CN106447331B - A kind of fingerprint payment card, system and method for payment - Google Patents

A kind of fingerprint payment card, system and method for payment Download PDF

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Publication number
CN106447331B
CN106447331B CN201610151371.9A CN201610151371A CN106447331B CN 106447331 B CN106447331 B CN 106447331B CN 201610151371 A CN201610151371 A CN 201610151371A CN 106447331 B CN106447331 B CN 106447331B
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fingerprint
payment
card
module
receiver
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CN106447331A (en
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王乐思
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3574Multiple applications on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Collating Specific Patterns (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Card is paid the invention discloses a kind of fingerprint, including card skin, is located at and blocks intracutaneous fingerprint receiver board, and the fingerprint receiver board is equipped with fingerprint receiving module, Fingerprint Processing Module and Payment Card induction module;The Payment Card induction module, for the finger print information after encryption to be passed to fingerprint card receiver.The present invention discloses a kind of fingerprint payment system and fingerprint method of payment, the fingerprint payment system includes fingerprint payment card, fingerprint payment server and the main account client to communicate with fingerprint payment server;Fingerprint payment card of the present invention only has fingerprint receiver, solve the problems, such as that information is lost on card after Payment Card loss, fingerprint control terminal can be by being arranged the amount permission of the fingerprint, and time permission, currency type permission, place permission ensure that the safety in utilization of user.The people that not will use credit card or mobile-phone payment in family can also easily be paid by fingerprint.

Description

A kind of fingerprint payment card, system and method for payment
Technical field
The invention belongs to fingerprint payment technology field, in particular to a kind of fingerprint payment card, system and method for payment.
Background technique
In addition to cash, most methods of payment in current business are paid with card, including credit card, bank card, And by various companies or the similar card of mechanism granting;Occurs fingerprint payment now, fingerprint does not have to note password, does not have to worry Remember that the password on small book is seen by others, brings great convenience to consumer;Fingerprint payment at present has mobile fingerprint Payment, fingerprint pay pos machine, and finger print mobile phones are the access fingerprint collecting chips on existing cell phone mainboard, in the master control of mobile phone Increase fingerprint recognition processing module in program, so that the fingerprint of user can be acquired, and is identified, to reach opponent Control is write from memory in machine operation, or provides fingerprint identity validation function for certain mobile services.Card and mobile phone are all identity letters The carrier of breath, in case of losing, identity information is easy leakage, it is possible to cause greatly to lose to consumer, need at once It reports the loss, using above there is a problem.
The patent application document of State Intellectual Property Office's application number 201310513258.7 discloses a kind of fingerprint payer Method and relevant device, system, this method include that checkout terminal sends order information to payment platform server, and order information includes Payment account number and Payment Amount;The invention patent is that finger print information is inputted in the payment terminal of businessman, the finger print information of client It is easy leakage.
Currently, mobile phone authority to pay has the emotional affection of Taobao to pay, emotional affection account is opened to other side, then every month opens to him To lead to certain amount to use, but application method is more complicated, operation is more troublesome, in the people that big city works, Wish that parent is also immature using more convenient means payment consumption.
Both the above means of payment deposit problem all not easy enough in safety of payment problem and payment.
Summary of the invention
To solve above-mentioned technical problem.The present invention provides a kind of fingerprint payment card, system and method for payment, solves letter After being lost with card Payment Card, identity information leakage risk problem on card, the people that not will use credit card or mobile-phone payment also can Easily pay.
The present invention adopts the following technical solutions realizes, a kind of fingerprint pays card, including card skin, be located at block it is intracutaneous Fingerprint receiver board, the fingerprint receiver board are equipped with fingerprint receiving module, Fingerprint Processing Module and Payment Card induction module;
The fingerprint receiving module, for acquiring the finger print information of holder;
The Fingerprint Processing Module, for collected finger print information to be converted to characteristic and is encrypted;
The Payment Card induction module, for the finger print information after encryption to be passed to fingerprint card receiver.
Preferably, the Payment Card induction module is NFC induction module or IC card induction module.
NFC is Near Field Communication abbreviation, i.e. near field communication (NFC).It is a kind of contactless Identification and interconnection technique, can carry out near radio between mobile device, consumer electronics product, PC and smart control tool Communication.NFC provides a kind of solution of simple touch, exchanges information with capable of allowing consumer's simple, intuitive, in access Hold and services.
Preferably, networking safety code transmitting module is additionally provided on the fingerprint receiver board, the networking safety code emits mould Block is sent to fingerprint card receiver for that will authenticate instruction request order.
Preferably, the payment card is additionally provided with different colours indicator light, the indicator light when paying successfully, issues aobvious Show signal.
It preferably, further include alarm module on the fingerprint receiver board, the alarm module is for sending alarm command Give fingerprint card receiver.
Present invention simultaneously provides a kind of fingerprint payment systems, including fingerprint above-mentioned to pay card, fingerprint payment server With the main account client to communicate with fingerprint payment server;
The fingerprint payment card, fingerprint payment server are mutually communicated with fingerprint card receiver;
The fingerprint payment server includes Truth cards and true official's processor authentication module, payment module;
The Truth cards and true official's processor authentication module include certification request receiving submodule and certification submodule Block, the certification request receiving submodule is used to receive the certification instruction request order that the transmission of fingerprint card receiver comes, described to recognize It demonstrate,proves submodule to be used to according to certification instruction request order whether be that true official's processor authenticates to fingerprint card receiver, together When verifying fingerprint payment card whether be true payment card, will be true official's processor and the real certification knot of payment card Fruit is sent to the Payment Card induction module that fingerprint pays card by fingerprint card receiver;
The payment module, including finger print information approved unit, permission confirmation unit and payment affirmation unit;
The finger print information approved unit, the fingerprint letter by encryption come for receiving the transmission of fingerprint card receiver Breath, and be compared with holder in the pre- typing finger print information of main account client, consistent information will be compared and be sent to permission Confirmation unit;
The permission confirmation unit, for validation of payment permission whether with the pre- typing obligation authority one of main account client It causes, and consistent information will be verified and be sent to the payment affirmation unit;
The payment affirmation unit confirms for verifying consistent information according to obligation authority and sending to main account client The instruction of payment;
The main account client includes fingerprint recording module and obligation authority recording module;
The fingerprint recording module is used for holder's pre- typing finger print information in main account client;
The obligation authority recording module, for the finger print information typing obligation authority to corresponding pre- typing.
Preferably, the main account client is mobile phone, IPAD or PC machine.
Preferably, the fingerprint payment server further includes closing payment module, and the closing payment module includes receiving Alarm submodule and alert process submodule;The reception alarm submodule receives the alarm that the transmission of fingerprint card receiver comes and refers to It enables, and by the alert process submodule, freezes all payment functions of main account client.
Preferably, the main account client further includes authority to pay people's fingerprint recording module, and the authority to pay people refers to Line recording module is used for the pre- typing finger print information of authority to pay people.
The pre- typing finger print information of card authority to pay people is paid, modification of the authority to pay people to obligation authority is facilitated, is authorized Payer also becomes holder, can pay card payment by fingerprint.
The present invention discloses a kind of fingerprint methods of payment, include the following steps,
1) the pre- typing finger print information of main account client and obligation authority;
2) holder acquires the fingerprint letter of holder by finger plaster in the fingerprint Payment Card on piece close to fingerprint card receiver Breath;
3) collected finger print information is converted into characteristic and be encrypted, and be sent to finger-print card receiver (4);
4) certification instruction request order is sent to fingerprint card receiver;
5) authenticate whether fingerprint card receiver and fingerprint payment card are really true official's processor and really payment Card will carry out step, if it is not, step will be carried out if it is true official's processor and real payment card;
6) finger print information Jing Guo encryption is compared with pre- typing finger print information, is unanimously walked if compared It is rapid 7), compare it is inconsistent will carry out step 10);
7) whether validation of payment permission is consistent with the obligation authority of pre- typing, if unanimously, step 8) will be carried out, if not Step 10) will unanimously be carried out;
8) instruction of confirmation payment is sent to main account client;
9) the bank card payment of main account client binding is to trade company;
10) terminate payment.
The present invention has following technical effect:
1, payment card only has fingerprint receiver, solves the problems, such as that information is lost on card after Payment Card loss, namely Even if card is lost, the people found can only also pay the account amount of money of oneself with the fingerprint of oneself, cannot pay the gold of loss person Volume.
2, amount permission, time permission, currency type permission, the place power of the fingerprint can be set in main account client Limit, ensure that the safety in utilization of user, also gives and thinks that mobile-phone payment or fingerprint pay unsafe people and provide one extremely Convenient and safety means of payment.
3, it is lost in case of mobile phone terminal, snaps into nearest payment terminal using fingerprint payment and carry out a key alarm, All payment client terminals of counter-notification mobile phone close ability to pay.
4, different from fingerprint payment machine, the safety code transmitting module of fingerprint Payment Card on piece is whether to judge fingerprint payment machine The case where being the necessary measuring means of payment machine of the official without wooden horse, being leaked to other people so as to avoid fingerprint.
Detailed description of the invention
Fig. 1 is the structural schematic diagram of the fingerprint payment card of the embodiment of the present invention 1.
Fig. 2 is the structural schematic diagram of the fingerprint payment card of the embodiment of the present invention 2.
Fig. 3 is the structural schematic diagram of the fingerprint payment card of the embodiment of the present invention 3.
Fig. 4 is the structural schematic diagram of the fingerprint payment card of the embodiment of the present invention 4.
Fig. 5 is the structural schematic diagram of the fingerprint payment system of the embodiment of the present invention 5.
Fig. 6 is the structural schematic diagram of the fingerprint payment server of the fingerprint payment system of the embodiment of the present invention 5.
Fig. 7 is the Truth cards of the embodiment of the present invention 5 and the structural schematic diagram of true official's processor authentication module.
Fig. 8 is the structural schematic diagram of the payment module of the embodiment of the present invention 5.
Fig. 9 is the structural schematic diagram of the main account client of the embodiment of the present invention 5.
Figure 10 is the structural schematic diagram of the fingerprint payment server of the fingerprint payment system of the embodiment of the present invention 6.
Figure 11 is the structural schematic diagram of the closing payment module of the embodiment of the present invention 6.
Figure 12 is the structural schematic diagram of the main account client of the fingerprint payment system of the embodiment of the present invention 7.
Figure 13 is the flow chart of the fingerprint method of payment of the embodiment of the present invention 8.
Specific embodiment
Embodiment 1
Fig. 1 gives one embodiment of the invention, as shown in Figure 1, a kind of fingerprint payment card, including card skin 11, Fingerprint receiver board 12 in card skin 11, the fingerprint receiver board 12 are equipped with fingerprint receiving module 13, Fingerprint Processing Module 14 and Payment Card induction module 15;
The fingerprint receiving module 13, for acquiring the finger print information of holder;
The Fingerprint Processing Module 14, for collected finger print information to be converted to characteristic and is carried out at encryption Reason;
The Payment Card induction module 15, for the finger print information after encryption to be passed to fingerprint card receiver 4。
The Payment Card induction module 15 is NFC induction module or IC card induction module.
As disposable embodiment, the Payment Card induction module 15 can also be IC card induction module.
Embodiment 2
Fig. 2 gives the 2nd embodiment of the invention, as shown in Fig. 2, embodiment 1 is as different from Example 2, the finger Networking safety code transmitting module 16 is additionally provided on line receiver board 12, the networking safety code transmitting module 16 will be for that will authenticate instruction Request command is sent to fingerprint card receiver.
Remaining is same as Example 1 for embodiment 2.
Embodiment 3
Fig. 3 gives the 3rd embodiment of the invention, as shown in figure 3, embodiment 3 is as different from Example 2, it is described Payment card is additionally provided with different colours indicator light 17, the indicator light 17 when paying successfully, issues display signal.
Remaining is same as Example 2 for embodiment 3.
Embodiment 4
Fig. 4 gives the 4th embodiment of the invention, as shown in figure 4, embodiment 4 is as different from Example 3, it is described It further include alarm module 18 on fingerprint receiver board 12, the alarm module 18 is used to alarm command being sent to fingerprint card receiver 4。
Remaining is same as Example 3 for embodiment 4.
Embodiment 5
The present invention gives a kind of fingerprint payment system simultaneously, as shown in figure 5, a kind of fingerprint payment system, including implement Fingerprint described in example 2 pays card 1, fingerprint payment server 2 and the main account client to communicate with fingerprint payment server 2 3;
The fingerprint payment card 1, fingerprint payment server 2 are mutually communicated with fingerprint card receiver 4;
As shown in fig. 6, the fingerprint payment server 2 include Truth cards and true official's processor authentication module 21, Payment module 22;
As shown in fig. 7, the Truth cards and true official's processor authentication module 21 include that certification request receives submodule Block 211 and authentication sub module 212, for receiving, the transmission of fingerprint card receiver 4 is next to be recognized the certification request receiving submodule 211 Demonstrate,prove instruction request order, the authentication sub module 212 be used for according to certification instruction request order to fingerprint card receiver 4 whether be True official processor is authenticated, while verifying whether fingerprint payment card 1 is true payment card, will be at true official Reason device and the really authentication result of payment card pass through fingerprint card receiver 4 and are sent to the Payment Card that fingerprint pays card 1 Induction module 15;
As shown in figure 8, the payment module 22, including finger print information approved unit 221, permission confirmation unit 222 and branch Pay confirmation unit 223;
The finger print information approved unit 221, the finger by encryption come for receiving the transmission of fingerprint card receiver 4 Line information, and be compared with holder in the pre- typing finger print information of main account client 3, consistent information will be compared and be sent to Permission confirmation unit 222;
The permission confirmation unit 222, for validation of payment permission whether with the pre- typing obligation authority of main account client Unanimously, it and consistent information will be verified is sent to the payment affirmation unit 223;
The payment affirmation unit 223 is sent for verifying consistent information according to obligation authority to main account client 3 Confirm the instruction of payment;
As shown in figure 9, the main account client 3 includes fingerprint recording module 31 and obligation authority recording module 32;
The fingerprint recording module 31 is used for holder's pre- typing finger print information in main account client 3;
The obligation authority recording module 32, for the finger print information typing obligation authority to corresponding pre- typing.
The main account client 3 is mobile phone, IPAD or PC machine.
Embodiment 6
Figure 10 gives another embodiment of fingerprint payment system of the present invention, as shown in Figure 10, Figure 11, embodiment 6 with Unlike embodiment 5, the fingerprint payment server 2 further includes closing payment module 24, and the closing payment module 24 is wrapped Include reception alarm submodule 241 and alert process submodule 242;The reception alarm submodule 241 receives fingerprint card receiver 4 The alarm command that transmission comes, and by the alert process submodule 242, freeze all payment functions of main account client 3.
Embodiment 7
Figure 12 gives the further embodiment of fingerprint payment system of the present invention, as shown in figure 13, embodiment 7 and embodiment Unlike 5, the main account client 3 further includes authority to pay people's fingerprint recording module 33, the authority to pay people fingerprint Recording module 33 is used for the pre- typing finger print information of authority to pay people.
Remaining is same as Example 5 for embodiment 7.
Embodiment 8
The present invention gives a kind of fingerprint method of payment simultaneously and includes the following steps as shown in figure 13,
1) the pre- typing finger print information of main account client 3 and obligation authority;
2) holder acquires the fingerprint of holder by finger plaster on the fingerprint of fingerprint card receiver 4 payment card 1 Information;
3) collected finger print information is converted into characteristic and be encrypted, and be sent to finger-print card receiver 4;
4) certification instruction request order is sent to fingerprint card receiver 4;
5) authenticate whether fingerprint card receiver 4 and fingerprint payment card 1 are really true official's processor and really branch Card is paid, if it is true official's processor and real payment card, step 6) will be carried out, if it is not, step will be carried out 10);
6) finger print information Jing Guo encryption is compared with pre- typing finger print information, is unanimously walked if compared It is rapid 7), compare it is inconsistent will carry out step 10);
7) whether validation of payment permission is consistent with the obligation authority of pre- typing, if unanimously, step 8) will be carried out, if not Step 10) will unanimously be carried out;
8) instruction of confirmation payment is sent to main account client 3;
9) the bank card payment that main account client 3 is bound is to trade company;
10) terminate payment.
Embodiment described above is only that the preferred embodiment of the present invention is described, not to the scope of the present invention into Row limits, and without departing from the spirit of the design of the present invention, those of ordinary skill in the art make technical solution of the present invention Various changes and improvements out, should fall within the scope of protection determined by the claims of the present invention.

Claims (8)

1. a kind of fingerprint pays card, which is characterized in that including card skin (11), the fingerprint receiver board being located in card skin (11) (12), the fingerprint receiver board (12) is equipped with fingerprint receiving module (13), Fingerprint Processing Module (14) and Payment Card induction mould Block (15);
The fingerprint receiving module (13), for acquiring the finger print information of holder;
The Fingerprint Processing Module (14), for collected finger print information to be converted to characteristic and is encrypted;
The Payment Card induction module (15), for the finger print information after encryption to be passed to fingerprint card receiver (4);
Networking safety code transmitting module (16), the networking safety code transmitting module are additionally provided on the fingerprint receiver board (12) (16) fingerprint card receiver (4) are sent to for instruction request order will to be authenticated;
It further include alarm module (18) on the fingerprint receiver board (12), the alarm module (18) is for sending alarm command Give fingerprint card receiver (4).
2. fingerprint according to claim 1 pays card, which is characterized in that the Payment Card induction module (15) is NFC Induction module or IC card induction module.
3. fingerprint according to claim 1 pays card, which is characterized in that the payment card is additionally provided with different colours and refers to Show lamp (17), the indicator light (17) when paying successfully, issues display signal.
4. a kind of fingerprint payment system, which is characterized in that including fingerprint Payment Card described in any one of claims 1 to 3 Piece (1), fingerprint payment server (2) and the main account client (3) to communicate with fingerprint payment server (2);
Fingerprint payment card (1), fingerprint payment server (2) are mutually communicated with fingerprint card receiver (4);
The fingerprint payment server (2) includes Truth cards and true official's processor authentication module (21), payment module (22);
The Truth cards and true official's processor authentication module (21) include certification request receiving submodule (211) and certification Submodule (212), the certification request receiving submodule (211) are used to receive the certification that fingerprint card receiver (4) transmission comes and refer to Enable request command, the authentication sub module (212) be used for according to certification instruction request order to fingerprint card receiver (4) whether be True official processor is authenticated, while verifying whether fingerprint payment card (1) is true payment card, will be true official Processor and the really authentication result of payment card are sent to fingerprint by fingerprint card receiver (4) and pay the described of card (1) Payment Card induction module (15);
The payment module (22), including finger print information approved unit (221), permission confirmation unit (222) and payment affirmation list First (223);
The finger print information approved unit (221), the finger by encryption come for receiving fingerprint card receiver (4) transmission Line information, and be compared with holder in the pre- typing finger print information of main account client (3), consistent information will be compared and sent Give permission confirmation unit (222);
The permission confirmation unit (222), for validation of payment permission whether with the pre- typing obligation authority of main account client (3) Unanimously, it and consistent information will be verified is sent to the payment affirmation unit (223);
The payment affirmation unit (223) sends for verifying consistent information according to obligation authority to main account client (3) Confirm the instruction of payment;
The main account client (3) includes fingerprint recording module (31) and obligation authority recording module (32);
The fingerprint recording module (31) is used for holder's pre- typing finger print information on main account client (3);
The obligation authority recording module (32), for the finger print information typing obligation authority to corresponding pre- typing.
5. fingerprint payment system according to claim 4, which is characterized in that the main account client (3) be mobile phone, IPAD or PC machine.
6. fingerprint payment system according to claim 4, which is characterized in that the fingerprint payment server (2) further includes It closes payment module (24), the closing payment module (24) includes receiving alarm submodule (241) and alert process submodule (242);The alarm command for receiving alarm submodule (241) reception fingerprint card receiver (4) transmission and coming, and pass through the report Alert processing submodule (242), freezes all payment functions of main account client (3).
7. fingerprint payment system according to claim 4, which is characterized in that the main account client (3) further includes awarding It weighs payer's fingerprint recording module (33), the authority to pay people fingerprint recording module (33), is used for the pre- typing of authority to pay people Finger print information.
8. a kind of fingerprint method of payment, includes the following steps,
1) the pre- typing finger print information of main account client (3) and obligation authority;
2) holder acquires the fingerprint of holder by finger plaster in the fingerprint of fingerprint card receiver (4) payment card (1) Information;
3) collected finger print information is converted into characteristic and be encrypted, and be sent to finger-print card receiver (4);
4) certification instruction request order is sent to fingerprint card receiver (4);
5) authenticate whether fingerprint card receiver (4) and fingerprint payment card (1) are really true official's processor and really branch Card is paid, if it is true official's processor and real payment card, step 6) will be carried out, if it is not, step will be carried out 10);
6) finger print information Jing Guo encryption is compared with pre- typing finger print information, if comparing consistent progress step 7) it, compares inconsistent by progress step 10);
7) whether validation of payment permission is consistent with the obligation authority of pre- typing, if unanimously, step 8) will be carried out, if inconsistent It will carry out step 10);
8) instruction of confirmation payment is sent to main account client (3);
9) the bank card payment of main account client (3) binding is to trade company;
10) terminate payment.
CN201610151371.9A 2016-03-16 2016-03-16 A kind of fingerprint payment card, system and method for payment Active CN106447331B (en)

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CN108764895A (en) * 2018-03-14 2018-11-06 顾馨媛 A kind of Enhancement Method of mobile payment
CN108805581B (en) * 2018-06-29 2021-10-08 南京中景辉创网络科技有限公司 Electronic card safety payment system and method thereof
CN108665267A (en) * 2018-07-05 2018-10-16 中国工商银行股份有限公司 Safety certification device and system
CN109636376A (en) * 2019-01-30 2019-04-16 上海剑桥科技股份有限公司 Smart card payment system
CN110533428A (en) * 2019-08-30 2019-12-03 捷德(中国)信息科技有限公司 Payment mechanism, method of payment and Payment Card
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CN113408500B (en) * 2021-08-19 2021-11-26 飞天诚信科技股份有限公司 Fingerprint card and working method thereof, electronic equipment and computer readable storage medium
TWI846662B (en) * 2023-02-03 2024-06-21 華南商業銀行股份有限公司 Mark trading system for inputting and outputting trading information
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CN102789587A (en) * 2011-05-20 2012-11-21 陶礼安 Smart card, smart card reader and smart card operation method
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