EP0742533B1 - Carte de paiement électronique à module interchangeable - Google Patents
Carte de paiement électronique à module interchangeable Download PDFInfo
- Publication number
- EP0742533B1 EP0742533B1 EP96106258A EP96106258A EP0742533B1 EP 0742533 B1 EP0742533 B1 EP 0742533B1 EP 96106258 A EP96106258 A EP 96106258A EP 96106258 A EP96106258 A EP 96106258A EP 0742533 B1 EP0742533 B1 EP 0742533B1
- Authority
- EP
- European Patent Office
- Prior art keywords
- opening
- card
- support
- minimap
- miniature
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07737—Constructional details, e.g. mounting of circuits in the carrier the record carrier consisting of two or more mechanically separable parts
- G06K19/07739—Constructional details, e.g. mounting of circuits in the carrier the record carrier consisting of two or more mechanically separable parts comprising a first part capable of functioning as a record carrier on its own and a second part being only functional as a form factor changing part, e.g. SIM cards type ID 0001, removably attached to a regular smart card form factor
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
Definitions
- the present invention relates to a payment card memory card type electronics.
- the invention finds a particularly advantageous application in the field of electronic transactions using memory cards, including payphones in which taxes telephone numbers are paid using prepaid calling cards.
- the memory cards used to make electronic payments have a semiconductor component, also called chip, placed on an intermediate element carrying electrical contacts to which the component is connected by metallic wires.
- the whole of the intermediate element and the semiconductor component constitutes an electronic module whose weak dimensions require that it be integrated into a support of dimensions more easily manipulated, called card body.
- Card bodies today have a format standardized by the ISO standard, namely 85.6 mm in length, 54 mm in width and 0.80 mm thick.
- the electronic module can be incorporated into the card by gluing in a machined cavity for laminated card bodies, or even by introduction inside the mold when the card body is molded.
- mini-maps are presented on a map at ISO format to which they can be mechanically attached to using, for example, slides arranged on the surface of the card.
- the card itself only serves as a support for said mini-cards, these must be separated for use, then reintroduced after use for storage and transport.
- mobile mini cards are sold integrated in a breakable manner in a card body in format ISO.
- the user To release the minimap, the user must break the fasteners connecting the minimap to the card body, this is irreversible. The card body that has become useless is then discarded.
- DE-C-38 04 361 and FR-A-2 538 930 are disclosed in DE-C-38 04 361.
- the technical problem to be solved by the subject of this invention is to provide an electronic payment card comprising a standard thickness support and a module electronic with semiconductor component, intended to be incorporated said support, card in which, on the one hand, the electronic module would be truly interchangeable in the sense that, after exhausting the number of transactions initially planned, it could be replaced by a new module without changing the support, and, on the other hand, in which said module could only be operational association with said support, as in the case of dc calling cards currently used payphones.
- the solution to the technical problem posed consists, according to the present invention in one electronic payment card with support of standardized thickness and an electronic module to semiconductor component, intended to be incorporated into said audit support, said electronic module being included in a minimap of thickness equal to said standardized thickness, said support having an opening for receiving said minimap, and said opening and minimap including means reversible placement conjugates of said minimap in the opening, apt, on the one hand to prevent a bad positioning of the minimap in the opening and, on the other hand, to integrate the minimap exactly in the thickness of the support, characterized in that said means reversible set-up conjugates include recesses made on two sides of the opening, intended to cooperate with two conjugate tongues of thickness complementary to said recesses, fitted on the minimap, and two tabs partially fitted on two other sides of the opening, intended to cooperate with two combined recesses used on the minimap.
- the assembly meets ISO standards, particularly in thickness, which allows the card of the invention to be used in a completely normal manner and usual.
- the support intended to be kept by its owner, can be personalized and bear indications such as the address, or even the photograph, of the wearer.
- the mini-cards themselves may have, for example, different colors depending on their financial value or the number of units available. We can also plan to write on the back of said miscellaneous information mini-cards (serial numbers, surveillance, etc ...) or even print a mini-advertisement.
- the minimap in its plan consists in that the opening of the support and the minimap have a shape trapezoidal, said recesses being made on two sides parallel opposites of said opening, and said tabs of the opening being partially arranged on two other sides opposite of said opening, the opening being completely free at the widest base of said trapezoidal shape.
- Figure 1a is a top view of an opening of a card electronic payment according to the invention.
- Figure 1b is a sectional side view of the opening of the Figure 1a.
- Figure 2a is a top view of a minimap of a map of electronic payment according to the invention.
- Figure 2b is a side view in section of the minimap of the Figure 2a.
- Figure 3 is a sectional side view of the assembly of the minimap of Figures 2a and 2b arranged in the opening of Figures 1a and 1b.
- Figure 4 is a side view in section illustrating the implementation place of the minimap of figures 2a and 2b in the opening of the figures 1a and 1b.
- Figures 1a and 1b show in top view and in section a opening 10 made through support 1 of a payment card electronic.
- Support 1 shown only in part on the aforementioned figures, is in fact a memory card body whose dimensions, in particular the thickness, are defined by the ISO standard recalled above.
- the opening 10 of the support 1 is provided to receive a removable mini-card 20 shown in top view and in section on Figures 2a and 2b.
- This minimap 20 carries in its thickness, which is equal to the standardized thickness of the support 1, a module electronic 30 consisting, in a conventional manner, of a component semiconductor, not shown in itself, and an element intermediate, also not shown, carrying connections electrical contacts to establish electrical contact with the card reader.
- Integration of the electronic module 30 in the minimap 20 can be done using any technique well known in the art field of memory cards.
- the minimap 20 preferably being molded, there is an advantage in using a process integration consisting in introducing the electronic module 30 directly in the mold during the molding of the mini-card 20.
- the materials used both for support 1 and for minimap 20 are those usually implemented in this technology, namely polyethylene and polycarbonates.
- the opening 10 and the minimap 20 present combined means of implementation reversible of said minimap 20 in said opening 10, these means being able, on the one hand, to prevent a bad positioning of the minimap 20 in opening 10, and secondly, to integrate the minimap 20 exactly in the thickness of the support 1.
- said combined reversible positioning means include the same trapezoidal shape T1, T2 given to the opening 10 and the minimap 20.
- This particular shape asymmetric allows, as will be seen in detail below, a bet in place easier from the minimap 20 in the opening 10 by engagement of the narrow end 20a of the minimap in the base 10b the widest of the opening.
- the trapezoidal shape is also used to prevent incorrect positioning of the minimap 20 in its plan. A head-to-tail position relative to the nominal position would have consequence of not ensuring correct electrical contacts with the card reader.
- the combined means of reversible placement of the minimap 20 in the opening 10 also include recesses 11, 12 made on two opposite opposite sides of the opening 10, intended to cooperate by engagement with two tongues 21, 22 combined of thickness complementary to that of said recesses 11, 12, fitted on the corresponding sides of the minimap 20.
- the opening 10 has, on the other two sides opposite, two tabs 13a, 13b occupying only partially said sides so that the opening 10 is completely released at the widest base 10b of the trapezoidal shape T1.
- Figure 3 shows the complete assembly of the minimap 20 in opening 10 of support 1.
- the minimap is perfectly integrated into the standardized thickness of the support 1, and can therefore be used quite normally as a credit card fixed module memory.
- the minimap 20 is introduced by its narrowest base 20a at through the widest base 10b of the opening, which will have been reserved over its entire width owing to the fact that the tongues 13a and 13b do not extend only partially along the other two sides opposite from the narrowest base 10a of the opening. Movement introduction is represented by the arrow F1 in FIG. 4.
- the invention is not limited to the single form trapezoidal opening and minimap.
- the support opening and the minimap have a shape rectangular of which at least one angle is beveled, said recesses of the opening being made on two parallel sides of said opening, and said tabs of the opening being arranged partially on two other parallel sides of said opening, the opening being completely free on a side opposite said angle beveled.
Landscapes
- Engineering & Computer Science (AREA)
- Computer Hardware Design (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Credit Cards Or The Like (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Telephone Set Structure (AREA)
Description
Claims (7)
- Carte de paiement électronique comportant un support (1) d'épaisseur normalisée et un module électronique (30) à composant semi-conducteur, destiné à être incorporé audit support (1), ledit module électronique (30) étant inclus dans une minicarte (20) d'épaisseur égale à ladite épaisseur normalisée, ledit support (1) présentant une ouverture (10) pour recevoir ladite minicarte (20), et ladite ouverture (10) et la minicarte (20) comprenant des moyens (T1, T2, 11, 12, 21, 22, 13a, 13b, 23a, 23b) conjugués de mise en place réversible de ladite minicarte dans l'ouverture, aptes, d'une part à empêcher un mauvais positionnement de la minicarte (20) dans l'ouverture (10) et, d'autre part, à intégrer la minicarte (20) exactement dans l'épaisseur du support (1), caractérisée en ce que lesdits moyens conjugués de mise en place réversible comprennent des évidements (11, 12) pratiqués sur deux côtés de l'ouverture (10), destinés à coopérer avec deux languettes (21, 22) conjuguées d'épaisseur complémentaire auxdits évidements (11, 12), aménagées sur la minicarte (20), et deux languettes (13a, 13b) aménagées partiellement sur deux autres côtés de l'ouverture (10), destinées à coopérer avec deux évidements (23a, 23b) conjugués complémentaires pratiqués sur 1a minicarte (20).
- Carte selon la revendication 1, caractérisée en ce que l'ouverture (10) du support (1) et la minicarte (20) présentent une forme trapézoïdale (T1, T2), lesdits évidements (11, 12) de l'ouverture (10) étant pratiqués sur deux côtés opposés parallèles de ladite ouverture, et lesdites languettes (13a, 13b) de l'ouverture (10) étant aménagées partiellement sur deux autres côtés opposés de ladite ouverture, l'ouverture (10) étant totalement dégagée à la base la plus large (10b) de ladite forme trapézoïdale (T1).
- Carte selon la revendication 1, caractérisée en ce que l'ouverture du support et la minicarte présentent une forme rectangulaire dont au moins un angle est biseauté, lesdits évidements de l'ouverture étant pratiqués sur deux côtés opposés parallèles de ladite ouverture, et lesdites languettes de l'ouverture étant aménagées partiellement sur deux autres côtés parallèles de ladite ouverture, l'ouverture étant totalement dégagée sur un côté opposé audit angle biseauté.
- Carte selon l'une quelconque des revendications 1 à 3, caractérisée en ce que la minicarte (20) est moulée.
- Carte selon l'une quelconque des revendications 1 à 4, caractérisée en ce que le support (1) est moulé.
- Carte selon l'une quelconque des revendications 1 à 4, caractérisée en ce que le support (1) est usiné.
- Carte selon l'une quelconque des revendications 1 à 4, caractérisée en ce que le support (1) est découpé.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR9505698A FR2734071B1 (fr) | 1995-05-11 | 1995-05-11 | Carte de paiement electronique a module interchangeable |
| FR9505698 | 1995-05-11 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| EP0742533A1 EP0742533A1 (fr) | 1996-11-13 |
| EP0742533B1 true EP0742533B1 (fr) | 2002-10-02 |
Family
ID=9478961
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| EP96106258A Expired - Lifetime EP0742533B1 (fr) | 1995-05-11 | 1996-04-20 | Carte de paiement électronique à module interchangeable |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US5880454A (fr) |
| EP (1) | EP0742533B1 (fr) |
| JP (1) | JPH09120440A (fr) |
| DE (1) | DE69624030D1 (fr) |
| FR (1) | FR2734071B1 (fr) |
Families Citing this family (29)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6938825B1 (en) * | 1989-04-24 | 2005-09-06 | Ultracard, Inc. | Data system |
| ES2102317B1 (es) * | 1994-09-19 | 1998-04-16 | Nacional Moneda Timbre | Tarjeta inteligente de uso en telefonia y similar. |
| DE19703122C1 (de) * | 1997-01-29 | 1998-05-20 | Orga Kartensysteme Gmbh | Verfahren zur Herstellung von Datenträgern |
| DE19710144C2 (de) * | 1997-03-13 | 1999-10-14 | Orga Kartensysteme Gmbh | Verfahren zur Herstellung einer Chipkarte und nach dem Verfahren hergestellte Chipkarte |
| DE19736082C1 (de) | 1997-08-20 | 1999-01-14 | Orga Kartensysteme Gmbh | Verfahren und Herstellen einer Chipkarte und Vorrichtung zur Durchführung des Verfahrens |
| US6871787B1 (en) | 1998-07-10 | 2005-03-29 | Ultracard, Inc. | Data storage card having a glass substrate and data surface region and method for using same |
| US8397998B1 (en) | 1999-10-23 | 2013-03-19 | Ultracard, Inc. | Data storage device, apparatus and method for using same |
| US7487908B1 (en) * | 1999-10-23 | 2009-02-10 | Ultracard, Inc. | Article having an embedded accessible storage member, apparatus and method for using same |
| US7036739B1 (en) * | 1999-10-23 | 2006-05-02 | Ultracard, Inc. | Data storage device apparatus and method for using same |
| US6969006B1 (en) | 2000-09-15 | 2005-11-29 | Ultracard, Inc. | Rotable portable card having a data storage device, apparatus and method for using same |
| US7822679B1 (en) | 2001-10-29 | 2010-10-26 | Visa U.S.A. Inc. | Method and system for conducting a commercial transaction between a buyer and a seller |
| US6766952B2 (en) * | 2001-11-06 | 2004-07-27 | Quadnovation, Inc. | SIM card carrier |
| USD509847S1 (en) | 2001-12-14 | 2005-09-20 | Ultracard, Inc. | Removable and reinsertable strip storage member for a credit card |
| US20030154153A1 (en) * | 2002-01-31 | 2003-08-14 | Steidlmayer J. Peter | Composite commodity financial product |
| CZ2002412A3 (cs) * | 2002-02-01 | 2003-09-17 | Oreo Praha, S. R. O. | Zásobník na SIM karty |
| JP2003346109A (ja) | 2002-05-22 | 2003-12-05 | Toshiba Corp | Icカード及び半導体集積回路装置パッケージ |
| US8606697B2 (en) * | 2004-06-17 | 2013-12-10 | Visa International Service Association | Method and system for providing buyer bank payable discounting services |
| US7711639B2 (en) * | 2005-01-12 | 2010-05-04 | Visa International | Pre-funding system and method |
| JP4620011B2 (ja) * | 2006-08-14 | 2011-01-26 | 株式会社東芝 | Icカード |
| JP4599370B2 (ja) * | 2007-02-19 | 2010-12-15 | 株式会社東芝 | Icカード |
| US8033731B2 (en) | 2007-10-17 | 2011-10-11 | Seagate Technology Llc | Fluid dynamic bearing motor having molded plastic |
| US9460440B2 (en) * | 2008-02-21 | 2016-10-04 | The Coca-Cola Company | Systems and methods for providing electronic transaction auditing and accountability |
| US20090216675A1 (en) * | 2008-02-21 | 2009-08-27 | The Coca-Cola Company | Commission Centric Network Operation Systems and Methods |
| US20090216665A1 (en) * | 2008-02-21 | 2009-08-27 | The Coca-Cola Company | Systems and Methods for Providing Vending Network Data Management |
| US8645273B2 (en) * | 2008-02-21 | 2014-02-04 | The Coca-Cola Company | Systems and methods for providing a vending network |
| US20090222339A1 (en) * | 2008-03-03 | 2009-09-03 | The Coca-Cola Company | Systems and Methods for Providing a Personal Terminal for a Loyalty Program |
| US20090222300A1 (en) * | 2008-03-03 | 2009-09-03 | The Coca-Cola Company | Systems and Methods of Marketing to Defined Consumer Groups |
| US8015088B2 (en) * | 2008-03-03 | 2011-09-06 | The Coca-Cola Company | Methods for implementing a loyalty program |
| US8121917B2 (en) * | 2008-03-03 | 2012-02-21 | The Coca-Cola Company | Systems for implementing a loyalty program |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0702325A2 (fr) * | 1994-09-19 | 1996-03-20 | Fabrica Nacional De Moneda Y Timbre | Carte intelligente utile en telephonie et similaire |
Family Cites Families (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| FR2538930B1 (fr) * | 1983-01-05 | 1989-05-19 | Seiichiro Aigo | Carte d'information |
| DE3804361C1 (fr) * | 1988-02-12 | 1988-09-29 | Deutsche Bundespost, Vertreten Durch Den Praesidenten Des Fernmeldetechnischen Zentralamtes, 6100 Darmstadt, De | |
| US5245169A (en) * | 1990-02-01 | 1993-09-14 | Canon Kabushiki Kaisha | Data input/output apparatus |
| DE4007221A1 (de) * | 1990-03-07 | 1991-09-12 | Gao Ges Automation Org | Pruefkopf fuer kontaktflaechen von wertkarten mit eingelagertem halbleiterchip |
| CA2095912C (fr) * | 1992-06-22 | 1998-07-14 | Harley James Mcintire | Appareil servant a imprimer des fiches de renseignements par xerographie, et methode connexe |
| ATE177227T1 (de) * | 1993-03-26 | 1999-03-15 | Wilhelm Tewes | Wertkarte mit auswechselbar gehaltertem einsteckteil |
| DE9310093U1 (de) * | 1993-04-06 | 1993-08-19 | Rohweder, Roman, 47229 Duisburg | Trägerkarte mit einem auswechselbaren elektronischen Chip |
| US5581065A (en) * | 1993-08-02 | 1996-12-03 | Dai Nippon Printing Co., Ltd. | Sheet-framed IC carrier, method for producing the same, and IC carrier case |
| US5514862A (en) * | 1994-05-20 | 1996-05-07 | At&T Corp. | Portable data carrier |
-
1995
- 1995-05-11 FR FR9505698A patent/FR2734071B1/fr not_active Expired - Fee Related
-
1996
- 1996-04-20 DE DE69624030T patent/DE69624030D1/de not_active Expired - Lifetime
- 1996-04-20 EP EP96106258A patent/EP0742533B1/fr not_active Expired - Lifetime
- 1996-04-25 US US08/638,936 patent/US5880454A/en not_active Expired - Lifetime
- 1996-05-10 JP JP8116659A patent/JPH09120440A/ja active Pending
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0702325A2 (fr) * | 1994-09-19 | 1996-03-20 | Fabrica Nacional De Moneda Y Timbre | Carte intelligente utile en telephonie et similaire |
Also Published As
| Publication number | Publication date |
|---|---|
| FR2734071B1 (fr) | 1997-06-06 |
| US5880454A (en) | 1999-03-09 |
| DE69624030D1 (de) | 2002-11-07 |
| JPH09120440A (ja) | 1997-05-06 |
| EP0742533A1 (fr) | 1996-11-13 |
| FR2734071A1 (fr) | 1996-11-15 |
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