EP1585069A3 - Payment installation by card having a balance of account units - Google Patents

Payment installation by card having a balance of account units Download PDF

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Publication number
EP1585069A3
EP1585069A3 EP05290776A EP05290776A EP1585069A3 EP 1585069 A3 EP1585069 A3 EP 1585069A3 EP 05290776 A EP05290776 A EP 05290776A EP 05290776 A EP05290776 A EP 05290776A EP 1585069 A3 EP1585069 A3 EP 1585069A3
Authority
EP
European Patent Office
Prior art keywords
amount
incrementing
account
entity
balance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP05290776A
Other languages
German (de)
French (fr)
Other versions
EP1585069A2 (en
Inventor
Alain Chemla
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Columbia Finances
Original Assignee
Columbia Finances
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Columbia Finances filed Critical Columbia Finances
Publication of EP1585069A2 publication Critical patent/EP1585069A2/en
Publication of EP1585069A3 publication Critical patent/EP1585069A3/en
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'installation de paiement par carte contenant un solde d'unités de compte comporte :
• au moins une entité d'incrémentation (50A, 50B) comprenant au moins un poste d'incrémentation (52A, 52B) comportant :
o des moyens (56A, 56B) de saisie d'un montant perçu (MP)
o des moyens (58A, 58B) d'incrémentation du solde d'une carte d'un montant crédité (MC) correspondant au montant perçu (MP) ;

• un serveur (16) de gestion collectif de rechargement comportant :
o une unité (86) de stockage du montant d'un compte collectif ;
o des moyens (84) pour créditer le compte collectif du montant crédité (MC) reçu de l'entité d'incrémentation (50A, 50B);

• un serveur (70A, 70B) de gestion du compte pour chaque entité d'incrémentation (50A, 50B) comportant :
o une unité (74A, 74B) de stockage du montant du compte de l'entité d'incrémentation (50A, 50B) ;
o des moyens (78A) de réception du montant crédité (MC) par un poste d'incrémentation ;
o des moyens (72A, 72B) pour débiter le compte de l'entité d'incrémentation (50A, 50B) du montant crédité (MC).

Figure imgaf001
The card payment facility containing a unit account balance includes:
At least one incrementing entity (50A, 50B) comprising at least one incrementation station (52A, 52B) comprising:
o means (56A, 56B) for entering a perceived amount (MP)
o means (58A, 58B) for incrementing the balance of a card by a credited amount (MC) corresponding to the amount collected (MP);

A server (16) for collective management of reloading comprising:
o a unit (86) for storing the amount of a collective account;
o means (84) for crediting the collective account of the credited amount (MC) received from the incrementing entity (50A, 50B);

An account management server (70A, 70B) for each incrementing entity (50A, 50B) comprising:
o a unit (74A, 74B) for storing the amount of the incrementing entity's account (50A, 50B);
o means (78A) for receiving the credited amount (MC) by an incrementation station;
means (72A, 72B) for debiting the count of the incrementing entity (50A, 50B) of the credited amount (MC).

Figure imgaf001

EP05290776A 2004-04-08 2005-04-07 Payment installation by card having a balance of account units Withdrawn EP1585069A3 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0403718 2004-04-08
FR0403718A FR2868859B1 (en) 2004-04-08 2004-04-08 CARD PAYMENT INSTALLATION CONTAINING A BALANCE OF ACCOUNT UNITS

Publications (2)

Publication Number Publication Date
EP1585069A2 EP1585069A2 (en) 2005-10-12
EP1585069A3 true EP1585069A3 (en) 2007-03-14

Family

ID=34896726

Family Applications (1)

Application Number Title Priority Date Filing Date
EP05290776A Withdrawn EP1585069A3 (en) 2004-04-08 2005-04-07 Payment installation by card having a balance of account units

Country Status (2)

Country Link
EP (1) EP1585069A3 (en)
FR (1) FR2868859B1 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6138907A (en) * 1996-12-02 2000-10-31 Oki Electric Industry Co., Ltd. Electronic transaction processing system and method for operating same
US6196461B1 (en) * 1997-12-24 2001-03-06 Hitachi, Ltd. Value data charging method and system for implementing the same
FR2830099A1 (en) * 2001-09-21 2003-03-28 Pierre Michel Guilhen Data processing unit for an electronic purse, manages data exchange and maintains local and central balance data

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6138907A (en) * 1996-12-02 2000-10-31 Oki Electric Industry Co., Ltd. Electronic transaction processing system and method for operating same
US6196461B1 (en) * 1997-12-24 2001-03-06 Hitachi, Ltd. Value data charging method and system for implementing the same
FR2830099A1 (en) * 2001-09-21 2003-03-28 Pierre Michel Guilhen Data processing unit for an electronic purse, manages data exchange and maintains local and central balance data

Also Published As

Publication number Publication date
FR2868859A1 (en) 2005-10-14
FR2868859B1 (en) 2006-07-21
EP1585069A2 (en) 2005-10-12

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