JP2007265070A - System for issuing credit card with commuter ticket - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system for issuing a credit card with a commuter ticket, allowing issuing or updating of the credit card with the commuter ticket, which has both commuter ticket function and credit function, in a commuter ticket vending machine. <P>SOLUTION: When putting a magnetic commuter ticket and a VIEW Suica into the commuter ticket vending machine 12 (S1d, S2d), the commuter ticket vending machine 12 performs decision of use permission (S3d) and decision of a validity term (S5d) about the inputted magnetic commuter ticket and VIEW Suica. When a decision/check result is NG, issuing processing is stopped, the card is returned, and issuing replacement of the card is not performed. When all the decision/check results are OK, it is decided whether to perform an SF charge or not, and an SF final history is updated, and an SF charge amount is put into the commuter ticket vending machine 12 as the need arises (S7d). Next, a secret code number is checked (S8d), and a new card is returned to a customer through a prescribed procedure (S10d). <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a credit card issuance system with a commuter pass for issuing a credit card with a commuter pass using an IC card in which a commuter pass and a credit card are integrated, and more particularly, a commuter pass using a railway IC card used in a railway organization. The present invention relates to a credit card issuing system with a commuter pass for issuing a credit card with a ticket.

  Conventionally, a credit card has been issued using a plastic card having a magnetic stripe in which data such as a membership number is written. In addition, an IC card in which an IC (Integrated Circuit) chip having a larger storage capacity is embedded is applied to a credit card. Usually, such a credit card is issued as a credit card. Also, in recent years, issuing credit cards with commuter passes that integrate credit card functions (hereinafter referred to as credit functions) and functions such as commuter pass tickets and boarding tickets (hereinafter referred to as commuter pass functions). Is possible. Such a credit card with a commuter pass can be used at entrances and exits of transportation facilities, continued purchase of commuter passes at stations, purchase of regular tickets, express tickets, etc., or charge of stored fair balance, As a result, it is possible to carry out shopping and the like with a single card, so that it is not necessary for the customer to insert and remove many kinds of cards one by one, and convenience is further improved.

  In particular, in recent years, automatic ticket gate systems using recyclable IC cards have begun to be used in railway companies and the like. In the following description, such an IC card is referred to as a railway IC card. The IC card for railways is called “Suica commuter pass (registered trademark)” in which money amount information for use as a commuter pass information is written together with commuter pass information, for example, as a prepaid type ticket that also serves as a commuter pass It has begun to spread widely. When such a railway IC card (that is, Suica commuter pass (registered trademark)) is used as a ticket, if a predetermined amount of information is charged (payment process) to the railway IC card in advance, The amount information charged in the railway IC card is read by touching the reading part of the automatic ticket checker with the railway IC card, and the boarding fee is offset from the amount information charged in the railway IC card. Therefore, it is a very convenient card as a prepaid ticket. When charging money information to such an IC card for railroads, usually, if the IC card for railroads and a predetermined amount are inserted into a reading device such as a card vending machine or a check-in machine, the IC card for railroads is charged. The predetermined amount information is written and charging is performed.

Recently, a credit card with a commuter pass that can charge predetermined amount information to a railway IC card using a credit card in which customer information is recorded on a magnetic stripe, an IC chip or the like has also been realized. For example, a credit function that can charge amount information to a railway IC card with a credit card called “View Watermelon (registered trademark)” issued by the railway company itself that distributes the IC card for railway Credit cards with integrated commuter passes such as “Suica commuter pass (registered trademark)” corresponding to the above are beginning to be widely used. The technology regarding such a credit card with a commuter pass is disclosed in, for example, Patent Document 1 below.
Japanese Patent No. 3428958 (paragraph numbers 0014 to 0038, FIGS. 1 to 7)

  However, in order to realize the credit card with a commuter pass as described above, it is necessary to solve the following problems. First, when a credit function is added to a commuter pass, it is necessary to construct a mechanism that can examine a user and determine whether or not the credit function can be added based on the examination result. Second, even after the credit function is once added to the commuter pass, there may be a situation where the credit function must be canceled according to the change in the credit status of the user, and this can be easily realized. It needs to be a system. Thirdly, with a conventional credit card, a logo mark representing a credit card company or credit card brand is printed on a small face of about 54 mm (vertical) × 85 mm (horizontal), and the member number, member name, In addition, it is necessary to emboss characters indicating the expiration date and to secure an area for the magnetic stripe. On the other hand, conventional commuter passes are also printed and displayed such as boarding section, validity period, price, passenger name, age, gender, etc. In order to integrate such commuter passes with a credit card, It is necessary to devise the layout and printing method. In particular, regarding the same card, since the credit function is dynamically added or canceled as described above, it is necessary to devise bill display corresponding to this.

  Furthermore, fourthly, there was no appropriate means for preventing double existence of commuter passes caused by the difference between the commuter pass expiration date and the credit card expiration date in the credit card with commuter pass As a result, commuter pass rewrite processing and payment processing became complicated, and the procedure was quite troublesome for users. That is, if only the function of the credit card is used, for example, there is no problem even if the old and new cards are duplicated for one month before the expiration date. However, in the case of a credit card with a commuter pass function and a credit card with a commuter pass function, if the expiry date of the commuter pass and the credit card are different, if the card is issued before the expiry date of the credit card, the commuter pass will exist twice. May end up. Therefore, the process for preventing the occurrence of such a problem has become quite complicated. Therefore, as a result, the user of the credit card with a commuter pass becomes considerably inconvenient before and after the expiration date of the credit card.

  Fifth, when updating a credit card with a commuter pass, the customer must go to the station counter to update the card, and update the card when the station counter is congested. Inconvenience was imposed on the customer side, such as taking a considerable time to do. In other words, because there are no ticket machines equipped with additional functions that allow customers to renew credit cards with commuter passes themselves, the credit card with commuter passes must be updated at the station window. The current situation is that it cannot be obtained.

  The present invention has been made in view of the above-described problems. Even if the commuter pass function and the credit function are integrated into one card, the commuter pass or the credit pass is not received before the expiration date of the credit. The purpose is to provide a credit card issuing system with a commuter pass that does not exist in any way. Another object is to provide a credit card issuing system with commuter passes that allows customers to issue and renew credit cards with commuter passes that have commuter pass functions and credit functions. .

  The present invention was devised to achieve the above object, and the credit card with a commuter pass of the first invention is a commuter pass for issuing a credit card with a commuter pass having a commuter pass function and a credit function. Card issuing system for issuing credit cards with commuter passes by reading the information of the first card that realizes the commuter pass function by the magnetic stripe and the information of the second card having the credit function The structure with the machine is adopted.

  According to such a configuration, a customer can use a card vending machine (for example, a magnetic commuter pass) that implements a commuter pass function by a magnetic stripe and a second card (for example, a view watermelon) that has a credit function. If it is inserted into a commuter pass vending machine), a credit card with a commuter pass having a commuter pass function and a credit function is issued, so that convenience for customers is further improved.

  A credit card with a commuter pass according to a second aspect of the invention is a credit card issuing system with a commuter pass that issues a credit card with a commuter pass having a commuter pass function and a credit function. The configuration includes a card vending machine that reads the information of the first card that realizes the function and the information of the second card that has a credit function and issues a credit card with a commuter pass.

  According to such a configuration, the customer can use a card vending machine (periodic card) with a first card (for example, Suica commuter pass) that realizes a commuter pass function by an IC and a second card (for example, view watermelon) that has a credit function. If it is inserted into a ticket vending machine, a credit card with a commuter pass having a commuter pass function and a credit function is issued, so the convenience of the customer is further improved.

  According to a third aspect of the present invention, the credit card with a commuter pass in the configuration of each of the inventions, the card vending machine issues a new credit card with a commuter pass based on the periodic expiration date of the inserted first card or The structure which updates is adopted. According to such a configuration, if a commuter pass (for example, a magnetic commuter pass or a Suica commuter pass) that has been used by a customer is inserted into a card vending machine (commuter pass vending machine), A credit card with a commuter pass is issued to further improve customer convenience.

  According to a fourth aspect of the present invention, the credit card with a commuter pass in the configuration of each of the above inventions, the card vending machine issues a credit card with a commuter pass when the credit expiration date of the inserted second card has passed. The structure which does not perform is adopted. According to such a configuration, a credit card with a commuter pass that is always provided with a credit function is issued, which further improves customer convenience.

  The credit card with a commuter pass according to the fifth aspect of the present invention is the credit card function of the credit card with a commuter pass according to a predetermined procedure when the credit card with a commuter pass is lost. The structure which stops is taken. According to such a configuration, when the customer loses the credit card with the commuter pass, the credit function of the credit card with the commuter pass is stopped, so that the safety of the customer is ensured.

  The credit card with a commuter pass according to the sixth aspect of the present invention is the configuration of each of the inventions described above. When the credit card with a commuter pass is lost, the card vending machine performs the regular It adopts a configuration to issue a substitute card that realizes the ticket function. According to such a configuration, when a customer loses a credit card with a commuter pass, a substitute card that realizes the commuter pass function of the credit card with a commuter pass is issued by a predetermined procedure. Will further improve.

  The credit card with a commuter pass of the seventh invention is the credit card with a commuter pass according to the configuration of each of the inventions, and when the balance information remains in the credit card with a commuter pass, It uses a configuration for settlement of information. According to such a configuration, the customer can pay back the balance or settle the balance information as necessary, so that the convenience of the customer is further improved.

  According to the credit card issuing system with a commuter pass of the present invention, if the customer inserts a magnetic commuter pass or a Suica commuter pass and a card having a credit function (for example, a view watermelon) into a commuter pass vending machine, the commuter pass function. And a credit card with a commuter pass having a credit function, the convenience of the customer is further improved. In addition, since a credit card with a commuter pass that matches the usage pattern of the customer can be issued, convenience for the customer when using the card is further improved.

  In addition, according to the credit card issuing system with a commuter pass of the present invention, if a commuter pass that a customer has used so far (for example, a magnetic commuter pass or a Suica commuter pass) is inserted into a commuter pass vending machine, Since a credit card with a commuter pass is issued, the convenience of the customer is further improved. Furthermore, since a credit card with a commuter pass having a credit function is issued, the convenience when a customer purchases in a station or the like is further improved. When the customer loses the credit card with the commuter pass, the credit function of the credit card with the commuter pass is stopped, so that the safety of the customer is ensured. Furthermore, when the customer loses the credit card with the commuter pass, a substitute card for realizing the commuter pass function of the credit card with the commuter pass is issued by a predetermined procedure, so that the convenience of the customer is further improved.

  Hereinafter, embodiments of a credit card issuing system with a commuter pass according to the present invention will be described in detail with reference to the drawings. In the following description, a credit card with a commuter pass is referred to as a “view watermelon commuter pass” in order to express an actual operational state. Further, the IC card for railroad is called a Suica commuter pass.

  FIG. 1 is a configuration diagram of a credit card issuing system with a commuter pass for operating a view watermelon commuter pass in the present invention. In FIG. 1, the configuration of the operation system of the View Watermelon commuter pass, which is a credit card with a commuter pass, gives station service equipment / terminal 1 that handles the window of the View Watermelon commuter pass, and card issue information of the View Watermelon commuter pass. IC card management system 2 that manages information as Suica (IC card), view card system 3 that manages membership of view watermelon commuter passes and issues card of view watermelon commuter passes, and purchases sales information and commuter passes It has a configuration including a station revenue management system 4 for managing information and a card issuing system 5 for issuing cards.

  The station service equipment / terminal 1 can be used to process the View Watermelon commuter pass, such as the Card Issuing System 5 that issues the View Watermelon commuter pass, the commuter pass vending machine 12, the card vending machine, and ALTTE (registered trademark). A rechargeable device 15 that can be refunded, such as a chargeable device 14, ALTTE (registered trademark), a Mars terminal (registered trademark) 16 that is a terminal that handles the window handling of a view watermelon commuter pass, a checkout machine 17, etc. It has a configuration with. The IC card management system 2 includes an IC card management server 22 that performs centralized management. The view card system 3 includes a host device 31 that performs overall management related to processing of a view watermelon commuter pass, a VCC business terminal 32 that is a terminal for inputting information to the host device 31, and a review / The configuration includes an examination / issuance group 33 that performs processing such as issuance.

  Next, the flow of processing of the credit card issuing system with a commuter pass shown in FIG. 1 will be described with reference to the flow chart. Since there are two embodiments of the flow of processing, the first embodiment will be described below. This will be described separately in the form and the second embodiment.

<First Embodiment>
First, the flow of processing when the operation system shown in FIG. 1 newly issues a view watermelon commuter pass will be described with reference to a flowchart. FIG. 2 is a flowchart showing a processing flow when a new card is issued in the system configuration of FIG. That is, FIG. 2 shows the flow of processing from when a user (customer) applies for a card to when an empty card is issued and mailed to the user.

  In FIG. 2, first, the user sends a membership application form describing information necessary for card application to the card issuing system 5 via the view card system 3 by mail, FAX or the Internet (step S1k). . Then, the card issuing system 5 confirms the application contents, inputs necessary data, and sends the application form to the examination / issuance group 33 of the view card system 3 (step S2k). Further, the card issuing system 5 sends the application data MT to the host device 31 of the view card system 3 (step S3k).

  Next, the examination / issuance group 33 sends an apologize to the customer if it does not pass the examination after the admission examination, and if it passes the examination, it finalizes the admission (step S4k). Further, the approval information of the examination / issue group 33 is stored in the issue database of the host device 31 (step S5k). Further, the card issuance data is sent to the card issuance system 5 (step S6k), and issuance data conversion is performed in the card issuance system 5 (step S7k).

  Further, in the card issuing system 5, the Suica information is added by the data management PC. Moreover, the expiration date of Suica is set in the card. At this time, a credit expiration date is also set as a default (step S8k). In this way, a card is created, sealed, sealed, packed, and shipped, and an empty card is sent to the customer (step S9k).

  Further, commuter pass purchase information and the like are transmitted from the data management PC of the card issuing system 5 to the IC card management system 2. Also, the card issuance data is sent from the card issuance system 5 to the host device 31 of the view card system 3, and the credit number and Suica linking process is performed (step S11k).

  Next, the flow of processing when a user (customer) of a commuter pass performs issuance change from a magnetic commuter pass on hand to a view watermelon commuter pass using a commuter pass vending machine will be described. FIG. 3 is a flowchart showing the flow of processing when a customer inserts a magnetic commuter pass on hand into a commuter pass vending machine in a station premises and reissues a view watermelon commuter pass in the system configuration of FIG. . As a precondition, the magnetic commuter pass that has passed the end date of use will not be replaced with a view watermelon commuter pass. In addition, reissue from a magnetic commuter pass with a valid end date exceeding the expiration date of the credit shall be performed. However, the start date shall be within the credit expiration date. In this case, the Suica expiry date of the View Watermelon commuter pass is rewritten to the commuter pass end date.

  First, the customer inserts the magnetic commuter pass he possesses into the commuter pass vending machine 12 (step S1d). Further, the customer throws in the view watermelon possessed by the commuter pass vending machine 12 (step S2d). Then, the commuter pass vending machine 12 determines whether or not the inserted magnetic commuter pass and view watermelon can be used (step S3d). If these magnetic commuter pass and view watermelon cannot be used, the issuing process is stopped and the card is returned to the customer (step S4d).

  It is checked whether or not the time commuter pass is within the expiration date (step S5d). If the expiration date of the magnetic commuter pass has passed, the issuing process is stopped, the card is returned, and the card is not reissued. In addition, the card is not reissued if the credit has expired.

  The commuter pass vending machine 12 determines whether or not to perform SF charging and updates the SF final history. When performing the SF charge, the SF charge amount is inserted (paid) into the commuter pass vending machine 12 (step S7d).

  Next, the commuter pass vending machine 12 checks whether or not the password entered by the customer is normal (step S8d). At this time, if the password entered by the customer is not normal, the commuter pass vending machine 12 stops the issuing process and returns the card. The commuter pass vending machine 12 checks the authorization by inquiring to the host device 31 of the view card system 3, and even if the authorization is NG, the issuance process is stopped and the card is returned.

  Next, the commuter pass vending machine 12 writes the periodic information and the SF information on the new card, and performs predetermined printing on the ticket surface (step S9d). The commuter pass vending machine 12 returns the card to the customer as a new view watermelon commuter pass whose card has been reissued (step S10d). Moreover, when the commuter pass vending machine 12 issues a new view watermelon commuter pass, the commuter pass purchase information is notified to the IC card management system 2 (step S11d). The commuter pass purchase information is notified from the commuter pass vending machine 12 to the IC card management system 2. The commuter pass vending machine 12 collects the inserted magnetic commuter pass (step S12d).

  Next, the flow of processing when a user (customer) of a commuter pass performs issuance change from a Suica commuter pass to a view watermelon commuter pass with a commuter pass vending machine will be described. FIG. 4 is a flowchart showing the flow of processing when the customer puts a Suica commuter pass on hand into a commuter pass vending machine in the station premises and reissues it to a view watermelon commuter pass in the system configuration of FIG. Here, as a precondition, the Suica commuter pass does not have a credit function. In addition, it shall be dealt with reissue of a Suica commuter pass whose pass-through date has passed. In addition, reissues from the Suica commuter pass with a valid end date exceeding the credit expiration date are also performed. However, the start date shall be within the credit expiration date. In this case, the Suica expiry date of the View Watermelon commuter pass is rewritten to the commuter pass end date.

  First, the customer puts the Suica commuter pass in possession into the commuter pass vending machine 12 (step S1e). Then, the commuter pass vending machine 12 determines whether or not the inserted Suica commuter pass can be used (step S2e). If this Suica commuter pass cannot be used, the issuing process is stopped and the card is returned to the customer.

  A view watermelon commuter pass is inserted into the commuter pass vending machine 12 (step S4e).

  It is checked whether or not the view watermelon commuter pass is within the expiration date (step S7e). As a result of the expiration date check, if the expiration date of the View Watermelon commuter pass has passed, the issuing process is stopped and the card is returned. In addition, the card is not reissued if the credit has expired.

  The commuter pass vending machine 12 determines whether or not to perform SF charging and updates the SF final history. When performing the SF charge, the SF charge amount is inserted (paid) into the commuter pass vending machine 12 (step S9e).

  At this time, if the password entered by the customer is not normal, the commuter pass vending machine 12 stops the issuing process and returns the card to the customer. The commuter pass vending machine 12 checks the authorization by inquiring to the host device 31 of the view card system 3, and even if the authorization is NG, the issuance process is stopped and the card is returned to the customer.

  Next, the commuter pass vending machine 12 writes the periodic information and the SF information on the new card, and performs predetermined printing on the ticket surface (step S11e). When the Suica information is transferred, the commuter pass vending machine 12 returns the card as a new view watermelon commuter pass that has been issued and replaced (step S12e). Further, when the commuter pass vending machine 12 issues a new view watermelon commuter pass, the commuter pass purchase information is notified to the IC card management system 2 (step S13e). The commuter pass purchase information is notified from the commuter pass vending machine 12 to the IC card management system 2.

  The commuter pass vending machine 12 collects the inserted Suica commuter pass (step S14e) and notifies it (step S15e).

  Next, the flow of card reissue processing due to loss or theft of a card (view watermelon commuter pass) will be described. FIG. 5 is a flowchart showing a flow of processing for reissuing a card by accepting a lost / stolen desk when the customer's view watermelon commuter pass is lost / stolen in the system configuration of FIG. First, in order to perform credit stop registration, the customer notifies the view card system 3 that the view watermelon commuter pass has been lost or stolen (step S1f). Then, accident registration is performed from the VCC business terminal 32 to the host device 31 in the view card system 3 (step S2f). Thereby, the host device 31 notifies the accident registration completion to the VCC business terminal 32 (step S3f).

  On the other hand, when the host device 31 notifies the VCC business terminal 32 of the completion of the accident registration in step S3f, the host device 31 transmits card reissue / reproduction data to the card issuing system 5.

  Next, the card issuing system 5 makes a Suica reissue request from its own data management PC to the IC card management system 2 (step S7f), and acquires information necessary for the Suica reissue from the IC card management system 2. (Step S8f). Then, the card issuing system 5 reissues a card (for example, DC9000) (step S9f), and transmits detailed information from the data management PC to the IC card management system 2 (step S10f). The card issuing system 5 sends the reissued card (DC9000) to the corresponding customer by mail or the like (step S11f).

  Then, the card issuing system 5 transmits the reissue data of the data management PC to the view card system 3 (step S12f), and updates the association information (step S13f).

  In addition, when performing periodic compensation using a Suica commuter pass, the reference number is input to the Malth terminal 16 based on the customer's reissue application (step S1g).

  If the user information is valid, the Mars terminal 16 presses a reissue button (Step S3g), acquires commuter pass information from the IC card management system 2 via the Mars host 18 (Step S4g), and encodes information. Is edited (step S5g). Then, the Mars terminal 16 reissues the Suica commuter pass and gives it to the customer (step S6g). At this time, the Malth terminal 16 transmits to the IC card management system 2 via the Malth host 18.

<Second Embodiment>
6 is a flowchart showing a flow of processing for newly issuing a view watermelon commuter pass in the system configuration of FIG. 1, and FIG. 7 is a continuation of FIG. That is, FIGS. 6 and 7 show the flow of processing from when a user applies for a view watermelon period to when a view watermelon commuter pass is issued and mailed to the user.

  In FIG. 6, the user first sends a view watermelon commuter pass application form describing necessary commuter pass information to the view card system 3 by mail, FAX, or the Internet. Further, if necessary, the ID number of the Suica commuter pass is entered in an application form and sent (step S1a). Then, the station staff inputs commuter pass information data from the VCC business terminal 32 of the view card system 3 according to the contents of the application form, and transmits these commuter pass information data to the host device 31 of the view card system 3 ( Step S2a). As a result, the host device 31 of the view card system 3 obtains the view watermelon commuter pass information data from the ID number, and checks the information on the application form of the view watermelon commuter pass (a pseudonym name, date of birth, gender, etc.). To output a list. At this time, information indicating that an error has occurred may be output. The place where the commuter pass information data is set is the card issuing system 5 of the station service device / terminal 1.

  Next, the host device 31 of the view card system 3 creates view watermelon commuter pass issuance information such as a view watermelon commuter pass ID number and personal information (name, gender, date of birth, telephone number, etc.). The issuance information is transmitted to the card issuing system 5 of the station service device / terminal 1. Thereby, the card issuing system 5 of the station service device / terminal 1 acquires the commuter pass information data from the issued information based on the ID number of the view watermelon commuter pass (step S7a).

  Here, the card issuing system 5 of the station service device / terminal 1 determines whether the commuter pass is valid for 1 month or more or 2 weeks or more when the commuter pass information data is acquired, and if the ID number is not entered. Dummy data is written in the ticket information portion and transmitted to the IC card management system 2 (step S8a). Then, 21 of the IC card management system 2 returns a confirmation response to the card issuing system 5 of the station equipment / terminal 1 that the information in which dummy data is written in the commuter pass information part has been received (step S9a). . Furthermore, 21 transmits information in which dummy data is written in the commuter pass information portion to the IC card management system 2 (step S10a). The presence or absence of dummy data and commuter pass information data and the expiration date are checked by a data management PC (not shown).

  Thereby, the card issuing system 5 of the station service device / terminal 1 encodes credit information and Suica commuter pass information, activates the card in which dummy data is written in the commuter pass information portion, and issues it as a view watermelon commuter pass. . At this time, the card issuing system 5 of the station service device / terminal 1 transmits the detailed information of the issued view watermelon commuter pass and the commuter pass purchase information to the IC card management server 22 of the IC card management system 2 (step S11a). Here, when there is no commuter pass information, the card issuing system 5 of the station service device / terminal 1 sends to the IC card management server 22 of the IC card management system 2 as zero sales, zero commuter pass amount, and commuter pass information dummy. Send.

  Next, in FIG. 7, the IC card management system 5 of the station service equipment / terminal 1 mails the inactive or active view watermelon commuter pass for each member (user) (step S12a). In addition, information regarding the inactive or active view watermelon commuter pass mailed to each member is transmitted from the card issuing system 5 of the station service device / terminal 1 to the host device 31 of the view card system 3 by linking. (Step S13a).

  Here, in step S12a, the view watermelon commuter pass in the inactive state cannot be used as a commuter pass because the commuter pass information is not input at the time of mailing, but the ID number is entered and the commuter pass information If a check is made and the commuter pass information is transferred to the card and activated, it is mailed to a member (user) who can use it as a commuter pass. In other words, the view watermelon commuter pass (inactive card) in which dummy data is written and inactive can be used as a credit card but cannot be used as a commuter pass. Needs to carry out a process of taking commuter pass information into an inactive card and activating it. The SF (stored fair, that is, the balance remaining on the Suica card) can be used without taking the commuter pass information into the card. The inactive view watermelon commuter pass (inactive card) is also mailed to a user who uses only a credit card without using it as a commuter pass.

  On the other hand, an active view watermelon commuter pass (active card) is sent to the member who applied for the view watermelon commuter pass to be used as a commuter pass, and commuter pass information data has been input in advance. The card can be used as a credit card or a commuter pass. Therefore, when the active view watermelon commuter pass (active card) arrives at the user's hand, it is certain that the expiry date of the commuter pass function in the user's Suica commuter pass and view watermelon commuter pass will expire. Mailed to members.

  In the credit card issuing system with a commuter pass according to the present invention, an empty card is sent to the user's hand by application at the station window or by mail, so the user is sent with an existing magnetic commuter pass or Suica commuter pass. If the empty card is inserted into the commuter pass vending machine 12 in the station, the activation process is performed by the commuter pass vending machine 12, and a view watermelon commuter pass having a commuter pass function and a credit function is obtained by the user. Returned to.

  Next, the flow of processing for inputting and activating commuter pass information to a deactivated view watermelon commuter pass will be described. FIG. 8 is a flowchart showing a flow of processing for inputting and activating commuter pass information to a view watermelon commuter pass in an inactivated state. First, the user inserts a deactivated view watermelon commuter pass into the commuter pass vending machine 12 of the station service device / terminal 1 (step S1b). Furthermore, the user inputs commuter pass information to the commuter pass vending machine 12 or inputs a magnetic commuter pass on hand into the commuter pass vending machine 12. Credit card expiry date is determined for the View Watermelon commuter pass. Then, the commuter pass is not issued for the View Watermelon commuter pass that has exceeded the credit expiration date (step S2b).

  In addition, commuter passes that require a certificate to be issued, such as a school commuter pass, will be reissued from the magnetic commuter pass issued at the counter. Furthermore, the type of commuter pass that can be newly issued to the view watermelon commuter pass by the commuter pass vending machine 12 is matched to the current operation state. For a commuter pass that cannot use the current SF (stored fair), a flag indicating that SF cannot be used is set in the view watermelon commuter pass using 1 bit when data is converted.

  Next, when performing cash settlement, the user inserts cash necessary for settlement when the view watermelon commuter pass is inserted into the commuter pass vending machine 12 in step S1b (step S3b). Further, when the card payment is made with the view watermelon commuter pass, the user inputs the personal identification number with the commuter pass vending machine 12 of the station service device / terminal 1 and credits the host device 31 of the view card system 3. (Step S4b). Then, the host device 31 of the view card system 3 transmits a result response to the credit to the commuter pass vending machine 12 of the station service device / terminal 1. At this time, if the host device 31 of the view card system 3 is a credit OK, the sales are recorded (step S5b).

  Next, when the commuter pass vending machine 12 of the station service device / terminal 1 receives the credit OK response from the host device 31 of the view card system 3, the commuter pass information is encoded into the view watermelon commuter pass and the view Details of the watermelon commuter pass and commuter pass purchase information are transmitted to the IC card management system 2 (step S6b). Furthermore, the IC card management system 2 transmits the received detailed information of the view watermelon commuter pass and commuter pass purchase information to the IC card management server 22 in the IC card management system 2 (step S7b). Accordingly, the commuter pass vending machine 12 of the station service device / terminal 1 returns the view watermelon commuter pass encoded with the commuter pass information (that is, the activated view watermelon commuter pass) to the user. At this time, the reissued magnetic commuter pass original ticket is collected by the commuter pass release machine 12 of the station service device / terminal 1 without being returned to the user (step S8b).

  Next, the flow of processing when continuously issuing view watermelon commuter passes will be described. FIG. 9 is a flowchart showing the flow of processing when a view watermelon commuter pass is issued continuously. First, the user inserts a view watermelon commuter pass into the commuter pass vending machine 12 of the station service device / terminal 1 (step S1c). Further, the user inputs commuter pass information to the commuter pass vending machine 12. Thereby, the commuter pass vending machine 12 of the station service device / terminal 1 determines the expiration date of the credit. At this time, the commuter pass vending machine 12 does not continuously issue a view watermelon commuter pass that has exceeded the expiration date of the credit (step S2c).

  Furthermore, when performing cash settlement, the user inserts cash immediately after inserting the view watermelon commuter pass into the commuter pass vending machine 12 in step S1b (step S3c). However, since payment can be made with cash or a view card, there is no need to insert cash when making a payment with a view card. The only view card that can be used for payment is your own View Watermelon commuter pass.

  When the card payment is made with the view watermelon commuter pass, the user enters the personal identification number with the commuter pass vending machine 12 of the station service device / terminal 1 and credits the host device 31 of the view card system 3 (step) S4c). Then, the host device 31 of the view card system 3 transmits a confirmation response to the credit to the commuter pass vending machine 12 of the station service device / terminal 1. At this time, if the host device of the view card system 3 is a credit OK, the sales are recorded (step S5c). The only card that can be used for payment is your View Watermelon commuter pass.

  In step S5c, the commuter pass vending machine 12 of the station service device / terminal 1 receives the credit OK confirmation response from the host device 31 of the view card system 3, encodes the commuter pass information for the view watermelon commuter pass, The detailed information on the corresponding view watermelon commuter pass and the commuter pass purchase information are transmitted to 21 of the IC card management system 2 (step S6c). Furthermore, 21 transmits the detailed information of the received view watermelon commuter pass and commuter pass purchase information to the IC card management server 22 in the IC card management system 2 (step S7c). Thereby, the commuter pass vending machine 12 of the station service device / terminal 1 returns the continuously updated view watermelon commuter pass to the user (step S8c). Note that the commuter pass vending machine 12 can also issue a view watermelon commuter pass continuously.

  In addition, in the credit card issuing system with a commuter pass according to the present invention, in addition to the processing described above, the commuter pass information is converted from an existing Suica commuter pass to an inactive view watermelon commuter pass to activate the view watermelon commuter pass. It is also possible to perform processing. In this case, the customer goes to the station counter with two commuter passes, a Suica commuter pass and an inactive view watermelon commuter pass, and inserts them into the POS terminal 13 of the station service device / terminal 1. Then, the POS terminal 13 performs the activation process of the view watermelon commuter pass, and the activated view water commuter pass in which the commuter pass information is input is delivered to the user. Thus, the user can use the activated view water commuter pass as a credit function and a commuter pass function.

  Moreover, the credit card issuing system with a commuter pass according to the present invention can also perform a process of depositing (charging) a view watermelon commuter pass. In this case, the customer should put the view watermelon commuter pass and the predetermined cash into the chargeable device 14 of the station service device / terminal 1 such as a card vending machine, commuter pass vending machine, ALTTE, etc. installed in the station premises. The predetermined amount information is charged to the view watermelon commuter pass. You can also renew your card when the View Watermelon commuter pass expires, and when you lose your View Watermelon commuter pass, you can reissue a new View Watermelon commuter pass after issuing a Suica commuter pass. It can also be issued. In addition, when a View Watermelon commuter pass is lost, a new View Watermelon commuter pass can be reissued directly. Furthermore, it is possible to refund the commuter pass for the View Watermelon commuter pass and the SF for the View Watermelon commuter pass. In addition, when a failure occurs in the view watermelon commuter pass, a replacement certificate can be issued and a new view watermelon commuter pass can be reissued.

It is a block diagram of the credit card issuing system with a commuter pass for operating a view watermelon commuter pass in the present invention. FIG. 2 is a flowchart showing a flow of processing when a new card is issued in the first embodiment in the system configuration of FIG. 1. In the system configuration of FIG. 1, a flow chart showing a flow of processing when a customer puts a magnetic commuter pass on a commuter pass vending machine in a station premises and reissues a view watermelon commuter pass in the first embodiment. It is. In the system configuration of FIG. 1, a flowchart showing a flow of processing when a customer puts a Suica commuter pass in a commuter pass vending machine in a station premises and reissues a view watermelon commuter pass in the first embodiment. It is. FIG. 2 is a flowchart showing a flow of processing for reissuing a card by accepting a lost / stolen desk when the customer's view watermelon commuter pass is lost / stolen in the system configuration of FIG. 1; It is a flowchart which shows the flow of a process when issuing a view watermelon commuter pass newly in 2nd Embodiment in the system configuration | structure of FIG. FIG. 7 is a flowchart subsequent to FIG. 6. In the system configuration of FIG. 1, it is a flowchart showing a flow of processing for inputting and activating commuter pass information to a view watermelon commuter pass in a deactivated state in the second embodiment. In the system configuration of FIG. 1, it is a flowchart which shows the flow of a process when a view watermelon commuter pass is issued continuously in 2nd Embodiment.

Explanation of symbols

1 Station Service Equipment / Terminal 2 IC Card Management System 3 View Card System 4 Station Revenue Management System 5 Card Issuance System 11 Card Vendor 12 Commuter Pass Release Machine 13 POS Terminal 14 Chargeable Equipment 15 Refundable Equipment 17 Counter Settlement Machine 18 Mars Host 21 22 IC card management server

Claims (7)

A credit card issuing system with a commuter pass for issuing a credit card with a commuter pass having a commuter pass function and a credit function,
A card vending machine that reads the information of the first card that realizes the commuter pass function by the magnetic stripe and the information of the second card having the credit function and issues the credit card with the commuter pass is provided. A credit card issuance system with a commuter pass as a feature. A credit card issuing system with a commuter pass for issuing a credit card with a commuter pass having a commuter pass function and a credit function,
A card vending machine that reads information on a first card that implements the commuter pass function by mounting an IC chip and information on a second card that has the credit function and issues the credit card with the commuter pass A credit card issuing system with a commuter pass.   The said card vending machine performs the new issue or renewal of the credit card with a commuter pass based on the periodical expiration date of the inserted first card. Credit card issuing system with commuter pass.   4. The card issuing machine according to claim 1, wherein the credit card with the commuter pass is not issued when the credit expiration date of the inserted second card has passed. Credit card issuing system with commuter pass as described in.   The said card vending machine stops the credit function of the said credit card with a commuter pass according to a predetermined procedure, when the credit card with a commuter pass is lost. Credit card issuing system with commuter pass as described.   The card vending machine issues a substitute card for realizing a commuter pass function of the credit card with a commuter pass according to a predetermined procedure when the credit card with a commuter pass is lost. A credit card issuing system with a commuter pass according to claim 5. 7. The card sale machine according to any one of claims 1 to 6, wherein when the balance information remains in the credit card with the commuter pass, the card selling machine settles the balance information until a predetermined time. Credit card issuing system with commuter pass as described in Crab.

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