EA200401096A1 - Платежная карточка и относящийся к ней способ - Google Patents

Платежная карточка и относящийся к ней способ

Info

Publication number
EA200401096A1
EA200401096A1 EA200401096A EA200401096A EA200401096A1 EA 200401096 A1 EA200401096 A1 EA 200401096A1 EA 200401096 A EA200401096 A EA 200401096A EA 200401096 A EA200401096 A EA 200401096A EA 200401096 A1 EA200401096 A1 EA 200401096A1
Authority
EA
Eurasian Patent Office
Prior art keywords
card
sale
service
point
code
Prior art date
Application number
EA200401096A
Other languages
English (en)
Other versions
EA006838B1 (ru
Inventor
Петтер Немет
Томми Линд
Original Assignee
Хэндкэш Ас
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Хэндкэш Ас filed Critical Хэндкэш Ас
Publication of EA200401096A1 publication Critical patent/EA200401096A1/ru
Publication of EA006838B1 publication Critical patent/EA006838B1/ru

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Abstract

Изобретение касается системы оплаты для оплаты товаров и услуг с помощью использования заранее оплаченной карточки. Карточка содержит скрытый код и код активизации, и карточка должна быть активизирована перед использованием в пункте продажи карточки посредством считывания кода активизации устройством считывания кредитных карточек в пункте продажи. Код активизации передается службе по продаже заранее оплаченной карточки вместе с ИД пункта продажи, и при оплате товара/услуги от поставщика услуг скрытый код должен быть передан вместе с ИД поставщика услуг поставщику карточки для того, чтобы обеспечить, таким образом, покупку услуги. Карточка и способ оплаты особенно приспособлены для использования при оплате товаров и услуг, которые могут быть приобретены через Интернет.Международная заявка была опубликована вместе с отчетом о международном поиске.
EA200401096A 2002-02-22 2002-05-15 Платежная карточка и относящийся к ней способ EA006838B1 (ru)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO20020860A NO315727B1 (no) 2002-02-22 2002-02-22 Betalingskort og tilhörende fremgangsmåte
PCT/NO2002/000174 WO2003075231A1 (en) 2002-02-22 2002-05-15 Payment card and method

Publications (2)

Publication Number Publication Date
EA200401096A1 true EA200401096A1 (ru) 2005-02-24
EA006838B1 EA006838B1 (ru) 2006-04-28

Family

ID=19913359

Family Applications (1)

Application Number Title Priority Date Filing Date
EA200401096A EA006838B1 (ru) 2002-02-22 2002-05-15 Платежная карточка и относящийся к ней способ

Country Status (14)

Country Link
US (1) US20050071233A1 (ru)
EP (1) EP1485884A1 (ru)
JP (1) JP2005519402A (ru)
CN (1) CN1620674A (ru)
AU (1) AU2002307644A1 (ru)
CA (1) CA2476993A1 (ru)
CZ (1) CZ2004986A3 (ru)
EA (1) EA006838B1 (ru)
HU (1) HUP0500239A2 (ru)
NO (1) NO315727B1 (ru)
NZ (1) NZ535486A (ru)
SK (1) SK50032004A3 (ru)
WO (1) WO2003075231A1 (ru)
ZA (1) ZA200407647B (ru)

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US20040143549A1 (en) * 2002-11-19 2004-07-22 George Likourezos Prepaid internet printing protocol (IPP) card and system and method for paying for IPP services
US20060224515A1 (en) * 2005-04-04 2006-10-05 Lemon Mark S Method of purchasing digital music, concerts, movies, television shows
US20060224516A1 (en) * 2005-04-04 2006-10-05 Lemon Mark S Method of purchasing digital works, such as music, concerts, movies and teleivision shows
US20090070264A1 (en) * 2007-09-12 2009-03-12 Xerox Corporation Data processing card based copy bill payment capability
US8132719B2 (en) * 2008-01-25 2012-03-13 Visa U.S.A. Inc. Prepaid payment device admission ticketing
US8403229B2 (en) * 2009-10-08 2013-03-26 CPI Card Group—Colorado, Inc. Secure card packaging with concealed activation field
US8942992B1 (en) * 2010-05-20 2015-01-27 Sprint Communications Company L.P. Dynamic promotion code insertion in contactless payment transaction
CN102376002A (zh) * 2010-08-05 2012-03-14 统一超商股份有限公司 商品换购载体
WO2012135852A1 (en) 2011-04-01 2012-10-04 Cpi Card Group -Colorado, Inc. Card security activation label and method
CN103577984A (zh) * 2012-07-18 2014-02-12 中兴通讯股份有限公司 支付方法及装置
CN102867364B (zh) * 2012-08-03 2014-06-25 上海银商资讯有限公司 收银激活系统及其实现激活的方法
US11055686B2 (en) 2012-08-08 2021-07-06 E2Interactive, Inc. S/M for providing, reloading, and redeeming stored value cards used in transit applications
CN103996246B (zh) * 2014-06-13 2016-06-08 张金木 一种开放式交易用小额电子钱包
US9652640B1 (en) * 2016-02-26 2017-05-16 Ncr Corporation Card locking
CN111951001A (zh) * 2020-08-20 2020-11-17 艾体威尔电子技术(北京)有限公司 一种预付卡管理系统

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2653248B1 (fr) * 1989-10-13 1991-12-20 Gemolus Card International Systeme de paiement ou de transfert d'information par carte a memoire electronique porte monnaie.
NL1001863C2 (nl) * 1995-12-08 1997-06-10 Nederland Ptt Werkwijze voor het beveiligd afwaarderen van een elektronisch betaalmid- del, alsmede betaalmiddel voor het ten uitvoer leggen van de werkwijze.
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
GB2348036B (en) * 1999-03-15 2001-03-28 Tony Evans Payment instruments
WO2000067214A1 (en) * 1999-04-28 2000-11-09 Gift Pd Corporation Method of issuing pre-paid card and method of authorizing pre-paid card and supervising balance thereof
DK199901135A (da) * 1999-08-18 2001-02-19 Webcard Aps Fremgangsmåde og indretning til gennemførsel af økonomiske transaktioner
BR0002907A (pt) * 1999-11-10 2001-06-12 It S Cash Ltd Processo e sistema para a condução de operações eletrônicas anônimas
ITMI992363A1 (it) * 1999-11-11 2001-05-11 Roberto Colli Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta
FR2804810B1 (fr) * 2000-02-09 2003-09-12 France Telecom Activation de service par carte pre-payee virtuelle
GB2359652A (en) * 2000-02-24 2001-08-29 Menachem Mendel Sudak Electronic payment system
DE10023251A1 (de) * 2000-05-12 2001-12-20 Logo Hardware & Internet Servi Zahlungskarte und Verfahren zum Bezahlen unter Verwendung einer Zahlungskarte
US6829596B1 (en) * 2000-05-23 2004-12-07 Steve Frazee Account/asset activation device and method
US6631849B2 (en) * 2000-12-06 2003-10-14 Bank One, Delaware, National Association Selectable multi-purpose card
GB2369800B (en) * 2000-12-08 2005-07-06 Post Office A cash card and a system and method using such a card
US6581827B2 (en) * 2001-08-24 2003-06-24 Qwest Communications International Inc. Universal prepaid telecommunication services card

Also Published As

Publication number Publication date
NO20020860L (no) 2003-08-25
CZ2004986A3 (cs) 2005-02-16
EA006838B1 (ru) 2006-04-28
AU2002307644A1 (en) 2003-09-16
JP2005519402A (ja) 2005-06-30
NO20020860D0 (no) 2002-02-22
SK50032004A3 (sk) 2005-03-04
NO315727B1 (no) 2003-10-13
ZA200407647B (en) 2006-04-26
WO2003075231A1 (en) 2003-09-12
EP1485884A1 (en) 2004-12-15
CA2476993A1 (en) 2003-09-12
CN1620674A (zh) 2005-05-25
NZ535486A (en) 2006-03-31
HUP0500239A2 (hu) 2005-06-28
US20050071233A1 (en) 2005-03-31

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Legal Events

Date Code Title Description
MM4A Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s)

Designated state(s): AM AZ BY KZ KG MD TJ TM RU