JP2005251094A - System for issuing credit card with commuter pass, and the credit card with commuter pass - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a card with the functions of commuter pass, as well as which prevents existence of duplication of the commuter pass function prior to expiration dates for both features. <P>SOLUTION: When an existing "SUICA(R)" commuter pass and non-active card are inserted into a POS terminal 13 (S1d), the POS terminal 13 makes reference to an ID administrative station server 21 about the information of the pass and card (S2d), and an ID administrative center server 22 makes verification (S3d). If this is verified, the POS terminal 13 activates the non-active card, and the SUICA commuter pass is invalided (S4d). The amount of deposit stored in the SUICA commuter pass is refunded to a user, and the invalidated SUICA commuter pass is collected (S5d). Activated SUICA commuter pass is given to the user through the POS terminal 13(S7d). The SUICA commuter pass can be activated, to be used as a credit card. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention relates to a credit card issuing system with a commuter pass for issuing a credit card with a commuter pass by an IC card in which a commuter pass and a credit card are integrated, and particularly to a credit card with a commuter pass generated by this system. The present invention relates to a credit card issuing system with a commuter pass and a credit card with a commuter pass for issuing a credit card with a commuter pass using a railway IC card used in a railway organization.

  Conventionally, a credit card has been issued using a plastic card having a magnetic stripe in which data such as a membership number is written. In addition, an IC card in which an IC (Integrated Circuit) chip having a larger storage capacity is embedded is applied to a credit card. Usually, such a credit card is issued as a credit card. In recent years, a credit card with a commuter pass has been issued that integrates the functions of a credit card (hereinafter referred to as a credit function) and functions such as a commuter pass and a boarding pass for transportation (hereinafter referred to as a commuter pass function). It is possible. Such a credit card with a commuter pass can be used for entrance / exit at the ticket gates of transportation facilities, continued purchase of commuter pass at the station, purchase of tickets such as ordinary tickets and express tickets, or charge of the balance to the stored fair card, station Since shopping at an in-store can be performed with a single card, it is not necessary for the customer to insert and remove many types of cards one by one, and convenience is further improved.

  In particular, in recent years, automatic ticket gate systems using recyclable IC cards have begun to be used in railway companies and the like. In the following description, such an IC card is referred to as a railway IC card. IC cards for railways are called “watermelon commuter pass (registered trademark)” in which money amount information for prepaid a ticket together with commuter pass information is written, for example, as a prepaid type ticket that also serves as a commuter pass It has begun to spread widely. When such a railway IC card (that is, a watermelon commuter pass (registered trademark)) is used as a ticket, if a predetermined amount of information is charged (payment processing) to the railway IC card in advance, The amount information charged in the railway IC card is read by touching the reading part of the automatic ticket checker with the railway IC card, and the boarding fee is offset from the amount information charged in the railway IC card. Therefore, it is a very convenient card as a prepaid ticket. In order to charge money information to such an IC card for a railway, usually, if the IC card for a railway and a predetermined amount are put into a reading device such as a card vending machine or a pass-over clearing machine, the IC card for the railway is used. The predetermined amount information is written and charging is performed.

Recently, a credit card with a commuter pass that can charge predetermined amount information to a railway IC card using a credit card in which customer information is recorded on a magnetic stripe, an IC chip or the like has also been realized. For example, a credit function that can charge amount information to a railway IC card with a credit card called “View Watermelon (registered trademark)” issued by the railway company itself that distributes the railway IC card Credit cards with integrated commuter passes such as “Suica commuter pass (registered trademark)” corresponding to the above are beginning to be widely used. The technology regarding such a credit card with a commuter pass is disclosed in, for example, Patent Document 1 below.
Japanese Patent No. 3428958 (paragraph numbers 0014 to 0038, FIGS. 1 to 7)

  However, in order to realize the credit card with a commuter pass as described above, it is necessary to solve the following problems. First, when a credit function is added to a commuter pass, it is necessary to construct a mechanism that can examine a user and determine whether or not the credit function can be added based on the examination result. Second, even after the credit function is once added to the commuter pass, there may be a situation where the credit function must be canceled according to the change in the credit status of the user, and this can be easily realized. It needs to be a system. Thirdly, with a conventional credit card, a logo mark representing a credit card company or credit card brand is printed on a small face of about 54 mm (vertical) × 85 mm (horizontal), and the member number, member name, In addition, it is necessary to emboss characters indicating the expiration date and to secure an area for the magnetic stripe. On the other hand, conventional commuter passes are also printed and displayed such as boarding section, validity period, price, passenger name, age, gender, etc. In order to integrate such commuter passes with a credit card, It is necessary to devise the layout and printing method. In particular, regarding the same card, since the credit function is dynamically added or canceled as described above, it is necessary to devise bill display corresponding to this.

  Furthermore, fourthly, there was no appropriate means for preventing double existence of commuter passes caused by the difference between the commuter pass expiration date and the credit card expiration date in the credit card with commuter pass As a result, commuter pass rewrite processing and payment processing became complicated, and the procedure was quite troublesome for users. That is, if only the function of the credit card is used, for example, there is no problem even if the old and new cards are duplicated for one month before the expiration date. However, in the case of a credit card with a commuter pass function with a commuter pass function and a credit card function, if the commuter pass and the credit card have different expiry dates, if you issue two cards before either expiry date, the commuter pass will be doubled. May exist. Therefore, the process for preventing the occurrence of such a problem has become quite complicated. Therefore, as a result, for users of a credit card with a commuter pass, it becomes considerably inconvenient before and after the expiration date of the credit card or commuter pass.

  The present invention has been made in view of the above-described problems. Even if the commuter pass function and the credit function are integrated into one card, the commuter pass or the credit pass is not received before the expiration date of the credit. It is an object to provide a credit card issuing system with a commuter pass and a credit card with a commuter pass that do not exist.

  The present invention was devised to achieve the above object, and the first invention is a credit card issuing system with a commuter pass that issues a commuter pass credit card having a commuter pass function and a credit function. An inactive card generating means for generating an inactive card having no commuter pass function by adding dummy data to the credit function, and an activity having a commuter pass function by adding commuter pass information data to the credit function And an active card generating means for generating a card.

  According to such a configuration, the credit card system with a commuter pass includes an inactive card generating means for generating an inactive card that does not have a commuter pass function and an active card generating means for generating an active card having a commuter pass function. Yes. Therefore, it is possible to generate and send an inactive card or to generate and send an active card according to the needs of commuter passes on the user side. Will further improve.

  Further, in the second invention, the inactive card generating means and the active card generating means, when newly issuing a credit card with a commuter pass, or when renewing a credit card with a commuter pass, Whether to generate an inactive card or an active card is selected based on the expiration date of an existing commuter pass corresponding to the card. In other words, depending on the expiration date of the commuter pass at hand of the user, it is possible to generate and send an inactive card, or to generate and send an active card. It is possible to prevent double existence.

  In the third invention, the active card generating means may use the existing commuter pass for the inactive card sent to the user in advance when the existing commuter pass has an expiration date later than the predetermined date. An active card is generated by transferring the above information, and information on the existing commuter pass is deleted. For example, if a user has a commuter pass up to three months later, the commuter pass will not be duplicated if an inactive card without commuter pass information is sent to the user. Moreover, if the user transfers the information on the commuter pass currently held at a convenient time to the inactive card by a commuter pass vending machine or the like, the user can use the inactive card as a commuter pass instead of the active card. be able to. At this time, the commuter pass that has been held so far is collected by a commuter pass vending machine or the commuter pass information is deleted, so there is no possibility that the commuter pass is duplicated.

  In addition, in the fourth invention, the activation card generating means, when the existing commuter pass has an expiry date earlier than the predetermined date and when the expiry date has passed or when there is no existing commuter pass Is characterized by generating an activation card and sending it to the user. For example, if the user has a commuter pass that only expires for two days, and the active card arrives at the user's hand even if the active card with commuter pass information is mailed to the user The commuter pass you have passed has expired, so there is no risk of duplicate commuter passes. Of course, when the commuter pass on hand has expired or when there is no existing commuter pass, there is no possibility that the commuter pass will exist twice even if the active card is sent to the user.

  In the fifth invention, when the credit card with the updated commuter pass is sent to the user before the expiration date of the commuter pass function in the credit card with the commuter pass, the updated credit card with the commuter pass is used. When the expiry date of the commuter pass function expires before arriving at the user, the activation card generation means generates the activation card and sends it to the user. After the updated credit card with the commuter pass arrives at the user, When the expiration date of the ticket function expires, the inactive card generating means generates an inactive card and sends it to the user. In other words, when renewing a credit card with a commuter pass, when the updated credit card with a commuter pass arrives at the user's hand, the expiry date of the commuter pass function on the credit card with a commuter pass before renewal has expired If there is a credit card with a renewed commuter pass in the active card state, the commuter pass is not likely to exist twice even if the user sends it. In addition, when the renewed credit card with a commuter pass arrives at the user's hand, if the expiry date of the commuter pass function on the pre-updated credit card with a commuter pass has not expired, the renewed commuter pass credit The double presence of commuter passes is prevented by sending the card in the state of an inactive card by the user. Of course, the user can convert the information on the commuter pass at hand to the active card by transferring it to the inactive card.

  Further, in the sixth invention, when an existing commuter pass is present at the user's hand and the credit card with a commuter pass is sent to the user, the credit card with a commuter pass arrives at the user. When an existing commuter pass expires, the activation card generation means generates an activation card and sends it to the user. After the credit card with the commuter pass arrives at the user, the existing commuter pass expires In this case, the inactive card generating means generates an inactive card and sends it to the user. For example, when a new credit card with a commuter pass is issued, if the existing commuter pass has an expiration date when the credit card with a commuter pass arrives at the user's hand, the credit card with a commuter pass is replaced with an inactive card. If the credit card with a commuter pass arrives at the user's hand and the existing commuter pass does not expire, the credit card with a commuter pass is given to the user in the active card state. If it is sent, the double presence of commuter passes can be prevented. Of course, the user can convert the information on the commuter pass at hand to the active card by transferring it to the inactive card.

  Further, the seventh invention is a credit card with a commuter pass having a commuter pass function and a credit function, storing commuter pass information and credit information, and commuting pass information and contact information to a reading device via an antenna, and Non-contact IC chip for transmitting credit information, commuter pass information and credit information are stored, contact IC chip for transmitting commuter pass information and credit information in contact with a reading device, and commuter pass information are displayed as character information And a commuter pass display unit. According to such a credit card with a commuter pass, the commuter pass information and the credit information can be read even if the card is held in contact with the reading device without contact, and the convenience of the card is further improved.

  The eighth invention is characterized in that the non-contact IC chip and the contact IC chip are arranged at positions where the front surface and the back surface of the card do not overlap each other. With such a layout, the card can be smoothed, so that printing and the like are finished neatly, and the commercial value of the card is further improved.

  In the ninth invention, when the commuter pass with a prepaid function is issued in advance, the activation card generating means, based on the ID number of the commuter pass with a prepaid function, information on the commuter pass with a prepaid function It is characterized in that an active card to which is transferred is generated. Thus, when the user has used a commuter pass with a prepaid function for a long time, an activation card is issued based on the card number of the commuter pass with a prepaid function. At this time, since the information on the commuter pass with prepaid function that the user has used before is transferred as it is to the issued activation card, the user can use the function of the commuter pass with prepaid function that has been used so far. Can be used as a credit card with a commuter pass. This further improves user convenience.

  The tenth invention is characterized in that the commuter pass information of the commuter pass with a prepaid function is deleted when the activation card is generated and arrives at the user as a credit card with a commuter pass. For example, if you delete the information on the commuter pass portion of the commuter pass with a prepaid function in the user's hand four or five days after the date when the newly issued credit card with commuter pass is shipped to the user, the commuter pass will be duplicated. Can be avoided.

  The eleventh invention is characterized in that, when balance information remains in a commuter pass with a prepaid function, the balance information can be settled until a predetermined time. That is, even after a new credit card with a commuter pass arrives at the user's hand, the prepaid function of the commuter pass with a prepaid function that has been used can be left, for example, for about one month. This allows users to purchase prepaid with an old prepayment commuter pass for one month, refund the balance as needed, or use a new commuter pass with the balance information of the old prepayment commuter pass It can be transferred to a credit card.

  Further, in the twelfth aspect, when the credit card with a commuter pass issued by the activation card generating means is lost, all recorded information except for the commuter pass information recorded on the commuter pass credit card is compensated. A substitute certificate is issued. In this way, by issuing a substitute card for a lost credit card with a commuter pass, the credit card with a commuter pass will not be misused by a third party, and the credit card function is realized by the substitute card. It is possible to improve the convenience for the user.

  The thirteenth invention is characterized in that when the credit card with a commuter pass is reissued, the substitute card compensation function is canceled. In this way, when a new credit card with a commuter pass is reissued, unnecessary troubles can be avoided by deleting the compensation function of the substitute certificate.

  According to the credit card issuing system with a commuter pass of the present invention, a credit card with a commuter pass can be issued as an activation card having a commuter pass function and a credit function, or only a credit function is provided without a commuter pass function. A credit card with a commuter pass can be issued as an inactive card. Therefore, for customers who use commuter passes, a credit card with a commuter pass is issued in the active card state, and for customers who want to use it as a credit card without using the commuter pass, the commuter pass in the inactive card state Credit card with can be issued. Thus, since the credit card issuing system with a commuter pass according to the present invention can issue a credit card with a commuter pass that matches the usage pattern of the customer, the convenience for the card is further improved for the customer.

  In addition, customers who have existing commuter passes can be sent by active card or inactive card depending on the expiry date of the commuter pass. It can be prevented from existing. At this time, even if it is sent to the customer in the state of an inactive card, the customer transfers the information of the existing commuter pass to the inactive card, so that the inactive card can be replaced without the commuter pass existing twice. It can be activated and used as a credit card with a commuter pass. Furthermore, when a credit card with a commuter pass is newly issued or renewed, an inactive card is issued according to the expiration date of the existing commuter pass or the expiration date of the commuter pass function on the credit card with a commuter pass before renewal. By selecting whether to issue an activation card, it is possible to properly issue a credit card with a commuter pass while preventing double presence of commuter passes. This makes it possible to realize a credit card with a commuter pass that is convenient for customers.

  In addition, when a customer has used a commuter pass with a prepaid function for a long time, the information on the commuter pass with a prepaid function that has been used will be transferred to the newly issued credit card with a commuter pass. Convenience is further improved. At this time, when the newly issued credit card with commuter pass arrives at the customer's hand, the commuter pass information of the commuter pass with prepaid function used so far will be deleted, so the commuter pass is used redundantly Can avoid such confusion. Of course, when balance information remains in the commuter pass with a prepaid function that has been used up to now, it can be used as it is for a predetermined period, or it can be refunded as necessary. Furthermore, the balance information of the old commuter pass with prepaid function can be transferred to a new credit card with commuter pass.

  In addition, when a customer loses a credit card with a commuter pass, a substitute certificate is issued to compensate all recorded information except for the commuter pass information recorded on the credit card with a commuter pass. The card will not be misused by a third party. In addition, the use of the substitute card can realize a credit card function, thereby further improving the convenience for the user. In addition, when a new credit card with a commuter pass is reissued, the substitute card compensation function is deleted, so that unnecessary troubles can be avoided.

  Hereinafter, embodiments of a credit card issuing system with a commuter pass according to the present invention will be described in detail with reference to the drawings. In the following description, a credit card with a commuter pass will be referred to as a “view watermelon commuter pass (registered trademark)” in order to express an actual operational state. However, the description of (registered trademark) is omitted hereinafter. The railway IC card is called a watermelon commuter pass.

  FIG. 1 is a configuration diagram of a credit card issuing system with a commuter pass for operating a view watermelon commuter pass in the present invention. In FIG. 1, the configuration of the operation system of the View Watermelon commuter pass, which is a credit card with a commuter pass, gives station service equipment / terminal 1 that handles the window of the View Watermelon commuter pass, and card issue information of the View Watermelon commuter pass. It is configured to include an ID management system 2 that manages information as a watermelon (IC card), and a view card system 3 that manages members of a view watermelon commuter pass and issues a card of a view watermelon commuter pass. . In addition, there are a station revenue management system that returns deposits by converting commuter pass information, a data management PC that performs data management, and the like, which are omitted in this drawing.

  The station service equipment / terminal 1 includes a card vendor 11 that issues a view watermelon commuter pass at a station counter, a commuter pass vending machine 12, a POS terminal 13 that manages money, a card vending machine, ALTTE (registered trademark), and the like. In addition, a chargeable device 14 capable of depositing a view watermelon commuter pass, a refundable device 15 such as ALTTE, and a Mars terminal (registered trademark) 16 which is a terminal for handling a view watermelon commuter pass. And a counter clearing machine 17 and the like. The ID management system 2 includes an ID management station server 21 provided at a station that handles view watermelon commuter passes, and an ID management center server 22 that centrally manages each ID management station server 21. . The view card system 3 includes a host device 31 that performs overall management related to processing of a view watermelon commuter pass, and a VCC business terminal 32 that is a terminal for inputting information to the host device 31. .

  Next, the flow of processing when the operation system shown in FIG. 1 newly issues a view watermelon commuter pass will be described with reference to a flowchart. FIG. 2 is a flowchart showing the flow of processing when a view watermelon commuter pass is newly issued in the system configuration of FIG. 1, and FIG. 3 is a continuation of FIG. That is, FIG.2 and FIG.3 has shown the flow of a process after a user applies a view watermelon commuter pass until a view watermelon commuter pass is issued and mailed to a user.

  In FIG. 2, the user first sends a view watermelon commuter pass application form describing necessary commuter pass information to the view card system 3 by mail, FAX, or the Internet. If a watermelon commuter pass holder is required when applying for a view watermelon commuter pass, the user fills in an application form with the ID number of the watermelon commuter pass and sends it (step S1a). Then, the station staff inputs commuter pass information data from the VCC business terminal 32 of the view card system 3 according to the contents of the application form, and transmits these commuter pass information data to the host device 31 of the view card system 3 ( Step S2a). As a result, the host device 31 of the view card system 3 obtains the commuter pass information data of the view watermelon commuter pass from the ID number, and the information on the application form of the view watermelon commuter pass (a pseudonym name, date of birth, gender, etc.) Perform a collation check and output a list. At this time, information indicating that an error has occurred may be output. The place where the commuter pass information data is set is the card vendor 11 of the station service device / terminal 1.

  The commuter pass information data is transmitted from the host device 31 of the view card system 3 to the ID management station server 21 of the ID management system 2 (step S3a), and a response indicating that the commuter pass information data has been received is an ID management station server. 21 is returned to the host device 31 of the view card system 3 (step S4a). In the ID management system 2, the commuter pass information data is transmitted from the ID management station server 21 to the ID management center server 22 (step S5a), and the ID management center server 22 receives the commuter pass information data. A confirmation response to the effect of management is returned to the ID management station server 21 (step S6a).

  Next, the host device 31 of the view card system 3 gives the view watermelon commuter pass issuance information such as view watermelon commuter pass ID number and personal information (name, gender, date of birth, telephone number, etc.) to the MO. The issuance information MO is created and transmitted to the card vendor 11 of the station service device / terminal 1. Thereby, the card vendor 11 of the station service equipment / terminal 1 acquires the commuter pass information data from the issued information MO based on the ID number of the view watermelon commuter pass (step S7a).

  Here, the card vendor 11 of the station service device / terminal 1 uses the commuter pass when the commuter pass is valid for one month or two weeks or more when the commuter pass information data is acquired, or when the ID number is not yet entered. Dummy data is written in the information portion and transmitted to the ID management station server of the ID management system 2 (step S8a). Then, the ID management station server 21 of the ID management system 2 returns a confirmation response to the card vendor 11 of the station service equipment / terminal 1 that the information in which the dummy data is written in the portion of the commuter pass information is received (step) S9a). Furthermore, the ID management station server 21 transmits information in which dummy data is written in the commuter pass information portion to the ID management center server 22 (step S10a). The presence or absence of dummy data and commuter pass information data and the expiration date are checked by a data management PC (not shown).

  As a result, the card vendor 11 of the station equipment / terminal 1 encodes credit information and watermelon commuter pass information, activates the card in which dummy data is written in the commuter pass information portion, and issues it as a view watermelon commuter pass. At this time, the card vendor 11 of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass purchase information to the ID management center server 22 of the ID management system 2 (step S11a). Here, when there is no commuter pass information, the card vendor 11 of the station service device / terminal 1 transmits the sales sero, the commuter pass amount, and the commuter pass information dummy to the ID management center server 22 of the ID management system 2. .

  Next, in FIG. 3, the card vendor 11 of the station service equipment / terminal 1 mails the inactive or active view watermelon commuter pass for each member (user) (step S12a). In addition, information regarding the inactive or active view watermelon commuter pass mailed to each member is transmitted from the card vendor 11 of the station service device / terminal 1 to the host device 31 to the view card system 3 by the association MO. (Step S13a).

  Here, in step S12a, the view watermelon commuter pass in the inactive state cannot be used as a commuter pass because the commuter pass information is not input at the time of mailing, but the ID number is entered and the commuter pass information If a check is made and the commuter pass information is transferred to the card and activated, it is mailed to a member (user) who can use it as a commuter pass. In other words, the view watermelon commuter pass (inactive card) in which dummy data is written and inactive can be used as a credit card but cannot be used as a commuter pass. Needs to carry out a process of taking commuter pass information into an inactive card and activating it. The SF (stored fair, that is, the balance remaining on the watermelon card) can be used even if the commuter pass information is not taken into the card. The inactive view watermelon commuter pass (inactive card) is also mailed to a user who uses only a credit card without using it as a commuter pass.

  On the other hand, an active view watermelon commuter pass (active card) is sent to the member who applied for the view watermelon commuter pass to be used as a commuter pass, and commuter pass information data has been input in advance. The card can be used as a credit card or a commuter pass. Therefore, when the active view watermelon commuter pass (active card) arrives at the user's hand, it is certain that the expiration date of the commuter pass function on the user's hand held watermelon commuter pass and view watermelon commuter pass will expire. Mailed to members.

  Next, the flow of processing for inputting and activating commuter pass information to a deactivated view watermelon commuter pass will be described. FIG. 4 is a flowchart showing a flow of processing for inputting and activating commuter pass information to a view watermelon commuter pass in an inactivated state. First, the user inserts a deactivated view watermelon commuter pass into the commuter pass vending machine 12 of the station service device / terminal 1 (step S1b). Furthermore, the user inputs commuter pass information to the commuter pass vending machine 12 or inputs a magnetic commuter pass on hand into the commuter pass vending machine 12. At this time, if the magnetic commuter pass is inserted, the commuter pass vending machine 12 of the station service device / terminal 1 will change the gender, age, etc. in order to replace the magnetic commuter pass with the view watermelon commuter pass. The personal information is not checked, but the credit card expiration date is determined for the inserted view watermelon commuter pass. Then, the commuter pass is not issued for the View Watermelon commuter pass that has exceeded the credit expiration date (step S2b).

  In addition, commuter passes that require a certificate to be issued, such as a school commuter pass, will be reissued from the magnetic commuter pass issued at the counter. Furthermore, the type of commuter pass that can be newly issued to the view watermelon commuter pass by the commuter pass vending machine 12 is matched to the current operation state. For a commuter pass that cannot use the current SF (stored fair), a flag indicating that SF cannot be used is set in the view watermelon commuter pass using 1 bit when data is converted.

  Next, when performing cash settlement, the user inserts cash necessary for settlement when the view watermelon commuter pass is inserted into the commuter pass vending machine 12 in step S1b (step S3b). Further, when the card payment is made with the view watermelon commuter pass, the user inputs the personal identification number with the commuter pass vending machine 12 of the station service device / terminal 1 and credits the host device 31 of the view card system 3. (Step S4b). Then, the host device 31 of the view card system 3 transmits a result response to the credit to the commuter pass vending machine 12 of the station service device / terminal 1. At this time, if the host device 31 of the view card system 3 is a credit OK, the sales are recorded (step S5b). At this time, the only card that can be used for settlement is the View Watermelon commuter pass.

  Next, when the commuter pass vending machine 12 of the station service device / terminal 1 receives the credit OK response from the host device 31 of the view card system 3, the commuter pass information is encoded into the view watermelon commuter pass and the view Details of the watermelon commuter pass and commuter pass purchase information are transmitted to the ID management station server 21 of the ID management system 2 (step S6b). Furthermore, the ID management station server 21 transmits the received detailed information of the view watermelon commuter pass and commuter pass purchase information to the ID management center server 22 in the ID management system 2 (step S7b). Accordingly, the commuter pass vending machine 12 of the station service device / terminal 1 returns the view watermelon commuter pass encoded with the commuter pass information (that is, the activated view watermelon commuter pass) to the user. At this time, the reissued magnetic commuter pass original ticket is collected by the commuter pass release machine 12 of the station service device / terminal 1 without being returned to the user (step S8b).

  In the next-generation commuter pass vending machine, the watermelon commuter pass and view watermelon commuter pass can be converted and reissued. At this time, when issuing a commuter pass, the conversion and reissuance processing can be performed only when personal information such as gender and date of birth matches. Further, if both the watermelon commuter pass and the view watermelon commuter pass have SF (stored fair) balance and commuter pass information, the issue is not replaced. In addition, the card is not reissued after the expiration date of the card. In addition, a commuter pass that requires a certificate to be issued, such as a commuter commuter pass, is issued at the station window. In that case, even if the commuter pass is a watermelon commuter pass, it will be replaced at the station window.

  Next, the flow of processing when continuously issuing view watermelon commuter passes will be described. FIG. 5 is a flowchart showing the flow of processing when continuously issuing view watermelon commuter passes. First, the user inserts a view watermelon commuter pass into the commuter pass vending machine 12 of the station service device / terminal 1 (step S1c). Further, the user inputs commuter pass information to the commuter pass vending machine 12. Thereby, the commuter pass vending machine 12 of the station service device / terminal 1 determines the expiration date of the credit. At this time, the commuter pass vending machine 12 does not continuously issue a view watermelon commuter pass that has exceeded the expiration date of the credit (step S2c).

  Furthermore, when performing cash settlement, the user inserts cash immediately after inserting the view watermelon commuter pass into the commuter pass vending machine 12 in step S1b (step S3c). However, since payment can be made with cash or a view card, there is no need to insert cash when making a payment with a view card. The only view card that can be used for payment is your own View Watermelon commuter pass.

  When the card payment is made with the view watermelon commuter pass, the user enters the personal identification number with the commuter pass vending machine 12 of the station service device / terminal 1 and credits the host device 31 of the view card system 3 (step) S4c). Then, the host device 31 of the view card system 3 transmits a confirmation response to the credit to the commuter pass vending machine 12 of the station service device / terminal 1. At this time, if the host device of the view card system 3 is a credit OK, the sales are recorded (step S5c). The only card that can be used for payment is your View Watermelon commuter pass.

  In step S5c, the commuter pass vending machine 12 of the station service device / terminal 1 receives the credit OK confirmation response from the host device 31 of the view card system 3, encodes the commuter pass information for the view watermelon commuter pass, The detailed information and commuter pass purchase information of the corresponding view watermelon commuter pass are transmitted to the ID management station server 21 of the ID management system 2 (step S6c). Furthermore, the ID management station server 21 transmits the received detailed information of the view watermelon commuter pass and commuter pass purchase information to the ID management center server 22 in the ID management system 2 (step S7c). Thereby, the commuter pass vending machine 12 of the station service device / terminal 1 returns the continuously updated view watermelon commuter pass to the user (step S8c).

  Next, the flow of processing when the commuter pass information is converted from the current watermelon commuter pass to the inactive state view commuter pass and the view watermelon commuter pass is activated will be described. FIG. 6 is a flowchart showing a flow when the commuter pass information is transferred from the existing watermelon commuter pass to the inactive view watermelon commuter pass and the activation process is performed. That is, this figure shows the flow of processing that is performed when a holder of a watermelon commuter pass on hand is required when applying for a view watermelon commuter pass. First, the user goes to the station window with two commuter passes, a watermelon commuter pass and an inactive view watermelon commuter pass, and inserts it into the POS terminal 13 of the station service equipment / terminal 1 (step S1d). . Then, the POS terminal 13 of the station service device / terminal 1 inquires the ID management station server 21 of the ID management system 2 for two pieces of commuter pass information (step S2d). The server is inquired and confirmed by the ID management center server (step S3d).

  Then, the station staff compares and confirms the two pieces of commuter pass information on the monitor screen of the POS terminal 13 of the station service device / terminal 1, and if the two pieces of commuter pass information are normal, the POS terminal 13 A ticket activation process is performed (step S4d). Further, when the activation process of the view watermelon commuter pass ends, the POS terminal 13 of the station service device / terminal 1 performs the invalidation process of the watermelon commuter pass. At this time, the SF (stored fair) and deposit charged in the watermelon commuter pass are refunded to the user without a fee. The invalidated watermelon commuter pass is usually collected, but is handed over to the customer if the customer expresses his / her intention (step S5d).

  In this way, the commuter pass information is checked based on the pre-filled ID number, and the member's view watermelon commuter pass in which the commuter pass information data is written is written in the view watermelon commuter pass. The statement information and commuter pass purchase information are transmitted from the POS terminal 13 of the station service device / terminal 1 to the ID management center server 22 of the ID management system 2. At this time, if there is commuter pass information, the sales amount, commuter pass amount, commuter pass information, etc. are transmitted to the ID management center server 22 (step S6d). In addition, the view watermelon commuter pass to which the commuter pass information has been activated is input from the POS terminal 13 of the station service device / terminal 1 to the user (step S7d). Thus, the user can use the activated view water commuter pass as a credit function and a commuter pass function.

  Next, the flow of processing when depositing (charging) a view watermelon commuter pass will be described. FIG. 7 is a flowchart showing a processing flow when depositing (charging) a view watermelon commuter pass. First, a user inserts a view watermelon commuter pass into a station service device / chargeable device 14 of the terminal 1, such as a card vending machine, a commuter pass vending machine, or an ALTTE installed in the station premises. Then, the chargeable device 14 such as a card vending machine determines the credit expiration date recorded in the view watermelon commuter pass (step S1e).

  Here, the chargeable device 14 such as a card vending machine does not perform the credit charging process on the view watermelon commuter pass whose credit expiration date has passed. However, when cash is inserted, after the expiration date of the credit, the charge processing is performed until the expiration date of the commuter pass. After the commuter pass expires, only SF (stored fair) can be used for the view watermelon commuter pass. In addition, the View Watermelon commuter pass will be charged for both credit and cash until the expiration date of the credit. After the credit expires, only the SF (stored fair) remaining on the card can be used.

  Next, when cash settlement is performed after inserting the view watermelon commuter pass into the chargeable device 14 in step S1e, the desired cash is inserted into the chargeable device 14 after selecting the desired charge amount (step S2e). However, payment can be made for both view watermelon cards and cash. The only card that can be used is the View Watermelon commuter pass. In addition, in the case where payment is made by ALTTE, only credit payment is possible.

  Here, when the settlement is made with the view water commuter pass, the user performs credit by inputting the personal identification number into the chargeable device 14 of the station service device / terminal 1. Then, the credit information is transmitted to the host device 31 of the view card system 3 (step S3e). As a result, the host device 31 of the view card system 3 returns a confirmation response to the credit to the chargeable device 14 of the station service device / terminal 1. Here, the host device 31 records sales only when the credit is OK (step S4e). Next, the chargeable device 14 of the station service device / terminal 1 encodes the charge for the view watermelon commuter pass based on the credit OK confirmation result response from the host device 31 (step S5e). Furthermore, the chargeable device 14 of the station service device / terminal 1 transmits the detailed information of the view watermelon commuter pass to the ID management station server 21 of the ID management system 2 (step S6e). The ID management station server 21 of the ID management system 2 transmits the received detailed information of the view watermelon commuter pass to the ID management center server 22 (step S7e). On the other hand, the chargeable device 14 of the station service device / terminal 1 returns the view watermelon commuter pass for which the charging process has been completed to the user (step S8e).

  Next, the flow of processing when the card is updated after the View Watermelon commuter pass expires will be described. FIG. 8 is a flowchart showing a processing flow when the card is renewed when the view watermelon commuter pass expires. The expiration date of the credit is constantly monitored by the view card system 3, and a new card is sent to the user about one month before the expiration date of the credit. Of course, even if it is not one month before the expiry date, it may be sent in anticipation that the period (for example, two weeks) from when the card is mailed to the user's hand is within the expiry date. . The processing after the card is sent is the same as the processing after step S7a in the processing for newly issuing the view watermelon commuter pass in FIGS.

  That is, the host device 31 of the view card system 3 creates view watermelon commuter pass issuance information in the MO, such as the ID number of the view water commuter pass and personal information (name, gender, date of birth, telephone number, etc.) The issue information MO is sent to the card vendor 11 of the station service equipment / terminal 1. Then, the card vendor 11 of the station service device / terminal 1 acquires the commuter pass information data from the issued issue information MO based on the ID number of the view watermelon commuter pass (step S1f).

  Here, the card vendor of the station service device / terminal 1 writes dummy data if the expiry date of the commuter pass is within one month when the commuter pass information data is acquired, and sends it to the ID management station server 21 of the ID management system 2. Transmit (step S2f). Then, the ID management station server 21 of the ID management system 2 returns a confirmation response to the card vendor 11 of the station service equipment / terminal 1 that the information in which the dummy data is written in the portion of the commuter pass information is received (step) S3f). Further, the ID management station server 21 transmits information in which dummy data is written in the commuter pass information portion to the ID management center server 22 in the ID management system 2 (step S4f).

  As a result, the card vendor 11 of the station equipment / terminal 1 encodes the credit information and the watermelon commuter pass information, and activates the card in which the dummy data is written in the commuter pass information portion (that is, as an active card). A commuter pass is issued (step S5f). Furthermore, the card vendor 11 of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass purchase information to the ID management center server 22 of the ID management system 2 (step S6f). Here, if there is commuter pass information, the card vendor 11 of the station service equipment / terminal 1 “sales? ? ], "Commuter pass amount? ? ] To the ID management center server 22 and when there is no commuter pass information, it is sent to the ID management center server 22 as “sales zero” and “zero commuter pass amount”.

  Next, the card vendor 11 of the station service device / terminal 1 mails the inactive or active view watermelon commuter pass for each member (step S7f). The deactivated view watermelon commuter pass is mailed to members (users) who can check the commuter pass information and obtain the commuter pass information. Of course, this card does not include commuter pass information. In addition, the activated view watermelon commuter pass is mailed to a member (user) who has failed in the commuter pass information check or a member who does not need a commuter pass. The SF (stored fair, that is, the balance remaining on the watermelon card) can be used even if the commuter pass information is not taken into the card. In this case, since there is no commuter pass information, the card can be used regardless of the commuter pass. Further, the information of the inactive or active view watermelon commuter pass mailed to each member is sent from the card vendor 11 of the station service equipment / terminal 1 to the host device 31 to the view card system 3 via the association MO. It is transmitted (step S8f).

  Next, the flow of processing when a view watermelon commuter pass is lost will be described. Here, if you lose the View Watermelon commuter pass, issue a new watermelon commuter pass after issuing a watermelon commuter pass once based on the reissue registration procedure, and a new view based on the reissue registration procedure. There are two methods of issuing a watermelon commuter pass directly. First, a method for issuing a new view watermelon commuter pass via the former issue of a watermelon commuter pass will be described.

  FIG. 9 is a flow chart showing the flow of processing from when a watermelon commuter pass is issued once a view watermelon commuter pass is lost until a new view watermelon commuter pass is reissued. It is a continuation flowchart. That is, FIG. 9 shows the flow of processing from the loss of a view watermelon commuter pass to reissue registration until the watermelon commuter pass is issued, and FIG. 10 shows the watermelon commuter pass reissued in FIG. The flow of processing until a view watermelon commuter pass is issued based on the above is shown.

  In FIG. 9, first, the user calls the view card system 3 that the view watermelon commuter pass is lost. At this time, the view card system 3 confirms with the user whether the card is reissued with a watermelon commuter pass or a view watermelon commuter pass. Here, when reissuing with a watermelon commuter pass, the VCC business terminal 32 of the view card system 3 accepts the lost information (step S1g). Then, the VCC business terminal 32 registers the lost view commuter pass with the host device 31 (step S2g). The host device 31 of the view card system 3 determines reissue information by night batch processing for the ID management center server 22 of the ID management system 2 in order to avoid daytime communication congestion (step S3g). Further, the host device 31 of the view card system 3 transmits a reissue registration of a watermelon commuter pass to the VCC business terminal 32 by a message (step S4g).

  The person in charge of the VCC business terminal 32 that has received the reissue registration message verbally informs the user of the reference number (for example, the 17-digit ID number of the old card) (step S5g). It is also possible to convey the reference number to the user by e-mail, FAX, ATT, etc. instead of verbally conveying the reference number. Next, when the user tells the staff of the station window the reference number of the lost card, the reference number information is input to the Mars terminal 16 of the station service equipment / terminal 1 (step S6g).

  Watermelon commuter passes can be reissued on or after the day following the date of reissue registration, as is the case with reissuance of current watermelon commuter passes. In addition, at present, the View Watermelon commuter pass cannot be reissued the next day. Therefore, until the reissue of the View Watermelon commuter pass is completed, the watermelon commuter pass is temporarily used by the user for the convenience of the user. I am trying.

  Next, when the reference number information is input to the Mars terminal 16 of the station service device / terminal 1 in Step S6g, the Mars terminal 16 sends the watermelon commuter pass information to the ID management center server 22 of the ID management system 2. And SF (stored fair) balance information is requested (step S7g). Then, the ID management center server 22 transmits the watermelon commuter pass information regarding the lost view watermelon commuter pass and the balance information of the SF (stored fair) to the Mars terminal 16 of the station service device / terminal 1 (step S8g). Thereby, the Mars terminal 16 of the station service device / terminal 1 displays the detailed information of the view watermelon commuter pass and the commuter pass purchase information, and returns these information to the ID management center server 22 of the ID management system 2 ( Step S9e). For example, the Mars terminal 16 displays information such as a deposit fee of 500 yen for a lost view watermelon commuter pass, a reissue fee of 1,000 yen, a reissue fee of a view watermelon commuter pass of 500 yen, etc. on the monitor screen. Information is returned to the D management center server 22.

  The station terminal 16 of the station service device / terminal 1 issues a watermelon commuter pass to the user (step S10g). The data encoded by the Mars terminal 16 into the watermelon commuter pass is data created based on the commuter pass purchase information held by the ID management center server 22. At this time, for example, the multi-application (0), the SF usage (1), and the credit information (0) are converted by the Malth terminal 16.

  Next, the flow of processing for reissuing a view watermelon commuter pass based on the watermelon commuter pass reissued in FIG. 9 will be described using FIG. First, in step S11g of FIG. 9, when the VCC business terminal 32 of the view card system 3 performs reissue registration of the view watermelon commuter pass, the host device 31 of the view card system 3 in FIG. Issued information MO is created and transmitted to the card vendor 11 of the station service equipment / terminal 1 (step S12g). Then, the card vendor 11 of the station service device / terminal 1 writes dummy data if the expiry date of the commuter pass is one month or more (temporary) when the commuter pass information data is acquired, and the ID management station server of the ID management system 2 To 21. Further, when the ID number is not yet entered, dummy data is similarly written and transmitted to the ID management station server. (Step S13g). The commuter pass information data is set to the latest data managed by the ID management station server 21.

  When the ID management station server 21 of the ID management system 2 receives the information in which the dummy data is written in the commuter pass information data, it returns a confirmation response of the received content to the card vendor 11 of the station equipment / terminal 1 (step) S14g). Further, the ID management station server 21 transmits data in which dummy data is written in the commuter pass information data to the ID management center server 22 (step S15g). As a result, the card vendor 11 of the station equipment / terminal 1 encodes credit information and watermelon commuter pass information, and issues a card in which dummy data is written in the commuter pass information data as an inactive view watermelon commuter pass. At this time, the card vendor of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass purchase information to the ID management center server 22 of the ID management system 2 (step S16g). Here, if there is commuter pass information, the card vendor 11 of the station service equipment / terminal 1 “sales? ? ], "Commuter pass amount? ? ] To the ID management center server 22.

  Next, the card vendor 11 of the station service equipment / terminal 1 mails the inactive view watermelon commuter pass issued in step S16g to the user (step S17g). At this time, since the view watermelon commuter pass that has been mailed to the user is in an inactive state, it cannot be used as a watermelon commuter pass without an activation process. Take the two cards of the watermelon commuter pass that you received at the station window and activate the card. Thereby, the user can use the view watermelon commuter pass in the activated state before being lost. Furthermore, the information of the view watermelon commuter pass sent by mail is transmitted from the card vendor 11 of the station service device / terminal 1 to the host device 31 to the view card system 3 via the association MO (step S18g).

  Next, a method for directly issuing a new view watermelon commuter pass when the view watermelon commuter pass is lost will be described. FIG. 11 is a flow chart showing the flow of processing until a new view watermelon commuter pass is reissued directly when the view watermelon commuter pass is lost, and FIG. 12 is a continuation of FIG.

  In FIG. 11, first, the user calls the view card system 3 that the view watermelon commuter pass is lost. At this time, the view card system 3 confirms with the user whether the reissue is performed with a watermelon commuter pass or a view watermelon commuter pass. Here, when reissuing with the view watermelon commuter pass, the VCC business terminal 32 of the view card system 3 receives the lost information (step S1h), and the VCC business terminal 32 sends the view watermelon commuter pass to the host device 31. Lost registration is performed (step S2h). The host device 31 of the view card system 3 determines reissue information by night batch processing for the ID management system 2 ID management center server 22 in order to avoid daytime communication congestion (step S3h). Further, the host device 31 of the view card system 3 transmits a reissue registration of a watermelon commuter pass to the VCC business terminal 32 by a message (step S4h).

  Next, when the VCC business terminal of the view card system 3 performs reissue registration of the view watermelon commuter pass in step S5h of FIG. 11, the process proceeds to FIG. The ticket issue information MO is created and transmitted to the card vendor 11 of the station service device / terminal 1 (step S6h). Then, the card vendor 11 of the station service device / terminal 1 encodes the credit information and the watermelon information, issues a view watermelon commuter pass, and sends information related to the view watermelon commuter pass to the ID management station server 21 of the ID management system 2. Transmit (step S7h). At this time, the card vendor 11 of the station service device / terminal 1 acquires the commuter pass information and the SF balance information from the ID management station server 21 of the ID management system 2 (step S8h). Further, the ID management station server 21 transmits information regarding the view water commuter pass received from the card vendor 11 of the station service device / terminal 1 to the ID management center server 22 (step S9h).

  Next, the card vendor 11 of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass purchase information to the ID management center server 22 of the ID management system 2 (step S10h). Further, the card vendor 11 of the station service device / terminal 1 issues an active view watermelon commuter pass and mails it to the user (step S11h). Thereby, the user can use the view watermelon commuter pass in a state before being lost. Furthermore, the information of the view watermelon commuter pass mailed to the user is transmitted from the card vendor 11 of the station service device / terminal 1 to the host device 31 to the view card system 3 via the association MO (step S12h). .

  Next, the flow of processing when a commuter pass refund of a view watermelon commuter pass will be described. FIG. 13 is a flowchart showing the flow of processing when a commuter pass is refunded for a view watermelon commuter pass. First, when the user makes a refund request at the station window, data related to the refund is input by the POS terminal 13 of the station service device / terminal 1 (step S1i). In addition, when performing the refund of a view watermelon commuter pass, it is possible to perform either a refund of only a commuter pass or a refund of a commuter pass and SF (stored fair). Further, the refund of the commuter pass and SF (stored fair) is inactivated because the processing of the watermelon commuter pass card is performed in order to perform processing based on the cancellation. It should be noted that the refund of only SF (stored fair) is not performed.

  Next, when refunding only the commuter pass, the dummy information is encoded in the view watermelon commuter pass, and the information is transmitted to the ID management station server 21 of the ID management system 2 (step S2i). Further, it is transmitted from the ID management station server 21 to the ID management center server 22 (step S3i). At this time, the refund of only the commuter pass can be used again by inputting the commuter pass information into the view watermelon commuter pass. In addition, when refunding a commuter pass and SF (stored fair) with a view watermelon commuter pass, the refund is premised, so that it cannot be reused as a watermelon commuter pass. Even in this case, the credit card can be used as an inactive card.

  Further, the POS terminal 13 of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass refund information to the ID management center server 22 of the ID management system 2 (step S4i). As a result, the station service device / terminal 1 erases the commuter pass information of the view watermelon commuter pass using a ticket erasing device (not shown). Next, when the purchase of the commuter pass is a credit purchase, the Mars terminal 16 of the station service equipment / terminal 1 performs a CS refund, and when the SF is refunded, the refund is made in cash. Then, such refund information is transmitted from the Malth terminal 16 to the host device 31 of the view card system 3 (step S5i). In addition, the Malus terminal 16 returns the view watermelon commuter pass that has been erased from the commuter pass face to the user (step S6i).

  In addition, when changing the section of a commuter pass, a new ticket is sold as a magnetic commuter pass at the Mars terminal 16. It is also possible to sell a watermelon commuter pass at the Mars terminal 16. When selling with a magnetic commuter pass, convert to a watermelon commuter pass with EPI or a new commuter pass release machine.

  Next, the flow of processing when refunding SF (stored fair) of a view watermelon commuter pass will be described. FIG. 14 is a flowchart showing a processing flow when paying back SF of the view watermelon commuter pass. First, when a user inserts a view watermelon commuter pass into a refundable device 15 of the station service device / terminal 1, for example, ALTTE (step S1j), the refundable device (ALTTE) 15 makes an inquiry to the host device 31 of the view card system 3. Then, the view watermelon commuter pass is judged. At this time, when the commuter pass information is refunded or the expiry date of the commuter pass information is judged, a refund is made. (Step S2j). Then, the host device 31 notifies the determination result of the view watermelon commuter pass to the station service device / refundable device (ALTTE) of the terminal 1 (step S3j).

  Here, when it is determined that the view watermelon commuter pass can be refunded, the user performs credit by inputting the personal identification number into the refundable device (ALTTE) 15 of the station service device / terminal 1. Then, the refundable device (ALTTE) 15 performs a deactivation process on the view watermelon commuter pass and erases the card face (step S4j). Then, the refundable device (ALTTE) 15 of the station service device / terminal 1 transmits the detailed information of the view watermelon commuter pass to the ID management station server 21 of the ID management system 2 (step S5j). Further, the ID management station server 21 transmits the detailed information to the ID management center server 22 (step S6j). Then, the view watermelon commuter pass and the SF balance are cashed and refunded to the user from the refundable device (ALTTE) 15 of the station service device / terminal 1 (step S7j). After the SF is refunded to the user, the VCC business terminal of the view card system 3 is contacted to cancel the procedure, and the card is returned to the VCC business terminal.

  Next, the flow of processing until a new view watermelon commuter pass is reissued when a failure occurs in the view watermelon commuter pass will be described. When a failure occurs in the view watermelon commuter pass, processing is performed by issuing a substitute certificate, issuing a watermelon commuter pass, and issuing a new view watermelon commuter pass. FIG. 15 is a flowchart showing the flow of processing from when a failure occurs in a view watermelon commuter pass until a substitute certificate is issued. FIG. 16 is a flowchart subsequent to FIG. 15, and is a flowchart showing a flow of processing for issuing a watermelon commuter pass based on the issued substitute certificate. FIG. 17 is a flowchart subsequent to FIG. 16, and is a flowchart showing a flow of processing for issuing a new view watermelon commuter pass.

  First, the flow of processing for issuing a substitute certificate when a failure occurs in a view watermelon commuter pass will be described with reference to FIG. The user notifies the view card system 3 of the trouble information of the view watermelon commuter pass by telephone or the like. At this time, the user can select whether to reissue the card with a watermelon commuter pass or a view watermelon commuter pass. Here, when reissuing is performed with a watermelon commuter pass, the information is input to the VCC business terminal 32 of the view card system 3 (step S1k). Then, the failure registration is performed from the VCC business terminal 32 of the view card system 3 to the host device 31 (step S2k). The failure of the view watermelon commuter pass includes a magnetic failure, an IC failure, a magnetic failure, and an IC failure. In addition, since the credit card issues the same number, the credit is not stopped when the failure registration is performed in step S2k.

  Furthermore, in order to avoid daytime communication congestion, the host device 31 of the view card system 3 determines reissue information by night batch processing with respect to the ID management center server (step S3k). Further, the host device 31 of the view card system 3 transmits a reissue registration of a watermelon commuter pass to the VCC business terminal 32 by a message (step S4k). The person in charge of the VCC business terminal 32 that has received the reissue registration message verbally informs the user of the reference number (that is, the 17-digit ID number of the old card) (step S5k). In addition, it is possible to notify the user from the VCC business terminal 32 of the view card system 3 by e-mail or FAX instead of verbally.

  Next, when the user transmits the reference number to the staff at the station counter, the counter clearing machine 17 of the station service device / terminal 1 sends the ID management center server 22 of the ID management system 2 to the VCC business terminal 32. Confirm that the reissue registration of the watermelon commuter pass has been accepted, delete the face of the view watermelon commuter pass, and issue a substitute certificate (paper). Further, the counter clearing machine 17 registers the substitute certificate issued to the ID management center server 22 (step S6k). Since the substitute certificate (paper) is issued after the failure notification to the view card system 3, it is possible to make the inquiry about acceptance in the view card system 3 possible at the counter clearing machine 17. .

  Next, the counter clearing machine 17 of the station service device / terminal 1 issues a substitute certificate to the user (step S7k). Here, a function for preventing a plurality of substitute certificates from being issued can be added. If processing such as erasure of a ticket can be performed at the time of issuance of a substitute certificate, multiple sheets of substitute certificates are not issued, so there is no need to provide a function for preventing the issuance of multiple substitute certificates.

  Next, with reference to FIG. 16, a flow of processing until a watermelon commuter pass is issued based on the substitute certificate issued in FIG. The Mars terminal 16 of the station service device / terminal 1 issues a substitute certificate to the user in step S7k of FIG. 15, and then deposits the view watermelon commuter pass with a failure, reissue fee of the watermelon commuter pass, An inquiry is made to the ID management station server 21 of the ID management system 2 for the reissue fee of the view watermelon commuter pass (step S8k), and the confirmation response is acquired from the ID management station server 21 and displayed on the monitor screen (step S9k). For example, the Mars terminal 16 displays information such as a deposit fee of 500 yen for a troubled view watermelon commuter pass, a reissue fee of 0 yen, and a reissue fee of 0 yen for a new view watermelon commuter pass on the monitor screen.

  Next, the Mars terminal 16 of the station service device / terminal 1 collects the substitute certificate from the user, and then requests the ID management station server 21 of the ID management system 2 for watermelon commuter pass information, SF balance information, etc. A watermelon commuter pass in which watermelon commuter pass information or SF balance information acquired from the management station server 21 is issued is issued to the user (step S10k). For users, a watermelon commuter pass will be issued on the day after the failure communication date. In other words, the watermelon commuter pass can be reissued on or after the day after the reissue registration date, as with the reissue of the current watermelon commuter pass. At present, the view watermelon commuter pass cannot be reissued the next day. Therefore, the user is temporarily required to use the watermelon commuter pass until the reissue of the view watermelon commuter pass is completed. The data encoded by the Mars terminal 16 into the watermelon commuter pass is created based on the commuter pass purchase information held by the ID management center server 22. At this time, it is converted by the Malth terminal 16 such as multi-application (0), SF usage (1), and credit information (0).

  On the other hand, when the VCC business terminal 32 of the view card system 3 performs reissue registration of the view watermelon commuter pass to the host terminal 31 (step S11k), the host terminal 31 creates view watermelon commuter pass issue information MO. It transmits to the card vendor 11 of the station service equipment / terminal 1 (step S12k). Then, the card vendor 11 of the station service device / terminal 1 encodes the commuter pass information, credit information, and watermelon information, and performs a process for issuing a new view watermelon commuter pass. The commuter pass information set at this time is the latest commuter pass information managed by the ID management system 2. At this time, the view watermelon commuter pass issued by the card vendor is inactive.

  When a deactivated view watermelon commuter pass is issued by the card vendor 11 of the station service device / terminal 1 (step S13k), the flow proceeds to the flow of FIG. 17, and the card vendor 11 of the station service device / terminal 1 is deactivated. The state view watermelon commuter pass is mailed to the user (step S14k). At this time, since the view watermelon commuter pass that has been mailed to the user cannot be used as a watermelon commuter pass without activation processing, the inactive view watermelon commuter pass received this time and the watermelon received earlier Take two commuter pass cards to the station counter and activate the View Watermelon commuter pass. Thereby, the user can use the view watermelon commuter pass in a state before being lost. Of course, the watermelon commuter pass is either collected or returned to the user in an unusable state. Further, the information of the view watermelon commuter pass sent by mail is transmitted from the card vendor 11 of the station service device / terminal 1 to the host device 31 to the view card system 3 via the association MO (step S15k).

  As described above, the credit card issuing system with a commuter pass according to the present invention has a commuter pass function and a credit function on a railway IC card with a commuter pass called a view watermelon commuter pass. It is a system that issues (view watermelon commuter pass). At this time, if the expiry date differs between the commuter pass and the credit card, depending on the expiry date of the commuter pass, in order to prevent double commuter passes when a credit card with a commuter pass is newly issued or renewed Thus, an inactive card having only a credit function is issued, or an active card in which a commuter pass function is added to the credit function is issued.

  In other words, a credit card is issued after a certain clerical process by applying for a credit card, but there is no commuter pass information on this credit card or the existing commuter pass is valid for a longer period than the prescribed period Do not put commuter pass information at the time of credit card issuance, and write the dummy data in the commuter pass information part as a deactivated card (in a state that can be used as a credit but not as a commuter pass) Mail to. On the other hand, if the expiry date of an existing commuter pass is within a predetermined period (for example, a minimum period required for mailing or a short period of about 2 weeks with a margin), a commuter pass is issued when a credit card is issued. Write the information and issue an active card in an active state (a state where the commuter pass can be used effectively with a credit card) and mail it to the user. Thereby, even if the expiration date of the commuter pass and the credit is different, it is possible to prevent the commuter pass from being doubled when a credit card with a commuter pass is newly issued or renewed.

  With a normal credit card, if a new card is sent about one month before the expiration date, there will be no problem even if there are duplicate valid credit cards for the month. However, if the credit card has a commuter pass function (that is, a credit card with a commuter pass), it must avoid the overlapping period of the commuter pass function in the credit card with commuter pass, so depending on the expiry date of the commuter pass function Therefore, it is necessary to divide into active cards and inactive cards. In this case, the active / inactive discrimination may be set using a 1-bit flag on a credit card IC chip with a commuter pass. Further, a flag indicating activation / deactivation may be provided on the credit card with a commuter pass itself, or a flag indicating activation / deactivation may be provided at the serial number card on the host device side.

  In addition, the process of entering commuter pass information into an inactive card to activate it can be done by transferring the commuter pass information data to the inactive card using a magnetic commuter pass on hand, or by operating the key of the station service equipment. This can be realized by inputting commuter pass information into an inactive card. Furthermore, the payment can be made by credit card or cash. In addition, when updating the commuter pass function on a credit card with a commuter pass, a card with commuter pass information (existing commuter pass or credit card with commuter pass in use) can be used as a commuter pass vending machine on the station premises. Once the new commuter pass information is entered and settled, the new commuter pass information is written and returned to the updated credit card with the commuter pass. In this case, an existing commuter pass or a credit card with a commuter pass in use is collected by a commuter pass vending machine or the commuter pass information is erased and returned to the user.

  Furthermore, the activation process for inactive cards can be done by inserting two cards, a mailed inactive card and a handed commuter pass, into a commuter pass vending machine on the station premises, etc. Written on the activation card. At this time, the existing commuter pass is invalidated and a commuter pass function is added to the inactive card to be activated. If the existing commuter pass is a watermelon commuter pass, the deposit will be returned because the railway company keeps the deposit (compensation) when issuing it. In addition, SF (stored fair, that is, the paid balance remaining in the watermelon) can be returned in cash, or the corresponding amount can be transferred to a credit card with a commuter pass and charged. The watermelon commuter pass is taken into a commuter pass vending machine and the credit card with the commuter pass is returned to the customer.

  Also, the deposit (charge) process is performed by a process of writing the amount of the bripaid ticket on a credit card with a commuter pass. The processing in this case may be cash, or a prepaid amount may be paid by card. It should be noted that the renewal of the credit card with a commuter pass is sent in an active state or an inactive state depending on the remaining period of the commuter pass information, even if there is no application in the case of a new application. Furthermore, when a credit card with a commuter pass is lost, it takes time to reissue a credit card with a commuter pass, so a watermelon commuter pass having a function of only a commuter pass is provisionally issued. At this time, if a credit card with a commuter pass is subsequently reissued, the credit card with a commuter pass becomes an inactive card in order to avoid duplication with a previously issued watermelon commuter pass. Therefore, the credit card with a commuter pass activated only after the data of the watermelon commuter pass is transferred to the inactive card.

  In addition, refunds for credit cards with commuter passes, regardless of whether they are commuter passes or SF (prepaid), the part related to credit settlement is credit settlement (that is, refund processing on the card), and the part related to cash settlement Is cash settlement (cash refund). In addition, in the event of a failure of a credit card with a commuter pass, a substitute certificate can be issued for the convenience of the user.

  Next, the structure of a credit card with a commuter pass applied to this credit card issuing system with a commuter pass will be described. FIG. 18 is an external view of a view watermelon commuter pass applied to the credit card issuing system with a commuter pass according to the present invention, where (a) is a rear view, (b) is a front view, and (c) is a rear perspective view. It is.

  In FIG. 18, on the surface (b) of the view watermelon commuter pass, a logo of a card company, an ID number of the card holder, etc. are printed, and commuter pass information and credit information are stored, and a reading device (not shown) A contact IC chip 41 is mounted for transmitting commuter pass information and credit information. Also, on the back surface (a), commuter pass information is printed as character information. Further, in the transparent portion (c) on the back side, the belt-shaped magnetic stripe 42, the antenna 43, and the commuter pass information and credit information are stored, and the commuter pass information and credits are contacted to the reading device (not shown) via the antenna 43 without contact. A non-contact IC chip 44 for transmitting information is mounted. According to such a view watermelon commuter pass, it is possible to transmit the commuter pass information and credit information to the reading device even if the reader is held in contact with the reading device.

  Further, the magnetic stripe 42 is arranged in a strip shape with a layout as shown in the figure, and its position cannot be changed in order to prevent unauthorized manufacture. Furthermore, since the contact IC chip 41 on the front side and the non-contact IC chip 44 on the back side are out of position, the front and back sides of the view watermelon commuter pass can be smoothed, so that the printing of characters and the like can be finished cleanly. Can do. Further, in order to fix the arrangement of the magnetic stripe 42 and to ensure the smoothness of the back surface of the contact IC chip 41 and the surface of the non-contact IC chip 44 and to improve the printing finish of the commuter pass information, FIG. As in a), commuter pass information is printed on the left side of the back side of the card.

  That is, the layout of the contact IC chip 41, the magnetic stripe 42, the antenna 43, the non-contact IC chip 44, and the print portion of the type that can be repeatedly printed on the metal surface is performed as shown in FIG. It is possible to realize a view watermelon commuter pass with high product value that takes into account improvements and smoothness of the card surface.

  In addition, the new issuing method and reissuing method of a view watermelon commuter pass are not limited to said embodiment. Hereinafter, a modified example of the new issue method and the reissue method of the view watermelon commuter pass will be described. FIG. 19 is a flowchart showing a flow of processing for newly issuing a view watermelon commuter pass when the user has a watermelon commuter pass in the system configuration shown in FIG. That is, FIG. 19 is a flowchart showing a flow of new issuance of a view watermelon commuter pass for a member (for a watermelon commuter pass holder) who has a watermelon commuter pass.

  First, the flow of new issuance of a view watermelon commuter pass will be described with reference to FIG. First, the user sends a view watermelon commuter pass application form describing necessary commuter pass information based on a watermelon commuter pass on hand to the card business department by mail, FAX, or the Internet. At this time, if a watermelon commuter pass holder is required when applying for a view watermelon commuter pass, the user enters the ID number of the watermelon commuter pass he has in the application form and sends it (step S1m). Then, the person in charge of the card business department inquires the ID management center server 22 for watermelon information such as the ID number entered in the application form. That is, the person in charge of the card business department inquires of the ID management center server 22 about the ID number and the contents of the commuter pass and confirms whether or not the person's watermelon commuter pass is correct (step S2m).

  Then, the card division acquires the watermelon commuter pass information possessed by the user from the ID management center server 22, and when it is confirmed that the user's watermelon commuter pass is correct, the information on the watermelon commuter pass is transferred to the new card. Set to. At this time, the commuter pass portion of the watermelon commuter pass owned by the user cannot be refunded (step S3m).

  Next, when the new card issued in this way is delivered to the user by courier service or the like, the user can start using this card as a view watermelon commuter pass. However, since SF (prepaid) at this time is 0 yen, it is limited to use as a commuter pass. When used as a prepaid card, it is necessary to charge the acquired view watermelon commuter pass with a predetermined amount. The view watermelon commuter pass acquired at this time registers in the ID management center server 22 information that disables the refund of the commuter pass portion (step S4m).

  In addition, the card division stores data that disables the watermelon commuter pass owned by the user a few days after the card is delivered based on the card delivery completion data to the user. Send to server 22. However, SF (prepaid) of the watermelon commuter pass owned by the user and the deposit can be refunded. In addition, after issuing the view watermelon commuter pass, it is also possible to add a process of “returning the view watermelon commuter pass issuance” to refund the commuter pass portion of the watermelon commuter pass on the terminal screen of the station window.

  Next, the user pays back the SF balance and deposit of his watermelon commuter pass at the station window. At this time, if the user presents the newly issued view watermelon commuter pass at the station window, the SF balance and deposit of the watermelon commuter pass can be refunded without a fee at the POS terminal (step S5m).

  In other words, in the case of a member who owns a watermelon commuter pass, the Card Division acquires the commuter pass information of the watermelon commuter pass based on the card number (ID number) of the watermelon commuter pass and sets the commuter pass information. A new View Watermelon commuter pass with the print is sent to the user. Thereby, the user can use it as a commuter pass after the arrival of the view water commuter pass. However, since the remaining charge and deposit of the View Watermelon commuter pass is 0 yen, it is limited to use as a commuter pass at that time.

  Next, after receiving the view watermelon commuter pass, the user goes to the station window to present the view watermelon commuter pass and the watermelon commuter pass, and refunds the remaining charge and deposit of the watermelon commuter pass. At this time, the watermelon commuter pass is collected at the station window. Of course, the commuter pass portion of the watermelon commuter pass is not automatically refundable after the view watermelon commuter pass is issued. In addition, when the watermelon commuter pass is not charged and the deposit is not refunded after a certain period of time, the watermelon commuter pass is automatically disabled.

  Next, a modified example of the method for reissuing a view watermelon commuter pass will be described. FIG. 20 is a flowchart of a modified example when the view watermelon commuter pass is reissued in the system configuration shown in FIG. In FIG. 20, when a user loses a view watermelon commuter pass, first, a request for reissuance is issued to the card business department (step S1n). Then, the card business department requests the ID management center server 22 to apply the credit for the corresponding view watermelon commuter pass and the suspension of use of the watermelon commuter pass, and performs reissue registration of the view watermelon commuter pass. Further, the card business department transmits information such as a reference number to the user and guides the user to receive a substitute certificate for the view watermelon commuter pass at the station window (step S2n).

  Next, the user receives the reference number from the card division (step S3n), tells the station number to the reference number, and offers to issue a substitute certificate (step S4n). Then, the station counter verifies the identity according to the contents of the application form entered by the user, enters the reference number or the personal information of the application form into the counter clearing machine or the Mars terminal, and puts the state of "Preparing for reissue" Confirm. In addition, you may confirm a user's reference number or the personal information of an application with the card business department. By performing such an input operation, the station counter issues a substitute certificate with a non-magnetic card (for example, paper) while checking on the window of the counter clearing machine or the Mars terminal, and the information on which the substitute certificate has already been issued is issued. Or register with Mars terminal. The confirmation of the reference number and personal information of the application form, and the notification that the substitute certificate has been issued may be telephoned to the card business department. The substitute certificate thus issued is issued to the user (step S5n).

  On the other hand, for the View Watermelon commuter pass that the user applied for reissue registration in step S2n, the commuter pass information and SF balance of the lost card are set and the new card is reissued and lost in about one week to 10 days Delivered to the user by courier service (step S6n). As a result, the user can receive the reissued view watermelon commuter pass and start using it as a new view watermelon commuter pass. At this time, the substitute certificate is not collected (step S7n).

  Note that the serial number transmission method and commuter pass information confirmation method in step S2n must be confirmed by personal information because verbal transmission to the user may cause erroneous transmission. In addition, regarding the registration of the substitute certificate issuance in step S5n, registration by Mars or EXW can be performed.

  As described above, when a View Watermelon commuter pass is lost, compensation is performed by issuing a paper substitute until a new View Watermelon commuter pass is reissued. However, this substitute certificate does not compensate the commuter pass. The reissued view watermelon commuter pass is printed as commuter pass information, is taken over as SF balance information, is issued as a new card, and is given to the user. In addition, the compensation function of the substitute certificate will be deleted.

It is a block diagram of the credit card issuing system with a commuter pass for operating a view watermelon commuter pass in the present invention. FIG. 2 is a flowchart showing a processing flow when a view watermelon commuter pass is newly issued in the system configuration of FIG. 1. FIG. 3 is a flowchart subsequent to FIG. 2. In the system configuration of FIG. 1, it is a flowchart showing a flow of processing for inputting and activating commuter pass information to a view watermelon commuter pass in an inactivated state. FIG. 2 is a flowchart showing a flow of processing when a view watermelon commuter pass is continuously issued in the system configuration of FIG. 1. In the system configuration of FIG. 1, it is a flow diagram showing a flow when commuter pass information is transferred from an existing watermelon commuter pass to an inactive view watermelon commuter pass to perform activation processing. It is a flowchart which shows the flow of a process when depositing (charging) a view watermelon commuter pass in the system configuration | structure of FIG. In the system configuration of FIG. 1, it is a flow diagram showing a flow of processing when the card is renewed when the view watermelon commuter pass expires. In the system configuration of FIG. 1, when a view watermelon commuter pass is lost, it is a flowchart showing a processing flow from once a watermelon commuter pass is issued until a new view watermelon commuter pass is reissued. FIG. 10 is a flowchart subsequent to FIG. 9. FIG. 2 is a flowchart showing a processing flow until a new view watermelon commuter pass is directly reissued when a view watermelon commuter pass is lost in the system configuration of FIG. 1. FIG. 12 is a flowchart subsequent to FIG. 11. In the system configuration of FIG. 1, it is a flow diagram showing a flow of processing when performing a commuter pass refund of a view watermelon commuter pass. It is a flowchart which shows the flow of a process when performing refund of SF of a view watermelon commuter pass in the system configuration | structure of FIG. In the system configuration of FIG. 1, it is a flowchart showing a flow of processing from when a failure occurs in a view watermelon commuter pass until a substitute certificate is issued. It is a flowchart following FIG. 15, and is a flowchart which shows the flow of the process which issues a watermelon commuter pass based on the issued substitute certificate. It is a flowchart following FIG. 16, and is a flowchart which shows the flow of the process which issues a new view watermelon commuter pass. BRIEF DESCRIPTION OF THE DRAWINGS It is an external view of the view watermelon commuter pass applied to the credit card issuing system with a commuter pass of this invention, (a) is a back view, (b) is a front view, (c) is a perspective view of a back surface. In the system configuration shown in FIG. 1, it is a flowchart showing a flow of processing for newly issuing a view watermelon commuter pass when a user has a watermelon commuter pass. In the system configuration shown in FIG. 1, it is a flowchart of a modification when re-issuing a view watermelon commuter pass.

Explanation of symbols

1 Station Service Equipment Terminal 2 ID Management System 3 View Card System 11 Card Vendor 12 Commuter Pass Vending Machine 13 POS Terminal 14 Chargeable Equipment 15 Refundable Equipment 16 Mars Terminal 17 Counter Clearing Machine 21 ID Management Station Server 22 ID Management Center Server 31 Host device 32 VCC business terminal 41 Contact IC chip 42 Magnetic stripe 43 Antenna 44 Non-contact IC chip

Claims (13)

A credit card issuing system with a commuter pass for issuing a credit card with a commuter pass having a commuter pass function and a credit function,
An inactive card generating means for generating an inactive card having no commuter pass function by adding dummy data to the credit function;
A credit card issuing system with a commuter pass, comprising: an active card generating means for generating an active card having the commuter pass function by adding commuter pass information data to the credit function. The inactive card generating means and the active card generating means are:
When newly issuing the credit card with a commuter pass or when updating the credit card with a commuter pass,
2. The period according to claim 1, wherein whether to generate the inactive card or to generate the active card is selected based on an expiration date of an existing commuter pass corresponding to the credit card with the commuter pass. Credit card issuing system with tickets. The active card generating means includes
When the existing commuter pass has an expiration date later than a predetermined date, the active card is generated by transferring the information of the existing commuter pass to the inactive card sent to the user in advance. And the information of the existing commuter pass is deleted, The credit card issuing system with a commuter pass according to claim 2 characterized by things. The active card generating means includes
When the existing commuter pass has an expiry date earlier than a predetermined date and when the expiry date has passed, or when the existing commuter pass does not exist, the active card is generated and sent to the user The credit card issuing system with a commuter pass according to claim 2. When sending a renewed credit card with a commuter pass before the expiration date of the commuter pass function in the credit card with commuter pass to the user,
When the expiry date of the commuter pass function expires before the updated credit card with a commuter pass arrives at the user, the active card generating means generates the active card and sends it to the user,
When the expiration date of the commuter pass function expires after the updated credit card with a commuter pass arrives at the user, the inactive card generating means generates the inactive card and sends it to the user. The credit card issuing system with a commuter pass according to claim 1. When an existing commuter pass is present at the user's hand and the credit card with the commuter pass is sent to the user,
When the expiration date of the existing commuter pass passes before the credit card with the commuter pass arrives at the user, the active card generating means generates the active card and sends it to the user,
When the expiration date of the existing commuter pass passes after the credit card with the commuter pass arrives at the user, the inactive card generating means generates the inactive card and sends it to the user. The credit card issuing system with a commuter pass according to claim 1. A credit card with a commuter pass having a commuter pass function and a credit function,
Non-contact IC chip that stores commuter pass information and credit information and transmits the commuter pass information and the credit information to the reading device via an antenna in a non-contact manner;
A contact IC chip that stores commuter pass information and credit information, and contacts the reading device to transmit the commuter pass information and the credit information;
A commuter pass credit card, comprising: a commuter pass display unit for displaying the commuter pass information as text information.   8. The credit card with a commuter pass according to claim 7, wherein the non-contact IC chip and the contact IC chip are arranged at positions where the front surface and the back surface of the card do not overlap each other.   When the prepaid function commuter pass is issued in advance, the activation card generation means generates an activation card that transfers information of the prepayment function commuter pass based on the ID number of the prepayment function commuter pass The credit card issuing system with a commuter pass according to claim 1.   The commuter pass information of the commuter pass with the prepaid function is deleted when the activation card is generated and delivered to a user as a credit card with a commuter pass. Credit card issuing system with commuter pass.   11. The credit card issuing system with a commuter pass according to claim 10, wherein when the balance information remains in the commuter pass with a prepaid function, the balance information can be settled until a predetermined time. .   When the credit card with a commuter pass issued by the activation card generating means is lost, a substitute certificate is issued to compensate all recorded information except for the commuter pass information recorded on the credit card with commuter pass The credit card issuing system with a commuter pass according to any one of claims 9 to 11. 13. The credit card issuing system with a commuter pass according to claim 12, wherein the substitute card compensation function is canceled on condition that the credit card with commuter pass is reissued.

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