DE2020798A1 - Document carrier or case - Google Patents

Description

Frelligrathtfraee 19 f *! -! I «» - Il U β »·» · El «enacher SlriB · 17 Pot compartment 1 «I * I P I. - I Π g. K. Π. B β Π F Pet-Ant, »» tiler

■ • L-Arw. HermtaMfTreiitepehl DIpL-PtlVS · Eduard Β · | ΖΙ · Τ Telephone: Ϊ98011

Farniprachar: 51013 ^r * 39 * 312

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Telegramman »chrifl: ditcuiiiiiu / i <i tc Telegrammanichrlft: Bahrpatente Hern · PAFtNTANWALTt Babetzpal Munich Telex 01 227 153 Telex 05 245 «2

Bayrliche Varalrnbank Munich 952287 Dresdner Bank AG Herne 202 4M Potitdiedckonto Dortmund 55868

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Please indicate in the answer Please send to:

April 24, 1970

Fred 0. Bremer, 4740 Rica Road, Saginaw, Michigan / USA

Document carrier or envelope

The invention relates to a document carrier or document envelope, which is particularly suitable for use in connection with automatic check sorting machines, as they are in most banks or today similar pinanz institutes are used.

Documents for which the carrier envelopes according to the invention are suitable include checks, stocks and other papers printed with special magnetic ink characters. Checks, for example, have an area about 16 mm (5/8 ^H ) wide, known as clear tape, located along the bottom edges for receiving magnetic ink marks. When checks printed with magnetic ink characters are fed into an automatic reading and sorting machine, magnetically sensitive scanning devices on that machine respond to the magnetic ink characters and operate various parts of the machine to achieve various counts and to sort the documents in accordance with a predetermined schedule.

The usual check is with three groups of magnetic ink marks provided in clear tape. A group of characters corresponds to one

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individual bank identification number, another group of characters of the account number of the individual account holder or the like and the third group of characters, the amount for which the check is written.

The bank identification number and the account number of the check issuer can be preprinted on the check before this check is distributed to the bank customer, but the characters, indicating the amount for which the individual check is written out, are affixed to the check, if the latter is one Bank for redemption is presented. Such characters are usually placed on the check by special magnetic ink encryption machines applied, which are operated by a bank employee. Despite the best efforts such for that Encrypting a check responsible persons there are inevitable checks or similar documents, which are impossible automatically can be processed by the reading and sorting machine.

The impossibility of automatically processing such documents can be due to many factors. For example, one or more groups of magnetic ink characters can be incorrectly attached to the check tape, the amount to which the check is related can be incorrectly encrypted, the check can be soiled, damaged or otherwise damaged, or the check or something else The document in question may be too large or too small to be properly captured and processed by the machine.

Documents that are not automatically read by the Sartiep machine can be processed must be processed in a different way. The most successful way of treating such Documents are to be placed in specially designed document carriers that have a receptacle or pocket for the Have recording of the document in order to support the latter at such a height that the magnetic ink marks on the document above the level of the scanning device of the reading-sorting machine is located. The carrier, however, has a dimension below the bottom of the pocket on which magnetic ink marks correspond accordingly the nature of the documents can be printed. If a carrier of this type is represented by a reading-sorting machine

0 0 98 4 6/127! '_ ₃ .

becomes a bot, it acts just like the document itself. That means the carrier acts like the document and also carries the document with calibration. A document carrier of this type is described in US Pat. No. 3,043,506, for example.

Document carriers of this type comprise front and rear sides which are fastened to one another along their bottom edges, so that the bottom of the document receiving container and at the same time the extension for receiving magnetic ink characters is created. The sheets are also connected to one another along at least one of their side edges, so that a closed end is created for the sewing part. In some cases the sheets are joined at both ends to form a container with two closed ends and an open top, while in other cases the sheets are joined at their top and bottom and along one side edge to form a Container is formed with a closed bottom, a closed top, a closed one end and an open other end. Regardless of the construction used in making the carriers, it has been found that air sometimes becomes trapped in the container to form a bulge which causes difficulties in machine processing of the carrier. It has also been found, particularly in the case of carriers where the front and rear sides are bonded together by adhesive, that portions of the adhesive protrude or overlap at the bottom and ends of the container, thereby creating the double layer of adhesive . In such cases, small amounts of the adhesive may be squeezed out between the front and back sheets so that the carriers can adhere to one another.

In order to facilitate the encryption of a carrier containing a document, it is advantageous if the front wall of the Carrier is transparent and so that both sides of a Schekke can be photographed without it being removed from the carrier. needs to increase, it is also advantageous if the rear wall of the carrier is transparent. The encryption strip or the extension below the container shouldn't be transparent, because a transparency of this ^ errerunp ·

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to incorrect operation of the encryption or other machine, especially one that has light-sensitive photoelectric equipment, to trigger the printing of MICR characters on the extension.

An object of the present invention is to provide one Document carrier, which has all the advantageous features of the known document carrier, but in which the disadvantages the same are absent.

The invention is also intended to provide a document carrier with air ducts be created, which preclude the entrapment of air in the document receiving container.

The invention also seeks to create a document carrier using adhesives to produce the backing, but avoiding any possibility of double thickness Layer of adhesive.

Another object of the invention is to provide a document support structure with walls of sufficient transparency so that data on the document located in the carrier can be viewed or photographed through the support wall, the extension carrying the magnetic ink character encodings is sufficiently cloudy for the processing machine to function properly to ensure.

Further objects and advantages of the invention emerge from FIG Description based on the drawings. The drawings show in:

Fig. 1 is a plan view of a blank from which the Document carrier can be produced;

FIG. 2 shows a plan view of a carrier made from the blank according to FIG Fig. 1 with an inserted check o. The like., With some parts broken away for better representation are;

3 is a perspective view of a modified one Embodiment of a carrier, which is also can be produced from the blank according to FIG. 1; ..

4 shows a plan view of another embodiment,

009846/1271 "" ■ ■ -5-

• which, also from the blank to Tig. 1 her- *. lets put; and in
Fig. 5 is a partial view of a modified embodiment,

Am a document of the kind that comes with a document carrier in accordance with the Invention can be used is according to Pig. 2 a paper check

1 with a large number of groups of magnetic ink characters on the lower edge, as used in mechanical check sorting «One of these groups of characters is indicated by the reference character A and consists of a number of digits that identify the particular bank. Group B contains digits to identify a particular account of the bank on which the check is drawn, and group C contains digits indicating the amount on which the check is drawn. The groups of digits are marked on the check 1 so that they lie substantially in the middle of a band extending approximately 16 mm (5/8 ") from the bottom edge 2 of the check to its other edge. All Group A characters must be sandwiched between two symbols 4 delimiting a field known as the "transit digit" field. All group B digits are in a field known as the "on us ^{! L"} field and is bordered by a symbol 5 on the right-hand border. All of the digits in group C are in the so-called "amount ¹¹ ", which is delimited by the two symbols 6. The field boundaries are set precisely on the right edge 3 of the check. For example, the right and left borders of the "amount" Field 47.6 mm (1-7 / 8 ") and 6.35 mm (t / 4") from the right edge 3 »A tolerance of + 1.6 mm (1/16") is for the fields from the right Edge 3 of the check is allowed.

All characters in groups A, B and G must be 2.5 mm (0.117 ") thick and on the 15.8 mm (5 / S ^fi ) wide strip in a band 6.35 mm high (t / 4 ") sit ₉ with the bottom edge no less than 4.76 mm (3 / 1β") from the booenkaate

2 of check 1 may be removed. These dimensions are important because when the digits of the groups are above the top or extend over the bottom edge of the 6.35mm (1/4 ") tape, .the Magnetic scanning device of the reading-sorting Mäschlne the Seheok

ORfQtNAL INSPECTED 0 0 9 8 4 6/1271 -6-

cannot process accurately, even if the scanner can scan a 15j875 mm (5/8 ")" wide band; As a result, all check printing companies standardize in such a way that the checks correspond to the dimensions mentioned above. These dimensions are given according to American dimensions. For dimensions in other countries ₉ that deviate from these dimensions, the same naturally applies in principle with regard to their arrangement.

Should the group »of symbols indicated on the Scheek 1 Be free from inaccuracies and should the check itself be unforgiving and be in order and of such size that he of

a reading-sorting machine, then it is usually processed completely automatically and there are no difficulties in its handling. Reasons of. of the machine a'bge =. are reported ^ he enters au an employee ;, the inserting it into a carrier according to the invention and the carrier in a manner encrypted _s to be described in more detail later.

A carrier according to the invention - and according to the M'S-Führungsforia naeli PIg ₀ 2 is generally, old Äem Besngszeichen «. "Kj baseielmet and consists of a paper cutx 11 o _o -IfI ₃₅ V '----- loher preferably for the aoeli nsihes to ereläutez-iicLan E ^ eokt;, ^; -; vclisIelitig is,

V - .. V cut or Roiiling 11 contains a Toröerwand 12 -vyO: - \ i> .e Büelctjand 13 ₉ with the Torderwandä over the HüekwaM - ^; ""'lsg'fe ₉ if that? ^ Tieclmitt 11 along @iner Mal® gefal 1'4 "; ^- '^ v-rlvd''-.-.'. ^: -> - q's eiaes? Page fier Liai © 14 köiinea eiae oäer both Sei \ - · ϊ · ί I ---'- si-ϊΐΘί · ⁵ Streifes ams Elebiaittel 15 TeTS'Shen WQS ¹ OAa ₉ we j ;; έ ? äi.G -rolle Mag © ääs gtisciiaittes 1 smfgeteaeiit trirö. & γ (Lev pages äer liände "is located in a

^: miä. an älmliober Ele "bsiit'feelstreif © n 1? is an a ro Mafle τογ§θβ © 1ιθβ _ο Bi® Ile" bsti? elf © ii 16 imci 17 enteil lo " ^: V: i .ν the adhesive strip 15 ₀ se that swei iron glue-free v ?. Ko; nnd 19 arise _o

- ^; · £: It is possible to choose suitable funds from a variety of options. Adhesive

0098A6 / 1 271

ORfQfNAL INSPECTED

may be selected, but it is preferred to use one Amount of citric oxide and a blue or other dark color, proportionately opaque compared to the walls 12 and 13 for purposes to be explained in more detail later,

The blank or blank 11 can be folded along the line 14 so that the front wall 12 lies over the rear wall 13, whereupon the walls are connected to one another by the adhesive strips 15 »16 and 17 and the rectangular carrier 10 is created. Preferably, the line 14 sd is arranged so that the width of the front wall 12 is smaller than that of the rear wall 13, so that a tongue 20 is formed which protrudes over the free edge of the front wall 13 and thus facilitates the insertion of the document 1 into the carrier . *

The carrier 10 in its final shape is rectangular and has one above the other Front and rear walls connected lengthways, their lower longer sides with the aid of the adhesive 15 are. The superimposed walls 12 and 13 are also connected along both shorter sides with the aid of adhesive strips 16 and 17. This creates a container 21 with a bottom 22, formed by the adhesive strip 15, two closed ends 23 and 24, formed by the adhesive strips 16 and 17, respectively an open side., These parts of the walls 12 and 13, the Projecting above the container bottom 22 form an extension 25 which extends the full length of the container. The parts of the walls over the closed ends of the container protrude form extensions 26 and 27, which extend over the full width of the ^ ehalters.

Preferably, the adhesive strip 15 extends in length and Width across the length and width of the extension 25. This avoids any possibility of shrinkage or curling of extension when the wearer curves during the passage passes through the encryption or reading-sorting machine. -

Pie width of the extension 25 or, in other words, the place of the container bottom 22 above the split line 14 is considerable Meaning. The magnetic scanning mechanism of the processing

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machine scans a field with dimensions of 15 »8 mm (5/8") • in the vertical direction. As a result, the container bottom 22 be arranged so that a sitting in the container document is supported at such a height that the groups of characters A, B and C are removed from the scanning machine during the passage of the carrier and the document remain out of the field scanned by the machine. If the groups of characters A, B and C on a document would always be exactly centered with respect to the 6.35 mm (1/4 ") tape, and so always the tape would fit properly, one could safely reduce the minimum width of extension 25 to 9 »5 mm (3/8"). However, since it is, not possible to ensure this correct centering of the groups of digits A, B and C, the bottom 22 should be at a minimum 11.11 mm (7/16 ") above the bottom edge 14 of the carrier lie.

If an employee is presented with a check or other document which has been ejected from the scanning machine or cannot be picked up by the machine, then he sets the document in the carrier 10 so that its front side is visible through the front wall 13 and sets Put the wearer in a special typewriter-like machine and inscribe the extension 25 with magnetic ink characters identical to those in one or more of groups A, B and C. These characters are in Pig. 2 indicated by the reference symbols A ¹ , B 'and C. Since the carrier containing the document is presented to the document processing machine, it is important that the groups of digits mounted on the extension 25 are arranged in a manner that corresponds to the arrangement of the groups of digits on the document. The fields of the groups of the digits A ' _r B' and C ^{1 should} correspond fully to the above-described attachment locations of the fields of the digits A, B and C. Such an arrangement of the fields for the digit groups A ¹ , B ^f and C ^{1 is} ensured by automatic keystrokes which form part of the encryption or labeling machine.

The insertion of the document 1 in the carrier 10 enables air to penetrate into the "container. If the carrier is together with the document i" by means of an encryption and / or reading-sorting machine with the aid of belts, rollers ο. like. led

Ö'0'98A6 / 'f27 1

the air can remain trapped in the container and creates a bulge, particularly when the conveying devices grasp the container above the bottom 22 of the container. This possibility of e _r generation of a bubble and is bulging. increased in cases in which a reading-sorting machine uses air jets to effect the separation of the documents for conveyance into the machine. In some cases the expansion caused by the trapped air is sufficient to prevent the correct feeding of the carrier, so that the carrier is destroyed or the document can be destroyed or the operation of the machine adversely affected the zones not provided with adhesive means 18 and 19, air passages communicating with the interior of the container in the liähe from the bottom thereof in conjunction so that the air can be hlaaen from the container while preventing the emergence of Aufbeulungen excluded _.

It is important that the extension 25 be of uniform thickness to prevent inconsistent encoding or printing of the magnetic ink characters on the extension. In the carrier 10, the extension 25 consists of double-thickness material and a layer of adhesive. The presence of the non-adhesive zones 18 and 19 excludes any possibility of a multiple-thickness layer of adhesive in the vicinity of the ends of the carrier. The non-adhesive layers 18 and 19 thus not only supply air ducts, but also avoid thicknesses of adhesives like medium, which could be squeezed out beyond the borders of the support during its manufacture so that it could lead to a sticking together of several supports multiple.

The carrier 10a of Fig. 3 is the same as the carrier 10 except that the adhesive strip 16 is omitted from the carrier 10a. The carrier 10a therefore has a container 21 which is open both at the top and at one end.

The document carrier 10b of Fig. 4 is similar to the document carrier 10a, but differs from the latter in that the front and rear walls 12 and 13 are of the same width and are attached to one another along the upper edge of the carrier . The carrier 10b thus has a closed bottom, a closed one

BADORISWt ^? ^^ ⁶⁷¹²⁷¹ · ■ ¹⁰ ~ Γ

Top, one closed end and one open end. The front wall 13 of the carrier 10b is preferably provided with a thumb cutout 28 to facilitate the insertion of a document into the container.

The one in Pig. 5 reproduced document carrier 10c corresponds to the carrier 10, but differs from the latter in that one or both walls 12 and 13 are perforated at 29 so that air channels arise at the junction of one or both Elebstrelfen 16 and 17 with the strip 15. With this construction the strips 16 and 17 may slightly overlap the strips 15, but when the holes 29 are made, all of them will overlap Adhesive areas eliminated at the same time as the creation of the air channels.

The degree of transparency of the front and rear walls 12 and 13 should be sufficient to clear typefaces and printing on the front and back of the document to be able to recognize and, if necessary, photograph. Such a transparency of the extension 25 would, however Operating processes of the processing machine 3dorrupt. As a result, the adhesive forming the strip 15 advantageously contains a sufficient amount of citric oxide or another suitable one Material and a dye of blue or other dark color sufficient to make the extension 25 more opaque than to make the wall parts of the container.

-Patent claims: -

BAD ORiGWAL

009846/1271

Claims (8)

Paten t an s ρ r ü c h e . Rectangular document carrier with front and rear walls made of a sheet-like material which lie one above the other and are glued together along one of their large sides and at least one of their short sides and form a container with at least one closed end and a bottom formed by the wall parts glued together, wherein at least one of the walls protrudes over one end of the container, thus creating an extension, and wherein at least one of the walls protrudes from the bottom of the container and forms an impermeable bottom extension λ of not more than twice the thickness of the sheet material, which extends over the entire length of said container, d a- άη rch .gekenn ζ eic h-'net that the adhesive is interrupted between the Bodenverlängerunr and the end extension to form air channels (19 »29) · through the end extension and these. Air ducts communicate with the interior of the container. 2. Document carrier according to claim 1, characterized in that the walls along their both shorter sides are glued together, the container being closed at both ends. 3. Document carrier according to claim 1, d a d u r c h g e ken η ζ e> i c h η e t that the walls along their both longer sides and only along one shorter side are connected to one another, the container on only one The end is open. 4. Carrier according to one or more of the preceding claims, characterized in that both Walls protrude from the bottom of the container to form a bottom extension. 5. Carrier according to claim 4 »characterized in that the above, the ground con 0 0 9 8 4 6/1271 .. whwwal .Ta-, The walls forming the extension are glued to one another over the full length and width of the extension. 6. Carrier according to one or more of the preceding claims, characterized in that the bottom extension extends a minimum of 3/8 "(9.5 mm) below the bottom of the container. 7. Document carrier according to one or more of the preceding Claims, characterized in that the walls of the container are relatively transparent and the floor extension is relatively opaque. 8. Document carrier according to one or more of the preceding claims, characterized in that that the adhesive forming the bottom extension contains a substance that makes the bottom extension opaque power. 009846 / T271