreasing and increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to the predetermined object;
A reference value creating means for receiving the balance history of the user related to the predetermined target, and creating a reference value using the diminishing rate or the increasing rate for the past balance information in the balance history;
Advertisement information extraction means for extracting the advertisement information from the advertisement storage means;
Distribution means for distributing the extracted advertisement information to the terminal;
The advertisement information distribution system, wherein the advertisement information extraction unit extracts advertisement information associated with a predetermined amount of money indicated by the virtual balance information starting from the reference value. An advertisement information distribution system having a terminal that can be used by a user and an advertisement information distribution server that distributes advertisement information to the terminal,
The terminal includes an input device that accepts an operation by a user;
Instruction accepting means for accepting a purchase instruction for a predetermined target by a user operation on the input device;
A purchase end condition receiving means for receiving a purchase end condition for ending the purchase when the amount indicated by the balance information related to the predetermined target reaches a predetermined amount;
Purchase information storage means for storing the received purchase information;
Profit and loss information communication means for receiving profits and losses resulting from the purchase of the predetermined target;
Balance information deriving means for calculating balance information of a user related to the predetermined object based on the profit / loss information;
Based on the profit / loss information, a virtual balance creating means for creating virtual balance information of the user before the profit and loss amount related to the predetermined object is determined;
A balance history storage means for storing a balance history of a user related to the predetermined object;
Transmission means for transmitting the balance information of the user related to the predetermined object, the balance history, and the purchase end condition to the advertisement information distribution server;
The advertisement information distribution server is
Advertisement storage means for storing the advertisement information;
Balance information receiving means for receiving the balance information of the user related to the predetermined target from the terminal;
A decreasing and increasing rate storage means for storing a decreasing rate and increasing rate for past balance information related to the predetermined object;
A reference value creating means for receiving the balance history of the user related to the predetermined target, and creating a reference value using the diminishing rate or the increasing rate for the past balance information in the balance history;
Advertisement information extraction means for extracting advertisement information from the advertisement storage means;
Distribution means for distributing the extracted advertisement information to the terminal;
The advertisement information extraction means is for extracting advertisement information from the advertisement storage means when the amount indicated by the virtual balance information starting from the reference value satisfies the purchase end condition and when it does not satisfy the purchase end condition. An advertisement information distribution system characterized in that the conditions are different conditions.

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