WO2015114460A3 - Improvements relating to activating transaction cards - Google Patents

Improvements relating to activating transaction cards Download PDF

Info

Publication number
WO2015114460A3
WO2015114460A3 PCT/IB2015/000309 IB2015000309W WO2015114460A3 WO 2015114460 A3 WO2015114460 A3 WO 2015114460A3 IB 2015000309 W IB2015000309 W IB 2015000309W WO 2015114460 A3 WO2015114460 A3 WO 2015114460A3
Authority
WO
WIPO (PCT)
Prior art keywords
user interaction
authentication code
unique identifier
request
transaction card
Prior art date
Application number
PCT/IB2015/000309
Other languages
French (fr)
Other versions
WO2015114460A2 (en
Inventor
Ralph Mahmoud Omar
Original Assignee
Omarco Network Solutions Limited
DISTEFANO, Luigi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Omarco Network Solutions Limited, DISTEFANO, Luigi filed Critical Omarco Network Solutions Limited
Publication of WO2015114460A2 publication Critical patent/WO2015114460A2/en
Publication of WO2015114460A3 publication Critical patent/WO2015114460A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation

Abstract

A method of activating a transaction card at an authentication server, the card comprising a unique identifier, a first user interaction zone comprising one or more user interaction symbols and a second user interaction zone comprising one or more user interaction regions, the method comprising: receiving a vendor request to provide an authentication code, the request comprising a unique identifier of a transaction card; generating an authentication code; storing the unique identifier and authentication code in a data store; sending the authentication code to the vendor; receiving an activation request, the request comprising the unique identifier of the transaction card, symbol data associated with one of the one or more user interaction symbols and the authentication code; checking that the unique identifier and vendor authentication code contained in the activation request correspond to a data record in the data store; and, in the event that the identifier and code correspond, activating the transaction card wherein activation comprises sending an activation message indicating which of the one or more user interaction regions is active.
PCT/IB2015/000309 2014-01-30 2015-01-30 Improvements relating to activating transaction cards WO2015114460A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB1401600.0 2014-01-30
GBGB1401600.0A GB201401600D0 (en) 2014-01-30 2014-01-30 Improvements relating to ticketing and authentication

Publications (2)

Publication Number Publication Date
WO2015114460A2 WO2015114460A2 (en) 2015-08-06
WO2015114460A3 true WO2015114460A3 (en) 2015-12-03

Family

ID=50344111

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2015/000309 WO2015114460A2 (en) 2014-01-30 2015-01-30 Improvements relating to activating transaction cards

Country Status (2)

Country Link
GB (1) GB201401600D0 (en)
WO (1) WO2015114460A2 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10872133B1 (en) * 2018-06-18 2020-12-22 NortonLifeLock Inc. Software application activation using a picture-based activation key
US10909526B2 (en) 2018-09-28 2021-02-02 The Toronto-Dominion Bank System and method for activating a physical token in augmented reality
US11928666B1 (en) 2019-09-18 2024-03-12 Wells Fargo Bank, N.A. Systems and methods for passwordless login via a contactless card

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5907142A (en) * 1995-12-12 1999-05-25 Kelsey; Craig E. Fraud resistant personally activated transaction card
US20110092253A1 (en) * 2009-04-06 2011-04-21 Gemalto S/A Method for activating the subscription of an uicc device
US20120278189A1 (en) * 2011-04-13 2012-11-01 Gmg Lifestyle Entertainment, Inc. Digital currency card sale, redemption and activation system and method
US20130013437A1 (en) * 2006-11-13 2013-01-10 Blackhawk Network, Inc. System for Packaging, Processing, Activating, and Deactivating Multiple Individual Transaction Cards as a Singular Unit

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5907142A (en) * 1995-12-12 1999-05-25 Kelsey; Craig E. Fraud resistant personally activated transaction card
US20130013437A1 (en) * 2006-11-13 2013-01-10 Blackhawk Network, Inc. System for Packaging, Processing, Activating, and Deactivating Multiple Individual Transaction Cards as a Singular Unit
US20110092253A1 (en) * 2009-04-06 2011-04-21 Gemalto S/A Method for activating the subscription of an uicc device
US20120278189A1 (en) * 2011-04-13 2012-11-01 Gmg Lifestyle Entertainment, Inc. Digital currency card sale, redemption and activation system and method

Also Published As

Publication number Publication date
GB201401600D0 (en) 2014-03-19
WO2015114460A2 (en) 2015-08-06

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