A kind of personal credit information card system based on large data
Technical field
The utility model relates to a kind of electronic information, particularly a kind of personal credit information card system based on large data.
Background technology
Personal credit information plays more and more important effect in social life, present people are handling the proof having needed to provide personal credit in the financial business such as loan process, in the near future, handle a lot of affairs also all can need to show personal credit information.Pass through personal credit information, abiding by the law of individual can be followed treaty and the situation of illegal promise breaking is all placed on record, such as loan repayment record, Credit Statement give back record, record, break in traffic rules and regulations record etc. are paid the fees in contract promise breaking record, government tax fillings, the public service of water power property.
But, transfer and use the process of personal credit record still very loaded down with trivial details at present.Personal credit information is kept in the middle of the data system of relevant public sector, no matter be that I or other people want to transfer, all to apply in writing to this public sector, the documentary evidence of papery is obtained after examination & verification approval, and then hold this papery documentary evidence and go to handle relevant issues, it is whole that to handle the cycle often long.Because the credit record of individual is in continuous renewal, therefore the valid period of above-mentioned documentary evidence is very of short duration, also again will handle, make troubles to litigant when next time needs.
Above problem limits the application scenario of personal credit information, be unfavorable for using credit information as the basic voucher of individual in the every field widespread use of social life.
Utility model content
Given this, the utility model provides a kind of personal credit information card system based on large data.Each individual citizens can hold a personal credit information card, if need when handling various affairs to transfer personal credit information, then undertaken swiping the card and Authorized operation by this card system, namely can obtain the e-file of personal credit information from native system.
Personal credit information card system based on large data described in the utility model, is characterized in that, comprising:
Card;
To swipe the card FEP, comprise card reader, code keypad, handwritten signature collection plate, confirming button and networking interface;
Special line communication network, for being connected with described FEP of swiping the card by described networking interface, and connects personal credit information storage server;
Personal credit information storage server, for FEP of swiping the card described in being connected by described special line communication network; And connect at least personal credit information data source by wide area network;
Credit information application system, connects described personal credit information storage server by wide area network, to obtain the e-file of personal credit information from described personal credit information storage server.
Preferably, described card is any one in magnetic stripe card, IC-card, radio electronic label card.
Preferably, described special line communication network is have the wireless of separate physical channel or wireline communication network.
Preferably, described credit information application system connects printing device, to print the e-file of described personal credit information.
Preferably, described personal credit information storage server is connected to other business system server as personal credit information data source by wide area network.
The utility model has following beneficial effect:
In application native system process, when individual handle a certain affairs need to transfer personal credit information time, can hold personal credit information card be responsible for these affairs handle mechanism pass through described in swipe the card that FEP carries out swiping the card, password authentification and signature authorises, and then the personal identification of personal credit card record mark is transferred to personal credit information storage server by special line by FEP of swiping the card.The credit information of individual citizens is summarized in the middle of the large Data Source that personal credit information storage server provides from the business system server of the departments such as bank, the tax, public services, judiciary, thus can respond the request of FEP of swiping the card and the credit record of corresponding individual is transferred to the credit information application system that these affairs handle mechanism, handling mechanism for individual and affairs and veritify.
Personal credit information card system based on large data provided by the utility model, for I and the legal personal credit information of transferring of third party provide convenient, quick, real-time mode, expand the application surface of personal credit information, improve the application efficiency of personal information information.
Accompanying drawing explanation
Fig. 1 is the personal credit information card system based on large data described in the utility model topology schematic diagram.
Embodiment
Fig. 1 is the personal credit information card system based on large data described in the utility model topology schematic diagram.Personal credit information card system based on large data described in the utility model, comprising: card 1, FEP 2 of swiping the card, special line communication network 3, personal credit information storage server 4, personal credit information data source 5 and credit information application system 6.
Described card 1 is any one in magnetic stripe card, IC-card, radio electronic label card, and as personal credit information dedicated card, storage inside is exclusively used in the personal identification mark that personal credit information is transferred.
FEP 2 of swiping the card comprises card reader, code keypad, handwritten signature collection plate, confirming button and networking interface.The type transition of described card reader and card 1, can obtain the personal identification mark in the middle of card 1.Individual holds this card 1 at the sales counter that affairs handle mechanism and carries out in the card reader of FEP 2 of swiping the card operation of swiping the card, and afterwards, also needs to carry out password veritification by the code keypad of this FEP 2 of swiping the card.Further, individual utilizes handwritten signature collection plate to sign, to authorize these affairs to handle mechanism carry out transferring of personal credit information.By clicking confirming button, swiping the card that the personal identification of collection identify from described networking interface by FEP, password and figure of signing be sent to personal credit information storage server 4 by special line communication network 3.
Special line communication network 3 is connected with described FEP 2 of swiping the card by described networking interface, and connects personal credit information storage server 4.Described special line communication network 3 for having the wireless of separate physical channel or wireline communication network, and utilizes cipher mode to transmit personal identification mark, password and signature figure, ensure that the safety and reliability of system.
To swipe the card described in personal credit information storage server 4 is connected by described special line communication network 3 FEP, and personal credit information storage server 4 connects at least personal credit information data source 5 by wide area network 7.Personal credit information data source 5 is positioned at the responsible business system server providing the department of personal credit record such as bank, the tax, public services, judiciary.The credit information of individual citizens is summarized in the middle of the large Data Source that personal credit information storage server 4 provides from these business system server, thus the request of FEP of swiping the card can be responded, and the e-file of the credit record of corresponding individual is transferred to the credit information application system 6 that these affairs handle mechanism, handle mechanism for individual and affairs and veritify.
Credit information application system 6, connects described personal credit information storage server 4 by wide area network 7, to obtain the e-file of personal credit information from described personal credit information storage server 4.In order to ensure citizen privacy, credit information application system 6 does not provide the port carrying out statistical conversion, thus this e-file cannot be moved to other system or equipment.Described credit information application system 6 also connects special printing device, to print the e-file of described personal credit information.
In application native system process, when individual handle a certain affairs need to transfer personal credit information time, can hold personal credit information card be responsible for these affairs handle mechanism pass through described in swipe the card that FEP carries out swiping the card, password authentification and signature authorises, and then the personal identification of personal credit card record mark is transferred to personal credit information storage server by special line by FEP of swiping the card.The credit information of individual citizens is summarized in the middle of the large Data Source that personal credit information storage server provides from the business system server of the departments such as bank, the tax, public services, judiciary, thus can respond the request of FEP of swiping the card and the credit record of corresponding individual is transferred to the credit information application system that these affairs handle mechanism, handling mechanism for individual and affairs and veritify.
Personal credit information card system based on large data provided by the utility model, for I and the legal personal credit information of transferring of third party provide convenient, quick, real-time mode, expand the application surface of personal credit information, improve the application efficiency of personal information information.
Above embodiment is only for illustration of the utility model; and be not limitation of the utility model; the those of ordinary skill of relevant technical field; when not departing from spirit and scope of the present utility model; can also make a variety of changes and modification; therefore all equivalent technical schemes also belong to category of the present utility model, and scope of patent protection of the present utility model should be defined by the claims.