EP2904569A4 - Methods, system and associated computer executable code for facilitating credit transactions - Google Patents

Methods, system and associated computer executable code for facilitating credit transactions

Info

Publication number
EP2904569A4
EP2904569A4 EP13843212.5A EP13843212A EP2904569A4 EP 2904569 A4 EP2904569 A4 EP 2904569A4 EP 13843212 A EP13843212 A EP 13843212A EP 2904569 A4 EP2904569 A4 EP 2904569A4
Authority
EP
European Patent Office
Prior art keywords
methods
computer executable
executable code
associated computer
credit transactions
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP13843212.5A
Other languages
German (de)
French (fr)
Other versions
EP2904569A1 (en
Inventor
Gil Don
Alon Feit
Victoria Niel Kraine
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Pay It Simple Ltd
Original Assignee
Pay It Simple Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=50434420&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=EP2904569(A4) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US13/644,876 external-priority patent/US8706624B2/en
Application filed by Pay It Simple Ltd filed Critical Pay It Simple Ltd
Publication of EP2904569A1 publication Critical patent/EP2904569A1/en
Publication of EP2904569A4 publication Critical patent/EP2904569A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
EP13843212.5A 2012-10-04 2013-04-07 Methods, system and associated computer executable code for facilitating credit transactions Withdrawn EP2904569A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/644,876 US8706624B2 (en) 2007-12-27 2012-10-04 Methods, system and associated computer executable code for facilitating credit transactions
PCT/IB2013/052774 WO2014053920A1 (en) 2012-10-04 2013-04-07 Methods, system and associated computer executable code for facilitating credit transactions

Publications (2)

Publication Number Publication Date
EP2904569A1 EP2904569A1 (en) 2015-08-12
EP2904569A4 true EP2904569A4 (en) 2016-04-20

Family

ID=50434420

Family Applications (1)

Application Number Title Priority Date Filing Date
EP13843212.5A Withdrawn EP2904569A4 (en) 2012-10-04 2013-04-07 Methods, system and associated computer executable code for facilitating credit transactions

Country Status (12)

Country Link
EP (1) EP2904569A4 (en)
JP (1) JP6283368B2 (en)
KR (1) KR102129949B1 (en)
CN (1) CN104704519A (en)
AU (2) AU2013326226A1 (en)
CA (1) CA2887033C (en)
DE (1) DE112013004894T5 (en)
GB (1) GB2521790A (en)
HK (1) HK1210856A1 (en)
RU (1) RU2639950C2 (en)
SG (1) SG11201501995SA (en)
WO (1) WO2014053920A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104899777A (en) * 2015-06-13 2015-09-09 陈曦 Transaction processing method and device
CN107153952A (en) * 2016-03-03 2017-09-12 阿里巴巴集团控股有限公司 Shopping settlement method and device
US20190095899A1 (en) 2017-09-26 2019-03-28 American Express Travel Related Services Company, Inc. Segmenting multiple repayment schemes
CN111316258A (en) * 2017-09-29 2020-06-19 杠杆岩石有限责任公司 Transaction privacy in public distributed ledger system
CN108932622B (en) * 2017-12-08 2021-07-30 翟红鹰 Method and system for controlling risk of online transaction and computer readable storage medium
JP6740435B1 (en) * 2019-09-17 2020-08-12 株式会社メルカリ Information processing method, information processing device, program, and information processing terminal

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US8145556B2 (en) * 2000-04-10 2012-03-27 Tealdi Daniel A Online mortgage approval and settlement system and method therefor
JP2002207872A (en) * 2001-01-23 2002-07-26 Mitsubishi Corp Bond issuing device and bond issuing method
JP2005115490A (en) * 2003-10-03 2005-04-28 Nobuhisa Araki Early reduction system for credit card claim
US20050131713A1 (en) * 2003-12-12 2005-06-16 Hammond W. S. Method of investing real estate down payments
KR20050098341A (en) * 2004-04-06 2005-10-12 주식회사 비즈모델라인 System and method for alternative payment in mobile, information storing medium and recording medium for it
US7093615B2 (en) * 2004-07-20 2006-08-22 Shane Alexander M Water saving faucet valve
WO2006071757A2 (en) * 2004-12-23 2006-07-06 Fx Alliance, Llc Money market trading system
US7788148B2 (en) * 2005-05-18 2010-08-31 Alan Bercovitz System and method for guaranteeing a financial loan
KR20090000821A (en) * 2007-04-05 2009-01-08 주식회사 트리플리치매니지먼트 The system for managing a loaning business which takes a online auction method
CN101140683A (en) * 2007-10-23 2008-03-12 中国工商银行股份有限公司 Reserving transfer accounts processing system used for realizing advanced repayment
US8290864B2 (en) * 2007-12-27 2012-10-16 Pay It Simple Ltd. Method and system for facilitating credit transactions
KR20090099853A (en) * 2008-03-18 2009-09-23 김창모 System and its method for approving credit card payment by automatically selecting user's optimum credit card
CN101447052A (en) * 2009-01-05 2009-06-03 阿里巴巴集团控股有限公司 Online credit loan system of deferred payment/installment and online credit loan method
US8447692B2 (en) * 2009-03-20 2013-05-21 Bank Of America Corporation Personal financial network
RU105766U1 (en) * 2011-02-14 2011-06-20 Виктор Никифорович Сараев INTELLIGENT MICROFINANCE NETWORK

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *

Also Published As

Publication number Publication date
KR102129949B1 (en) 2020-07-06
DE112013004894T5 (en) 2015-06-18
HK1210856A1 (en) 2016-05-06
JP2015530680A (en) 2015-10-15
GB201507531D0 (en) 2015-06-17
RU2639950C2 (en) 2017-12-25
CA2887033A1 (en) 2014-04-10
EP2904569A1 (en) 2015-08-12
RU2015113341A (en) 2016-11-27
CA2887033C (en) 2023-09-26
AU2013326226A1 (en) 2015-05-21
CN104704519A (en) 2015-06-10
GB2521790A (en) 2015-07-01
AU2013326226A2 (en) 2015-05-28
KR20150065834A (en) 2015-06-15
WO2014053920A1 (en) 2014-04-10
SG11201501995SA (en) 2015-05-28
AU2019246928A1 (en) 2020-01-23
JP6283368B2 (en) 2018-02-21

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Legal Events

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PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

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Effective date: 20150430

AK Designated contracting states

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Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

AX Request for extension of the european patent

Extension state: BA ME

DAX Request for extension of the european patent (deleted)
RA4 Supplementary search report drawn up and despatched (corrected)

Effective date: 20160321

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 40/00 20120101AFI20160315BHEP

Ipc: G06Q 40/02 20120101ALI20160315BHEP

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20161018