CN204010133U - A kind of code book for network payment - Google Patents

Abstract

The utility model relates to a kind of code book for network payment.It comprises the page, it is characterized in that: on the page, be printed with an above time period, and a corresponding authentication password being printed on above on the page of each time period, authentication password is only effective within the corresponding time period.The utility model code book is with low cost, uses simply, and energy Reliable guarantee safety of payment, and, without any maintenance cost.

Description

A kind of code book for network payment

Technical field

The utility model relates to a kind of code book for network payment.

Background technology

At present, network payment has two class password objects.The first kind is cipher card, and Equations of The Second Kind is electronic cipher device.

Cipher card, is on papery or plastic cards, to print one group of password, and each password can have coding one to one.During each use, according to the password of the corresponding coding of prompting input of payment system.The shortcoming of cipher card is password limited amount, has the nonexpondable possibility of same password;

Electronic cipher device has multiple technologies product, as U shield, and precious order etc.Electronic cipher device has two weak points:

One, cost is higher; Its two, the serviceable life of some parts is limited, such as battery.The damage of arbitrary parts all likely causes electronic cipher device normally not use, and brings risk to client's safety of payment; Its three, have maintenance cost.

Summary of the invention

The purpose of this utility model is to provide a kind of code book for network payment.This code book is with low cost, uses simply, and energy Reliable guarantee safety of payment, and, without any maintenance cost.

Above-mentioned purpose is achieved by the following technical solution:

A code book for network payment, comprises the page, it is characterized in that: on the page, be printed with an above time period, and a corresponding authentication password being printed on above on the page of each time period, authentication password is only effective within the corresponding time period.

Technique scheme can be improved further by following technical measures:

Above-mentioned each authentication password is to there being a coding being printed on the page;

Above-mentioned each authentication password can be covered by scraping coating;

The quantity of the page is more than two, and each page is arranged in order connection by the sequential of the time period above it, and all time periods on all pages form seamless time series.

Between the page, be collapsible connection or paste connection or by coupling device, connect.

The page has page coding.

Code book has the total coding being printed thereon.

This total coding can be covered by scraping coating.

This code book and user's a certain payment accounts binding.

The utility model compared with prior art tool has the following advantages:

(1) with low cost, a code book (monthly 100 payment ciphers) that can meet user demand in 5 years, cost of manufacture is in RMB 10 yuan;

(2) use simply, the date of user when using and the coding of payment system prompting, input corresponding password just passable;

(3) Reliable guarantee safety of payment, because this code book is that network payment service provider is issued in disburser's hand, as long as do not leak password in the process of distribution, just can guarantee being perfectly safe of network payment.If code book is lost, by bank safety, ensure that flow process cancellation code book is just passable in time;

(4) without any maintenance cost.

Accompanying drawing explanation

Fig. 1 is the page schematic diagram of the utility model code book;

Fig. 2 is that the page of the utility model code book is given an example;

Fig. 3 is the password of the utility model code book use schematic flow sheet during for network payment

Embodiment

Below in conjunction with the drawings and specific embodiments, the utility model is described in further detail.

As shown in Figure 1 to Figure 3, for a code book for network payment, comprise the page 1, on the page 1, be printed with an above time period 2, a corresponding authentication password 3 being printed on above on the page 1 of each time period, 3 of authentication passwords are interior effectively in the corresponding time period 2.Authentication password 3 can be able to be covered by scraping coating.

3 pairs of each authentication passwords should have a coding 4 being printed on the page 1, encode 4 when user's online payment, by payment system, are shown, like this, this corresponding authentication password of encoding of coding input that user just can show according to payment system is to complete payment;

The quantity of the page 1 is more than two, each page 1 is arranged in order connection by the sequential of the time period 2 above it, all time periods 2 on all pages 1 form seamless time series, be time period on each page 1 be continuously continual and the time period of the last page and the time period of the next page face end to end, for example, the time period of first page is in January, 2014 (is authentication password in first page 3 within January, 2014 effectively), the time period of second page is in February, 2014 so, the time period of the 3rd page is in March, 2014, so analogizes.Certainly, the time period of each page also can be for a plurality of, and for example, the time period of first page is respectively in January, 2014, on February 2nd, 2014, and the time period of second page is in March, 2014, in April, 2014 so, so analogizes.

Between the page 1, be collapsible connection or paste connection or by coupling device, connect.Coupling device is such as being loose-leaf binder etc.

Each page 1 has page coding 1-1, all can in top (as shown in Figure 1) or below (as shown in Figure 2) that page coding 1-1 can be arranged on the page 1.

Code book has the total coding (not shown) being printed thereon.Total coding can make user differentiate this code book corresponding to that payment accounts of user.

This total coding can be covered by scraping coating.

This code book and user's a certain payment accounts binding.

Code book can also comprise strip of paper used for sealing (not shown), and total coding can be printed on strip of paper used for sealing.

The use flow process of the password of introducing for example the utility model code book below during for network payment:

As shown in Figure 3:

Code book user: Zhang San;

The credit card account that code book is corresponding: 12345678****8888, this credit card account is exactly a certain payment accounts of user's binding;

On October 18th, 2014, Zhang San's shopping online;

Zhang San inputs the password of credit card account (12345678****8888) and this credit card account;

Payment system receives after the account (12345678****8888) of Zhang San's input and the password of this credit card account, system will be pointed out and please input authentication password corresponding to a certain coding of in October, 2014, for example, " ask " 08 " number corresponding password of input coding ";

Zhang San takes out code book corresponding to this credit card account (12345678****8888);

Zhang San translates into " in October, the 2014 " page.According to system suggestion, " 08 " number corresponding authentication password " 8735 " of input coding;

Zhang San submits to and pays application;

Whether the authentication password of payment system comparison data-base recording is identical with the authentication password of Zhang San's input;

Both are identical, are verified, and successfully pay, and shopping completes.

Claims (9)

1. the code book for network payment, comprise the page (1), it is characterized in that: on the page (1), be printed with an above time period (2), a corresponding authentication password (3) being printed on above on the page (1) of each time period, authentication password (3) is only effective within the corresponding time period (2).

2. a kind of code book for network payment according to claim 1, is characterized in that: each authentication password (3) is to there being a coding (4) being printed on the page (1).

3. a kind of code book for network payment according to claim 1, is characterized in that: each authentication password (3) can be covered by scraping coating.

4. according to a kind of code book for network payment described in claim 1 or 2 or 3, it is characterized in that: the quantity of the page (1) is more than two, each page (1) is arranged in order connection by the sequential of the time period above it (2), and all time periods (2) on all pages (1) form seamless time series.

5. a kind of code book for network payment according to claim 4, is characterized in that: between the page (1), be collapsible connection or paste connection or connect by coupling device.

6. a kind of code book for network payment according to claim 4, is characterized in that: the page (1) has page coding (1-1).

7. according to a kind of code book for network payment described in claim 1 or 2 or 3, it is characterized in that: code book has the total coding being printed thereon.

8. a kind of code book for network payment according to claim 7, is characterized in that: this total coding can be covered by scraping coating.

9. according to a kind of code book for network payment described in claim 1 or 2 or 3, it is characterized in that: this code book and user's a certain payment accounts binding.