TWI831596B - Mark trading system - Google Patents

Abstract

A mark trading system, including a fingerprint sensor, a touch control electronic paper, a storage device, an image taker and a processor. The fingerprint sensor is configured to sense the user’s fingerprint. The touch control electronic paper is connected to the fingerprint sensor, and is configure to be triggered to display a plurality of marking pattern and an unverified fingerprint pattern corresponding to the user’s fingerprint. The storage device stores a plurality of marking patterns and a plurality of legal fingerprint patterns. The image taker is configured to be triggered to take a shot of the display area of the touch control electronic paper to generate an image. And the processor is connected to the image taker and the storage device, and is configured to process the image to obtain a plurality of marking pattern and the unverified finger pattern, and when the unverified finger pattern matches one of the plurality of legal fingerprint patterns, obtain a trading information according to the plurality of marking patterns and a plurality of information corresponding to pattern trading.

Description

mark trading system

The present invention relates to a transaction system, in particular to a marking transaction system.

In today's banking services, customers may make input errors during the process, whether they are at the teller or using related services at the machine. For example, input errors by bankers may occur at the teller.

In view of the above, the present invention provides a marking transaction system.

A marking transaction system according to an embodiment of the present invention includes a fingerprint sensor, touch electronic paper, a storage device, an image capturer and a processor. The fingerprint sensor is used to sense the user's fingerprint. The touch electronic paper is connected to the fingerprint sensor and is used to be triggered to display multiple scratch patterns and the fingerprint pattern to be verified corresponding to the user's fingerprint. The storage device stores multiple pattern transaction corresponding information and multiple legal fingerprint patterns. The image capturer is used to be triggered to capture the display surface of the touch electronic paper to generate an image. and a processor connected to the image capture device and the storage device for processing the image to obtain multiple scratch patterns and fingerprint patterns to be verified, and when the fingerprint pattern to be verified matches one of the multiple legal fingerprint patterns, the processor is used to process the image according to the plurality of scratch patterns and fingerprint patterns to be verified. Obtain the transaction information corresponding to one stroke pattern and multiple pattern transactions.

A marking transaction system according to another embodiment of the present invention includes a fingerprint storage structure, a touch electronic paper, a storage device, an image capturer and a processor, wherein the fingerprint storage structure is used to be pressed by a finger to display a fingerprint pattern to be verified. The touch electronic paper is equipped with a fingerprint retention structure for being triggered to display multiple scratch patterns. The storage device stores multiple pattern transaction corresponding information and multiple legal fingerprint patterns. The image capture device is used to be triggered to capture the display surface of the fingerprint retention structure and touch the display surface of the electronic paper to generate an image. And the processor is connected to the image capture device for processing the image to obtain multiple scratch patterns and fingerprint patterns to be verified, and when the fingerprint pattern to be verified matches one of the multiple legal fingerprint patterns, based on the multiple scratch patterns and Multiple pattern trading corresponding information generates trading information.

Through the above structure, the marking transaction system disclosed in this case can reduce errors caused by service personnel when inputting and at the same time integrates a fingerprint verification system to ensure the security of the transaction.

The above description of the present disclosure and the following description of the embodiments are used to demonstrate and explain the spirit and principles of the present invention, and to provide further explanation of the patent application scope of the present invention.

1,2: Mark trading system

11:Fingerprint sensor

12,22:Touch electronic paper

13,23:Image capture device

14,24:Storage device

15,25: Processor

16,26: Input and output devices

21: Fingerprint retention structure

I1,I2:image

D: scratch pattern

D1: The first marking pattern

D2: Second stroke pattern

DA1, DA2: image scratch pattern

FA1, FA2: image fingerprint area

A1: The first area

A2:Second area

FP1, FP2: Fingerprint pattern to be verified

FIG. 1 is a system block diagram of a marking transaction system according to an embodiment of the present invention.

FIG. 2 is a system block diagram of a marking transaction system according to another embodiment of the present invention.

FIG. 3 is a schematic diagram of an image according to an embodiment of the present invention.

FIG. 4 is a schematic diagram of an image according to yet another embodiment of the present invention.

The detailed features and advantages of the present invention are described in detail below in the implementation mode. The content is sufficient to enable anyone skilled in the relevant art to understand the technical content of the present invention and implement it according to the content disclosed in this specification, the patent scope and the drawings. , anyone familiar with the relevant art can easily understand the relevant objectives and advantages of the present invention. The following examples further illustrate the aspects of the present invention in detail, but do not limit the scope of the present invention in any way.

Please refer to FIG. 1 , which illustrates a marking transaction system according to an embodiment of the present invention. As shown in Figure 1, the mark transaction system 1 includes a fingerprint sensor 11, a touch electronic paper 12, an image capturer 13, a storage device 14, a processor 15 and an input and output device 16, where the fingerprint sensor 11 and The touch electronic paper 12 is electrically connected to the image capture device 13 , the storage device 14 and the input/output device 16 to the processor 15 .

The fingerprint sensor 11, such as an encrypted fingerprint reader or an optical fingerprint sensor, is used to sense the user's fingerprint. The touch electronic paper 12 is connected to the fingerprint sensor 11 and is used to be triggered to display a plurality of scratch patterns and a fingerprint pattern to be verified corresponding to the user's fingerprint. Specifically, the touch electronic paper 12 can pre-store optional forms, for example, in the form of swipe cards, display the optional forms for the user to swipe through touch, and be triggered by the user's touch input for display and use. The marking pattern marked by the person. When displaying the scratch pattern, the touch electronic paper 12 also displays the pattern corresponding to the user's fingerprint obtained from the fingerprint sensor 11 , that is, the fingerprint pattern to be verified.

The image capture device 13 , such as a camera or video camera, is used to be triggered to capture the display surface of the touch electronic paper 12 to generate an image. FIG. 1 shows with dotted lines that the image capturer 13 captures the touch electronic paper 12 to obtain the display information of the touch electronic paper 12 . The storage device 14 is used to store multiple pattern transaction corresponding information and multiple legal fingerprint patterns, wherein multiple patterns overlap. Easy-to-match information and multiple legal fingerprint patterns can be obtained from the server or host within the bank. Furthermore, the plurality of pattern transaction corresponding information may include a plurality of first pattern transaction corresponding information and a plurality of second pattern transaction corresponding information. Specifically, the first pattern transaction corresponding information may represent a deposit account number or a transaction account number, and the second pattern transaction corresponding information may represent a deposit amount or transaction amount. Each first pattern transaction corresponding information may include a preset pattern and its corresponding deposit/trading account number, and each second pattern transaction corresponding information may include a preset pattern and its corresponding amount. In one embodiment, the storage device 14 can be implemented by the memory of one or more cloud databases, and in another embodiment, the storage device 14 can be implemented by a local memory. This disclosure is not limited. , and may be implemented by both the memory of cloud data and the memory set locally.

The processor 15, such as a CPU or GPU, is used to process the image generated by the image capturer 13 shooting the display surface of the touch electronic paper 12 to obtain the aforementioned multiple scratch patterns and the fingerprint pattern to be verified, and when the fingerprint pattern to be verified is When matching one of multiple legal fingerprint patterns, transaction information is obtained based on multiple scratch patterns and multiple pattern transaction corresponding information. Specifically, the processor 15 compares a plurality of scratch patterns with a plurality of pattern transaction corresponding information in the storage device 14 to obtain transaction information corresponding to the specific pattern transaction corresponding information.

More specifically, the processor 15 can divide the scratch pattern into multiple scratch patterns according to the position of the scratch pattern in the image, such as multiple first scratch patterns and multiple second scratch patterns, but this case is not limited to Two kinds. The aforementioned optional form displayed by the touch electronic paper 12 for the user to mark may include multiple areas, respectively corresponding to different types of scratch patterns, and the storage device 14 may store the above rules to determine the marks on the image. Which area of the optional form corresponds to the pattern, thereby determining whether the scratch pattern belongs to the first scratch pattern or the second scratch pattern. The processor 15 can obtain the first transaction sub-information (for example, the payment account number) according to the plurality of first scratch patterns and the first pattern transaction corresponding information in the storage device 14 , and can obtain the first transaction sub-information (for example, the payment account number) according to the second scratch pattern and the storage device 14 The second pattern transaction corresponding information in the second transaction sub-information (for example, the payment amount) is obtained, and the first transaction sub-information and the second transaction sub-information are integrated into the transaction information.

For example, the plurality of scratch patterns may be a plurality of scratch patterns on a 10×10 scratch card, and the plurality of first scratch patterns may include one from each of the first to fifth columns. The scratch patterns, and the plurality of first pattern transaction corresponding information stored in the storage device 14 may each include the default patterns of all the permutations and combinations of the plurality of first scratch patterns in the first to fifth columns and their corresponding deposits. /Trading account. When the plurality of first scratch patterns are scratch patterns in the first row of spaces in each of the first to fifth columns, the processor 15 compares the plurality of first scratch patterns with the storage device 14 Compare the default patterns in all the first pattern transaction corresponding information, and match the first pattern transaction corresponding information (that is, the default pattern is the first row of spaces in each of the first to fifth columns). The deposit/transaction account number corresponding to the first marked pattern (transaction corresponding information) is used as the first transaction sub-information. Multiple second scratch patterns can include one scratch pattern in each of the last five columns of the 10×10 scratch card. Multiple second scratch patterns can represent 5 digits, and each digit can be 0~ 9. The plurality of second pattern transaction corresponding information stored in the storage device 14 may each include the default pattern and the corresponding value of the arrangement and combination of the last five columns of scratch patterns. The processor 15 compares the plurality of second scratch patterns with the default patterns of all the second transaction pattern corresponding information in the storage device 14 and then compares the corresponding second transaction pattern corresponding information (that is, having the same second transaction pattern corresponding information as the plurality of second scratch patterns). The value corresponding to the second transaction pattern corresponding information (the second transaction pattern corresponding information) of the default pattern with the same stroke pattern is used as the second transaction sub-information. Processor 15 will first transaction sub-data The transaction information can be obtained by combining the information and the second transaction sub-information. In this example, it is the transfer information (the first transaction sub-information) and a specific amount (the second transaction sub-information).

The input/output device 16 is used to output transaction information and is triggered by an input in response to the transaction information to generate a response signal. The processor 15 is further used to be triggered by the response signal to execute transaction operations based on the transaction information. Specifically, the input-output device 16 can be a touch screen or a combination of a screen and a keyboard. When the user presses a specific key of the input-output device 16 or touches a specific position on the screen, the processor 15 can perform a transaction operation. . In one implementation, when receiving the transaction information, the processor 15 can display the transaction information on the input and output device 16, and the user can press the corresponding button to cause the input and output device 16 to generate a response signal to the processor 15 , the processor 15 receives the response signal from the input and output device 16 and then transmits the transaction information to the bank server to perform the remittance function. It is particularly noted here that the input/output device 16 can be optionally provided, and the present disclosure is not limited by the above implementation, and any suitable input/output device can be used to perform any suitable transaction function.

Please refer to FIG. 2 , which is a system block diagram of a marking transaction system according to another embodiment of the present invention. As shown in FIG. 2 , the scratch transaction system 2 includes a fingerprint storage structure 21 , a touch electronic paper 22 , an image capture device 23 , a storage device 24 , a processor 25 and an input/output device 26 . The fingerprint storage structure 21 is installed on the touch screen. The electronic paper 22 , the image capture device 23 , the storage device 24 and the input/output device 26 are electrically connected to the processor 25 . The functions and connection relationships of the storage device 24, the processor 25 and the input/output device 26 shown in FIG. 2 are substantially the same as the storage device 14, the processor 15 and the input/output device 16 shown in FIG. 1, and therefore will not be described again.

In this embodiment, the fingerprint storage structure 21, such as ordinary paper or carbon paper, is used to be pressed by a finger to display the fingerprint pattern to be verified. In an embodiment where the fingerprint retention structure 21 is paper, the user can leave a fingerprint pattern to be verified on the fingerprint retention structure 21 through ink pad. However, this embodiment is not limited thereto, and any device that can retain a user's fingerprint pattern can be used as the fingerprint retention structure 21 . The fingerprint retention structure 21 can be installed on the touch electronic paper 22 by snapping or sticking, and the side of the fingerprint retention structure 21 showing the fingerprint pattern to be verified and the display surface of the touch electronic paper 22 can face the same direction. The touch electronic paper 22 is used to be triggered to display a plurality of scratch patterns, and the image capture device 23, such as a camera, is used to be triggered to photograph the display surface of the fingerprint retention structure 21 and the display surface of the touch electronic paper 22 to generate image. FIG. 2 shows with dotted lines that the image capturer 23 takes a picture of the fingerprint storage structure 21 and the display surface of the touch electronic paper 22 to obtain the fingerprint pattern to be verified and the display information of the touch electronic paper 22 .

The specific operation method of the marking transaction system of the present disclosure will be described below with the marking transaction system 1 shown in Figure 1 . In particular, the following operation method can also be applied to the marking transaction system 2 in Figure 2 .

The debit transaction system 1 shown in Figure 1 can be applied to a bank counter or machine (such as an automatic teller machine). In the case of approaching the counter, the user can use the touch pen to write on the touch electronic paper 12 when approaching the counter. After the marking is completed, the user can hand the touch electronic paper 12 to the service staff at the counter and print it on the fingerprint sensor 11 Sensing fingerprints can also be performed before swiping or simultaneously with swiping. The service staff can capture an image of the display surface of the touch electronic paper 12 with scratches and user fingerprints through the camera (image capturer 13) installed at the counter. At this time, the processor 15 will process the image and Obtain multiple scratch patterns and fingerprints to be verified and communicate with the storage device 14 (such as the memory of a bank database) to Compare the fingerprint pattern to be verified with multiple legal fingerprint patterns. When the fingerprint comparison result is correct, the processor 15 compares the plurality of scratch patterns obtained from the image of the touch electronic paper 12 with the plurality of pattern transaction information stored in the storage device 14 to obtain the transaction information. The method is as mentioned above and will not be repeated here. The input-output device 16 can obtain transaction information through the processor 15 and display the transaction information. The user can cause the input-output device to generate a response signal by pressing a button (input trigger). The processor 15 can accept the response signal from the input-output device 16 And perform corresponding functions (for example, remittance, deposit). The method for the processor 15 to obtain the fingerprint pattern to be verified and multiple scratch patterns will be described in the next paragraph. In embodiments where the input and output device 16 is not provided, the processor 15 can directly perform corresponding transaction operations based on the transaction information. It should be noted here that the above method can also be applied to the drone platform. The difference from the use case at the counter is that the user obtains the image of the touch electronic paper 12 by himself through the image capturer installed on the drone platform.

Specifically, the method by which the processor 15 obtains multiple scratch patterns and fingerprints to be verified is described. The display surface of the touch electronic paper 12 may include a scratch display area and a fingerprint display area, a plurality of scratch patterns are located in the scratch area, and the verification fingerprint pattern is located in the fingerprint area. The processor 15 divides the image into an image scratch area and an image fingerprint area according to the default settings. For example, the 5 cm × 5 cm area in the lower right corner of the image is the image fingerprint area, and the rest is the image scratch area. The image fingerprint area is The pattern included is used as the fingerprint pattern to be verified and the patterns included in the image scratch area are used as multiple scratch patterns, and the processor 15 divides the image into a first area and a second area according to a preset ratio. For example, the processor 15 uses 1 :1 divides the image scratch area into a first area and a second area, where the first area contains a plurality of first scratch patterns And the second area includes a plurality of second scratch patterns. The following will describe in detail FIG. 3 and FIG. 4 as an embodiment.

Please refer to FIG. 3 , which is a schematic diagram of an image according to an embodiment of the present invention. As shown in Figure 3, the image I1 includes an image scratch area DA1, a plurality of scratch patterns D, an image fingerprint area FA1, and a fingerprint pattern FP1 to be verified. As mentioned above, the processor 15 uses the default settings to divide the image into an image scratch area and an image fingerprint area. In this embodiment, the processor 15 uses the four sides of the image fingerprint area FA1 of the image I1 to touch the touch electronics. The distance between the corresponding sides of the paper 12 is used as a default setting to define an area corresponding to the fingerprint display area of the touch electronic paper 12 (that is, the image fingerprint area FA1) and obtain the fingerprint pattern FP1 to be verified, and draw the image marking area DA1 The method will not be described again. According to this embodiment, the processor 15 can obtain multiple scratch patterns D in the image scratch area DA1 and the fingerprint pattern FP1 to be verified in the image fingerprint area FA1, and use the multiple scratch patterns D and the fingerprint pattern to be verified. The method for FP1 to execute the above multiple scratch patterns to obtain transaction sub-information is the same and will not be described again here.

Please refer to FIG. 4 , which is a schematic diagram of an image according to yet another embodiment of the present invention. As shown in Figure 4, the image I2 includes the image scratch area DA2, the first area A1, the second area A2, the first scratch pattern D1, the second scratch pattern D2, the image fingerprint area FA2, and the fingerprint pattern FP2 to be verified, where The drawing method of the image marking area DA2 and the image fingerprint area FA2 is the same as above, and will not be described again here. The processor 15 divides the image I2 into a first area A1 and a second area A2 according to a preset ratio (for example, 1:1). The first area A1 includes a plurality of first scratch patterns D1 and the second area A2 includes a plurality of first scratch patterns D1. The second scratch pattern D2, therefore, the processor 15 can obtain the second scratch pattern D2 from the storage according to the recognized first scratch pattern D1 and the second scratch pattern D2. The register 14 obtains the first transaction sub-information and the second transaction sub-information. The method of obtaining the first transaction sub-information and the second transaction sub-information is the same as the above-mentioned method of obtaining the transaction sub-information based on multiple scratch patterns, so no more Repeat.

Through the above structure, the marking transaction system disclosed in this case can reduce errors caused by service personnel when inputting and at the same time integrates a fingerprint verification system to ensure the security of the transaction. In addition, the debit transaction system disclosed in this case can be applied to bank counters or automatic teller machines.

Although the present invention is disclosed in the foregoing embodiments, they are not intended to limit the present invention. All changes and modifications made without departing from the spirit and scope of the present invention shall fall within the scope of patent protection of the present invention. Regarding the protection scope defined by the present invention, please refer to the attached patent application scope.

1: Mark trading system

11:Fingerprint sensor

12:Touch electronic paper

13:Image capture device

14:Storage device

15: Processor

16: Input and output devices

Claims (10)

A scratch transaction system includes: a fingerprint sensor for sensing a user's fingerprint; a touch electronic paper connected to the fingerprint sensor for being triggered to display a plurality of scratch patterns and the A fingerprint pattern to be verified corresponding to the user's fingerprint; a storage device that stores a plurality of pattern transaction corresponding information and a plurality of legal fingerprint patterns, wherein the storage device includes the memory of one or more cloud databases; an image capture a device for being triggered to capture the display surface of the touch electronic paper to generate an image; and a processor connected to the image capture device and the storage device for processing the image to obtain the scratch patterns and the fingerprint pattern to be verified, and when the fingerprint pattern to be verified matches one of the legal fingerprint patterns, a transaction information is obtained based on the scratch patterns and the pattern transaction corresponding information. The scratch transaction system as described in claim 1, wherein the pattern transaction corresponding information includes a plurality of first pattern transaction correspondence information and a plurality of second pattern transaction correspondence information, and the processor is configured to perform the transaction processing on the scratch pattern according to the scratch patterns. The positions in the image divide the scratch patterns into a plurality of first scratch patterns and a plurality of second scratch patterns, and obtain a first transaction based on the transaction corresponding information of the first patterns and the first scratch patterns. sub-information, obtain a second transaction sub-information based on the second pattern transaction corresponding information and the second scratch patterns, and integrate the first transaction sub-information and the second transaction sub-information into the transaction information. The scratch transaction system of claim 2, wherein the processor divides the image into a first area and a second area according to a preset ratio, wherein the first area includes the first scratch patterns and The second area contains the second scratch patterns. The scratch transaction system as claimed in claim 1, wherein the display surface of the touch electronic paper includes a scratch display area and a fingerprint display area, the scratch patterns are located in the scratch area, and the verification fingerprint pattern is located in the fingerprint area, and the processor divides the image into an image scratch area and an image fingerprint area according to a default setting, uses the pattern contained in the image fingerprint area as the fingerprint pattern to be verified and uses the image to Patterns included in the scratched areas serve as the scratched patterns. The marking transaction system of claim 1 further includes an input-output device connected to the processor and used to output the transaction information and be triggered by an input in response to the transaction information to generate a response. signal, the processor is further configured to be triggered by the response signal to execute a transaction operation based on the transaction information. A scratch transaction system, including: a fingerprint retention structure for being pressed by a finger to display a fingerprint pattern to be verified; a touch electronic paper installed with the fingerprint retention structure for being triggered to display multiple scratches Pattern; a storage device that stores a plurality of pattern transaction corresponding information and a plurality of legal fingerprint patterns, wherein the storage device includes the memory of one or more cloud databases; an image capturer for being triggered to capture the fingerprint retaining the display surface of the structure and the display surface of the touch electronic paper to generate an image; and A processor, connected to the image capturer and the storage device, used to process the image to obtain the scratch patterns and the fingerprint patterns to be verified, and when the fingerprint pattern to be verified matches the legal fingerprint patterns In one case, a transaction information is generated based on the scratch patterns and the transaction corresponding information of the patterns. The scratch transaction system as described in claim 6, wherein the pattern transaction corresponding information includes a plurality of first pattern transaction correspondence information and a plurality of second pattern transaction correspondence information, and the processor is configured to perform the transaction processing on the scratch pattern according to the scratch patterns. The positions in the image divide the scratch patterns into a plurality of first scratch patterns and a plurality of second scratch patterns, and obtain a first transaction based on the transaction corresponding information of the first patterns and the first scratch patterns. sub-information, obtain a second transaction sub-information based on the second pattern transaction corresponding information and the second scratch patterns, and integrate the first transaction sub-information and the second transaction sub-information into the transaction information. The scratch transaction system of claim 7, wherein the processor divides the image into a first area and a second area according to a preset ratio, wherein the first area includes the first scratch patterns and The second area contains the second scratch patterns. The scratch transaction system of claim 6, wherein the display surface of the touch electronic paper includes a display scratch area and the fingerprint retention structure includes a display fingerprint area, and the scratch patterns are located in the scratch area , the verification fingerprint pattern is located in the fingerprint area, and the processor divides the image into an image scratch area and an image fingerprint area according to a default setting, and uses the pattern contained in the image fingerprint area as the fingerprint to be verified patterns and use the patterns included in the image scratching area as the scratching patterns. The marking transaction system as described in claim 6 further includes an input-output device connected to the processor and used to output the transaction information and receive a response to An input of the transaction information is triggered to generate a response signal, and the processor is further configured to be triggered by the response signal to execute a transaction operation based on the transaction information.

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