CN201654900U - Electronic wallet mobile self-help recharge system - Google Patents

Electronic wallet mobile self-help recharge system Download PDF

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Publication number
CN201654900U
CN201654900U CN2009200336106U CN200920033610U CN201654900U CN 201654900 U CN201654900 U CN 201654900U CN 2009200336106 U CN2009200336106 U CN 2009200336106U CN 200920033610 U CN200920033610 U CN 200920033610U CN 201654900 U CN201654900 U CN 201654900U
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China
Prior art keywords
module
radio frequency
portable terminal
intelligent
recharge
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Expired - Lifetime
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CN2009200336106U
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Chinese (zh)
Inventor
李晖
肖成生
孙春辉
樊凯
吕萌
肖杰
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HAIJIYE HI-TECH IND Co Ltd SHAOXI
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HAIJIYE HI-TECH IND Co Ltd SHAOXI
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Priority to CN2009200336106U priority Critical patent/CN201654900U/en
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Publication of CN201654900U publication Critical patent/CN201654900U/en
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Abstract

The utility model relates to an electronic wallet mobile self-help recharge and consumption system, principally to solve the problem of using the electronic wallet of consumption metering control appliance to perform mobile self-help recharge and consumption. The system includes a recharge business service mechanism, a mobile terminal, a dual interface intelligent radio frequency module, a dual interface conversion device and a cut payment facility. The dual interface intelligent radio frequency module is mounted in the mobile terminal, the mobile terminal emits a recharge request to the recharge business service mechanism, the recharge business service mechanism authenticates the request and then transmits recharge information to the mobile terminal; the cut payment facility generates a cut payment instruction and emits to the dual interface intelligent radio frequency module by the dual interface conversion device, the dual interface intelligent radio frequency module subtract the recharge data information based on the cut payment instruction, and returns the result to the cut payment facility through a cut payment device interface, so that the system provides the corresponding consumption service. The utility model can use mobile telephone to perform mobile self-help recharge, and can perform directly card-brushing consumption on the POS Terminals or pre-payment facility incorporated with a dual interface conversion device.

Description

Stored value card moves the self-recharging system
Technical field
The utility model belongs to technical field of telecommunications, relate to the relevant business of using mobile phone, be that stored value card moves the self-recharging system specifically, utilize mobile communication to obtain the charging information of recharging service service organization, charging information is write in the intelligent RF module of two interfaces, as stored value card with such as all kinds of government utility IC-cards such as rock gas, electricity, water, be directly used in original POS machine, natural gas meter, water meter, ammeter by the double nip conversion equipment and consume, for the user facilitates.
Background technology
Continuous development along with government utility, gauging tables such as rock gas, water, electricity have extensively adopted the IC-card of pre-payment to supplement charge method with money, and supplementing with money of this class card generally all is to need special outlet scene to pay the fees to supplement with money, use quite not conveniently, run into especially that problem seems particularly outstanding in the time of need supplementing with money festivals or holidays.
Along with the development of mobile communication technology, portable terminals such as mobile phone have had huge customer group, and according to statistics, domestic cellphone subscriber's quantity surpasses 700,000,000 families.Add that operator releases multiple based on the data applied business of cell phone network, mobile phone has become the most general communication and the information processing platform.The information service business of present mobile phone, mainly comprise the service of Short Message Service and other Various types of data, as WAP (wireless application protocol) WAP, general packet radio service technology GPRS, wherein the Short Message Service information charge is with cheap, low to the mobile phone performance requirement, its number of users and quantity of service are suitable as the carrier of information transmission much larger than other data, services.The expanded application of short message is mainly undertaken by STK STK mode, STK a kind ofly writes application program at user identification module SIM/ subscriber identification module UIM/ whole world subscriber identification module USIM, a kind of mode of expanded function is provided on cell phone platform, can upgrades by the method for dynamic air download.Though prior art utilizes mobile phone as stored value card at present, the method of supplementing with money at related service by short message, but this mode can't move self-recharging and consumption to water, electricity, gas meter and other stored value card of consuming measure control equipment that uses point of sales terminal POS, pre-payment, use to the user causes great inconvenience, having limited its range of application, is a urgent problem.
Summary of the invention
The purpose of this utility model is to overcome the defective that prior art can't move self-recharging to the stored value card that uses point of sales terminal POS, prepayment water wasting, electricity, coal gas and other consumption measure control equipment, has proposed a kind of stored value card and has moved self-recharging and consume system.
For achieving the above object, stored value card of the present utility model moves the self-recharging system and comprises recharging service service organization and portable terminal, two interfaces intelligent RF module wherein is installed in the portable terminal, portable terminal sends charging request information by communication link to recharging service service organization, recharging service service organization authenticates charging request information and sends charging information to portable terminal, and this charging information of mobile terminal authentication also sends this charging information to two interfaces intelligent RF module by user identification module interface or special purpose interface.
Described pair of interface intelligent RF module comprises: radio frequency unit, storage unit, processing unit and security module, this processing unit are connected with radio frequency unit, storage unit and security module are two-way respectively; Portable terminal sends charging information by user identification module interface or special purpose interface to two interfaces intelligent RF module, and under the control and treatment of processing unit, storage unit is handled and be stored in to security module to this charging information; The double nip conversion equipment sends the instruction of withholing by radio frequency interface to radio frequency unit, processing unit is reduced object information by radio frequency unit to the transmission of double nip conversion equipment after according to the request signal of withholing the load value data information of storage unit partly or entirely being reduced.
For being implemented in the function of directly consuming on cash receiving terminal machine and the pre-payment equipment, stored value card of the present utility model moves self-service consume system and comprises two interfaces intelligent RF module, double nip conversion equipment and the equipment of withholing, two interfaces intelligent RF module by radio frequency interface be connected with the double nip conversion equipment, the double nip conversion equipment is connected by the equipment interface of withholing is two-way with the equipment of withholing; The equipment of withholing sends the command signal of withholing by the double nip conversion equipment to two interfaces intelligent RF module, after two interfaces intelligent RF module is partly or entirely reduced load value data information according to the command signal of withholing, and will reduce object information and output to the equipment of withholing by the double nip conversion equipment, the equipment of withholing provides corresponding service according to reducing object information.
Described double nip conversion equipment comprises: radio frequency module for reading and writing, cache module, switching processing module and security module, and this switching processing module is connected with radio frequency module for reading and writing, cache module and security module are two-way respectively; Under the control of processing module, the radio frequency module for reading and writing communicates to two interfaces intelligent RF module, the object information of reducing that obtains is cached to cache module, and module safe in utilization as required handles and is cached in cache module to reducing the result, again the object information of reducing in the buffer memory sent to the equipment of withholing by the equipment interface of withholing.The double nip conversion equipment is by the size and the interface of standard IC-card, and individual packages becomes the IC-card form, is connected communication by the IC-card read-write equipment on the equipment of withholing with the equipment of withholing, and perhaps is designed to circuit module or integrated circuit (IC) chip, places the system of the equipment of withholing.
The described equipment of withholing comprises cash receiving terminal machine and pre-payment equipment, the service that the cash receiving terminal machine provides be swipe the card the gathering the amount of money must be with the service required amount consistent, swipe the card the gathering after, the disposable service that provides is provided.The service that pre-payment equipment provides is the advance payment of swiping the card, and this advance payment is made by oneself by the user, swipes the card after the prepayment, and service disposable or repeatedly is provided, and has consumed up to advance payment.
The utlity model has following advantage:
Because the two interfaces of the utility model utilization intelligent RF module realizes consumption by the double nip conversion equipment and the devices communicating of withholing, thereby has a following advantage, promptly finish supplement with money after, the user can utilize the portable terminal that is provided with this pair interface intelligent RF module, and bankcard consumption uses on cash receiving terminal machine that the double nip conversion equipment is housed or pre-payment equipment.The portable terminal that is provided with this pair interface intelligent RF module after for example will supplementing with money, near consuming on the consumption measure control equipment such as the POS machine that the double nip conversion equipment is housed, automatic vending machine, prepayment water wasting, electricity, natural gas meter, for user's use is provided convenience.
Following with reference to accompanying drawing, the utility model is described in detail.
Description of drawings
Fig. 1 is that stored value card of the present utility model moves self-recharging and consume system synoptic diagram;
Fig. 2 is of the present utility model couple of interface intelligent RF modular structure figure;
Fig. 3 is a double nip conversion equipment structural drawing of the present utility model.
Embodiment
With reference to Fig. 1, stored value card of the present utility model moves the self-recharging system, mainly is made up of recharging service service organization and portable terminal.Two interfaces intelligent RF module is installed in the portable terminal, portable terminal sends charging request information by communication link to recharging service service organization, recharging service service organization authenticates charging request information and sends charging information to portable terminal, and this charging information of mobile terminal authentication also sends this charging information to two interfaces intelligent RF module by user identification module interface or special purpose interface.Stored value card of the present utility model moves self-service consume system and mainly is made up of two interfaces intelligent RF module, double nip conversion equipment and the equipment of withholing.Two interfaces intelligent RF module by radio frequency interface be connected with the double nip conversion equipment, the double nip conversion equipment is connected by the equipment interface of withholing is two-way with the equipment of withholing; The equipment of withholing sends the command signal of withholing by the double nip conversion equipment to two interfaces intelligent RF module, after two interfaces intelligent RF module is partly or entirely reduced load value data information according to the command signal of withholing, and will reduce object information and output to the equipment of withholing by the double nip conversion equipment, the equipment of withholing provides corresponding service according to reducing object information.Reduce object information and comprise the amount information of reducing, but be not limited thereto.
With reference to Fig. 2, of the present utility model pair of interface intelligent RF module comprises radio frequency unit, storage unit, processing unit and security module, and this processing unit is connected with radio frequency unit, storage unit and security module are two-way respectively; Portable terminal sends charging information by user identification module interface or special purpose interface to two interfaces intelligent RF module, and under the control and treatment of processing unit, storage unit is handled and be stored in to security module to this charging information; The double nip conversion equipment sends the instruction of withholing by radio frequency interface to radio frequency unit, processing unit is reduced object information by radio frequency unit to the transmission of double nip conversion equipment after according to the request signal of withholing the load value data information of storage unit partly or entirely being reduced.Attached form or the integrative-structure of SIM/UIM/USIM card in intelligent RF module employing of this pair interface and the portable terminal, perhaps two interfaces intelligent RF module is made integrated circuit, place the circuit of portable terminal, be connected with portable terminal by user identification module interface or special purpose interface, realize management and display management menu and relevant information stored value card and communication function.Described integrative-structure is meant that SIM/UIM/USIM card or other integrated circuit with two interfaces intelligent RF module and telecom operators is packaged into one, perhaps directly two interfaces intelligent RF module and SIM/UIM/USIM the core of the card sheet is become one.
Recharging service service organization comprises the account management system of supplementing service system and bank with money of Gas Company, water supply company, electric company, but is not limited to these.
Portable terminal wherein adopts mobile phone, or has the PDA of radio communication function.
With reference to Fig. 3, double nip conversion equipment of the present utility model comprises radio frequency module for reading and writing, cache module, switching processing module and security module, and this switching processing module is connected with radio frequency module for reading and writing, cache module and security module are two-way respectively; Under the control of processing module, the radio frequency module for reading and writing communicates to two interfaces intelligent RF module, the object information of reducing that obtains is cached to cache module, and module safe in utilization as required handles and is cached in cache module to reducing the result, again the object information of reducing in the buffer memory sent to the equipment of withholing by the equipment interface of withholing.The double nip conversion equipment is by the size and the interface of standard IC-card, and individual packages becomes the IC-card form, is connected communication by the IC-card read-write equipment on the equipment of withholing with the equipment of withholing, and perhaps is designed to circuit module or integrated circuit (IC) chip, places the system of the equipment of withholing.
The described equipment of withholing comprises cash receiving terminal machine and pre-payment equipment, the service that the cash receiving terminal machine provides be swipe the card the gathering the amount of money must be with the service required amount consistent, swipe the card the gathering after, the disposable service that provides is provided.The service that pre-payment equipment provides is the advance payment of swiping the card, and this advance payment is made by oneself by the user, swipes the card after the prepayment, and service disposable or repeatedly is provided, and has consumed up to advance payment.The equipment of withholing comprises POS machine, automatic vending machine, ammeter, water meter, gas meter and other consumption measure control equipment in shop.
The course of work of the present utility model is as follows:
One, the mobile self-recharging process of stored value card
Portable terminal sends the authentic charging request of energy to recharging service service organization; Recharging service service organization authenticates the charging request from portable terminal, validation of a user's identity, and check the correctness of account number, password, whether account balance is enough to payment is supplemented quantity etc. with money, and recharging service service organization sends the authentic charging information of energy to portable terminal then; Portable terminal authenticates the charging information of receiving, confirm the legitimacy of recharging service service organization identity, verify the integrality and the consistance of charging information, and charging information is sent to two interfaces intelligent RF module, finish mobile self-recharging stored value card.
Two, the stored value card process of consuming by the cash receiving terminal machine
According to cashier or user's operation, the cash receiving terminal machine generates the instruction of withholing, and sends to the double nip conversion equipment by the equipment interface of withholing; The double nip conversion equipment sends to two interfaces intelligent RF module near the double nip conversion equipment by the radio frequency interface instruction of will withholing, according to the instruction of withholing load value data information being carried out part by two interfaces intelligent RF module reduces or all reduces, and will reduce object information and return to the cash receiving terminal machine by the equipment interface of withholing, make the cash receiving terminal machine provide and reduce the corresponding consumption service of object information.The cash receiving terminal machine comprises POS machine, automatic vending machine and other gathering consumption measure control equipment in shop.
Three, the stored value card process of consuming by pre-payment equipment
The double nip conversion equipment sends to two interfaces intelligent RF module near the double nip conversion equipment by the radio frequency interface instruction of will withholing, according to the instruction of withholing load value data information is reduced the pre-payment amount of money by two interfaces intelligent RF module, and will reduce object information and return to pre-payment equipment by the interface of withholing, make pre-payment equipment provide and reduce the corresponding consumption service of object information.Pre-payment equipment comprises: ammeter, water meter, natural gas meter, bus IC card and other prepaying charge consumption measure control equipment.

Claims (6)

1. a stored value card moves the self-recharging system, comprise recharging service service organization and portable terminal, it is characterized in that being equipped with in the portable terminal two interfaces intelligent RF module, portable terminal sends charging request information by communication link to recharging service service organization, recharging service service organization authenticates charging request information and sends charging information to portable terminal, and this charging information of mobile terminal authentication also sends this charging information to two interfaces intelligent RF module by user identification module interface or special purpose interface.
2. stored value card according to claim 1 moves the self-recharging system, it is characterized in that two interfaces intelligent RF module comprises: radio frequency unit, storage unit, processing unit and security module, this processing unit are connected with radio frequency unit, storage unit and security module are two-way respectively; Portable terminal sends charging information by user identification module interface or special purpose interface to two interfaces intelligent RF module, and under the control and treatment of processing unit, storage unit is handled and be stored in to security module to this charging information; The double nip conversion equipment sends the instruction of withholing by radio frequency interface to radio frequency unit, processing unit is reduced object information by radio frequency unit to the transmission of double nip conversion equipment after according to the request signal of withholing the load value data information of storage unit partly or entirely being reduced.
3. stored value card according to claim 1 moves the self-recharging system, it is characterized in that two interfaces intelligent RF module adopts SIM/UIM/USIM card and two interfaces intelligent RF module integrative-structure.
4. the stored value card of stating according to claim 3 moves the self-recharging system, the integrative-structure that it is characterized in that SIM/UIM/USIM card and two interfaces intelligent RF module is with the SIM/UIM/USIM card of two interfaces intelligent RF module and telecom operators or directly two interfaces intelligent RF module and SIM/UIM/USIM the core of the card sheet are become one.
5. stored value card according to claim 1 moves the self-recharging system, it is characterized in that the attached version of SIM/UIM/USIM card in intelligent RF module employing of two interfaces and the portable terminal.
6. stored value card according to claim 1 moves the self-recharging system, it is characterized in that two interfaces intelligent RF module, adopts integrated circuit, places the circuit of portable terminal, is connected with portable terminal by special purpose interface.
CN2009200336106U 2009-06-19 2009-06-19 Electronic wallet mobile self-help recharge system Expired - Lifetime CN201654900U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN2009200336106U CN201654900U (en) 2009-06-19 2009-06-19 Electronic wallet mobile self-help recharge system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2009200336106U CN201654900U (en) 2009-06-19 2009-06-19 Electronic wallet mobile self-help recharge system

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CN2010201467649U Division CN201654902U (en) 2009-06-19 2009-06-19 Mobile self-service consumption system for electronic purse

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CN201654900U true CN201654900U (en) 2010-11-24

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102147943A (en) * 2011-01-14 2011-08-10 北京道通天下信息科技有限责任公司 Service recharging device and method
CN106056384A (en) * 2016-05-27 2016-10-26 广州羊城通有限公司 Automatic recharging method of IC card

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102147943A (en) * 2011-01-14 2011-08-10 北京道通天下信息科技有限责任公司 Service recharging device and method
CN106056384A (en) * 2016-05-27 2016-10-26 广州羊城通有限公司 Automatic recharging method of IC card

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Granted publication date: 20101124

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