CN102271013A - Mobile device for supporting function of electronic purse - Google Patents
Mobile device for supporting function of electronic purse Download PDFInfo
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- CN102271013A CN102271013A CN201010199281XA CN201010199281A CN102271013A CN 102271013 A CN102271013 A CN 102271013A CN 201010199281X A CN201010199281X A CN 201010199281XA CN 201010199281 A CN201010199281 A CN 201010199281A CN 102271013 A CN102271013 A CN 102271013A
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- smart card
- mobile device
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- control circuit
- field communication
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Abstract
The invention relates to a mobile device for supporting a function of an electronic purse. The mobile device has a plurality of smart cards and a related circuit switching design, so that a user can use a plurality of electronic purse services by a single mobile device, wherein the electronic purse services are independent to each other; besides, elasticity and convenience for usage can be enhanced. The mobile device comprises: a first smart card, a second smart card, an NFC unit and a control circuit. The first smart card and the second smart card respectively include a first interface and a second interface; and the NFC unit is respectively coupled with the first and the second smart cards respectively by the first and the second interfaces. Besides, the NFC unit can make near field communication with an external apparatus and the control circuit is used for controlling the NFC unit to make communication with the first smart card or the second smart card.
Description
Technical field
The present invention refers to a kind of mobile device of supporting electronic purse function especially relevant for stored value card.
Background technology
In recent years, can utilize mobile phone to pay by mails or the various services of electronic transaction, for example take public transportation, shopping etc., more and more general trend was arranged with electronic purse function.Modal application mode is, mobile phone is used as contact type intelligent card (contactless smart card), as long as mobile phone is put in the wireless induction scope of the reading machine of supporting electronic purse function, the distance in for example about 10 centimeters just can be carried out value added or button value.Fig. 1 has shown in the prior art, utilizes aforementioned manner to carry out the calcspar of the mobile phone 10 of electronic purse function, and its utilization near-field communication (near-field communication, NFC) come to link up with outside NFC reading machine 16 by technology.Mobile phone 10 comprises subscriber identification module (subscriberidentity module, SIM) card 11, safety (security) chip 12, NFC chip 13, antenna 14 and control circuit 15.When mobile phone 10 places in the induction range of NFC reading machine 16, NFC chip 13 can be by antenna 14, the information (as value added/button value information) that NFC reading machine 16 is transmitted writes safety chip 12, or gives NFC reading machine 16 with data (as the available balance) passback that safety chip 12 stores.
Yet, when using mobile phone 10 to carry out electronic purse function, can run into following problem.The first, when the user changes mobile phone, can't take out the data (as available balance) that are stored in safety chip 12 originally, use to forward new mobile phone to; Second, because NFC chip 13 only can be by battery (the figure does not show) power supply of mobile phone 10, so when using mobile phone 10 to pay by mails, must determine that battery has, then following situation may take place in this way: after entering the rapid transit station, may continue to use mobile phone 10 (as saying phone) so that dead battery, cause to go out the rapid transit station.Above-mentioned these problems all can cause user's inconvenience.
Be to solve foregoing problems, develop then the single-wire communication agreement (single wire protocol, SWP), make mobile phone come the access SIM card by the NFC technology, as shown in Figure 2, wherein, mobile phone 20 comprises the SIM card 21 and NFC chip 23, antenna 24 and control circuit 25 of supporting SWP.By this, when the dead battery of mobile phone 20, NFC chip 23 still can produce electric power by the electromagnetic wave that the NFC reading machine transmits, and keeps running; On the other hand, the data that are stored in safety chip originally can be stored in SIM card 21, and can be used in the different mobile phones.Yet, because banking system, mass transit system ... Deng the independent separately mostly running of stored value card service provider, therefore be difficult to be incorporated into the single SIM card that telecommunications company issues, and cause the SIM card 21 actual stored value card service ranges that can support very limited.
Summary of the invention
In view of this, one object of the present invention, be to provide a kind of mobile device of supporting electronic purse function, it has a plurality of smart cards and relevant circuit switched design, allow the user use multiple stored value card service independent of each other, increase elasticity and facility on using by single mobile device.
The present invention has disclosed a kind of mobile device, comprises: first smart card comprises first interface; Second smart card comprises second interface; One near-field communication (NFC) unit is coupled to first smart card via first interface, and is coupled to second smart card via second interface; And control circuit, be coupled to the near-field communication unit, in order to control the near-field communication unit and first smart card or second smart card carries out communication.
The present invention discloses another kind of mobile device, comprises: first smart card and second smart card respectively comprise an interface; One near-field communication unit, via this interface be coupled to first smart card and second smart card one of them; Commutation circuit is coupled between the interface of the interface of near-field communication unit, first smart card and second smart card, in order to the foundation controlling signal, the near field communication unit is switched between the interface of first smart card and second smart card; And control circuit, be coupled to commutation circuit, in order to produce this controlling signal.
The present invention discloses another kind of mobile device, comprises: the near-field communication unit; Control circuit is coupled to the near-field communication unit, in order to produce a controlling signal; First smart card and second smart card respectively comprise an interface, wherein the interface of first smart card and second smart card be coupled to respectively near-field communication unit and control circuit one of them; First commutation circuit is coupled between near-field communication unit, first smart card and the control circuit, in order to according to this controlling signal, the interface of first smart card is switched between near-field communication unit and the control circuit; And second commutation circuit, be coupled between near-field communication unit, second smart card and the control circuit, in order to the foundation controlling signal, the interface of second smart card is switched between near-field communication unit and the control circuit.
Description of drawings
Fig. 1 has shown the calcspar of the mobile phone that is used to carry out electronic purse function in the prior art.
Fig. 2 has shown the calcspar of another mobile phone that is used to carry out electronic purse function in the prior art.
Fig. 3 has shown the calcspar of first embodiment of the mobile device of support electronic purse function of the present invention.
Fig. 4 is the calcspar of second embodiment of the mobile device of support electronic purse function of the present invention.
Fig. 5 is the calcspar of the 3rd embodiment of the mobile device of support electronic purse function of the present invention.
Fig. 6 is the calcspar of the 4th embodiment of the mobile device of support electronic purse function of the present invention.
Fig. 7 is the calcspar of the 5th embodiment of the mobile device of support electronic purse function of the present invention.
Description of drawings
10,20: mobile phone 11,21:SIM card
12: safety chip 13,23:NFC chip
14,24,34,44,54,64: antenna
15,25,35,45,55,65: control circuit
The 16:NFC reading machine
30,40,50,60,70: mobile device
31,32,41,42,51,52,61,62,71: smart card
33,43,53,63:NFC unit
36,46,56,66,67,68: commutation circuit
561,562: switch unit
39,49,59,69: controlling signal
72: memory 73: radio-frequency module
75: baseband circuit
76: the stored value card service provider
Embodiment
In the present invention, smart card (smart card), or claim IC-card, make a general reference the various cards that are embedded with the IC circuit, comprise contact and contactless (contactless), also comprise and have telecommunications functions, as SIM card or UICC (universal integrated circuit card) card.
Fig. 3 is the calcspar of first embodiment of the mobile device of support electronic purse function of the present invention, and wherein, mobile device 30 comprises smart card 31 and 32, near-field communication (NFC) unit 33, antenna 34, control circuit 35 and commutation circuit 36.Smart card 31 comprises first interface, ISO 7816 interfaces (being the standard interface of contact intelligent card) for example, can via commutation circuit 36 be coupled to NFC unit 33 and control circuit 35 one of them, 36 controlling signal 39 that produced according to control circuit 35 of commutation circuit are switched.Smart card 32 comprises second interface, and for example single-wire communication agreement (SWP) interface is used for being connected with NFC unit 33, as shown in Figure 3.Smart card 32 comprises an interface that is connected with control circuit 35 in addition, as ISO 7816 interfaces.Antenna 34 is coupled to NFC unit 33, can carry out near-field communication for the NFC reading machine 16 of NFC unit 33 and outside.Control circuit 35 can produce controlling signal 39, can be used to control NFC unit 33 will carry out communication with which smart card (being smart card 31 or 32) on the one hand, then controls commutation circuit 36 on the other hand and first interface of smart card 31 will be connected to NFC unit 33 or control circuit 35.In first embodiment, NFC unit 33 can respectively be a chip with control circuit 35.
Preferably, smart card 31 and 32 is all supported electronic purse function, for example, can electronic form store that money, consumption are counted, virtual token ... etc. any instrument with ability to pay, and mobile device 30 can be linked up by near-field communication technology and outside NFC reading machine 16 or other near-field communication devices, and for example, NFC reading machine 16 can send an access command, deliver to NFC unit 33 via antenna 34, smart card 31 or 32 is carried out the value added or button value of electronics to indicate it.Therefore, (these systems operate independently of one another usually when 32 support different electronic purse systems respectively when smart card 31, lack and integrate), for example smart card 31 can be supported mass transit system and smart card 32 can be supported banking system, the user just can use the electronic purse function of a plurality of systems incompatible with each other by single mobile device.For example, the user can be by user's interface (figure does not show) of operating moving device 30, which smart card decision will be chosen and carry out electronic purse function, and control circuit 35 is again according to user's instruction, produce suitable controlling signal 39, to control NFC unit 33 and commutation circuit 36 accordingly.First embodiment may extend to the situation of three or above smart card, so that the stored value card service of the more kinds of different systems of user to be provided.
Preferably, mobile device 30 is a mobile phone, wherein, smart card 31 and 32 both at least one have and support the mobile communication function.If smart card 31 (or 32) is supported the mobile communication function, then mobile device 30 can carry out communication by a smart card 31 (or 32) and a communication network, and link to stored value card service provider on the Internet (Internet) via this communication network, so that smart card 31 (or 32) is carried out electronic transaction, value added or value of button of stored value card for example.In this embodiment, control circuit 35 can be the baseband circuit in the mobile phone.
Therefore, mobile device 30 can have the execution mode of two kinds of value added/button values, and one for to implement by carrying out near-field communication with external device (ED), can be described as entity value added/the button value; Another is implemented for the stored value card service provider that links on the Internet by communication network, can be described as value added/button value in the air.Therefore, the user can need or the context condition in response to oneself, selects the mode of most convenient full blast, pays by mails.For example, the user can be intersected and used aforementioned dual mode, as entity value added/aerial button value, or value added in the air/entity button value is to increase the elasticity of using stored value card.
Following Fig. 4 to Fig. 6 shows other embodiment of the mobile device of support electronic purse function of the present invention respectively, and it all has two smart cards (also may extend to three or above smart card), to support a plurality of electronic purse systems of not integrating each other.And when wherein having arbitrary smart card to support the mobile communication function, these embodiment also can provide entity/aerial value added/button value function, so that diversified electronic payment mode to be provided.Fig. 4 is the calcspar of second embodiment of the mobile device of support electronic purse function of the present invention, and wherein, mobile device 40 comprises smart card 41 and 42, NFC unit 43, antenna 44, control circuit 45 and commutation circuit 46.Smart card 41 and 42 respectively comprises an interface, and for example the SWP interface is used for carrying out communication with NFC unit 43.NFC unit 43 via commutation circuit 46 be coupled to smart card 41 and 42 interface one of them, the controlling signal 49 that commutation circuit 46 is then produced according to control circuit 45 optionally is connected in NFC unit 43 interface of smart card 41 or 42.NFC unit 43 can carry out near-field communication via the NFC reading machine 16 of antenna 44 and outside, for example, NFC reading machine 16 can send an access command, delivers to NFC unit 43 via antenna 44, indicating it that smart card 41 or 42 is carried out the value added or button value of electronics, this be aforesaid entity value added/the button value.In this embodiment, NFC unit 43 can only have single interface that is connected with smart card, and by commutation circuit 46, mobile device 40 still can reach the purpose of supporting two sheet smart cards.
Fig. 5 is the calcspar of the 3rd embodiment of the mobile device of support electronic purse function of the present invention, and wherein, mobile device 50 comprises smart card 51 and 52, NFC unit 53, antenna 54, control circuit 55 and commutation circuit 56.Smart card 51 and 52 respectively comprises an interface, ISO 7816 interfaces for example, be coupled to respectively NFC unit 53 and control circuit 55 one of them.The controlling signal 59 that commutation circuit 56 can be produced according to control circuit 55 optionally is connected in the interface of smart card 51 or 52 with NFC unit 53, to use the electronic purse function of smart card 51 or 52.As shown in Figure 5, commutation circuit 56 also comprises switch unit 561 and 562, switch unit 561 is coupled between NFC unit 53, smart card 51 and the control circuit 55, can be according to controlling signal 59, the interface of smart card 51 is switched between NFC unit 53 and the control circuit 55; 562 of switch units are coupled between NFC unit 53, smart card 52 and the control circuit 55, can be according to controlling signal 59, the interface of smart card 52 is switched between NFC unit 53 and the control circuit 55.NFC unit 53 can carry out near-field communication via antenna 54 and outside NFC reading machine 16, with smart card 51 or 52 is carried out entities value added/the button value.In this embodiment, smart card 51 and 52 can only have an interface that externally connects, by suitably controlling switch unit 561 and 562, can allow control circuit 55 and NFC unit 53 connect smart card 51 and 52 (or connecting smart card 52 and 51 respectively) respectively, so, mobile device 50 also can reach the purpose of supporting two sheet smart cards simultaneously.
Fig. 6 is the calcspar of the 4th embodiment of the mobile device of support electronic purse function of the present invention, and wherein, mobile device 60 comprises smart card 61 and 62, NFC unit 63, antenna 64, control circuit 65 and commutation circuit 66,67,68.The main difference of the 4th embodiment and the 3rd embodiment is, the NFC unit more than 63 of the 4th embodiment another the group interface, SWP interface for example, can via commutation circuit 68 be connected to smart card 61 and 62 one of them, and commutation circuit 68 is switched according to controlling signal 69.Therefore, respectively have between NFC unit 63 and the smart card 61,62 two interfaces (for example ISO 7816 interfaces and SWP interface can be linked up as shown in Figure 6), for example carry out entity value added/the button value.
Fig. 7 is the calcspar of the 5th embodiment of the mobile device of support electronic purse function of the present invention, and wherein, mobile device 70 comprises smart card 71, memory 72, radio-frequency module 73 and baseband circuit 75.Smart card 71 can be supported the mobile communication function of communication network, uses so mobile device 70 can be used as mobile phone.Radio-frequency module 73 includes antenna (figure does not show), can be used to carry out data transmit-receive with communication network.But the relative application software of memory 72 stored electrons wallets service, but and baseband circuit 75 access memories 72, to carry out this relative application software, make mobile device 70 link to the stored value card service supplier of the Internet via communication network, come smart card 71 is carried out the value added or button value of electronics, this be aforesaid value added in the air/the button value.The 5th embodiment can combine with aforementioned first to fourth each embodiment, for example in aforementioned each embodiment, set up memory 72 (including the relative application software of stored value card service) and radio-frequency module 73, and use the smart card of supporting the mobile communication function, so that mobile device can link to the stored value card service provider 76 of the Internet via communication network.So, mobile device is support entity/aerial electronic purse function simultaneously just, to increase user's facility and elasticity.
The above utilizes preferred embodiment to describe the present invention in detail, but not limits the scope of the invention.Allly be familiar with present technique field person, can make many may the variation, still do not break away from the spirit and scope of the present invention according to the announcement of above embodiment.
Claims (17)
1. mobile device comprises:
One first smart card comprises one first interface;
One second smart card comprises one second interface;
One near-field communication unit is coupled to this first smart card via this first interface, and is coupled to this second smart card via this second interface; And
One control circuit, one of them carries out communication in order to control this near-field communication unit and this first smart card and this second smart card.
2. mobile device as claimed in claim 1 is characterized in that, this first interface is a single-wire communication agreement interface, and this second interface is ISO 7816 interfaces.
3. mobile device as claimed in claim 1 is characterized in that, this second interface is ISO 7816 interfaces, and this mobile device also comprises:
One switches circuit, in order to according to the controlling signal that this control circuit produced, these ISO 7816 interfaces of this second smart card is switched between this control circuit and this near-field communication unit.
4. mobile device as claimed in claim 1 is characterized in that, this mobile device is a mobile phone.
5. mobile device as claimed in claim 1 is characterized in that, this first smart card and this second smart card are all supported electronic purse function.
6. mobile device as claimed in claim 5 is characterized in that, this near-field communication unit is according to the access command of a near-field communication reading machine, and one of them carries out electronic transaction to this first smart card and this second smart card.
7. mobile device as claimed in claim 1, it is characterized in that, this first smart card is supported the mobile communication function, this mobile device carries out communication by this first smart card and a communication network, and link to stored value card service provider on the Internet via this communication network, so that this first smart card is carried out electronic transaction.
8. mobile device as claimed in claim 1 is characterized in that, this control circuit produces this controlling signal according to user instruction.
9. mobile device comprises:
One near-field communication unit;
One first smart card and one second smart card respectively comprise an interface;
One control circuit is in order to produce a controlling signal; And
One switches circuit, in order to according to this controlling signal, with this near-field communication unit optionally be connected in this first smart card and this second smart card this interface one of them.
10. mobile device as claimed in claim 9 is characterized in that, this interface is a single-wire communication agreement interface.
11. mobile device as claimed in claim 9 is characterized in that, this commutation circuit comprises:
One first switch unit in order to according to this controlling signal, switches on this interface of this first smart card between this near-field communication unit and this control circuit; And
One second switch unit in order to according to this controlling signal, switches on this interface of this second smart card between this near-field communication unit and this control circuit.
12. mobile device as claimed in claim 11 is characterized in that, this interface is ISO 7816 interfaces.
13. mobile device as claimed in claim 9 is characterized in that, this mobile device is a mobile phone.
14. mobile device as claimed in claim 9 is characterized in that, this first smart card and this second smart card are all supported electronic purse function.
15. mobile device as claimed in claim 9 is characterized in that, this near-field communication unit is according to the access command of a near-field communication reading machine, and one of them carries out electronic transaction to this first smart card and this second smart card.
16. mobile device as claimed in claim 9, it is characterized in that, this first smart card is supported the mobile communication function, this mobile device carries out communication by this first smart card and a communication network, and link to stored value card service provider on the Internet via this communication network, so that this first smart card is carried out electronic transaction.
17. mobile device as claimed in claim 9 is characterized in that, this control circuit produces this controlling signal according to user instruction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010199281.XA CN102271013B (en) | 2010-06-01 | 2010-06-01 | Mobile device for supporting function of electronic purse |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201010199281.XA CN102271013B (en) | 2010-06-01 | 2010-06-01 | Mobile device for supporting function of electronic purse |
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| CN102271013A true CN102271013A (en) | 2011-12-07 |
| CN102271013B CN102271013B (en) | 2014-12-10 |
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| CN103886364A (en) * | 2014-02-18 | 2014-06-25 | 北京中清怡和科技有限公司 | Memory card with intelligent chip |
| CN109034789A (en) * | 2017-06-08 | 2018-12-18 | 鸿骅科技股份有限公司 | Method for online payment, computer program product and mobile payment card thereof |
| CN113240414A (en) * | 2021-06-18 | 2021-08-10 | 中国银行股份有限公司 | Payment awakening system and working method |
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|---|---|
| CN102271013B (en) | 2014-12-10 |
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Effective date of registration: 20201124 Address after: No. 1, Xingzhu Road, Hsinchu Science Park, Taiwan, China Patentee after: MEDIATEK Inc. Address before: 405, 4th floor, 1st District, Shenzhen Bay science and technology ecological park, Aohai street, Nanshan District, Shenzhen City, Guangdong Province Patentee before: Mstar Semiconductor,Inc. Patentee before: MEDIATEK Inc. Effective date of registration: 20201124 Address after: 405, 4th floor, 1st District, Shenzhen Bay science and technology ecological park, Aohai street, Nanshan District, Shenzhen City, Guangdong Province Patentee after: Mstar Semiconductor,Inc. Patentee after: MEDIATEK Inc. Address before: 518057, Guangdong, Shenzhen hi tech Zone, South District, science and technology, South ten road, Shenzhen Institute of Aerospace Science and technology innovation, C block, building 4 Patentee before: Mstar Semiconductor,Inc. Patentee before: MSTAR SEMICONDUCTOR Inc. |