DOP2016000065A - Sistema y método de pago mediante dispositivo móvil - Google Patents
Sistema y método de pago mediante dispositivo móvilInfo
- Publication number
- DOP2016000065A DOP2016000065A DO2016000065A DO2016000065A DOP2016000065A DO P2016000065 A DOP2016000065 A DO P2016000065A DO 2016000065 A DO2016000065 A DO 2016000065A DO 2016000065 A DO2016000065 A DO 2016000065A DO P2016000065 A DOP2016000065 A DO P2016000065A
- Authority
- DO
- Dominican Republic
- Prior art keywords
- payment
- mobile device
- token
- server
- access
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
SISTEMA Y MÉTODO DE PAGO MEDIANTE DISPOSITIVO MÓVIL. EL SISTEMA COMPRENDE: - UN DISPOSITIVO MÓVIL (4) CON UNA APLICACIÓN PARA GENERAR TOKENS EN FUNCIÓN DE UN DATO TEMPORAL QUE DETERMINA LA CADUCIDAD DEL TOKEN, UNA CONTRASEÑA DE USUARIO Y UN NÚMERO SECRETO ALMACENADO EN EL DISPOSITIVO MÓVIL; - UN TERMINAL DE VENTA (5) DE UN COMERCIO (1), QUE RECIBE EL TOKEN, DATOS DE IDENTIFICACIÓN DEL USUARIO Y EL IMPORTE DE LA COMPRA, Y REMITIR (108) DICHA INFORMACIÓN A UN SERVIDOR (8); - EL SERVIDOR (8) ENCARGADO DE: • ACCEDER A UNA BASE DE DATOS DE USUARIOS (6) PARA VALIDAR EL TOKEN Y OBTENER INFORMACIÓN BANCARIA PARA EFECTUAR EL PAGO; • ACCEDER A UNA BASE DE DATOS DE COMERCIOS (7) PARA OBTENER INFORMACIÓN BANCARIA PARA EFECTUAR EL ABONO AL COMERCIO (1); • ENVIAR A UNA PASARELA DE MEDIO DE PAGO (9) LA ORDEN DE PAGO. FIG. 1 CIP: G06Q 20/38, G06Q 20/32
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ES201331331A ES2531386B1 (es) | 2013-09-13 | 2013-09-13 | Sistema y método de pago mediante dispositivo móvil |
Publications (1)
Publication Number | Publication Date |
---|---|
DOP2016000065A true DOP2016000065A (es) | 2016-06-30 |
Family
ID=51842549
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DO2016000065A DOP2016000065A (es) | 2013-09-13 | 2016-03-14 | Sistema y método de pago mediante dispositivo móvil |
Country Status (5)
Country | Link |
---|---|
CL (1) | CL2016000603A1 (es) |
DO (1) | DOP2016000065A (es) |
ES (1) | ES2531386B1 (es) |
MX (1) | MX2016003314A (es) |
WO (1) | WO2015036642A1 (es) |
Family Cites Families (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1231578A3 (de) * | 2001-02-01 | 2004-03-10 | Siemens Aktiengesellschaft | Verfahren und Anordnung zur Durchführung einer bargeldlosen Zahlungsaktion |
WO2006023839A2 (en) * | 2004-08-18 | 2006-03-02 | Mastercard International Incorporated | Method and system for authorizing a transaction using a dynamic authorization code |
GB2425621A (en) | 2005-03-18 | 2006-11-01 | Hewlett Packard Development Co | An electronic token for authorising payment at a retail outlet |
US8996423B2 (en) * | 2005-04-19 | 2015-03-31 | Microsoft Corporation | Authentication for a commercial transaction using a mobile module |
US20080103984A1 (en) | 2006-10-30 | 2008-05-01 | Mobilekash, Inc. | System, Method, and Computer-Readable Medium for Mobile Payment Authentication and Authorization |
US7848980B2 (en) | 2006-12-26 | 2010-12-07 | Visa U.S.A. Inc. | Mobile payment system and method using alias |
US8620260B2 (en) | 2007-04-27 | 2013-12-31 | American Express Travel Related Services Company, Inc. | Payment application download to mobile phone and phone personalization |
US20090254479A1 (en) * | 2008-04-02 | 2009-10-08 | Pharris Dennis J | Transaction server configured to authorize payment transactions using mobile telephone devices |
US10454693B2 (en) | 2009-09-30 | 2019-10-22 | Visa International Service Association | Mobile payment application architecture |
US8380177B2 (en) | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
CN102939613A (zh) * | 2010-06-04 | 2013-02-20 | 维萨国际服务协会 | 支付令牌化装置、方法和系统 |
WO2012003842A1 (en) | 2010-07-08 | 2012-01-12 | Ashraf Abdel Salam Mohammed El Disoky | Method and system for payment and processing all financial operations using wireless, landline and mobile phone credit as alternative to carrying money or credit cards |
US20120173431A1 (en) * | 2010-12-30 | 2012-07-05 | First Data Corporation | Systems and methods for using a token as a payment in a transaction |
AU2012201745B2 (en) * | 2011-03-24 | 2014-11-13 | Visa International Service Association | Authentication using application authentication element |
WO2012168457A1 (en) * | 2011-06-10 | 2012-12-13 | Swedbank Ab | Electronic transactions |
-
2013
- 2013-09-13 ES ES201331331A patent/ES2531386B1/es not_active Expired - Fee Related
-
2014
- 2014-09-12 MX MX2016003314A patent/MX2016003314A/es unknown
- 2014-09-12 WO PCT/ES2014/070695 patent/WO2015036642A1/es active Application Filing
-
2016
- 2016-03-14 DO DO2016000065A patent/DOP2016000065A/es unknown
- 2016-03-14 CL CL2016000603A patent/CL2016000603A1/es unknown
Also Published As
Publication number | Publication date |
---|---|
MX2016003314A (es) | 2016-10-28 |
ES2531386B1 (es) | 2015-12-22 |
WO2015036642A1 (es) | 2015-03-19 |
CL2016000603A1 (es) | 2016-11-25 |
ES2531386A1 (es) | 2015-03-13 |
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