GB201119593D0 - A payment system for conducting a cashless transaction using a handheld mobile communications device - Google Patents

A payment system for conducting a cashless transaction using a handheld mobile communications device

Info

Publication number
GB201119593D0
GB201119593D0 GBGB1119593.0A GB201119593A GB201119593D0 GB 201119593 D0 GB201119593 D0 GB 201119593D0 GB 201119593 A GB201119593 A GB 201119593A GB 201119593 D0 GB201119593 D0 GB 201119593D0
Authority
GB
United Kingdom
Prior art keywords
sequence
communications device
mobile communications
handheld mobile
server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GBGB1119593.0A
Other versions
GB2496595A (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hutchison Whampoa Enterprises Ltd
Original Assignee
Hutchison Whampoa Enterprises Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hutchison Whampoa Enterprises Ltd filed Critical Hutchison Whampoa Enterprises Ltd
Priority to GB1119593.0A priority Critical patent/GB2496595A/en
Publication of GB201119593D0 publication Critical patent/GB201119593D0/en
Publication of GB2496595A publication Critical patent/GB2496595A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/0826—Embedded security module

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephone Function (AREA)
  • Telephonic Communication Services (AREA)

Abstract

A payment system using a handheld mobile communications device such as a smart phone, comprising: a mobile application 13 installed on the handheld mobile communications device having: a security module 13A to prevent unauthorised access of the mobile application for example using facial recognition, a password, PIN or gesture; and a display module 13B to display an optically readable two-dimensional code corresponding to a sequence of characters which may be encrypted and may be generated at the mobile phone or received via a network; a Point of Sale (POS) terminal 14 to optically read and decode the displayed code into the sequence; and a server 16 to receive the sequence transmitted via a network 15 by the POS terminal and to verify the authenticity of the sequence; wherein if the sequence is authenticated by the server, the server enables the transaction to be posted to a predetermined customer account. The sequence may be used only once or expire after a predetermined time.
GB1119593.0A 2011-11-11 2011-11-11 Smart phone payment application using two-dimensional barcodes Withdrawn GB2496595A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB1119593.0A GB2496595A (en) 2011-11-11 2011-11-11 Smart phone payment application using two-dimensional barcodes

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB1119593.0A GB2496595A (en) 2011-11-11 2011-11-11 Smart phone payment application using two-dimensional barcodes

Publications (2)

Publication Number Publication Date
GB201119593D0 true GB201119593D0 (en) 2011-12-28
GB2496595A GB2496595A (en) 2013-05-22

Family

ID=45444082

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1119593.0A Withdrawn GB2496595A (en) 2011-11-11 2011-11-11 Smart phone payment application using two-dimensional barcodes

Country Status (1)

Country Link
GB (1) GB2496595A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109690593A (en) * 2016-06-29 2019-04-26 平方股份有限公司 Pre- trading processing technology

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014199188A1 (en) * 2013-06-13 2014-12-18 Cellum Global Innovácios És Szolgáltató Zrt. Method for initiating mobile web payment
CN103489100A (en) * 2013-10-22 2014-01-01 上海富友支付服务有限公司 Cardless issuing card and electronic wallet application system and method based on conventional financial terminal
CN104599113B (en) * 2013-10-31 2018-01-12 腾讯科技（深圳）有限公司 A kind of information processing method, device and system
CN105809745A (en) * 2016-03-07 2016-07-27 深圳市京泰基科技有限公司 System and method for verifying passenger riding information through two-dimensional codes
CN107506995A (en) * 2017-07-28 2017-12-22 苏州蓝越软件有限公司 E-commerce system based on Quick Response Code payment
CN108182769A (en) * 2017-12-29 2018-06-19 新开普电子股份有限公司 A kind of intelligence POS terminal machine
WO2020096546A2 (en) * 2018-11-08 2020-05-14 Turkiye Garanti Bankasi Anonim Sirketi A gsm payment system
WO2021173104A1 (en) * 2020-02-28 2021-09-02 Akmaz Oezkan A bonus point earning, spending and sharing system used by companies and individuals in all sectors

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010090081A (en) * 2001-09-11 2001-10-18 엄기문 System and method for credit card payment using barcode and mobile phone device
US20070260558A1 (en) * 2006-04-17 2007-11-08 Look Thomas F Methods and systems for secure transactions with electronic devices
US20110208659A1 (en) * 2006-08-15 2011-08-25 Last Mile Technologies, Llc Method and apparatus for making secure transactions using an internet accessible device and application
WO2010068218A1 (en) * 2008-12-12 2010-06-17 Colgate-Palmolive Company Tapered screw extrusion process for making soap with a second phase
AU2011241796A1 (en) * 2010-04-13 2012-11-29 Pranamesh Das Secure and shareable payment system using trusted personal device

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109690593A (en) * 2016-06-29 2019-04-26 平方股份有限公司 Pre- trading processing technology
CN109690593B (en) * 2016-06-29 2024-04-05 布洛克公司 Pre-transaction processing technology

Also Published As

Publication number Publication date
GB2496595A (en) 2013-05-22

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)