JP2003162681A - Price collection surrogate system and method therefor - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To facilitate price collection of a membership fee or the like and management of membership information. <P>SOLUTION: A server 5 is operated by a service provider who mainly offers this invented service and, in response to access from terminals 1, 2, 3, provides a Web page for registering a group and a member, and for performing maintenance of registered group information and registered membership information or the like. The server 5 accumulates the registered group information and membership information in a database 6. According to the group information and the membership information, the server 5 collects a designated amount at a specified date from a server 7 of a card company or a server 8 of a bank, adds up the collected amounts for each group, and transfers an amount obtained by subtracting a given charge from the total amount into the bank account of the group. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a collection and collection system and a collection and collection method.

[0002]

2. Description of the Related Art Conventionally, in a club activity or a small group, when a member pays a monthly membership fee, a price when a member purchases an article from the group (hereinafter collectively referred to as a price), cash is paid directly. In most cases, they handed over to the accountant. Also, a list of club activities was made about once a year and distributed to members in the form of paper.

[0003]

In the above-mentioned prior art, the accountant must always prepare the change, receive the cash from the member, and continue the extremely troublesome work of filling in the ledger. There was a problem. In addition, if the accountant did not attend the club activity, the accounting business would not function at all. In addition, some members have delayed payments, which makes it difficult to earn a secure income. On the other hand, there is also a mechanism of automatic transfer at the bank, but the procedure of continuing the payment period and the cancellation procedure when the circle activity is stopped midway is troublesome, and there is a problem that it burdens each individual instead. It was

Therefore, an object of the present invention is to provide a payment collection system and a collection collection method that can easily collect fees such as membership fees and easily manage member information.

[0005]

In order to achieve the above-mentioned object, the bill collecting agent system according to the invention of claim 1 is a bill collecting agent system for collecting fees such as membership fees on behalf of the manager of an organization. , A first registration means for registering group information including at least a transfer account of the group and a collection form from the terminal of the group administrator, and the terminal of the group member via the network ,
Second registration means for registering personal information including at least a debit account of a member belonging to the group, and a fee for debiting the member's account based on the personal information registered in the second registration means It is characterized by comprising a withdrawing means and a transfer means for transferring the money withdrawn by the money withdrawing means to a predetermined account based on the group information registered in the first registration means.

[0006] As a preferred aspect, for example, as described in claim 2, in the collection and collection agency system according to claim 1, further, a storage unit for storing the ID and / or password of the member of the group, and the second It is characterized by having an authentication means for authenticating the ID and / or the password when the personal information is registered in the registration means.

[0007] As a preferred aspect, for example, as described in claim 3, in the payment collection system according to claim 1, a screen for registering / browsing the group information and the personal information is provided via the network. A screen presenting means for presenting to the registrant terminal may be provided.

[0008] As a preferred aspect, for example, in claim 4 or claim 3, in the payment collection system according to claim 1, the registration means is based on an instruction from the registrant terminal via a network. It may be provided with an editing means for editing the group information and the personal information registered in.

In order to achieve the above object, the bill collection agency system according to the invention of claim 5 designates a bill collection agency device that provides a service for collecting fees such as membership fees on behalf of the manager of the group. Is a collection and collection agent system in which an account management device that deducts and transfers a specified amount of money to a specified account is connected via a network, wherein the collection and collection device is from a registrant terminal of a group manager. First registration means for registering group information including at least a collection form and a collection date of the group and personal information including at least a use account of a member belonging to the group is registered via the network. Based on the second registration means and the group information and the personal information registered in the first and second registration means, Through the work account, the withdrawing instruction means for instructing withdrawal of the money from the member's account, and the predetermined amount of money withdrawn by the withdrawing instruction of the withdrawal instruction means based on the group information registered in the registration means. It is characterized by comprising a transfer instruction means for instructing the account management device to transfer money to the account via the network.

As a preferred embodiment, for example, as in claim 6, in the payment collecting agent system according to claim 5, the collecting agent device is the group information of the group and the personal information of members belonging to the group. A screen presenting unit may be provided to present a screen for registering / viewing to the registrant terminal via the network.

As a preferred aspect, for example, in claim 7 or 7, in the payment collecting system according to claim 5, the payment collecting device is instructed via a network from the registrant terminal. On the basis of,
An editing means for editing the group information and the personal information registered in the registration means may be provided.

[0012] As a preferred embodiment, for example, as described in claim 8, in the payment collecting system according to any one of claims 5 to 7, a credit card issued to a member connected to the network is used. The payment is performed on behalf of the collection instruction of the price when used, and the payment agent that deducts the payment paid on a predetermined date from the member's use account, the withdrawal instructing means is provided on the payment agent device. Alternatively, it may be instructed to withdraw the payment.

In order to achieve the above-mentioned object, the method of collecting money according to the invention of claim 9 is a method of collecting money from members belonging to a group on behalf of the manager of the group. It is possible to register group information including at least the collection form and the collection date of the group from the administrator's terminal via the network, and from the terminal of the member who belongs to the group, at least the usage account via the network. Based on the registered group information and personal information, from the member's account to the account management device that enables registration of personal information including, and debits and transfers the specified amount of money to the specified account. Instructing the withdrawal of the payment via the network, and directing the account management device to a predetermined account for the withdrawn payment based on the group information. Transfer to, characterized by instruction via the network.

As a preferred aspect, for example, as described in claim 10, in the payment collecting method according to claim 9, a screen for registering / viewing the group information and the personal information is transmitted via the network. It may be presented to the registrant terminal.

As a preferred mode, for example, as described in claim 11, in the payment collection method according to claim 9 or 10, a credit card owned by a member can be designated as a withdrawal source for withdrawing the payment. It may be.

[0016]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings.

A. Configuration of the Embodiment FIG. 1 is a block diagram showing the configuration of a payment collection agency system according to an embodiment of the present invention. In the figure, terminal 1,
2 is operated by a member who belongs to an organization (circle), accesses the server 5, and the We provided by the server 5 is operated.
Register as a member from page b. The terminal 3 is operated by an administrator who manages the accounting of the group (circle),
The server 5 is accessed, and group registration or the like is performed from the Web page provided by the server 5. In addition, the terminals 1, 2,
As shown in FIG. 3, 3 may be a so-called stand-alone personal computer, a portable book-type personal computer, a mobile phone, a personal digital assistant, or the like.

The server 5 is operated by a service provider that mainly implements the service of the present invention, and the terminals 1,
Depending on access from a few, group registration, member registration,
Provide a web page for maintenance of registered group information and member information. The server 5
It has a database 6 for accumulating registered group information and member information. In addition, the server 5 exchanges member information with the card company server 7 or the bank server 8 for collection of payment, collects a specified amount on a specified date, sums the collected amount for each group, Transfer the total amount minus a prescribed fee to the bank transfer destination of a pre-designated group. At this time, the status of collection and transfer are notified to the manager of the group (terminal 3) by e-mail or the like.

The server 7 is operated by a credit card card company owned by the members of the terminals 1 and 2, and according to the request (member information) from the server 5, pays the price from the credit card owned by the member, and at a predetermined time. By deducting the price paid from the member's bank account on the due date, the amount paid as the above price will be collected. In addition,
Although only one server is shown in the illustrated example, naturally, the credit cards of individual members may be from different credit companies, and in this case, the servers operated by the respective card companies are targeted. .

The server 8 is operated by a bank (or a post office, etc.) in which an account of a member of the terminals 1 and 2 or an account into which the price of a group (circle) is transferred is opened. In the example shown in the figure, only one server is shown, but of course, the account of each member and the account to which the payment is transferred may be different bank accounts, and in this case, the servers operated by the respective banks. Is the target.

The above-mentioned terminals 1, 2, 3 and server 5,
7 and 8 are connected online via a network 9 such as the Internet (which may be a dedicated line).

B. Operation of the embodiment Next, the operation of the above-described embodiment will be described.

B-1. Basic Operation of Server 5 First, a basic operation procedure in the server 5 will be described. Here, FIG. 2 is a flowchart for explaining the basic operation of the server 5. The server 5 is the terminal 1,
When accessed from the terminals 2 and 3, first, the user IDs from the terminals 1, 2 and 3 are acquired (step S10). next,
The server 5 collates the passwords from the terminals 1, 2 and 3 (step S12), and if they do not match, displays a warning (step S14) and repeats the acquisition of the user ID and the collation of the password until they match.

When the user ID and password are authenticated,
Next, the group numbers from the terminals 1, 2 and 3 are acquired (step S16). And to get the information of the relevant group,
The database is searched (step S18), and the display HTML to be displayed on the terminals 1, 2 and 3 is created,
A predetermined screen is presented (step S20). Then, the command from the terminals 1, 2 and 3 is accepted through the display HTML screen (step S22), and the database process is performed according to the command (step S22).
18) Create a corresponding screen and present a predetermined screen (step S20).

B-2. Detailed Operations Next, operations for group registration and member registration from the terminals 1, 2, and 3 to the server 5 and other services will be described. Here, FIG. 3 and FIG. 4 are schematic diagrams showing an operation of the server 5 and an example of a screen provided from the server 5. In the following, collection of membership fee as a price will be described.

B-2-1. Group registration (contract) When the server 5 is accessed from the terminals 1, 2 and 3, the screen shown in FIG. 3A is displayed on the browser of the terminal.
First, a procedure for registering a group will be described here. In FIG. 3 (a), when “New group reception” is selected from the administrator's terminal 3, the page shown in FIG. 3 (b) is displayed. Here, the administrator inputs information about the organization that wants to receive this service from the terminal 3. First, the following basic information about the organization: organization name, representative name, contact information (address / telephone number), email address (for managers)
Enter.

Next, for members of the group, there are several possible forms of collection of fees such as student fees and general fees. Therefore, enter the type in the "Membership fee collection type" field shown in FIG. 3 (b). To do. Then, select "Settings",
The membership fee setting screen shown in FIG. 3C is displayed. here,
Set the amount of membership fee and the collection interval such as once a month.

Next, returning to the page shown in FIG. 3B, the transfer destination (bank account etc.) of the collected membership fee is designated in the payment destination column. To the transfer destination, an amount obtained by subtracting a fee as a consideration for the service from the membership fee collected from the members belonging to the organization is transferred. When the "Register" button shown in Fig. 3 (b) is selected after all the above-mentioned settings are completed, the screen shown in Fig. 3 (f) is displayed, and the confirmation of the setting conditions and the display of the contract permission contents are displayed. Done. Figure 3
When “OK” is selected in (f), registration as a group is completed.

B-2-2. Registration of Individual Member (Contract) Next, a procedure for inputting information of an individual belonging to an organization will be described. The actual input may be performed by the administrator of the organization, but here, an example in which each individual inputs his or her own information will be described. First, the users of the terminals 1 and 2 who have accessed the server 5 select login on the screen shown in FIG. Here, since it is the reception of a new member, “reception of new member” shown in FIG. 3D is selected. Then, as shown in FIG. 3 (e), an information input column regarding the member is displayed, and the following items, organization name, name, contact information (address, telephone number), and mail address are input.

Next, one's type is selected from the types of membership fee collection determined by the organization. In addition, information on the source of withdrawal of membership fee: In case of credit card (credit card name, name, expiration date, etc.), in case of bank account (bank name, branch name, account name, account number, etc.), enter. After inputting all, press the "Register" button to move to the confirmation screen shown in Fig. 3 (f). If "OK" is selected here, registration of the individual member is completed. In addition, the registered information is notified from the server 5 to the manager of the organization by e-mail or the like.

B-2-3. Withdrawal of membership fee and transfer of collected membership fee server 5 accesses card company server 7 or bank server 8 for membership fee collection according to the group information and member information registered in database 6, and the member registers. The designated amount will be deducted from the deducted membership fee on the designated date. Next, the withdrawn amounts are totaled for each group, and the amount obtained by subtracting a predetermined fee from this is transferred to a pre-specified membership fee transfer destination. At this time, the status of collection and the transfer notification are notified from the server 5 to the manager of the group by e-mail or the like.

B-2-4. Contract change Fig. 3 shows a transition diagram of the screen related to contract change. Figure 4 (a)
Is a screen displayed after the login in FIG.
Here, you can perform operations such as: -displaying and printing of a list of members of the organization and its members-confirmation (displaying and printing) of membership fee collection status-change / deletion of group information / change / deletion of member information. As a matter of course, the work related to the group is protected by inputting the user ID, the password and the like so that only those having the authority can work. Regarding the change of personal information, after confirming the change, the change is notified to the group manager by e-mail or the like.

(1) Roster list / collection status First, the administrator of the terminal 3 who has accessed the server 5 is shown in FIG.
If you select "List of members / collection status" on the screen shown in (a), you can display and print the list of members who belong to the relevant organization, as well as see the uncollected / collected members, the amount collected, etc. You can display and print the membership fee collection status.

(2) The administrator of the terminal 3 who has accessed the group attribute change server 5 is shown in FIG.
When you select "Change organization attributes" on the screen shown in,
The page shown in FIG. 4B is displayed. Here, the administrator inputs information to be changed about the group from the terminal 3. For example, if you want to change the basic information of the group,
In the "information on dormitory for group" column shown in FIG. 4B, the item to be changed is re-entered. In addition, when changing the collection form, "membership fee collection type" shown in FIG. 4 (b)
Re-enter the type in the field. In addition, when changing the amount of membership fee and the collection interval, select "Set"
Since the membership fee setting screen shown in (c) is displayed, the membership fee amount and the collection interval such as once a month are reset. Further, when changing the transfer destination of the membership fee, a new transfer destination is designated in the "transfer destination of the membership fee" shown in FIG. 4 (b). Then, when the "register" button shown in FIG. 4 (b) is selected after all the above-mentioned changes are completed, the screen moves to the screen shown in FIG. The display is done. When "OK" is selected in FIG. 4 (f), the group information correction is completed.

(3) Member attribute change Actual changes may be made by the manager of the organization, but here, an example in which each individual changes his or her own information will be described. Terminals 1 and 2 that accessed the server 5
When the member selects “Change Member Attribute” on the screen shown in FIG. 4D, the page shown in FIG. 4E is displayed. For example, when changing the information about members,
Re-enter the item to be changed in the "Information input box for members". Further, when changing the type of membership fee collection, the type is re-entered in the "membership fee collection TYPE" field shown in FIG. 4 (e). Furthermore, when changing the membership fee withdrawal source, a new withdrawal source is designated in the "membership fee withdrawal source" shown in FIG. Then, when the "register" button shown in FIG. 4 (e) is selected after all the above-mentioned changes are completed, the screen shown in FIG. 4 (f) is displayed, and the confirmation of the setting conditions and the content of the contract permission are performed. The display is done. When “OK” is selected in FIG. 4F, the member information correction is completed. The corrected contents are notified from the server 5 to the manager of the organization by e-mail or the like.

In addition, as described above, it is possible to delete a registered organization or a member registered in the organization from the screen shown in FIG. 4 (a) or (d). Has become.

According to the above-described embodiment, the service provider acts as a proxy for collecting membership fees from a plurality of members.
The membership fee can be collected efficiently, and the burden on the accounting staff becomes extremely light. Also, service providers can collect fees from multiple parties. In addition, by managing a list of a plurality of members and information about the collection of membership fees by using the WEB, it is possible to obtain real-time information at that time.

In the above-mentioned embodiment, as shown in FIG. 1, the service provider and the card company use different servers in different organizations, but the card company itself can also carry out this service. . Similarly, the bank itself can carry out the service.

Further, in the operation of the above-mentioned embodiment, the collection of the membership fee has been explained as the price, but as the price,
It also includes the price when members purchase goods from the group,
In that case, the billing price is displayed on the member's display page.

[0040]

According to the invention as set forth in claim 1, the group information including at least the transfer account of the group and the collection form is registered in the first registration means from the terminal of the manager of the group via the network. Also, from the terminal of the member of the group,
Personal information including at least a debit account of a member belonging to the organization is registered in a second registration means via a network, and the personal information registered in the second registration means by the debit means. The fee is deducted from the member's account based on, and the debited fee is transferred to a predetermined account by the transfer means based on the group information registered in the first registration means. It is possible to easily collect the price of the member and easily manage the member information.

Further, according to the invention of claim 2, the ID and / or password of the member of the group is further stored in the storage unit, and authentication is performed when the personal information is registered in the second registration means. Since the ID and / or the password is authenticated by the means, it is possible to easily collect the fee such as the membership fee and easily manage the member information.

According to the third aspect of the invention, the screen presenting means presents a screen for registering / viewing the group information and the personal information to the registrant terminal via the network. Therefore, it is possible to easily collect the fee such as the membership fee and easily manage the member information.

According to the invention described in claim 4, the editing means registers in the registration means based on an instruction from the registrant terminal via the network.
Since the group information and the personal information are edited, it is possible to easily collect fees such as membership fees and easily manage the member information.

Further, according to the invention of claim 5, in the payment collecting agent device, from the terminal of the manager of the group,
The group information including at least the transfer account of the group and the collection form is registered in the first registration means via the network, and at least the members belonging to the group are registered from the terminal of the member of the group via the network. Based on the group information and the personal information registered in the first and second registration means by the withdrawal instruction means, personal information including a debit account is registered in the second registration means, To the account management device via the network,
Instructing the withdrawal of the money from the member's account, and by the transfer instructing means, based on the group information registered in the registration means, the transfer of the money deducted by the withdrawing instruction of the withdrawing instructing means to a predetermined account Since it is instructed to the account management device via the network, there is an advantage that the fee such as membership fee can be easily collected and the member information can be easily managed. To be

Further, according to the invention of claim 6, a screen for registering / viewing the group information of the group and the personal information of members belonging to the group by the screen presenting means is displayed via the network. Since the information is presented to the registrant terminal, it is possible to easily collect the fee such as the membership fee and the member information can be easily managed.

Further, according to the invention of claim 7, the editing means is registered in the registration means based on an instruction from the registrant terminal via the network.
Since the group information and the personal information are edited, it is possible to easily collect fees such as membership fees and easily manage the member information.

Further, according to the invention of claim 8, payment is made on behalf of the collection instruction of the price when using the credit card issued to the member connected to the network, and the payment is made on a predetermined date. With respect to the payment agent device for deducting the payment on behalf of the member from the member's use account, the withdrawing instruction means is instructed to withdraw the price, so that the fee such as the membership fee can be easily collected. The advantage is that the member information can be easily managed.

Further, according to the invention described in claim 9, it is possible to register the group information including at least the collection mode and the collection date of the group from the terminal of the manager of the group via the network. From the terminal of the member belonging to, through the network, the personal information including at least the use account can be registered, and to the account management device that debits and transfers the specified amount of money to the specified account, Based on the registered group information and personal information, direct debit from the member's account via the network, and to the account management device a predetermined amount of the debited amount based on the group information. Since the transfer to the account is instructed via the network, the fee such as membership fee can be easily collected and the member information can be collected. The advantage is obtained of being able to manage easily.

According to the invention of claim 10, a screen for registering / viewing the group information and the personal information is presented to the registrant terminal via the network. It is possible to easily collect the fees such as the above, and it is possible to easily manage the member information.

According to the invention of claim 11, since the credit card owned by the member can be designated as a withdrawal source for withdrawing the fee, the fee such as membership fee can be easily collected. The advantage is that the member information can be easily managed.

[Brief description of drawings]

FIG. 1 is a block diagram showing a configuration of a payment collection agency system according to an embodiment of the present invention.

FIG. 2 is a flowchart for explaining the basic operation of the server 5.

FIG. 3 is a schematic diagram showing an operation of the server 5 and an example of a screen provided by the server 5.

FIG. 4 is a schematic diagram showing an operation of the server 5 and an example of a screen provided from the server 5.

[Explanation of symbols]

1, 2 terminals (registrant terminal) 3 terminals (registrant terminal) 5 servers (registration means, screen presenting means, editing means, collection agent, deduction instruction means, transfer instruction means) 6 database (registration means) 7 servers (Cash withdrawal means, payment agent) 8 Servers (cash withdrawal means, transfer means, account management device) 9 Network

Claims (11)

[Claims] [Claim 1] A fee collection agent system for collecting fees such as membership fees on behalf of an administrator of a group, wherein at least the transfer account of the group and the form of collection from the group administrator's terminal via the network A first registration means for registering group information including and a second member for registering personal information including at least a direct debit account of a member belonging to the group from a terminal of a member of the group via a network. The registration means, the money withdrawing means for withdrawing the money from the member's account based on the personal information registered in the second registration means, and the money withdrawn by the money withdrawing means,
And a transfer means for transferring the money to a predetermined account based on the group information registered in the registration means. 2. A storage unit for storing an ID and / or password of a member of an organization, and an authentication unit for authenticating the ID and / or password when the personal information is registered in the second registration unit. The collection and collection agent system according to claim 1, characterized in that it has. 3. The screen presenting means for presenting a screen for registering / browsing the group information and the personal information to the registrant terminal via the network. Payment collection system. 4. An editing means for editing the group information and the personal information registered in the registration means on the basis of an instruction from the registrant terminal via a network. The payment collection system according to claim 1 or 3. 5. A payment collection device that provides a service for collecting membership fees on behalf of the manager of an organization, and an account management system that debits and transfers a specified amount of money to a specified account. A collection agent system in which a device is connected via a network, wherein the collection agent device at least collects a collection form and a collection deadline of a group from a registrant terminal of an administrator of the group via the network. First registration means for registering group information including the second registration means, second registration means for registering personal information including at least a usage account of a member belonging to the group, and registered in the first and second registration means. In addition, a withdrawal indicator for instructing the account management device to withdraw money from the member's account via the network, based on the group information and the personal information. And, based on the group information registered in the registration means, transfer the money deducted by the deduction instruction of the deduction instruction means to a predetermined account to the account management device via the network. A payment collection agent system comprising: a transfer instruction means for giving an instruction. 6. The screen presenting device for presenting a screen for registering / browsing group information of the group and personal information of members belonging to the group to the registrant terminal via the network. The collection agent system according to claim 5, further comprising means. 7. The collection and collection agent device, based on an instruction from the registrant terminal via a network, edit means for editing the group information and the personal information registered in the registration means. The payment collection system according to claim 5 or 6, characterized by being provided. 8. The member is connected to the network and pays for the collection instruction when using a credit card issued to the member, and pays the payment on a predetermined date on the member's account. 8. A payment agent device for withdrawing money from the payment agent, wherein the withdrawal instruction means instructs the payment agent device to withdraw the payment.
The payment collection system described in any of. 9. A method of collecting a fee from a member belonging to a group on behalf of a manager of the group, wherein at least the group's price collection mode is set from a group manager's terminal via a network. It is possible to register group information including the collection date, and to register personal information including at least the usage account from the terminal of the member who belongs to the group, and the specified amount for the specified account. To the account management device for debiting and transferring money, based on the registered group information and personal information, instructing, via the network, to deduct the payment from the member's account, and to the account management device. On the other hand, a payment fee characterized by instructing transfer of the deducted payment based on the group information to a predetermined account through the network. Acting way. 10. The method of claim 7, wherein a screen for registering / viewing the group information and the personal information is presented to the registrant terminal via the network. 11. The payment collection method according to claim 9, wherein a credit card owned by a member can be designated as a withdrawal source for withdrawing the payment.