WO2009069905A3 - System for mobile payment service using phone number and method thereof - Google Patents

System for mobile payment service using phone number and method thereof Download PDF

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Publication number
WO2009069905A3
WO2009069905A3 PCT/KR2008/006667 KR2008006667W WO2009069905A3 WO 2009069905 A3 WO2009069905 A3 WO 2009069905A3 KR 2008006667 W KR2008006667 W KR 2008006667W WO 2009069905 A3 WO2009069905 A3 WO 2009069905A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment
mobile
card
type
mobile device
Prior art date
Application number
PCT/KR2008/006667
Other languages
French (fr)
Other versions
WO2009069905A2 (en
Inventor
Kyung Yang Park
Hoon Joon Jung
Original Assignee
Harex Infotech Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Harex Infotech Inc. filed Critical Harex Infotech Inc.
Publication of WO2009069905A2 publication Critical patent/WO2009069905A2/en
Publication of WO2009069905A3 publication Critical patent/WO2009069905A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Abstract

Provided are a mobile card payment system and a mobile payment service method. The mobile payment service method includes checking the type of a payment card by receiving a payment request comprising the type of the payment card, the telephone number of a mobile device, member store identification information and payment amount, performing a mobile prepayment in communication with a pre-paid card server using a payment VM driven by transmitting a first payment confirmation message comprising the member store identification information and the payment amount to the mobile device to allow the mobile device to check the first payment confirmation message if the type of the payment card is an client type, and performing a mobile credit payment in communication with a corresponding card issuer server using information received from the payment VM driven by transmitting a second payment confirmation message comprising the member store identification information and the payment amount to the mobile device to allow the mobile device to check the second payment confirmation message if the type of the payment card is an server type.
PCT/KR2008/006667 2007-11-28 2008-11-12 System for mobile payment service using phone number and method thereof WO2009069905A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2007-0122010 2007-11-28
KR20070122010 2007-11-28

Publications (2)

Publication Number Publication Date
WO2009069905A2 WO2009069905A2 (en) 2009-06-04
WO2009069905A3 true WO2009069905A3 (en) 2010-07-15

Family

ID=40679115

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2008/006667 WO2009069905A2 (en) 2007-11-28 2008-11-12 System for mobile payment service using phone number and method thereof

Country Status (2)

Country Link
KR (1) KR101039696B1 (en)
WO (1) WO2009069905A2 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9824355B2 (en) 2008-09-22 2017-11-21 Visa International Service Association Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US8977567B2 (en) 2008-09-22 2015-03-10 Visa International Service Association Recordation of electronic payment transaction information
US10706402B2 (en) 2008-09-22 2020-07-07 Visa International Service Association Over the air update of payment transaction data stored in secure memory
KR101665704B1 (en) * 2009-12-31 2016-10-12 주식회사 엘지유플러스 System and method for paying prepayment-cash using membershipcard
WO2011087312A2 (en) * 2010-01-15 2011-07-21 에스케이텔레콤 주식회사 Method for providing a payment service, and system, apparatus, and terminal for same
KR101272150B1 (en) * 2011-02-23 2013-06-07 (주)한국크레딕라이프 Credit card transaction method of no - voucher of credit card using smart phone
KR101274318B1 (en) * 2011-10-14 2013-06-13 강기훈 Payment service provide system and method using the same
WO2013160830A1 (en) * 2012-04-23 2013-10-31 Eraman Uvir A server and mobile device for authorizing a transaction
KR20130131023A (en) * 2012-05-23 2013-12-03 에스케이씨앤씨 주식회사 System and method for non-faced payment
WO2014175612A1 (en) * 2013-04-22 2014-10-30 주식회사 하렉스인포텍 System for complex payment processing and method therefor
KR20190058085A (en) 2017-11-21 2019-05-29 주식회사 비티씨씨큐 System and method providing a mobile payment based touch by a phone number

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030082090A (en) * 2002-04-16 2003-10-22 (주) 인포허브 System and method of electronic payment
KR20050009330A (en) * 2003-07-16 2005-01-25 김철원 Billing in credit method in internet with mobile communicating device without any accessory instrument and programs about it to be readable by the computer
KR20060026534A (en) * 2004-09-21 2006-03-24 주식회사 팬택 A mobile communication device for providing mobile baking and a method thereof
KR20060077541A (en) * 2004-12-30 2006-07-05 이정환 No connection numbering payment system
KR20060098023A (en) * 2005-03-08 2006-09-18 이처닷컴 주식회사 System and method for integrated mobile payment using mobile phone

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100781764B1 (en) * 2005-02-23 2007-12-04 (주)씨스퀘어소프트 Mobile Payment Method
KR20070044832A (en) * 2007-04-19 2007-04-30 주식회사 엠필러 Payment service system and payment service method based on individual's recognition

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030082090A (en) * 2002-04-16 2003-10-22 (주) 인포허브 System and method of electronic payment
KR20050009330A (en) * 2003-07-16 2005-01-25 김철원 Billing in credit method in internet with mobile communicating device without any accessory instrument and programs about it to be readable by the computer
KR20060026534A (en) * 2004-09-21 2006-03-24 주식회사 팬택 A mobile communication device for providing mobile baking and a method thereof
KR20060077541A (en) * 2004-12-30 2006-07-05 이정환 No connection numbering payment system
KR20060098023A (en) * 2005-03-08 2006-09-18 이처닷컴 주식회사 System and method for integrated mobile payment using mobile phone

Also Published As

Publication number Publication date
KR101039696B1 (en) 2011-06-08
KR20090055474A (en) 2009-06-02
WO2009069905A2 (en) 2009-06-04

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