CY1122597T1 - Μεθοδοι και συστηματα για την εξακριβωση συναλλαγων - Google Patents
Μεθοδοι και συστηματα για την εξακριβωση συναλλαγωνInfo
- Publication number
- CY1122597T1 CY1122597T1 CY20191101361T CY191101361T CY1122597T1 CY 1122597 T1 CY1122597 T1 CY 1122597T1 CY 20191101361 T CY20191101361 T CY 20191101361T CY 191101361 T CY191101361 T CY 191101361T CY 1122597 T1 CY1122597 T1 CY 1122597T1
- Authority
- CY
- Cyprus
- Prior art keywords
- charges
- systems
- methods
- transaction
- verifying
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Μία μορφή της παρούσας εφεύρεσης παρέχει μία εφαρμοζόμενη σε υπολογιστή μέθοδο για την εξακρίβωση έγκρισης μιας συναλλαγής. Η μέθοδος περιλαμβάνει τα βήματα: λήψη ενός αιτήματος για επεξεργασία μιας ηλεκτρονικής συναλλαγής για ένα προκαθορισμένο χρηματικό ποσό (215)• διαίρεση του προκαθορισμένου ποσού σε ένα πλήθος χρεώσεων (225)• παροχή του πλήθους χρεώσεων για να διευκολυνθεί η χρέωση ενός χρηματοοικονομικού εργαλείου με εκάστη από το πλήθος των χρεώσεων (235)• λήψη των πληροφοριών που αφορούν το πλήθος των χρεώσεων από έναν χρήστη του χρηματοοικονομικού εργαλείου μετά από τη χρέωση των χρεώσεων (245)• και εξακρίβωση της συναλλαγής μόνον αν η πληροφορία είναι ορθή (255).
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US32059710P | 2010-04-02 | 2010-04-02 | |
US34974110P | 2010-05-28 | 2010-05-28 | |
AU2010100533A AU2010100533B4 (en) | 2010-04-02 | 2010-05-28 | Method and system for verifying transactions |
PCT/AU2011/000377 WO2011120098A1 (en) | 2010-04-02 | 2011-03-31 | Methods and systems for verifying transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
CY1122597T1 true CY1122597T1 (el) | 2021-01-27 |
Family
ID=42270424
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CY20191101361T CY1122597T1 (el) | 2010-04-02 | 2019-12-30 | Μεθοδοι και συστηματα για την εξακριβωση συναλλαγων |
Country Status (16)
Country | Link |
---|---|
US (4) | US8620810B2 (el) |
EP (2) | EP2553642B1 (el) |
KR (2) | KR20130064046A (el) |
CN (1) | CN102812480B (el) |
AU (4) | AU2010100533B4 (el) |
BR (1) | BR112012024646B1 (el) |
CA (1) | CA2791752C (el) |
CY (1) | CY1122597T1 (el) |
MY (1) | MY177602A (el) |
NZ (1) | NZ601718A (el) |
PL (1) | PL2553642T3 (el) |
PT (1) | PT2011120098W (el) |
SE (1) | SE539328C2 (el) |
SG (1) | SG183509A1 (el) |
WO (1) | WO2011120098A1 (el) |
ZA (1) | ZA201206455B (el) |
Families Citing this family (35)
Publication number | Priority date | Publication date | Assignee | Title |
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US10430873B2 (en) | 2009-03-02 | 2019-10-01 | Kabbage, Inc. | Method and apparatus to evaluate and provide funds in online environments |
US11257149B2 (en) | 2009-03-02 | 2022-02-22 | American Express Kabbage Inc. | Method and apparatus to evaluate and provide funds in online environments |
AU2010100533B4 (en) * | 2010-04-02 | 2010-12-16 | Isx Ip Ltd | Method and system for verifying transactions |
WO2011148875A1 (ja) * | 2010-05-25 | 2011-12-01 | 日本電気株式会社 | 複数の決済手段を使ったマルチ決済実現方法、マルチ決済実現装置及びマルチ決済実現プログラム |
US10192268B2 (en) * | 2010-07-26 | 2019-01-29 | Nyse Group, Inc. | Apparatuses, methods and systems for a dynamic transaction management and clearing engine |
WO2012112323A2 (en) | 2011-02-15 | 2012-08-23 | Korrelate, Inc. | A dual blind method and system for attributing activity to a user |
US20140019341A1 (en) * | 2012-04-10 | 2014-01-16 | Kabbage, Inc. | Method, apparatus and computer readable storage to effectuate an instantaneous monetary transfer |
US20130304555A1 (en) * | 2012-05-14 | 2013-11-14 | Mastercard International Incorporated | Method and system for applying coupon rules to a financial transaction |
US10255632B2 (en) | 2012-07-02 | 2019-04-09 | Kabbage, Inc. | Method and apparatus to evaluate and provide funds in online environments |
AU2013206800A1 (en) * | 2013-07-11 | 2015-01-29 | Kogan.Com Holdings Pty Ltd | Method and Apparatus for Preventing Fraudulent Transactions Online |
WO2015017308A1 (en) | 2013-07-29 | 2015-02-05 | Exxonmobil Research And Engineering Company | System and method to purchase and dispense fuel and other products using a mobile device with improved user experience |
AU2015101996A4 (en) * | 2014-12-24 | 2022-01-20 | Isx Ip Ltd | Securing a transaction |
CN110008441B (zh) * | 2015-03-04 | 2024-01-30 | 创新先进技术有限公司 | 数据交互方法及装置 |
US9892396B2 (en) | 2015-03-19 | 2018-02-13 | International Business Machines Corporation | Multi-point authentication for payment transactions |
US20160275507A1 (en) * | 2015-03-19 | 2016-09-22 | International Business Machines Corporation | Multi-point authentication for payment transactions |
US9953324B2 (en) | 2015-03-19 | 2018-04-24 | International Business Machines Corporation | Multi-point authentication for payment transactions |
US20160335621A1 (en) * | 2015-05-12 | 2016-11-17 | Gopesh Kumar | Method for Providing Secured Card Transactions During Card Not Present (CNP) Transactions |
US9870562B2 (en) * | 2015-05-21 | 2018-01-16 | Mastercard International Incorporated | Method and system for integration of market exchange and issuer processing for blockchain-based transactions |
EP3131043A1 (en) * | 2015-08-14 | 2017-02-15 | Mastercard International Incorporated | Managing customer uniqueness in tokenised transaction systems |
EP3335172A1 (en) * | 2015-08-14 | 2018-06-20 | Mastercard International Incorporated | Managing customer uniqueness in tokenised transaction systems |
US20170083917A1 (en) * | 2015-09-21 | 2017-03-23 | EZIC Inc. | System and method for authorizing transactions |
WO2017070638A1 (en) | 2015-10-23 | 2017-04-27 | Xivix Holdings Llc | System and method for authentication using a mobile device |
WO2018090099A1 (en) * | 2016-11-21 | 2018-05-24 | Isx Ip Ltd | "identifying an entity" |
WO2019042511A1 (en) * | 2017-08-29 | 2019-03-07 | Venture Capitals Aps | METHOD, SYSTEM AND EVALUATION COMPUTER IMPLEMENTATION OF ELECTRONIC TRANSACTIONS |
CN108764867A (zh) * | 2018-05-24 | 2018-11-06 | 北京比特大陆科技有限公司 | 一种实现交易信息验证的方法和装置 |
CN108846650A (zh) * | 2018-05-24 | 2018-11-20 | 北京比特大陆科技有限公司 | 一种实现交易信息验证的方法和装置 |
CN108764921A (zh) * | 2018-05-24 | 2018-11-06 | 北京比特大陆科技有限公司 | 一种实现交易信息验证的方法和装置 |
CN108764869A (zh) * | 2018-05-28 | 2018-11-06 | 北京比特大陆科技有限公司 | 一种实现交易信息加密的方法和装置 |
DE102018210936A1 (de) * | 2018-07-03 | 2020-01-09 | Robert Bosch Gmbh | Verfahren und Vorrichtung zum Abwickeln einer Zahlungstransaktion mit einer Krypto-Geldbörse |
US11200572B2 (en) * | 2019-02-27 | 2021-12-14 | Mastercard International Incorporated | Encoding one-time passwords as audio transmissions including security artifacts |
CN112184179A (zh) * | 2020-10-16 | 2021-01-05 | 上海印闪网络科技有限公司 | 基于实时问答的信息审核方法 |
CN112396522A (zh) * | 2020-11-19 | 2021-02-23 | 中国建设银行股份有限公司 | 交易处理方法及装置 |
CN112468983B (zh) * | 2020-12-18 | 2022-05-10 | 国网河北省电力有限公司电力科学研究院 | 一种低功耗的电力物联网智能设备接入认证方法及其辅助装置 |
CN113781046A (zh) * | 2021-09-16 | 2021-12-10 | 中国银行股份有限公司 | 一种汇率交易方法、装置、设备、系统及存储介质 |
CN114912924A (zh) * | 2022-06-21 | 2022-08-16 | 中银金融科技有限公司 | 交易核实方法、系统、存储介质和电子设备 |
Family Cites Families (14)
Publication number | Priority date | Publication date | Assignee | Title |
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US7096192B1 (en) * | 1997-07-28 | 2006-08-22 | Cybersource Corporation | Method and system for detecting fraud in a credit card transaction over a computer network |
TR200102424T2 (tr) * | 1999-02-18 | 2002-02-21 | Orbis Patents Limited | Kredi kartı sistemi ve yöntemi. |
US7908214B2 (en) * | 1999-11-05 | 2011-03-15 | American Express Travel Related Services Company, Inc. | Systems and methods for adjusting loan amounts to facilitate transactions |
KR20090116813A (ko) | 2000-04-24 | 2009-11-11 | 비자 인터내셔날 써비스 어쏘시에이션 | 온라인 지불인 인증 서비스 |
ES2485090T3 (es) * | 2000-07-10 | 2014-08-12 | Paypal, Inc. | Sistema y método para verificar un instrumento financiero |
US20020103753A1 (en) * | 2001-01-31 | 2002-08-01 | Michael Schimmel | Charge splitter application |
US20020184500A1 (en) * | 2001-05-29 | 2002-12-05 | Michael Maritzen | System and method for secure entry and authentication of consumer-centric information |
US20050097049A1 (en) * | 2001-08-15 | 2005-05-05 | Shea Writer | Methods for verifying cardholder authenticity and for creating billing address database |
US6640294B2 (en) * | 2001-12-27 | 2003-10-28 | Storage Technology Corporation | Data integrity check method using cumulative hash function |
US7437328B2 (en) * | 2003-11-14 | 2008-10-14 | E2Interactive, Inc. | Value insertion using bill pay card preassociated with biller |
US20060036538A1 (en) * | 2004-08-12 | 2006-02-16 | Wanda Griffis | Systems and methods for improved merchant processing |
US8249961B1 (en) * | 2008-03-19 | 2012-08-21 | United States Automobile Association | Systems and methods for managing consolidated purchasing, billing and payment information |
DE102010041054A1 (de) * | 2010-04-01 | 2011-10-06 | Schunk Gmbh & Co. Kg Spann- Und Greiftechnik | Zentriereinrichtung zum Zentrieren eines Spannfutters an einer Drehspindel und zugehörige Verriegelungseinrichtung |
AU2010100533B4 (en) * | 2010-04-02 | 2010-12-16 | Isx Ip Ltd | Method and system for verifying transactions |
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2010
- 2010-05-28 AU AU2010100533A patent/AU2010100533B4/en not_active Expired
-
2011
- 2011-03-31 KR KR1020127027228A patent/KR20130064046A/ko active Search and Examination
- 2011-03-31 CA CA2791752A patent/CA2791752C/en active Active
- 2011-03-31 SG SG2012063442A patent/SG183509A1/en unknown
- 2011-03-31 BR BR112012024646-1A patent/BR112012024646B1/pt active IP Right Grant
- 2011-03-31 PL PL11761840T patent/PL2553642T3/pl unknown
- 2011-03-31 US US13/576,477 patent/US8620810B2/en active Active
- 2011-03-31 KR KR1020167014689A patent/KR101947629B1/ko active IP Right Grant
- 2011-03-31 EP EP11761840.5A patent/EP2553642B1/en active Active
- 2011-03-31 NZ NZ601718A patent/NZ601718A/en unknown
- 2011-03-31 CN CN201180014816.4A patent/CN102812480B/zh active Active
- 2011-03-31 PT PT2011000377A patent/PT2011120098W/pt unknown
- 2011-03-31 MY MYPI2012004099A patent/MY177602A/en unknown
- 2011-03-31 AU AU2011235612A patent/AU2011235612B2/en active Active
- 2011-03-31 SE SE1251231A patent/SE539328C2/sv unknown
- 2011-03-31 EP EP19205448.4A patent/EP3651096B1/en active Active
- 2011-03-31 WO PCT/AU2011/000377 patent/WO2011120098A1/en active Application Filing
-
2012
- 2012-08-28 ZA ZA2012/06455A patent/ZA201206455B/en unknown
- 2012-12-17 AU AU2012261779A patent/AU2012261779B2/en not_active Withdrawn - After Issue
-
2013
- 2013-12-24 US US14/140,202 patent/US20140222677A1/en not_active Abandoned
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2014
- 2014-11-06 US US14/535,105 patent/US20150193772A1/en not_active Abandoned
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2016
- 2016-01-29 US US15/010,909 patent/US20160148205A1/en not_active Abandoned
- 2016-10-07 AU AU2016238964A patent/AU2016238964A1/en not_active Withdrawn
-
2019
- 2019-12-30 CY CY20191101361T patent/CY1122597T1/el unknown
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