GB201119593D0 - A payment system for conducting a cashless transaction using a handheld mobile communications device - Google Patents
A payment system for conducting a cashless transaction using a handheld mobile communications deviceInfo
- Publication number
- GB201119593D0 GB201119593D0 GBGB1119593.0A GB201119593A GB201119593D0 GB 201119593 D0 GB201119593 D0 GB 201119593D0 GB 201119593 A GB201119593 A GB 201119593A GB 201119593 D0 GB201119593 D0 GB 201119593D0
- Authority
- GB
- United Kingdom
- Prior art keywords
- sequence
- communications device
- mobile communications
- handheld mobile
- server
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
- 238000010295 mobile communication Methods 0.000 title abstract 3
- 230000001815 facial effect Effects 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/0826—Embedded security module
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephone Function (AREA)
- Telephonic Communication Services (AREA)
Abstract
A payment system using a handheld mobile communications device such as a smart phone, comprising: a mobile application 13 installed on the handheld mobile communications device having: a security module 13A to prevent unauthorised access of the mobile application for example using facial recognition, a password, PIN or gesture; and a display module 13B to display an optically readable two-dimensional code corresponding to a sequence of characters which may be encrypted and may be generated at the mobile phone or received via a network; a Point of Sale (POS) terminal 14 to optically read and decode the displayed code into the sequence; and a server 16 to receive the sequence transmitted via a network 15 by the POS terminal and to verify the authenticity of the sequence; wherein if the sequence is authenticated by the server, the server enables the transaction to be posted to a predetermined customer account. The sequence may be used only once or expire after a predetermined time.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB1119593.0A GB2496595A (en) | 2011-11-11 | 2011-11-11 | Smart phone payment application using two-dimensional barcodes |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB1119593.0A GB2496595A (en) | 2011-11-11 | 2011-11-11 | Smart phone payment application using two-dimensional barcodes |
Publications (2)
Publication Number | Publication Date |
---|---|
GB201119593D0 true GB201119593D0 (en) | 2011-12-28 |
GB2496595A GB2496595A (en) | 2013-05-22 |
Family
ID=45444082
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB1119593.0A Withdrawn GB2496595A (en) | 2011-11-11 | 2011-11-11 | Smart phone payment application using two-dimensional barcodes |
Country Status (1)
Country | Link |
---|---|
GB (1) | GB2496595A (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN109690593A (en) * | 2016-06-29 | 2019-04-26 | 平方股份有限公司 | Pre- trading processing technology |
Families Citing this family (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2014199188A1 (en) * | 2013-06-13 | 2014-12-18 | Cellum Global Innovácios És Szolgáltató Zrt. | Method for initiating mobile web payment |
CN103489100A (en) * | 2013-10-22 | 2014-01-01 | 上海富友支付服务有限公司 | Cardless issuing card and electronic wallet application system and method based on conventional financial terminal |
CN104599113B (en) * | 2013-10-31 | 2018-01-12 | 腾讯科技(深圳)有限公司 | A kind of information processing method, device and system |
CN105809745A (en) * | 2016-03-07 | 2016-07-27 | 深圳市京泰基科技有限公司 | System and method for verifying passenger riding information through two-dimensional codes |
CN107506995A (en) * | 2017-07-28 | 2017-12-22 | 苏州蓝越软件有限公司 | E-commerce system based on Quick Response Code payment |
CN108182769A (en) * | 2017-12-29 | 2018-06-19 | 新开普电子股份有限公司 | A kind of intelligence POS terminal machine |
WO2020096546A2 (en) * | 2018-11-08 | 2020-05-14 | Turkiye Garanti Bankasi Anonim Sirketi | A gsm payment system |
WO2021173104A1 (en) * | 2020-02-28 | 2021-09-02 | Akmaz Oezkan | A bonus point earning, spending and sharing system used by companies and individuals in all sectors |
Family Cites Families (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20010090081A (en) * | 2001-09-11 | 2001-10-18 | 엄기문 | System and method for credit card payment using barcode and mobile phone device |
US20070260558A1 (en) * | 2006-04-17 | 2007-11-08 | Look Thomas F | Methods and systems for secure transactions with electronic devices |
US20110208659A1 (en) * | 2006-08-15 | 2011-08-25 | Last Mile Technologies, Llc | Method and apparatus for making secure transactions using an internet accessible device and application |
WO2010068218A1 (en) * | 2008-12-12 | 2010-06-17 | Colgate-Palmolive Company | Tapered screw extrusion process for making soap with a second phase |
AU2011241796A1 (en) * | 2010-04-13 | 2012-11-29 | Pranamesh Das | Secure and shareable payment system using trusted personal device |
-
2011
- 2011-11-11 GB GB1119593.0A patent/GB2496595A/en not_active Withdrawn
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN109690593A (en) * | 2016-06-29 | 2019-04-26 | 平方股份有限公司 | Pre- trading processing technology |
CN109690593B (en) * | 2016-06-29 | 2024-04-05 | 布洛克公司 | Pre-transaction processing technology |
Also Published As
Publication number | Publication date |
---|---|
GB2496595A (en) | 2013-05-22 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
GB201119593D0 (en) | A payment system for conducting a cashless transaction using a handheld mobile communications device | |
SG11201806131YA (en) | Credit payment method and apparatus based on card emulation of mobile terminal | |
CN107209889B (en) | Multi-protocol transaction encryption | |
WO2014076686A3 (en) | Methods and apparatus for card transactions | |
Lee et al. | Secure quick response-payment (QR-Pay) system using mobile device | |
GB2473400A (en) | Real time authentication of payment cards | |
IN2015DN03115A (en) | ||
GB201119375D0 (en) | Financial transaction processing system and method | |
WO2011153355A3 (en) | Electronic credit card with fraud protection | |
AU2011275691A8 (en) | Stand-alone secure pin entry device for enabling emv card transactions with separate card reader | |
IN2015DN03127A (en) | ||
WO2012058309A3 (en) | Integration of verification tokens with mobile communication devices | |
WO2013045743A3 (en) | Payment system | |
BR112013005236A2 (en) | method and system for making electronic credit card payments. | |
WO2016141014A1 (en) | Authentication-activated augmented reality display device | |
CN103400265A (en) | Quick payment method and system based on position information | |
CN103503038A (en) | Method and system for verifying transactor identity on ATM | |
CN105122283B (en) | Mobile terminal, security server and payment method thereof | |
PH12018501541A1 (en) | Credit payment method and apparatus based on mobile terminal ese | |
CN102170437A (en) | System and method for realizing Phishing identification based on challenge password token | |
KR20140067882A (en) | Payment method and payment relay system using identifying information generated in the terminal | |
CN105005732A (en) | Electronic certificate non-contact recognizing and verifying method based on wireless hardware character | |
KR101511194B1 (en) | METHOD AND SYSTEM OF MANAGING PAYMENT CHANNEL AND Recording Medium | |
US10943238B2 (en) | Transaction authorization method | |
WO2012030164A3 (en) | Social network management system implementing a transaction approval confirmation message |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
WAP | Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1) |