EP3077970A4 - Emulation de lecteur de cartes pour transactions sans carte - Google Patents

Emulation de lecteur de cartes pour transactions sans carte Download PDF

Info

Publication number
EP3077970A4
EP3077970A4 EP14875157.1A EP14875157A EP3077970A4 EP 3077970 A4 EP3077970 A4 EP 3077970A4 EP 14875157 A EP14875157 A EP 14875157A EP 3077970 A4 EP3077970 A4 EP 3077970A4
Authority
EP
European Patent Office
Prior art keywords
card reader
reader emulation
cardless transactions
cardless
transactions
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP14875157.1A
Other languages
German (de)
English (en)
Other versions
EP3077970A1 (fr
Inventor
Robert Lee
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Block Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/187,049 external-priority patent/US9037491B1/en
Application filed by Square Inc filed Critical Square Inc
Publication of EP3077970A1 publication Critical patent/EP3077970A1/fr
Publication of EP3077970A4 publication Critical patent/EP3077970A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
EP14875157.1A 2013-12-27 2014-12-23 Emulation de lecteur de cartes pour transactions sans carte Ceased EP3077970A4 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361921374P 2013-12-27 2013-12-27
US14/187,049 US9037491B1 (en) 2013-11-26 2014-02-21 Card reader emulation for cardless transactions
PCT/US2014/072285 WO2015100385A1 (fr) 2013-12-27 2014-12-23 Emulation de lecteur de cartes pour transactions sans carte

Publications (2)

Publication Number Publication Date
EP3077970A1 EP3077970A1 (fr) 2016-10-12
EP3077970A4 true EP3077970A4 (fr) 2017-08-16

Family

ID=53479680

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14875157.1A Ceased EP3077970A4 (fr) 2013-12-27 2014-12-23 Emulation de lecteur de cartes pour transactions sans carte

Country Status (5)

Country Link
EP (1) EP3077970A4 (fr)
JP (1) JP6475752B2 (fr)
AU (1) AU2014369891B2 (fr)
CA (1) CA2935177C (fr)
WO (1) WO2015100385A1 (fr)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8924259B2 (en) 2013-03-14 2014-12-30 Square, Inc. Mobile device payments
US9799021B1 (en) 2013-11-26 2017-10-24 Square, Inc. Tip processing at a point-of-sale system
US9741026B1 (en) 2014-09-30 2017-08-22 Square, Inc. Payment by use of identifier
FR3041132B1 (fr) * 2015-09-11 2021-01-15 Ingenico Group Procede de transmission de donnees, dispositifs et programmes d'ordinateur correspondants
US9519901B1 (en) 2015-09-16 2016-12-13 Square, Inc. Biometric payment technology
US10062074B1 (en) 2016-11-30 2018-08-28 Square, Inc. System for improving card on file transactions
FR3064787B1 (fr) * 2017-03-31 2019-07-12 Ingenico Group Procede de traitement de donnees par un terminal de paiement, terminal de paiement et programme correspondant
US10997583B1 (en) 2018-08-31 2021-05-04 Square, Inc. Temporarily provisioning card on file payment functionality to proximate merchants
US10878402B1 (en) 2018-08-31 2020-12-29 Square, Inc. Temporarily provisioning payment functionality to alternate payment instrument
FR3087562B1 (fr) * 2018-10-18 2023-06-23 Clean Bill Procede de transmission et conservation de factures ou de tickets de caisse et boitier pour le mettre en oeuvre
WO2020079379A1 (fr) 2018-10-18 2020-04-23 Clean Bill Procédé de transmission et conservation de documents virtuels par rétrofitage d'un terminal d'édition préprogrammé et boitier pour le mettre en oeuvre
JP7337423B1 (ja) 2023-01-26 2023-09-04 竜也 中野 サーバー装置、チップ管理方法、チップ管理プログラムおよびプログラム

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2005321873A (ja) * 2004-05-06 2005-11-17 Seiko Epson Corp 電子ジャーナル作成システム、電子ジャーナル作成方法及び電子ジャーナル作成プログラム
EP1764680A2 (fr) * 2005-09-02 2007-03-21 Star Micronics Co., Ltd. Système d'impression
JP2009226689A (ja) * 2008-03-21 2009-10-08 Seiko Epson Corp 印刷装置
WO2011156884A1 (fr) * 2010-06-17 2011-12-22 Consumer Mt Inc. Système et procédé de paiement électronique

Family Cites Families (15)

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Publication number Priority date Publication date Assignee Title
JP2002099858A (ja) * 2000-09-26 2002-04-05 Toshiba Tec Corp 決済システム及び決済装置並びに決済方法
JP2003150885A (ja) * 2001-11-15 2003-05-23 Hitachi Ltd 決済システムおよび決済装置
US7748618B2 (en) * 2006-08-21 2010-07-06 Verizon Patent And Licensing Inc. Secure near field transaction
US20090043696A1 (en) * 2007-08-08 2009-02-12 Electronic Payment Exchange Payment Processor Hosted Account Information
US8341083B1 (en) * 2007-09-12 2012-12-25 Devicefidelity, Inc. Wirelessly executing financial transactions
JP2009086832A (ja) * 2007-09-28 2009-04-23 Nidec Sankyo Corp 情報システム
US20090187488A1 (en) * 2008-01-22 2009-07-23 John Shamilian Method and system for providing a service to a customer
US10839384B2 (en) * 2008-12-02 2020-11-17 Paypal, Inc. Mobile barcode generation and payment
US8548859B2 (en) * 2010-01-22 2013-10-01 Spendgo, Inc. Point of sale network router
JP2011197511A (ja) * 2010-03-23 2011-10-06 Seiko Epson Corp 音声出力装置、音声出力装置の制御方法、印刷装置および装着ボード
WO2012135796A1 (fr) * 2011-04-01 2012-10-04 Visa International Service Association Appareils, procédés et systèmes d'administration de paiements de comptes avec restrictions
JP5799757B2 (ja) * 2011-11-02 2015-10-28 セイコーエプソン株式会社 レシート管理装置、レシート管理システムおよびレシート管理装置の制御方法
DE202012100620U1 (de) * 2011-11-22 2012-06-13 Square, Inc. System zur Bearbeitung von kartenlosen Bezahlungstransaktionen
AU2013207407A1 (en) * 2012-01-05 2013-10-24 Visa International Service Association Transaction visual capturing apparatuses, methods and systems
JP2013238977A (ja) * 2012-05-14 2013-11-28 Seiko Epson Corp レシートデータ処理装置およびレシートデータ処理方法

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2005321873A (ja) * 2004-05-06 2005-11-17 Seiko Epson Corp 電子ジャーナル作成システム、電子ジャーナル作成方法及び電子ジャーナル作成プログラム
EP1764680A2 (fr) * 2005-09-02 2007-03-21 Star Micronics Co., Ltd. Système d'impression
JP2009226689A (ja) * 2008-03-21 2009-10-08 Seiko Epson Corp 印刷装置
WO2011156884A1 (fr) * 2010-06-17 2011-12-22 Consumer Mt Inc. Système et procédé de paiement électronique

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2015100385A1 *

Also Published As

Publication number Publication date
JP6475752B2 (ja) 2019-02-27
AU2014369891A1 (en) 2016-07-14
CA2935177C (fr) 2019-08-13
JP2017510903A (ja) 2017-04-13
AU2014369891B2 (en) 2017-03-02
CA2935177A1 (fr) 2015-07-02
WO2015100385A1 (fr) 2015-07-02
EP3077970A1 (fr) 2016-10-12

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