CN109034789A - Method for online payment, computer program product and mobile payment card thereof - Google Patents
Method for online payment, computer program product and mobile payment card thereof Download PDFInfo
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- CN109034789A CN109034789A CN201711467984.4A CN201711467984A CN109034789A CN 109034789 A CN109034789 A CN 109034789A CN 201711467984 A CN201711467984 A CN 201711467984A CN 109034789 A CN109034789 A CN 109034789A
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- payment card
- bluetooth
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- 238000010295 mobile communication Methods 0.000 claims description 82
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- 239000002184 metal Substances 0.000 claims description 23
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- 238000005538 encapsulation Methods 0.000 claims description 15
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
Abstract
Embodiments of the present invention provide an online payment method, a computer program product and a mobile payment card thereof, wherein an access mechanism and a verification mechanism with special arrangement are formed in an online payment process by a bluetooth communication pipeline, so that online payment transaction is facilitated and a secure access and authentication mechanism can be provided, and a bluetooth communication module specially configured on the mobile payment card brings better reliability and a wide application level of user experience.
Description
Technical field
The present invention relates to the method, computer program product and its mobile payment cards that pay on a kind of line, more particularly
About a kind of method, computer program product and its movement for pay on the line further applied by blue-tooth technology
Payment Card.
Background technique
E-commerce and financial system are combined, the development of mobile-payment system now is more and more quicker.Near-field communication
(Near Field Communication, NFC) technology is with radio frequency identification (Radio Frequency
Identification, RFID) derive the short-distance wireless communication technology of development based on standard, NFC technique is used in
In the mobile payment of proximal end.
When user is intended to using mobile payment, and with mobile communication device induction POS system (Point of Sales, sale
Point terminal) come when being paid the bill, POS system can be via the NFC chip and NFC antenna and safety element in mobile communication device
(Security Element, SE) is linked up, and then reads the data inside safety element, later again by NFC chip
The response signal that generates of voltage amplification chip amplification safety element, then signal reached into POS system through NFC antenna, with complete
At the mobile payment with authentication procedure.
For mobile payment card, near field communication technology using upper system using payment interface as single line connection protocol
The SWP-SIM card of (Single Wire Protocol, SWP) is as NFC terminal, however, this just must be transmitted through complicated association
It discusses to access the safety element (SE) in SWP-SIM card, and under different NFC operating modes, the standard that must be followed phase not to the utmost
Together, (such as: no comprising radio frequency protocol (such as: ISO 14443,18092), intermediate protocol (such as: various NFC Forum), application protocol
Regulation, NFC Forum RTD between the same industry), other agreements (such as: ETSI, RTD), in addition there are also they in NFC-SWP terminal
Testing standard and testing tool needed for relevant standardisation is corresponding, these complicated agreements need cell phone manufacturer, mobile phone NFC control
The common support of device manufacturer, mobile phone baseband chip (Baseband CPU) manufacturer, which results in current NFC mobile phones to visit SIM card
Ask that the support of interface is not high.
Summary of the invention
One of present invention is designed to provide a kind of convenient mobile payment pipeline.
Another object of the present invention is to provide a kind of without the method for complex protocol, program product and its mobile payment
Card.
A further object of the present invention is to improve the reliability and stability of move transaction process.
For the above-mentioned purpose and other purposes, the present invention proposes a kind of method paid on line, is to have applied to one
The mobile payment card that the mobile communication device of one transmission module and the mobile communication device have the second transmission module configured with one,
In the mobile payment card and there is an intelligent authentication module, this method includes: a payment program, by first transmission module with
The identical home control network communication protocol of second transmission module communicates wirelessly, and as the verifying pipeline paid on line, for the shifting
Dynamic communication device accesses the intelligent authentication module to complete to pay on line.
In one of present invention embodiment, first transmission module and second transmission module are all bluetooth communication module,
The payment program system is applied to the mobile communication device for having blue tooth communication function and the mobile communication device is configured with a tool
The mobile payment card of standby blue tooth communication function, the mobile payment card is interior and has the safety as the intelligent authentication module first
Part, which includes: response one line on payment services provide system a certification request program, the mobile communication device according to
According to certification request package one of is received, by one of mobile communication device device end bluetooth communication module with bluetooth communication side
Formula is wirelessly transferred corresponding authentication command package；Keep one of mobile payment card Payment Card end bluetooth communication module logical with bluetooth
News mode receives the authentication command package, and a security key package of corresponding generation is wirelessly transferred in a manner of bluetooth communication；Make
The device end bluetooth communication module of the mobile communication device receives the security key package and is committed to payment services on the line
Offer system；So that the mobile communication device is received payment services on the line and the authentication result of system is provided, it is complete after authenticating successfully
At the certification request program, and corresponding payment request package is wirelessly transferred in a manner of bluetooth communication；One payment request program,
Make the mobile payment card according to by the received payment request package of Payment Card end bluetooth communication module institute, it is dynamic to carry out payment
Make, and is wirelessly transferred a payment result by the Payment Card end bluetooth communication module and reports package；And fill the mobile communication
The device end bluetooth communication module set receives payment result report package, completes mobile payment program on line.
In one of present invention embodiment, after payment services on the line provide the certification success of system and the branch is being generated
Before paying Request Packet, further include in following additional authentication procedures at least first, in additional all authentication procedures certification at
Begin to generate the payment request package: a customer identification information authentication procedure after function, is that the mobile communication device is made to obtain a biology
Characteristic information, and be compared with user's biological information of storage in the mobile communication device, begin to recognize after comparing successfully
It demonstrate,proves successfully；And a user password authentication procedure, be so that the mobile communication device is obtained an encrypted message, and with the mobile communication
The user password information of storage is compared in device, begins to authenticate successfully after comparing successfully.
In one of present invention embodiment, which includes following at least its one: user fingerprints information, use
Family facial information, user's pupil information, user's voiceprint.
In one of present invention embodiment, first transmission module and second transmission module are all selected communication agreement,
The selected communication agreement can be radio facsimile Wi-Fi transport protocol or group's bee ZigBee wireless transmission protocol.
For the above-mentioned purpose and other purposes, the present invention proposes the computer program product paid on a kind of line again, is to take
It is loaded in a computer installation, the movement which has the first transmission module and have the second transmission module configured with one
Payment Card, the mobile payment card is interior and with the safety element as an intelligent authentication module, adds via the computer installation
It carries the program and executes a payment program, wherein the payment program system is identical as second transmission module by first transmission module
Home control network communication protocol communicate wirelessly, and as the verifying pipeline paid on line, access the intelligence for the computer installation
Authentication module is to complete to pay on line.
In one of present invention embodiment, the computer installation system be a mobile communication device, first transmission module and
Second transmission module is all bluetooth communication module, which is applied to the mobile communication for having blue tooth communication function
The step of device and the mobile communication device are configured with the mobile payment card for having blue tooth communication function, the payment program include
Foregoing method.
For the above-mentioned purpose and other purposes, the movement of the present invention for being used in preceding method or computer program product
Payment Card includes: a cladding material；And one system encapsulation packaging body, be by the cladding material part cladding, in the packaging body
It includes as the communication chip of the second transmission module and corresponding antenna traces, as the safety element of intelligent authentication module,
In, which couples the safety element, so that computer installation penetrates the communication chip by identical communication interface
The safety element is accessed, to complete payment program.
In one of present invention embodiment, which includes: a lower package body, has a bluetooth communication chip and a work
For the safety element of the intelligent authentication module；Packaging body on one has plural hard contact and a Bluetooth antenna route, respectively the gold
Belong to contact system not coated by the cladding material at least partly；And a middle layer packaging body group, it is on the lower package body
Side and on this between downside of packaging body, which has an at least middle layer packaging body, the middle layer packaging body
With a metal lapping layer and plural cloth line connection point, the area system of the metal lapping layer is less than packaging body or lower encapsulation on this
Body at least first, the grade cloth line connection point system couples packaging body and the corresponding site of the lower package body on this mutually.
In one of present invention embodiment, in the vertical direction of the packaging body, which is configured as
It is no more than the 20% of the Bluetooth antenna route area with the overlapping area of the metal lapping layer of the middle layer packaging body group.
In one of present invention embodiment, which is configured in adjacent to the edge of packaging body on this.
In one of present invention embodiment, the Bluetooth antenna route system is for vertical bar shape and L-shaped with a turnover.
In one of present invention embodiment, outer rim system of the Bluetooth antenna route away from packaging body on this is 3.9mm to 4.7mm
Between distance.
In one of present invention embodiment, outer rim system of the Bluetooth antenna route away from packaging body on this is about 4.3mm.
In one of present invention embodiment, the Bluetooth antenna route system not with the metal lapping of the middle layer packaging body group
Layer is overlapped in the vertical direction of the packaging body.
In one of present invention embodiment, which is latticed copper lapping layer.
In one of present invention embodiment, a near-field communication chip, a matching are more packaged in the downside of the lower package body
Circuit and a near field communication antenna route, the near field communication antenna route system couple the match circuit, match circuit system coupling
The near-field communication chip, for mobile communication device by bluetooth communication interface or near-field communication interface access the safety element from
And complete payment program.
In one of present invention embodiment, as a user identification module, which is user's body
One connecting pin subgroup of part identification module, the connection terminal system include VCC terminal, RST terminal, CLK terminal, I/O terminal,
GND terminal and SWP terminal.
In one of present invention embodiment, the power source end system of the safety element is the VCC terminal and the GND terminal,
And the VCC terminal and the GND terminal are coupled through the bluetooth communication chip and the near-field communication chip, make the confession of the safety element
Electricity is controlled by the bluetooth communication chip or the near-field communication chip, and (enable) the safety member is just enabled when payment is acted and carried out
Part uses electricity condition to high power consumption.
In one of present invention embodiment, which has a safety of payment element and telecommunications peace for separation
Full element, the safety of payment element system respectively couple the bluetooth communication chip and the near-field communication core by different interfaces
Piece, the telecommunication security element system couple by the VCC terminal, the RST terminal, the CLK terminal, the I/O terminal and the GND terminal
A baseband chip (Baseband Processor) for mobile communication device.
In one of present invention embodiment, which couples the bluetooth communication chip, logical by the bluetooth
Universal input/output interface (GPIO) of news chip couples the safety element.
It in one of present invention embodiment, is completed in the payment program in by accessing the safety element, the safety member
Part system is authenticated by disposal password (one time password, OTP) mechanism or a dynamic password (token) mechanism.
In one of present invention embodiment, the near-field communication chip and the bluetooth communication chip system respectively couple the safety
Element.
In one of present invention embodiment, which is configured in the edge of the neighbouring lower package body
And with the Bluetooth antenna route in be in the vertical direction of the packaging body not be overlapped or overlapping area be no more than the Bluetooth antenna line
The 10% of the area on road.
In one of present invention embodiment, the near field communication antenna route and the Bluetooth antenna route hanging down in the packaging body
Histogram is not Chong Die with the metal lapping layer of the middle layer packaging body group upwards.
In one of present invention embodiment, the intracorporal configuration system of the encapsulation of the system encapsulation is mounted the mobile payment card
When in the mobile communication device, the near field communication antenna route and the Bluetooth antenna route are in the vertical direction of the packaging body
It is not Chong Die with the metal grill element in mobile communication device, and the near field communication antenna route system fills adjacent to the mobile communication
The side set.
Accordingly, the invention discloses line on the method, program product and its mobile payment card that pay, in bluetooth communication pipeline
When being used in the process of online trading, the access of safety element is without complicated agreement, and process is succinct and contains and tests
Card mechanism, and by the mobile payment card of exposure of the embodiment of the present invention, high-reliability, online stability can be more brought, and same
When have under the mobile payment card of near-field communication ability and bluetooth communication ability, reach the more extensive user's body of application
It tests.
In order to more clearly illustrate the objectives, technical solutions, and advantages of the present invention, with reference to the accompanying drawing and specific embodiment party
The present invention is described in further detail for formula.In each attached drawing, identical appended drawing reference is had the same meaning.
Detailed description of the invention
Fig. 1 system is the method flow diagram that pays on the line of one embodiment of the invention.
Fig. 2 system is the embodiment of the present invention in the schematic diagram of the data flow procedure of payment on line.
Fig. 3 system is the architecture diagram of the mobile payment card of one embodiment of the invention.
Fig. 4 system is the architecture diagram of the mobile payment card of another embodiment of the present invention.
Fig. 5 system is the architecture diagram of the mobile payment card of yet another embodiment of the invention.
Fig. 6 system is the architecture diagram of the mobile payment card of further embodiment of this invention.
Fig. 7 system is the diagrammatic cross-section of the mobile payment card of one embodiment of the invention.
Fig. 8 system is the architecture diagram of the lower package body of the mobile payment card of one embodiment of the invention.
Fig. 9 system is the architecture diagram of the middle layer packaging body group of the mobile payment card of one embodiment of the invention.
Figure 10 system is the architecture diagram of packaging body on the mobile payment card of one embodiment of the invention.
Figure 11 system is the architecture diagram of the lower package body of the mobile payment card of another embodiment of the present invention.
Figure 12 system is a mobile device of the user identity module card of one embodiment of the invention.
Specific embodiment
In this article, described term " include including have " or other it is any it is similar with the meaning of one's words be non-to be only limitted to this
These important documents listed by text, but may include not expressly listed but the element, packaging body, lead in device or method
Often intrinsic other important documents or step.
In this article, described term " one " describes the element, material, packaging body etc..This measure is intended merely to
Facilitate explanation, and provides general meaning to the scope of the present invention.Therefore, unless it is obvious that it is meant otherwise, otherwise this
Kind description is understood to include one or at least one, and odd number also includes plural simultaneously.
In this article, described term " coupling " describes other representation functions such as the element, chip, device member
Connection relationship between part or object etc. can represent between the two connected directly or indirectly.It between the two may include others
Other are used for element or object of representation function etc. for element, chip, device etc., and can reach the institute under connection relationship between the two simultaneously
The function or movement that need to reach.In addition, the size dimension of block is only signal in each figure, obviously separately refer to him unless having in text
Otherwise meaning is not a kind of limitation.
The embodiment system of exposure herein is applied to have in a mobile communication device of blue tooth communication function, and the movement is logical
News device is configured with the mobile payment card for having blue tooth communication function, and the mobile payment card is interior and has a safety element,
In addition, being also applicable to have radio facsimile Wi-Fi transmittability, group's bee ZigBee wireless transmission capability or other wireless transmissions
The mobile communication device of ability, and the mobile payment card also has the Wi-Fi transmittability of correspondence, group bee ZigBee wireless transmission
Ability or other wireless transmission capabilities.The mobile communication device can for smartphone, tablet computer, laptop,
Personal digital assistant etc. has the electronic device of similar functions or is loosely referred to as the device of computer apparatus.The mobile payment card can be
A kind of card form SIM (Subscriber Identity Module) card, such as: Mini (mini) SIM card, Micro (micron)
SIM card or Nano (nanometer) SIM card.
In one embodiment, have blue tooth communication function the mobile payment card mean in be in the mobile payment card carry
There is bluetooth communication module, which simultaneously couples with the safety element, so that accessing the bluetooth communication module can have
There is the pipeline for accessing the safety element.Mobile communication device built-in bluetooth communication ability mostly now, this is but also by movement
The bluetooth communication chip of communication device ontology becomes to set up line of communication between the safety element in the mobile payment card
It may.In addition, the mobile communication device for having Wi-Fi communication function or group's bee ZigBee communication function also increasingly increases, this hair
Bright embodiment is to be by wireless telecommunications pipeline common on mobile communication device and in also having on mobile payment card pair
The wireless telecommunications pipeline answered is arranged in pairs or groups.Furthermore the embodiment system of this paper reaches high with arrangement by the special designing in process
Convenience and the mobile payment process for also having authentication mechanism.
Fig. 1 and Fig. 2, the method flow diagram paid on the line of Fig. 1 system one embodiment of the invention are please referred to, Fig. 2 system is this hair
Bright embodiment is in the schematic diagram of the data flow procedure of payment on line.
As shown in Figure 1, the method flow paid on line are as follows: S102, one certification request program of response, in a manner of bluetooth communication
It is wirelessly transferred corresponding authentication command package.The authentication command package is to send to give safety element.In detail, can join
Fig. 2, user can operate the application program (APP) that mobile communication device is carried/installed, and initiate a transaction (1), that is, generate
Mobile payment behavior on one line, the trade fair initiated enable application program payment services on a line provide system application and open
A dynamic certification request program (2), then the certification request package (3) that system is transmitted is provided received from payment services on the line.
The application program that mobile communication device is carried/installed is to parse certification request envelope after receiving the certification request package
It wraps and one of generates an authentication command package (4) accordingly, and make the mobile communication device device end bluetooth communication module and (move
The bluetooth communication module that device itself has), the authentication command package (5) is wirelessly transferred in a manner of bluetooth communication.
Payment services provide system for example such as third-party payment system or bank paying service system on the line,
In, third-party payment system is simultaneously cooperated and is linked with bank end, and it is general to provide system for payment services on line described herein
Refer to the related system or combinations thereof verified and paid for user.
Then such as the step S104 of Fig. 1, make mobile payment card receive the authentication command package in a manner of bluetooth communication to have no
A security key package caused by line transmission is corresponding.In detail, Fig. 2 can be joined, one of mobile payment card Payment Card end is blue
Tooth communication module the wireless receiving authentication command package and parses its (6) in a manner of bluetooth communication, then transmits the certification after parsing
Command code gives the operation core (7) of safety element, and safety element is corresponding to respond out a security key code (8), and the Payment Card end is blue
Tooth communication module is organized into a security key package (9) and wireless in a manner of bluetooth communication by Payment Card end bluetooth communication module
Transmit the security key package (10).
Then as Fig. 1 step S106, so that the device end bluetooth communication module of mobile communication device is received the security key
Package is simultaneously committed to payment services offer system on the line.In detail, Fig. 2, the device end bluetooth of mobile communication device can be joined
Communication module receives the security key package and parses its (11), to submit payment services on the security key package to line to provide
System (12).
Then as Fig. 1 step S108, make mobile communication device receive line on payment services provide system authentication result,
Corresponding payment request package is wirelessly transferred after authenticating successfully and in a manner of bluetooth communication.In detail, Fig. 2, line can be joined
Upper payment services provide system and are authenticated according to the received security key package of institute, for example, for confirming the safety
Whether key package, which does not build person in advance with user, is consistent, then authentication result is sent to mobile communication device (13).Mobile communication
Device and the one payment request package (15) of (14) corresponding generation after authenticating successfully, mobile communication device is with bluetooth communication side
Formula is wirelessly transferred the payment request package (16).
Then such as the step S110 of Fig. 1, progress payment request program.In detail, Fig. 2 can be joined, the mobile payment card according to
It is paid according to safety element is committed to by the received payment request package (17) of Payment Card end bluetooth communication module institute
It acts (18,19), and is wirelessly transferred a payment of the responded generation of the safety element by the Payment Card end bluetooth communication module
As a result the device end bluetooth communication module (21) of package (20) to the mobile communication device is reported.
Then such as mobile payment program on the step S112 of Fig. 1, completion line.In detail, Fig. 2 can be joined, the mobile communication
The device end bluetooth communication module of device receives payment result report package (22) and shows that related payment result (23) gives use
Know at family.
Wherein, after the certification for providing system in payment services on the line in step S108 succeeds and the branch is being generated
Pay Request Packet before, further include in following additional authentication procedures at least first, one be customer identification information authentication procedure,
One is user password authentication procedure.These additional authentication procedures can be performed one or all be performed, in all executing
In the case where, the limitation of the two authentication procedure without sequencing.
The authentication procedure system of the customer identification information make the mobile communication device obtain a biological information, and with the shifting
User's biological information of storage is compared in dynamic communication device, begins to authenticate successfully after comparing successfully.For example, should
Biological information may include following at least its one: user fingerprints information (penetrates the identification of fingerprint mould of mobile communication device
Block), the user's facial information camera model of mobile communication device (penetrate), user's pupil information (through mobile communication device it
Camera model), the user's voiceprint radio module of mobile communication device (penetrate) etc., also that is, user can build all one's life in advance
Object characteristic information or plural biological information, and the customer identification information authentication procedure can then run single kind of biological characteristic letter
The certification of breath or the certification for running plural kind of biological information.
The user password authentication procedure system make the mobile communication device obtain an encrypted message, and with the mobile communication device
The user password information of interior storage is compared, and begins to authenticate successfully after comparing successfully.In this way, needing to use through user authentication process
The participation at family itself can be further assured that this online trading system is the transaction that user itself knows, beginning to generate after passing through should
Payment request package.
Method as described in aforementioned can produce for executing the program of the methods of this for a kind of computer program available for download
Product (such as: the embedded payment services program of the application APP or application APP in store on line), have indigo plant being downloaded to
The mobile communication device of tooth communication function simultaneously runs in an operating system (Mobile operating system, Mobile OS, such as following behaviour
Make systematic name or registered trade mark it: Android, iOS, Symbian, Windows Phone and BlackBerry OS), with
And the mobile communication device be configured with one have a mobile payment card of blue tooth communication function after (such as installation has bluetooth biography
One mobile payment card of transmission function), it is performed in the program product, with the selection of the transaction payment confirmation of user, Ji Keling
The mobile communication device and mobile payment card collaboration can make the process letter of payment transaction to execute aforementioned method and step
It is clean and contain authentication mechanism, without the various agreements of overcomplicated, also allow supplying unit energy on mobile payment links
It reaches quickly and conveniently and effectively puts into various applications.Aforementioned computer program product can also be stored to a readable in computer matchmaker
Body, and after computer apparatus installs the computer readable media, execute such as aforementioned method of payment.
Then referring to Fig. 3, being the architecture diagram of the mobile payment card of one embodiment of the invention.Embodiment in Fig. 3~10
System is using the mobile payment card 300 of nano SIM size as example.As shown in figure 3, being configured on mobile payment card 300: as
Safety element 310, bluetooth communication chip 322 and the near field communication module 330 of user's identification chip.The near field communication module 330
Near-field communication chip 332, match circuit 334 and near field communication antenna route 336 are included, 336 system of near field communication antenna route
The match circuit 334 is coupled, makes what the NFC IC in near-field communication chip 332 sent out can measure through the match circuit 334
Maximumlly to pass near field communication antenna route 336 (modulating the NFC sensor signal from antenna end reception), the near-field communication
Chip 332 then may include NFC IC and LC filter or use the contactless front end of near-field communication label (NFC Tag
Contactless Front-end,NFC TCF).Wherein, the bluetooth communication antenna which arranges in pairs or groups is in this
It is not indicate it in figure, sees Fig. 6 and Figure 10.
As shown in figure 3,322 system of bluetooth communication chip couples the safety element 310, and the near-field communication chip 332 is then
It is coupled to the bluetooth communication chip 322, universal input/output of the near-field communication chip 332 through the bluetooth communication chip 322
Interface (GPIO), such as: SPI or UART interface are used, to be coupled to the safety element 310, this embodiment system is limited to this
The specification of safety element 310,310 system of safety element belong to single face, therefore needing that the near-field communication chip 332 is enabled to penetrate should
Universal input/output interface (GPIO) of bluetooth communication chip 322 is coupled to the safety element 310, is in general one kind
Single interface but the safety element for having large capacity.
Under the example of Fig. 3, which is provided simultaneously with bluetooth communication chip 322 and near-field communication chip
332, so that the outside NFC device as NFC wireless transmission connecting pin E4, can pass through near-field communication chip 332 and accesses the safety
Element 310.Single line connection protocol (SWP) can also be penetrated in the NFC controller (not shown) in mobile communication device, via this
The end SWP (E1) of mobile payment card 300 accesses the safety element 310.C1(VCC),C2(RST),C3(CLK),C5(GND),C7
(I/O) etc. five pins are the pins of conventional lower SIM card, and the interface of SIM card and NFC chip includes three lines: VCC (C1),
GND(C5),SWP(C6).The fundamental frequency core in the safety element 310 and mobile communication device is coupled through the connecting pin ISO7816 E2
Piece (Baseband Processor).It is wirelessly connected by the bluetooth communication chip 322 in the mobile communication device and originally has
Have/external Bluetooth wireless transmission connecting pin E3.
In addition, the power source end of the safety element 310 can be the VCC terminal and the GND terminal, and logical through the bluetooth
Interrogate chip 322 and the near-field communication chip 332 and couple the VCC terminal and the GND terminal, make the power supply of the safety element 310 by
It controls in the bluetooth communication chip 322 or the near-field communication chip 332, and then just can enable (enable) when payment is acted and carried out
The safety element 310 uses electricity condition to high power consumption, remaining time can enable the safety element 310 be in low consumption electricity condition, into one
Step saves power consumption.
Then referring to Fig. 4, being the architecture diagram of the mobile payment card of another embodiment of the present invention.Under the embodiment of Fig. 4,
System is a kind of safety element for having double nip (comprising contact interface and non-contact interface) but having low capacity, therefore the near-field communication
Chip 332 and the bluetooth communication chip 322 discriminably couple the safety element 310.
Then referring to Fig. 5, being the architecture diagram of the mobile payment card of yet another embodiment of the invention.Under the embodiment of Fig. 5,
The aforementioned safety element as user's identification chip has a safety of payment element 312 and a telecommunication security element 314 for separation.
312 system of safety of payment element respectively couples the bluetooth communication chip 322 and the near-field communication chip by different interfaces
332.The telecommunication security element 314 is then by the VCC terminal, the RST terminal, the CLK terminal, the I/O terminal and the end GND
The baseband chip of son coupling mobile communication device, forms the connecting pin ISO7816 E2.The telecommunication security element 314 and by the VCC
The NFC controller of terminal (C1), the GND terminal (C5), the SWP terminal (C6) coupling mobile communication device, to form single line company
Meet agreement connecting pin E1.
Then referring to Fig. 6, being the architecture diagram of the mobile payment card of further embodiment of this invention.Under the embodiment of Fig. 6,
System does not have aforementioned near field communication module 330.It is the bluetooth communication antenna 324 that example goes out bluetooth communication module 320 in Fig. 6,
It is the edge for being configured in mobile payment card 300.
Then referring to Fig. 7, being the diagrammatic cross-section of the mobile payment card of one embodiment of the invention.For run it is aforementioned it
The mobile payment card of on-line payment must integrate the bluetooth communication module 320 and the safety element as user's identification chip
310, it is preferably more to integrate the near field communication module 330, in the system of Fig. 8~10, to be integrated with, the bluetooth communication module 320, this is close
Communication module 330 and as the safety element 310 of user's identification chip for.
As shown in fig. 7, mobile payment card, includes: cladding material 350 and the packaging body 360 of system encapsulation.The cladding material 350
For example may be used are as follows: the plastics of polyvinyl chloride (PVC), acrylonitrile (ABS) or combinations thereof or other be suitable for configuration SIM
The material of card.360 system of packaging body of system encapsulation (System in Package) is different from traditional SIM card manufacturing process,
It include a chip or complex chip, along with such as passive device, capacitor, resistance, connector, day but in an IC package body
The encapsulation more than any elements such as line forms multiple discrete components and is directly encapsulated into packaging body together, and is similar to encapsulation
Body integrates.
As shown in fig. 7, the packaging body 360 includes: packaging body 362, a lower package body 366 and a middle layer packaging body on one
Group 364.Packaging body 362 has plural hard contact and a Bluetooth antenna route (seeing Figure 10) on this, respectively the hard contact
System is not coated by the cladding material 360 at least partly, to manifest the pin of aforementioned SIM card.
Then referring to Fig. 8, being the architecture diagram of the lower package body of the mobile payment card for one embodiment of the invention.The lower envelope
Filling body 366 has bluetooth communication chip 322, near field communication module 330 and a safety element 310 as user's identification chip.
Then referring to Fig. 9, being the architecture diagram of the middle layer packaging body group of the mobile payment card for one embodiment of the invention.
The middle layer packaging body group 364 may include an at least middle layer packaging body, mainly be as packaging body 362 on this and the lower envelope
The layout of the electric property coupling between body 366 is filled, or as each interelement on packaging body 362 on this and the lower package body 366
The layout of electric property coupling.The upside and envelope on this that 364 system of middle layer packaging body group is located at the lower substrate of the lower package body 366
Between the downside for filling the upper substrate of body 362.Middle layer packaging body has a metal lapping layer 3642 and plural cloth line connection point, Fig. 9
It is only illustrated with the metal lapping layer 3642 in a region by middle system.The periphery of the metal lapping layer 3642 includes (that is, with the gold
The periphery for belonging to lapping layer 3642 calculates) area system be less than packaging body 362 on this or the lower package body 366 at least first,
Also that is, the metal lapping layer 3642 is limited in a predetermined range with the area system that periphery includes, so that of the invention
The mobile payment card of one embodiment can be packaged into a packaging body, and make the function of each element normally without anxiety.Wherein, this described
Equal cloth line connection point system couples packaging body 362 on this with 366 phase of lower package body, or as under packaging body 362 on this and this
The layout of the electric property coupling of each interelement on packaging body 366.In addition, 3642 system of metal lapping layer can provide the good effect that radiates
Fruit, and it was stuck in the mobile payment for example: when the processing procedure of SMT IR reflow, the warpage of substrate is controlled to ideal
In range, while the metal lapping layer 3642 also can provide the jamproof effect of RF high frequency.
Then referring to Fig. 10, being the architecture diagram of packaging body on the mobile payment card for one embodiment of the invention.Upper envelope
Contact layer 3622 and a Bluetooth antenna route 324 that body 362 has plural hard contact formation are filled, respectively the hard contact system is at least
Part is not coated by the cladding material 350, to manifest the pin of aforementioned SIM card, such as user identification module
The one connecting pin subgroup of (Subscriber Identity Module, SIM), the connection terminal system include VCC terminal, RST
Terminal, CLK terminal, I/O terminal, GND terminal and SWP terminal.
As shown in figs. 8-10, which is overlapped, the as encapsulation of system encapsulation (System in Package)
As a result, 324 system of Bluetooth antenna route is configured in adjacent to the edge of packaging body 362 on this.Further, the Bluetooth antenna line
324 system of road is for vertical bar shape and L-shaped with a turnover, wherein the outer rim of the Bluetooth antenna route 324 away from packaging body on this
System is 3.9mm to the distance d1 between 4.7mm.
In an embodiment, the Bluetooth antenna route 324 preferably system not with the metal lapping of the middle layer packaging body group
Layer 3642 is overlapped in the vertical direction of the packaging body 360.In addition, 336 system of near field communication antenna route be configured in it is neighbouring
The edge of the lower package body 366 and with the Bluetooth antenna route 324 in being not be overlapped or again in the vertical direction of the packaging body 360
Folded area is no more than the 10% of the area of the Bluetooth antenna route 324.Furthermore the near field communication antenna route 336 and the bluetooth
Antenna traces 324 further also can be in not metal with the middle layer packaging body group in the vertical direction of the packaging body 360
Lapping layer 3642 generates overlapping.Wherein, the vertical direction of the packaging body means the normal side on laminar Payment Card surface
To.
Still further, the design of the packaging body 360 can match according to the structure inside the mobile communication device to be carried
It sets to carry out corresponding design, also that is, the configuration system in the packaging body 360 of the system encapsulation pacifies the mobile payment card 300
When being filled in the mobile communication device, the near field communication antenna route 336 and the Bluetooth antenna route 324 are in the packaging body 360
Vertical direction on be not in the mobile communication device arbitrary metal grill element or metal sheet it is Chong Die, and the near field
The position system of communication antenna route 336 can be adjacent to the side of the mobile communication device.
In addition, the near field communication antenna route 336 can be configured in its elsewhere at the edge of the neighbouring lower package body 366,
The architecture diagram of the lower package body of the mobile payment card of another embodiment of the present invention as shown in figure 11, Figure 11 are shown under this
The top edge of packaging body 366, it will thus be appreciated that the near field communication antenna route 336 can also be configured in the neighbouring lower package body
366 left edge or lower edge, for example, can according to it is corresponding using mobile communication device interior design it is corresponding to do
It arranges, when so that the mobile payment card 300 being mounted in mobile communication device, which can be close to
Four lateral margins of mobile communication device ontology.Wherein, architecture diagram system shown in Fig. 8~11 represents and has on the respectively packaging body
Circuit module has no the overlapping connection type for illustrating route for understanding the configuration scenario of the circuit blocks in embodiment.
It is a mobile device 100 of the user identity module card 110 for one embodiment of the invention next referring to Figure 12.
The mobile device 100 can be common mobile device such as a mobile phone or a tablet computer comprising one first transmission mould
Block 120 and subscriber identity module (subscriber identity module, SIM) card 110.
First transmission module 120 is for receiving and dispatching one first message 115.User identity module card 110 is in addition to including tradition
SIM card is used to store except the circuit element of user identity identification data, further includes that one second transmission module, 160, one intelligence is recognized
Demonstrate,prove module 130 and an antenna 140.Second transmission module 160 is for receiving and dispatching first message 115.The intelligent authentication module
130 for carrying out an authentication procedure by first message 115.The antenna 140 is electrically connected the intelligent authentication module 130.
In detail, in an embodiment of the present invention, increase additional element and simplified communication process to reduce, as before
It is described, using the basis for being provided with bluetooth (Bluetooth) device in existing mobile device, can design allow this first transmission mould
Block 120 and second transmission module 160 are all bluetooth module.Therefore can make under the premise of being not required to changing mobile device
With embodiment described in the invention.
Further, which can be to pass through disposal password (one time password, OTP) mechanism or one
The certification message that dynamic password (token) mechanism generates.At this moment, which is by first transmission module 120
It is sent to second transmission module 160.In other words, which is needed for the remote authentication to be carried out of mobile device 100
The necessary information wanted is different from the user identity identification data that traditional SIM card is stored.That is, by being arranged at this
Second transmission module 160 in user identity module card 110 and the intelligent authentication module 130 are arranged in pairs or groups first transmission module
120 just can complete the authentication procedure for needing an additional carrier that can complete in the prior art.
In detail, which can be near-field communication (near field communication, NFC) module.Near field is logical
Interrogating the now most-often used occasion of module is induction transaction.In near-field communication induction transaction application, Bluetooth function can be used as shifting
The line of communication between application program and the intelligent authentication module 130 in dynamic device, so as to user's management, accesses the intelligence
Content in authentication module 130.
As an example it is assumed that an application program is electronic money packet, when user is intended in operating one " newly-increased letter in mobile device
With card " after payment action, bank end can first be verified and encrypt this data, then by this data back mobile device 100,
Encryption data after passback is then wireless in a manner of bluetooth by first transmission module 120 and second transmission module 160
It is transmitted to the user identity module card 110, and is stored in the intelligent authentication module 130.In other words, near field in the prior art
The impossible teleprogram of communication module (including inquiry into balance, long-range Stored Value etc..) can have by this creation
The user identity module card 110 of bluetooth and near-field communication function is completed.At this moment, first message 115 be by this second
Transmission module 160 is sent to first transmission module 120.
Furthermore when 100 failure of mobile device, because the certification message of user is stored in the user identity module card
In the 110 intelligent authentication module 130, and remote authentication program is also mainly realized by the user identity module card 110, user
Only needing the user identity module card 110 extraction changing to another mobile device can continue to use, and reduce user not
Just.Therefore, by mobile device and user identity module card, allow user while simplified mobile device recognizes system, by
Second transmission module, antenna and intelligent authentication module are accommodated into user identity module card, shifting in the prior art is avoided
Dynamic device or carrier failure and cause user can not carry out it is any long-range or proximally authentication procedure the technical issues of.
In summary, the invention discloses line on the method, program product and its mobile payment card that pay, in bluetooth communication
When pipeline is used in the process of online trading, the access of safety element is without complicated agreement, and process is succinct and includes
Authentication mechanism, and configured by the thin portion of the packaging body of the mobile payment card of exposure of the embodiment of the present invention, can more it bring height can
By spending, improving stability, and have under the mobile payment card of near-field communication ability and bluetooth communication ability at the same time, reaches application
The more extensive user experience of level.
It should be noted that the various aspects of the above discribed embodiment can carry out mutual combination and/or replacement,
Unless between this combination and/or replacement, there are mutually exclusive situations.
Although depicting the present invention above by embodiment, but it is to be understood that, those of ordinary skill in the art are not
It is detached from invention scope of the invention, according to improving on an equal basis made by the present invention, the invention scope that should be of the invention is covered.
Claims (25)
1. a kind of method paid on line is the mobile communication device for having the first transmission module applied to one and the mobile communication
The mobile payment card that device has the second transmission module configured with one, the mobile payment card is interior and has an intelligent authentication module,
This method includes: a payment program, by first transmission module home control network communication protocol identical with second transmission module into
Row wireless telecommunications, and as the verifying pipeline paid on line, the intelligent authentication module is accessed for the mobile communication device to complete
It is paid on line.
It, should 2. the method as described in claim 1, first transmission module and second transmission module are all bluetooth communication module
Payment program system is applied to the mobile communication device for having blue tooth communication function and the mobile communication device has configured with one
The mobile payment card of blue tooth communication function in the mobile payment card and has a safety element as the intelligent authentication module,
The payment program includes:
It responds payment services on a line and one certification request program of system is provided, which recognizes according to one of receiving
Request Packet is demonstrate,proved, is wirelessly transferred correspondence in a manner of bluetooth communication by one of mobile communication device device end bluetooth communication module
An authentication command package；
One of mobile payment card Payment Card end bluetooth communication module is set to receive the authentication command package in a manner of bluetooth communication, and
A security key package of corresponding generation is wirelessly transferred in a manner of bluetooth communication；
Make the device end bluetooth communication module of the mobile communication device receive the security key package and be committed on the line to prop up
Pay service provider system；
So that the mobile communication device is received payment services on the line and the authentication result of system is provided, completes this after authenticating successfully and recognize
Requestor is demonstrate,proved, and is wirelessly transferred corresponding payment request package in a manner of bluetooth communication；
One payment request program makes the mobile payment card according to by the received payment of Payment Card end bluetooth communication module
Request Packet carries out payment movement, and is wirelessly transferred a payment result by the Payment Card end bluetooth communication module and reports package；
And
So that the device end bluetooth communication module of the mobile communication device is received payment result report package, completes to move on line
Payment program.
3. method according to claim 2, wherein after payment services on the line provide the certification success of system and generating
Before the payment request package, further include in following additional authentication procedures at least first, recognizing in additional all authentication procedures
Begin to generate the payment request package after demonstrate,proving successfully:
One customer identification information authentication procedure is so that the mobile communication device is obtained a biological information, and lead to the movement
User's biological information of storage is compared in news device, begins to authenticate successfully after comparing successfully；And
One user password authentication procedure, be make the mobile communication device obtain an encrypted message, and in the mobile communication device
The user password information of storage is compared, and begins to authenticate successfully after comparing successfully.
4. method as claimed in claim 3, wherein the biological information includes following at least its one: user fingerprints letter
Breath, user's facial information, user's pupil information, user's voiceprint.
5. the computer program product paid on a kind of line is to be equipped on a computer installation, which has first
Transmission module and the mobile payment card for having the second transmission module configured with one, the mobile payment card is interior and has as an intelligence
One safety element of authentication module loads the program via the computer installation and executes a payment program, wherein the payment program
System communicates wirelessly by first transmission module home control network communication protocol identical with second transmission module, and as on line
The verifying pipeline of payment accesses the intelligent authentication module for the computer installation to complete to pay on line.
6. computer program product as claimed in claim 5, wherein the computer installation system is a mobile communication device, this
One transmission module and second transmission module are all bluetooth communication module, which is applied to have blue tooth communication function
The mobile communication device and the mobile communication device be configured with and have the mobile payment card of blue tooth communication function, the payment journey
The step of sequence, includes the method as described in any one of claim 2 to 4.
7. a kind of mobile payment card is to be used in computer program described in method or claim 5 as described in claim 1
Product includes:
One cladding material；And
The packaging body of one system encapsulation, be by the cladding material part cladding, include as the second transmission module in the packaging body
Communication chip and corresponding antenna traces, as the safety element of intelligent authentication module, wherein the communication chip system coupling should
Safety element, so that computer installation accesses the safety element through the communication chip by identical communication interface, thus complete
At payment program.
8. mobile payment card as claimed in claim 7, wherein the packaging body includes:
One lower package body has a bluetooth communication chip and a safety element as the intelligent authentication module；
Packaging body on one has plural hard contact and a Bluetooth antenna route, and respectively the hard contact system is not at least partly by this
Cladding material is coated；And
One middle layer packaging body group is middle layer encapsulation between the downside of packaging body on the upside of the lower package body and this
Body group has an at least middle layer packaging body, which has a metal lapping layer and plural cloth line connection point, should
The area system of metal lapping layer be less than packaging body or the lower package body on this at least first, the grade cloth line connection point system makes on this
Packaging body and the corresponding site of the lower package body mutually couple.
9. mobile payment card as claimed in claim 8, wherein in the vertical direction of the packaging body, the Bluetooth antenna route
System is configured as being no more than the Bluetooth antenna route area with the overlapping area of the metal lapping layer of the middle layer packaging body group
20%.
10. mobile payment card as claimed in claim 8, wherein the Bluetooth antenna route system is configured in adjacent to packaging body on this
Edge.
11. mobile payment card as claimed in claim 10, wherein the Bluetooth antenna route system is vertical bar shape and has a turnover
And it is L-shaped.
12. mobile payment card as claimed in claim 10, wherein outer rim system of the Bluetooth antenna route away from packaging body on this is
3.9mm is to the distance between 4.7mm.
13. mobile payment card as claimed in claim 10, wherein outer rim system of the Bluetooth antenna route away from packaging body on this be about
For 4.3mm.
14. mobile payment card as claimed in claim 10, wherein the Bluetooth antenna route system not with the middle layer packaging body group
The metal lapping layer be overlapped in the vertical direction of the packaging body.
15. mobile payment card as claimed in claim 10, wherein the metal lapping series of strata are latticed copper lapping layer.
16. the mobile payment card as described in claim 8 to 15, wherein it is logical to be more packaged with a near field in the downside of the lower package body
News chip, a match circuit and a near field communication antenna route, the near field communication antenna route system couple the match circuit, this
The near-field communication chip is coupled with circuit system, so that mobile communication device is accessed by bluetooth communication interface or near-field communication interface
The safety element is to complete payment program.
17. mobile payment card as claimed in claim 16 is as a user identification module, wherein this waits hard contacts
System is a connecting pin subgroup of the user identification module, which includes VCC terminal, RST terminal, the end CLK
Son, I/O terminal, GND terminal and SWP terminal.
18. mobile payment card as claimed in claim 17, wherein the power source end system of the safety element be the VCC terminal with
The GND terminal, and the VCC terminal and the GND terminal are coupled through the bluetooth communication chip and the near-field communication chip, make the peace
The power supply of full element is controlled by the bluetooth communication chip or the near-field communication chip, just enables the safety when payment is acted and carried out
Element uses electricity condition to high power consumption.
19. mobile payment card as claimed in claim 17, wherein user's identification chip has the safety of payment member of separation
Part and a telecommunication security element, the safety of payment element system respectively couple the bluetooth communication chip by different interfaces and should
Near-field communication chip, the telecommunication security element system is by the VCC terminal, the RST terminal, the CLK terminal, the I/O terminal and is somebody's turn to do
A baseband chip (Baseband Processor) for GND terminal coupling mobile communication device.
20. mobile payment card as claimed in claim 16, wherein the near-field communication chip system couples the bluetooth communication chip, by
The safety element is coupled by universal input/output interface (GPIO) of the bluetooth communication chip.
21. mobile payment card as claimed in claim 16, wherein the near-field communication chip and the bluetooth communication chip system are distinguished
Ground couples the safety element.
22. mobile payment card as claimed in claim 16, wherein in completing the payment program by accessing the safety element
In, the safety element system is by disposal password (one time password, OTP) mechanism or a dynamic password (token) machine
System is authenticated.
23. mobile payment card as claimed in claim 16, wherein the near field communication antenna route system is configured under this
The edge of packaging body and with the Bluetooth antenna route in being that not be overlapped or overlapping area is no more than in the vertical direction of the packaging body
The 10% of the area of the Bluetooth antenna route.
24. mobile payment card as claimed in claim 23, wherein the near field communication antenna route and the Bluetooth antenna route in
It is not Chong Die with the metal lapping layer of the middle layer packaging body group in the vertical direction of the packaging body.
25. mobile payment card as claimed in claim 24, wherein the intracorporal configuration system of the encapsulation of the system encapsulation makes the movement
When Payment Card is mounted in the mobile communication device, the near field communication antenna route and the Bluetooth antenna route are in the packaging body
Vertical direction on be not Chong Die with the metal grill element in mobile communication device, and the near field communication antenna route system is neighbouring
The side of the mobile communication device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210031810.8A CN114219475A (en) | 2017-06-08 | 2017-12-29 | Mobile payment card |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW106208289U TWM549900U (en) | 2017-06-08 | 2017-06-08 | Mobile device and subscriber identity module card |
| TW106208289 | 2017-06-08 |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202210031810.8A Division CN114219475A (en) | 2017-06-08 | 2017-12-29 | Mobile payment card |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109034789A true CN109034789A (en) | 2018-12-18 |
| CN109034789B CN109034789B (en) | 2022-02-15 |
Family
ID=61013290
Family Applications (3)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201721455089.6U Active CN207869159U (en) | 2017-06-08 | 2017-11-03 | Mobile device and subscriber identity module card |
| CN202210031810.8A Pending CN114219475A (en) | 2017-06-08 | 2017-12-29 | Mobile payment card |
| CN201711467984.4A Active CN109034789B (en) | 2017-06-08 | 2017-12-29 | Method for online payment, computer program product and mobile payment card thereof |
Family Applications Before (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201721455089.6U Active CN207869159U (en) | 2017-06-08 | 2017-11-03 | Mobile device and subscriber identity module card |
| CN202210031810.8A Pending CN114219475A (en) | 2017-06-08 | 2017-12-29 | Mobile payment card |
Country Status (2)
| Country | Link |
|---|---|
| CN (3) | CN207869159U (en) |
| TW (1) | TWM549900U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110992581A (en) * | 2019-10-24 | 2020-04-10 | 北京智慧中网科技有限公司 | City all-purpose card with dual identification code |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP3531615B1 (en) * | 2018-02-21 | 2024-04-10 | EM Microelectronic-Marin SA | Method for authenticating a transponder communicating with a server |
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| CN110992581A (en) * | 2019-10-24 | 2020-04-10 | 北京智慧中网科技有限公司 | City all-purpose card with dual identification code |
Also Published As
| Publication number | Publication date |
|---|---|
| TWM549900U (en) | 2017-10-01 |
| CN207869159U (en) | 2018-09-14 |
| CN114219475A (en) | 2022-03-22 |
| CN109034789B (en) | 2022-02-15 |
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