JP2002279298A - Business technique based on vehicle history information, and storage medium - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a business technique for wiping off a customer's uneasiness to give satisfaction by providing a carefully thought out service by a car dealer and an insurance company, using vehicle history information such as the driving history and maintenance and management history of the vehicle. SOLUTION: In the business support technique, the storage medium 104 such as a vehicle information terminal, a memory card or a server is connected in a vehicle interior communicable manner to a management computer 100 mounted on the vehicle VE. The storage medium 104 is formed with a space for recording at least vehicle ID information which is vehicle management information such as an undercarriage number, the manufactured year and month, a model and an owner's ID; individual ID information which is individual authentication information such as a driver's license number, address and name; and vehicle history information such as the driving history of the vehicle and renewal, maintenance and management history. The vehicle ID information, personal ID information and vehicle history information are recorded and stored in the storage medium 104. Various information recorded in the storage medium 104 is read on the side of the car dealer 74 or the insurance company 75 and used as reference for setting the charge when carrying out vehicle inspection and maintenance or the renewal of an insurance contract.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a vehicle business method using a vehicle-mounted network system, and more particularly to a business method and a storage medium based on vehicle history information recorded on a storage medium mounted on the vehicle.

[0002]

2. Description of the Related Art Since 2000, ETC (Electro
nic Toll Collection System
m: Non-stop automatic toll collection system) service has started, and the latest road traffic information required by the driver is provided through the car navigation system of the traveling vehicle.
ICS (Vehicle Information an
d Communication System: ITS (Intell.
The development of the Intelligent Transport Systems (Intelligent Transport Systems) is in full swing.

[0003] With the development of various services of ITS, it is expected that the computerization of vehicles will be further accelerated, the types of in-vehicle devices will be diversified, and the number thereof will increase. As an example of such an in-vehicle device, for example, a DSRC (Dedicated Short) for short-range communication used in ETC is used.
t Range Communication), next-generation mobile phones, Bluetooth
th) and the like, and TV devices that receive digital TV broadcasts.

[0004] With the diversification and increase of in-vehicle equipment, there is a problem in the installation space in the vehicle, and the HM of equipment operation of in-vehicle equipment.
I (Human Machine Interface)
Since e) is inconsistent, device operation is becoming more and more complicated and complicated.

On the other hand, vehicles equipped with various on-vehicle devices are expected to be multifunctional and highly functional, to improve the convenience of vehicle use, and to further improve the safety of vehicle operation.

[0006]

Vehicles with multi-functionality and high functionality have high added value. Therefore, there is a strong demand for measures against theft of the vehicle and further enhancement and enhancement of security functions.

[0007] In addition, among drivers who drive a car, there are many people who are unfamiliar with vehicle inspection and maintenance and elderly people.
Those who are vulnerable to the mechanism of the vehicle often do not understand what measures to take even if a problem such as a vehicle accident or a breakdown occurs, and often reapply.

[0008] On the other hand, with the spread of vehicles, the society of vehicles has further advanced, and the market for new and used vehicles has been improved.
Car dealers that sell new cars, used car dealers that handle used cars, and car maintenance companies (repair shops) that maintain and manage vehicles such as maintenance, repair, and maintenance are nationwide and support the car society. .

When a car user purchases a new car,
Existing vehicles are often traded in, and some of the trade-in vehicles are often sold again as Used Cars.

[0010] Further, with the spread of vehicles, the insurance system for vehicles has been enhanced and improved, so that even if a car user encounters a traffic accident or a vehicle trouble, it can be driven with peace of mind.

[0011] Under the economic environment of the vehicle society where vehicles have increased,
The use of a car is a part of life, and even those who have a poor vehicle mechanism or who are not always suitable for driving may need to drive for life.

The present invention has been made in view of the above circumstances, and provides a vehicle in which a car dealer or an insurance company can provide a detailed service using vehicle history information such as a driving history and a maintenance history of the vehicle. It is an object to provide a business method and a storage medium based on history information.

Another object of the present invention is to provide a car user with accurate and reliable notification of the content and time in advance when a vehicle inspection or vehicle insurance renewal time is reached, and based on vehicle history information to help prevent forgetting of the renewal time. It is to provide a business method and a storage medium.

Another object of the present invention is to make it possible to appropriately set a vehicle price by utilizing reliable vehicle history information, to proceed smoothly and smoothly with a customer through fine-grained service, and to give a sense of security to the customer. It is an object of the present invention to provide a business method and a storage medium based on vehicle history information.

[0015]

A business method based on vehicle history information according to the present invention is capable of in-vehicle communication with a management computer mounted on a vehicle as described in claim 1 in order to solve the above-mentioned problem. Is connected to a storage medium, and the connection medium includes a chassis number, a manufacturing date, a model, and an owner ID.
And vehicle ID information such as a driver's license number, an address, a name, and the like, and vehicle history information such as a driving history of a vehicle and a maintenance management history of maintenance and maintenance are recorded and stored in the storage medium. The car dealer or insurance company reads out the various information provided at the time of vehicle inspection or maintenance renewal, and at the time of service provided by the car dealer or insurance company,
This is a method in which various types of information recorded on the storage medium are taken into consideration.

In order to solve the above-mentioned problems, a business method based on vehicle history information according to the present invention provides a vehicle inspection / vehicle storage medium of a vehicle at a car dealer or an insurance company. The contents of the insurance and the validity period are recorded, and when the renewal of the vehicle inspection / vehicle insurance approaches, the vehicle ID information, personal ID information, vehicle history information, and This is a method of automatically transmitting update information to a car dealer or an insurance company, and the car dealer or the insurance company provides detailed service information to customers based on the transmitted various information.

According to the business method based on vehicle history information according to the present invention, in order to solve the above-mentioned problem, a storage medium can be communicated with a management computer mounted on a vehicle so that the vehicle can communicate with the vehicle. This storage medium has at least vehicle ID information such as chassis number, manufacturing date, model, and owner ID; personal ID information such as driver's license number, address, and name; driving history of the vehicle; Vehicle history information such as maintenance and maintenance history of maintenance is recorded and stored, and the various information recorded in the storage medium is read by the car dealer at the time of vehicle evaluation / sales, and the car dealer side is read at the time of vehicle evaluation / sale at the storage medium. This is a method of providing service information on a vehicle to a customer in consideration of various types of recorded information.

In order to solve the above-mentioned problems, a business method based on vehicle history information according to the present invention, as described in claim 4, uses a vehicle equipped with various sensors provided in the vehicle to store the vehicle information. The driving history of the vehicle is processed by the management computer and recorded automatically,
The maintenance / management information of maintenance is a method in which the police or a car dealer records the information on a storage medium, and the data protection function built in the storage medium disables falsification on the user side.

Further, according to a fifth aspect of the present invention, a storage medium according to the present invention is provided to solve the above-mentioned problems.
A storage medium main body is formed in a rectangular flat card shape, and the storage medium main body is held so as to be able to enter and exit from a management computer or a vehicle information terminal capable of communicating with the computer inside the vehicle. Month, model,
A record column for recording vehicle ID information such as an owner ID, a record column for recording personal ID information such as a driver's license number, an address and a name, and a vehicle such as a driving history of the vehicle and a maintenance history of maintenance. At least a record column for recording history information is formed.

According to a sixth aspect of the present invention, there is provided a storage medium according to the present invention, wherein the main body of the storage medium includes a mechanical key function of an engine key and a door key of a vehicle, and a personal verification function. And a personal ID card having an electronic key function for performing

[0021]

Embodiments of the present invention will be described below with reference to the accompanying drawings.

FIG. 1 illustrates an in-vehicle network system 10 as a vehicle platform having a business method and a storage medium based on vehicle history information according to the present invention. In-vehicle network system 10 is 4
It is mounted on a vehicle VE such as a wheeled vehicle or a two- or three-wheeled vehicle. The in-vehicle network system 10 includes a body control system 12 and a vehicle control system 13 networked by an in-vehicle LAN 11.
And an information processing system 14, and a gateway 15 for integrating the communication between the systems 12, 13, and 14 inside and outside the vehicle.

The body control system 12 includes a plurality of body control components such as a door 17, an air conditioner 18, and a wiper 19 mounted on the vehicle VE.
Control system or processing system (not shown) provided in 8, 19
And a relay device 21 such as a router for connecting the body control system LAN 20 to the gateway 15.

The vehicle control system 13 includes an engine 23, a brake 24, and a steering wheel 25 mounted on the vehicle VE.
And the like, a vehicle control system LAN 26 for connecting a control system or a processing system provided in each of these components, and a relay device 27 such as a router for connecting the vehicle control system 26 to the gateway 15. Have.

Further, the information processing system 14 constitutes a car information terminal, and includes components (hereinafter, referred to as function modules) M1 to Mn which are function modules for a vehicle platform, and these function modules M1. .. Mn, and an information processing system LAN 30 based on a standardized communication standard such as IEEE 1394, and a relay device 31 such as a router for connecting the information processing system LAN 30 to the gateway 15.

The functional modules M1 to Mn are:
The information processing system 14 realizes an in-vehicle distributed system environment together with the information processing system LAN 30, and a data input / output interface (hereinafter, referred to as a LAN I / F) based on a communication standard such as IEEE1394 standardized as an open system. 32 and a module main body 33 connected to the LAN I / F 32 in common.

The module main body 33 includes a CPU 35 that can be used in an in-vehicle distributed processing environment and a program (hereinafter, referred to as a modularized program) 36a that is software for each of the functional modules M1 to Mn to be executed by the CPU 35. Various components based on a computer architecture including a memory 36 such as a ROM / RAM that stores / stores the processing target data 36b are incorporated.

Among them, the CPU 35 has, for example, a RISC (Reduced Instruction) having features such as a simple circuit configuration, easy high-speed operation, and low power consumption.
nSet Computer) processor is employed. The program 36a executed by the CPU 35 includes:
For example, Linux (UNIX (registered trademark) system) or RTO
An OS (basic software) such as S (Real Time OS) and various application software operating on the OS are included, and for example, Java (registered trademark) is used as a program description language.

Each functional module M1 of the information processing system 14
As shown in FIG. 1, Mn includes an input device 38 such as a switch and a keyboard, and an HMI (Human-Mach).
audio / video with built-in interface
Radio / TV device 40, E which is an automatic toll collection system
TC (Electronic Toll Collec)
Tion System) / DSRC (Dedicat)
ed Short Range Communicat
ion) unit 41, speaker device 42, display device 43 such as a liquid crystal display monitor, a computing server 44 equipped with an HMI engine and having a voice interaction function, a navigation function, and an image processing function, and a storage server 45 having a map data. Each functional module M2
To M9. Each of these functional modules M2 to M9
Also include various components based on a computer architecture such as the CPU 35 and the memory 36.

The gateway 15 of the in-vehicle network system 10 constitutes a management computer, has an external information terminal function of exchanging information with the outside using a wireless or communication line, and the information processing system 14 is provided with an in-vehicle LA.
It has an internal information terminal function for exchanging information inside the vehicle via N11 and gateway 15. In particular, the input device 38 of the information processing system 14 and the ETC / DSRC
The unit 41 constitutes an internal information terminal.

The input device 38 constitutes a part of a vehicle information terminal mounted on the vehicle VE, and has an SD (Secu)
re Digital) Storage medium 47 such as a memory card
Controls the start of the engine.
This storage medium 47 stores the vehicle ID (Identifica
) information, personal ID information, and vehicle history information are input and stored in advance, and a key function of an engine key or a door key based on personal authentication is built in.

The speech processing unit 39 has a speech recognition / speech synthesis function. For example, the audio processing unit 39 stores the data 36b on the memory 36.
Has dictionary data (not shown) for voice recognition in advance. Based on the dictionary data for speech recognition, the CPU 35 causes the CPU 35 to execute the program 3 on the memory 36.
6a, by executing application software for a predetermined HMI engine or predetermined application software for speech recognition / speech synthesis,
The voice of the user input from a voice input device (microphone) not shown is recognized, and the recognition result is sent to the information processing system LAN3.
0 to other modules M1 to Mn (excluding the function module M3 of the audio processing unit 39), or synthesizes data via the information processing LAN 30 and synthesizes the audio data via the information processing LAN 31. For example, it outputs to the speaker device 42.

The audio / radio / TV device 40 has functions of recording / reproducing music, recording / reproducing moving images, and receiving radio / TV broadcasting. For example, an MD, a CD, an SD card, or the like is used as a storage medium for recording such multimedia information such as music, images, and moving image data.

This audio / radio / TV device 40
Has, for example, broadcast station information and the like as data 36b on the memory 36, and uses the
A predetermined MP3 (MPEG-1 Audio Layer) operates on a program 36a on the memory 36.
-III) The functions described above are realized by executing programs such as application software for encoding / decoding and application software for MPEG-4 encoding / decoding.

The display device 43 is composed of, for example, a liquid crystal display having a touch panel function capable of receiving a user's instruction from the screen. The information displayed on the display device 43 includes map information used in ordinary car navigation, road traffic information, sightseeing / entertainment, advertisements, TV broadcasting, Web information on the Internet, etc., as necessary. , The result information of voice recognition by the voice processing unit 42, and the like.

The computing server 44 is a function module M1 to Mn (excluding the function module M8 of the computing server 44) alone, which requires high performance and requires high performance, for example, voice conversation using an HMI engine, image processing, and image processing. Part or all of each processing such as processing and navigation is executed in a distributed processing environment in cooperation with each of the functional modules M1 to Mn.

The storage server 45 stores various data such as map information and music information in a predetermined file format on a recording medium such as a hard disk drive (HDD) or a semiconductor memory, for example, as a database.

On the other hand, the gateway 15 is, for example, a CPU
, MPU 50, a storage medium 51 as a memory for storing a gateway program 51a to be executed by the CPU 50, a vehicle-specific ID 51b, etc., a body control system LAN I / F 52, a vehicle control system LAN I / F 53,
And a computer machine equipped with an information processing LAN I / F 54 and the like. This computer machine forms a management computer mounted on the vehicle, thereby providing a gateway for mutual connection / separation / communication protocol conversion between the body control LAN 20, the vehicle control LAN 26, and the information processing LAN 30. Has a function.

The gateway 15 further includes a GPS
GPS device 5 for receiving GPS position signal from satellite 55
6, a communication device 58 capable of road-to-vehicle communication with the roadside base station 57, and a mobile terminal (mobile phone,
A PHS, PDA, notebook PC, wearable computer, etc.) 59 and a Bluetooth communication device 60 capable of wireless communication by Bluetooth are integrally mounted, and these devices 56, 58, and 60 have respective interfaces (I / F) CPU 50 via 61, 62, 63
It is connected to the. Thereby, each of the above devices 56, 5
8 and 60 are capable of exchanging information with each component connected to each in-vehicle LAN 11 (20, 26, 30) and with each of the function modules M1 to Mn of the information processing system 14.

The gateway 15 is also provided with a firewall 65 and an information recording device 66 which will be described later.

According to the in-vehicle network system 10, the insufficiency of installation space due to the diversification and increase of in-vehicle devices, the inconsistency of communication antennas, and the inconvenience of device operation due to inconsistent HMI can be greatly reduced. In addition, for the manufacturer, while ensuring the safe driving of the vehicle and improving the convenience can be achieved at the same time, the degree of freedom in design is greatly improved by dispersing the functional modules M1 to Mn.
There are also advantages such as enhancement and diversification of additional functions. For users, seamless information communication and processing can be realized between the car and the home or office, and the integrated HMI greatly improves the usability, making it easier to extend the functions of the devices and update them. There are also advantages such as.

The gateway 15 of the in-vehicle network system 10 functions as a management computer mounted on the vehicle. The vehicle management system 70 is configured by combining the gateway 15 and the information processing system 14. The vehicle management system 70 also includes a part of the body control system 12, and the vehicle management system 70 uses
D51a is compared with a personal ID to determine a driver who can drive the vehicle, and only a person who is registered in advance in the vehicle-specific ID 51a and permitted is allowed to drive.

By using the vehicle management system 70, it is possible to deal with operation manuals and troubles of the vehicle VE, to deal with abnormalities and maintenance work of the vehicle VE, and to deal with theft of the vehicle VE and traffic accidents. Can be handled.

The manual of the vehicle VE and the troubleshooting method are described by the manufacturer or the car dealer from the communication satellite or base station 57.
The information can be distributed to the gateway 15 of the vehicle management system 70 through the Internet or through the Internet, and can be displayed on the display device 43 as an in-car display from the gateway 15 through the information processing system LAN 30. The display device 43 has a vehicle unique ID 51b.
It is set so that the operation manual or the like specified in can be called with one touch.

For this reason, for the trouble of the vehicle VE,
A user such as a driver can perform necessary work smoothly and smoothly while checking on the screen with the display device 43.

Further, when the maintenance time of the vehicle VE is approaching or when an abnormality occurs in the vehicle VE, the information terminal 51 or the information recording device 66 having a built-in vehicle ID is provided.
Information recorded in the information processing system L from the gateway 15
While being displayed on the display device 43 via the AN 30, the corresponding method is also automatically displayed on the display device 43, so that the user such as a driver can know the corresponding method and timing. In addition, when the maintenance timing of the vehicle VE or the occurrence of an abnormality is detected, the necessary maintenance contents and the contents of the abnormality may be processed by the voice processing unit 39, and may be transmitted to the user as a voice message by the speaker device 42.

Further, when the vehicle VE is stolen, the driver informs the car dealer of the vehicle VE, and the car dealer uses the Internet, a communication satellite, or the like to transmit the vehicle V.
It is configured such that data indicating that the vehicle cannot be used is delivered to the storage terminal 51 of the gateway 15 mounted on the vehicle E, and a vehicle locking operation in which the vehicle VE does not operate can be performed wirelessly from a remote location.

Further, when an accident has occurred in the vehicle VE, the vehicle accident is recorded in the storage terminal 51 or the information recording device 66 of the gateway 15, while the communication satellite or various communication devices 58 and 60 are used for the Internet. Thus, the vehicle unique ID and the personal ID data may be automatically notified to the insurance company.

Next, application examples of the vehicle management system 70 for implementing a business method based on vehicle history information will be described sequentially with reference to FIG.

FIG. 2 shows a first application example of the vehicle management system 70.

The vehicle management system 70 has a management computer 71 having a built-in CPU and MPU 50 mounted on the vehicle VE. Running data detected by various sensors of the vehicle VE is input to the management computer 71, while GP
A variety of driving information, including vehicle position information, is provided so as to be able to communicate with a transmitting / receiving device 73 using an S satellite, wireless, or telephone line. The transmission / reception device 73 is configured so that necessary information can be communicated with the car dealer 74, the insurance company 75, or the police 76 via wireless or telephone lines.

The vehicle management system 70 includes a vehicle VE.
A car information terminal 77 is provided which is detachably mounted on the vehicle.
The car information terminal 77 has a card writer function and a card reader function, and is provided with a personal ID card 47 as a storage medium also serving as a driver's license so as to be freely inserted and removed. Individual I
The D card 47 has a key function of a door key and an engine key of the vehicle VE.
7 is kept inserted into the vehicle information terminal 77 mounted on the vehicle VE.

Further, the management computer 71 has a Bluetooth (BT) communication device 78. The BT communication device 78 allows the data read / write device 79 provided for a car dealer 74 or a maintenance company to communicate with vehicle ID information (vehicle management information). ), Personal ID information (personal management information), and vehicle history information can be exchanged. The BT communication device 78 also exchanges information with a data transmission device 80 provided in a gas station, a convenience store, or the like.
Bank payments can be made via the Internet.

The data transmission device 80 is connected to the bank 81 via the Internet or a dedicated line such as a telephone line, and inputs payment for expenses required for convenience stores, supermarkets, department stores, gas stations, parking lots, and highways. . Settlement input is bank branch name, account number,
The personal identification number is put on a dedicated line and processed.

When a payment input signal is input to the bank 81, the bank 8
Confirmation request information is returned from 1 to the transmission / reception device 73 or the mobile phone of the vehicle VE via a different system of telephone line or by radio from the payment input, and the vehicle VE responds that the vehicle VE side has confirmed and collated the reply information. Is executed.

The management computer 71 has a built-in storage medium 83 and an information recording device 84 in which a vehicle unique ID is recorded as an information terminal having a memory function.

The information recording device 84 includes a CPU
Under the control of 50, vehicle operation information, for example, engine speed, vehicle speed (speed) obtained by a vehicle speed sensor, brake wear information obtained from a brake device, traveling direction / speed information obtained from a gyro sensor, and vehicle VE information In addition to the impact strength / direction received by the vehicle VE obtained from the shock sensor arranged at an appropriate position, an image of the outside of the vehicle taken by an on-board camera arranged at an appropriate position on the vehicle VE, and an image arranged at an appropriate position on the vehicle VE The latest information such as driver's face recognition information obtained by the face recognition sensor is sequentially recorded / updated in a predetermined recording mode.

Thus, the management computer 71 having the information recording device 84 built therein can be used as if it were a flight recorder or voice recorder of an aircraft. In the event of a vehicle accident, the vehicle VE at the time of the accident can be used. An excellent effect is obtained in that the behavior can be known and the evidence can be important evidence such as a trial.

The storage medium 83 of the management computer 71 mounted on the vehicle VE has a vehicle-specific I, which describes at least a chassis number, an owner ID, and a drivable person ID.
D is recorded.

The vehicle unique ID includes a chassis number stamped on the vehicle VE, a license plate, a manufacturing date, an owner ID,
There are a driver ID, maintenance information such as vehicle inspection and periodic inspection, insurance information, traveling history information, and the like.

The personal ID card 47, which is collated and authenticated with the vehicle unique ID recorded in the storage medium 83, has a vehicle VE.
It has the key functions of the door key and engine key of
It is configured as shown in (A) and (B).

The personal ID card 47 has a rectangular card shape as a whole, has the size of a business card, and has a thickness of 0.5.
It is a flat resin or metal card of about mm to several mm. Personal ID information (personal management information) in the card body 86
, A fingerprint matching sensor 88 for obtaining fingerprint data of the driver, and a CPU and MPU 89 for processing fingerprint data and personal information.

On the surface of the personal ID card 47, a photograph 90 of the card holder is integrally formed by sticking a film or the like, and a fingerprint collating section 91 is formed. Fingerprint collation unit 91
As shown in FIG. 3B, a concave portion is formed in accordance with the shape of the driver's finger head, and a fingerprint matching sensor 88 is provided opposite to the fingerprint matching portion 91. The fingerprint matching sensor 88 may be provided on the back side of the personal ID card 47 instead of being provided on the front side of the personal ID card 47. Further, instead of being recessed, the driver may be provided with an arc-shaped projection or a planar shape. Is also good.

Further, the column 90 of the photograph of the card holder may be formed as shown by a chain line frame on the side of the fingerprint collation section 91.

Further, a mechanically deformable portion 92 is provided on the insertion side of the personal ID card 47, and the mechanically deformable portion 92 is formed into a mechanical key structure as a mechanical or physical mark.
The mechanical deformation section 92 cuts out the tip of the insertion side of the personal ID card 47 into an arc or irregular shape, or a hole such as a through hole (through hole) or a concave hole (blind hole) near the notch 93. Form 94. The notch 93 and the hole 94
Is used as a mechanical key that also functions as a door key and an engine key, and is used for key collation. FIG. 3 (A) and (B)
As shown in FIG.
, The card insertion direction becomes clear.

The storage element 87 built in the personal ID card 47 has a personal authentication column, a body data column, a vehicle history column, a home-related column, a work-related column, a settlement-related column, a remarks column, and the like. , Necessary personal ID information is recorded.

Various personal ID information is recorded in the storage element 87 of the personal ID card 47 in advance.

For example, in the personal authentication section of the storage element 87,
Driver's license number, date of grant, expiration date, conditions of license, name, date of birth, home address, address, vehicle type, fingerprint data, face photograph data, and password are recorded.

In the body data column of the storage element 87,
Health insurance card number, blood type, medical history, physical characteristics (height,
Sitting height, arm length, etc., emergency contact information (name, address, telephone /
FAX number, e-mail address), hospital (doctor) (name, address, telephone / FAX number, etc.), legal counselor (lawyer), etc. are recorded.

Further, in the vehicle history column of the storage element 87,
Own vehicle (registration number, vehicle name, chassis number, manufacturing model, vehicle inspection date, key number), accident history, traffic violation history, no accident free period, running history (driving tendency, driving habit), breakdown repair and maintenance Vehicle history information such as history is recorded.

Further, a home key number, an address, a family structure, a telephone / FAX number, a password and the like are recorded in a home-related column of the storage element 87.

The work-related column of the storage element 87 includes
The work address, telephone / fax number, employee number, company key number, password and the like are recorded.

Further, in the settlement-related column of the storage element 87,
Credit card (card number, company name, phone number, type, expiration date, password, withdrawn bank account number), bank account (bank (branch) name, account type, account number, password), membership card (member type) And contents, membership number) are recorded.

In the remarks column of the storage element 87, for example, pension numbers, names of relatives and close friends, telephone numbers, property lists, and the like are recorded as necessary.

Next, a method of using the vehicle management system 70 will be described.

The management computer 71 provided in the in-vehicle network system 10 mounted on the vehicle VE has a storage medium 83 incorporated as a memory, and an ID unique to the vehicle is recorded in the storage medium 83. In the vehicle unique ID, a chassis number, a license plate, a manufacturing date, an owner ID, a driver ID, maintenance information, insurance information, a running history, and the like are recorded.

The driver using the vehicle VE owns a personal ID card 47 also serving as a driver's license. The personal ID card 47 records at least the driver's name, date of birth, driver's license number, physical data, medical illness, and health insurance card number, as well as accident history, traffic violation history, accident-free non-violation period, Vehicle history information such as a running history and maintenance of repair and maintenance is recorded.

The driver who wants to drive the vehicle VE,
Insert the personal ID card 47 into the door slot and insert the vehicle V
Open the door of E and get into the vehicle VE. At that time, individual I
The D card 47 also functions as a door key, and the door of the vehicle VE is opened by the key collation of the mechanical deformation unit 92 of the personal ID card 47 and the fingerprint collation unit 91.

The personal ID card 47 owned by the driver
However, if the driver is not a driver mounted on the vehicle VE, the personal ID cannot be matched with the vehicle ID, and the door of the vehicle VE cannot be opened. Permitted (registered) for vehicle ID
Only the driver who has been able to use the driver's personal ID card 47 can open the door of the vehicle VE.

At this time, the personal ID card 47 is provided with a fingerprint collation sensor 88, and the personal identification card 47 is held by the driver with his / her finger to perform personal collation, and the personal ID card 47 is inserted into the door slot of the vehicle VE. When the card is inserted into the vehicle VE, the door of the vehicle VE is opened, and the driver can get on the vehicle VE.

The driver who gets in the vehicle VE has a personal ID.
The vehicle information terminal 77 can be operated by inserting the card 47 into the driver's seat slot. Personal ID card 47
, Functions as an engine key by being inserted into the driver's seat slot, while the front, rear, and height positions of the driver's seat are adjusted to the optimum driving posture. The characteristics of the driver's body are recorded in the storage element 87 of the personal ID card 47,
Based on the record data, the front / rear height position adjusting means of the seat of the vehicle VE is electrically driven, and the optimal driving posture position of the driver is automatically set.

The front / rear / height position adjusting means of the seat has a structure capable of manual operation. When the manual operation is performed, the seat adjustment of the personal ID card 47 is prioritized.

The engine is started / stopped by operating the card by inserting the personal ID card 47 into the driver's seat slot, and the driver's seat position is set according to the driver's seat position data recorded on the personal ID card 47. It is automatically adjusted up, down, up and down.

At this time, the personal ID card 47 is provided with a mechanical deforming section 92 and a fingerprint collating section 91, and the mechanical mark as the mechanical deforming section 92 is collated with the electronic data to perform engine key authentication. On the other hand, personal authentication when the driver holds the personal ID card 47 with a finger is added to this authentication, so that the security function of the vehicle is greatly enhanced.

The personal information data recorded on the personal ID card 47 is stored in an encrypted form,
The card 47 can be read only by the card reader function of the car information terminal 77 as a card reading / writing device mounted on the vehicle VE that can use the card 47.

When the personal ID card 47 is lost or stolen or the vehicle VE is stolen, the car dealer 74 is contacted.
The data indicating that the vehicle cannot be used is transmitted to the first storage medium 83,
Communication vehicle means (not shown) can be constructed to deactivate the use of the vehicle VE. In this case, since the user who uses the personal ID card 47 is not the correct user, it is possible to prevent the fingerprint verification unit 91 from performing personal authentication.

FIGS. 4 and 5 show a second application example of a vehicle management system to which a business method based on vehicle history information is applied.

The vehicle management system 100 shown in FIG.
Is equipped with a management computer 101 constituting a gateway in the vehicle VE, while the management computer 10
At 1, sensing information indicating the state of consumption of the vehicle from various sensors 102 is input to the management computer 101. The various sensors 102 include a consumables detection sensor, a tire pressure detection sensor, an oil sensor, a fuel sensor, and sensors such as an engine speed, a speed of the vehicle VE, a driving clutch state, and an outside air temperature.

Further, the management computer 101 stores the vehicle VE
Information terminal 1 as a storage medium removably mounted on a vehicle
Information is exchanged between the vehicle 04 and the vehicle LAN 105, and an information signal is exchanged with the car dealer 74 or the insurance company 75 using a wireless or telephone line with the transmitting / receiving device 106 via a communication satellite or directly.

The vehicle information terminal 104 is an ID management terminal for the vehicle VE, and is configured as shown in FIG. The vehicle information terminal 104 centrally manages information necessary for maintenance and inspection and maintenance of the vehicle VE to maintain the vehicle VE in an optimum state,
In this case, it is possible to quickly respond to a failure of E.

A small memory card 108 such as an SD (Secure Digital) card as a storage medium in which vehicle ID information, personal ID information and vehicle history information are recorded is mounted on the vehicle information terminal 104 so as to be freely inserted and removed. It is desirable that the memory card 108 is formed in a rectangular flat shape and configured to have the personal ID card function described above.

The memory card 108 has vehicle ID information,
In addition to personal ID information and vehicle ID information, service / schedule management function, address book / phone book function, map function,
Regional information browsing function, clock / calendar function, temperature / humidity /
Pressure detection function, color moving image compression system MPeg (MP
EG: Moving Picture ExportG
loop), music recording / playback function, in-car entertainment function such as fortune-telling / game, amusement function, and other various functions.

On the other hand, the vehicle information terminal 104 also has a built-in storage element (not shown). This storage element also has vehicle ID information as vehicle management information, personal ID information as personal authentication information, and vehicle maintenance and management. A record column for vehicle history information, which is information, is formed.
D information and vehicle history information are recorded.

Car information terminal 104 and memory card 108
Constitutes a storage medium mounted on the vehicle VE, and is detachably attached to the vehicle VE.

The vehicle ID information of the vehicle information terminal 104 and the memory card 108 includes a chassis number, a license plate, a manufacturing date, a model, an owner ID, a driver ID, and maintenance information (vehicle inspection, periodic inspection, repair, maintenance, etc.).・ Maintenance), insurance information, traveling history, etc.

Further, the vehicle information terminal 104 and the memory card 1
The 08 personal ID information includes a driver's license number, a vehicle type, an address, a name, a date of birth, physical data, a blood type, a medical history, a health insurance card number, and the like.

Further, the vehicle history information includes an accident history, a violation history, a repair / maintenance maintenance history of the vehicle VE,
There is a driving history and the like, and it is possible to grasp a driver's drivability improvement, a driving mode, and a vehicle handling mode from the vehicle history information.

On the other hand, on the side of the car information terminal 104,
In the storage element, a maintenance information column, a car life information column, a driving information column, a beauty information column, a personal information column, an economic cost information column, and other remarks columns are formed.

[0099] The maintenance information of the vehicle VE, information necessary for inspection and maintenance, and corresponding information in the event of a vehicle failure, etc., incorporated in the vehicle information terminal 104 are displayed on the operation screen 110 of the terminal body 109. The operation on the operation screen 110 is performed by operating the navigation buttons 112 while viewing the menu screen 111. Reference numeral 113 denotes a display screen for displaying time and remaining battery power, and reference numeral 115 denotes a speaker.

The maintenance information column of the storage element built in the car information terminal 104 includes information on the degree of wear (wear) relating to consumables necessary for safe driving, maintenance of the replacement method of brakes, tires, oils and washers, and maintenance of replacement time. Information is recorded.

In the car life information column of the storage element,
Various information related to vehicle VE maintenance such as vehicle verification and insurance cards, traffic violations, insurance-related information, parking lots, car dealer record information, and the like are recorded.

Further, in the driving information column of the storage element, information on driving and display of the vehicle condition at the time of failure of the vehicle VE, speed, engine speed, excessive intake pressure, oil pressure, G
Driving information such as sensors and horsepower torque is recorded.

Further, in the beauty information section of the storage element, information for keeping the vehicle beautiful and clean, and beauty information such as car wash related, wax, coating, and paint repair color numbers are recorded.

Further, in the personal information column of the storage element, information on maintenance records from the purchase of the vehicle VE to the present, such as vehicle inspection and inspection time, and personal information such as vehicle inspection records, repair records, and parts replacement records are recorded. ing.

In the economic cost information column of the storage element,
All expense information (car household account book) related to maintenance of the vehicle VE, and cost information such as vehicle purchase costs, various taxes, maintenance parts purchase costs, high-speed oils and fats, fuel consumption calculations, etc. are recorded.

Next, maintenance of the vehicle VE by the vehicle management system 100 will be described.

Various state information of the vehicle VE at the present time is automatically detected by various sensors 102 of the vehicle VE, sent to the management computer 101, and subjected to signal processing. The information of the vehicle itself processed by the management computer 101 is sent to the vehicle information terminal 104, and the vehicle information terminal 104
And the memory card 108 is automatically recorded and stored as a vehicle driving history. The car information terminal 104 is a terminal body 1
09, which is determined by the CPU and when a repair is required, a warning is issued to the driver on the operation screen 110 as a display device or by sound from the speaker 115.

[0108] The car information terminal 104 records car life information on vehicle maintenance such as vehicle inspection and car insurance renewal time in a storage medium (not shown). Management computer 1
01, and the contents of the vehicle inspection and the automobile insurance are automatically transmitted to the car dealer or the insurance company by the transmitting / receiving device 106 through a wireless or a telephone line such as a mobile phone. that time,
The service information is returned from the car dealer or the insurance company to the transmission / reception device 106, and the returned service information is displayed on the operation screen 110 as a display device of the car information terminal 104 via the management computer 101, and becomes necessary from the speaker 115. The driver will be notified of this by voice.

Further, the vehicle information terminal 104 has a vehicle VE
Driving information such as speed and fuel efficiency is recorded, and normal driving (10 mode driving) is performed based on the recorded driving information.
Operation screen 11 for economical driving method etc.
0 and the speaker 115 give advice to the driver.

Further, the car dealer records, in the car information terminal 104, beauty information such as a car washing time of the vehicle VE, maintenance fuel efficiency information of the vehicle VE, and an inspection manual of the vehicle VE. Then, based on the information recorded in the vehicle information terminal 104, the vehicle information terminal 10 performs maintenance and maintenance of the vehicle VE.
4, the driver is advised from the display device 110 and the speaker 115, and the inspection is navigated. Also, the vehicle information terminal 104 is taken out of the vehicle VE and provided for reference so that the inspection work can be performed smoothly.

On the other hand, if the memory card 108 which is removably attached to the car information terminal 104 is used as a personal ID card, the driver's accident history and traffic violation history are recorded in the storage element of the car information terminal 104, and the score is small. When it becomes, it warns through the display device 110 and the speaker 115, records the schedule management of the driver, records the address book, etc.,
You may make it browsable as needed. Further, the situation at the time of occurrence of a traffic accident or a vehicle accident may be automatically recorded, and the recorded car information terminal 104 may assist the police and the insurance company 75 in processing the accident accurately and quickly.

At this time, information relating to the accident, repair, maintenance and maintenance can be recorded on the car information terminal 104 or the memory card 108 as a storage medium by the police or the car dealer 74. A data protection function is provided in the car information terminal 104 and the memory card 108 so that the car user cannot record or falsify the data.

In the vehicle management system 100,
The vehicle information terminal 104 records information of the vehicle itself such as vehicle management information, running history, failure information, driving state information, and driver information such as vehicle inspection / insurance information, accident history, and driving habits. With 104, the maintenance and insurance, settlement, etc. of the vehicle VE can be efficiently performed, so that the following operational effects can be obtained.

1. Inexperienced in inspection and maintenance of vehicle VE,
For example, even women and the elderly can easily check for failures,
Can be diagnosed. 2. Car inspection and insurance renewal procedures can be performed efficiently, and drivers will not forget to renew. 3. By providing detailed information on the performance of the vehicle VE, it is possible to provide information on optimal driving conditions and necessity of inspection. 4. Even if the user is unfamiliar with the inspection and maintenance of the vehicle VE, the inspection and maintenance of the vehicle VE can be easily performed by the navigation function. Also,
By taking the vehicle information terminal 104 out of the vehicle and displaying it on the display device 110, the user can navigate during inspection. 5. By individually providing advice for safe driving suitable for each driver based on the driving history of the driver, traffic violations and accidents can be reduced. 6. Internet service information can be taken into the car information terminal 104 using a mobile phone line, information can be transmitted from outside the vehicle, and business activities such as sales activities can be developed using the vehicle VE. 7. Car information terminal 1 even if the accident party is upset
In 04, the accident processing can be navigated, the processing can be performed promptly in response to the accident processing smoothly, and traffic congestion in the accident can be reduced.

Vehicle management system 1 shown in FIGS. 4 and 5
In the example shown in FIG. 00, the information of the vehicle body itself and the driver information are intensively managed in the vehicle information terminal 104 and the memory card 108, and the maintenance and management of the vehicle VE is performed. A storage medium may be used. The storage medium may be a server or a memory card. A personal ID card 47 is used as a memory card.

Next, a business technique related to vehicle inspection and automobile insurance using vehicle history information will be described.

By mounting the vehicle management system 100 shown in FIGS. 4 and 5 on the vehicle VE, the car dealer 74 and the insurance company 75 can check the vehicle VE operation history, accident history, maintenance / maintenance history, etc. It is possible to know the history information with high reliability, and it is possible to finely set a fee for a discount service or the like according to the driving history of the vehicle.

The contents of vehicle inspection and vehicle insurance and the validity period of the vehicle VE can be recorded and stored in the storage medium (vehicle information terminal 104 or memory card 108) of the vehicle by the car dealer 74 or the insurance company 75. . This storage medium 10
When the vehicle inspection and renewal of the vehicle insurance come due to the storage of the vehicle VE and the vehicle insurance, the vehicle VE uses the wireless or mobile phone line to provide the car dealer 74 or the insurance company 75 with the vehicle history information such as the driving history of the vehicle VE and the vehicle. The ID information and the personal ID information are automatically transmitted.

As a result, the car dealer 74 or the insurance company 7
5 can perform fine-grained price setting and service based on vehicle history information such as a driving history of the vehicle.

Also, a car dealer 74 or an insurance company 75
Will send information on the renewal of the vehicle inspection procedures and insurance renewal to the car owner using wireless or mobile phone lines within the validity period and inform the holder of the renewal time and contents of the vehicle inspection and vehicle insurance. It can be made known.

Therefore, as shown in FIGS. 4 and 5,
When the vehicle management system 100 provided in the vehicle VE is applied to business related to vehicle inspection and vehicle insurance renewal, the following operational effects can be obtained.

1. Price settings such as a discount service according to the driving history of the driver can be finely provided, and customer satisfaction can be improved. 2. Since the customer's update information can be managed collectively, procedures for maintenance and inspection before vehicle inspection and guidance for insurance participation can be efficiently advanced. 3. Since one-to-one correspondence with customers is possible, customers can be enclosed. 4. Since the information related to the update is received from the car dealer or the insurance company, the owner of the vehicle VE rarely forgets to update. 5. Even women and the elderly who are not accustomed to the renewal procedure can smoothly renew by consulting with a car dealer or insurance company. 6. Various information other than the update, for example, an advertisement for a car, can be placed on the transmission information.

FIG. 6 shows a third application example of a vehicle management system to which a business method based on vehicle history information is applied.

The vehicle management system 120 shown in FIG.
Shows an example in which the history information of the vehicle VE is applied to a used car trading business.

[0125] The vehicle management system 120 includes a vehicle VE.
A management computer 101 forming a gateway is mounted on the management computer 101, and sensing information indicating wear and the like of the vehicle VE from various sensors 102 is input to the management computer 101. Various sensors 1
02 is provided for various devices mounted on the vehicle VE.

The management computer 101 is connected to a car information terminal 104 as a storage medium by an in-vehicle LAN 105, and is connected to a transmitting / receiving apparatus 106. The used car dealer 120, the car dealer 74, Is an insurance company or police 76 and GPS satellite 5
5 and connected to a wireless or telephone line using the Internet to exchange information.

Since the configuration of vehicle management system 120 is not substantially different from that of vehicle management system 100 shown in FIG. 4, the same reference numerals are given and description thereof is omitted.

The vehicle management system 120 includes a vehicle VE
The vehicle history information such as the driving history of the vehicle is transmitted from the transmission / reception device 1 from the side.
06, the data is automatically transmitted to the car dealer 74 and the used car dealer 120 using a wireless or mobile phone line. The used car dealer 120 receives the vehicle history information of the vehicle VE and the like, and can accurately and finely evaluate the vehicle VE based on the vehicle history information and the like.

At this time, a data protection function is provided for the storage medium 1 so that the user cannot alter the vehicle ID information, personal ID information, and vehicle history information sent from the vehicle VE.
04 (108).

The vehicle information terminal 104 and the memory card 108 as storage media are protected so that at least the recorded vehicle ID information, personal ID information, and vehicle history information cannot be falsified. The storage medium includes the vehicle VE
The driving history of the vehicle VE is automatically recorded using the various sensors 102 of the vehicle VE, and the history information of the accident, repair, maintenance and maintenance of the vehicle VE is stored in the police 76 and the car dealer 74.
It can be recorded and stored in a storage medium only from the side. For this reason, the vehicle history information and the like recorded on the storage medium 104 (108) cannot be falsified by the user at all, and the reliability is high.

At the time of assessing and selling the vehicle VE, the used car dealer 120 can use the highly reliable vehicle history information to conduct a used car buying and selling business. Appropriate pricing and fine-grained service can be provided to give a sense of security.

For this reason, the used car dealer 120 can evaluate the vehicle VE based on the objective and highly reliable vehicle history information, set an appropriate vehicle price, and sell or sell the used vehicle. A safe system can be provided to both buyers and the reliability of buying and selling used vehicles can be increased.

When the vehicle management system 120 is applied to a used car trading business, the following features are provided.

1. The used car dealer 120 can clarify the contents of the assessment by having objective vehicle data, and can be used as one of the objective assessment criteria for buying and selling. 2. Appropriate vehicle pricing can be done using vehicle data. 3. Business negotiations with customers can be smoothly advanced based on reliable vehicle history information. 4. By having the vehicle history information, the maintenance is properly performed, and the value of the vehicle itself is increased with respect to the vehicle that is carefully handled. 5. Since the vehicle history remains even if the owner of the vehicle changes, there is an advantage that it helps to search for stolen vehicles and prevent illegal dumping.

[0135]

According to the business method based on vehicle history information according to the present invention, a car dealer or an insurance company provides a customer with detailed services by utilizing vehicle history information such as a vehicle driving history and a maintenance management history. The vehicle price can be set appropriately based on highly reliable and objective vehicle history information, giving customers a sense of security and satisfaction. Businesses can be developed fairly and with a sense of security.

In addition, the car dealer or the insurance company can accurately and accurately grasp the vehicle inspection and renewal time of the vehicle insurance, and can provide the user with detailed services under centralized management.
While it is possible to accurately inform the car owner when updates are made and what they are doing,
The renewal business and the used car trading business can be developed advantageously by car dealers and insurance companies through detailed services.

[Brief description of the drawings]

FIG. 1 is a system diagram showing an embodiment of a business method based on vehicle history information according to the present invention, showing a vehicle-mounted network system mounted on a vehicle.

FIG. 2 is a diagram showing a first application example of a vehicle management system that implements a business method based on vehicle history information according to the present invention.

FIG. 3A is a plan view showing a storage medium (personal ID card) held in a vehicle information terminal of the vehicle management system so as to be able to enter and exit, and FIG. FIG.

FIG. 4 is a diagram showing a second application example of a vehicle management system that implements a business method based on vehicle history information according to the present invention.

FIG. 5 is an exemplary perspective view showing a vehicle information terminal (storage medium) provided in the vehicle management system shown in FIG. 4;

FIG. 6 is a diagram showing a third application example of a vehicle management system that implements a business method based on vehicle history information according to the present invention.

[Explanation of symbols]

REFERENCE SIGNS LIST 10 vehicle network system 11 vehicle LAN 12 body control system 13 vehicle control system 14 information processing system 15 gateway (management computer) 17 door 18 air conditioner 19 wiper 20 body control system LAN 21 relay device 23 engine 24 brake 25 steering wheel 26 vehicle control system LAN 27 relay device 30 information processing system LAN 31 relay device 32 data input / output interface (LAN I /
F) 33 module body 35 CPU 36 memory 38 input device 39 audio processing unit 40 audio / radio / TV device 41 ETC / DSRC unit 42 speaker device 43 display device 44 computing server 45 storage server 47 storage medium (personal ID card) 50 CPU (MPU) 51 Storage medium (memory) 51b Vehicle unique ID 52 Body control system LAN I / F 53 Vehicle control system LAN I / F 54 Information processing system LAN I / F 55 GPS satellite 56 GPS device 57 Base station 58 Communication device 59 Portable terminal 60 Bluetooth communication device 61, 62, 63 Interface 65 Firewall 66 Information recording device 70 Vehicle management system 71 Management computer 72 Various lines 73 Transmission / reception device 7 Car dealer 75 Insurance company 76 Police 77 Card reader / writer (vehicle information terminal) 78 Bluetooth communication device 79 Data reader / writer 80 Data transmission device 81 Bank 83 Storage medium 84 Information recording device 86 Card body 87 Storage element 88 Fingerprint collation sensor 89 CPU (MPU) 90 Photograph 91 Fingerprint collation part 92 Mechanical deformation part 93 Notch part 94 Hole part 95, 96 Notch part 97 Hole part 100, 107 Vehicle management system 101 Management computer 102 Various sensors 104 Vehicle information terminal (storage medium) 105 In-vehicle LAN 106 Transmission / reception device 107 Vehicle maintenance company (repair shop) 108 Memory card (personal ID card) 109 Terminal body 110 Operation screen (display device) 111 Menu screen 112 Navigation button 113 Time / battery remaining示画 surface 115 speaker 120 used car dealer M1~Mn function module

──────────────────────────────────────────────────の Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06K 17/00 G06K 17/00 L 19/00 19/00 Q (72) Inventor Matsumoto Yasuhiko Tokyo 1-1-1, Shibaura, Minato-ku, Toshiba Corporation Headquarters Office (72) Inventor Takashi Abe 1-1-1, Shibaura, Minato-ku, Tokyo Toshiba Corporation Headquarters Office (72) Inventor Kazuhiko Nakao Tokyo Metropolitan Port 1-1-1, Shibaura-ku, Toshiba Corporation Head Office (72) Inventor Mayumi Kurokawa 1-1-1, Shibaura, Minato-ku, Tokyo Inside Toshiba Corporation Head Office (72) Inventor Hideto Shimizu Minato-ku, Tokyo 1-1-1 Shibaura F-term in Toshiba head office (Reference) 5B035 AA00 BB09 BC00 CA11 CA29 5B058 CA01 CA24 KA02 KA04 KA06 YA20

Claims (6)

[Claims] 1. A storage medium is connected to a management computer mounted on a vehicle so as to be able to communicate inside the vehicle. Personal ID information such as numbers, addresses, names,
Vehicle history information such as vehicle operation history and maintenance / maintenance history of maintenance / maintenance are recorded and stored, and various information recorded in the storage medium are read out by a car dealer or an insurance company at the time of vehicle inspection or maintenance update, and the car dealer Alternatively, at the time of service provided by the insurance company, a business method based on vehicle history information, which refers to various types of information recorded in the storage medium. 2. The car dealer or the insurance company records the contents and validity of the vehicle inspection / vehicle insurance in a storage medium of the vehicle, and when the renewal time of the vehicle inspection / vehicle insurance approaches, a transmission / reception device installed in the vehicle is used. Automatically transmit the vehicle ID information, personal ID information, vehicle history information and update information recorded on the storage medium of the vehicle to the car dealer or the insurance company, and the car dealer or the insurance company A business method based on vehicle history information, which provides detailed service information to customers. 3. A storage medium is connected to a management computer mounted on the vehicle so as to be able to communicate inside the vehicle. This storage medium includes at least a vehicle ID such as a chassis number, a manufacturing date, a model, and an owner ID.
D information, personal license information such as a driver's license number, an address, a name, and the like, and vehicle history information such as a vehicle driving history and maintenance management of maintenance and the like are recorded and stored, and various information recorded in the storage medium A vehicle history which is read by a car dealer when evaluating and selling a vehicle, and the car dealer provides service information regarding the vehicle to a customer when evaluating and selling the vehicle by taking into account various types of information recorded in the storage medium. An informed business approach. 4. A storage medium, in which a driving history of the vehicle is processed by a management computer and automatically recorded by using various sensors provided in the vehicle, and maintenance management information of vehicle accident, repair, maintenance, and maintenance is provided. 4. The business method based on vehicle history information according to claim 1 or 3, wherein the police or car dealer records on a storage medium, and falsifies on the user side with a data protection function built in the storage medium. 5. A storage medium main body is formed in the shape of a rectangular flat card, and the storage medium main body is held so as to be able to enter and leave a management computer or a car information terminal capable of communicating with the computer inside the vehicle. A record column for recording vehicle ID information such as a chassis number, a manufacturing date, a model, and an owner ID; a record column for recording personal ID information such as a driver's license number, an address and a name; -A storage medium characterized by at least a recording column for recording vehicle history information such as maintenance and management of maintenance. 6. The storage medium according to claim 5, wherein said storage medium main body comprises a personal ID card having a mechanical key function of an engine key and a door key of a vehicle and an electronic key function for performing personal verification.