EP2904569A4 - Verfahren, system und zugehöriger computerausführbarer code zur erleichterung von kredittransaktionen - Google Patents
Verfahren, system und zugehöriger computerausführbarer code zur erleichterung von kredittransaktionenInfo
- Publication number
- EP2904569A4 EP2904569A4 EP13843212.5A EP13843212A EP2904569A4 EP 2904569 A4 EP2904569 A4 EP 2904569A4 EP 13843212 A EP13843212 A EP 13843212A EP 2904569 A4 EP2904569 A4 EP 2904569A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- methods
- computer executable
- executable code
- associated computer
- credit transactions
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/644,876 US8706624B2 (en) | 2007-12-27 | 2012-10-04 | Methods, system and associated computer executable code for facilitating credit transactions |
PCT/IB2013/052774 WO2014053920A1 (en) | 2012-10-04 | 2013-04-07 | Methods, system and associated computer executable code for facilitating credit transactions |
Publications (2)
Publication Number | Publication Date |
---|---|
EP2904569A1 EP2904569A1 (de) | 2015-08-12 |
EP2904569A4 true EP2904569A4 (de) | 2016-04-20 |
Family
ID=50434420
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP13843212.5A Withdrawn EP2904569A4 (de) | 2012-10-04 | 2013-04-07 | Verfahren, system und zugehöriger computerausführbarer code zur erleichterung von kredittransaktionen |
Country Status (12)
Country | Link |
---|---|
EP (1) | EP2904569A4 (de) |
JP (1) | JP6283368B2 (de) |
KR (1) | KR102129949B1 (de) |
CN (1) | CN104704519A (de) |
AU (2) | AU2013326226A1 (de) |
CA (1) | CA2887033C (de) |
DE (1) | DE112013004894T5 (de) |
GB (1) | GB2521790A (de) |
HK (1) | HK1210856A1 (de) |
RU (1) | RU2639950C2 (de) |
SG (1) | SG11201501995SA (de) |
WO (1) | WO2014053920A1 (de) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104899777A (zh) * | 2015-06-13 | 2015-09-09 | 陈曦 | 事务处理方法及装置 |
CN107153952A (zh) * | 2016-03-03 | 2017-09-12 | 阿里巴巴集团控股有限公司 | 购物结算方法和装置 |
US20190095899A1 (en) * | 2017-09-26 | 2019-03-28 | American Express Travel Related Services Company, Inc. | Segmenting multiple repayment schemes |
CN111316258A (zh) * | 2017-09-29 | 2020-06-19 | 杠杆岩石有限责任公司 | 公共分布式账本系统中的交易隐私 |
CN108932622B (zh) * | 2017-12-08 | 2021-07-30 | 翟红鹰 | 在线交易的风险控制方法、系统及计算机可读存储介质 |
JP6740435B1 (ja) * | 2019-09-17 | 2020-08-12 | 株式会社メルカリ | 情報処理方法、情報処理装置、プログラム、及び情報処理端末 |
Family Cites Families (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7248855B2 (en) * | 1998-09-15 | 2007-07-24 | Upaid Systems, Ltd. | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account |
US8145556B2 (en) * | 2000-04-10 | 2012-03-27 | Tealdi Daniel A | Online mortgage approval and settlement system and method therefor |
JP2002207872A (ja) * | 2001-01-23 | 2002-07-26 | Mitsubishi Corp | 証券発行装置及び証券発行方法 |
JP2005115490A (ja) * | 2003-10-03 | 2005-04-28 | Nobuhisa Araki | クレジットカード債権早期還元システム |
US20050131713A1 (en) * | 2003-12-12 | 2005-06-16 | Hammond W. S. | Method of investing real estate down payments |
KR20050098341A (ko) * | 2004-04-06 | 2005-10-12 | 주식회사 비즈모델라인 | 무선 대체 결제 방법 및 시스템과 이를 위한 정보저장매체및 기록매체 |
US7093615B2 (en) * | 2004-07-20 | 2006-08-22 | Shane Alexander M | Water saving faucet valve |
EP1842160A4 (de) * | 2004-12-23 | 2008-10-29 | Fx Alliance Llc | Geldmarkthandelsystem |
US7788148B2 (en) * | 2005-05-18 | 2010-08-31 | Alan Bercovitz | System and method for guaranteeing a financial loan |
KR20090000821A (ko) * | 2007-04-05 | 2009-01-08 | 주식회사 트리플리치매니지먼트 | 온라인 공매방식의 대부거래 운영 시스템 |
CN101140683A (zh) * | 2007-10-23 | 2008-03-12 | 中国工商银行股份有限公司 | 一种用于实现提前还款的约转账户处理系统和方法 |
US8290864B2 (en) * | 2007-12-27 | 2012-10-16 | Pay It Simple Ltd. | Method and system for facilitating credit transactions |
KR20090099853A (ko) * | 2008-03-18 | 2009-09-23 | 김창모 | 사용자의 최적 카드를 자동 선정하여 승인 처리하는신용카드 결제 시스템 및 신용카드 결제 방법 |
CN101447052A (zh) * | 2009-01-05 | 2009-06-03 | 阿里巴巴集团控股有限公司 | 延期付款/分期付款的网上信贷系统及网上信贷方法 |
US8447692B2 (en) * | 2009-03-20 | 2013-05-21 | Bank Of America Corporation | Personal financial network |
RU105766U1 (ru) * | 2011-02-14 | 2011-06-20 | Виктор Никифорович Сараев | Интеллектуальная сеть микрофинансирования |
-
2013
- 2013-04-07 CA CA2887033A patent/CA2887033C/en active Active
- 2013-04-07 SG SG11201501995SA patent/SG11201501995SA/en unknown
- 2013-04-07 CN CN201380052281.9A patent/CN104704519A/zh active Pending
- 2013-04-07 KR KR1020157011581A patent/KR102129949B1/ko active IP Right Grant
- 2013-04-07 WO PCT/IB2013/052774 patent/WO2014053920A1/en active Search and Examination
- 2013-04-07 RU RU2015113341A patent/RU2639950C2/ru active
- 2013-04-07 AU AU2013326226A patent/AU2013326226A1/en not_active Abandoned
- 2013-04-07 JP JP2015535123A patent/JP6283368B2/ja active Active
- 2013-04-07 EP EP13843212.5A patent/EP2904569A4/de not_active Withdrawn
- 2013-04-07 DE DE112013004894.9T patent/DE112013004894T5/de active Pending
- 2013-04-07 GB GB1507531.0A patent/GB2521790A/en not_active Withdrawn
-
2015
- 2015-11-27 HK HK15111682.3A patent/HK1210856A1/xx unknown
-
2019
- 2019-10-11 AU AU2019246928A patent/AU2019246928A1/en not_active Abandoned
Non-Patent Citations (1)
Title |
---|
No further relevant documents disclosed * |
Also Published As
Publication number | Publication date |
---|---|
HK1210856A1 (en) | 2016-05-06 |
CA2887033A1 (en) | 2014-04-10 |
DE112013004894T5 (de) | 2015-06-18 |
KR102129949B1 (ko) | 2020-07-06 |
AU2013326226A2 (en) | 2015-05-28 |
GB201507531D0 (en) | 2015-06-17 |
KR20150065834A (ko) | 2015-06-15 |
RU2639950C2 (ru) | 2017-12-25 |
GB2521790A (en) | 2015-07-01 |
JP2015530680A (ja) | 2015-10-15 |
WO2014053920A1 (en) | 2014-04-10 |
AU2013326226A1 (en) | 2015-05-21 |
RU2015113341A (ru) | 2016-11-27 |
CA2887033C (en) | 2023-09-26 |
CN104704519A (zh) | 2015-06-10 |
JP6283368B2 (ja) | 2018-02-21 |
AU2019246928A1 (en) | 2020-01-23 |
EP2904569A1 (de) | 2015-08-12 |
SG11201501995SA (en) | 2015-05-28 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
PUAI | Public reference made under article 153(3) epc to a published international application that has entered the european phase |
Free format text: ORIGINAL CODE: 0009012 |
|
17P | Request for examination filed |
Effective date: 20150430 |
|
AK | Designated contracting states |
Kind code of ref document: A1 Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR |
|
AX | Request for extension of the european patent |
Extension state: BA ME |
|
DAX | Request for extension of the european patent (deleted) | ||
RA4 | Supplementary search report drawn up and despatched (corrected) |
Effective date: 20160321 |
|
RIC1 | Information provided on ipc code assigned before grant |
Ipc: G06Q 40/00 20120101AFI20160315BHEP Ipc: G06Q 40/02 20120101ALI20160315BHEP |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN |
|
18D | Application deemed to be withdrawn |
Effective date: 20161018 |