CN102385713B - Chip bank card and use its mobile phone - Google Patents
Chip bank card and use its mobile phone Download PDFInfo
- Publication number
- CN102385713B CN102385713B CN201010269373.0A CN201010269373A CN102385713B CN 102385713 B CN102385713 B CN 102385713B CN 201010269373 A CN201010269373 A CN 201010269373A CN 102385713 B CN102385713 B CN 102385713B
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- chip
- mobile phone
- bank card
- main body
- card
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Abstract
The invention provides a kind of chip bank card, described chip bank card comprises a body and and is assemblied in chip body on this body separably, described chip body is provided with the chip that records this chip bank card accounts information, when described chip body is assemblied in described main body, described chip bank card can use in ATM (Automatic Teller Machine); After described chip body is located away from described main body, described chip body can be installed on a mobile phone and can use on this mobile phone.The present invention also provides a kind of mobile phone using said chip bank card.
Description
Technical field
The present invention relates to a kind of chip bank card and use its mobile phone.
Background technology
Traditional bank card has magnetic stripe card, chip card (comprising smart card and IC-card) and has the composite card of magnetic stripe and intelligent chip concurrently, and the outward appearance of these bank cards is generally rectangular plastic cards.At present, chip card and composite card replace traditional magnetic stripe card just gradually, because chip card and composite card have higher security compared to magnetic stripe card.And chip card and composite card not only have all financial functions of ordinary magnetic stripe card, also possess electronic cash account, support off line small amount payment, can non-contact interface be used, realize the functions such as the rapid payment of namely brushing namely to walk and smart card mobile phone paying.
Bank card mobile phone paying business is for payment account carrier with the financial smart card in mobile phone, take mobile phone as the innovation modes of payments of payment information processing terminal, namely by wireless communication network, realize credit card repayment, transfer accounts supplement with money, the payment of water power coal, shopping online, the remote payment function such as reserving hotel and air ticket.
Existing bank card mobile phone paying pattern has safe digital card (SecureDigitalMemoryCard, SD card) pattern and dual-interface mode, SD mode card reloads a storage card by the expansion slot of mobile phone, general user can store a large amount of contents such as MP3, picture on this SD card, and memory card capacity is limited, the performance of mobile phone paying product function can be had influence on like this.Dual-interface mode then needs on mobile phone phonecard, implant communication and pay two functional areas, needs user to change original phonecard in time handling bank card mobile phone paying function.And, two kinds of above-mentioned patterns all can only carry out with mobile phone the function that pays or transfer accounts, need special card reader to carry out the read-write of data, and ubiquitous ATM (Automatic Teller Machine) cannot be used to carry out corresponding operating (as deposited, withdrawing the money, transfer accounts and inquiry etc.) to bank card.
Summary of the invention
For the problems referred to above, be necessary to provide a kind of chip bank card that can use in ATM (Automatic Teller Machine) and can use on mobile phone.
There is a need to provide a kind of mobile phone using above-mentioned bank card.
A kind of chip bank card, comprise a main body and and be assemblied in chip body in this main body separably, described chip body is provided with the chip that records bank card account information, and when described chip body is assemblied in described main body, described chip bank card can use in ATM (Automatic Teller Machine); After described chip body is located away from described main body, described chip body can be installed on a mobile phone and can use on this mobile phone.
Use a mobile phone for chip bank card described above, described mobile phone comprises a body, an interface and a Card Reader chip, and described chip body to be installed in this interface and to set up with this Card Reader chip and is electrically connected.
Described chip bank card by being installed in separably in this main body by the chip body being provided with chip, thus makes described chip bank card can use in existing ATM (Automatic Teller Machine), also can carry out mobile phone paying, have good versatility and convenience.
Accompanying drawing explanation
Fig. 1 is the stereographic map of better embodiment chip bank card of the present invention.
Schematic diagram after the card body that Fig. 2 is chip bank card shown in Fig. 1 is separated with chip body.
Fig. 3 is the wiring layout of chip body shown in better embodiment mobile phone of the present invention and Fig. 2.
Main element symbol description
Chip bank card 10
Main body 11
Fitting recess 111
Diapire 1111
Sidewall 1113
Raised line 1115
Draw-in groove 1117
Catch 113
Receiving space 115
Chip body 13
Chip 131
Holding parts 133
Groove 1331
Fixture block 1333
Mobile phone 20
Body 21
Slide block 23
Embodiment
Refer to Fig. 1, the chip bank card 10 of better embodiment of the present invention comprises a main body 11 and and is assemblied in chip body 13 in this main body 11 separably.When described chip body 13 is assemblied in described main body 11, described chip bank card 10 can use in existing ATM (Automatic Teller Machine); After described chip body 13 is located away from described main body 11, described chip body 13 can be installed on a mobile phone 20 and carry out delivery operation by mobile phone.
Refer to Fig. 2, the rectangular flat card-like of described main body 11, the recessed fitting recess 111 in its one end.Described fitting recess 111 shape and size and described chip body 13 roughly the same, for assembling described chip body 13.Described fitting recess 111 is surrounded by a diapire 1111 and two sidewalls 1113 of being located at the relative both sides of this diapire 1111.Described diapire 1111 interval is convexly equipped with at least one raised line 1115, and in this better embodiment, the quantity of described raised line 1115 is two.Described raised line 1115 is in order to fixing described chip body 13.Sidewall 1113 described in each is provided with a draw-in groove 1117, and this draw-in groove 1117 is in order to hold with described chip body 13.Described main body 11 also comprises the catch 113 be arranged on described raised line 1115, thus forms a receiving space 115 between described diapire 1111 and described catch 113.Described receiving space 115 is for fixing described chip body 13.
The one side of described chip body 13 is pasted with the chip 131 that records described chip bank card 10 accounts information.One end of this chip body 13 is convexly equipped with a holding parts 133, for described chip body 13 is immobilizated in described main body 11.Described holding parts 133 is sticked in receiving space 115.Described holding parts 133 end surfaces is arranged with the groove 1331 suitable with described raised line 1115 quantity.Two corners of described holding parts 133 are also convexly equipped with a fixture block 1333 respectively.Groove 1331 described in each accommodate liftedly raised line 1115 described in the inner and described in each draw-in groove 1117 described in fixture block 1333 and mutually hold separably, thus holding parts 133 to be sticked in receiving space 115 liftedly.
Refer to Fig. 3, the mobile phone 20 of better embodiment of the present invention comprises body 21, interface and and is installed in Card Reader chip (not shown) in this body 21.Described interface is for installing described chip body 13.In this better embodiment, described interface is a slide block 23 being located at this body 21 slidably.After this slide block 23 slips into the body 21 of this mobile phone 20, namely chip 131 on described chip body 13 is set up with the Card Reader chip in described body 21 and is electrically connected, and therefore namely the bank card account of this chip 131 correspondence carries out the operations such as payment by this mobile phone 20.
Described chip bank card 10 is by being installed in this main body 11 separably by the chip body 13 being provided with chip 131, thus described chip bank card 10 can be used in existing ATM (Automatic Teller Machine), also can be carried out on mobile phone and use, there is good versatility and convenience.
In addition, those skilled in the art also can make various amendments in other forms and details, interpolation and replacement in the claims in the present invention scope of disclosure and spirit.Certainly, the changes such as these various amendments made according to the present invention's spirit, interpolation and replacement, all should be included within the present invention's scope required for protection.
Claims (3)
1. a chip bank card, it is characterized in that: comprise a main body and and be assemblied in chip body in this main body separably, described chip body is provided with the chip that records bank card account information, when described chip body is assemblied in described main body, described chip bank card can use in ATM (Automatic Teller Machine); After described chip body is located away from described main body, described chip body can be installed on a mobile phone and can use on this mobile phone; Described main body comprises a fitting recess, two sidewalls that described fitting recess comprises a diapire and is oppositely arranged, this diapire is convexly equipped with at least one raised line, the end of each sidewall is arranged with a draw-in groove, described main body also comprises the catch be arranged on described raised line, thus forms a receiving space between described diapire and described catch; One end of described chip body is convexly equipped with a holding parts, the end of this holding parts is arranged with the groove suitable with described raised line quantity, and two corners of this holding parts are convexly equipped with a fixture block respectively, described holding parts is sticked in receiving space, raised line described in each is placed in groove described in liftedly, and described in fixture block described in each and, draw-in groove holds separably mutually.
2. one kind uses the mobile phone of chip bank card as claimed in claim 1, described mobile phone comprises a body, it is characterized in that: described mobile phone also comprises an interface and a Card Reader chip, described chip body to be installed in this interface and to set up with this Card Reader chip and is electrically connected.
3. mobile phone as claimed in claim 2, is characterized in that: described interface is a slide block being installed in this body slidably.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010269373.0A CN102385713B (en) | 2010-09-01 | 2010-09-01 | Chip bank card and use its mobile phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010269373.0A CN102385713B (en) | 2010-09-01 | 2010-09-01 | Chip bank card and use its mobile phone |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN102385713A CN102385713A (en) | 2012-03-21 |
| CN102385713B true CN102385713B (en) | 2016-01-06 |
Family
ID=45825112
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201010269373.0A Expired - Fee Related CN102385713B (en) | 2010-09-01 | 2010-09-01 | Chip bank card and use its mobile phone |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102385713B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102831733B (en) * | 2012-08-13 | 2015-06-10 | 深圳市新国都技术股份有限公司 | Split type bank card structure and a method for realizing wireless payment through intelligent terminal |
| CN103971456A (en) * | 2013-02-05 | 2014-08-06 | 中国银联股份有限公司 | Intelligent terminal wherein financial IC card can be embedded |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6796490B1 (en) * | 2000-10-04 | 2004-09-28 | Diebold, Incorporated | Automated banking machine system and method |
| CN201018551Y (en) * | 2007-01-31 | 2008-02-06 | 宁志刚 | Mobile phone with POS function and RF card function |
| CN101228539A (en) * | 2004-06-30 | 2008-07-23 | Nxp股份有限公司 | Chip card for insertion into a holder |
| CN101383018A (en) * | 2007-09-04 | 2009-03-11 | 上海瀚银信息技术有限公司 | Method for implementing non-contact payment based on intelligent storage card and mobile phone |
| CN201251793Y (en) * | 2008-08-04 | 2009-06-03 | 昆达电脑科技(昆山)有限公司 | Bank card |
| CN101739579A (en) * | 2008-11-21 | 2010-06-16 | 昆达电脑科技(昆山)有限公司 | Bank card |
| CN201527688U (en) * | 2009-06-17 | 2010-07-14 | 中国工商银行股份有限公司 | Quick payment system based on intelligent bank cards |
-
2010
- 2010-09-01 CN CN201010269373.0A patent/CN102385713B/en not_active Expired - Fee Related
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6796490B1 (en) * | 2000-10-04 | 2004-09-28 | Diebold, Incorporated | Automated banking machine system and method |
| CN101228539A (en) * | 2004-06-30 | 2008-07-23 | Nxp股份有限公司 | Chip card for insertion into a holder |
| CN201018551Y (en) * | 2007-01-31 | 2008-02-06 | 宁志刚 | Mobile phone with POS function and RF card function |
| CN101383018A (en) * | 2007-09-04 | 2009-03-11 | 上海瀚银信息技术有限公司 | Method for implementing non-contact payment based on intelligent storage card and mobile phone |
| CN201251793Y (en) * | 2008-08-04 | 2009-06-03 | 昆达电脑科技(昆山)有限公司 | Bank card |
| CN101739579A (en) * | 2008-11-21 | 2010-06-16 | 昆达电脑科技(昆山)有限公司 | Bank card |
| CN201527688U (en) * | 2009-06-17 | 2010-07-14 | 中国工商银行股份有限公司 | Quick payment system based on intelligent bank cards |
Also Published As
| Publication number | Publication date |
|---|---|
| CN102385713A (en) | 2012-03-21 |
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| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20160106 Termination date: 20170901 |