EP1381981A2 - Procede et dispositif pour effectuer de maniere electronique des operations d'achat et de vente - Google Patents

Procede et dispositif pour effectuer de maniere electronique des operations d'achat et de vente

Info

Publication number
EP1381981A2
EP1381981A2 EP00916786A EP00916786A EP1381981A2 EP 1381981 A2 EP1381981 A2 EP 1381981A2 EP 00916786 A EP00916786 A EP 00916786A EP 00916786 A EP00916786 A EP 00916786A EP 1381981 A2 EP1381981 A2 EP 1381981A2
Authority
EP
European Patent Office
Prior art keywords
order
internet
data
switching center
access
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP00916786A
Other languages
German (de)
English (en)
Inventor
Christian Rappel
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Siemens AG
Siemens Corp
Original Assignee
Siemens AG
Siemens Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Siemens AG, Siemens Corp filed Critical Siemens AG
Publication of EP1381981A2 publication Critical patent/EP1381981A2/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems

Definitions

  • the invention relates to a method and a device for the electronic handling of buying and selling transactions, the so-called electronic commerce, using public communication networks, in particular the Internet, according to the preamble of patent claims 1 and 8, respectively.
  • US 5,794,221 shows an accounting process using the Internet.
  • an agreement between an Internet provider and the customer and, on the other hand, a corresponding regulation between the provider and the seller or service provider is assumed.
  • the provider declares that he will invoice the customer and that he will responsible for the seller or service provider.
  • the provider himself creates network access for the customer.
  • the transaction information between seller and customer is sent to the provider, who then carries out the corresponding activities such as billing and forwarding of the payment amount received.
  • the provider receives a commission for the use of the services by the provider.
  • An advantage of the known solution is that it is not necessary for the customer to have to give the account number or the like personal data to the seller, as a result of which an undesired temporary presence of this amount of data in the hardly controllable Internet is ruled out
  • the object of the invention is achieved with a method as defined in claim 1 and with a device for performing the method according to the features of claim 8.
  • the basic idea of the invention is accordingly, starting from a communication-capable terminal with display or monitor, in particular a personal computer, to order goods and / or services via the Internet via an access node and to compensate these goods and / or services electronically on the payment side, wherein the communication-capable terminal handles the order data transfer via a switching center.
  • the access to the Internet from the switching center is interrupted at least briefly and a menu-based billing access to the switching center of the telecommunications network operator is set up and / or set up.
  • the order can then be entered on the invoice side in the respective terminal-related telephony account file via the usual handling of the services for the use of the telecommunications network and then settled later.
  • a PIN personnel. Is designed before the order and invoice data are recorded in the telephony account file
  • the order and invoice data are stored, for example, in a separate memory area of the telephony account file, it being possible for additional data, such as information on the date and / or the specific type of the goods or the service, to be recorded.
  • the order and invoice data storage can be coded. It is also conceivable to encrypt the output of the data on a conventional telephony bill, e.g. to be provided based on product or service codes.
  • Confirmation protocols are generated automatically from the recorded and stored order and invoice data and are transmitted to the service provider via the Internet in a manner known per se.
  • the confirmation logs do not contain any security-relevant information such as the PIN, a credit card account number or the like.
  • a data connection to the telephony data acquisition computer which is usually located at the switching center, is established by means of the personal computer, the menu also being active during the online state of the Personal computers and access to the Internet can be activated, so that the user is already able to activate a menu bar or open the corresponding menu when accessing a homepage of a service provider, and then, if desired, to initiate payment processing. it is automatically ensured that the Internet access is interrupted or the firewall security measure is activated at the relevant moment.
  • the order data is first downloaded to the end device, namely the personal computer, via the Internet and the order is registered with the service provider. Then the m separate connection is the The amount of invoice data belonging to the order is transferred from the terminal device of the memory to the switching center and recorded there in a debit file after authentication. The debtor registration is then sent to the service provider together with an identification identifier as confirmation.
  • a communication-capable terminal with a display is provided to carry out the method and is connected to a switching center via the telephone network.
  • the exchange establishes access to an Internet access computer (provider) via a corresponding data line.
  • the exchange contains an internode module, which converts telephony data received during data transfer between the Internet access computer and the terminal device into a format suitable for display display or storage in the personal computer or terminal device, but also also records m derived from the Internet data transfer device an exchange format is transformed.
  • the internode module creates a kind of symbiosis between telephony traffic and digital data transfer.
  • the figure shows a schematic diagram of access to the Internet from a personal computer.
  • the terminal in particular a PC 1, is connected to the public telephone network via a suitable modem or an interface.
  • a switching center 3 is provided, which both sets up calls selected by telephone number and records call times for later billing.
  • the Internet access computer 4 now enables access to the Internet symbolically represented by the reference symbol 5.
  • internode module 6 which enables the performance of conventional telephone systems to be combined with the possibilities of Internet-capable personal computers.
  • the internode creates the possibility for network operators and users to systematically use their existing infrastructure such as lines or switching systems for the World Wide Web.
  • the order data transfer is carried out via the switching center when using Internet services.
  • Such a claim can be, for example, ordering goods or services.
  • the access from the switching center 3 via the access computer 4, or access to the Internet is briefly interrupted or blocked for incoming data in order to optimize security.
  • Computer 1 is then set up or set up a menu-based billing access to switching center 3 in order to then use the usual handling of the services for the use of the telecommunication networks, e.g. the call data acquisition, the order entry in a corresponding terminal-related telephony account file on the invoice side or to process the payment.
  • the usual handling of the services for the use of the telecommunication networks e.g. the call data acquisition, the order entry in a corresponding terminal-related telephony account file on the invoice side or to process the payment.
  • the order and invoice data are stored in a separate memory area of the telephony account file in the exchange or in a computer located there.
  • the user who has used the Internet service via the personal computer 1 then receives with the e.g. monthly telephone bill a request for payment for the goods ordered or services used.
  • the order and invoice data which are stored in the switching center 3 or a computer located there, then serve for the automatic creation of a confirmation protocol which is communicated to the service provider via the Internet.
  • This notification can be made immediately after the order, but also at times when there is little traffic, so that the operator of the public telephone network 2 only incurs low additional costs.
  • the personal computer 1 activates a menu item or a menu after the call and confirmation of authenticity and a connection to the exchange, ie a data connection to the telephony data acquisition computer, is established.
  • the menu can also be activated while the personal computer is online and currently accessing the Internet. the, however, the transfer of order data with the consequence of the creation of invoice data is only carried out after disconnection of the internet connection.
  • the order data can first be loaded onto the personal computer 1 via the Internet and the order can be registered with the service provider. Subsequently, with a separate connection, the invoice data belonging to the order are then transferred from the personal computer 1 to the switching center 3 and, after a further authenticity check, recorded in a debit file. The customer entry is again confirmed separately by means of an identification identifier hm for the service provider.
  • the operator on the exchange e.g. the telephone company ensures that the invoice is sent to the service provider or supplier after payment has been received.
  • the solution presented has the advantage that security-relevant personal data no longer have to be transmitted via the public Internet, which brings about significant advantages with regard to security in payment transactions and the trust of users and customers in the payment system.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Telephonic Communication Services (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'invention concerne un procédé et un dispositif pour effectuer de manière électronique des opérations d'achat et de vente par l'intermédiaire de réseaux de communication publics. Selon l'invention, un transfert de données de commande est effectué au moyen d'un ordinateur personnel (1) par l'intermédiaire d'un standard (3). Le paiement de la marchandise reçue ou du service effectué est réalisé, de la même façon que l'établissement d'une facture téléphonique, par l'intermédiaire d'un accès, assisté par menu, au central en vue d'établir la facturation, sans que la transmission de données de sécurité par l'intermédiaire d'Internet (5) soit nécessaire.
EP00916786A 1999-03-23 2000-03-01 Procede et dispositif pour effectuer de maniere electronique des operations d'achat et de vente Withdrawn EP1381981A2 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19913096 1999-03-23
DE1999113096 DE19913096A1 (de) 1999-03-23 1999-03-23 Verfahren und Vorrichtung zur elektronischen Abwicklung von Kauf- und Verkaufshandlungen
PCT/DE2000/000611 WO2000057319A2 (fr) 1999-03-23 2000-03-01 Procede et dispositif pour effectuer de maniere electronique des operations d'achat et de vente

Publications (1)

Publication Number Publication Date
EP1381981A2 true EP1381981A2 (fr) 2004-01-21

Family

ID=7902100

Family Applications (1)

Application Number Title Priority Date Filing Date
EP00916786A Withdrawn EP1381981A2 (fr) 1999-03-23 2000-03-01 Procede et dispositif pour effectuer de maniere electronique des operations d'achat et de vente

Country Status (3)

Country Link
EP (1) EP1381981A2 (fr)
DE (1) DE19913096A1 (fr)
WO (1) WO2000057319A2 (fr)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7054430B2 (en) 2001-08-23 2006-05-30 Paymentone Corporation Method and apparatus to validate a subscriber line
AT505905B1 (de) * 2007-09-21 2009-05-15 Chemiefaser Lenzing Ag Cellulosepulver und verfahren zu seiner herstellung
CN104899491B (zh) * 2015-05-28 2017-11-14 广东欧珀移动通信有限公司 一种数据转移方法及其装置

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5727163A (en) * 1995-03-30 1998-03-10 Amazon.Com, Inc. Secure method for communicating credit card data when placing an order on a non-secure network
US6058250A (en) * 1996-06-19 2000-05-02 At&T Corp Bifurcated transaction system in which nonsensitive information is exchanged using a public network connection and sensitive information is exchanged after automatically configuring a private network connection

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See references of WO0057319A3 *

Also Published As

Publication number Publication date
DE19913096A1 (de) 2000-10-05
WO2000057319A3 (fr) 2003-11-06
WO2000057319A2 (fr) 2000-09-28

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