EP1002304A1 - Fourniture d'un releve de transaction - Google Patents

Fourniture d'un releve de transaction

Info

Publication number
EP1002304A1
EP1002304A1 EP98937646A EP98937646A EP1002304A1 EP 1002304 A1 EP1002304 A1 EP 1002304A1 EP 98937646 A EP98937646 A EP 98937646A EP 98937646 A EP98937646 A EP 98937646A EP 1002304 A1 EP1002304 A1 EP 1002304A1
Authority
EP
European Patent Office
Prior art keywords
transaction record
client computer
server computer
information
telephone network
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP98937646A
Other languages
German (de)
English (en)
Inventor
Eaman Semmakie
Paul Anthony Putland
Philip James Hunter
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
British Telecommunications PLC
Original Assignee
British Telecommunications PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by British Telecommunications PLC filed Critical British Telecommunications PLC
Priority to EP98937646A priority Critical patent/EP1002304A1/fr
Publication of EP1002304A1 publication Critical patent/EP1002304A1/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0176—Billing arrangements using internet
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking

Definitions

  • This invention relates to a method of providing a transaction record relating to the retrieval of information by a client computer from a server computer and also to a system for providing such a transaction record.
  • the most widespread data network is at present the well known public Internet.
  • Client computers operated by members of a large organisation are typically connected to a local network which in turn is connected to the Internet.
  • client computers operated by individuals from their homes or individuals belonging to a small organisation are usually connected to the Internet by a dial-up connection through a public telephone network to an interface known as a point of presence between the public telephone network and the public Internet.
  • a client computer When a client computer is connected to the Internet, it may be used to retrieve information from server computers also connected to the Internet. Typically, such information is retrieved without a credit or debit payment.
  • a client computer is connected to the Internet through a dial-up connection
  • normal telephony charges are incurred while the connection is maintained. Consequently, the user of the client computer may be deterred from retrieving information.
  • an information provider may want to encourage users to retrieve information.
  • a method of providing a transaction record relating to the retrieval of information by a client computer connected to a telephone network from a server computer connected to a data network comprising the steps of: providing a connection between the client computer and the data network; said client computer having a telephone network identifier and a data network address; receiving credit or debit details from the server computer relating to said retrieval of information by the client computer from the server computerj and generating a client transaction record relating to said retrieval of information by the client computer from the server computer, said client transaction record containing credit or debit details and said telephone network identifier.
  • the invention thus enables credit or debit payments for retrieving information via the Internet or other data network to be integrated on to a user's normal telephone bill.
  • a system for providing a transaction record relating to the retrieval of information by a client computer connected to a telephone network and having a telephone network identifier from a server computer connected to a data network comprising: an interface for providing a connection between a client computer connected to the telephone network and the data network; and a transaction record generator arranged to: receive credit or debit details from a server computer connected to the data network relating to the retrieval of information by a client computer connected to the telephone network from the server computer; and generate a transaction record relating to said retrieval of information by said client computer from said server computer and containing credit or debit details and a telephone network identifier.
  • a method of providing a transaction record relating to the retrieval of information by a client computer connected to a telephone network from a server computer connected to a data network comprising the steps of: providing a connection between the client computer and the data network; said client computer having a telephone network identifier and a data network address; and generating a client transaction record relating to said retrieval of information by the client computer from the server computer, said client transaction record containing credit or debit details and said telephone network identifier.
  • a system for providing a transaction record relating to the retrieval of information by a client computer connected to a telephone network and having a telephone network identifier from a server computer connected to a data network comprising: an interface for providing a connection between a client computer connected to the telephone network and the data network; and a server computer connected to the data network, said server computer being arranged to: generate a transaction record relating to retrieval of information by a client computer from said server computer and containing credit or debit details and a telephone network identifier.
  • Figure 1 is a block diagram showing how a client computer may be connected to a server computer through a telephone network and the public Internet and a system for providing a transaction record for the retrieval of information by the client computer from the server computer and embodying this invention
  • Figure 2 is a flow chart of the operations performed by the system of Figure 1 in providing a transaction record for a credit amount
  • Figure 3 is a flow chart showing the operations which are performed by the system of Figure 1 in providing a transaction record for a debit amount
  • FIG 4 is a block diagram corresponding generally to the block diagram of Figure 1 but with a modification to the system for providing a transaction record.
  • a client computer 10 may be connected through a public telephone network 1 2 and the public Internet 14 to a server computer 1 6 connected to the public Internet 14.
  • the server computer 16 is one of a very large number of server computers connected to the public Internet 14.
  • the client computer 10 is connected to the public telephone network 1 2.
  • the user of the client computer 1 0 instructs it to dial the telephone number of an interface 18 known as a point of presence.
  • the point of presence 1 8 belongs to an Internet access provider and typically a particular Internet access provider will own a set of points of presence distributed over a particular geographical area. It is usually possible to connect a client computer to a point of presence which is connected to the same local network as the client computer However, it can also happen that a client computer is connected to a point of presence outside its own local network. In such circumstances, the client computer may be connected through two or more public telephone networks owned by different organisations. For example, the client computer 1 0 could be connected to one local network owned by a first organisation, the point of presence could be connected to another local network owned by a second organisation and the two local networks could be connected by a trunk network owned by a third organisation.
  • the point of presence 1 8 is connected to the public Internet 14 and is arranged to provide a connection between a telephone line in the telephone network 1 2 and the public Internet 14 Where a client computer transmits and receives data as an analogue signal generated by a modem, the point of presence 18 provides conversion between the analogue signal used by the client computer and the digital signal used in the public Internet 1 4.
  • the client computer 10 may be used to retrieve information pages stored on the server computer 1 6 Several protocols are established for retrieving information pages and these include the File Transfer Protocol, Java Script and the very well known Hypertext Transfer Protocol. Pages which are transmitted using the Hypertext Transfer Protocol are stored using the well known Hypertext Markup Language. In order to retrieve such pages, the client computer needs a suitable browser program such as the well known Netscape browser The combination of the public Internet 14 and server computers connected to it from which information pages may be retrieved is known as the World Wide Web. Information pages which may be retrieved from such server computers are commonly known as Web pages.
  • the information Web pages stored on server computer 1 6 are supplied by one or more information providers. They may be supplied by a single information provider who also owns the server computer 1 6.
  • the server computer 1 6 may be owned by one organisation which permits one or more information providers to store Web pages on its server computer.
  • the arrangement described above for connecting the client computer 10 through the telephone network 1 2, the point of presence 18 and the public internet 14 to the server computer 1 6 is of course well known.
  • a client computer retrieves a Web page from a server computer, there is no associated financial transaction between the user of the client computer and the information provider of the Web page. It has been identified that there are situations where this is unsatisfactory.
  • telephony charges are incurred. Such charges can have a deterrent effect on the user of the client computer.
  • the information provider may want to encourage users to retrieve a Web page. Examples of situations where information providers may want to encourage users to retrieve a Web page include Web pages containing advertising material and Web pages which act as an on-line service desk. It has been identified that one way to encourage users to retrieve Web pages is to make credit payments which compensate for the telephony charges. In order to provide a positive incentive to users to retrieve Web pages, said payments could exceed the telephony charges.
  • the arrangement shown in Figure 1 includes a system for providing a transaction record when a Web page is retrieved.
  • the transaction record generated using this system may be used either to credit or debit a user's telephone account when a Web page is retrieved.
  • This system together with two associated billing systems will now be described. This will be followed by a description of the operations which are performed by the system in order to generate a transaction record for crediting a user's telephone account when the user retrieves a Web page and then a description of the operations which are performed in order to debit a user's telephone account when the user retrieves a Web page.
  • the system for generating a transaction record is indicated by reference numeral 30 and comprises the point of presence 1 8 and a transaction record generator 32.
  • the point of presence 1 8 is essentially a computer provided with the functionality described above together with the additional functionality described below
  • the transaction record generator 32 has the functionality which will be described below with reference to Figures 2 and 3.
  • the transaction record generator may be implemented either by providing additional software for the point of presence 1 8 or as a separate computer provided with appropriate software
  • the server computer 1 6 requires additional functionality as described below
  • Data can be transmitted between the transaction record generator 32 and the server computer 1 6, between the transaction record generator 32 and a telephone service billing system 34, and between the transaction record generator 32 and an information provider billing system 36, respectively, through communications links 38, 40 and 42 Where the point of presence 1 8 and the transaction record generator 32 are separate computers, they are connected, as shown in Figure 1 , by a communications link 44.
  • the telephone service billing system 34 is the billing system for that single public telephone network
  • the telephone service billing system 34 is a billing system associated with one of these networks in either event, the telephone service billing system 34 is capable of billing a telephone account for the user of client computer 10
  • Figure 1 shows only a single telephone service billing system, it could easily be arranged that the transaction record generator sends transaction records to more than one telephone service billing system and thus arranges for debiting or crediting the telephone accounts of the users of more than one telephone network.
  • the information provider billing system 36 is arranged to debit or credit accounts for a set of information providers, including the information provider or providers for the Web pages stored on the computer 16.
  • the construction of billing systems is well known and so the construction of billing systems 34 and 36 will not be described in further detail.
  • a transaction record generated by the server computer 1 6 will be referred to as an initial transaction record
  • a transaction record generated by the transaction record generator 32 and transmitted to the telephone service billing system 34 will be referred to as a client transaction record
  • a transaction record generated by the transaction record generator 32 and transmitted to the information provider billing 36 will be referred to as an information provider transaction record.
  • a step 50 the user causes a client computer 10 to dial the telephone number of the point of presence 1 8 and a connection is then formed between the client computer 1 0 and the point of presence 1 8.
  • the point of presence 1 8 then sends a message to the client computer 10 requesting the user's identifier and a password.
  • the user then enters the user's identifier and password on computer 10 and these are transmitted to the point of presence 1 8. If these are vaiid, the point of presence 1 8 allows the computer 10 to log on to the point of presence 1 8.
  • the client computer 1 0 does not have its own dedicated Internet address. Consequently, in step 51 , the point of presence 1 8 allocates an Internet address to the client computer 10. This Internet address is taken from a set of internet addresses supplied to the point of presence
  • the point of presence 1 8 transmits the Internet address allocated to client computer 1 0, the calling line identifier (CLI) for the telephone line to which the client computer is connected and the log on time to the transaction record generator 32.
  • CLI calling line identifier
  • the CLI and log on time are stored against the Internet address.
  • the CLI for the telephone line to which the client computer 10 is connected corresponds to the telephone number for this line.
  • the client computer 10 dials the point of presence 1 8 it may request that the telephone charges for the connection to the telephone network are made against a telephone number different from the telephone number for the line which is connected to the client computer 10 In this case, the CLI transmitted to the transaction generator 32 corresponds to this other telephone number
  • step 53 the client computer 10 retrieves a Web page from the Internet server 1 6.
  • this Web page is one for which a credit payment is made to the user
  • step 54 the server computer 1 6 generates an initial transaction record This transaction record contains the Internet address allocated to the client computer 10 and the amount of the credit payment. It may also contain a description of the page which is retrieved for insertion onto the user's telephone account
  • step 54 the server computer 1 6 transmits the initial transaction record to the transaction record generator 32.
  • step 55 the transaction record generator 32 checks if the transaction record generator 32.
  • Internet address is valid for a credit payment. In order to do this, it checks whether the client computer to which the Internet address is allocated is still logged on.
  • the transaction record generator 32 converts the Internet address to the calling line identifier. Then, in a step 57, the transaction record generator generates a client transaction record. This contains the calling line identifier for the client computer and the credit amount. It may also contain a description of the Web page which has been retrieved for insertion onto the user's telephone account. Then, in a step 58, the transaction record generator transmits this client transaction record to the telephone service billing system 34. The telephone service billing system can then integrate the credit payment into the user's telephone account.
  • the transaction record generator generates an information provider transaction record. This contains the name of the information provider and the amount of the credit payment to be made against the user's telephone account. Where the server computer 1 6 stores Web pages for only a single information provider, the name of the information provider can be stored in the transaction generator 32 against the Internet address for the server computer 1 6. However, if the server computer 1 6 stores pages for more than one information provider, then it is necessary for the name of this information provider to be included in the initial transaction record generated by the server computer 1 6.
  • the transaction record generator 32 transmits the information provider transaction record to the information provider billing system 36.
  • the billing system 36 can then integrate the credit payment into the account for the information provider In the case of the information provider, the credit amount is of course debited to the account for the information provider.
  • the client computer logs off and, in a step 62, the point of presence transmits the Internet address allocated to client computer 10 and the log off time to the transaction record generator 32
  • Figure 2 shows the retrieval of only a single Web page for which a credit payment is made. In a real situation, the client computer 10 will be used to retrieve many Web pages between logging on and logging off the point of presence 1 8. For each Web page for which a credit payment is made, steps 53 to 60 are performed. For each Web page for the user's telephone account is debited, steps 73 to 84 described below with reference to Figure 3 are performed.
  • the credit payment for retrieving each page is set to a value which corresponds approximately to the telephone charges which are incurred whilst the page is being retrieved.
  • the credit payment can be set to a value which exceeds the telephone charges which are incurred while retrieving the page.
  • a calculation is made of the time which is spent in retrieving a Web page for which a credit payment is made and the credit payment is set to the telephony charges for this time period. This modification will now be described.
  • the point of presence 1 8 transmits the time of retrieval and an identifier, for example the Universal Resource Locator, for the page retrieved.
  • the initial transaction record contains an indication that the credit payment is to be set equal to the telephony charge for the time spent retrieving the page rather than specifying a credit amount.
  • step 57 in order to calculate the credit payment, the transaction record generator 52 determines the time which has elapsed between retrieving a Web page for which a credit payment is to be made and the next Web page retrieved by the client computer 1 0. The credit payment is then set to the telephony charge made for this time period.
  • transaction record generator 32 contains a table of the calling line identifiers for telephone accounts which can be debited when a Web page is retrieved.
  • a step 70 the client computer logs on to the point of presence 1 8, in a step 71 the point of presence allocates an Internet address to the client computer 10 and in a step 72 the point of presence transmits the Internet address, calling line identifier for the client computer 10 and the log on time to the transaction time generator 32.
  • steps 70 to 72 correspond to steps 50 to 52 described with reference to Figure 2.
  • the client computer 1 0 requests a Web page from the server computer 1 6 for which a payment has to be made to the information provider.
  • the server computer 1 6 sends a request to the transaction record generator 32 to check if the Internet address is valid for debiting a telephone account.
  • the transaction record generator 32 checks if the Internet address is valid for debiting a telephone account In order to do this, the transaction record generator 32 firstly determines if there is a computer logged on to point of presence 1 8 having this Internet address If a computer is logged on with this Internet address, it then finds the corresponding calling line identifier and then checks if the calling identifier is listed in the table of calling line identifiers which are valid for debiting telephone accounts Then, in a step 76 the transaction record generator 32 sends a reply to the Internet server 1 6 stating that the Internet address is either valid or invalid for debiting a telephone account
  • the point of presence 1 8 transmits the password together the Internet address, calling line identifier and log on time to the transaction record generator 32 Also, with this modification, in
  • the server computer 1 6 checks the reply from the transaction record generator 32. If the reply is that the address is not valid for debiting, in a step 78 the server computer 1 6 refuses the request to supply the Web page. Although not shown in Figure 3, following step 78 the client computer
  • the server computer transmits the Web page to the client computer.
  • the server computer generates an initial transaction record which specifies the amount to be debited and the Internet address of the client computer It transmits this initial transaction record to the transaction record generator 32.
  • the transaction record generator converts the Internet address to the calling line identifier
  • the transaction record generator generates a client transaction record.
  • the client transaction record contains the calling line identifier for the client computer 10 and the amount to be debited to the user's telephone account.
  • the transaction record generator 32 transmits the client transaction record to the telephone service billing system 34.
  • the transaction record generator generates an information provider transaction record. This contains the amount to be credited to the account of the information provider and the name of the information provider.
  • the transaction record generator transmits this information provider transaction record to the information provider billing system 36.
  • the client computer logs off and in a step 86 the point of presence 1 8 transmits the Internet address and log off time to the transaction record generator 32.
  • the transaction generator 32 calculates, at periodic intervals, the cumulative amount to be credited or debited to each information provider and transmits the amount to the billing system 34.
  • step 52 or step 72 the point of presence 1 8 can also transmit the user's identifier to the transaction record generator 32.
  • the transaction record generator 32 maintains a table of user identifiers and corresponding calling line identifiers which are valid for the purposes of crediting and debiting the corresponding telephone accounts.
  • the transaction record generator 32 checks that the user's identifier and the calling line identifier received from the point of presence 1 8 are valid for debiting or crediting a corresponding telephone account.
  • This modification would be beneficial, for example, to stop children in a household from incurring high debits against their parents' telephone account.
  • steps 54 to 60 in Figure 2 or steps 79 to 84 in Figure 3 need not be performed in real-time.
  • the server computer 1 6 can transmit the initial transaction record to the transaction record generator 32 several hours after the Web page is retrieved by the client computer 10 or the server computer 1 6 can transmit the transaction records in batches to the transaction record generator 32. Where there is a delay in transmitting the transaction records, each transaction record also contains the time at which the Web page was retrieved. For each transaction record, the transaction record generator 32 then checks that the Web page was retrieved at a time when the client computer 10 was logged on to the point of presence 1 8. Also, the client and information provider transaction records may be transmitted over links 40 and 42 or sent on magnetic disks or tape on a batch basis to the billing systems 34 and 36.
  • the arrangement shown is generally similar to that shown in Figure 1 except that in this arrangement client computers are provided with permanent Internet addresses
  • client computers are provided with permanent Internet addresses
  • the user of the client computer registers the calling line identifier for the user's telephone account and the computer's Internet address with the transaction record generator 32.
  • the series of operations are the same as described with reference to Figure 2 except that the calling line identifier is not transmitted in step
  • Step 72 when a user retrieves a Web page for which his telephone account is debited, the series of operations are the same as described with reference to Figure 3 except that the calling line identifier is not transmitted in Step 72.
  • This arrangement provides the advantage that the point of presence 18 does not have to extract and transmit calling line identifiers
  • This arrangement also provides the advantage that the client computer can access the point of presence on any telephone line and credits and debits will be made against the user's telephone account registered with the point of presence.
  • the transaction record generator is not used. Instead, the server computer 1 6 generates the client and information provider transaction records. In this arrangement, when a user retrieves a Web page for which a credit payment is made to, or required from, the user's telephone account, the server computer 1 6 interrogates the point of presence to obtain the calling line identifier The server computer 1 6 then transmits the transaction records to the billing systems 34 and 36 over communications links or sends them in batches on magnetic disks or tapes.

Abstract

Système dans lequel un ordinateur client (10) peut être connecté à l'Internet (14) public via un réseau (12) téléphonique et un point d'occupation (18). L'ordinateur client (10) peut extraire des pages Web auprès d'un ordinateur (16) serveur connecté à l'Internet (14) public. Lors de la récupération d'une page Web pour laquelle le compte téléphone de l'utilisateur de l'ordinateur client (10) doit être crédité ou débité, le serveur (16) transmet un relevé de transaction à un générateur (32) de relevés de transaction. Ce relevé de transaction spécifie les montants crédités ou débités. Le générateur (32) de relevés de transaction transmet ensuite à un système (34) de facturation téléphonique un nouveau relevé de transaction pour le compte téléphone de l'utilisateur de l'ordinateur (10) client. Ce relevé de transaction spécifie le montant crédité ou débité et l'identification de la ligne d'appel pour l'ordinateur client (10). Le générateur (32) de relevés de transaction transmet en outre un relevé de transaction au système de facturation d'un fournisseur d'information. Ce relevé de transaction mentionne le montant crédité ou débité et le nom du fournisseur d'information.
EP98937646A 1997-08-05 1998-08-03 Fourniture d'un releve de transaction Withdrawn EP1002304A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP98937646A EP1002304A1 (fr) 1997-08-05 1998-08-03 Fourniture d'un releve de transaction

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
EP97305922 1997-08-05
EP97305922 1997-08-05
PCT/GB1998/002327 WO1999008242A1 (fr) 1997-08-05 1998-08-03 Fourniture d'un releve de transaction
EP98937646A EP1002304A1 (fr) 1997-08-05 1998-08-03 Fourniture d'un releve de transaction

Publications (1)

Publication Number Publication Date
EP1002304A1 true EP1002304A1 (fr) 2000-05-24

Family

ID=8229457

Family Applications (1)

Application Number Title Priority Date Filing Date
EP98937646A Withdrawn EP1002304A1 (fr) 1997-08-05 1998-08-03 Fourniture d'un releve de transaction

Country Status (3)

Country Link
EP (1) EP1002304A1 (fr)
AU (1) AU8637198A (fr)
WO (1) WO1999008242A1 (fr)

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Also Published As

Publication number Publication date
WO1999008242A1 (fr) 1999-02-18
AU8637198A (en) 1999-03-01

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