CN2762469Y - Mobile teminal for supporting using E-wallet by SIM card - Google Patents
Mobile teminal for supporting using E-wallet by SIM card Download PDFInfo
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- CN2762469Y CN2762469Y CNU2004201210282U CN200420121028U CN2762469Y CN 2762469 Y CN2762469 Y CN 2762469Y CN U2004201210282 U CNU2004201210282 U CN U2004201210282U CN 200420121028 U CN200420121028 U CN 200420121028U CN 2762469 Y CN2762469 Y CN 2762469Y
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Abstract
The utility model relates to a mobile terminal (mainly a mobile phone) for supporting the application of an E-wallet by an SIM card. The utility model is formed by that an RF radio frequency antenna is additionally arranged on a terminal of an existing mobile phone, thereby, an existing SIM card is replaced by a double-interface SIM card in fact. Application software for the small transactions of an E-wallet is additionally arranged in the new SIM card. The utility model makes few changes in the terminal of the existing mobile phone and a transaction terminal while the utility model can replace various existing bus cards, subway cards, etc., thereby, convenience is offered to broad users.
Description
Technical field
The utility model relates to a kind of portable terminal, particularly supports the portable terminal of electronic wallet application by SIM card.
Background technology
The development of present various portable terminals is with rapid changepl. never-ending changes and improvements, and mobile phone is a mobile device with fastest developing speed in these portable terminals, and mobile phone becomes compatriots' daily necessities just gradually.The digital mobile phone user who announces according to China official surpasses 300,000,000, and has surpassed the numeral of landline telephone.At present, the main application of mobile phone is speech communication, in the middle of other function that is used to play, surf the Net, receive and dispatch e-mail and value-added service is also being developed.In well-known each mobile phone a SIM card is arranged all, SIM card is exactly the integrated circuit card (IC-card) that meets ISO/IEC7816 contact standard in fact.The same with fast-developing cellphone subscriber, the development speed of IC-card is at all not slow yet, its application almost covers all scopes, and up to the present the most successful in the world and application widely is the public transport field, and each user also must carry the IC-card of at least one Zhang Zuowei stored value card like this.If will bring great convenience to the user but on the SIM card on the mobile phone, increase a stored value card, the only a fraction of software and hardware that the mobile phone part will be revised, and software and hardware system does not nearly all need to change concerning the transaction terminal as public transport.
The utility model content
Technology of the present utility model is dealt with problems and is: a kind of portable terminal of supporting electronic wallet application by SIM card is provided, it is gone up in existing mobile phone terminal (abbreviation mobile phone) increases a stored value card that is used for penny ante, mobile phone can also replace the various IC-cards that are used for small amount consumption and access control at present except finishing functions such as original conversation, amusement like this, comprises mass transit card, social security card, gate inhibition's card etc.
Technical solution of the present utility model is: a kind of portable terminal of supporting electronic wallet application by SIM card, its characteristics are: the double-interface SIM card that the electronic wallet application software that is applicable to penny ante is housed in the employing is replaced existing contact SIM card, utilizes two contacts that keep on the described SIM card antenna of SIM card to be caused the front or the back side of portable terminal simultaneously.Double-interface SIM card described in the utility model is supported ISO/IEC7816 and ISO/IEC14443 A﹠amp; The B standard.
The utility model need carry out the modification of hardware and software aspect to mobile phone.At hardware aspect, the SIM card of mobile phone all is a contact at present, and the transaction behind the increase stored value card must be contactless, and what therefore at first will change is to replace with the SIM card at two interfaces to have the contact SIM card, recommends to use ISO/IEC 14443 A﹠amp; B is as contactless standard.Owing to generally all have at least two contacts not use on the IC-card at present, can draw the antenna of IC-card by these two contacts, utilize the back side of mobile phone like this or just carrying on the back antenna field as IC-card (mobile phone for folding class can also be accomplished antenna to renovate), because the operating frequency 13.56MHz of non-contact IC card, and the operating frequency of mobile phone is 900/1800MHz, does not produce so do not have between them in theory to disturb; Aspect software, need on the basis of original file system, increase the application software of a stored value card.Because may there be difference in the using standard of public transport at present with the application of other system, so stored value card can be observed the using standard of public transport earlier, the stored value card of mobile phone can only be confined to the application of public transport at present like this.The stored value card of mobile phone just can have been concluded the business on any terminal after but " all-purpose card " technology realized by the time, only needed the part software of upgrading mobile phone just passable by the time, and hardware components then be need not to change.
The utility model mainly is confined to the stored value card of mobile phone in the transaction of small amount, particularly at the application of public transport.Remaining sum in the wallet can directly change over to from the rechargeable card of mobile phone, and the user also can be provided with the top limit of the wallet of oneself arbitrarily, but also can inquire about remaining sum in the stored value card of oneself as looking into telephone charges.Even mobile phone is lost, the user also can be by the mode of the reporting the loss own number of the account of stopping using, and the only mobile phone that loses.Scheme above using is changed seldom the original system of mobile phone, and particularly aspect such as structure and external form is almost constant, and what change only is SIM card.Owing to increased the RF radio frequency part, need carry out the EMC test again.The application software that just increases a stored value card that will do aspect software mainly contains and transfers accounts, inquiry into balance, subtracts money, sets up file and simple operations orders such as read-write binary system etc.
The utility model advantage compared with prior art: the utility model increases a stored value card and will bring great convenience to the user on the SIM card on the mobile phone, the only a fraction of software and hardware that the mobile phone part will be revised, and software and hardware system does not nearly all need to change concerning the transaction terminal as public transport.Only need hold concerning the user like this that a mobile phone just can be realized making a phone call and the small amount as public transport is consumed.Along with the enforcement of " all-purpose card " technology, concerning the user, the dream of " machine is gone over Divine Land at hand " will realize.The utility model can application have penny ante places such as public transport, subway, harbour, taxi, tourist attractions, goods booth, convenience store.
Description of drawings
Fig. 1 is the structural representation of the utility model and transaction terminal;
Fig. 2 is the structural representation of the typical double-interface SIM card of the utility model embodiment employing;
The SIM card connection diagram that Fig. 3 adopts for the utility model embodiment;
Fig. 4 sets up process for stored value card of the present utility model;
Fig. 5 supplements process with money for stored value card of the present utility model;
Fig. 6 is a penny ante process flow diagram of the present utility model.
Embodiment
The utility model adopts the SIM card at two interfaces to replace the SIM card of existing single interface contact.Gemplus company has released the SIM card chip of supporting two interfaces at present, and typical double-interface SIM card should meet ISO/IEC 14443A﹠amp for contactless part as shown in Figure 2; The B standard.Like this need be to the SIM card hardware and software improvement partly of former mobile phone.
(1) hardware components
Be illustrated in figure 1 as the portable terminal (is example with the mobile phone) that has stored value card and the schematic diagram of transaction terminal, in the front of mobile communication terminal 1 or the back side centers on is the antenna 2 of SIM card, the shared volume of antenna is minimum, so can not influence the structure space of mobile phone.The power supply of SIM card comes from the RF energy of transaction terminal 3 during electronic wallet application in addition, so it also can not consume the energy content of battery of mobile phone.The antenna of SIM card connects as shown in Figure 3, the contact of black is represented occupied among the figure, white portion is expressed as RFU, and selecting C4 and C8 is the sky wire pin of the contactless part of SIM card, directly the antenna of SIM card is connected on the mobile phone front or the back side shown in Figure 1 by them.
(2) software section
After the SIM card of using two interfaces is replaced original SIM card, original system keeps in the card, the application software that only need add stored value card according to the using standard of public transit system can come into operation the operation that this software support is set up file, read and write binary system, inquiry into balance, subtracts money and transfer accounts.The mode that remaining sum in the wallet can change over to by user's mobile phone number of the account (recommending to use) also can make otherwise the exchange hour of (hair fastener process) mobile phone and transaction terminal less than 200 milliseconds.After finishing the hair fastener process, while the user can make a phone call to carry out the operation of swiping the card of public transport, also can be placed on mobile phone in the knapsack, only need the operating distance of it and transaction terminal can finish the transaction of swiping the card less than 10 centimetres.
Support the application software part of the portable terminal of stored value card mainly to comprise hair fastener process (setting up stored value card), supplement (supplementing with money) with money and three processes of concluding the business, will provide the flow chart of these three parts below and be illustrated to stored value card.
The stored value card of portable terminal is set up process as shown in Figure 4.At first card issuer and portable terminal need carry out two-way authentication, just can set up wallet file and other file system after the authentication success, otherwise the hair fastener failure.Mobile phone terminal after the wallet file is successfully set up just can be supplemented operation with money.
Supplementing with money of stored value card can be supported dual mode: a kind of is to change (top limit is arranged) from mobile phone account over to by user oneself, and another kind of method is exactly to supplement with money in hair fastener by the hair fastener center, can supplement with money by present voucher center later on.No matter any mode of supplementing with money, its recharge procedure all should be as shown in Figure 5.At first the side of supplementing with money and portable terminal need carry out two-way authentication, just can supplement with money wallet after the authentication success, and limit the amount of money of supplementing with money, otherwise supplement failure with money.Just can carry out the consumption of small amount after the successful recharging.
The penny ante process of portable terminal as shown in Figure 6.At first both sides need carry out two-way authentication, just can carry out penny ante after the authentication success.Both sides need to preserve current transaction record after each transaction, because the capacity of mobile phone is limited, the transaction record that can keep nearest a period of time, but transaction terminal must dispose the memory device of larger capacity or by network data are sent to control centre automatically after closing the transaction every day.Both sides' process of exchange must support power down protection mechanism to prevent loss of data former owing to outage, plug suddenly etc. thereby that cause in addition.
Claims (2)
1, a kind of portable terminal of supporting electronic wallet application by SIM card, it is characterized in that: the double-interface SIM card that described SIM card is equipped with the electronic wallet application software that is applicable to penny ante in being, utilize two contacts that keep on the described SIM card antenna of SIM card to be caused the front or the back side of portable terminal simultaneously.
2, the portable terminal by SIM card support electronic wallet application according to claim 1, it is characterized in that: described double-interface SIM card is supported ISO/IEC7816 and ISO/IEC14443A﹠amp; The B standard.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2004201210282U CN2762469Y (en) | 2004-12-30 | 2004-12-30 | Mobile teminal for supporting using E-wallet by SIM card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2004201210282U CN2762469Y (en) | 2004-12-30 | 2004-12-30 | Mobile teminal for supporting using E-wallet by SIM card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN2762469Y true CN2762469Y (en) | 2006-03-01 |
Family
ID=36095584
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2004201210282U Expired - Fee Related CN2762469Y (en) | 2004-12-30 | 2004-12-30 | Mobile teminal for supporting using E-wallet by SIM card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN2762469Y (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010051728A1 (en) * | 2008-11-06 | 2010-05-14 | 国民技术股份有限公司 | Standby power consumption reducing method for radio frequency subscriber identity module card using sequence triggering |
| US8002196B2 (en) | 2007-10-30 | 2011-08-23 | Nationz Technologies Inc. | Radio frequency IC card device with very high frequency |
| US8929805B2 (en) | 2007-10-30 | 2015-01-06 | Nationz Technologies Inc. | System, method, and device for radio frequency communication |
| US20200065804A1 (en) * | 2008-05-14 | 2020-02-27 | Visa International Service Association | Mobile commerce payment system |
-
2004
- 2004-12-30 CN CNU2004201210282U patent/CN2762469Y/en not_active Expired - Fee Related
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8002196B2 (en) | 2007-10-30 | 2011-08-23 | Nationz Technologies Inc. | Radio frequency IC card device with very high frequency |
| US8061625B2 (en) | 2007-10-30 | 2011-11-22 | Nationz Technologies Inc. | Radio frequency IC card device with very high frequency |
| US8929805B2 (en) | 2007-10-30 | 2015-01-06 | Nationz Technologies Inc. | System, method, and device for radio frequency communication |
| US20200065804A1 (en) * | 2008-05-14 | 2020-02-27 | Visa International Service Association | Mobile commerce payment system |
| US11481767B2 (en) * | 2008-05-14 | 2022-10-25 | Visa International Service Association | Mobile commerce payment system |
| WO2010051728A1 (en) * | 2008-11-06 | 2010-05-14 | 国民技术股份有限公司 | Standby power consumption reducing method for radio frequency subscriber identity module card using sequence triggering |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C19 | Lapse of patent right due to non-payment of the annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |