EP2332105A4 - Vorrichtungen und verfahren für peer-to-peer-finanztransaktionen - Google Patents

Vorrichtungen und verfahren für peer-to-peer-finanztransaktionen

Info

Publication number
EP2332105A4
EP2332105A4 EP09818165A EP09818165A EP2332105A4 EP 2332105 A4 EP2332105 A4 EP 2332105A4 EP 09818165 A EP09818165 A EP 09818165A EP 09818165 A EP09818165 A EP 09818165A EP 2332105 A4 EP2332105 A4 EP 2332105A4
Authority
EP
European Patent Office
Prior art keywords
peer
methods
financial transaction
transaction devices
devices
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP09818165A
Other languages
English (en)
French (fr)
Other versions
EP2332105A2 (de
Inventor
Gloria Lin
Amir Mahmood Mikhak
Taido Lantz Nakajima
Sean Anthony Mayo
Michael Rosenblatt
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Apple Inc
Original Assignee
Apple Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/286,488 external-priority patent/US10380573B2/en
Priority claimed from US12/286,494 external-priority patent/US20100078472A1/en
Priority claimed from US12/286,410 external-priority patent/US20100078471A1/en
Application filed by Apple Inc filed Critical Apple Inc
Publication of EP2332105A2 publication Critical patent/EP2332105A2/de
Publication of EP2332105A4 publication Critical patent/EP2332105A4/de
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Function (AREA)
EP09818165A 2008-09-30 2009-08-11 Vorrichtungen und verfahren für peer-to-peer-finanztransaktionen Withdrawn EP2332105A4 (de)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US12/286,488 US10380573B2 (en) 2008-09-30 2008-09-30 Peer-to-peer financial transaction devices and methods
US12/286,494 US20100078472A1 (en) 2008-09-30 2008-09-30 Group peer-to-peer financial transactions
US12/286,410 US20100078471A1 (en) 2008-09-30 2008-09-30 System and method for processing peer-to-peer financial transactions
PCT/US2009/053441 WO2010039337A2 (en) 2008-09-30 2009-08-11 Peer-to-peer financial transaction devices and methods

Publications (2)

Publication Number Publication Date
EP2332105A2 EP2332105A2 (de) 2011-06-15
EP2332105A4 true EP2332105A4 (de) 2012-07-25

Family

ID=42074083

Family Applications (1)

Application Number Title Priority Date Filing Date
EP09818165A Withdrawn EP2332105A4 (de) 2008-09-30 2009-08-11 Vorrichtungen und verfahren für peer-to-peer-finanztransaktionen

Country Status (5)

Country Link
EP (1) EP2332105A4 (de)
JP (1) JP5568560B2 (de)
KR (3) KR101217323B1 (de)
CN (1) CN102282578A (de)
WO (1) WO2010039337A2 (de)

Families Citing this family (116)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107066862B (zh) 2007-09-24 2022-11-25 苹果公司 电子设备中的嵌入式验证系统
US8600120B2 (en) 2008-01-03 2013-12-03 Apple Inc. Personal computing device control using face detection and recognition
US8907768B2 (en) 2009-11-25 2014-12-09 Visa International Service Association Access using a mobile device with an accelerometer
WO2011072310A1 (en) 2009-12-07 2011-06-16 Angus Bernhardt Pohl Bridging device and method for integrating a bridging device into a mobile phone
US9525548B2 (en) 2010-10-21 2016-12-20 Microsoft Technology Licensing, Llc Provisioning techniques
US8805434B2 (en) 2010-11-23 2014-08-12 Microsoft Corporation Access techniques using a mobile communication device
US9509686B2 (en) 2010-12-03 2016-11-29 Microsoft Technology Licensing, Llc Secure element authentication
WO2012092293A2 (en) 2010-12-30 2012-07-05 Visa International Service Association Mixed mode transaction protocol
US20120221464A1 (en) * 2011-02-28 2012-08-30 Research In Motion Limited Communications system for performing secure transactions based upon mobile wireless communications device proximity and related methods
EP2503495A1 (de) * 2011-03-17 2012-09-26 Research In Motion Limited Verfahren und Vorrichtung zum Erhalt von Transaktionsbestätigungen
US8392259B2 (en) 2011-03-17 2013-03-05 Research In Motion Limited Methods and apparatus to obtain transaction confirmation
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US8769624B2 (en) 2011-09-29 2014-07-01 Apple Inc. Access control utilizing indirect authentication
JP5918995B2 (ja) * 2011-12-27 2016-05-18 株式会社三井住友銀行 支払処理方法およびその支払処理に用いる銀行サーバ
EP2826003A4 (de) * 2012-03-12 2016-09-21 Top Image Systems Ltd Tragbare vorrichtung für finanzdokumenttransaktionen
US8423459B1 (en) * 2012-03-30 2013-04-16 Google Inc. Prioritizing potential transaction counter-parties with social network content
US10235014B2 (en) 2012-05-09 2019-03-19 Apple Inc. Music user interface
KR101327292B1 (ko) * 2012-06-18 2013-11-11 주식회사 인터페이 다양한 결제수단을 이용한 ars 인증 기반의 상품/서비스 대금 결제 시스템 및 결제 방법
CN110414950A (zh) 2012-07-09 2019-11-05 英特尔公司 用于使能使用移动设备的安全交易的系统和方法
KR101421568B1 (ko) 2012-07-27 2014-07-22 주식회사 케이티 스마트카드, 스마트카드 서비스 단말 및 스마트카드 서비스 방법
WO2014030876A1 (en) * 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Method and apparatus for determining item based on interaction environment
CA3202407A1 (en) 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Apparatus and method for providing interaction information by using image on device display
US20140201086A1 (en) * 2012-09-02 2014-07-17 Mpayme Ltd. Method and system for reversed near field contact electronic transaction
KR20140060849A (ko) 2012-11-12 2014-05-21 주식회사 케이티 카드 결제 시스템 및 방법
JP5738938B2 (ja) * 2012-12-11 2015-06-24 東芝テック株式会社 販売データ処理装置、プログラムおよび電子レシートシステム
KR102087984B1 (ko) 2012-12-21 2020-03-11 삼성전자주식회사 주변 기기를 이용한 결제 시스템 및 방법
KR101330962B1 (ko) * 2012-12-27 2013-11-18 신한카드 주식회사 결제 방식 선택을 위한 결제 디바이스 제어방법
CN103049850A (zh) * 2013-01-05 2013-04-17 深圳市中兴移动通信有限公司 一种基于nfc的移动支付终端、系统及其支付方法
KR20140097832A (ko) 2013-01-30 2014-08-07 주식회사 케이티 가상 카드를 물리적 카드로 생성 및 만료하는 장치
KR20140103210A (ko) 2013-02-14 2014-08-26 주식회사 케이티 주거래 결제수단 설정 장치 및 방법
JP2014167754A (ja) * 2013-02-28 2014-09-11 Sharp Corp 携帯端末、決済受付端末及び制御プログラム
GB2514780A (en) * 2013-06-03 2014-12-10 Mastercard International Inc Methods and apparatus for performing local transactions
EP2819076B1 (de) * 2013-06-24 2019-12-18 BlackBerry Limited Steuerung von Transaktionen unter Verwendung einer Nahfeldkommunikationsvorrichtung
CN103426084A (zh) * 2013-07-24 2013-12-04 牟大同 一种电子支付系统及基于远程或近场的支付方法
US10001817B2 (en) 2013-09-03 2018-06-19 Apple Inc. User interface for manipulating user interface objects with magnetic properties
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
US9178889B2 (en) * 2013-09-27 2015-11-03 Paypal, Inc. Systems and methods for pairing a credential to a device identifier
US10250735B2 (en) 2013-10-30 2019-04-02 Apple Inc. Displaying relevant user interface objects
EP2879410B1 (de) 2013-11-26 2016-07-13 GT Gettaxi Limited System und verfahren zum bestellen eines transportfahrzeugs mit nahfeldkommunikationsvorrichtung
US11205163B2 (en) 2013-12-18 2021-12-21 PayRange Inc. Systems and methods for determining electric pulses to provide to an unattended machine based on remotely-configured options
US8856045B1 (en) 2013-12-18 2014-10-07 PayRange Inc. Mobile-device-to-machine payment systems
US11966895B2 (en) 2013-12-18 2024-04-23 PayRange Inc. Refund centers for processing and dispensing vending machine refunds via an MDB router
US11983692B2 (en) 2013-12-18 2024-05-14 PayRange Inc. Mobile payment module with dual function radio transmitter
US9659296B2 (en) 2013-12-18 2017-05-23 PayRange Inc. Method and system for presenting representations of payment accepting unit events
US11481781B2 (en) 2013-12-18 2022-10-25 PayRange Inc. Processing interrupted transaction over non-persistent network connections
US11074580B2 (en) 2013-12-18 2021-07-27 PayRange Inc. Device and method for providing external access to multi-drop bus peripheral devices
US11966926B2 (en) 2013-12-18 2024-04-23 PayRange Inc. Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel
US11475454B2 (en) 2013-12-18 2022-10-18 PayRange Inc. Intermediary communications over non-persistent network connections
US11481780B2 (en) 2013-12-18 2022-10-25 PayRange Inc. Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel
US10019724B2 (en) 2015-01-30 2018-07-10 PayRange Inc. Method and system for providing offers for automated retail machines via mobile devices
US11068875B2 (en) * 2013-12-30 2021-07-20 Apple, Inc. Person-to-person payments using electronic devices
CN106415631A (zh) * 2014-03-11 2017-02-15 崔克培有限公司 用于电子资金转移的装置及系统
CN115545698A (zh) * 2014-05-29 2022-12-30 苹果公司 用于支付的用户接口
US10482461B2 (en) 2014-05-29 2019-11-19 Apple Inc. User interface for payments
US9967401B2 (en) 2014-05-30 2018-05-08 Apple Inc. User interface for phone call routing among devices
EP3164837A1 (de) * 2014-07-01 2017-05-10 Francesco Ricci Elektronisches zahlungssystem und entsprechendes verfahren
KR101598371B1 (ko) * 2014-07-14 2016-02-29 브릴리언츠 주식회사 스마트멀티카드
WO2016022496A2 (en) 2014-08-06 2016-02-11 Apple Inc. Reduced-size user interfaces for battery management
US10452253B2 (en) 2014-08-15 2019-10-22 Apple Inc. Weather user interface
US10339293B2 (en) 2014-08-15 2019-07-02 Apple Inc. Authenticated device used to unlock another device
WO2016036552A1 (en) 2014-09-02 2016-03-10 Apple Inc. User interactions for a mapping application
KR102016160B1 (ko) 2014-09-02 2019-08-29 애플 인크. 경고를 관리하기 위한 축소된 크기의 인터페이스
EP3189406B1 (de) 2014-09-02 2022-09-07 Apple Inc. Telefonbenutzerschnittstelle
WO2016036481A1 (en) 2014-09-02 2016-03-10 Apple Inc. Reduced-size user interfaces for dynamically updated application overviews
WO2016036603A1 (en) 2014-09-02 2016-03-10 Apple Inc. Reduced size configuration interface
US9449318B2 (en) * 2014-10-01 2016-09-20 Paypal, Inc. Systems and methods for providing payment hotspots
US20160132860A1 (en) * 2014-11-12 2016-05-12 Line Bizplus Pte, Ltd. Method and system of processing payment using instant message service
US20160224973A1 (en) * 2015-02-01 2016-08-04 Apple Inc. User interface for payments
KR101663213B1 (ko) * 2015-02-12 2016-10-06 김덕상 신뢰 전환 요청 단말기, 신뢰 전환 서버 및 신뢰 전환 방법을 실행하는 컴퓨터 프로그램
US9574896B2 (en) 2015-02-13 2017-02-21 Apple Inc. Navigation user interface
US10193700B2 (en) 2015-02-27 2019-01-29 Samsung Electronics Co., Ltd. Trust-zone-based end-to-end security
WO2016137277A1 (en) 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operating method thereof
US10466883B2 (en) 2015-03-02 2019-11-05 Apple Inc. Screenreader user interface
US10055121B2 (en) 2015-03-07 2018-08-21 Apple Inc. Activity based thresholds and feedbacks
US10254911B2 (en) 2015-03-08 2019-04-09 Apple Inc. Device configuration user interface
US10467602B2 (en) 2015-03-11 2019-11-05 Facebook, Inc. Facilitating sending, receiving, and updating of payments using message and payment queues
CA2979722A1 (en) * 2015-03-31 2016-10-06 Visa International Service Association Peer-to-peer mobile device payment network
US20160358133A1 (en) * 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US9916075B2 (en) 2015-06-05 2018-03-13 Apple Inc. Formatting content for a reduced-size user interface
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US20190057373A1 (en) * 2015-06-12 2019-02-21 Offerup, Inc. Systems, methods, and devices for computer-based local transactions
CN106372878A (zh) * 2015-07-20 2017-02-01 阿里巴巴集团控股有限公司 一种支付方法、支付客户端和支付服务器
CN105160530A (zh) * 2015-07-31 2015-12-16 努比亚技术有限公司 一种移动终端及信息处理方法
KR101838073B1 (ko) * 2015-08-06 2018-03-14 엘지전자 주식회사 이동단말기 및 그 제어방법
US20170046668A1 (en) * 2015-08-16 2017-02-16 Google Inc. Comparing An Extracted User Name with Stored User Data
AU2016338946A1 (en) * 2015-10-12 2018-05-31 First Data Corporation Systems and methods for transactional document processing
CN105512880A (zh) * 2015-12-08 2016-04-20 努比亚技术有限公司 无线支付装置和方法
US20170213206A1 (en) * 2016-01-25 2017-07-27 Apple Inc. Conducting transactions using electronic devices with geographically restricted non-native credentials
ES2961266T3 (es) * 2016-02-17 2024-03-11 Payrange Inc Sistemas y métodos para determinar pulsos eléctricos para proporcionar a una máquina no atendida basándose en opciones configuradas de forma remota
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
US20180068313A1 (en) 2016-09-06 2018-03-08 Apple Inc. User interfaces for stored-value accounts
US10860199B2 (en) 2016-09-23 2020-12-08 Apple Inc. Dynamically adjusting touch hysteresis based on contextual data
US10496808B2 (en) 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
WO2018163312A1 (ja) * 2017-03-08 2018-09-13 株式会社ミックナイン 電子ウォレット及びコンピュータプログラム
WO2018189165A1 (en) * 2017-04-10 2018-10-18 Sonect Ag Method for effecting financial transactions
DE102018110736A1 (de) * 2017-06-02 2018-12-06 Apple Inc. Gesplittete Transaktionsausführung
KR102185854B1 (ko) 2017-09-09 2020-12-02 애플 인크. 생체측정 인증의 구현
KR102143148B1 (ko) 2017-09-09 2020-08-10 애플 인크. 생체측정 인증의 구현
JP6560319B2 (ja) * 2017-11-08 2019-08-14 株式会社 みずほ銀行 ウォレット管理システム、ウォレット管理方法及びウォレット管理プログラム
WO2019143492A1 (en) 2018-01-22 2019-07-25 Apple Inc. Secure login with authentication based on a visual representation of data
KR102408583B1 (ko) * 2018-02-22 2022-06-15 삼성전자주식회사 근거리 통신 회로의 멀티 모달 운영방법 및 장치
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
US11328352B2 (en) 2019-03-24 2022-05-10 Apple Inc. User interfaces for managing an account
US11477609B2 (en) 2019-06-01 2022-10-18 Apple Inc. User interfaces for location-related communications
US11481094B2 (en) 2019-06-01 2022-10-25 Apple Inc. User interfaces for location-related communications
US11169830B2 (en) 2019-09-29 2021-11-09 Apple Inc. Account management user interfaces
KR102451495B1 (ko) 2019-09-29 2022-10-06 애플 인크. 계정 관리 사용자 인터페이스들
JP6838182B1 (ja) * 2020-02-27 2021-03-03 ＰａｙＰａｙ株式会社 決済プログラム、決済装置及び決済方法
GB2592917A (en) * 2020-03-09 2021-09-15 Oluwaseun Bamidele Michael Close proximity smartphone to smartphone credit transfer
DK202070633A1 (en) 2020-04-10 2021-11-12 Apple Inc User interfaces for enabling an activity
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
US20240095694A1 (en) * 2022-09-21 2024-03-21 Step Mobile, Inc. Dynamically guiding users to request valid payments

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080147561A1 (en) * 2006-12-18 2008-06-19 Pitney Bowes Incorporated Image based invoice payment with digital signature verification

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
CN1363184A (zh) * 1999-12-22 2002-08-07 皇家菲利浦电子有限公司 从消费电子设备远程传输多媒体内容
WO2002052832A2 (de) * 2000-12-22 2002-07-04 Siemens Aktiengesellschaft Verfahren zur flexiblen vergebührung von diensten und ressourcen in netzen
KR20020063350A (ko) * 2001-01-27 2002-08-03 에스케이 텔레콤주식회사 가입자 신원확인카드에 금융정보를 내장한 이동통신단말기 및 그 이용 방법
US20040248548A1 (en) * 2001-10-31 2004-12-09 Takanori Niwa Portable terminal and pos terminal
KR100475654B1 (ko) * 2002-03-15 2005-03-15 주식회사 하렉스인포텍 휴대단말기를 이용한 금융결제의 사용자 인터페이스 방법
KR20020052156A (ko) * 2002-06-03 2002-07-02 안지영 근거리무선통신 기능이 장착된 이동통신단말기를 이용한신용카드 결제장치 및 결제방법
US8224700B2 (en) * 2002-08-19 2012-07-17 Andrew Silver System and method for managing restaurant customer data elements
CN1830001A (zh) * 2003-08-08 2006-09-06 倍酷国际有限公司 便于证实通过无线通信网络进行的金融交易的方法
JP2005267012A (ja) * 2004-03-17 2005-09-29 Japan Research Institute Ltd 売上情報処理方法およびクレジットカードシステム
EP1856903B1 (de) * 2005-03-07 2018-01-24 Nokia Technologies Oy Verfahren und mobiles endgerät mit einem smartcard-modul und nahfeld-kommunikationsmitteln
KR20060129825A (ko) * 2005-06-13 2006-12-18 주식회사 팬택 이동통신 단말기를 이용하여 결제 금액을 분배하는 방법 및시스템
KR20070013048A (ko) * 2005-07-25 2007-01-30 주식회사 팬택앤큐리텔 전자상거래에서의 공동결제시스템 및 그 방법
JP5139715B2 (ja) * 2006-04-25 2013-02-06 Ｋｄｄｉ株式会社 携帯電話を利用した金融取引サービス方法および金融取引サービスシステム
US7907896B2 (en) * 2006-04-28 2011-03-15 Motorola Mobility, Inc. Mobile commerce method and device
JP2008107874A (ja) * 2006-10-23 2008-05-08 Nec Infrontia Corp 分割精算システム、携帯端末、分割精算方法、分割精算プログラムおよびプログラム記録媒体

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080147561A1 (en) * 2006-12-18 2008-06-19 Pitney Bowes Incorporated Image based invoice payment with digital signature verification

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
The technical aspects identified in the present application (Art. 56 EPC) are considered part of common general knowledge. Due tot heir notoriety no documentary evidence is found to be required. For further details see the accompanying Opinion and the reference below. XP002456414 *

Also Published As

Publication number Publication date
WO2010039337A2 (en) 2010-04-08
CN102282578A (zh) 2011-12-14
WO2010039337A3 (en) 2010-07-22
KR101428429B1 (ko) 2014-08-07
JP5568560B2 (ja) 2014-08-06
KR101217323B1 (ko) 2012-12-31
KR20120069673A (ko) 2012-06-28
EP2332105A2 (de) 2011-06-15
KR20110056561A (ko) 2011-05-30
JP2012504273A (ja) 2012-02-16
KR20130027587A (ko) 2013-03-15

Similar Documents

Publication Publication Date Title
EP2332105A4 (de) Vorrichtungen und verfahren für peer-to-peer-finanztransaktionen
EP2248290A4 (de) Systeme und verfahren zur durchführung von drahtlosen finanztransaktionen
AP3361A (en) Secure financial transactions
EP2269341A4 (de) Authentifizierung von elektronischen finanztransaktionen
EP2248093A4 (de) Finanztransaktions-token
ZA201008904B (en) Secure transaction authentication
EP2394388A4 (de) Überprüfung und authentifizierung von netzwerktransaktionen
EP2349019A4 (de) Abschlussvorrichtungen und entsprechende verfahren
EP2507761A4 (de) Verwendung von sozialen netzwerk- und transaktionsinformationen
EP2304661A4 (de) Systeme und verfahren für sichere debit-bezahlung
GB0910443D0 (en) Secure transaction personal computer
ZA201200272B (en) Transaction system and method
BRPI0917318A2 (pt) cartao de transacao financeira e combinacao
AP2011005671A0 (en) Herbicide-resistant AHAS-mutants and methods of use.
GB0807678D0 (en) Secure web based transactions
EP2561470A4 (de) Zahlungsverarbeitung für transaktionen dritter
ZA201204280B (en) Financial system and method
IL213321A0 (en) Descenting systems and methods
ZA201005866B (en) Closterovirus vectors and methods
GB0807676D0 (en) Transaction system and method
GB0920477D0 (en) Secure platforms for financial transaction applications
EP2477164A4 (de) Vorrichtung und verfahren zur währungshandhabung
GB2461976B (en) Detonation devices and methods
GB0802257D0 (en) Contactless financial transactions using mobile devices
EP2267630A4 (de) Authentifikationsserver und leitungsserver

Legal Events

Date Code Title Description
PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

17P Request for examination filed

Effective date: 20110330

AK Designated contracting states

Kind code of ref document: A2

Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR

AX Request for extension of the european patent

Extension state: AL BA RS

DAX Request for extension of the european patent (deleted)
A4 Supplementary search report drawn up and despatched

Effective date: 20120622

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 40/00 20120101ALI20120618BHEP

Ipc: G06Q 20/00 20120101AFI20120618BHEP

17Q First examination report despatched

Effective date: 20160803

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: EXAMINATION IS IN PROGRESS

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20161206