CN206584403U - Payment devices and system - Google Patents
Payment devices and system Download PDFInfo
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- CN206584403U CN206584403U CN201720269343.7U CN201720269343U CN206584403U CN 206584403 U CN206584403 U CN 206584403U CN 201720269343 U CN201720269343 U CN 201720269343U CN 206584403 U CN206584403 U CN 206584403U
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Abstract
The utility model is related to a kind of payment devices and system, and payment devices are electrically connected with the controller.Payment devices include substrate.Fingerprint recognition chip and NFC chip are integrated with substrate.NFC chip exchanges data with other NFC devices, and the data received are sent to controller.Fingerprint recognition chip gathers the finger print data of user, and will collect finger print data and send to controller.Controller is handled with the data from NFC chip finger print data, and controls NFC chip to be run with fingerprint recognition chip.NFC technique and fingerprint identification technology are merged by the payment devices and system, during mobile payment or mobile-phone payment, and NFC can be selected to pay or fingerprint payment according to actual conditions, the convenience used is improved.Also, checking can also be identified using fingerprint during NFC is paid, so as to improve the security of NFC payments.
Description
Technical field
The utility model is related to e-payment technical field, more particularly to a kind of payment devices and system.
Background technology
E-payment, which refers to pass through payment information using safe electronic means between consumer, businessman and financial institution, to be believed
Bank or corresponding processing mechanism are sent to breath network security, to realize currency payment or the behavior of fund flow.
As science and technology is maked rapid progress, the increasing portable electronic such as mobile phone, tablet personal computer and notebook computer
Device has become instrument indispensable in people's life, therefore is obtained using the progress e-payment of these portable electronic equipments
Increasingly it is widely applied.However, because portable electron device is generally personal use, the personal information of its internal reservoir is needed
Protected, thus how to provide it is a kind of not only safety but also easily electronic payment mode be that people compare asking for concern always
Topic.
Utility model content
Based on this, it is necessary to for how to provide it is a kind of not only safety but also easily electronic payment mode there is provided a kind of electronics
Payment mechanism and system.
A kind of payment devices, the payment devices are electrically connected with the controller；The payment devices include
Substrate；Fingerprint recognition chip and NFC chip are integrated with the substrate；
The NFC chip exchanges data with other NFC devices, and the data received are sent to the controller；Institute
State fingerprint recognition chip and gather the finger print data of user, and the finger print data will be collected and send to the controller；It is described
Data of the controller to the finger print data and from the NFC chip are handled, and control the NFC chip to refer to described
Line identification chip is run.
In one of the embodiments, the NFC chip, the fingerprint recognition chip and the controller are electrically connected successively
Connect.
In one of the embodiments, the NFC chip is electrically connected with the fingerprint recognition chip by I2C buses.
In one of the embodiments, the fingerprint recognition chip is electrically connected with the controller by spi bus.
In one of the embodiments, the NFC chip, the fingerprint recognition chip are electrically connected with the controller respectively
Connect.
In one of the embodiments, the fingerprint recognition chip is provided with protective layer with the NFC chip.
In one of the embodiments, it is additionally provided with becket on the substrate；The becket, which is looped around the fingerprint, to be known
Other chip, the NFC chip and protective layer periphery.
A kind of electronic fare payment system, including the payment devices and controller being electrically connected to each other；The e-payment dress
Put including substrate；Fingerprint recognition chip, NFC chip are integrated with the substrate；
The NFC chip exchanges data with other NFC devices, and the data received are sent to the controller；Institute
State fingerprint recognition chip and gather the finger print data of user, and the finger print data will be collected and send to the controller；It is described
Data of the controller to the finger print data and from the NFC chip are handled, and control the NFC chip to refer to described
Line identification chip is run.
In one of the embodiments, the NFC chip, the fingerprint recognition chip and the controller are electrically connected successively
Connect.
In one of the embodiments, the NFC chip, the fingerprint recognition chip are electrically connected with the controller respectively
Connect.
In above-mentioned payment devices and system, fingerprint recognition chip, NFC chip are integrated with substrate.Also, NFC cores
Piece exchanges data with other NFC devices, and the data received are sent to controller.Fingerprint recognition chip gathers the finger of user
Line data, and finger print data will be collected send to controller.Controller is carried out to finger print data with the data from NFC chip
Processing, and control NFC chip to be run with fingerprint recognition chip.Therefore, the payment devices and system are by NFC technique and fingerprint
Identification technology is merged, during mobile payment or mobile-phone payment, according to actual conditions NFC can be selected to pay
Or fingerprint is paid, and improves the convenience used.Also, it can also be identified during NFC is paid using fingerprint
Checking, so as to improve the security of NFC payments.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the accompanying drawing used required in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can be with
The accompanying drawing of other embodiment is obtained according to these accompanying drawings.
The structural representation for the payment devices that Fig. 1 provides for an embodiment；
Fig. 2 is the payment devices of embodiment illustrated in fig. 1 and the circuit connection diagram of controller；
Fig. 3 is the payment devices of embodiment illustrated in fig. 1 and another circuit connection diagram of controller.
Embodiment
For the ease of understanding the present invention, the present invention is described more fully below with reference to relevant drawings.In accompanying drawing
Give presently preferred embodiments of the present invention.But, the present invention can be realized in many different forms, however it is not limited to this paper institutes
The embodiment of description.On the contrary, the purpose for providing these embodiments is to make the understanding to the disclosure more thorough
Comprehensively.
Unless otherwise defined, the skill of technical field of all of technologies and scientific terms used here by the article with belonging to invention
The implication that art personnel are generally understood that is identical.Herein description is intended merely in the term used in the description of invention specifically
The purpose of embodiment, it is not intended that the limitation present invention.Term as used herein "and/or" includes one or more related institutes
The arbitrary and all combination of list of items.
Fig. 1, Fig. 2, Fig. 3 are refer to, an embodiment provides a kind of payment devices 100, the payment devices 100
Electrically connected with controller 200.Wherein, controller 200 can possess the IC chip of data-handling capacity for single-chip microcomputer etc..
Also, the payment devices 100 and controller 200 can be installed on mobile phone, tablet personal computer and notebook computer etc. just
On portable electronic apparatus, so as to realize electronic payment function.
Wherein, payment devices 100 include substrate 110.Fingerprint recognition chip 120 and NFC are integrated with substrate 110
(Near Field Communication, near-field communication) chip 130.Wherein, substrate 110 can be glass substrate.
Fingerprint recognition chip 120 refers to the chip product of embedded fingerprint identification technology, can realize fingerprint IMAQ,
Feature extraction, the reciprocity function of aspect ratio.
NFC chip 130 is the important feature that NFC device includes.NFC device can be using NFC technique in short distance
Interior (in 10 cm distances) are identified and data exchange with compatible equipment, and working frequency is 13.56MHz.NFC device can be
Data are transmitted under aggressive mode or Passive Mode.In the active mode, NFC device will be done as RFID (Radio Frequency
Identification, radio frequency identification) card reader actively sends the radiofrequency field of oneself, to be read out to other NFC devices or
Write operation.In the passive mode, NFC device reads or write data as a RFID card by other NFC devices, simple next
Say, just refer to NFC device can only in the radiofrequency field that other NFC devices are sent passive response.
NFC device generally includes NFC chip 130 and NFC antenna 300 is constituted.Wherein, NFC chip 130 has communication function
With certain computing capability, part model even contains encryption logic and encrypting-decrypting module.NFC antenna 300 is then
A kind of near-field coupling antenna, is in general that coupling coil collocation thin magnetic film is constituted, this structure is supporting the hand of NFC technique
It is very common in machine.Specifically, NFC chip 130 can be located at the left side of fingerprint recognition chip 120, the right, below or above.
In the embodiment of the present invention, NFC chip 130 exchanges data with other NFC devices, and by the data received send to
Controller 200.Wherein, other NFC devices can be arranged at POS (point of sale, point-of-sale terminal) cashing machines or automatic selling
The equipment such as cargo aircraft.Fingerprint recognition chip 120 gathers the finger print data of user, and will collect finger print data and send to controller
200.Controller 200 is handled with the data from NFC chip 130 finger print data, and controls NFC chip 130 and fingerprint
Identification chip 120 is run.Specifically, controller 200 can be verified according to finger print data to the identity of user, can basis
Data from NFC chip 130 complete NFC delivery operations, also, controller 200 can also control NFC chip 130 and fingerprint
The running status of identification chip 120.
Above-mentioned payment devices 100 can have three kinds of mode of operations, and user can arbitrarily select in use
The mode of operation of payment devices 100.For example：User can expect electricity by the interactive interface selection of portable electron device
The mode of operation of sub- payment mechanism 100, after controller 200 receives the mode of operation of user's selection, controls NFC chip respectively
130 and fingerprint recognition chip 120 be in corresponding running status so that payment devices 100 change it is desired to user
Mode of operation.The mode of operation that payment devices 100 can be realized refers to herein below.
The first pattern：NFC patterns
Under the control of the controller 200, fingerprint recognition chip 120 is out of service, and NFC chip 130 is normally run.Non-
Under contact mode, when payment devices 100 in effective distance range (in 10 cm distances) close to other NFC devices
When (or NFC reader), NFC chip 130 is then started working, and starts to exchange data with other NFC devices.NFC chip 130
Form that the data conversion of reception can be recognized into controller 200 is simultaneously sent into controller 200, at this moment payment devices
100 are paid using NFC technique.
Second of pattern：Fingerprint pattern
Situation about can not be operated in NFC chip 130 is (for example：Nearby filled without other NFC devices or e-payment
Put the distance between 100 and other NFC devices and be more than and NFC chip 130 can be controlled with the distance of proper communication or controller 200
It is out of service) under, NFC chip 130 does not work, and only fingerprint recognition chip 120 works.At this moment, when the finger of user is pressed against
Behind the region that fingerprint recognition chip 120 can be recognized, fingerprint recognition chip 120 starts to gather the finger print data of user, and will adopt
The finger print data collected is sent to controller 200 and handled, and at this moment controller 200 can be tested the identity of user
Card.
The third pattern：NFC+ fingerprint patterns
The control fingerprint recognition of controller 200 chip 120 and NFC chip 130 are run simultaneously.At this moment, payment devices are worked as
100 in the range of coverage (in 10 cm distances) close to other NFC device (or NFC readers) when, e-payment dress
The NFC chip 130 put in 100 is started working, and starts to exchange data with other NFC devices, and by the data of reception send to
Controller 200.Meanwhile, fingerprint recognition chip 120 also begins to gather the finger print data of user, and the finger print data collected is sent out
Deliver to controller 200.At this moment, controller 200 can be verified according to the finger print data of user to the identity of user, and tested
Card carries out NFC payments again after passing through, so as to improve payment safety.
Therefore, NFC technique and fingerprint identification technology are merged by the payment devices 100, in mobile payment or
It during person's mobile-phone payment, can select that NFC is paid or fingerprint is paid according to actual conditions, improve use convenient
Property.Also, checking can also be identified by fingerprint during NFC is paid, so as to improve the safety of NFC payments
Property.
Specifically, Fig. 2 is refer to, NFC chip 130, fingerprint recognition chip 120 and controller 200 are sequentially connected electrically.Separately
Outside, NFC chip 130 is also electrically connected with NFC antenna 300.Wherein, the processor in NFC chip 130 can be with fingerprint recognition chip
Processor electrical connection in 120.Processor in fingerprint recognition chip 120 is electrically connected with controller 200.
At this moment, the data from other NFC devices that NFC chip 130 is received can be sent by fingerprint recognition chip 120
In controller 200.Therefore, above-mentioned connected mode can reduce the output pin of payment devices 100.
Wherein, I2C (Inter-Integrated can be passed through between NFC chip 130 and fingerprint recognition chip 120
Circuit) bus is electrically connected.Fingerprint recognition chip 120 can pass through SPI (Serial Peripheral with controller 200
Interface, Serial Peripheral Interface (SPI)) bus electrical connection.It is understood that NFC chip 130 and fingerprint recognition chip 120 it
Between, the connection bus between fingerprint recognition chip 120 and controller 200 can also be other kinds of bus.
It is understood that NFC chip 130 can also be electrically connected with controller 200 respectively with fingerprint recognition chip 120,
It refer to Fig. 3.Also, NFC chip 130 is electrically connected by I2C buses with controller 200.Fingerprint recognition chip 120 and controller
200 can be electrically connected by spi bus.
Further, please continue to refer to Fig. 1, fingerprint recognition chip 120 is provided with protective layer 140 with NFC chip 130.Protect
Sheath 140 can be coating (coating) or cover plate etc., and it makees to 130 protections of fingerprint recognition chip 120 and NFC chip
With.Specifically, the area of protective layer 140 will at least guarantee the surface of fingerprint recognition chip 120 and NFC chip 130
Surface is covered simultaneously.
In addition, being also provided with becket 150 on substrate 110.Becket 150 is looped around fingerprint recognition chip 120, NFC
The periphery of chip 130 and protective layer 140.Specifically, the height of becket 150 at least above protective layer 140 and substrate 110 it
Between distance, covered so as to the side that is each exposed to fingerprint recognition chip 120 and NFC chip 130 outside protective layer 140
Lid.Wherein, becket 150 can prevent electrostatic from being impacted to fingerprint recognition chip 120 and NFC chip 130, so as to improve electricity
The safety in utilization of sub- payment mechanism 100.
Another embodiment provides a kind of electronic fare payment system, including the payment devices being electrically connected to each other and control
Device.The payment devices include substrate.Fingerprint recognition chip, NFC chip are integrated with the substrate.
The NFC chip exchanges data with other NFC devices, and the data received are sent to the controller.Institute
State fingerprint recognition chip and gather the finger print data of user, and the finger print data will be collected and send to the controller.It is described
Data of the controller to the finger print data and from the NFC chip are handled, and control the NFC chip to refer to described
Line identification chip is run.
In one of the embodiments, the NFC chip, the fingerprint recognition chip and the controller are electrically connected successively
Connect.
In one of the embodiments, the NFC chip is electrically connected with the fingerprint recognition chip by I2C buses.
In one of the embodiments, the fingerprint recognition chip is electrically connected with the controller by spi bus.
In one of the embodiments, the NFC chip, the fingerprint recognition chip are electrically connected with the controller respectively
Connect.
In one of the embodiments, the fingerprint recognition chip is provided with protective layer with the NFC chip.
In one of the embodiments, it is additionally provided with becket on the substrate；The becket, which is looped around the fingerprint, to be known
Other chip, the NFC chip and protective layer periphery.
It should be noted that the electronics branch that the electronic fare payment system that the various embodiments described above are provided is provided with the various embodiments described above
The principle for paying device is corresponding, just repeats no more here.
Each technical characteristic of embodiment described above can be combined arbitrarily, to make description succinct, not to above-mentioned reality
Apply all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited
In contradiction, the scope of this specification record is all considered to be.
Embodiment described above only expresses several embodiments of the present utility model, and it describes more specific and detailed,
But therefore it can not be interpreted as the limitation to utility model patent scope.It should be pointed out that for the common skill of this area
For art personnel, without departing from the concept of the premise utility, various modifications and improvements can be made, these are belonged to
Protection domain of the present utility model.Therefore, the protection domain of the utility model patent should be determined by the appended claims.
Claims (10)
1. a kind of payment devices, it is characterised in that the payment devices are electrically connected with the controller；The e-payment
Device includes substrate；Fingerprint recognition chip and NFC chip are integrated with the substrate；
The NFC chip exchanges data with other NFC devices, and the data received are sent to the controller；It is described to refer to
Line identification chip gathers the finger print data of user, and will collect the finger print data and send to the controller；The control
Data of the device to the finger print data and from the NFC chip are handled, and control the NFC chip to know with the fingerprint
Other chip operation.
2. payment devices according to claim 1, it is characterised in that the NFC chip, the fingerprint recognition chip
And the controller is sequentially connected electrically.
3. payment devices according to claim 2, it is characterised in that the NFC chip and the fingerprint recognition core
Piece is electrically connected by I2C buses.
4. payment devices according to claim 2, it is characterised in that the fingerprint recognition chip and the controller
Electrically connected by spi bus.
5. payment devices according to claim 1, it is characterised in that the NFC chip, the fingerprint recognition chip
Electrically connected respectively with the controller.
6. the payment devices according to any claim in claim 1 to 5, it is characterised in that the fingerprint is known
Other chip is provided with protective layer with the NFC chip.
7. payment devices according to claim 6, it is characterised in that be additionally provided with becket on the substrate；It is described
Becket is looped around the fingerprint recognition chip, the NFC chip and protective layer periphery.
8. a kind of electronic fare payment system, it is characterised in that including the payment devices being electrically connected to each other and controller；The electricity
Sub- payment mechanism includes substrate；Fingerprint recognition chip, NFC chip are integrated with the substrate；
The NFC chip exchanges data with other NFC devices, and the data received are sent to the controller；It is described to refer to
Line identification chip gathers the finger print data of user, and will collect the finger print data and send to the controller；The control
Data of the device to the finger print data and from the NFC chip are handled, and control the NFC chip to know with the fingerprint
Other chip operation.
9. electronic fare payment system according to claim 8, it is characterised in that the NFC chip, the fingerprint recognition chip
And the controller is sequentially connected electrically.
10. electronic fare payment system according to claim 8, the NFC chip, the fingerprint recognition chip respectively with it is described
Controller is electrically connected.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720269343.7U CN206584403U (en) | 2017-03-17 | 2017-03-17 | Payment devices and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720269343.7U CN206584403U (en) | 2017-03-17 | 2017-03-17 | Payment devices and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN206584403U true CN206584403U (en) | 2017-10-24 |
Family
ID=60114687
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201720269343.7U Active CN206584403U (en) | 2017-03-17 | 2017-03-17 | Payment devices and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN206584403U (en) |
-
2017
- 2017-03-17 CN CN201720269343.7U patent/CN206584403U/en active Active
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